The Expatriate's Roadmap to Successfully Moving Overseas
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About this ebook
Written by an American expat who lived in Italy and is still living in France, this book gives you the right questions to ask about moving abroad. Better yet, it also gives you the answers. Living in another country can be a wonderful experience, but it is also a daunting one. Avoid the pitfalls the author made by learning how to do the research, so you can make a great decision.
The book covers:
▪ Common reasons for moving overseas, and how to know if expatriation is the right move for you
▪ Pros and cons of living overseas
▪ How to choose your destination country
▪ The legalities of moving overseas
▪ Why it’s important to make a trial run to determine if you really want to move to the country
▪ How to do thorough research before you move, including living arrangements, work, culture, languages, and more
▪ The legal, tax and financial considerations of moving overseas, including income, taxes, retirement savings, and FATCA/FBAR
▪ Case study of one country – Italy -- to help you get an idea of what might be involved in your move
▪ Tips for a smooth move, including ideas for packing, shipping, moving pets, finding housing, and more
▪ How to adjust to life in a new country, including finding needed resources, fitting into a new culture and making friends
▪ How to earn a living while abroad, including information on how to find a job, starting your own company or working as a freelancer
▪ The common mistakes expats make and how to avoid them
▪ How to adopt the habits of a happy expatriate
▪ Many Helpful Website Links
Cynthia Caughey
Cynthia is an expat who has lived in Italy and France for 10 years. She's also traveled to 31 countries with many more on the list. After a personal life change, Cynthia is on her way back to France to start life again in 2017 at the age of 58. Cynthia is an expert at starting life anew, having done it eight times in three countries - virtually every time alone. The book includes 100 pages of well-researched information that also includes Cynthia's experiences as an expat. Learn from her experience, knowledge, and her mistakes.
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The Expatriate's Roadmap to Successfully Moving Overseas - Cynthia Caughey
The Expatriate’s Roadmap to Successfully Moving Overseas
All You Need to Know About Living Abroad
By Cynthia Caughey
Copyright © 2016 Cynthia Caughey
All rights reserved.
This ebook is licensed for your personal enjoyment only. This ebook may not be re-sold or given away to other people. If you would like to share this ebook with another person, please purchase an additional copy for each person you share it with. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then you should purchase your own copy. Thank you for respecting the hard work of this author.
Ebook formatting by www.ebooklaunch.com
Table of Contents
Foreword
Preface
Introduction
Is Moving Overseas Right for You
Choosing a Destination
Trial Run
Pre-Move Research
Taxes and FATCA/FBAR
Case Study - Italy
Making the Move
Adjusting to Life in a New Country
Earning a Living Abroad
The Happy Expat
Conclusion
Helpful Links
Foreword
When I met Cynthia I was living in my hometown of New York City. And although I did not realize it then, I was fortunate to have crossed her path. The little seeds that would eventually lead me to live as an American expat in Europe were beginning to be planted.
A few years later, my European husband and I packed it up and moved to Spain. I had no idea what I was getting into, but Cynthia was there. My motto became: if Cynthia could do it, I could do it.
There are few people who are as intrepid as Cynthia. What I have learned is that what Cynthia has done twice is exceedingly difficult. It takes a spine of titanium. It takes a reserve of ingenuity, commitment and resilience that is deep. Moving overseas teaches you so much about other cultures, but it also brings you lessons about your own.
These are all things that Cynthia has helped me understand - especially in those early days. If you’re thinking about moving overseas, or even if you’re an expat, read this book cover to cover. Cynthia shares her thoughts in an approachable way. There’s always something to learn. Better still, once you’ve read the book, hire her to be your expat coach. I can’t tell you how important it is to have someone be your coach, mentor or cheerleader, especially in the beginning.
Linda N. Spencer
American Expat
Preface
Hello, I’m Cynthia and I’ve been an expat for nine years in two European countries, France and Italy. I became an expat for two different reasons - one I needed a break from my life and career and yearned for an adventure; and the second time because I fell in love and married a French citizen.
Having lived in two countries thus far, I can assure you that exotic and adventurous don’t remain an asset for long, especially when you’re trying to figure out how to use that weird oven or where to buy peanut butter or canned pumpkin for that pumpkin pie (I’ll let you in on a secret - you can’t buy canned pumpkin in most of Europe - you’ll have to find an importer to get it).
Ask yourself a few questions to determine your tolerance level for the expatriate life. Are you used to seeing your friends and family several times a month? Is it easy for you to find new friends and are you at ease with having lots of new people in your life? Do you have an aptitude for languages? Remember, the further you venture, the harder and more costly it will be to return to your home country or to go back and forth to visit family and friends, or for them to visit you.
Are you one of those travelers that get easily upset when they don’t ‘do things the way we do in our country?’ Do some things really aggravate you like when the waiter takes too long to take your order, or they give you terrible customer service at the local store, or people push in front of you in line? Do you get frustrated with people because no one speaks English, or you can’t read the menu? How about if can’t find your favorite snack or convenience foods at the grocery store? Are you ready to learn the new driving laws of your adopted country? Are you prepared to have the patience of a saint during the ordeal of dealing with bureaucracies? What if you’ve never traveled much and found it frustrating when you did? Do you have overly romantic, unrealistic views of the new country and its culture? You are an American football or baseball fanatic (guess what, those for the most part, don’t exist in most other countries). I could go on and on. If just hearing this list raises anxiety for you, you may want to rethink your desire to live outside of your native country.
Living abroad also means that a different language will be the norm
and you’ll have to change your social and cultural rules and assumptions about correct behavior.
Local holidays will be different - forget the Fourth of July, Thanksgiving, Veterans Day, Presidents Day and probably Halloween too (it’s just not a big holiday overseas). Even Christmases and Easters will be celebrated differently.
Are you a devoutly religious person? Are religion and a religious community important to you? You can find a lot of Catholics and Catholic Churches in Europe and Central and South America, but not a lot of Protestants. Protestant churches are harder to find in most parts of the world. Countries such as France, Germany and Scandinavia are pretty much atheist now. If you are a conservative evangelical Christian you will find most countries outside of America lonely because this brand of Christianity does not exist much outside of the US for the most part. This type of Christianity is not accepted well either in many parts of the world.
You will also find the politics of Europe and many other countries liberal or progressive compared to American politics. Additionally, you may occasionally run into hostility from the citizens of other countries toward U.S. politics and foreign policies. You may also find anger at some American corporations who run mom and pop businesses out of town in some countries.
So you ask, if it’s so hard, why do it? Because some of the things you find difficult will be some of the things that expand your horizons and force you to rethink what you believe, your values, and assumptions of life and the world. These experiences will stretch and challenge you, bring out your resiliency and creativity, open new ways to make a living, and new priorities for your life. It may slow you down and cause you to appreciate the new friends you make because they will become a life line for you. You will feel new things, savor small moments you might have missed in your ‘old’ life, and open yourself up to things you would never have tried before. You’ll see things in a completely different way, and your life priorities may change.
The experiences you will have will be the other reason to live as an Expatriate (Expat). Listen to exotic birds in Costa Rica sing their morning songs; watch the sunset on the Costa del Sole in Spain every evening with a glass of Spanish wine; hike in green rolling pastures listening to the cow bells in the French Alps every weekend; lie in a hammock under the Amazon forest canopy listening to the howler monkeys in Ecuador every evening; visit a new museum or ancient ruin every month in Rome; attend a weekly lecture by a famous author in London; buy your produce and fresh cheese at the open air market every Saturday in France; or stroll with the Italians on their evening passeggiata while eating gelato in an Italian village. I could go on and on.
When becoming a global citizen you have to let go of the thought that there is only one way to do or experience life. If you’re open, put aside your nationalism and ask yourself if other countries do some things better than your home country? Challenge yourself - then