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    8 Great Personal Finance Apps to Try for Fun (and More)

    by Marguerita M. Cheng, CFP®, CEO, Blue Ocean Global Wealth Aug 24, 2018 5 minutes

    Budgeting, saving and getting out of debt probably don't sound like a lot of fun, but app designers are trying to change that with an array of mobile apps to help people better manage their money. Some of these apps even use gaming elements to help make personal finance more fun and to increase user motivation and engagement.

    Gamification can improve learning and boost performance. Game-design features trigger an unconscious incentive that entices the user to reach a certain goal. This could be optimizing their expenses, income or savings.

    For example, uses illustrated bars to visualize transactions. The bar for outgoing transactions is red and grows longer and closer to the green savings bar with every dollar spent. The incentive is to save as much as possible to see a larger difference between the

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