As CEO of ACI Specialty Benefits, Ann D. Clark, PhD, is a best-selling author, accomplished motivational speaker, lecturer, and commentator who has appeared on The Oprah Winfrey Show and Donahue. W...view moreAs CEO of ACI Specialty Benefits, Ann D. Clark, PhD, is a best-selling author, accomplished motivational speaker, lecturer, and commentator who has appeared on The Oprah Winfrey Show and Donahue. Widely published, her articles have appeared in Glamour, Men’s Health, and Redbook. She lives in Carmel Valley and is a licensed marriage, family, and child therapist.view less