Everand Logo

Welcome to Everand!

  • Discover millions of ebooks, audiobooks, and so much more with a free trial

    Only $11.99/month after trial. Cancel anytime.

    Loans 101: How to Get a Loan; Pay Less, Get More
    Loans 101: How to Get a Loan; Pay Less, Get More
    Loans 101: How to Get a Loan; Pay Less, Get More
    Ebook55 pages42 minutes

    Loans 101: How to Get a Loan; Pay Less, Get More

    By Amit Eshet

    4/5

    ()

    Read preview

    About this ebook

    Many people damage their financial future by taking various loans without understanding the basics of the financial system nowadays.
    In my 10 years of expertise as a financial planner I have seen a countless number of people losing their properties and assets, mainly because they were lacking crucial and needed knowledge and information. Exactly that knowledge would have helped them make the right decisions on time and avoid unnecessary losses. This and more have led me to write this e-book, giving you a real and relevant assistance to improve your financial future.
    Before taking a loan for any particular reason you should ask yourself: Is it a smart way? My answer is YES, only if you understand the principles behind it. Without understanding all the considerations concerning it, loans could get you to a financial crisis.
    Throughout the book you will be provided with explanations about payday loans, educational loans, credit loans, and various other loans that are relevant to you.
    The different loan descriptions are not the main reason why I would like you to read this book. In addition to many helpful tips and examples, this book will make you understand many of the terms you often find unexplained by lenders, merely interested in your welfare but mostly in your money:
    • What is an interest rate and its effect on your monthly repayment?
    • What are the pros and cons of loans with varying periods?
    • When, how, and why would you re-finance a loan?
    Understanding the principles behind loans will give you the ability to negotiate and choose the most appropriate one for you. After reading and understanding the terminology described in this book you will be able to pay less and get more!
    Good luck with your financial future, I wish you make all your dreams come true.

    LanguageEnglish
    PublisherAmit Eshet
    Release dateApr 15, 2013
    ISBN9781301127948
    Loans 101: How to Get a Loan; Pay Less, Get More
    Author

    Amit Eshet

    Amit Eshet, B.Sc. in Economics and Management. Graduated in 1989.Amit is Financial planner and has many years of experience in management and financial consulting. He developed several methodologies and techniques for dealing with money that he now passes along to numerous clients.Member of Financial Planners Organization and volunteer with Small Business Consulting Organization.

    Related to Loans 101

    Related ebooks

    Personal Finance For You

    View More
    View More

    Related podcast episodes

    Related articles

    • Article

      When Zombie Debt Collectors Chase Written-Off Debts

      Jan 4, 2019

      Chances are that you have never heard the terms Zombie Debt or Zombie Debt Collectors. Neither had former United States Marine Lt. Charles Lay until the first week of October 2018, when he received this phone call: "Superior Court calling, and we w

      5 min read

    • Article

      Fund a Home Business!

      Oct 18, 2019

      Fund a Home Business!
      9 min read

    • Article

      HOW TO... Get Off A Blacklist

      Sep 23, 2019

      HOW TO... Get Off A Blacklist
      2 min read

    • Article

      How to Build a Credit History

      Oct 3, 2019

      Most lenders expect you to have a decent credit record to qualify for a loan or credit card. But if you've never had a credit card or taken out a loan, you don't have much of a credit history. It's a conundrum that young people face as they begin the

      4 min read

    • Article

      Equifax Data Breach Settlement: What You Need to Know

      Jul 24, 2019

      If you're one of the roughly 147 million people whose sensitive personal information was exposed in the 2017 Equifax data breach, get ready to claim your share of the relief. The credit bureau has agreed to a settlement of up to $700 million with the

      4 min read

    • Article

      Find Your Hidden Dollars

      Sep 2, 2020

      Find Your Hidden Dollars
      18 min read

    • Article

      How Credit Cards Work

      Feb 4, 2022

      How Credit Cards Work
      1 min read

    • Article

      15 Best Foreclosure Sites for Finding Properties

      Jan 6, 2021

      You may remember that foreclosures were a big part of the Great Recession. As the economy cratered, foreclosure filings soared. In the first half of 2010 alone, 1.65 million U.S. homes spun into foreclosure, according to data from ATTOM Data Solution

      3 min read

    • Article

      Building a Credit Score

      Dec 31, 2019

      Building a Credit Score
      4 min read

    • Article

      Think Twice About Applying for Credit

      Aug 27, 2021

      Americans paid down billions in credit card debt during the pandemic, with balances declining 17% in the first quarter of 2021 compared with a year earlier, according to the Federal Reserve Bank of New York. But now that the economy is recovering, cr

      2 min read

    • Article

      Crooks Using New Schemes to Steal Your Identity

      Jul 6, 2018

      Julie Conroy, a research director at Aite Group, a financial services research firm, specializes in fraud and money-laundering issues. What is synthetic ID theft? Criminals fabricate new identities to open fraudulent lines of credit, typically by com

      1 min read

    • Article

      Getting a Loan Could Get Easier

      Nov 29, 2018

      We asked Gerri Detweiler, a credit expert and education director at Nav, a small-business financial management platform, about UltraFICO and consumer credit. FICO recently announced a new credit score called Ultra­FICO. How is it different from the t

      1 min read

    • Article

      Tips On How To Choose A Credit Card For Your Business

      Oct 18, 2019

      The right business credit card is a valuable and versatile funding option for your small business. You can use one to manage gaps in your cash flow, earn points and rewards, and handle unexpected emergencies. Also, a business credit card will help yo

      1 min read

    • Article

      Are Debt Collectors Overcharging You? How to Protect Yourself

      Aug 25, 2022

      It’s tough enough trying to get ahead of a debt that’s gone to collection; it’s worse when a debt collector piles on fees, charging you extra to give them money. Yep, that’s right. According to federal officials, some debt collectors charge consumers

      3 min read

    • Article

      Entrepreneurs Pay Too Much in Taxes Because They Don't Do This

      Mar 29, 2019

      As we head deeper into tax season, we're starting to hear from more and more Americans experiencing sticker shock as they file their returns. Gone is the comforting and often sizable refund check they've come to expect every year. Instead, they're fi

      2 min read

    • Article

      Disposable Credit Card Numbers Provide Extra Security

      Nov 27, 2017

      At a time when online credit card fraud seems like a foregone conclusion, here's one potential solution: Instead of trying to prevent card numbers from being pilfered on the web, simply use numbers you don't mind being stolen. That's the pitch from a

      4 min read

    Related categories

    Reviews for Loans 101

    4/5

    1 rating0 reviews

    What did you think?

    Tap to rate

    Review must be at least 10 words

      Book preview

      Loans 101 - Amit Eshet

      Loans 101

      How to Get a Loan

      Pay Less, Get More

      Amit Eshet

      Copyright © 2013 Amit Eshet

      Smashwords Edition, License Notes

      This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to Smashwords.com and purchase your own copy. Thank you for respecting the hard work of this author.

      Table of Contents

      Introduction

      Chapter One: What are Loans?

      Chapter Two: Loan Principles

      Chapter Three: Refinancing

      Chapter Four: Student Loans

      Chapter Five: Mortgage Loans

      Chapter Six: Car Loans

      Chapter Seven: Short-term Loans

      Chapter Eight: Small Business Loans

      Summary

      Introduction:

      How can I get money? Do you want to understand the secrets behind the loans world?

      Hello, and welcome! I want to use this space to personally thank you for deciding to pick up this e-book. For anyone who want to apply for a loan, this book is especially for you!

      There are many loans kinds as: Car loans, educational loans, pay day loans and many more. The question is do you know how to check wether the loan conditions good for you or not.

      I know many people who broke up because the loans they took demand higher monthly repayment much higher than they could afford.

      Their interest rate was high, loan period was too short and many reasons you have to understand the rules before entering to this tough world.

      Loans can be intimidating—borrowing money that you do not have, with the pressure to pay it back later? Yikes! However, if you are well informed and make smart decisions, getting a loan can be one of the most beneficial financial tools that you could have at your disposal.

      In this book, I will be covering how to go about getting a loan, and how to be a responsible borrower. Moreover, I’ll discuss how loans work, and what the process of paying back a loan entails once you are approved for your loan.

      There are quite a few different types of loans—do you know the differences? Well, you will soon! Here, you will learn how different types of loans should be handled, what their differences are.

      More than that, Re finance powerful tool you will know When, Why and How to use it.

      If you’re hesitant about applying for a loan, don’t sweat. Sit back, relax, and read through this book, and when you’re finished you will have a stronger grip on the world of loans than you’ve ever had before!

      You have in the book many numerical examples, which help you to

      Enjoying the preview?
      Page 1 of 1