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    Budget and Grow Rich
    Budget and Grow Rich
    Budget and Grow Rich
    Ebook39 pages24 minutes

    Budget and Grow Rich

    By JD Lovil

    ()

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    About this ebook

    Do you always have too much month at the end of your money?

    There is a solution to that problem.

    The solution to your problem is to make a budget.



    The Author will take you by the hand, and guide you in the process of turning an empty spreadsheet into a budget you can be proud of.

    You can save a little money, and get more bang for your buck when you do spend money.


     

    Let me show you how to make your money work for you. Buy a copy of Budget and Grow Rich.

    LanguageEnglish
    PublisherJD Lovil
    Release dateJun 2, 2016
    ISBN9781533756114
    Budget and Grow Rich
    Author

    JD Lovil

    JD Lovil Is the writer of a series of cross genre science fiction novels dealing with the existence of a multitude of parallel earths as required by the Many Worlds interpretation of Quantum Theory. He enjoys writing books which are essentially ‘stand alone’ books, but with similar rules and circumstances, and with some crossover of characters. JD also writes nonfiction books occasionally on subjects, which he believes to be given less attention than called for, or for which he perceives a significant need. Originally from Arkansas, JD Lovil now lives in Phoenix, Arizona. Visit his website at www.jdlovil.jimdo.com

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      Book preview

      Budget and Grow Rich - JD Lovil

      1. Why a Budget?

      ––––––––

      Do you find that you have too much month left at the end of your money? If you do, perhaps you should take the advice of those people who have told you that you need a budget. I know what you are going to say. They have told you that you need a budget, but they never bothered to tell you how to make a budget. I am going to tell you how.

      A budget needs to be an actual 'numbers on paper' type of thing. You cannot just mentally carry a budget around in your head, and expect to get some results. A budget is a daily 'record and check' your numbers process. You need to be able to record where your money comes from, when it comes, and where it goes. If you do not know these things, then you will never preserve your money for those lean days that we all potentially have.

      Three types of action make a good budget. You need to know what things you spend your money on, and how much money you have coming in to spend, and you need to make a system that tracks that spending process, and lets you know where you stand at all times, in the process. The third part is that you need to track that spending each day that you buy things, so that you always have an accurate record of your spending.

      In this chapter, we are going to find the baseline for your spending habits, tell you how to determine what categories of spending you need to have in your budget to get where you need to go, and find out what your actual spending history is, versus what you think it is.

      I know what you are thinking. 'I don't have enough money coming in to meet my expenses. Do you really think that a budget is going to help me meet those expenses, and maybe allow me to save a little bit for a rainy day?' Yes, I do.

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