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HOW A CREDIT CARD LOAN’S FAST AND EASY CASH CAN COST YOU

Credit card companies want to turn your unused credit line into cash that you can borrow for things like home improvements or unexpected expenses. But accepting this loan offer may not be the best choice for your wallet or your credit score.

In recent months, two of the largest credit card issuers, Citi and Chase, have announced they’ll offer credit card loans to eligible cardholders.

Citi is offering its Citi Flex Loan, while

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