Ques.

: 1 Interpol has issued red corner notice for the arrest of Saudi Arabiabased engineer Fasih Mehmood, which India sought for his alleged role in which of the following bomb blasts? 1) Jama Masjid bomb blast 3) Varanasi bomb blast 5) Lucknow bomb blast 2) Bomb attack on Chennaswamy Stadium in Banglaore 4) Jaipur bomb blast Ans.) 2

Ques. : 8 In which of the following states Bharat Heavy Electricals Ltd has commissioned a 250 MW unit at Paricha Thermal Power Station (TPS)? 1) Madhya Pradesh 3) Jharkhand 5) Bihar 2) Uttar Pradesh 4) Chhattisgarh Ans.) 2

1) Saving Bank Interest Rate 3) Repo Rate

2) Base Lending Rate 4) Present rate on deposits

5) Discount rate of Ans.) 2 interest Ques. : 15 Immediately prior to change in measure of food inflation, which of the following indexes was being used for measuring it? 1) Wholesale Price 2) Consumer Price Index Index 3) Interest rates offered by banks on deposits 5) None of these 4) Sensex and Nifty Ans.) 1

Ques. : 9 The licence granted to which of the following co-operative banks has recently been cancelled by the Reserve Bank of India (RBI)? 1) Pragati Coop Bank Ltd. 3) Chatrapur Cooperative Bank Ltd 2) Randheja Commercial Co-Op Bank Ltd. 4) Sarangpur Co op Bank Limited

Ques. : 2 Who has written the book A Life in Politics? 1) Arun Shourie 3) PA Sangma 5) LK Advani 2) Sushma Swaraj 4) Meira Kumar Ans.) 3

5) Sarsa People's Ques. : 3 Who among the following has Co op Bank Ans.) 3 been appointed as the chairman of the Limited Indian Tourism Development Corporation (ITDC) with Cabinet rank by Union Ques. : 10 Who has become the first cabinet recently? Indian writer to win the prestigious Ondaatje Prize 2012 for his book The Sly 2) Janardan 1) RK Dhawan Company of People Who Care? Dwivedi 1) Rana Dasgupta 2) Pinki Virani 3) Shankarsinh 4) Oscar Vaghela 5) HR Bharadwaj Fernandes Ans.) 3 3) Raghuram G Rajan 5) Manu Joseph 4) Rahul Bhattacharya Ans.) 4

Ques. : 16 What is the full form of FINO, a term we see frequently in financial newspapers? 1) Financial Investment Network and Operations 3) Farmers Inclusion News and Operations 5) None of these 2) Farmers Investment in National Organisation 4) Financial Inclusion Network and Operations Ans.) 1

Ques. : 4 The insurance ombudsmen is to be allowed to deal with the grievances of individual consumers, involving the claims higher than what amount permitted at present? 1) Rs 5 lakh 3) Rs 15 lakh 5) Rs 25 lakh 2) Rs 10 lakh 4) Rs 20 lakh Ans.) 4

Ques. : 11 Who among the following Indian has taken over as the Chief Executive Officer (CEO) of Deutshe Bank on June 1? 1) Vimal Pandey 3) KV Kamath 5) Deepak Parekh 2) Anshu Jain 4) Chanda Kochar Ans.) 2

Ques. : 17 Which amongst the following countries is NOT a member of the TAPI pipeline project, which was in news recently? 1) India 3) Portugal 5) Turkmenistan 2) Afghanistan 4) Pakistan Ans.) 3

Ques. : 5 Who has been appointed as the new commerce secretary of India recently? 1) SK Srivastava 3) SR Rao 5) BC Gupta 2) Ashish Bahuguna 4) Gokul Chandra Pati Ans.) 3

Ques. : 12 Ambassadors and top diplomats from which country have been recently expelled in an unusually coordinated blow to the country, after a particularly gruesome massacre in which families, including children, were shot at close range in their homes? 1) Libya 3) Pakistan 5) Somalia 2) Syria 4) South Sudan Ans.) 2

Ques. : 18 An agreement on Arms Reduction popularly known as START is one of the major issues in the way of smooth relations between which of the following two countries? 1) India-Pakistan 3) China-Japan 5) Russia-Iran 2) India-China 4) USA-Russia Ans.) 4

Ques. : 6 Which private sector bank of India has emerged as the country top arranger of domestic bond issues during the financial year 2011-12? 1) ICICI Bank 3) Axis Bank 5) Yes Bank 2) HDFC Bank 4) IDBI Bank Ans.) 1

Ques. : 13 Who is the chairman of the National Transport Development Policy Committee, which has suggested that Metro projects should be restricted to cities with over 5 million population, else it would not be cost-effective?

Ques. : 19 Which of the following international agencies/organisations had initiated an International Convention for the Protection of All Persons from Enforced Disappearance, which came into effect last year? 1) World Health Organisation 3) International Maritime Organisation 5) United Nations 2) International Court of Justice 4) International Atomic Energy Agency Ans.) 5

Ques. : 7 With the ruling party of which 1) Dr Anil Kakodkar 2) Rakesh Mohan country Congress party of India has 4) Justice HR 3) Sam Pitroda signed a seven-point agreement focussed Khanna on both parties agreeing to consult each 5) E Sreedharan Ans.) 2 other and exchange information on evolving developments in both the Ques. : 14 A major public sector bank countries? raised interest rates on loans by 25 points was news in some major 1) US 2) Myanmar financial newspapers recently. This 3) Russia 4) Belarus means the bank has raised interest by 25 basis points of: 5) Thailand Ans.) 3

Ques. : 20 BRIC, which was the organisation of four nations, name Brazil, Russia, India and China, now has become BRICS. Which is the fifth nation included in it? 1) South Korea 3) Singapore 5) South Africa 2) Sri Lanka 4) Spain Ans.) 5

Ques. : 21 The process of acquisition of agricultural land and its compensation to farmers had come up as a major issue in which of the following states last year, which created law and order problem? 1) Haryana 3) Uttar Pradesh 5) Punjab 2) Gujarat 4) Rajasthan Ans.) 3

distance, and a few other services through single licence 5) All of the above Ans.) 5 Ques. : 27 Which of the following states has become the transit point for trafficking of children and women? 1) Delhi 3) Maharashtra 2) Uttar Pradesh 4) Jharkhand

1) West Indies 3) Australia 5) England

2) South Africa 4) Sri Lanka Ans.) 2

Ques. : 34 Which of the following Indian cricket teams sponsor will become the sponsor of the Bangladesh cricket team for the next four years? 1) Nike 3) Sahara Group 5) DLF 2) Micromax 4) Red Bull Ans.) 3

Ques. : 22 What does the letter L denote in the term LAF as referred every now and then in relation to the Monetary Policy of the RBI? 1) Liquidity 3) Leveraged 5) Linear 2) Liability 4) Longitudinal Ans.) 1

5) Andhra Pradesh Ans.) 1 Ques. : 28 Which of the following days is celebrated on 31st May worldwide? 1) International Mount Everest Day 3) World Thyroid Day 5) International Family Day 2) World Metrology Day 4) World No Tobacco Day Ans.) 4

Ques. : 35 Who among the following Englands finest stroke players and the most popular cricket star worldwide has recently announced his retirement from the limited-over internationals? 1) Kevin Pietersen 2) Ian Bell 3) James Taylor 5) Ravi Bopara 4) Jonathan Trott Ans.) 1

Ques. : 23 Banks and other financial institutions in India are required to maintain a certain amount of liquid assets like cash, precious metals and other short-term securities as a reserve all the time. In banking world this is known as: 1) CRR 3) SLR 5) None of these 2) Fixed Asset 4) PLR Ans.) 3

Ques. : 29 India with which of the following countries is planning to set up homes for prisoners on either side of the international borers to house those who have completed their jail term but were yet to be repatriated? 1) Sri Lanka 3) Pakistan 5) Bangladesh 2) Bhutan 4) Nepal Ans.) 3

Ques. : 36 Registration of marriages within 60 days of tying the knot will become mandatory in which of the following states and its non compliance will invite a fine of Rs 10,000? 1) Uttar Pradesh 2) Chhattisgarh 3) Delhi 5) West Bengal 4) Uttarakhand Ans.) 3

Ques. : 24 Which of the following schemes has NOT been launched by the Ministry of Rural Development, Government of India? 2) National 1) National Old Age Maternity Benefit Pension Scheme Scheme 3) National Family Benefit Scheme 4) Mid Day Meal Programme

Ques. : 30 Who among the following has been dropped out of the list of the top 40 billionaires measured by Bloomberg Billionaires Index? 1) Luis Carlos Sarmiento 3) Alwaleed bin Talal 2) Mark Zuckerberg 4) Rinat Akhmetov

Ques. : 37 As per the latest India State of Forest Report 2011, amongst all the Indian states which of the following states has the maximum Forest Cover area in the country? 1) Madhya Pradesh 3) Chhattisgarh 5) Tamil Nadu 2) Arunachal Pradesh 4) Maharashtra Ans.) 1

5) All the above are launched by the Ans.) 4 Ministry of Rural Development Ques. : 25 Bhagyam Oilfields are located in which of the following states of India? 1) Rajasthan 3) Assam 5) Karnataka 2) Gujarat 4) Maharashtra Ans.) 1

5) Michele Ferrero Ans.) 2 Ques. : 31 India with which of the following countries has signed a Tax information Exchange Agreement to promote economic cooperation and joint investment between the two countries aimed at boosting bilateral trade that stands at $1.7 billion? 1) Bahrain 3) Bermuda 5) China 2) Bahamas 4) Argentina Ans.) 1

Ques. : 38 Which of the following countries is expected to become the second largest producer of crude steel in the world by 2015? 1) China 3) Japan 5) Russia 2) India 4) United States Ans.) 2

Ques. : 26 Which of the following statements is true regarding the National Telecom Policy (NTP) 2012, which has been recently approved by the Union Cabinet? 1) The policy promises broadband for all with a minimum download speed of 2 megabits 3) The policy also allows national number portability, but again, with no visible timelines 2) Consumers who use national roaming can now expect to pay local call charges 4) The policy also gets a formal approval of the new unified licensing regime which allows companies to provide ISP, fixed line, international & national long

Ques. : 32 Which of the following soft drinks brand has tied up with IndiGo airlines to promote its latest football campaign with the idea of surprising 6E passengers at the six busiest airports with Football kits? 1) Pepsi 3) Thumps Up 5) Limca 2) Coca Cola 4) Mountain Dew Ans.) 1

Ques. : 39 Which of the following states High Court has quashed Central Governments decision of the creation of 4.5% sub-quota for religious minorities including Muslims, Sikhs, Christians, Buddhists and Parsis, within the 27% OBC quota? 1) Karnataka 3) Orissa 5) West Bengal 2) Uttar Pradesh 4) Andhra Pradesh Ans.) 4

Ques. : 40 Who has written the book The God of Small Things? 1) Arundhati Roy 3) Shobhaa De 5) Kiran Desai 2) Salman Rushdie 4) VS Naipul Ans.) 1

Ques. : 33 The Champions League Twenty20, which was scheduled to be held in India, is likely to be shifted to which of the following countries due to logistical problems?

Ques. : 41 Under the Annapurna

Scheme how much foodgrains is provided Ques. : 49 The branding line of Punjab to an eligible person every month for free National Bank is of cost under the scheme? 1) Taking Banking 2) Trusted Family 1) 5 kg 2) 10 kg Technology to the Bank Common Man 3) 12 kg 4) 15 kg 5) 20 kg Ans.) 2 3) A Name You Can 4) One Bank Bank Upon Many Solutions 5) One Family One Ans.) 3 bank Ques. : 50 When someone wants to open a new savings bank account, the bank asks him/her to bring various documents. Which of the following is one of these documents? 1) Degree Certificate 3) Identity Proof and Proof of Residence 5) All the above 2) Medical Certificate 4) Address proof of the guarantors Ans.) 3 Ques. : 42 Zero balance account is generally allowed to be opened for 1) Salaried class 3) Minor Childrens 5) Businessman 2) Senior Citizens 4) Foreign Customers Ans.) 1

Veeramani 5) Vanya Shivashankar

Mahankali Ans.) 2

Ques. : 56 Who among the following has been conferred with the Presidential Medal of Freedom 2012, the highest civilian honour given in the US? 1) Stephen Hawking 3) Chita Rivera 5) Bob Dylan 2) Gordon B Hinckley 4) Tony Blair Ans.) 5

Ques. : 43 What is the full form of letter C in CBS? 1) Credit 3) Continuous 5) Cash 2) Core 4) Complete Ans.) 2

Ques. : 57 Which of the following books is written by Upamanyu Chatterjee? 1) The White Tiger 2) A Fine Balance 3) English August 5) Breakout Nations 4) The Sins of the Father Ans.) 3

Ques. : 44 Which of the following terms is NOT used in the field of banking and finance? 1) Commercial paper 3) Blue chip companies 5) Wobbe Index 2) Premium bonds 4) Call option Ans.) 5

Ques. : 45 Constitutionally, which one of the following can levy Service Tax? 1) State Government only 3) Union Territory Government only 5) None of these 2) Union Government only 4) Both State and Union Government Ans.) 1

Ques. : 58 Which of the following states Ques. : 51 Name the leader of notorious has topped as the fastest growing state Ranvir Sena, a miltia of uppper castes of with a striking 13.1percent growth in 2011-2012? central Bihar, who was shot dead by unidentified gunmen in Bihar's Bhojpur 1) Bihar 2) Tamil Nadu district recently? 3) Gujarat 4) Goa 1) Brahmeshwar 2) Mallojula 5) Chhattisgarh Ans.) 1 Singh Koteswara Rao Ques. : 59 Which of the following social 3) Cherukuri 4) Sabyasachi networking sites has launched its 'pay to Rajkumar Panda post' service that allows users to 5) Charu Majumdar Ans.) 1 highlight or promote posts by paying a Ques. : 52 Which of the following states small fee? High Court judge has been suspended in 1) Twitter 2) Orkut a cash-for-bail scandal involving a mining 3) Facebook 4) LinkedIn baron? 1) Karnataka 3) Andhra Pradesh 5) Orissa 2) Tamil Nadu 4) Goa Ans.) 3 5) Google Plus+ Ans.) 3 Ques. : 60 Which of the following states BJP MLA has been convicted by a special Lokayukta court in a property bribery case? 1) Andhra Pradesh 3) West Bengal 5) Uttar Pradesh 2) Karnataka 4) Bihar Ans.) 2

Ques. : 46 In the proposed low cost pension scheme, which one of the following has been made responsible for maintaining of the records of pension account of an individual? 2) National 1) Reserve Bank of Securities India Depositories Ltd (NSDL) 3) Stock Holding Corporation of India 5) SEBI 4) Ministry of Finance, GOI Ans.) 2

Ques. : 53 Which of the following state governments has decided to re-impose property tax on buildings including residential in the State? 1) Uttar Pradesh 3) Rajasthan 2) Haryana 4) Punjab

5) Madhya Pradesh Ans.) 2 Ques. : 54 Which of the following countries has recently joined 41 other countries at the United Nations Human Rights Council (UNHRC) in Geneva to vote for a resolution strongly condemning the recent El-Houleh incident, which resulted in the death of over a hundred civilians including women and children? 1) Philippines 3) India 5) Thailand 2) Maldives 4) Saudi Arabia Ans.) 3

Ques. : 47 The rate of interest, banks charge to its main/major and prime; customers is popularly called as 1) Prime Lending Rate 3) Cost of Fund 5) Reverse Repo Rate 2) Repo Rate 4) Risk Premium Ans.) 1

Ques. : 61 Which of the following programmes is run by the Government of India to provide safeguard against starvation during the period of natural calamities? 1) Targeted Public Distribution System 3) Jeevan Anurag 2) Antyodaya Anna Yojana 4) Village Grain Bank Scheme

5) National Food for Ans.) 4 Work Programme Ques. : 62 The Government of India provides direct financial support to which of the following schemes? 1) Jeevan Bharati Scheme 3) Sampoorna Grameen Rozgar Yojana 2) ULIP 4) Packing Credit Guarantee Scheme

Ques. : 48 Currency Swap is an instrument to manage 1) interest rate risk 3) currency and interest rate risk 2) currency risk 4) cash flows in different currencies

Ques. : 55 Who among the following Indian-Americans has won the 85th Scripps National Spelling Bee 2012 recently? 1) Nupur Lala 3) Anamika 2) Snigdha Nandipati 4) Arvind

5) All of the above Ans.) 4

5) None of these

Ans.) 3

5) None of these

Ans.) 2

stability 3) Balance between growth and financial stability 5) All of the above

commodities 4) Balance between growth, price stability and financial stability Ans.) 2

Ques. : 63 Indias first International Container Transhipment Terminal (ICTT) is located in which of the following states? 1) Andhra Pradesh 3) Tamil Nadu 5) Goa 2) Karnataka 4) Kerala Ans.) 4

Ques. : 69 Under provisions of which one of the following Acts, the Reserve Bank of India (RBI) issues directives to the Banks in India? 1) Banking Regulation Act 3) Banking Regulation Act 5) None of these 2) Essential Commodities Act 4) RBI and Banking Regulation Act Ans.) 4

Ques. : 64 Which of the following pacts/agreement allows Afghanistan to sell its goods in India without paying any tax? 1) Free Market Agreement 3) South Asian Free Trade Area, SAFTA 5) Agreement to help least Developed Countries 2) Most Favoured Nation 4) Agreement for Direct Foreign Investment Ans.) 5

Ques. : 70 In banking terms, BCSBI stands for which of the following? 2) Banking 1) Banking Credit Codes and and Securities Board Standards of India Board of India 4) Banking 3) Banking Consumer Commerce and and State Board of Secretarial India Board of India 5) Banking Communications and Ans.) 2 Systems Board of India Ques. : 71 Lack of access to financial services is technically known as 1) financial inclusion 3) financial instability 2) financial stability 4) financial exclusion

Ques. : 76 Name the former President of Egypt who has been awarded life sentence recently, in a major development after Arab Spring that started in Tunisia in 2010, for his complicity in the killing of hundreds of protesters after a 10-month trial. 1) Hosni Mubarak 3) Ali Abdullah Saleh 5) Nouri al-Maliki 2) Zine El Abidine Ben Ali 4) Omar al-Bashir Ans.) 1

Ques. : 65 Which of the following days is observed on 1st June every year? 1) World Milk Day 3) World Blood Donor Day 5) World Diabetes Day 2) World Naturist Day 4) World Music Day Ans.) 1

Ques. : 77 Which of the following universities is exploring a tie-up with two Chinese universities; Tianjin University and Shanghais Tongji University, to set up what would be Chinas first allEnglish educational institution that will provide training in Information Technology (IT) and in the science? 1) Delhi University 3) Manipal University 2) Osmania University 4) Annamalai University

5) Amity 5) poverty Ans.) 4 Ans.) 3 Ques. : 66 Which of the following states University became the first in the country to launch Ques. : 72 Loans of very small amounts Ques. : 78 Which of the following states Childrens Courts for speedy trail of crime given to low income groups is called governments has prohibited the sale and against children? 1) Micro Credit 2) Cash Credit manufacturing of all tobacco products for 1) Haryana 2) Uttar Pradesh 3) Simple Overdraft 4) Rural Credit next one year, making it the third state in 3) Delhi 4) Maharashtra the country to ban tobacco? 5) No Frills Loan Ans.) 1 5) West Bengal Ans.) 3 1) Madhya Pradesh 2) Bihar Ques. : 73 When a bank dishonours a Ques. : 67 The Kaladan Multimodal cheque 3) Kerala 4) Uttar Pradesh Transit Transport Project is a joint 5) Chhattisgarh Ans.) 2 1) it is called 2) it is called initiative of India and which of the withdrawing of the settlement of the Ques. : 79 Minister of State Youth following neighbouring countries? cheque cheque Affairs & Sports, Ajay Makan has 1) Nepal 2) Pakistan 3) it is called 4) it is called released the draft of the National Youth 3) Sri Lanka 4) Myanmar nullifying of the return of the Policy, 2012 recently. Which of the cheque cheque unpaid following statements is true in respect to 5) Bhutan Ans.) 4 the policy? 5) it is called Ques. : 68 When we deposit a cheque truncating of the Ans.) 4 1) The Policy will focus issued in our name in the bank, the bank cheque 2) Policy on empowering youth always checks if the cheque has been proposes to crossed or not? Why is this done? Ques. : 74 When the loan is guaranteed via skill development alter the target enhancing for purchase of white goods it is called age-group from 1) It is a process by 2) It ensures that employability and the existing 13which the person 1) White goods 2) Consumer the money is facilitating 35 years to 16who has issued the deposited only in loan durable loan entrepreneurship 30 years cheque comes the account of the opportunities 4) Consumption 3) Business loan know whether the person in whose loan 3) Youth Development cheque is enchased name the cheque Index (YDI) to be part 5) Proprietary or not has been drawn Ans.) 2 of the policy that will loan 4) None of 4) This is the serve as baseline and 3) The bank insists these Ques. : 75 While tackling the problem instruction of RBI ready-estimator for on it only when the of inflation, which one of the following that all the evaluators and policy party wants the aspects is taken into consideration by the makers cheques of the payment Reserve Bank of India, RBI? amount of Rs immediately and 5) All of the above Ans.) 5 10,000 should be 1) Balance 2) Balance between that too in cash accepted only if Ques. : 80 Uttar Pradesh Chief Minister between budget prices of the only they are crossed Akhilesh Yadav has recently presented deficit and price essential

the state budget for 2012-13. Which of the following statements is true in respect to this? 1) For the first time the states budget crossed the figure of Rs 2 lakh crore 3) Unemployment allowance and laptops to school students to be provided 5) All of the above 2) Provisions of Rs 500 crore for waiving farm loans 4) Budget does not incorporate any new tax Ans.) 5

Ques. : 81 which of the following states 5) All the above Ans.) 5 a biotechnology park at the cost of Rs 5 crore endowed with all facilities including Ques. : 85 Which of the following states 2) Madhya 1) Maharashtra research centre at regional level for North has created a new Limca record by Pradesh East states will be established? holding the largest guitar ensemble of the 3) West Bengal 4) Delhi country in which 5,406 guitarists paid 1) Meghalaya 2) Manipur 5) Rajasthan Ans.) 4 tribute to legendary singer Bhupen 3) Sikkim 4) Assam Hazarika by playing his famous number Ques. : 93 Which of the following states 5) Nagaland Ans.) 3 Bistirno Parore? became the first state in the country to launch RBIs e-payment system for Ques. : 82 Microsoft co-founder and co- 1) Meghalaya 2) Assam commercial tax payers? chairman of Bill and Melinda Gates 3) Sikkim 4) West Bengal Foundation inked a memorandum of 1) Delhi 2) Karnataka 5) Manipur Ans.) 2 understanding (MoU) with which of the 3) Kerala 4) Maharashtra following Indian state governments in Ques. : 86 The worlds largest and most 5) Gujarat Ans.) 2 order to work on health and development sensitive radio telescope is being built in related issues? South Africa, besides which other Ques. : 94 Name the type of loans 1) Bihar 3) Uttar Pradesh 5) Jharkhand 2) Orissa 4) West Bengal Ans.) 3 country having distinct Indian imprint? 1) Australia 3) China 5) Japan 2) India 4) United States Ans.) 1 under which banks give advance to their clients on the basis of their bills of exchange before the maturity of such bills and a deduction is made out of the face value of the bill for the period the bill is yet to run. 1) Cash Credit 3) Loans and Advances 5) Investment in Government Securities 2) Overdraft 4) Discounting of the Bill of Exchange Ans.) 4

3) Institutions that refuse to comply with the new regulations can lose UGC funding, de-recognition in case of a deemed university, and public notices announcing the ineligibility of the institution to enter into collaborations with foreign partners.

5) Kazakhstan 4) Students will not only get a degree from the Indian institute where they are enrolled but also from the collaborating foreign institute, if it is inclined to give one, to help their job prospectus.

Ans.) 1

Ques. : 91 Who among the following Bollywood actors was recently summoned by Udaipur court on puffing away in public during a shoot and for violating Rajasthan Prevention of Smoking Act? 1) Shah Rukh Khan 3) Ranbir Kapoor 5) Shahid Kapoor 2) Arjun Rampal 4) Saif Ali Khan Ans.) 3

Ques. : 92 According to the National Crime Records Bureau (NCRB) which of the following states has topped the chart registering 568 cases of rape?

Ques. : 83 Who among the following is the first Indian writer to win the prestigious Ondaatje Prize 2012 for his book - The Sly Company of People Who Care - about an Indian journalist's adventures? 1) Preeti Shenoy 2) Ravinder Singh 3) Amish Tripathi 5) Anita Desai 4) Rahul Bhattacharya Ans.) 4

Ques. : 87 Which of the following comic books by Belgian writer and illustrator Herge has fetched a record 1.3 million at an auction? 1) Archer 3) Spider-Man 5) Fantastic Four 2) Tintin 4) Hellboy Ans.) 2

Ques. : 84 The University Grants Commission (UGC) has approved regulations to ensure academic collaboration between Indian and foreign educational institutes follow the highest standards. Which of the following statements is correct? 1) The regulation mandate that only institutes graded A by the National Board of Accreditation or the National Assessment & Accreditation Council can collaborate with foreign institutes, which, in turn, must figure in list of top 500 global educational institutes.

Ques. : 88 Scientists have successfully sequenced the genomes of which of the following vegetables which will increase the vegetables production worldwide and decrease its price? 1) Cabbage 3) Capsicum 5) Onion 2) Potato 4) Tomato Ans.) 4

Ques. : 95 To use smart cards/debit cards/credit cards for the purchase of an item or for payment of a service at a merchants store, the card has to be swiped in a terminal known as 1) Real Time Terminal 3) Point of Sale Terminal 2) Shopping Terminal 4) Electronic Fund Transfer Terminal

2) The guidelines also cover existing tie-ups though Indian institutions will have six months to meet the new eligibility criteria. In case they fail to do so, they will have to terminate the agreements.

Ques. : 89 Myanmars pro-democracy leader Aung Saan Suu Kyi visited which of the following foreign countries as her first foreign visit since 1988? 1) India 3) Thailand 5) Brunei 2) Singapore 4) Malaysia Ans.) 3

5) Shared Ans.) 3 Payment Network Ques. : 96 Cheque in which the drawer mentions the date earlier to the date of presenting it for payment is known as 1) Ante-dated cheque 3) Mutilated cheque 5) Open cheque 2) Stale cheque 4) Post-dated cheque Ans.) 1

Ques. : 90 India with which of the following countries is set to ink coal exploration pact which will pave way for Coal India Ltd and Singareni Collieries to explore coal deposits in that country? 1) Afghanistan 3) Russia 2) China 4) South Africa

Ques. : 97 Which of the following statements is NOT correct about bill of exchange? 1) There are three 2) It is made by

parties-the drawer, the drawee and the payee

the creditor

4) It can be drawn on 3) Acceptance by the anybody drawee is must including a banker 5) The liability of the maker/drawer is Ans.) 5 primary and absolute Ques. : 98 When a bill is drawn, accepted or indorsed for consideration, it is called a/an 1) Genuine trade 2) Accommodation bill bill 3) Escrow 5) Inchoate instrument 4) Ambiguous instrument Ans.) 1

committees has been set by the government to examine and make recommendations regarding the issues concerned with the integration of staff of erstwhile Air India and Indian Airlines into Air India Ltd? 1) Mashelkar Committee 3) Alagh Committee 5) Wardha Committee 2) Dharmadhikari Committee 4) Rekhi Committee Ans.) 2

Name the country. 1) Kyrgyzstan 3) Myanmar 5) Bhutan 2) Turkmenistan 4) Laos Ans.) 3

Ques. : 108 Which of the following sports channels has signed a new sevenyear contract with the England and Wales Cricket Board (ECB) for the exclusive multi-platform rights to broadcast domestic and home international matches?

Ques. : 99 Who amongst the following cannot open an account in any bank in India? 1) A House Wife 3) A farmer who owns a small piece of land 5) One who is earning regularly 2) A Student of 10th Standards 4) An individual who is well to do and his source of income is not known Ans.) 2

2) ESPN Star Ques. : 104 Paving the way for a 10-fold 1) Ten Sports Sports hike in court fees and introduction of e3) DD Sports 4) Sony Six stamping to do away with stamp papers of all denominations, the Delhi assembly 5) NEO Sports Ans.) 2 has passed the Court Fees (Delhi Ques. : 109 According to the latest Amendment) Bill, 2012. Which of the Hotel Price Index (HPI) report by following statements is NOT correct? Hotels.com which of the following Asian 1) Under it, there is 2) The bill is likely destinations dominates the list of a proposal to shift to curb all favourite overseas destinations for Indian to electronicfinancial travellers? stamping for irregularities 1) Bangkok 2) Dubai ensuring speedy associated with 3) Kuala Lumpur 4) Singapore and hassle-free physical stamp transactions papers. 5) Phuket Ans.) 4 3) Through the Bill, the revenue collection from court is also expected to increase nearly 10 times from Rs 50 crore to Rs 500 crore per annum 4) The court fees would be rationalized and electronic collection of the same would also start Ques. : 110 As per the Hotel Price Index (HPI) report by Hotels.com which of the following places in India ranks third in the list of top 10 favourite destinations for Indian and overseas travellers? 1) Chennai 3) Goa 5) Bangalore 2) Mumbai 4) Jaipur Ans.) 5

Ques. : 100 A Company which pools money from investors and invests in stocks, bonds, shares is called 1) An insurance company 3) Mutual Fund 5) None of these 2) Bank assurance 4) A bank Ans.) 3

5) A revision of the court fee is also necessitated because court fee Ans.) 5 in denomination of 40 paise, 25 paise and 50 paise are in use Ques. : 105 Who among the following has been appointed as the new Supreme Court judge with whom the strength of the apex court has gone up to 26? 1) Justice SH Kapadia 2) Justice Madan Bhimarao Lokur

Ques. : 111 Which of the following states has stood second in wheat procurement? 1) Punjab 3) Madhya Pradesh 5) Maharashtra 2) Haryana 4) Uttar Pradesh Ans.) 2

Ques. : 101 Which of the following days is observed on 5th June every year? 1) International Children's Day 3) International Day against Drug Abuse and illicit Trafficking 5) World Diabetes Day 2) World Music Day 4) World Environment Day Ans.) 4

Ques. : 112 Which of the following countries has recently test fired the nuclear-capable Hatf-VII or Babur cruise missile with a range of 700 km? 1) Pakistan 3) Iran 5) Japan 2) India 4) Iraq Ans.) 1

3) Justice Fakkir 4) Justice Jagdish Mohamed Ibrahim Singh Khehar Kalifulla 5) Justice Dipak Misra Ans.) 2

Ques. : 113 Which of the following countries hockey team has recently won the Sultan Azlan Shah Cup? 1) Argentina 3) Pakistan 5) South Korea 2) India 4) New Zealand Ans.) 4

Ques. : 102 Which of the following states is setting up a science city at a cost of Rs 100 crore and is also establishing a Tribal Research Centre and tourist facilities in order to promote research on the lives and culture of various tribes living in the state? 1) West Bengal 3) Assam 5) Arunachal Pradesh 2) Sikkim 4) Madhya Pradesh Ans.) 3

Ques. : 106 Name the senior politician of the ruling Pakistan Peoples Party who has been suspended from Parliament over dual nationality. 1) Rehman Malik 3) Hafiz Sheikh 5) Syed Mehdi Shah 2) Farahanaz Ispahani 4) Qaim Ali Shah Ans.) 1

Ques. : 114 Which of the following is running Internet Bus to familiarise people with the usage of the internet across the country? 1) Microsoft 3) Google 5) Cisco 2) Dell 4) Yahoo Ans.) 3

Ques. : 103 Which of the following

Ques. : 107 Dr Manmohan Singh recently became the first Prime Minister of India in 25 years to visit the country.

Ques. : 115 Bank assurance is

1) an insurance scheme to insure bank advances

2) a composite financial service offering both bank and insurance products 4) a bank deposit scheme exclusively for employees of insurance companies Ans.) 2

decided to allow foreign investment in LLP firms. What is the full form of LLP as used in this reference? 1) Low Labour Projects 3) Local Labour Promotion 2) Limited Loan Partnership 4) Limited Liability Partnership

St Paul's Cathedral, belongs to which of the following Indian states? 1) Andhra Pradesh 3) Goa 5) Maharashtra 2) Kerala 4) Delhi Ans.) 2

3) an insurance scheme to insure bank deposits 5) None of the above

5) Longer Liability Ans.) 4 Partnership Ques. : 121 Fixed deposits and recurring deposits are 1) repayable after an agreed period 2) not repayable

Ques. : 116 Banks may provide banking facilities at the premises of their customers 1) as per the policy framed by their Board within the framework of Section 23 of Banking Regulation Act, 1949 3) provided the business place of the customer is situated within a radius of 5 km from the branch 5) None of these 2) after obtaining the required permission from Reserve Bank of India

Ques. : 127 The Union Government of India is coming up with a New Trade Policy aimed at achieving 20 per cent increase in exports to 360 billion dollar in the fiscal year 2012-13. Which of the following statements is correct in respect to the new policy? 1) Two per cent interest subsidy scheme extended till March 2013. 2) Market-linked Focus Product Scheme extended till March'13 for apparel export to USA and EU.

3) repayable on demand or after an 4) repayable on agreed period as demand per banks choice 5) repayable on after death of depositors Ans.) 1

4) provided the customer does not deal with any other bank Ans.) 1

Ques. : 122 According to the Indian Banking Act, 1949, a bank is legally bound to keep what percentage of its deposits in the form of Liquid Assets? 1) 20% 3) 30% 5) 34.75% 2) 25% 4) 33% Ans.) 1

3) Single revolving bank guarantee for 4) None of the different export above deals. 5) All the above Ans.) 5 Ques. : 128 After six years the Railways has increased the parcel and luggage rates by what percent on all goods with immediate effect, in a move that is expected to add to the inflationary situation? 1) 15 per cent 3) 25 per cent 5) 35 per cent 2) 20 per cent 4) 30 per cent Ans.) 3

Ques. : 117 Which of the following is known as cross selling by Banks? 1) Sale of a debit card to a credit card holder 3) Issuance of cash against cheque presented by a third party 2) Sale of insurance policy to a bank employee 4) None of these

Ques. : 123 Rajeev and Mahesh are friends aged 14 and 15 respectively. They want to open a joint account in your bank. You will 1) allow them to open a joint account with operating instructions either or survivor 3) allow them to open a joint account with operating instructions any one or survivor 5) None of these 2) allow them to open a joint account with operating instructions former or survivor 4) allow them to open a joint account to be operated jointly Ans.) 4

Ques. : 129 The Insurance Regulatory and Development Authority (IRDA) is coming out with a product designing guidelines for life insurance companies. Which of the following statements is correct? 1) It will maintain minimum premium payment term at five years. 2) The move will help to protect consumer interest by preventing misselling of life insurance.

5) All of the above Ans.) 1 Ques. : 118 Many times we read a term Free Market in newspapers. What does the term mean? 1) It is a market where pricing is driven by the laws of supply and demand 2) In free market things are available without restraints of the government

3) In such markets goods are free from extraneous 4) None of these influences such as tariff or quotas 5) All the above Ans.) 5 Ques. : 119 Which of the following indexes is developed to measure life expectancy, level of literacy, education and standard of living of people in a country? 1) Sensex 3) Human Development Index 5) None of these 2) Inflation 4) SLR Ans.) 3

Ques. : 124 Any financial intermediary whose principal business is that of buying and selling of securities is called 1) hire purchase company 3) equipment leasing company 5) None of the above 2) loan company 4) investment company Ans.) 4

3) It will limit the maximum commission that 4) None of these can be charged for the first year and subsequent years. 5) All the above Ans.) 5 Ques. : 130 Indias first IT Investment Region (ITIR) for knowledge-based industries, including software and hardware firms with entire supply chain, is being set up in which of the following states? 1) Andhra Pradesh 3) Haryana 5) Orissa 2) Tamil Nadu 4) Karnataka Ans.) 4

Ques. : 125 Treasury bill is 1) no security at all 3) non-negotiable security 5) None of the above 2) negotiable security 4) quasi-negotiable security Ans.) 2

Ques. : 131 Indian Government is Ques. : 126 Kevin John who sang in the contriving to overhaul its e-Governance Ques. : 120 In order to attract more choir at the thanksgiving service to Program MCA21. Which of the following foreign exchange the Government of India celebrate the Queen's Diamond Jubilee at is/are the objectives of overhauling of

MCA21? 2) The improvement is chiefly enabled via the mechanism of secure electronic1) To fulfill the Filing (e-Filing) ambitious of its for all the services stakeholders in the provided by the 21st century via Registrar of implementation of a Companies (ROC) service centric including approach. incorporation of a company, yearly filing, registration of charges and other event based filings. 3) A swifter push on computerisation in regular corporate filings will let the government keep a check on illegal or slack activities by companies. 4) The focus is to make the whole system transparent and make it a tool that acts as an early warning system against fraud.

International Cricket Council (ICC) One Day International (ODI) rankings? 1) Gautam Gambhir 3) Virat Kohli 5) Suresh Raina 2) MS Dhoni 4) Sachin Tendulkar Ans.) 3

deposit accounts Ques. : 141 Securities which are not meant for sale and shall be kept till maturity is known as 1) Yield to maturity 2) Call Money 3) Held till maturity 5) Treasury operations 4) Gilt-Edged security Ans.) 3

Ques. : 137 A Delhi Court recently rejected a plea to summon which of the following Bollywood actors for his/her nude picture which was published in a daily in June 2009? 1) John Abraham 3) Ranbir Kapoor 5) Shilpa Shetty 2) Mallika Sherawat 4) Priyanka Chopra Ans.) 1

Ques. : 142 When money is lend for 15 days or more in Inter-bank market it is called 1) Money Market 3) Notice Money 5) Coupon Rate 2) Call Money 4) Term Money Ans.) 4

Ques. : 138 In a relief to borrowers, the Reserve Bank of India (RBI) has asked banks to immediately stop charging penalty on pre-payment of home loans taken on floating interest rates. Which of the following statements is NOT correct? 2) The removal of the charges or 1) It has been penalty will lead to decided that reduction in the banks will not be discrimination permitted to between existing charge foreclosure and new borrowers charges\preand competition payment penalties among banks will on home loans on result in finer floating interest pricing of the rate basis. floating rate home loans. 3) It aims to ensure uniformity across the banking system in home loan segment. 5) None of these 4) Earlier some banks were charging prepayment penalty of 2-3 per cent of the outstanding loans Ans.) 4

Ques. : 143 Commercial paper is issued for a period of 1) 7 days to one year 3) 46 days 5) None of the above 2) not exceeding three years 4) not exceeding five years Ans.) 1

5) All the above Ans.) 5 statements are true Ques. : 132 Which of the following state governments is working on a package for poor tribals living in the states lesser developed areas to provide them financial help to tackle issues like crumbling houses and low fertility rate? 1) Uttar Pradesh 3) Rajasthan 5) Madhya Pradesh 2) Goa 4) Bihar Ans.) 2

Ques. : 144 One rupee notes and coins are issued by 1) State Bank of India on behalf of Government of India 2) Government of India

4) Finance 3) Reserve Bank of Minister of Central India Government 5) None of the above Ans.) 4

Ques. : 133 On the occasion of World Environment Day, which among the following dairies has launched environment-friendly vans named Kamdhenu that will carry homogenized toned milk in loose form to the remotest areas? 1) Amul 3) Mother Diary 5) Sudha 2) Paras 4) Parag Ans.) 3

Ques. : 145 Which of the following is a kind of non-banking financial institutions? 1) Hire purchase company 3) Investment company 5) All the above 2) Loan company 4) Equipment leasing company Ans.) 5

Ques. : 139 Which of the following has topped the list of 53 countries where realty price has increased exponentially? 1) Brazil 3) Saudi Arabia 5) Canada 2) India 4) Estonia Ans.) 1

Ques. : 146 The legal relationship between a bank and its customer is a kind of 1) Principal and Agent 3) Mortgagor and Mortgagee 5) All the above 2) Pledgor and Pledgee 4) Debtor and Creditor Ans.) 2

Ques. : 134 Which of the following books is written by Amitabh Bagchi? 1) Stay Hungry, Stay Foolish 3) Life Is What You Make It 2) Origins of Love 4) The Householder

Ques. : 140 Which of the following is a correct statement? 1) Normally no interest is paid on current deposit accounts 3) No interest is paid on any deposit by the bank 5) Interest is paid on current accounts at the same rate as term 2) The rate of interest on current account and savings account are the same 4) Savings deposits are the same as current deposits Ans.) 1

5) Origins of Love Ans.) 4 Ques. : 135 The Centre has recently approved 1,200 crore for promoting coastal tourism of which of the following states? 1) Kerala 3) Gujarat 5) Maharashtra 2) Goa 4) Orissa Ans.) 3

Ques. : 147 Since, acceptance of deposits and granting of loans are the two general functions of a bank, the relationship arising out of these two main activities is known as 1) general relationship 2) specific relationship

3) bailor and bailee 4) principal and relationship agent relationship 5) financer and financee Ans.) 1

Ques. : 136 Who among the following Indian batsman ranks third in the latest

relationship Ques. : 148 Which of the following statements is NOT correct regarding a minor? 2) A current account in the 1) Minor does not name of minor have legal capacity can be opened to enter into a when guardian of contract the minor operates this account 3) A minors 4) A minor is a account should person who has never be allowed to not attained the be overdrawn age of 18 5) In the event of death of a minor, the money will be payable to the guardian

memorandum of understanding (MoU) as flagged off on the occasion of the a measure to set up co-operation to build Environment Day that will highlight the Bangladeshs first nuclear power plant? bio-diversity zones in the country and will also focus on a range of biological 1) United States 2) South Africa diversity and livelihood. 3) China 4) Russia 1) Red Ribbon 2) Swadeshabhimani 5) India Ans.) 4 Express Express Ques. : 154 India along with which of 3) Science the following nations will hold their first Express 4) Tapti Ganga bilateral naval exercise to celebrate 60 Biodiversity Express years of establishment of diplomatic Special relations between the two countries? 5) Udyan Abha Ans.) 3 Express 1) Sri Lanka 2) Japan 3) Maldives 5) Singapore 4) Afghanistan Ans.) 2 Ques. : 159 As per the latest FIFA rankings, which of the following has become the second-highest ranked team in the world? 1) Uruguay 3) Brazil 5) England 2) Germany 4) Argentina Ans.) 1

Ans.) 2

Ques. : 149 Which of the following is a pre-requisite for transfer of a negotiable instrument? 1) Acceptance 3) Crossing 2) Blank indorsement 4) Noting with a Notary

Ques. : 155 Which of the following financial institutions will give $152 million for the Uttar Pradesh Health Systems Strengthening Project which would also include ways to strengthen procurement and supply under the Central Medical Stores Department and the grievance redressal system? 1) World Bank 2) International Monetary Fund

3) Asian 4) International Development Bank Development Bank 5) OPEC Fund for International Development Ans.) 1

Ques. : 160 Which of the following state governments is preparing a draft to amend the Agriculture Produce Marketing Committee (APMC) in line with a Model Act of the central government? 1) Uttar Pradesh 3) Bihar 5) Maharashtra 2) Punjab 4) West Bengal Ans.) 4

Ques. : 161 Which of the following Ques. : 156 Indian Internet service schemes has been launched to provide Ques. : 150 A draws a bill payable to B providers and Government agencies have pre-natal and post-natal care to mother or order with X, as the drawee. The bill adopted a new Net protocol that will and child? was successively endorsed to C, D, E and enable creation of trillions of new Internet 1) Jan Mitra 2) Promotion of addresses called Internet Protocol F holder. X does not pay and F has duly Yojana Nutri Cereals Version 6. Which of the following protested non-payment. Y pays for the 4) National Mission statements is/are correct regarding IPv6? 3) Janani honour of C. Which of the following for Protein statements is wrong? Suraksha Yojana 2) The new Supplements 2) C is 1) This new system is 1) E is discharged 5) Initiative on protocol will offer necessary to discharged Vegetable Ans.) 3 improved address prevent the 3) Y can ask Clusters 4) D is space, quality of Internet running reimbursement from discharged service and data out of available Ques. : 162 Which of the following A security capabilities addresses for new territory is under British sovereignty but 5) None of the above Ans.) 2 devices claimed by Argentina as its own? Ques. : 151 Who among the following 3) IPv6 is not only 4) IPv6 (Internet 2) Solomon 1) Isle of Man Indian diplomats is accused of supplying about addresses Protocol version Islands classified information to an ISI agent but about 6) is a latest 4) Falkland during his/her posting in Islamabad? applications taking version of the 3) Marshall Islands Islands advantage of new Internet Protocol 1) Gautam 2) Madhuri 5) Ascension features built into (IP) which will Mukhopadhaya Gupta Ans.) 4 Islands protocol succeed IPv4 3) S Balachandran 4) Ravi Nair 5) All the above Ques. : 163 Indian Railways has Ans.) 5 5) Rabinder Singh Ans.) 2 statements are true launched a special train named Ques. : 152 To promote rural, economic Ques. : 157 The science fiction master Dambadiva Vandana for pilgrims from and social development through small which of the following the neighbouring who transformed his childhood dreams scale infrastructure and capacity building and Cold War fears into telepathic country in India? sub-projects, the OPEC Fund for Martians, lovesick sea monsters and the 1) Sri Lanka 2) Myanmar International Development has provided high-tech, book burning future of 3) Pakistan 4) Bhutan a loan help of $20 million to which of the "Fahrenheit 451" died recently. Who is following countries? 5) Bangladesh Ans.) 1 he? 1) India 3) Nepal 5) Sri Lanka 2) Bangladesh 4) Pakistan Ans.) 3 1) Robert Heinlein 2) Ray Bradbury 3) Orson Scott Card 4) Arthur C Clarke Ques. : 164 Term Balance of Payment is used in relation to which of the following? 1) Exports & Imports 2) Deficit in Union Budget

5) Mere delivery or indorsement and Ans.) 5 delivery

Ques. : 153 Bangladesh with which of the following countries has inked a

5) William Gibson Ans.) 2 Ques. : 158 Name the train which was

3) Annual sales of 4) Tax collection a factory 5) None of these Ans.) 1 Ques. : 165 times we read about NBFC in financial newspapers. What does letter B denotes in the same? 1) Beneficial 3) Banking 5) Bureau 2) Business 4) Board Ans.) 3

2) drawing or 1) allowing interest accepting bills on deposits or payable otherwise current accounts than on demand 3) making loans or 4) All the above advances 5) None of these Ans.) 4

service companies has been identified as one of the top 25 performers in Caring for Climate Initiative by the UN Global Compact and UN Environment Programme? 1) Infosys 3) Wipro 5) IBM 2) HCL 4) NIIT Technologies

Ques. : 166 Base Rate in banks is 1) Rate of interest charged by RBI on long term borrowings of Public Sector Banks 3) Rate of interest payable on demand deposits 5) Minimum lending rate decided by RBI which shall be adopted by all Public Sector Banks 2) The minimum interest rate fixed by individual banks, below which they cannot lend funds except cases like Govt, sponsored scheme 4) Rate of interest payable on fixed deposits

Ans.) 1 Ques. : 170 Those instruments which can be transferred by endorsement and Ques. : 177 In which of the following delivery, but the transferee does not get a north-eastern states the government has better title than that of the transferor is approved the setting up of the North East called Centre for Technology Application and Reach? 1) semi-negotiable 2) non-negotiable instruments instruments 1) Manipur 2) Sikkim 3) negotiable instruments 5) None of these 4) All the above Ans.) 1 3) Assam 5) Nagaland 4) Meghalaya Ans.) 4

Ques. : 171 Quantitative instrument of RBI can be 1) cash reserve ratio 3) bank rate policy 2) statutory liquidity ratio 4) All the above Ans.) 4

Ques. : 178 With an aim to revive manufacturing sector, Government announces of establishing a new board, Manufacturing Industry Promotion Board (MIPB). Which of the following is/are the core functions of MIPB? 2) The MIPB will also review the 1) It will implementation of periodically review the National the overall Manufacturing scenario of the Policy in general manufacturing and the sector in the development of country National Manufacturing Zones (NMIZs) 3) The MIPB will resolve coordination issues among central ministries and between state governments and central ministries 5) All the above 4) The MIPB will review state-wise and sector-wise performance of the manufacturing sector Ans.) 5

Ans.) 2

5) None of these

Ques. : 172 When RBI is lender of last resort, what does it mean? 1) RBI advances 2) Commercial money to public Banks give fund to whenever there is the RBI any emergency 3) RBI advances necessary credit against eligible securities 5) None of these 4) All the above Ans.) 3

Ques. : 167 Which of the following is a correct statement? 1) Interest is paid on current accounts at the same rate as term deposits 3) No interest is paid on any deposit by the bank 5) Normally no interest is paid on current deposit accounts 2) The rate of interest on current account and savings account are the same 4) Savings deposits are the same as current deposits Ans.) 5

Ques. : 173 Which of the following is not considered as an instrument negotiable by custom or usage? 1) Railway receipts for goods 3) Delivery orders for goods 5) Government promissory notes 2) Hundi 4) Cheques Ans.) 4

Ques. : 168 The usual deposit accounts of banks are 2) Current 1) Current bill accounts, saving accounts and term bank accounts deposit accounts and term deposit accounts 4) Current 3) Loan accounts, accounts, post savings bank office savings accounts and term bank accounts deposit accounts and term deposit accounts 5) Current accounts, electricity accounts Ans.) 2 and insurance premium accounts Ques. : 169 Under Section 19 of the Reserve Bank of India Act, 1934, the RBI has been prohibited from

Ques. : 174 Money market instruments 1) are usually sold in large denominations 3) mature in one year or less 2) have low default risk 4) are characterized by all the above

Ques. : 179 As per the industry body Assocham, less than 5% of Indias total electronic waste (e-waste) gets recycled due to deficient infrastructure, legislation and framework. Which of the following sectors generate maximum percentage of e-waste? 1) Telecommunication 2) Electrical equipment equipment 3) Medical equipment 4) Computer equipment

5) are characterized Ans.) 4 by 1 and 2 Ques. : 175 According to the data available with Bachpan Bachao Andolan (BBA), with 26,211 children gone missing, which of the following states tops the list of missing children? 1) West Bengal 3) Karnataka 5) Uttar Pradesh 2) Maharashtra 4) Madhya Pradesh Ans.) 2

5) Household craps or Ans.) 4 other equipment Ques. : 180 Which of the following Indian states has became the first Nirmal Rajya that is 100 percent open defecation free? 1) Sikkim 3) Kerala 5) Punjab 2) Himachal Pradesh 4) Haryana Ans.) 1

Ques. : 176 Which of the following IT

Ques. : 181 Who among the following Sri Lankan cricketers has been chosen by

the International Cricket Council (ICC) as biological properties. The government has the official Event Ambassador for the decided to issue this card to every farmer World Twenty20 Championships to be in the country in which of the following held in the island nation? years? 1) Mahela Jayawardene 3) Lasith Malinga 2) Angelo Mathews 4) Kumar Sangakkara 1) 2013 3) 2015 5) 2017 2) 2014 4) 2016 Ans.) 1

1) The rate of interest on such deposits keep varying with the prevalent market rates 3) These deposits are the most liquid deposits and there are no limits for number of transactions or the amount of transactions in a day 5) None of the above

2) Such accounts are normally allowed for maturities ranging from 6 months to 120 months 4) Such accounts are normally allowed for maturities from 6 months to 120 months

5) Thilan Thushara Ans.) 3 Ques. : 182 Name the umpire who has recently announced his retirement from umpiring will not be seeking an extension to his contract that expires at the end of this month. 1) Daryl Harper 3) Billy Bowden 5) Simon Taufel 2) Rudi Koertzen 4) Billy Doctrove Ans.) 4

Ques. : 189 Which of the followings states government has launched the Dal Bhaat Scheme under which lunch will be given to the poor at the cost of Rs 5? 1) Bihar 3) Jharkhand 5) Uttar Pradesh 2) Chhattisgarh 4) West Bengal Ans.) 3

Ques. : 190 Which of these is NOT a monetary policy tool? 1) Discount Rate 3) Balance Accounts 5) None of these 2) Open Market Operations 4) Reserve Requirements Ans.) 3

Ans.) 1

Ques. : 183 During the fourth quarter (January-March) of 2011-12, the country's GDP (gross domestic product) growth has slumped to a nine-year low at what per cent? 1) 4.9% 3) 5.3% 5) 6% 2) 5.1% 4) 5.5% Ans.) 3

Ques. : 195 Which of the following bank has launched the Bank on Bike initiative under which villages untouched by banking facilities are covered? 1) Bank of India 3) Central Bank 5) Canara Bank 2) State Bank of India 4) Oriental Bank of Commerce Ans.) 2

Ques. : 184 Which of the following pop stars recently cancelled his/her sold-out concert in Indonesia after threats of violence from a hardline Islamic group? 1) Bran Adams 3) Britney Spears 5) Celine Dion 2) Lady Gaga 4) Shakira Ans.) 2

Ques. : 191 The amount of money a bank charges for the privilege of allowing a person to borrow money or the amount of money the bank pays a person for depositing his money for the bank to invest is called 1) loan 3) mortgage 5) None of these 2) interest 4) deposit Ans.) 2

Ques. : 196 Accounts are allowed to be operated by cheques in respect of 1) Both Savings 2) Both Current bank accounts and accounts and fixed cash accounts only deposit accounts 3) Both Savings 4) Saving bank bank accounts and accounts and fixed deposit current accounts accounts 5) Both Savings bank accounts and Ans.) 4 loan accounts

Ques. : 185 Former President of which of the following countries, was sentenced by the International Criminal Court in The Hague to 50 years in prison for helping rebels in neighbouring Sierra Leone wage a savage civil war?

Ques. : 192 An initial sale of securities with a simultaneous agreement to repurchase them at a later date is called 1) Buy-Sell Back Repo 3) Bond Lending 5) Reverse Repo 2) Tripartite Repo 4) Classic Repo Ans.) 4

Ques. : 197 A centralized database with online connectivity to branches, internet 1) Libya 2) Syria Ques. : 193 The Kisan Credit Card as well as ATM-network which has been (KCC) Scheme was introduced in the year adopted by almost all major banks of our 3) Liberia 4) Egypt 1998-99 to enable the farmers to country is known as 5) South Sudan Ans.) 3 purchase agricultural inputs and draw 2) mobile Ques. : 186 Which of the following cash for their production needs. Which of 1) specialized banking banking books is written by Dr APJ Abdul Kalam? the following statements is/are true regarding the scheme? 3) investment 4) national 1) India My Dreams 2) My Story banking banking 1) The scheme 4) The Call of 2) Under the 3) As I Think 5) core banking Ans.) 5 covers term credit Nation scheme, the limits as well as working Ques. : 198 Like Telephone/Mobile are fixed on the 5) My Presidential capital for Ans.) 1 number portability, the Munistry of basis of Years agriculture and Finance/RBI is now also considering operational land allied activities and Ques. : 187 The ICC Excecutive Board providing bank account number holding, cropping a reasonable has declared that 14 teams will be portability to bank customers. Which of pattern and scales component for eligible for the 2015 World Cup, to be the following would it mean? of finance held in Australia and New Zealand. What consumption needs 2) The account number has been decided for 2019, 4) Seasonal sub3) Limits are valid number of any World Cup? limits may be for three years account holder fixed at the 1) 18 2) 16 subject to annual 1) Any borrower can will remain the discretion of the review same even if draw funds from 3) 14 4) 12 banks his/her loan accounts he/she is 5) 10 Ans.) 5 5) All the above from any other bank getting his/her Ans.) 5 Ques. : 188 The government launched a statements are true also account soil health card that evaluates the health Ques. : 194 Which of the following transferred to or quality of a soil as a function of its another bank statements is/are correct regarding Term characteristic, water, plant and other also Deposits?

3) Any customer/account holder can withdraw cash from any other Bank through his/her own cheques drawn on other bank even without ATM 5) None of these

4) Bank customers would have the facility of mobile banks to withdraw cash nearby his/her place Ans.) 2

Ques. : 204 Which of the following states tourism has entered into a marketing tie-up with travel services provider Cox & Kings to promote tourism in the state? 1) Kerala 3) Assam 5) Jammu & Kashmir 2) Madhya Pradesh 4) Gujarat Ans.) 4

Ques. : 209 Which of the following states government has raised the maximum age limit for appearing in competitive examinations conducted by State Public Service Commission from 35 years to 40 years? 1) Bihar 3) Himachal Pradesh 5) Karnataka 2) Uttar Pradesh 4) West Bengal Ans.) 2

Ques. : 199 Non convertible debentures are 2) Debt 1) Debt instruments which instruments which acquire equity acquire equity status with the permission of status at the investors option Registrar of Companies 4) Debt 3) Debt instruments which instruments which acquire equity acquire equity status at the status on maturity issuers option 5) Debt instruments which retain their debt Ans.) 5 character and cannot acquire equity status Ques. : 200 Which of the following states has announced the creation of a cell under the Transport Ministry to coordinate the rail projects in the State with the Railways? 1) Rajasthan 3) Uttar Pradesh 2) Haryana 4) West Bengal

Ques. : 205 To strengthen the bilateral economic relations between the two countries, India has allowed Foreign Direct Investment (FDI) from which of the following countries? 1) Pakistan 3) Nepal 5) None of these 2) Sri Lanka 4) Bangladesh Ans.) 1

Ques. : 210 Which of the following countries has planned to introduce a legislation to criminalise forced arranged marriages, prevalent mostly among South Asian, Turkish and Kurdish communities in the country? 1) Afghanistan 3) Pakistan 5) Britain 2) Turkey 4) India Ans.) 5

Ques. : 206 Name the Indian women who became the first to qualify for the Olympics in the grueling 3,000-m track event, breaking the national womens steeplechase record at a European circuit meet in Spain. 1) Mandeep Kaur 3) Tintu Luka 5) Laishram Bombayla Devi 2) Sudha Singh 4) Deepika Kumari Ans.) 2

Ques. : 211 Which of the following is the most essential financial service which should be provided to the poor people to bring them in the network of financial inclusion? 1) Health insurance for minor illness and 2) Pension for hospitalisation in old age case of need 3) Investment plan for future 5) Insurance for life 4) A bank account where he/she can save small amount Ans.) 4

5) Madhya Pradesh Ans.) 1 Ques. : 201 According to the United Nations Childrens Fund report, which of the following countries is listed among the top five countries across the world which lose a majority of the two million children worldwide who die each year to easily preventable diseases-pneumonia and diarrhea? 1) United States 3) India 5) Afghanistan 2) Australia 4) Bangladesh Ans.) 3

Ques. : 207 Seeking to give a big boost to sanitation in rural areas, Planning Commission has allocated an Rs 3, 6000 crores for the 12th Five Year Plan. Which of the following statements is correct regarding this move? 1) The total sanitation campaign will be known as Nirmal Bharat Abhiyan 3) Government targets to achieve total sanitation in the country in the next 10 years 5) All the above statements are true 2) It is an increment from Rs 7,800 crore in the previous Five Year Plan 4) About 60% of open defecation in the world is in India Ans.) 5

Ques. : 212 Which of the following countries is selected as a host of Commonwealth Games 2018? 1) India 3) Australia 5) Sri Lanka 2) Britain 4) South Africa Ans.) 3

Ques. : 213 Which of the following schemes is launched to make cities in India slum-free? 1) Bharat Nirman 3) Indira Awas Yojana 5) Kutir Jyoti 2) Rajiv Awas Yojana 4) Jawaharlal Nehru National Urban Renewal Mission Ans.) 2

Ques. : 202 In pursuit of longcherished goal of making India hungerfree by 2020, in which of the following states Indias first food bank as part of the Indian Food Banking Network (IFBN) has been inaugurated? 1) Maharashtra 3) Tamil Nadu 5) Karnataka 2) Delhi 4) Gujarat Ans.) 2

Ques. : 208 The government plans to launch the programme of financial literacy in the school curriculum very soon. Which of the following is/are its objectives? 1) To enhance the household contribution into equity markets 3) To promote domestic investment and make retail investors feel more confident of corporate India 5) All the above 2) To reduce overdependence of the economy on foreign capital 4) The knowledge of Financial & Capital markets will be disseminated in the form of primary and secondary curriculum Ans.) 5

Ques. : 214 Which of these has become the first state in the country where the postman will distribute the post through green vehicles which will run by solar energy? 1) Chhattisgarh 3) Haryana 2) Punjab 4) Rajasthan

Ques. : 203 Which of the following countries has test-fired Topol RS-12M missile recently which has the firing range of 10, 000 km? 1) Pakistan 3) Russia 5) Iran 2) India 4) Japan Ans.) 3

5) Madhya Pradesh Ans.) 4 Ques. : 215 Summer Olympic of 2016 will be organized in the city of1) China 3) India 5) US 2) Britain 4) Brazil Ans.) 4

Ques. : 216 With a view to facilitate payment of balance in the deposit account to the person named by the depositor without any hassles in the event of death of the account holder, which of the following facility was introduced for bank accounts in our country? 1) Guarantee 3) Will 5) Nomination 2) Indemnity 4) Registration Ans.) 5

Transfer

Transfer

1) Germany 3) Portugal 5) Ireland

2) Spain 4) Greece Ans.) 2

3) Electronic Funds 4) Easy Fund Transfer Transfer 5) Efficient Funds Transfer Ans.) 3

Ques. : 223 Loans of very small amounts given to low income groups is called 1) Simple overdraft 3) Cash Credit 5) Rural credit 2) No frills loan 4) Microcredit Ans.) 4

Ques. : 230 Which of the following countries has announced to launch its first manned docking spacecraft Shenzhou-9 this month with three astronauts which might include a woman, as part of its aim to set up a permanent space station in orbit by 2020? 1) Russia 3) Japan 5) Italy 2) China 4) Germany Ans.) 2

Ques. : 217 Which of the following is a correct statement? 2) The rate of 1) Saving deposits interest on current account and are the same as current deposits savings account are the same 4) Interest is paid 3) Normally no on current interest is paid on accounts at the current deposit same rate as term accounts deposit accounts 5) No interest is paid on any deposit by the bank Ans.) 3

Ques. : 224 What is a stale cheques? 2) A cheque with 1) A six month only signature of post dated cheque the drawer 4) A cheque which 3) A cheque issued has completed six without drawers months from its signature date of issue 5) All the above Ans.) 4

Ques. : 231 Who among the following sportsperson has won the French Open Womens Singles Championship and completed a career record of winning all Grand Slams? 1) Maria Sharapova 2) Sara Errani

Ques. : 218 The rate below which banks cannot generally lend is called as 1) Base rate 3) Repo rate 5) Tripartite repo rate 2) Reverse repo rate 4) Call money rate Ans.) 1

4) Svetlana 3) Ana Ivanovic Ques. : 225 Which of the following Kuznetsova states has called for implementation of all 5) Samantha Ans.) 1 laws for childrens protection and Stosur generation of mass awareness to create an atmosphere against child labour, child Ques. : 232 Who among the following trafficking and children being forced into has won the Canadian Formula One crimes? Grand Prix? 1) Bihar 3) Rajasthan 5) Orissa 2) Uttar Pradesh 4) Maharashtra Ans.) 3 1) Sebastian Vettel 3) Romain Grosjean 2) Fernando Alonso 4) Sergio Perez

Ques. : 219 When a customer opens a Deposit account with the bank. Which one of the following is the status of the bank? 1) Trustee 3) Debtor 5) None of these 2) Creditor 4) Beneficiary Ans.) 3

Ques. : 226 In a bid towards achieving e-governance in the state which of the following states Municipal Corporation will soon start giving building permissions online? 1) Srinagar 3) Punjab 5) Chhattisgarh 2) Haryana 4) Jharkhand Ans.) 1

5) Lewis Hamilton Ans.) 5 Ques. : 233 Who among the following has taken over as 18th Chief Election Commissioner of India? 1) S Y Quraishi 3) Naveen Chawla 5) N Gopalaswami 2) HS Brahma 4) V S Sampath Ans.) 4

Ques. : 220 Banks in India are required to maintain a portion of their demand and time liabilities with the Reserve Bank of India. This portion is called 1) Government securities 3) Cash reverse ratio 5) Reverse repo 2) Statutory liquidity ratio 4) Bank deposit Ans.) 3

Ques. : 227 Which of the following states Crime Records Bureau will be the first government office to go paperless under the e-office project implemented by National Informatics Centre? 1) Delhi 3) West Bengal 5) Andhra Pradesh 2) Tamil Nadu 4) Rajasthan Ans.) 4

Ques. : 234 Ford Motor's, Alan Mulally would receive the leadership award of the India-US bilateral trade promotion organisation USIBC, along with which of the following Indian industrialists? 1) Ratan Tata 2) Cyrus Pallonji Mistry Ans.) 3

3) Anand Mahindra 4) Sam Pitroda 5) Sunil Mittal Ques. : 235 Who among the following umpires has been named as the replacement for the recently-retired Billy Doctrove? 1) Nigel Llong 3) Steve Davis 5) Ian Gould 2) Billy Bowden 4) Marais Erasmus Ans.) 1

Ques. : 221 A savings bank account opened with a commercial bank with a zero balance or very minimal balance is known as 1) No Frill Account 2) Call Deposit 3) Current Account 5) Student Savings Bank Account 4) Saving BankOrdinary Account Ans.) 1

Ques. : 228 Name the classic book written by Mani Sankar Mukherji that has completed a glorious 50 years of its publication. 1) Jekhane Jamon (As It Is There) 3) Shonar Sansar 5) Chowringhee 2) Muktir Swadh 4) Purohit Darpan Ans.) 5

Ques. : 222 EFT stands for 1) Electric Funds 2) Effective Funds

Ques. : 229 Which of the following countries has become the fourth Euro Zone nation to receive a European financial rescue package of (euro) 100 billion ($125 billion)?

Ques. : 236 The Reserve Bank of India (RBI) has asked all banks to generate a Unique Customer Identification Code (UCIC) for each of their customers. As per RBI, the UCIC will1) help to track 2) help banks to

the facilities accessed

identify customers

Inclusion 5) Faster Growth

Banking Ans.) 3

3) empower banks with a better 4) help to monitor approach while financial risk profiling their transactions customers 5) All the above Ans.) 5

Ques. : 242 Organisation of workers in which of the following groups has proved a very effective way of providing micro finance by banks to the rural people and poor in India?

beneficiary on behalf of its constituents like guarantee for making payment on their behalf on fulfillment of its terms and conditions. What is this arrangement known in banking context? 1) Loan of Credit 3) Letter of Credit 5) Loan against Credit 2) Line of Credit 4) Loan to Client Ans.) 3

2) Accredited Social 1) Shiksha Ques. : 237 The Sports Ministry has Health Activist Sevaks recently granted Rs 77 crore to 26 states (ASHA) for organizing annual sports competitions 3) Vriksha Mitras 4) Self Help Groups under the Panchayat Yuva Krida Aur 5) Link Workers Ans.) 4 Khel Abhiyan (PYKKA) Scheme. Which of the following statements is/are correct Ques. : 243 Which of the following regarding the Scheme? taxed is not levied by the Government of India? 1) The objective of 2) Its aims to the scheme is to conduct yearly 1) Professional Tax 2) Income Tax develop playfields sports competitions 4) Dividend at block, district, at block, district, 3) Excise Duty Distribution Tax state and national state and national 5) Capital Gain levels levels Ans.) 1 Tax 3) The scheme has so far covered around 52, 000 4) It was launched village panchayats on 1 April 2008 and more than 1,500 block panchayats 5) All the above statements are correct Ans.) 5 Ques. : 244 What is the maximum period for which domestic term deposits are normally accepted by banks? 1) 5 years 3) 10 years 5) 15 years 2) 7 years 4) 12 years Ans.) 3

Ques. : 249 The people of which of the following religions will now be able to register their marriage under the Anand Marriage Act instead of the Hindu Marriage Act? 1) Buddhist 3) Muslim 5) Hindu 2) Sikh 4) Jains Ans.) 2

Ques. : 250 Which of the following Indian cricketers has won Wisden Indias maiden outstanding achievement award? 1) V Sehwag 3) Sachin Tendulkar 5) Sourav Ganguly 2) M S Dhoni 4) Rahul Dravid Ans.) 3

Ques. : 245 For using safe deposit locker facilities, bank customers pay 1) rent on locker 3) commission on locker 5) safe custody charges 2) exchange on locker 4) interest on locker Ans.) 1

Ques. : 251 TVS Motor Company has signed with which of the following actor as the brand ambassador for its Scooty range? 1) Priyanka Chopra 3) Trisha 5) Parineeti Chopra 2) Preity Zinta 4) Anushka Sharma Ans.) 4

Ques. : 238 Which of the following books is written by Sunil Gavaskar? 1) Sunny Days 3) Great Expectation 5) A Sense of Time 2) Half a Life 4) A Brief History of Time Ans.) 1

Ques. : 239 Which of the following agencies has estimated that by the year 2015 about a quarter of Indias population will be living in extreme poverty? 1) World Bank 3) International Monetary Fund 5) None of these 2) Asian Development Bank 4) U N Food and Agriculture Organization Ans.) 1

Ques. : 246 Travellers cheque is 1) a cheque issued by a bank or finance 2) a supplementary institution which credit card functions as capital 3) a cheque issued by a bank or finance institution which can be substitute of cash 4) a cheque issued by a bank or finance institution which functions as a bond

Ques. : 252 In a bid to attract foreign investment, the Reserve Bank of India (RBI) has increased the number of times a person in India can receive remittances from abroad in a year. It has been increased from 12 times to1) 15 times 3) 25 times 5) 35 times 2) 20 times 4) 30 times Ans.) 4

Ques. : 240 Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) are terms most closely related to which of the following industries/markets? 1) Banking Industry 3) Commodities Market 5) Mutual Fund Industry 2) Capital Market 4) Money Market Ans.) 1

Ques. : 253 Which of the following countries mountaineer became the 30th person and first from his country to climb the worlds 14 tallest mountains? 1) Japan 3) US 5) Australia 2) Germany 4) China Ans.) 1

5) a prepaid instrument issued by a bank or financial Ans.) 5 institution which can be substitute of cash Ques. : 247 Which of the following is NOT a negotiable instrument? 1) Fixed Deposit Receipt 3) Promissory Note 5) All the above 2) Cheque 4) Bill of Exchange Ans.) 1

Ques. : 254 Who among the following sportsmen has clinched his seventh French Open Singles Title 2012? 1) Novak Djokovic 3) Rafael Nadal 2) Roger Federer 4) Mariano Puerta

Ques. : 241 Almost all Banks in India are running special schemes for providing banking services to rural poor. This concept is popularly known as 1) Trade Finance 3) Financial 2) SME Finance 4) Investment

5) Robin Soderling Ans.) 3 Ques. : 255 The Supreme Court has refused to stay which of the following states High Court order quashing 4.5 per cent sub-quota for minorities in central educational institutions?

Ques. : 248 Banks issue a letter to

1) Tamil Nadu 3) Andhra Pradesh 5) None of these

2) Karnataka 4) Kerala Ans.) 3

disabled in the workforce 3) Establish a single National Disabilities Commission and Stable Disability Commission to 4) None of these replace various other institutions concerned with the rights of persons with disabilities 5) All the above Ans.) 5 Ques. : 260 Which of the following countries is likely to host the Winter Olympics in 2014? 1) Russia 3) Brazil 5) Britain 2) Australia 4) India Ans.) 1

financed goods 5) None of these Ans.) 4 Ques. : 266 The term Power of Attorney refers to 2) An instrument 1) An authority to by which a person operate a bank is empowered to act account for another person 3) Power of a person 5) None of these 4) All the above Ans.) 4

Ques. : 256 Following a wave of sectarian violence between the Buddhists and Muslims in the past week which left seven people dead and properties ravaged in state, the President of which of the following countries has declared emergency in the country? 1) Thailand 3) China 5) Nepal 2) Bhutan 4) Myanmar Ans.) 4

Ques. : 257 National Environmental Engineering Research Institute (CSIRNEERI) has developed indigenous and economically feasible method to reduce high fluoride content in potable water, which has possible domestic and community applications. Which of the following statements is/are correct in its context? 2) The method can be used for 1) The process reduction of fluoride does not affect concentration from the taste of water 5-8 mg/L to less than 1.0 mg/L (milligram per litre) 4) The units are appropriate for the 3) The household small fluoride unit costs about affected villages Rs 2000 and the where community cost of treatment water supply is around 20 schemes are not paise per litre economically feasible 5) All the above are correct Ans.) 5

Ques. : 267 If a farmer avails loan against pledge of gold ornaments for his agricultural needs, the loan in this case would be which of the following? 1) Consumption loan 3) Granted as agricultural loan 5) None of these 2) Classified as Gold loan 4) Treated as personal loan Ans.) 2

Ques. : 261 India with which of the following countries has signed a Memorandum of Understanding (MoU) to enhance co-operation in road transportation, particularly in the field of road safety, highway management and Intelligent Transport Systems? 1) China 3) Nepal 5) US 2) Canada 4) Pakistan Ans.) 2

Ques. : 268 When RBI lowers credit creation capacity of the system i.e. increase in CRR/SLR, it is said to be following a 1) Open money policy 3) Tight money policy 2) Easy money policy 4) Closed money policy Ans.) 3 is reinsurance? 2) It is a form of insurance policy issued by banks only 4) It is a form of insurance taken by one insurance company from another insurance company Ans.) 4

Ques. : 262 Name the Indian-American 5) None of these who has been nominated by US President Ques. : 269 What Barack Obama to a key judiciary position 1) It is a form of and has been termed as a trailblazer. insurance policy 1) Paula issued by Govt. 2) Vikram Singh Gangopadhyay owned Insurance 3) Sonny 4) Srikanth companies Ramaswamy Srinivasan 5) Preet Bharara Ans.) 4 3) It is a form of insurance policy issued by IRDA 5) It is a form of loan against insurance policy

Ques. : 263 The World Health Ques. : 258 Citing economic slowdown Organisation (WHO) has launched a and political roadblocks to policy-making, multi-billion dollar action plan aimed at saving 12,000 lives from which of the which of the following could become the following diseases in the period up to first BRICs nation to lose investment2012. grade rating according to the rating agency Standard & Poor's (S&P)? 1) AIDS 2) Cancer 1) Russia 3) China 5) All the above 2) India 4) Brazil Ans.) 2 3) Tuberculosis 5) Malaria 4) Dengue Ans.) 3

Ques. : 259 National Advisory Council, NAC has suggested providing tax benefits to private employers of persons with disabilities. Which of the following statements is/are correct as per recommendations made by the NAC? 1) Formation of stronger antidiscrimination provisions to remove obstacles in their productive employment, thus facilitating increased participation of the 2) During survey of poor households and below poverty line and food insecure households, higher weightage should be given to the families with disabled members

Ques. : 264 China will invest over $46.89 billion on 226 key projects in which of the following region between 2011 and 2015 to speed up social and economic development of the strategic region? 1) Tibet 3) Sichuan 5) Guangxi 2) Qinghai 4) Xinjiang Ans.) 1

Ques. : 270 Which is the latest recovery channel made available to the banks for speedy recovery of NPAs backed by security? 1) Action under SARFAESI Act 3) Action under Sec 138 of Negotiable Instruments Act 5) Special Bench of the Supreme Court of India 2) Action under Bankers Book Evidence Act 4) Foreign Exchange Management Act Ans.) 1

Ques. : 265 Consumer loans are repaid by borrowers out of 1) Return of the goods financed 3) Sale of goods financed 2) Other income of the borrower 4) Income generated by the

Ques. : 271 What does BPLR stands for? 1) Base Primary Lending Rate 3) Basic Priority 2) Benchmark Prime Lending Rate 4) Below Poverty

Lending Rate 5) None of these

Line Register Ans.) 2

Ques. : 277 India is likely to export 500 MW electricity to which of the following energy deficient countries? 1) Nepal 3) Pakistan 5) Bangladesh 2) Bhutan 4) Burma Ans.) 3

3) West Bengal 5) Punjab

4) Chhattisgarh Ans.) 2

Ques. : 272 Banks report the information about the credit availed by their clients to Credit Reference Agencies on a 1) Fortnightly basis 2) Weekly basis 3) Monthly basis 4) Quarterly basis 5) Half Yearly basis Ans.) 3 Ques. : 273 Which of the following acts make ample provision for the disclosure of essential information in accounts? 1) The Income Tax 2) The Contract Act Act 3) The Companies 4) Negotiable Act Instruments Act 5) None of these Ans.) 1 Ques. : 274 Which of the following days is observed on 12th of June every year? 1) World Environment Day 3) World Population Day 5) Fathers Day 2) World Day Against Child Labour 4) Kargil Day Ans.) 2

Ques. : 278 India has recently named a 16-member hockey squad for next month's London Olympics. Who among the following hockey players will lead the team? 1) Sardar Singh 3) Sandeep Singh 2) Bharat Chetri 4) Birendra Lakra

Ques. : 283 Name the human rights activist who has been honoured with the International Peace Award given by the Gandhi Foundation at the House of Lords. 1) Anna Hazare 3) Arvind Gaur 5) Parvez Imroz 2) Angana P Chatterji 4) Binayak Sen Ans.) 4

5) Manpreet Singh Ans.) 2 Ques. : 279 Which of the following countries has been recently exempted from the US financial sanctions on Iranian oil imports? 1) India 3) North Korea 5) Pakistan 2) Iraq 4) Afghanistan Ans.) 1

Ques. : 284 Indian agriculture needs Rs 108000 crore to fight climate change in the next five years to ensure food for all at a reasonable price by 2020 under the National Mission for Sustainable Agriculture. The mission is implemented under which of the following? 2) Accelerated 1) Bharat Nirman Fodder Development Programme 3) NABARD 5) None of these 4) Prime Ministers National Action Plan on Climate Change Ans.) 4

Ques. : 280 Which of the following statements is/are NOT correct regarding the recently passed Anand Marriage (Amendment) Bill, 2012? 1) According to the Act, couples whose marriages have been registered under this Act, will not be required to get their marriages registered under the Registration of Births, Marriages and Deaths Act1969 or any other law.

Ques. : 275 In which of the following place is a 3-day annual Sindhu Festival celebrated which starts on the full moon day (Guru Poornima) and is a symbolic salutation to the brave soldiers of the country, who endangers their life to safeguard the nation? 1) Jammu 3) Ladakh 5) Manali 2) Leh 4) Dharamshala Ans.) 2

2) According to the Act, Sikhs can now register their marriages under a separate Act.

Ques. : 285 Which of the following state governments has set up a Savarna Aayog, a commission to identify the deprived and under privileged families among upper castes? 1) Uttar Pradesh 3) Bihar 5) Madhya Pradesh 2) Orissa 4) Jharkhand Ans.) 3

Ques. : 276 The government merged eGovernace project for Limited Liability Partnership (LLP) under the portal of Ministry of Corporate Affairs (MCA).Which of the following statements is/are correct regarding this? 1) The merger will provide for all state of the art services like credit card payment, online banking from six banks, payment though NEFT from any banks and host of other services 3) The portal provides superlative online experience with, almost all the services available on the click 5) All the above are correct

2) Any user willing to avail any LLP related service, for which payment of fees is required, need to register on MCA21 system

3) After Anand Marriage Bill, 2012 received assent of 4) None of the the President, it has above is correct been published as a corresponding Act in the Gazette of India. 5) All the above are Ans.) 4 correct Ques. : 281 Farmers of which of the following states will get identity cards with electronic chips, which will contain all details about their crops, landholdings, borrowings and farming history? 1) Uttar Pradesh 3) Goa 5) Haryana 2) Madhya Pradesh 4) Punjab Ans.) 3

Ques. : 286 What is the name of the inhouse magazine to be published by the railways, to be distributed to the passengers? 1) Rail Mail 3) Rail Yatra 5) Rail Patra 2) Rail Bandhu 4) Rail Vishwa Ans.) 2

Ques. : 287 Which of the following states has been declared as the first total banking state in India, successfully completing the campaign for total financial inclusion plan (FIP), ensuring banking facility to all families? 1) Maharashtra 3) Tamil Nadu 5) Kerala 2) Andhra Pradesh 4) Karnataka Ans.) 5

4) The portal is first to achieve 100% e-filling and provides e-stamps services for company registration for all the states and Union Territories of the country Ans.) 5

Ques. : 288 Who among the following is the writer of A Case of Exploding Mangoes? 1) Khuswant Singh 2) Mohammed Hanif

Ques. : 282 Which of the following state 3) Khaled governments has allowed HDFC ERGO 4) R K Narayan Hosseini GIC Ltd to implement a pilot weatherbased crop insurance scheme (WBCIS) 5) Kamal Siddigi Ans.) 2 for loanee and non-loanee farmers for Ques. : 289 Namma Metro is the name Mrig Bahar in Kharif 2012? given to metro rail service started in 1) Bihar 2) Maharashtra which of the following city?

1) Mumbai 3) Hyderabad 5) Pune

2) Bangalore 4) Chennai Ans.) 2

cheque

cheque

5) cancelling of the Ans.) 4 cheque Ques. : 297 Which of the following is NOT considered as a money market instrument? 1) Repurchase Agreement 3) Certificate of Deposit 5) Commercial Paper 2) Treasury Bills 4) Shares and Bonds Ans.) 4

resolving grievances will be on the branch manager 3) All complaints will have to be lodged in a common digital platform 5) All the above are correct

redress grievances

Ques. : 290 Which of the following card product launched by the banks is working on the principle of Buy Now Pay Later? 1) Charge Card 3) Member Card 5) Debit Card 2) Credit Card 4) ATM Card Ans.) 2

4) If the matter is still unresolved, it will get escalated to the regional/zonal office level, which will get five days to resolve the grievance Ans.) 5

Ques. : 291 What is Value Added Tax (VAT)? 2) A new initiative 1) A simple, taken by the transparent, easy government to to pay tax imposed increase the tax on consumers burden of high income groups 3) A single tax that replaces state taxes like surcharge, turnover tax etc 5) None of these 4) A new tax to be imposed on the producers of capital goods Ans.) 3

Ques. : 298 NRE deposit is 1) Non Resident 2) Non Resident Exchange deposit Extended deposit 3) Non Resident External deposit 5) Non Resident Extra deposit 4) Non Refundable External deposit Ans.) 3

Ques. : 304 Which of the following states government has sanctioned a loan of Rs 800 crore from the Contingency Fund of India for wheat procurement during the rabi season in 2012-13? 1) Uttar Pradesh 3) Haryana 5) Bihar 2) Punjab 4) West Bengal Ans.) 5

Ques. : 299 Which of the followings days is observed on 14th June every year? 1) International Children's Day 3) World Music Day 5) World Diabetes Day 2) World Naturist Day 4) World Blood Donor Day Ans.) 4

Ques. : 292 Frequent changes in the cost of which of the following commodities at international levels, push inflation upwards? 1) Milk 3) Food grains 5) All the above 2) Vegetables 4) Petroleum Products Ans.) 4

Ques. : 305 NABARD has sanctioned Rs 88.96 crore as loan assistance from its Rural Infrastructure Development Fund for laying 22 roads, bridges and 12 minor irrigation projects of which of the following states? 1) Madhya Pradesh 3) Himachal Pradesh 5) Jharkhand 2) Uttarakhand 4) Chhattisgarh Ans.) 3

Ques. : 293 The CRR is maintained in the form of 1) Cash balance and with IMF 3) Cash balance and with banks 2) Cash balance and with RBI 4) Cash balance and with banks and RBI both

Ques. : 300 Name the ghazal maestro who was bestowed with the title of Shahenshah-e-Ghazal, who passed away recently. 1) Ghulam Ali 3) Pervez Mehdi 5) Abida Parveen 2) Mehdi Hassan 4) Salamat Ali Khan Ans.) 2

Ques. : 306 A billboard featuring a man flying around it with a jet pack, estimated to cost $1.3 billion for a month, which is being touted as the worlds most expensive billboard was unveiled in which of the following city? 1) Dubai 3) Paris 5) New York 2) London 4) Beijing Ans.) 1

5) Cash balance and with branches Ans.) 2 of banks Ques. : 294 Which of the following terms is NOT directly associated with the functioning of RBI? 1) Sensex 3) Cash Reserve Ratio 5) Public Debt Office 2) Liquidity Adjustment Facility 4) Open Market Operations Ans.) 1

Ques. : 301 Which of the following Indian states will get countrys fourth Buddhist centre and where around 13 per cent of the population follows Buddhism? 1) Arunachal Pradesh 3) Uttar Pradesh 5) Jammu & Kashmir 2) West Bengal 4) Bihar Ans.) 1

Ques. : 307 US has announced a $ 6 million dollar grant to which of the following countries for the school feeding programme for the next three years? 1) India 3) Nepal 5) Bangladesh 2) Pakistan 4) Bhutan Ans.) 3

Ques. : 302 According to the TripAdvisors travel price index which of the following cities is the most expensive city this summer? 1) Ahmadabad 3) Delhi 5) Mumbai 2) Pune 4) Chennai Ans.) 5

Ques. : 295 What does the letter F denote in NBFCs a term seen very frequently in Banking world? 1) Federal 3) Formal 5) Financial 2) Fiscal 4) Functional Ans.) 5

Ques. : 308 India with which of the following countries has inked a pact to boost bilateral cooperation on social security? 1) Canada 3) Australia 5) Russia 2) Finland 4) Saudi Arabia Ans.) 2

Ques. : 296 When bank returns cheque unpaid, it is called 1) drawing of the cheque 3) payment of the 2) taking of the cheque 4) dishonour of the

Ques. : 303 The Finance Ministry has asked public sector banks to put in place a uniform three-tier public grievance redressal system within three months. Which of the following statements is/are correct regarding it? 1) The primary responsibility for 2) Branches will be allowed 10 days to

Ques. : 309 In a bid to thwart poaching attempts, which of the following states forest department has networked all its offices through latest wireless technology replacing the conventional system which had limited applications? 1) Madhya 2) Maharashtra

Pradesh 3) Goa 5) Rajasthan 4) Himachal Pradesh Ans.) 3

carries out Open Market Operations? 1) Indian Banks Association 2) Planning Commission

not completed his fourteenth year 3) Adult means a person who has completed his eighteenth year 5) All 1, 2 & 3 are correct

fourteenth year

Ques. : 310 . Because of spurt in prices of potato, pulses and wheat, inflation as measured by the Wholesale Price Index (WPI), has moved up by what per cent in May? 1) 7.55 per cent 3) 7.13 per cent 5) 7 per cent 2) 7.23 per cent 4) 7. 10 per cent Ans.) 1

4) Securities and 3) Reserve Bank of Exchange Board of India India 5) Stock Exchanges in India Ans.) 3

4) None of these

Ans.) 5

Ques. : 318 Which of the following is not a mode of foreign capital inflow to India? 1) NRI Accounts 2) FDI 3) No Frills Account 4) FII 5) All these are valid for foreign capital Ans.) 3 inflow

Ques. : 325 Name the financier and cricket mogul who has been sentenced to 110 years in jail for a $7-billion Ponzi scheme. 1) Allen Stanford 3) Lalit Modi 5) Kerry Packer 2) Rubert Murdock 4) Donald Newhouse Ans.) 1

Ques. : 311 Which of the following states has become the first in the country to offer air taxi services? 1) Karnataka 3) Gujarat 5) Maharashtra 2) Madhya Pradesh 4) Andhra Pradesh Ans.) 2

Ques. : 312 Which among the following states has become the first to launch a policy to establish Special Agriculture Zones (SAZs)? 1) Himachal Pradesh 3) Uttarakhand 5) Uttar Pradesh 2) Punjab 4) Haryana Ans.) 3

Ques. : 313 According to a study by a leading international scientific journal of conservation and as reported by BirdLife International, widely available diclofenac is responsible for the fall in the population of which of the following birds? 1) Pigeons 3) Sparrow 5) Crows 2) Parrots 4) Vultures Ans.) 4

Ques. : 314 In which among the following states of India, the longest tunnel of the Indian Railway network (11 km) is under construction? 1) Jammu & Kashmir 3) Andhra Pradesh 5) Kerala 2) Karnataka 4) Goa Ans.) 1

Ques. : 326 India and Finland has recently inked pact to boost bilateral Ques. : 319 Basel III in banks is being planned to be implemented from which of cooperation on social security. Which of the following statements is/are correct as the following years? related to the agreement signed between 1) 2012 2) 2013 the two countries? 3) 2014 4) 2015 1) Indian workers 5) 2016 Ans.) 1 will be entitled to 2) No social the export of security Ques. : 320 Non-Banking Financial social security contribution will be Company (NBFC) does not have which of benefit if they are paid by detached the following functions? relocated to their Indian nationals home country working on a short 1) Equipment 2) Demand after completing term contract up to Leasing Deposits their service in 5 years in Finland 4) Housing finance 3) Hiring & Finland and investments in Purchasing Assets 4) The period of financial securities contribution in one 5) None of these Ans.) 2 contracting state 3) Self-employed Ques. : 321 The branding line of Bank will be added to the Indian nationals of Baroda is period of can also avail the contribution in the 1) International 2) Indias same benefits on second contracting Bank of India Multinational Bank their relocation to state for India 3) Worlds Local 4) Indias determining the Bank International Bank eligibility of social security benefits 5) None of these Ans.) 4 Ques. : 322 What is Call Money? 1) Money borrowed for more than one day but up to 3 days 3) Money borrowed for more than one day but up to 7 days 5) None of these 2) Money borrowed or lent for a day or over night 4) Money borrowed for more than one day but up to 14 days Ans.) 2 5) All the above statements is correct Ans.) 5

Ques. : 327 The Reserve Bank of India (RBI) has allowed advanced payments in rupees for exports to which of the following countries? 1) Pakistan 3) Iraq 5) Thailand 2) Iran 4) China Ans.) 2

Ques. : 315 Teaser Rates are related to which of the following types of loans? 1) Personal loans 3) Crop loans 2) Auto loans 4) Home loans

Ques. : 323 Capital Market regulator is 1) NSE 3) IRDA 5) RBI 2) SEBI 4) BSE Ans.) 2

5) Reverse Mortgage Ans.) 4 loans Ques. : 316 Which of the following terms is used in Banking? 1) Pascals Law 3) Epicenter 5) Latitude 2) Centre of Gravity 4) Currency Ans.) 4

Ques. : 328 Which of the following states government will soon launch a pilot project in 38 blocks for door-delivery of food grains to BPL/APL ration card holders?

Ques. : 317 Which of the following

1) Uttar Pradesh 2) West Bengal Ques. : 324 Which of the following 3) Maharashtra 4) Bihar statements is/are correct regarding the 5) Madhya Pradesh Ans.) 4 Plantation Labour Act, 1951 in defining a child? Ques. : 329 Which of the following state governments has signed a memorandum 1) According it 2) Adolescent of understanding (MoU) with Microsoft child means a means who has Corporation India (Pvt) Limited to person who has completed his

expedite information and communications technology (ICT) adaptation in the states schools? 1) Meghalaya 3) Assam 5) Himachal Pradesh 2) Manipur 4) Uttarakhand Ans.) 3

1) Bahrain 3) Israel 5) Oman

2) Egypt 4) Jordan Ans.) 3

against US Dollar 5) None of these

concerned Ans.) 3

Ques. : 342 Fiscal deficit is 1) total payments 2) total income less less total receipts Govt. borrowing 4) total expenditure 3) total payments less total receipts less capital excluding receipts borrowings 5) None of these Ans.) 4

Ques. : 336 As per the export-import data released by the Commerce Ministry, India's export dropped by what per cent at 25.68 billion dollar in May 2012? 1) 4 per cent 3) 4.25 per cent 5) 4.75 per cent 2) 4.16 per cent 4) 4.55 per cent Ans.) 2

Ques. : 330 India and US have agreed to a formal trilateral consultations with which of the following countries to explore opportunities to promote the wartorn country's development, including in areas such as agriculture, mining, energy, capacity building and infrastructure? 1) Afghanistan 3) Iraq 5) Syria 2) Pakistan 4) Libya Ans.) 1

Ques. : 331 India has sought investments from which of the following countries, mainly in the infrastructure sector for which it needs USD 1 trillion over the next five years, as the two countries set bilateral trade target of USD 15 billion by 2015? 1) Russia 3) Brazil 5) Finland 2) Canada 4) US Ans.) 3

Ques. : 343 RBIs open market Ques. : 337 India has asked which of the following countries to fully cooperate operation transactions are carried out with a view to regulate with the International Atomic Energy Agency (IAEA) to restore confidence of the 1) Borrowing of the 2) Liquidity in international community that its nuclear banks the economy programme is peaceful in nature? 3) Prices of essentials 4) Inflation 1) North Korea 2) Pakistan commodities 3) Iran 4) South Africa 5) Israel Ans.) 3 5) All the above Ans.) 5 Ques. : 338 Who among the following Asian game gold medalist was detained by police after a complaint was made that she is a male and has allegedly raped a woman? 1) Pinki Pramanik 2) Sati Geetha Ques. : 344 When more than one bank are allowing credit facilities to one party in coordination with each other under a formal arrangement, the arrangement is generally known as 1) Consortium 3) Multiple banking 5) None of these 2) Syndication 4) Participation Ans.) 1

Ques. : 332 Which of the following state 5) Santhi governments has decided to scrap four Ans.) 1 Soudarajan hydel projects on tributaries of the river Teesta? Ques. : 339 The book titled Of A Certain Age: Twenty Life Sketches has 1) Sikkim 2) West Bengal been written by3) Assam 4) Tripura 1) VS Naipul 2) Salman Rushdie 5) None of these Ans.) 1 Ques. : 333 As per the Environmental Sustainable Index (ESI) 2011, five northern states along with which of the following states has been appraised as the most environmentally sustainable states in the country? 1) Madhya Pradesh 3) Kerala 5) Odisha 2) Chhattisgarh 4) Himachal Pradesh Ans.) 4 3) Arundhati Roy 5) Vikram Seth 4) Gopalkrishna Gandhi Ans.) 4

4) Chitra 3) Manjeet Kaur Kulathummuriyil

Ques. : 345 An account in which trading of shares in their electronic form is done, is known as 1) NRI Account 3) Demat Account 2) NRIO Account 4) Current Account

5) Saving Account Ans.) 3

Ques. : 346 Opening the Savings Bank Account of a minor girl will be called as Ques. : 340 Scientists from which of the which of the following in Banking Terminology? following countries have created the worlds first drug which can prevent 1) Merchant 2) Retail Banking blindness from cataracts? Banking 1) US 3) Australia 5) New Zealand 2) UK 4) Germany Ans.) 3 3) Corporate Banking 4) Institutional Banking

5) Social Banking Ans.) 2 Ques. : 347 Which of the following is NOT a measure of the Risk Management in Banks? 1) CRR 3) SLR 5) All are the measures of risk management 2) RTGS 4) Deposit Insurance Ans.) 2

Ques. : 334 Which of the following state Ques. : 341 When the Reserve Bank government has released the vision says that the Rupee is over-valued, it document for the states women and means children to address the issues like high 2) More and More Maternal Mortality Rate and Infant people are selling Mortality Rate in the state? 1) Money is locked their stocks. As a in banks and 1) Assam 2) Manipur result stock people do not have 3) Meghalaya 4) Nagaland market may crash, enough to make as there is no hard 5) Arunachal their day to day Ans.) 1 cash for such Pradesh purchases. voluminous Ques. : 335 Daniel Hillel who has won transactions World Food Prize 2012 for his work which 3) Rupee is 4) RBI has helped to built the bridge between the shortage of hard appreciating divisions and to promote peace and currency and it against other understanding in the Middle East by currencies whereas has to order for advancing a breakthrough achievement, other currencies printing of new is a scientist of which of the following are weakening notes to the press Middle-east countries?

Ques. : 348 Many Banks have adopted / launched "Core Banking Solution (CBS)" .Core Banking Solution is 1) a marketing strategy adopted by the Banks 3) a delivery channel for quick 2) a new type of ATM useful for rural population 4) a new product launched to help

and fast delivery

senior citizens only as they are not able to visit branches / ATMs frequently Ans.) 3

5) None of these

Ques. : 349 The National Bank for Agriculture and Rural Development (NABARD) has promised funds to which of the following states in the power sector, besides the banks traditional areas of agriculture and rural development? 1) Uttarakhand 3) Haryana 5) Punjab 2) Rajasthan 4) Bihar Ans.) 2

premium life insurance policies or life insurance policies on which no further premiums are due for payment are not eligible for allotment under these guidelines 5) All the above are true

insurance policies refer to the policies initially served by an individual insurance agent whose services are subsequently terminated, removed or deleted from the rolls of the insurer Ans.) 5

Ques. : 358 NASA has successfully launched NuSTAR (Nuclear Spectroscopic Telescope Array) from Kwajalein Atoll in the Marshall Islands. Which among the following is true regarding it? 1) It will help in understanding how particles are accelerated to within a fraction of a per cent of the speed of light in active galaxies. 2) Understanding how the elements are created in the explosions of massive stars by imaging the remains, which are called supernova remnants.

Ques. : 350 Ahead of the monetary review of the Reserve Bank of India (RBI) 1) Mexico 2) Brazil on June 18, which of the leading bank has reduced its lending rates between 0.5 3) India 4) Australia percentage point to 3.5 percentage points 5) Mexico Ans.) 3 mainly for small and medium enterprises (SMEs) and the agriculture sector? Ques. : 355 In which of the following countries delegations of 15 Heart of Asia 1) Punjab National 2) Bank of India countries and the countries supporting Bank Istanbul Process, a US-backed initiative 4) State Bank of to make it an international crime to 3) Central Bank India criticize Islam, along with regional and international organizations is meeting? 5) Bank of Baroda Ans.) 4 1) Azerbaijan 2) Afghanistan Ques. : 351 Which of the following states in India is one of the highest users 3) Kyrgyzstan 4) Kazakhstan of tobacco in the country with 43 per cent 5) Tajikistan Ans.) 2 adult males and 19 per cent adult females addicted to it? Ques. : 356 Which of the following countries has announced the creation of 1) Bihar 2) Kerala the worlds largest network of protecting 3) Madhya Pradesh 4) Uttar Pradesh marine areas which will cover 1.7 million sq km of ocean around its coast? 5) Maharashtra Ans.) 5 Ques. : 352 Who among the following successful Indian Americans on Wall Street, was found guilty of passing confidential market information to Galleon hedge fund founder in one of America's biggest insider trading cases? 1) Rajat Gupta 2) Anshu Jain 3) Deepak Parekh 4) Chanda Kochar 5) Pramit Jhaveri Ans.) 1 Ques. : 353 IRDA has recently issued new guidelines on servicing of orphan policies used. Which of the following statements is/are true as per the guidelines? 1) The insurance companies are allowed to allot any of the lapsed orphan life insurance policies to other individual insurance agents with valid licence for rendering effective service to the policy holder 3) Single 1) Australia 3) Saudi Arabia 5) France 2) US 4) Austria Ans.) 1

Ques. : 354 As per the Visas 2012 Global Financial Literacy Barometer survey conducted in 28 countries, which of the following countries stood 23rd position with only 35% of its Population Financially Literate (PFL)?

4) It is a spacebased X-ray 3) It will help in telescope that will conducting a deep use a Wolter survey for black telescope to focus holes a billion high energy X-rays times more from astrophysical massive than the sources, especially Sun. for nuclear spectroscopy. 5) All the above are Ans.) 5 true Ques. : 359 Which of the following was the theme of this years World Blood Donor Day, which is observed on June 14 across the globe? 1) More blood, more life 2) Every blood donor is a hero 4) Achieving 100 percent nonremunerated donation of blood and blood components Ans.) 2

3) New blood for the world

5) Giving blood regularly

Ques. : 360 Who amongst the following is th

2) All policy services will be rendered by the allotee agent similar to what the insurance agent was rendering

4) Orphan life

1) APJ Abdul Kalam Ques. : 357 The Government has 3) Amartya Sen recently approved the proposals of 5) None of these financial assistance worth Rs 23 crore under the Urban Sports Infrastructure, to Ques. : 361 Indias first airport-based dedic products, is at which of the following airports build sports infrastructure facilities in four states. Which of the following 1) Netaji Subhash Chandra Bose statements is correct regarding this? International Airport, Kolkata 1) Rs 5 crore has 3) Indira Gandhi International Airport, New 2) Rs 6 crore has been granted to Delhi been allocated to the Haryana state 5) Chaudhary Charan Singh International construct a multigovernment to lay Airport, Lucknow purpose hall in the a synthetic hockey tribal district of playfield in the Ques. : 362 Uzhavar Kondagoan in sports complex at Santhaigal/Uzhavar Sandies have been Chhattisgarh Hisar established by which among the following state governments in select areas for 3) Rs 12 crore has better marketing infrastructure to the been allocated to farmers? build to a multipurpose indoor 1) Karnataka 2) Andhra Pradesh hall one each in 4) None of these 3) Tamil Nadu 4) Maharashtra Karauli district, 5) Gujarat Ans.) 3 Rajasthan and Senapati district, Ques. : 363 Hepatitis is caused by five Manipur main viruses A, B and C and more rarely 5) All the above D and E. According to WHO, which of Ans.) 5 are correct these viruses caught from infected water

or food, is a common cause of outbreaks of the disease in developing countries? 1) A 3) C 5) E 2) B 4) D Ans.) 5

5) None of these

Ans.) 2

during May? 1) Delhi 3) Maharashtra 5) Madhya Pradesh 2) Haryana 4) Uttar Pradesh Ans.) 1

Ques. : 370 Which of the following cannot be called as a Value Added service offered by bank? 1) Accident insurance covers 2) Free cheque books

Ques. : 364 In a major relief to cashstrapped airlines, air turbine fuel (ATF) prices have been reduced by what per cent, which is the steepest reduction in rates since February 2010? 1) 5 per cent 3) 5.50 per cent 5) 6 per cent 2) 5.25 per cent 4) 5.75 per cent Ans.) 1

3) Special 4) Instant credit of accounts for poor outstation cheques sections of society 5) All the above are value added services Ans.) 2

Ques. : 377 Which of the following states got its first moss garden at the Jawaharlal Nehru Botanical Garden which is built around a 20m X 20m rock graphic phyllite outcrop and has an area of 40 m square? 1) Arunachal Pradesh 3) Manipur 5) Meghalaya 2) Assam 4) Sikkim Ans.) 4

Ques. : 365 Federal Reserves is the Central Bank of 1) Britain 3) Japan 5) China 2) USA 4) Canada Ans.) 2

Ques. : 371 The RBI has asked banks to spell out their policy, procedures and size of the business on which of the following aspects of banking? 1) Off-shoe banking 2) Wealth management

3) Investments in 4) On-shore secondary market banking 5) None of these Ans.) 2 Ques. : 372 What are teaser loan rates charged by banks? 1) Rate of interest in 2) Fixed rate of the initial period is interest charged more and it goes by banks down subsequently 3) Rate of interest in the initial period is less and goes up subsequently 5) None of these 4) Floating rate of interest charged by banks Ans.) 3

Ques. : 378 The Nepal Cricket Association has appointed which of the following Indian cricketers as their brand ambassador, which would also help to promote tourism in the country? 1) MS Dhoni 3) Sachin Tendulkar 5) Rahul Dravid 2) Virendra Sehwag 4) Virat Kohli Ans.) 1

Ques. : 366 In India, the dollar-rupee exchange rates depends upon 1) Government control 3) RBIs monetary policy 5) All the above 2) Demandsupply 4) None of these Ans.) 2

Ques. : 367 Open market operations, one of the measures taken by RBI in order to control credit expansion in to economy means 1) Issuance of different types of bonds 2) Sale or purchase of govt securities

Ques. : 379 In which of the following states, Incredible India Bed And Breakfast Scheme, aimed at providing a home-like, clean and affordable accommodation facilities to the tourists of India and abroad, has been launched? 1) Haryana 3) Delhi 5) Gujarat 2) Rajasthan 4) Maharashtra Ans.) 3

4) To make available direct 3) Auction of gold finance to borrowers 5) None of these Ans.) 1 Ques. : 368 What is Indian Depository Receipt? 1) An instrument in the form of deposit receipt issued by Indian depositories 3) An instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company 2) A deposit account with a Public Sector Bank

Ques. : 373 The governor of which of the following states has been summoned by a court in connection with a criminal case registered against him over the allotment of a tract of prime land in a city worth about Rs 500 crore? 1) Andhra Pradesh 3) Tamil Nadu 5) Bihar 2) Uttar Pradesh 4) Karnataka Ans.) 3

Ques. : 380 Who among the following sportspersons has won her second Indonesia Open Super Series Premier Title? 1) Saina Nehwal 2) Li Xuerui 3) Sayaka Sato 4) Aprilla Yuswandari

5) Ji Hyun Sung Ans.) 1 Ques. : 381 Who among the following has claimed victory in the Egyptian presidential poll and promised to build a modern democratic state? 1) Ahmed Shafiq 3) Khaled Ali 5) Amr Moussa 2) Muhammad Morsi 4) Mohammad Salim Al-Awa Ans.) 2

Ques. : 374 Who among the following has been crowned as a new prince of Saudi Arabia? 1) Prince Nayef 3) Prince Ahmed 5) Prince Fahd 2) Prince Salman bin Abdul-Aziz 4) Prince Sultan Ans.) 2

4) A deposit account with a Public Sector Bank

Ques. : 375 Who among the following former India hockey goalkeepers has been suspended for one year for his anti5) None of these Ans.) 3 doping rule violation committed during Ques. : 369 The stance of RBI monetary the recent World Series Hockey (WSH) policy is tournament? 2) inflation 1) improving credit control with quality of the banks adequate liquidity for growth 3) strengthening credit delivery mechanism 4) supporting investment demand in the economy 1) Prabhjot Singh 3) Adrian DSouza 5) Diwakar Ram 2) Baljit Singh 4) Deepak Thakur Ans.) 3

Ques. : 382 Which of the following state government has announced that farmers will get interest-free loans? 1) Madhya Pradesh 3) Punjab 5) Bihar 2) Haryana 4) Uttar Pradesh Ans.) 1

Ques. : 376 Which of the following state tops in number of consumer complaint calls with total 12,148 calls received by the National Consumer Helpline (NCH)

Ques. : 383 Devotees will soon be able to register themselves through the Internet to pay obeisance at which of the following historical temples of India?

1) Tirupati Balaji Temple 3) Kedarnath Temple 5) Sri Venkateshwara Temple

2) Jagannath Temple 4) Kashi Vishwanath Temple Ans.) 4

Ques. : 388 To protect destitute women including those suffering from HIV/AIDS, prisoners released from jail and those who are without family so that they could live a life of dignity, a new central scheme Swadhar Greh has been launched in Haryana. Which of the following statements is/are true regarding this? 1) It would cover women who are under social and economic family tension or discord, are made to leave their homes without any means of subsistence and have no special protection from exploitation or facing litigation on account of material disputes.

policy, the provision of the subsidy for interest subvention to co-operative sugar mills is done by which of the following agencies/organisations? 1) Commission for 2) National Bank Agricultural Costs for Agriculture & and Prices Rural Development 3) Ministry of Agriculture 5) None of these 4) National Commission for Farmers Ans.) 2

Ques. : 384 As a first in the country, the Information Commission of which of the following states is to provide RTI replies in Braille, the language of the blind? 1) Tamil Nadu 3) Andhra Pradesh 5) Karnataka 2) Chhattisgarh 4) West Bengal Ans.) 1

Ques. : 385 Giving respite to the software industry, the government has recently announced that it would remove the complex multi-level system of Tax Deduction at Source (TDS) for the IT sector from July 1, 2012. Which of the following statements is/are true as per the notification? 1) No deduction of tax shall be made on payment by a person (transferee) for acquisition of software from another person (transferor), being a resident 3) The section deals with fees for professional and technical services and covers royalty and non-complete fees 5) All the above are true 2) Section 194J of the Income Tax Act, 1961, will be amended to avoid multi-level TDS on the IT sector 4) The exemption from multi-level TDS would be applicable in cases where the software is acquired in a subsequent transfer, without any modification Ans.) 5

2) It would also safeguard trafficked women, besides girls who are rescued or run away from brothels or other places where they face exploitation.

Ques. : 393 Which of the following is NOT a financial term? 1) Investment 3) Core Banking Solution 5) All are financial terms 2) El Nino effect 4) RTGS Ans.) 2

Ques. : 394 The rate of interest on Term Deposits in Banks is stipulated by which of the following? 1) Reserve Bank of 2) Government of India India 3) Indian Banks Association 4) Banking Codes and Standards Board of India

4) Older women above the age of 55 3) Women could be affected by accommodated for a domestic violence maximum period of could stay up to five years after one year while which they would other categories have to be shifted to could stay up to old age home or three years. such other institutions. 5) All the above are correct Ans.) 5

5) Individual Ans.) 5 Banks themselves Ques. : 395 Which of the following taxes is collected by the Government of India on sale of goods and services in the country? 1) NAT 3) SAT 5) None of these 2) GET 4) VAT Ans.) 4

Ques. : 389 As per the official data released by the Union government retail inflation increased to what per cent in May due to rise in prices of vegetables, edible oils and milk? 1) 10.36 per cent 3) 11 per cent 5) None of these 2) 10.75 per cent 4) 11.30 per cent Ans.) 1

Ques. : 396 The real return to the investor sometimes gets reduced due to sudden rise in the prices of the commodities. This phenomenon in financial market is known as: 1) Market risk 3) Credit risk 2) Inflation risk 4) Diversification of funds

Ques. : 386 Which of the following states has accelerated its efforts to attract the private sector to invest in a software technology park that is being developed in the state capital at an estimated cost of Rs 285 crore (US$50 million)? 1) West Bengal 3) Orissa 5) Manipur 2) Karnataka 4) Uttar Pradesh Ans.) 4

Ques. : 390 Who among the following has became the first person to walk across Niagara Falls on a tightrope and took not more than 25 minutes to complete his 1800-feet long precarious journey? 1) Nathan Boya 3) Nik Wallenda 5) John (Dave) Munday 2) Karel Soucek 4) Jessie Sharp Ans.) 3

5) None of these Ans.) 2 Ques. : 397 What does the term NSDL stand for? 1) National Securities Development Limited 3) National Safety Development Limited 2) National Securities Depository Limited 4) Natural Safety Development Limited

Ques. : 387 Which among the following states a village has became the first village of the country to put land records of all its farmers on satellite, which is run by a cooperation of the Union Ministry of Rural Development? 1) Punjab 3) Haryana 5) Madhya Pradesh 2) Rajasthan 4) Jharkhand Ans.) 3

Ques. : 391 Which of the following schemes has been launched specifically for helping senior citizens to avail loan by mortgage of their residential property? 1) English Mortgage Scheme 3) Reverse Mortgage Loan Scheme 5) None of these 2) Senior Capital Loan Scheme 4) Demat Account Scheme Ans.) 3

5) National Social & Developmental Ans.) 2 Liabilities Ques. : 398 The Prime Minister of which of the following countries has recently been disqualified by the Supreme Court in a contempt case initiated for his refusal to write to Swiss authorities seeking reopening of graft cases against the President?

Ques. : 392 As per the government

1) Pakistan 3) Iran 5) Zimbabwe

2) Iraq 4) Sudan Ans.) 1

1) Indians 3) Chinese 5) Hispanics

2) Latinos 4) Filipino Ans.) 2

and Prices (CACP) control any surge after taking into in rates. account the cost of production. 4) As market rates are already 3) MSPs are already higher the rise in almost 50 per cent MSPs would not lead to increase in less than market prices. retail prices of oilseeds and a few pulses 5) All the above are Ans.) 5 correct Ques. : 409 Which of the following country is Indias largest defense partner? 1) Russia 3) China 5) UK 2) US 4) Israel Ans.) 1

Ques. : 399 The Delhi government has recently adopted the policy for preferential allotment and concessions to persons with disability as recommended in the Person with Disabilities (Equal Opportunities, Protection of Right and Full Participation) Act, 1995, for disposal of industrial plots, housing flats and built-up sheds. Which of the following statements is/are true regarding it? 1) Eligible persons with disability will be entitled for preferential allotments with one percent reservation in allotment of industrial plots, housing flats and built-up sheds.

Ques. : 404 Who among the following tennis players has won the gold medal in the Under-21 men's final of the Brazil Open Table Tennis in Santos, becoming the first Indian to achieve such a feat? 1) Harmeet Desai 3) Prakash Amritraj 5) Shikha Oberoi 2) Leander Paes 4) Harsh Mankad Ans.) 1

2) 5 per cent reservation in allotment of shops and kiosks, which too would be given to them on the ground floor.

Ques. : 405 The Uranium Corporation of India Ltd (UCIL) has inked pact with which of the following stats governments to establish a uranium ore mining and processing plant in the state? 1) Andhra Pradesh 3) Orissa 5) Maharashtra 2) Karnataka 4) West Bengal Ans.) 2

4) It also states 3) There is also a that transfer of provision of 5 per title or possession cent rebate in the of the properties cost of these units prior to 15 years for persons with from the delivery disability, subject will result in to a maximum of cancellation of Rs 1 lakh. allotment. 5) All the above are correct Ans.) 5

Ques. : 406 Which of the following countries has topped the chart in online content censorship demands? 1) India 3) Canada 5) Philippines 2) US 4) Pakistan Ans.) 2

Ques. : 410 Which of the following sanctuaries of India has the highest density of tigers in the world with 32.64 tigers per 100 sq km? 1) Jim Corbett National Park 2) Kaziranga National Park

3) Kanha National 4) Ranthambhore Park National Park 5) Nandankanan National Park Ans.) 2

Ques. : 407 After Standard and Poors another global rating agency Fitch degraded Indias credit rating outlook to negative. Which of the following statements is true as per Fitch? 2) The economic outlook may further deteriorate if 1) Sluggish structural reforms growth and rising as not quickly inflation in introduced, combination with including measures corruption and to improve the lack of economic efficaciousness of reforms are major the government and the deteriorating create conducive agents. operational environment investment. 3) Corruption, inadequate reforms, high inflation and slow 4) None of these growth are major reasons behind the fall in ratings. 5) All the above Ans.) 5

Ques. : 411 Who among the following has written the book The Company of Women? 1) Arundhati Roy 3) RK Narayan 5) Preeti Shenoy 2) Amitav Ghosh 4) Khuswant Singh Ans.) 4

Ques. : 400 According to the data released by Forbes magazine, which among the following has topped the list of the 100 highest paid athletes? 1) Manny Pacquiao 3) David Beckham 5) Roger Federer 2) Tiger Woods 4) Floyd Mayweather Ans.) 4

Ques. : 401 In which of the following states, the pilot project Clean India aimed at improving the conditions of heritage sites and to attract more tourists, was launched recently? 1) Rajasthan 5) Tamil Nadu 2) Delhi Ans.) 2 3) Madhya Pradesh 4) Uttar Pradesh Ques. : 402 According to the unique ranking compiled by the prestigious Foreign Policy magazine, which of the following countries has topped the list as the failed states? 1) Congo 3) Afghanistan 5) Pakistan 2) Yemen 4) Somalia Ans.) 4

Ques. : 412 Name the conditional cash transfer scheme launched by the Government of India to provide a set of staggered financial incentives for families to encourage them for better upbringing of girl child and to educate her. 1) Raj Lakshmi 5) None of these 2) Rani Bitia Ans.) 3 3) Dhan Lakshmi 4) Aanandita Ques. : 413 Money Laundering refers to which of the following? 1) Conversion of assets into cash 2) Conversion of Money which is illegally obtained

Ques. : 403 According to the latest report which of the following is the biggest group of immigrants in the United States?

3) Conversion of 4) Conversion of cash into gold gold into cash Ques. : 408 The government has increased Minimum Support Price (MSPs) 5) Conversion of Ans.) 2 of primary kharif crops for the 2012-13 shares into cash by up to 53% that triggered concerns about further rise in food inflation. Which Ques. : 414 At which of the following levels, Central Cooperative Banks in of the following statements is true India are established? regarding it? 1) District level 2) State level 1) The raise was 2) The recommended by Commission for Agriculture Costs government has sufficient grain in its storage to 3) Interstate level 5) All the above 4) India level Ans.) 1

Ques. : 415 A bank opened in Special

Economic Zone in India comes under which among the following? 1) Domestic Banking 3) International Banking 5) None of these 2) National Banking 4) Offshore Banking Ans.) 4

not have a good credit history 3) Those who have a good credit history and are known to bank since 10 years 5) None of these

against the mortgage of tangible assets 4) Those borrowers who are most preferred customers of the Bank Ans.) 1

Ques. : 428 Finance Minister has recently announced the new list while releasing the Guidance Paper on the new approach to service tax. Which of the following statements is/are true in respect to this? 1) Advocates or law firms with an annual turnover up to Rs 10 lakh, and sale of companies will be exempted from service tax 2) Service provided by advocates to other advocates and business entities up to a turnover of Rs 10 lakh in the preceding financial year will be exempt from the service tax 4) It has also said that if educational institutions provide auxiliary educational services and renting of immovable property, it will not attract service tax. Ans.) 5

Ques. : 416 The Foreign Exchange Reserve of India are kept in the custody of 1) World Bank 2) International Monetary Fund

Ques. : 422 Which of the following days is observed on 21st June every year? 1) World Milk Day 3) World Music Day 2) World Naturist Day 4) World Population Day

3) Prime Minister 4) Reserve Bank of Rahat Kosh India 5) None of these Ans.) 4

5) World Flowers Ans.) 3 Ques. : 417 Many a time we see a term Day in newspapers IPO. What is the full form Ques. : 423 Which of the following of the same? social networking sites will soon allow 1) Indian Public 2) Institutional users worldwide to pay in their local Offer Purchase currencies for various paid applications and games, a move that would help it in 3) Industrial 4) Indian Purchase diversifying revenue streams? Purchase Order Offer 5) Initial Public Offer Ans.) 5 1) Twitter 3) LinkedIn 5) iBibo 2) Facebook 4) Google Plus Ans.) 2

3) Services by subcontractors by way of work contracts to another main contractor providing works contract services will be exempt 5) All the above are correct

Ques. : 418 Which of the following is considered an informal method of getting credit/finance? 1) Internet Banking 2) Branch visits

3) Going to money 4) Tele Banking lenders 5) All of these Ans.) 3 Ques. : 419 Your friend has received a sum of Rs. 10000 from his grandparents. He wants to deposit this sum in a bank under a condition of not to withdraw fully or partially for at least two years. He will be needed to open which type of account in the bank? 1) Small savings account 3) Fixed deposit account 5) None of these 2) Current account 4) Demat account Ans.) 3

Ques. : 424 Which of the following Indian states has signed an agreement with Singapore to set up waste water treatment plants that will generate new water for the citys consumption? 1) Delhi 3) Rajasthan 5) Kerala 2) Haryana 4) Maharashtra Ans.) 1

Ques. : 429 In a bid to raise awareness among people about social evils such as alcoholism and child marriage, a novel programme called Football for Social Change (FSC) was launched by a UKbased organization in which of the following states? 1) Andhra Pradesh 3) Goa 5) Maharashtra 2) Odisha 4) Punjab Ans.) 2

Ques. : 425 Which of the following state governments has recently announced an unemployment allowance of Rs 500 per month scheme for educated youths registered with the employment exchanges for more than a year? 1) Rajasthan 3) Orissa 5) West Bengal 2) Bihar 4) Uttar Pradesh Ans.) 1

Ques. : 430 In a list prepared by Capgemini and RBC Wealth Management, which of the following countries is out of the list of top 12 countries with largest HNI (highest net worth individual) population as a significant erosion in equity market in 2011? 1) France 3) South Korea 5) Brazil 2) Canada 4) India Ans.) 4

Ques. : 420 As we read every then and now the Monetary and Credit Policy is reviewed and changes/corrections are made frequently. Who amongst the following exactly takes this decision in India? 1) Deputy Chairman, Planning Commission 3) Finance Minister 5) None of these 2) Prime Minister 4) Chairman Finance Commission Ans.) 5

Ques. : 426 India along with which of the following countries have begun preparing for the INDRA-2012 a joint military exercise scheduled for August, aimed at testing the counter-terrorism and counter-insurgency skills of the two armies? 1) US 3) UK 5) Nepal 2) Russia 4) Pakistan Ans.) 2

Ques. : 431 Which of the following countries is the fourth largest producer of steel? 1) China 3) US 5) Brazil 2) India 4) Japan Ans.) 2

Ques. : 427 Who among the following has been sworn-in as the new Prime Minister of Greece? 1) Lucas Papademos 3) Antonis Samaras 2) Panagiotis Pikrammenos 4) George A. Papandreou

Ques. : 432 Which of the following archer was placed at number one when the world archery body updated their rankings? 1) Bo Bae Ki 2) Deepika Kumari 3) Hunter Jackson 4) Dola Banerjee 5) Jayant Talukdar Ans.) 2 Ques. : 433 India along with which of the following countries has agreed to step

Ques. : 421 Sub Prime Lending is a term applied to the loans made to 1) Those borrowers who do 2) Those who wish to take loan

5) Konstantinos A. Ans.) 3 Karamanlis

up their defence and security dialogue and work to take steps to ensure that the two countries achieve a USD 100 billion trade target by 2015? 1) China 3) Pakistan 5) Bangladesh 2) US 4) Nepal Ans.) 1

Ques. : 440 Banks and other financial institutions in India are required to maintain certain amount of liquid assets like cash, precious metals and other short term securities as a reserve all the time. In banking world this is known as 1) Fixed Asset 3) SLR 2) CRR 4) PLR

states government has sanctioned Rs 50 lakh towards planting of trees in rocky terrains and distribution of free seedlings to the schools, health and educational institutions in a bid to increase the green cover in the state to 33.33 per cent, as stipulated in the National Forest Policy? 1) Kerala 3) Maharashtra 5) Karnataka 2) Gujarat 4) Tamil Nadu Ans.) 4

Ques. : 434 Paying fulsome tributes, 5) None of these Ans.) 1 which of the following universities has recently honoured Myanmar's democracy Ques. : 441 RBIs open market icon Aung San Suu Kyi by presenting her operation transactions are carried out with an honorary doctorate in civil law in with a view to regulate a traditional ceremony telecast live? 1) Prices of essential 2) Inflation 1) Cambridge 2) Jawahar Lal commodities University Nehru University 3) Borrowing power 4) Liquidity in 3) Oxford University 5) Yale University 4) Howard University Ans.) 3 of the banks 5) All the above the economy Ans.) 5

Ques. : 448 The foundation lying ceremony for an Indian replica of Cambodias famous Angkor Vat temple, which would come up in about 100 acres of land, was conducted in which of the following states recently? 1) Jharkhand 3) Bihar 5) None of these 2) Jammu & Kashmir 4) Orissa Ans.) 3

Ques. : 435 Who amongst the following is the author of the book Pakistan The Gathering Storms? 1) Benazir Bhutto 3) Arun Shourie 5) None of these 2) Parvez Musharraf 4) Arun Gandhi Ans.) 1

Ques. : 442 Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy means 1) Issuance of different types of bonds 3) Sale or purchase of govt securities 5) None of these 2) Auction of gold 4) To make available direct finance to borrowers Ans.) 3

Ques. : 449 Billionaire Larry Ellison bought 98 percent of Hawaii's sixthlargest island, Lanai. Ellison, ranked in 2012 as America's third-richest man, is the CEO of which of the following companies? 1) Oracle 3) Cisco 5) Microsoft 2) Castle and Cooke 4) Apple Inc Ans.) 1

Ques. : 436 Many a times we read in financial newspapers a term/name NMCEX. What is the full form of the same? 1) New Multi Capital Exchange 3) National Multi Commodity Exchange 5) None of these 2) National Medium Commodity Exchange 4) Net Marketable Commodity Exchange Ans.) 3

Ques. : 437 As per the reports published in various journals and newspapers the small borrowers in rural areas still prefer to take informal route for their credit needs. Which of the following is the informal route of credit in financial sector? 1) Credit cards 3) Debit cards 5) None of these 2) Loan against gold from financial institute 4) Money lender Ans.) 4

Ques. : 443 An instrument that derives its value from a specified underlying Ques. : 450 Which of the following (currency. Gold, stocks etc) is known as states is the partner state of the 11th Pravasi Bhartiya Divas which would offer 2) Securitization 1) Derivatives the Diaspora an opportunity to Receipts appreciate the vivacious culture and 3) Hedge Fund 4) Factoring potential of the state? 5) Venture 1) Kerala 2) Rajasthan Ans.) 3 Capital Funding 3) Meghalaya 4) Assam Ques. : 444 Fiscal deficit is 5) Andhra Pradesh Ans.) 1 1) total income less Govt. borrowing 2) total payments less total receipts Ques. : 451 Who among the following has been appointed as the new director of Bhabha Atomic Research Centre (BARC)? 1) Ratan Kumar Sinha 3) Sekhar Basu 5) T Mukherjee 2) SK Ghosh 4) T K Bera Ans.) 3

4) total expenditure 3) total payments less total receipts less capital excluding receipts borrowing 5) None of these Ans.) 4 Ques. : 445 Currency Swap is an instrument to manage 1) interest rate risk 3) currency and interest rate risk 2) currency risk 4) cash flows in different currencies

Ques. : 438 Which of the following is not a banking/finance related term? 1) Credit wrap 5) Diffusion 2) EMI Ans.) 5 3) Held to Maturity 4) Exposure limit

Ques. : 452 Which of the following countries hailed the Kerala governments Emerging Kerala 2012 Global Connect program and expressed its willingness to collaborate with the state in agro-based services and other sectors? 1) Singapore 3) Thailand 5) Maldives 2) Australia 4) Canada Ans.) 2

5) All of the above Ans.) 4

Ques. : 446 Which of the following Ques. : 439 What does letter L denote states/union territories jail has been in the term LAF as referred every now declared as the national heritage site? and then in relation to monetary policy of 1) Goa 2) Delhi the RBI? 4) Daman and 3) Andaman & 1) Liquidity 2) Liability Nicober Diu 3) Leveraged 4) Longitudinal 5) Punjab Ans.) 3 5) Linear Ans.) 1 Ques. : 447 Which of the following

Ques. : 453 Which of the following states health department is all set to take a virtual route for the surveillance of maternal and child death and stillbirth cases in the state? 1) Uttar Pradesh 2) Madhya Pradesh

3) Chhattisgarh

4) Haryana

5) Himachal Pradesh Ans.) 4 Ques. : 454 National Thermal Power Corporation (NTPC) had signed a Memorandum of understanding (MoU) with which of the following institutions for higher qualification and to develop research skill in NTPC employees? 1) IIT Mumbai 3) IIT Kanpur 5) IIT Kolkata 2) IIT Lucknow 4) IIT Delhi Ans.) 4

much in the manner that there is labelling to distinguish nonvegetarian food from vegetarian. Ques. : 459 Who among the following developed iTwin, a pair of identical USB drives that shares data exclusively between them over any connection? 1) Dan Bricklin 3) Kent Beck 2) Lux Ananthraman 4) Eric Bina

capital inflows is named after which Nobel Laureate in economics? 1) Gary Becker 3) James Tobin 5) None of these 2) James M. Buchanan 4) Myron Scholes Ans.) 3

Ques. : 467 The Ratio of the Cash Reserves that the banks are required to keep with RBI is known as1) Liquidity Ratio 3) CRR 5) None of these 2) SLR 4) Net Demand & Time Liability Ans.) 3

Ques. : 455 Who among the following Indian athlete marked an Indian Record at Belgium Athletics National Championship in Brussels recently? 1) Siddhanth Thingalaya 3) Suresh Sathya 5) A Qureshi 2) Rahmatulla Molla 4) Shameer Mon Ans.) 1

5) None of these Ans.) 2 Ques. : 460 According to a new study, published in the prestigious The Lancet journal, which blood group protects people against the heart attacks? 1) B 3) A 5) None of these 2) O 4) AB Ans.) 2

Ques. : 468 The availability of Cash and other cash like marketable instruments that are useful in purchases and investments are commonly known as1) Cash crunch 3) Credit 2) Liquidity 4) Marketability

Ques. : 456 Sequoia, the US super computer, was crowned the title of the fastest computer in the world. Sequoia is able to make 16.32 quadrillion calculations per second (16.32 petaflops/s). It is developed by 1) HP 3) Dell 5) Apple 2) IBM 4) Sony Ans.) 2

Ques. : 461 Euro Bond is an instrument 1) issued in the European market 2) issued in Euro Currency

5) None of these Ans.) 2 Ques. : 469 The actual return of an investor is reduced sometimes as the prices of the commodities go up all of a sudden. In financial sector this type of phenomenon is known as 1) Probability risk 3) Inflation risk 5) None of these 2) Market risk 4) Credit risk Ans.) 2

3) issued in a country other than the country of the 4) None of these currency of the Bond 5) All the above Ans.) 3

Ques. : 457 Long Walk to Freedom is a book written by 1) Sonia Gandhi 5) Nawaz Sheriff 2) L. K. Advani Ans.) 3 3) Nelson Mandela 4) Benazir Bhutto Ques. : 458 The Ministry of Consumer Affairs, in an extraordinary gazette notification, has made an amendment to make labelling of every package containing genetically modified food mandatory from January 1, 2013. Which of the following statements is/are NOT correct? 1) Every package containing the genetically modified food shall bear at the top of its principal display panel the words GM 2) Genetically modified foods also known as GM foods or biotech foods are foods derived from genetically modified organisms.

4) The rules leave it to the importer 3) With a to declare that the moratorium on Bt food commodity Brinjal, India is the entering the largest producer of country contains GM food GM products or have GM ingredients 5) The move is aimed at educating Ans.) 3 consumers and make them aware of GM products,

Ques. : 470 In economics it is generally Ques. : 462 Capital Market Regulator is believed that the main objective of a Public Sector Financial Company like Bank is to 1) RBI 2) IRDA 1) Employ more 2) Maximize total 3) NSE 4) BSE and more people profits 5) SEBI Ans.) 5 4) Provide Ques. : 463 Which of the following financial service cannot be called as a Debt Instrument as 3) Maximize total to the people of referred in financial transactions? production the nation of its origin across the 1) Bonds 2) Stocks country 3) Commercial 4) Loans 5) Sell the goods at Papers Ans.) 4 subsidized cost 5) Certificate of Ans.) 2 Ques. : 471 Which of the following days Deposits is observed on 23rd June every year? Ques. : 464 Which of the following 1) International 2) International services provided by a bank in India is Anti - Drugs Day Youth Day not liable for Service Tax as per existing laws? 3) International 4) International Day for Biological 1) Safe Deposit 2) Merchant Olympic Day Diversity Lockers Banking Services 5) International 4) Discount earned Ans.) 4 Family Day 3) Credit cards on certain discounted bills Ques. : 472 Who among the following has sworn-in as the new Prime Minister 5) None of these Ans.) 4 of Pakistan? Ques. : 465 Financial year in Banks is 1) Makhdoom 2) Raja Pervez a period between Shahabuddin Ashraf 1) January to 2) May to June 4) Sardar 3) Qamar Zaman December Kaira Mehtab 4) January to 3) April to March 5) Maulana Fazlur April Ans.) 2 Rehman 5) None of these Ans.) 3 Ques. : 473 Which of the following Ques. : 466 The tax on short - term

authors book The Blue Umbrella has been launched as comics? 1) RK Narayan 3) Ruskin Bond 5) J K Rowling 2) Vikram Seth 4) Chetan Bhagat Ans.) 3

the Indian Foreign Service despite not being the member of the coveted service passed away recently. He was the former Indian ambassador to 1) Pakistan 3) UK 5) US 2) South Africa 4) Bangladesh Ans.) 5

Twitter to reach out to people, especially the young, and start communicating with them over policy and governance issues related to the state? 1) Bihar 3) West Bengal 5) Sikkim 2) Uttar Pradesh 4) Kerala Ans.) 1

Ques. : 474 Sunil Janah, whose searing coverage of the Bengal Famine and vivid political portraiture of the 1940s and 1950s helped chronicle a tumultuous era in the life of India, passed away recently. He was a 1) Political leader 2) Photographer 3) Activist 5) Historian 4) Author Ans.) 2

Ques. : 481 Capital markets regulator Securities and Exchange Board of India (SEBI) has notified new rules for ownership and governance of stock exchanges to encourage the setting up of new bourses and enable exchanges to get listed. Which of the following is NOT correct regarding this? 2) The ownership of a single investor 1) The new norms was capped at 10% require the with an exemption recognised stock for stock exchange to have a exchanges, minimum net depositories, worth of Rs 100 insurance and crore at all times banking and at least 51 per companies and cent of stake has public financial to be held by institutions, which public. has been permitted to hold up to 20 per cent. 3) The shareholders who hold stake in excess of the new limits would have to comply with new norms within a period to be decided by SEBI and such period could be of up to three years. 4) SEBI also specified that direct and indirect exposure to any stock exchange will be considered while calculating the prescribed shareholding limit.

Ques. : 485 Bharat Nirman does not cover which of the following areas? 1) Rural employment 3) Rural Water supply 5) It covers all the above areas 2) Rural Housing 4) Irrigation facilities Ans.) 5

Ques. : 475 The Bihar government has recently signed a memorandum of understanding (MoU) with which of the following banks to acquire a home loans of up to Rs 30 lakh to state government employees? 1) Punjab National Bank 3) Bank of Baroda 5) Indian Bank 2) State Bank of India 4) Oriental bank of Commerce Ans.) 2

Ques. : 486 In a Company the use of price sensitive corporate information by the Company-people to make gains or cover losses is known as 1) Insider trading 5) None of these 2) Future trading Ans.) 1 3) Foreign trading 4) Stock trading Ques. : 487 Which of the following pairings is wrong? (Bank & Tagline) 1) State Bank of India: With you all the way 2) Punjab National Bank: The name you can BANK upon!

Ques. : 476 Which of the following states will host the World Economic Forum on India summit From Deliberation to Transformation? 1) Delhi 3) Maharashtra 5) Rajasthan 2) Goa 4) Haryana Ans.) 4

4) Oriental Bank 3) Bank of Baroda: of Commerce: Indias Where every International Bank individual committed 5) Bank of India: The Worlds local bank Ans.) 5

Ques. : 477 The law minister of which of the following states has resigned recently after charges surfaced that he secured a residential site in violation of rules? 1) Karnataka 3) Gujarat 2) Andhra Pradesh 4) Maharashtra

5) For listed bourses, the FIIs can transact 5) Tamil Nadu Ans.) 1 through the Ans.) 2 Ques. : 478 Which of the following exchange where country is first in the world to reach the the shares are Millennium Development Goals (MDGs) of listed. reducing the proportion of the poor to Ques. : 482 Who amongst the following half? is the author of the book Economic 1) Japan 2) Philippines Nightmare of India? 3) China 4) India 2) K. Rajeshwar 1) Morarji Desai 5) Brazil Ans.) 3 Rao Ques. : 479 Who among the following companies has bagged the 2012 World Business and Development Award at the Rio+20 UN Summit at Rio de Janeiro in recognition to its transformational rural initiatives in social and farm forestry programmes in India? 1) ITC Limited 3) Nestle 5) None of these 2) Unilever 4) Blue Skies Ans.) 1 3) Charan Singh 5) None of these 4) Jyoti Basu Ans.) 3

Ques. : 488 An industry which is fighting hard to increase its market share in existing market (with new popular products) is known as1) market vendor 3) market lender 5) market challenger 2) market operator 4) market followers Ans.) 5

Ques. : 489 Which of the following is the risk associated with the retail banking? 1) Strong recovery 2) Definite lending strategy limits 3) Effective credit 4) Inadequate risk process and pricing proposals 5) All the above Ans.) 4 Ques. : 490 Which of the following statements is true? 1) SSI is an undertaking in which the investments in fixed assets in 2) Small and medium enterprises both in size and shape are not homogenous in

Ques. : 483 Which of the following countries womens Kabaddi team won gold medal at the third Asian Beach Games in Haiyang, China? 1) Thailand 3) Pakistan 5) China 2) South Korea 4) India Ans.) 4

Ques. : 480 Abid Hussain, a member of Indian Administrative Service (IAS), was one of those very few officers who served

Ques. : 484 Which of the following state governments has turned to socialnetworking sites like Facebook and

plant and nature machinery do not exceed one million. 3) The small and medium enterprises contribution towards the GDP is nominal 5) None of these 4) Small and medium enterprises do not support the large industries Ans.) 2

Ques. : 491 A cheque written in different inks, different handwritings and in different language is presented for payment. What should be done by the bank? 1) Bank should pay the cheque with utmost caution against as it might have been materially altered 3) Bank may pay the cheque in ordinary course of business if cheque is otherwise in order 5) None of these 2) Bank should pay the cheque as it tantamounts to material alteration and require confirmation of the drawer 4) Bank may pay the cheque after obtaining telephonic confirmation from the drawer Ans.) 3

services to further reduce child and Ques. : 502 According to the Economist maternal mortality for another five years? Intelligence Unit research report, which of the following cities in India has been 1) Canada 2) US named the most competitive city in India, 3) Russia 4) Norway though only 68th in the world? 5) Brazil Ans.) 4 1) Mumbai 2) Chennai Ques. : 496 Which of the following 3) Bangalore 4) Kolkata countries president Fernando Lugo was 5) Delhi Ans.) 5 removed due to charges of malfeasance in office, including an alleged role in a Ques. : 503 The Defence Research and deadly confrontation between police and Development Organisation, besides landless farmers that left 17 dead and developing missiles it has produced the Vice-President Federico Franco was unique bio-toilets for use by civilians, sworn-in as President? mainly in rural areas which has been praised by Union Rural Development 1) Paraguay 2) Uruguay Minister Jairam Ramesh. Which of the 3) Bolivia 4) Barbados following statements is/are NOT correct regarding the green toilet? 5) Dominica Ans.) 1 Ques. : 497 In the latest ICC ODI batsmen's chart released, who among the following Indian batsmen shares the fifth spot with England ODI captain Alastair Cook? 1) Virat Kohli 3) Suresh Raina 5) Sachin Tendulkar 2) Guatam Gambhir 4) Mahendra Singh Dhoni Ans.) 4 1) Aiming at discouraging open defecation and improving sanitation conditions, biotoilets are based on DRDO's BioDigester technology 3) The effluent coming out of the bio digester toilets is odourless and harmless and can be used for gardening and irrigation 5) None of these 2) Adapted for used in all terrains, the biotoilets degrade and convert the human waste into usable water and gasses in an eco-friendly manner 4) The gas generated from bio-digesters can be utilised for energy and cooking purpose, while the water for irrigation work Ans.) 5

Ques. : 492 What is financial inclusion? Ques. : 498 According to the Reliance ICC ODI Championship table, which of 1) To provide a 2) To provide a the following countries is at third spot permanent 100 days job to all with 117 rating points? employment to the those who are in unemployed need of a job 1) India 2) England 4) To ensure that 3) Australia 4) South Africa all financial 5) Sri Lanka Ans.) 1 3) To provide transactions banking services to Ques. : 499 India with which of the amounting Rs. all those living in following countries has recently inked a 5,000/- and above remote areas memorandum of understanding (MoU) to are done through expand the bilateral relation in the banks tourism sector? 5) To provide Ans.) 3 finances for all 1) Pakistan 2) Israel Ques. : 493 As we know the RBI is the apex Bank of India, similarly the apex Bank of USA is called 1) Bank of America 3) Federal Reserve 5) None of these 2) Central National Bank of USA 4) The Central Bank of USA Ans.) 3 3) Nepal 5) Iraq 4) Maldives Ans.) 2

Ques. : 504 Maruti Suzuki India Ltd and Suzuki Powertrain India Ltd have recently decided to enter into a merger. Which of the following statements is correct regarding this merger? 1) The merger is estimated to enhance Suzukis holdings in its Indian subsidiary by 2% points to 56.2% 3) The merger will assist them manufacture and meet the mounting demand for diesel vehicles 5) Only 1 & 3 are correct 2) Maruti Suzuki India Limited is not a subsidiary of Suzuki Motor Corporation, Japan 4) Suzuki Powertrain is a 30:50 ratio joint business enterprise between Maruti and its Japanese parent Suzuki Motor Corp Ans.) 5

Ques. : 494 The Business Correspondence Model being adopted by the banks provides Banking facilities to which of the following? 1) Only weaker 2) Only those who sections the society are taking and people of small housing loans villages 3) Only Corporate borrowers 5) None of these 4) All 1, 2 & 3 Ans.) 1

Ques. : 500 In order to provide emergency medical services to road accident victims on the national and state highways, the transport department of which of the following states is planning to tie up with the NRHM and utilize its Emergency Medical Transport System as highway ambulance? 1) Delhi 3) Maharashtra 5) Rajasthan 2) West Bengal 4) Uttar Pradesh Ans.) 4

Ques. : 501 Apart from Delhi which of the following cities have been chosen for the DRDOs ballistic missile defence system that can put in place at short notice? 1) Mumbai 3) Kolkata 5) All the above cities 2) Bangalore 4) Ahmadabad Ans.) 1

Ques. : 505 Who is the author of the book My China Diary"? 1) Kanwal Sibal 3) J.N. Dixit 5) Balraj Krishna 2) Salman Haider 4) Natwar Singh Ans.) 4

Ques. : 495 India will get Rs 250 crore grant from which of the following countries for improving rural healthcare

Ques. : 506 Which of the following issues cannot come under the purview of

the functioning of the Human Rights Commission of a country? 1) Climatic Migration 2) Racial Discrimination

saving Certificates Ques. : 513 The price at which the government purchases food grain for maintaining the public distribution system is known as 1) Procurement price 2) Ceiling price 3) Minimum price 4) Issue price 5) Distribution price Ans.) 3 Ques. : 514 Which of the following cannot be called as a debt instrument as referred in financial transaction? 1) Bonds 3) Commercial papers 2) Stocks 4) Loans

1) Uttarakhand 3) Himachal Pradesh 5) Sikkim

2) Karnataka 4) Manipur Ans.) 3

3) Treatment to 4) Human prisoners of War Trafficking 5) Child Abuse Ans.) 1 Ques. : 507 Which of the following is NOT a social development scheme? 1) Mid Day Meal 2) Indira Awas Yojana

Ques. : 520 Who among the following has been appointed as the Real estate developer TVHs brand ambassador promoting the brand through customer care programmes? 1) Sania Mirza 3) MS Dhoni 5) Leander Paes 2) Viswanathan Anand 4) Somnath Burman Ans.) 2

3) Bharat Nirman 4) Sarva Shikasha Yojana Abhiyan 5) All the above Ans.) 3 are social schemes Ques. : 508 Cross Selling means1) matching the products to customer needs 3) convincing the customers of product benefits 5) All of these 2) identifying customer needs 4) responding to questions and objections of customers Ans.) 5

Ques. : 521 Which of the following states has decided to carry out mapping Ans.) 4 of all children lodged in childcare institutions, orphanages and shelter homes in the state and also to maintain Ques. : 515 The market in which long term securities such as stocks and bonds their biometric data, besides compulsory are bought and sold is commonly known registration of such homes and police verification of their staff? as 5) Certificate of deposits 1) Commodities exchange 3) Bull market 5) None of these 2) Capital market 4) Bullion market Ans.) 2 1) Delhi 3) Tamil Nadu 5) Haryana 2) Maharashtra 4) Madhya Pradesh Ans.) 5

Ques. : 509 An instrument that derives its value from a specified underlying (currency, gold, stocks, etc.) is known as 1) Derivatives 3) Factoring 5) Securitisation Receipts 2) Hedge Fund 4) Venture Capital Funding Ans.) 2

Ques. : 516 Which of the following days is observed on 26th June every year? 1) International Day for Innocent Children 3) International Olympic Day 5) International Youth Day 2) International Children's Day 4) International Day against Drug Abuse and illicit Trafficking Ans.) 4

Ques. : 522 Which of the following countries is ready to become the 8th largest shareholder in the IMF after quota reforms which are expected to be finalized at the agencys annual meeting at Tokyo in October 2012? 1) India 3) China 5) South Korea 2) US 4) Australia Ans.) 1

Ques. : 510 Which of the following is the correct statement? 1) State bank of India is sole authority to issue and manage currency in India 2) A nationalizes bank is sole authority to issue and manage currency in India

3) RBI is sole authority to issue 4) None of these and manage currency in India 5) All of these Ans.) 4 Ques. : 511 Which of the following is not an asset of a bank? 1) Notes and small coins 3) Short term loans 5) None of these 2) Overdue recurring deposits 4) Staff advances Ans.) 2

Ques. : 517 In a bid to enhance shelflife of potatoes, which of the following states will soon set up its first potato dehydration centre, with a handling capacity of 500 kg an hour? 1) Gujarat 3) Maharashtra 5) Punjab 2) Uttar Pradesh 4) Bihar Ans.) 1

Ques. : 523 Indian along with which of the following countries has targeted to escalate bilateral trade to $20 billion by 2015 and will try to double their trade from $9 billion in five years? 1) China 3) Japan 5) Brazil 2) Canada 4) Russia Ans.) 4

Ques. : 524 Who among the following won the European Grand Prix, which made him the first driver to win two races this season? 1) Fernando Alonso 3) Michael Schumacher 5) McLaren 2) Kimi Raikkonen 4) Lewis Hamilton Ans.) 1

Ques. : 518 A nude art work by which of the following artists topped Osians recent art auction that focused on Goa, Coromandal and South India showcasing antiquities and prints on Tipu Sultan among other art works and fetching Rs 6.57 crore in net sales? 1) K Ramanujam 3) FN Souza 5) Tyeb Mehta 2) Nandlal Bose 4) SH Raza Ans.) 3

Ques. : 525 Travelling Through Conflict is a book written by 1) Hamid Ansari 3) Balraj Krishna 5) None of these 2) Cherie Blair 4) Salman Rushdie Ans.) 1

Ques. : 512 Which of the following is NOT a function of a Commercial bank in India? 2) Accepting 1) Lending money deposits from to public public 3) Keeping valuables in safe custody 4) Transferring money from one place to the other

5) Selling National Ans.) 5

Ques. : 519 Recently the Union Minister for Small, Micro and Medium Enterprises (MSME) Industries, Virbhadra Singh, submitted his resignation to the Prime Minister, after the court of which of the following states framed charges of corruption against him?

Ques. : 526 Who among the following is to be appointed as ICC President? 1) Sharad Pawar 3) David Morgan 2) Alan Isaac 4) Percy Sonn

5) Jagmohan Dalmiya

Ans.) 2

Ques. : 527 Who among the following has been awarded a Lifetime Achievement Award by the prestigious Rockefeller 5) Only 1, 2 & 4 Foundation in New York for his are correct innovation in philanthropy? 1) Sir Ronald Cohen 3) Bill Clinton 5) Aneesh Chopra 2) J. Carl Ganter 4) Ratan Tata Ans.) 4

Category A, 8 percent for Category B and 7 percent for Category C circles Ans.) 5

5) All the above

Ans.) 3

Ques. : 537 Loan against the security of immovable property is by executing an agreement of1) Pledge 3) Transfer 5) None of these 2) Mortgage 4) Assignment Ans.) 1

Ques. : 531 The process of disinvestment of profitable public sector units will be used for which of the following purposes? 1) Modernisation of 2) Opening of new PSEs PSEs 4) Meeting the 3) Expansion of expenditure for existing capacity of various social PSEs sector schemes 5) None of these Ans.) 4 Ques. : 532 Loans and advances given by banks to the poor and weaker sections of society are called 1) Merchant banking 3) Priority sector lending 5) None of these 2) Corporate lending 4) Agriculture lending Ans.) 3

Ques. : 538 Credit Rating 1) is used to work out performance of the employees 2) is used to rate the borrowers while giving advances

Ques. : 528 Which one of the following is the objective of the flagship scheme Rashtriya Swasthya Bima Yojana (RSBY)? 1) To provide health insurance cover to rural households 3) To provide life and health insurance covers only to people living below poverty line 5) None of these 2) To provide life insurance cover to rural households 4) To provide both life and health insurance cover to rural households Ans.) 1

3) is used to calculate the 4) is NOT used by number of excellent bank audit rated branches 5) is necessary before giving promotion to employees Ans.) 2

Ques. : 539 Which of the following factors influence working capital of a unit? 1) Production Policy 2) Suppliers Term

Ques. : 529 In a bid to actively involve the private sector in the global effort to protect tiger, the CII have teamed up with which of the following financial institutions to establish 'India Wildlife Business Council' that would promote the conservation of the endangered species? 1) International Monetary Fund 2) Asian Development Bank

3) Seasonality of Ques. : 533 The Reserve Bank of India 4) None of these operations does not talk about which of the following 5) All the above Ans.) 5 while declaration/review of its monetary and credit policy? Ques. : 540 Under the provisions of which one of the following Acts, the 1) Cash Reverse 2) Reverse Repo Reserve Bank of India has the power to Ratio Rate regulate, supervise and control the 3) Profit & Loss 4) Repo Rate banking sector? Ratio 5) All these are declared by RBI Ans.) 3 1) Banking Regulation Act 3) RBI and Banking Regulation Act 5) None of these 2) Negotiable Instrument Act 4) RBI Act Ans.) 3

3) International 4) World Bank Development Bank 5) OPEC Fund for International Development Ans.) 4

Ques. : 534 Basel Committeeon Banking Supervision is also/or popularly known as 1) Talwar Committee 3) Thomas Cook Committee 5) Banking Regulation Committee 2) Bank for International Settlements Committee 4) Peter Cook Committee Ans.) 2

Ques. : 530 In a move to bring uniformity in the telecom sector, the govt has decided to charge 8 percent of gross revenue as licence fee from all telecom service providers across all categories and services from 2013-14. Which of the following is correct regarding it? 2) Starting 1st 1) At present, DoT July, DoT will is charging licence impose a fee fee in the range of ranging from 7 to 6-10 percent 9 percent on depending upon operators type of service and depending on the circle category of the circle 4) For the period from July 1, 2012 3) From 1st July to March 31, 2012 onwards, the 2013, the operators have to uniform fee of 8 percent will be pay an annual charged licence fee at a rate of 9 percent for Metro and

Ques. : 541 Which of the following countries ranked sixth on the Inclusive Wealth Index per capita with 0.9% per year? 1) China 3) Japan 5) South Africa 2) India 4) US Ans.) 2

Ques. : 535 The difference between visible exports and visible imports is defines as 1) Balance of payments 3) Gains from trade 5) None of these 2) Balance terms of trade 4) Balance of trade Ans.) 4

Ques. : 542 Pinky Karmakar, a 17 year old girl will among Indias torch bearers at the London Olympics, will be representing India among 20 countries at the Olympic torch relay in Nottinghamshire belongs to which Indian state? 1) Jharkhand 3) Odisha 5) Kerala 2) Tamil Nadu 4) Assam Ans.) 4

Ques. : 536 Invisible Export means export 1) Unrecorded goods 3) Services 2) Goods through smuggling 4) Prohibited goods

Ques. : 543 Which of the following Indian states will soon transfer 2,000 acres of land to South Korean steel giant POSCO to start operations on its 12 billion dollar project? 1) Odisha 2) West Bengal

3) Karnataka 5) Gujarat

4) Bihar Ans.) 1

India) and stock exchanges 5) All the above are correct

2013

Guarantee scheme 3) Indira Aawas Yojana 4) Jeevan Sathi Yojana

Ans.) 5 Ques. : 544 According to the latest data of foreign trade, which of the following countries has emerged to be the largest Ques. : 549 The seventh G20 summit trading partner of Dubai with a volume took place on 18, 19 June 2012. Mexico worth 7 billion dollars? chaired the summit. Which of the following statements is NOT correct as 1) China 2) India per the objectives and highlights of the 3) Iran 4) Pakistan summit follows? 5) US Ans.) 2 1) The Summit declaration Ques. : 545 Afghanistan with which of 2) The summit included the following countries has finalised the has singled out investment in draft of the strategic partnership Saudi Arabia, by infrastructure in agreement between the two countries? bringing in a the developing Saudi pledge to 1) US 2) Britain countries; this keep the oil prices 3) Germany 4) France decision would help at bay and low. in achieving global 5) Norway Ans.) 5 This is a step to growth which was ensure global Ques. : 546 In a bid to attract more hauled due to the economic well students to study in Japan, the falling state of the being University of Tokyo has sought world economy and collaboration with which of the following the Eurozone crisis universities in India? 3) All the Euro 1) JNU 3) Manipal University 2) Delhi University 4) IGNOU members of the G 20 will not indulge in necessary policy measures to not only safe guard the integrity, but also stabilize the whole area. This would be done only by breaking the feedback loop between the sovereigns and the banks 5) None of these 4) Owing to the debt loaded 17 nation Euro zone, India announced a $10 Billion contribution to the already existing IMFs $430 Billion financial money

5) Rajiv Gandhi Grameen Ans.) 1 Vidyutikaran Yojana Ques. : 553 Which of the following books' is written by Kiran Desai? 1) A house for Mr. Biswas 3) A Tale of Two Sisters 5) Tale of Two Cities 2) 3 Mistakes of My Life 4) The Inheritance of Loss Ans.) 4

Ques. : 554 India has different categories of Commercial banks. Which of the following is not one such category? 1) Private Banks 3) Nationalised Banks 5) Foreign Banks 2) Commodity Banks 4) Co-operative Banks Ans.) 2

Ques. : 555 Many times we read in financial newspapers about FII. What is the full form of FII ? 1) Final Investment in India 3) Formal Investment in India 5) Foreign Institutional Investment 2) Foreign Investment in India 4) Fair Institutional Investment Ans.) 5

5) Pune University Ans.) 4 Ques. : 547 Which of the following states in India has formulated a rural water policy for the state for the year 2012 to save precious drinking water by preventing wastage due to unmetered connections and open taps? 1) Uttar Pradesh 3) Delhi 5) Rajasthan 2) Haryana 4) Maharashtra Ans.) 2

Ans.) 3

Ques. : 548 The capital market regulator Securities and Exchange Board of India (SEBI) has made it mandatory for top 500 listed companies to hold e-voting with an objective to widen shareholder participation in key decisions. Which of the following statements is/are correct? 1) The implementation will begin by subjecting the top 500 listed companies at the Bombay Stock Exchange and the National Stock Exchange based on market capitalisation to evoting 3) SEBI has also decided to create a Qualified Audit Report review Committee (QARC) represented by accounting regulator ICAI (Institute of Chartered Accountants of 2) The structural changes like scrutiny of audit reports as well as e-voting are expected to benefit the capital market in the medium term 4) As specified by SEBI, private sector companies and also the state-owned corporations is required to have a minimum public holding of 25% by August

Ques. : 550 Health Department of which state has planned to implement 1) SIOBI 2) NABARD the Anaemia Control Programme in state3) ECGC 4) RBI run schools from July, under the 5) None of these Ans.) 5 programme, students -- both girls and boys -- of class VI to XII will be given Iron Ques. : 557 Under provisions of which Folic Acid (IFA) tablets having 100 mg one of the following Acts, the RBI issues iron plus 500 mg folic acid on a weekly directives to the Banks in India? basis? 2) Banking 1) RBI Act 1) Haryana 2) Tamil Nadu Regulation Act 3) Chhattisgarh 4) Bihar 4) RBI and 3) Essential 5) Madhya Pradesh Ans.) 1 Banking Commodities Act Regulation Act Ques. : 551 Within days of the Reserve 5) None of these Ans.) 1 Bank increasing the export refinancing limits of banks, country's largest lender Ques. : 558 Which one of the following SBI has cut interest rate on loans to tools is used by RBI for selective credit exporters by control? 1) 0.5 per cent 2) 0.7 per cent 2) It advises banks 1) It advises banks 3) 1 per cent 4) 1.25 per cent to recall the loans to lend against for advances 5) 1.75 per cent Ans.) 1 certain against certain commodities Ques. : 552 The Govt. of India does not commodities provide any direct financial assistance to 3) It advises banks 4) It discourages which of the following schemes? to charge higher certain kinds of 1) Mahatma Gandhi rate of interest for lending by 2) Rural Health National Rural advance against assigning higher Mission Employment certain risk weights to

Ques. : 556 Exporters in India get insurance cover and risk cover from which of the following organizations?

commodities 5) None of these

loans it deems undesirable Ans.) 1

Ques. : 559 For which one of the following Loan Products 'teaser loans' are offered by Banks? 1) Education Loans 3) Loans against security of gold 5) Home Loans 2) Commercial Loans 4) Retail Trade Loans Ans.) 5

Ques. : 560 Which one of the following may be the consequence of buying forex in the market by the RBI? 1) It leads to inflation 3) It does not affect inflation 5) None of these 2) It leads to control over inflation 4) It results into deflation Ans.) 3

countries is eager to sign the Strategic Securities and Exchange Board of India Partnership Agreement with Afghanistan? (SEBI) has decided to make it mandatory for the top 500 listed companies to 1) Norway 2) Germany provide e-voting. Which of the following is 3) France 4) China true as per the SEBI? 5) Italy Ans.) 4 2) To enhance the quality of financial Ques. : 566 Which among the following reporting by listed countries has recently declared 1) The decision entities, it would economist Yannis Stournaras as the would be put into set up a Qualified countrys new finance minister? practice in a Audit Report phased manner, 1) Greece 2) Lithuania Review Committee starting with top 3) Egypt 4) Pakistan represented by 500 listed accounting 5) Spain Ans.) 1 companies at BSE regulator, and NSE based on Ques. : 567 The Reserve Bank of India Institute of market (RBI) has recently announced a number Chartered capitalization. of steps, to aid revive the currency and Accountants of the economy. Which of the following are India and stock the measures taken by RBI? exchanges 1) RBI has fixed the ceiling for external commercial borrowings (ECBs) at $10 million. 3) To broaden the base of nonresident investor for G-Secs, it has been decided to permit long-term investors like Sovereign Wealth Funds (SWFs), multilateral agencies, endowment funds, insurance funds, pension funds and foreign central banks to be registered with SEBI 2) The current investment limit by SEBI registered Foreign Institutional Investors (FIIs) in Government Securities (G-Secs) has been elevated further by $5 billion. 3) SEBI has changed the minimum subscription requirements for infrastructure companies coming out with IPOs 4) The minimum subscription shall not be less than 50% of the offer, conditional on allotment of minimum 25%, or 15% as the case may be, of the securities offered to the public

Ques. : 561 In Corporate Hedging, which one of the following types of risks can be covered? 1) Liquidity risk 3) Credit risk 5) None of these 2) Currency risk 4) Transaction risk Ans.) 5

Ques. : 562 RTGS stands for ----1) Real Time Gross 2) Reduced Time Settlements Gross Settlements 3) Relative Time 4) Real Total Gross Gross Settlements Securities 5) None of these Ans.) 1 Ques. : 563 The availability of cash and other cash like marketable instruments that are useful in purchases and investments are commonly known as 1) Liquidity 3) Credit 5) None of these 2) Cash crunch 4) Market ability Ans.) 1

4) These measures will permit Indian companies in the manufacturing and infrastructure sector and earning foreign exchange to access External Commercial Borrowings (ECB) for reimbursement of outstanding rupee loans towards capital expenditure

5) Only 1, 2 & 3 are Ans.) 5 correct Ques. : 571 Who amongst the following is the author of the book "The God of Small Things? 1) Chetan Bhagat 3) Namita Gokhale 5) Arundhati Roy 2) VS Naipul 4) Kiran Desai Ans.) 5

Ques. : 572 Which of the following schemes launched by the Govt. of India is a scheme to improve the performance of the agricultural sector? 1) National 2) Pulse Polio Horticulture Mission Abhiyan 3) Old Age Pension Scheme 5) None of these 4) Bharat Nirman Yojana Ans.) 1

Ques. : 564 North-eastern states will now be given Rs 100 crore for supporting rice cultivation under the National Food Security (NFSM). Which of the following statements is/are NOT correct regarding this? 1) All the eight north-eastern states are being covered under NFSM-Rice 2) Till 2011, only Meghalaya was covered under NFSM-Rice

5) All the above are the measures Ans.) 5 taken by RBI Ques. : 568 From which Indian university a group of 24 students have entered into the Guinness Book of World Record for making the worlds largest paper envelope of 39 ft X 27ft? 1) Aligarh University 2) Annamalai University

Ques. : 573 Rajeev Gandhi Scheme for empowerment of Adolescent Girls named as Sabla includes the girls of the age group: 1) 9 to 12 years 3) 11-18 years 5) 16 to 18 years 2) 10-15 years 4) 15 to 18 years Ans.) 3

4) Under NFSMRice, states are 3) The programme provided aid for a will also aid in large number of attaining selfactivities including sufficiency in rice seed distribution, production soil management, pest control, etc 5) Sikkim is also covered under NFSM-rice Ans.) 2

3) Banaras Hindu 4) Guru Govind University Singh University 5) IGNOU Ans.) 1 Ques. : 569 Which of the following states has decided to amend the current Panchayat Act for better performance of 3-tier local bodies? 1) Punjab 3) West Bengal 5) Chhattisgarh 2) Bihar 4) Haryana Ans.) 3

Ques. : 574 The former Prime Minister of which country, known for his pro-LeT leanings, was recently detained at Houston airport on arrival of his possible links with the terror groups founder Hafiz Saeed? 1) Afghanistan 3) Syria 5) Nepal 2) Pakistan 4) Lebanon Ans.) 2

Ques. : 565 Which of the following

Ques. : 570 With market regulator

Ques. : 575 Which of the following

countries is expected to discuss a Bilateral Investment and Trade Agreement (BITA) with the European Union by the end of year 2012? 1) US 3) Pakistan 5) Afghanistan 2) India 4) Brazil Ans.) 2

commercial banks 5) None of these Ans.) 4 Ques. : 582 What is an Indian Depository Receipt? 1) A deposit account with a Public Sector Bank 3) An instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company 5) None of these 2) A depository account with any of Depositories in India

5) Mobile Phone

Ans.) 5

Ques. : 588 India along with which of the following countries is exploring opportunities in road building programme NHDP, especially with its expertise in tunnel making? 1) China 3) Australia 5) Canada 2) US 4) Brazil Ans.) 3

Ques. : 576 India and Nepal have many agreements on sharing of the water of various rivers. Which of the following rivers is not covered under these agreements? 1) Kosi 3) Ganga 2) Gandak 4) Mahakali

4) An instrument in the form of deposit receipt issued by Indian depositories

5) All these rivers Ans.) 3 are covered Ques. : 577 Which of the following is a form of "Small Savings Bank" popular among the poor or children? 1) Core Banking 3) Debit Card 5) Piggy Banking 2) Credit Banking 4) Merchant Banking Ans.) 5

Ques. : 589 North-eastern states will be given Rs 100 crore for supporting rice cultivation under National Food Security Mission (NFSM). Till 2011, which of the following NE states was covered under NFSM-rice? 1) Manipur 2) Nagaland 4) Assam Ans.) 4 3) Meghalaya 5) Arunachal Pradesh

Ans.) 3

Ques. : 583 An instrument that derives its value from a specified underlying (currency, gold, stocks etc.) is known as 1) Derivative 3) Hedge Fund 5) Venture Capital Funding 2) Securitisation Receipts 4) Factoring Ans.) 3

Ques. : 578 RBIs open market operation transactions are carried out with a view to regulate 1) Liquidity in the economy 3) Inflation 5) All the above 2) Prices of essential commodities 4) Borrowing power of the banks Ans.) 5

Ques. : 590 In which of the following countries was the first ever investment summit for Afghanistan, with a vision of stabilizing Afghanistan through trade, investment and regional cooperation, held recently? 1) Iran 3) US 5) Iraq 2) India 4) Russia Ans.) 2

Ques. : 584 In the Capital Market, the term arbitrage is used with reference to 1) purchase of securities to cover the sale 2) sale of securities to reduce the loss on purchase

Ques. : 579 When more than one banks are allowing credit facilities to one party in coordination with each other under a formal arrangement, the arrangement is generally known as 1) Participation 3) Syndication 5) None of these 2) Consortium 4) Multiple banking Ans.) 2

3) simultaneous purchase and sale of 4) variation in securities to make different markets profits from price 5) Any of the above Ans.) 3 Ques. : 585 Money Laundering normally involves 1) placement of funds 3) integration of funds 5) None of (A), (B) and (C) 2) layering of funds 4) All of (A), (B) and (C) Ans.) 4

Ques. : 591 Facing widespread complaints from passengers over irregularities in Tatkal system, the Railway Ministry has introduced new rules related to it? Which of the following statements is/are correct regarding it? 1) Separate counters for Tatkal bookings will be opened from 10 July and Tatkal tickets will now be booked from 10 am instead of 8 am when the counter officially opens 3) No authorized agents will be allowed to book Tatkal tickets from 10am to 12 pm 5) Only 1, 2 & 3 2) The Tatkal counters are expected to be under CCTV surveillance and clerks will not be allowed to use their mobile phones during booking hours 4) The current restriction of not allowing agents to book general tickets on the opening day from 8 am to 10 will discontinue Ans.) 5

Ques. : 580 Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy means 1) Sale or purchase of Govt. securities 3) Auction of gold 5) None of these 2) Issuance of different types of bonds 4) To make available direct finance to borrowers Ans.) 1

Ques. : 586 One of the major challenges banking industry is facing these days is money laundering. Which of the following acts/norms are launched by the banks to prevent money laundering in general? 1) Know Your Customer Norms 3) Negotiable Instrument Act 5) None of these 2) Banking Regulation Act 4) Narcotics and Psychotropic Substance Act Ans.) 5

Ques. : 581 The bank rate means 2) Rate of interest 1) Rate of interest at which charged by commercial banks commercial banks discounted bills of from borrowers their borrowers 3) Rate of interest allowed by commercial banks on their deposits 4) Rate at which RBI purchases or rediscounts bills of exchange of

Ques. : 592 Which of the following countries was recently exempted from US tough new sanctions on Iranian oil trade? 1) China 3) Germany 5) Malaysia 2) India 4) South Korea Ans.) 1

Ques. : 587 Lot of Banks in India these days are offering M-Banking Facility to their customers. What is the full form of M in M-Banking? 1) Money 3) Message 2) Marginal 4) Mutual Fund

Ques. : 593 Sardar Sarovar dam is on which of the following rivers? 1) Ganga 2) Yamuna

3) Beas 5) Tapti

4) Narmada Ans.) 4

Ques. : 601 Which of the following is not the part of the scheduled banking structure in India? 1) Money Lenders 3) Private Sector Banks 5) State Cooperative Banks 2) Public Sector Banks 4) Regional Rural Banks Ans.) 1

3) Cooperative Credit Societies 5) None of these

4) RBI Ans.) 3

Ques. : 594 Which of the following schemes has been launched by the Govt of India to provide/develop infrastructure in rural areas? 1) Mahatma Gandhi National Rural 2) Financial Employment action task force Guaranty Act 3) Pradhan mantri shahari rojgar yojana 5) None of these 4) Bharat Nirman Ans.) 4

Ques. : 609 Which of the following is the popular name of the norms by which a bank satisfies itself about the customer's identity and activities? 1) Basel Norms 3) Service Norms 5) None of these 2) KYC Norms 4) Lending Norms Ans.) 2

Ques. : 602 In context of business and banking, what is CRAR? 1) Capital to Risk Asset Ratio 3) Credit to Risk Assessment Ratio 5) Credit Rate Assessment Ratio 2) Credit to Risk Asset Ratio 4) Capital to Risk Assessment Ans.) 1

Ques. : 610 Obligation of a banker to maintain secrecy is applicable to 1) Only in case of existing deposit accounts 3) Only in case of Closed Accounts 2) Only in case of existing loan accounts 4) In all types of deposit / loan accounts (existing/Closed)

Ques. : 595 " Mahila Samakhya Scheme has been launched by the ministry of 1) Human Resource 2) Social Welfare Development 3) Rural Development 5) Youth Affairs and Sports 4) Agriculture Ans.) 1

Ques. : 603 Which of the following is the most abundant human resource in India? 1) High-skilled a labour in organized sector 3) Low-skilled labour in organised sector 5) None of these 2) High-skilled labour in unorganized sector 4) Low-skilled labour in unorganized sector Ans.) 4

5) None of these Ans.) 4 Ques. : 611 Name the Indian-American astronaut, who is to spend six months in space from July 14 along with the team NASA of the United States? 1) Rakesh Sharma 3) Kalpana Chawla 5) Muhammad Faris 2) Anousheh Ansari 4) Sunita Williams Ans.) 4

Ques. : 596 Govt of India has launched special Green Revolution project for which of the following states /group of states 1) North - East States 3) West Bengal 5) Karnataka 2) Bihar and Jharkhand 4) Tamil Nadu Ans.) 1

Ques. : 604 Govt. shareholding in public sector banks cannot be below 1) 33% 3) 74% 5) 100% 2) 51% 4) 6% Ans.) 2

Ques. : 597 Sugam' is a scheme launched for 1) Small tax payers 3) Big corporate houses 5) None of these 2) Pensioners getting old age pension 4) Getting all sports of permission/clearances for small exporters Ans.) 1

Ques. : 605 Which of the following Acts was framed specially to deal more effectively with the problem of Nonperforming assets in banking system? 1) Companies Act 2) Banking Regulation Act

Ques. : 612 With which country India had entered into the $275 million armoured recovery vehicle (ARV) deal in October 2011, which was later shelved by the ministry of defence? 1) Israel 3) France 5) Poland 2) US 4) Russia Ans.) 5

3) Foreign exchange 4) Industrial Management Act Dispute Act 5) ASARFAESI Act Ans.) 5 Ques. : 606 Who among the following cannot open No Frill Account" in a bank? 1) Agricultural laborer 3) Student 5) None of these 2) A Small firm selling white goods 4) A laborers in unorganised sector Ans.) 2

Ques. : 598 Waste water generates which of the following gases, which is more powerful and dangerous than C02? 1) Nitrogen 3) Hydrogen 5) None of these 2) Sulphur dioxide 4) Methane Ans.) 4

Ques. : 613 The Centre has granted permission to the Punjab government to export wheat to which country in the wake of the state facing a wheat glut and warehouses overflowing? 1) Bangladesh 3) Pakistan 5) Indonesia 2) China 4) Sri Lanka Ans.) 3

Ques. : 599 Which of the following countries has recently decided to phase out all it nuclear power plants by 2022? 1) Japan 3) Ukraine 5) Spain 2) Italy 4) Germany Ans.) 4

Ques. : 607 The availability of cash and other cash-like marketable instruments that are useful in purchases and investments are commonly known as 1) Cash crunch 3) Credit 2) Liquidity 4) Marketability

Ques. : 614 Which of the following Scheduled Urban Cooperative Banks has recently launched an exclusive 660 days deposit scheme (Diamond Deposit Scheme) to commemorate the 60th anniversary of the bank? 1) Madhavpura Mercantile Cooperative Bank 3) The Greater Bombay Cooperative Bank 5) Mahanagar Cooperative Bank 2) Abhyudaya Cooperative Bank 4) Citizen Credit Cooperative Bank Ans.) 3

Ques. : 600 Which of the following is not the part of the structure of the Financial System in India? 1) Industrial Finance 3) Government Finance 5) Personal Finance 2) Agricultural Finance 4) Development Finance Ans.) 5

5) None of these Ans.) 2 Ques. : 608 Micro Credit or micro finance is a novel approach to banking with the poor. In this approach, bank credit is extended to the poor through 1) Self Help Groups 2) Anganwadi

Ques. : 615 Which public sector bank

of India has opened 171 ultra small branches in a single day recently? 1) UCO Bank 3) Indian Bank 2) Vijaya Bank 4) Bank of India

5) Allahabad Bank

Ans.) 4

5) Bank of Baroda Ans.) 2 Ques. : 616 Which European country has achieved an emphatic 4-0 win in the final of the Euro Cup 2012 recently? 1) Italy 3) England 5) France 2) Spain 4) Germany Ans.) 2

Ques. : 623 Indias Western Ghats has recently been included in the coveted list of the World Heritage Sites, in the meeting of the World Heritage Committee at which of the following places? 1) Paris 3) New York 5) Tokyo 2) St Petersburg 4) New Delhi Ans.) 2

exchanges, depositories, insurance and banking companies and public financial institutions, which has been permitted to hold up to 5 per cent

will be considered while calculating the prescribed shareholding limit.

Ques. : 617 On which of the following days The Doctors Day is observed every year? 1) July 1 3) March 8 5) December 1 2) July 29 4) July 18 Ans.) 1

Ques. : 624 Ratings agency Fitch on 20 June 2012 revised the outlook on India's financial institutions to negative from stable. Which of the following facts related to the statement are not true? 1) The outlook of six government banks, two private banks, two wholly owned government institutions and one infrastructure finance company was lowered by the rating agency 3) The rating agency listed high customer deposit base, established domestic franchises and adequate capitalisation as the strengths of banks. On the other hand it also mentioned that non-banking institutions are at greater risk because they lack the funding advantage 2) Major public sector lender, Reserve Bank of India which recently announced its plans to raise $2 billion from overseas markets will be hit the most by the revision

5) All the above are Ans.) 3 true Ques. : 626 In a move aimed at arresting the unrelenting fall of Indian rupee, Indias central bank the Reserve Bank of India has recently hiked the limit of foreign investment in government bonds by 5 billion dollar to what amount? 1) 10 billion dolar 2) 15 billion dollar 3) 20 billion dollar 4) 30 billion dollar 5) 40 billion dollar Ans.) 3 Ques. : 627 Nomura, the global financial services firm, has slashed India's growth forecast for the fiscal year 2012-13 to what per cent? 1) 5.8% 3) 4.6% 2) 5% 4) 3% Ans.) 1

Ques. : 618 Name the Britain-based bank which has been fined $ 450 million by US and British authorities for manipulating the London Inter-Bank Offered Rate (LIBOR), the interest rate on loans that banks make to each other? 1) HDFC Bank 3) ABN Amro 5) HSBC Bank 2) Barclays Bank 4) Citibank Ans.) 2

Ques. : 619 Name the country where hardliner Islamist fundamentalist group Ansar Dine has recently destroyed ancient tombs of Muslim saints and threatened to wipe out every religious shrine? 1) Mali 3) Iran 5) Somalia 2) Afghanistan 4) Kenya Ans.) 1

4) Fitch mentioned that in case sovereign long-term IDR is downgraded, banks with viability rating (VR) of BBBwould also be affected because of these linkages.

5) 3.5%

Ques. : 628 Which of the following regulators has recently made it mandatory for top 500 listed companies to hold e-voting with an objective to widen shareholder participation in key decisions? 1) Insurance Regulatory & Development Authority (IRDA) 3) Competition Commission of India 5) None of these 2) Securities and Exchange Board of India (SEBI) 4) Telecom Regulatory Authority of India (TRAI) Ans.) 2

Ques. : 620 Joan Dunlop, who passed away recently, was a/an: 1) human rights activist 3) diplomat 5) physicist 2) womens rights activist 4) environmentalist Ans.) 2

5) All the above are Ans.) 2 true Ques. : 625 Capital market regulator Securities and Exchange Board of India (SEBI) has recently notified new rules for ownership and governance of stock exchanges. Which of the following statements given below are not true in this respect? 1) The amendments were announced following the legal tussle between the regulator and MCX Stock Exchange, which had earlier sought approval to start an equity platform. 3) The ownership of a single investor was capped at 10% with an exemption for stock 2) The new norms require the recognised stock exchange to have a minimum net worth of Rs 100 crore at all times and at least 51 per cent of stake has to be held by public 4) SEBI also specified that direct and indirect exposure to any stock exchange

Ques. : 621 Name the Bollywood actor who has started an online signature campaign to hand over to the Pakistan government to free allegedly falsely accused Indian Sarabjit Singh? 1) Shatrughan Sinha 3) Aamir Khan 5) Anil Kapoor 2) Salman Khan 4) Amitabh Bachchan Ans.) 2

Ques. : 629 Reserve Bank of India in its mid-quarterly monetary policy review on 18 June 2012, decided to keep the cash reserve ratio and the policy repo rate unchanged. Which of the following facts with respect to RBIs mid-quarterly monetary policy are not true? 1) The cash reserve ratio and the policy repo rate unchanged at 4.75 per cent and 8.0 per cent respectively 2) The reverse repo rate remains unchanged at 8.0 per cent

Ques. : 622 Which of the following banks has nationally launched its exclusive range of credit cards named Superia and Platinum to cater to the lifestyle, travel and other needs of doctors? 1) ICICI Bank 3) HSBC Bank 2) State Bank of India 4) HDFC Bank

4) The slowing pace of the 3) The marginal economy (India's standing facility March quarter rate and the Bank economic growth Rate is to stand at stood at 5.3 per 9.0 per cent cent, lowest in past 9 years) and

weakening investment sentiments had prompted industry leaders to urge RBI to take a call on policy rate cuts 5) All the above are Ans.) 2 true Ques. : 630 Who has been appointed as the chairman of the Group of Ministers GoM) on Telecommunications, which was constituted after the Supreme Court cancelled 2G spectrum licences to auction spectrum afresh? 1) Pranab Mukherjee 3) Sharad Pawar 5) Gulam Nabi Azad 2) Mauntek Singh Ahluwalia 4) Sharad Yadav Ans.) 3

Ques. : 636 Five hill forts of which of the following states of India is under consideration for granting World Heritage Sites status by the UNESCOs World Heritage Sites Committee? 1) Rajasthan 3) Maharashtra 5) Gujarat 2) Madhya Pradesh 4) Orissa Ans.) 1

Ques. : 643 Which of the following states of India, despite wooing foreign investments in infrastructure, IT and other sectors with tempting incentives, has decided to oppose foreign direct investment (FDI) in retail? 1) Maharashtra 3) Gujarat 5) West Bengal 2) Kerala 4) Delhi Ans.) 2

Ques. : 637 In which of the following cities the meeting of the Nuclear Suppliers Group (NSG) was held in June, where India failed to make any headway in getting membership of the group? 1) Montreal 3) Seattle 5) Perth 2) Beijing 4) Santiago Ans.) 3

Ques. : 644 Which of the following steel company has been alleged to have accessed iron ores from Sarada Mines in Odisha at rates about one-tenth the prevailing market price, thus depriving the state government of royalty? 1) Tata Steel 3) Jindal Steel 5) Posco India 2) Essar Steel 4) Brahmani Industries Ans.) 3

Ques. : 631 Which country has issued its strongest appeal again to India to resolve amicably the row over the cancellation of 2G licences granted to Sistema Shyam Teleservices Ltd? 1) Norway 3) Russia 5) Britain 2) Spain 4) South Korea Ans.) 3

Ques. : 638 Name the head of the panel constituted by the government which advised the deletion of several cartoons and words in the NCERT social science books of secondary/higher secondary levels, after a huge controversy was created over an Ambedkar cartoon in Class XI textbook? 1) MS Pandian 3) Amrik Singh 5) Salman Khurshid 2) SK Thorat 4) Prof Yashpal Ans.) 2

Ques. : 645 From which country Abu Jundal, who is alleged to have facilitated the terror attack on Mumbai what is called as 26/11, has recently been extradited to India? 1) Malaysia 3) United Arab Emirates 5) Bangladesh 2) Saudi Arabia 4) Pakistan Ans.) 2

Ques. : 632 In which country hardliner Islamists recently went on the rampage in Timbuktu, destroying ancient tombs of Muslim saints and threatening to wipe out every religious shrine in the fabled city? 1) Nigeria 3) Iran 5) Kenya 2) Qatar 4) Mali Ans.) 4

Ques. : 639 To which state the Centre has granted an aid of Rs 500 crore as a relief measure for flood-affected districts of the state? 1) Orissa 3) Assam 5) Maharashtra 2) Bihar 4) Gujarat Ans.) 3

Ques. : 646 Which among the following footballer has been awarded Golden Boot recently by the Union of European Football Associations (UEFA)? 1) Mario Gumez 3) Iker Casillas 5) Xabi Alonso 2) Fernando Torres 4) Jordi Alba Ans.) 2

Ques. : 633 Renowned social activist and writer Mahasweta Devi made her debut in which of the following Bollywood films? 1) Chandani Bar 3) Daur 5) Agent Vinod 2) Pipli Live 4) Ullas Ans.) 4

Ques. : 634 The controversial General Anti-Avoidance Rules (GAAR) Bill is related to which of the following? 1) Black money stashed away in foreign banks 3) Tax avoiding deals by foreign and Indian companies 5) None of these 2) Dumping of goods in internationally

4) Lokpal Ans.) 3

Ques. : 647 In order to give impetus to Ques. : 640 In which country a huge agriculture which of the following states controversy has arisen over a contentious launched Contract Farming Scheme? plan to double consumption tax, which 1) Jammu & can force the government to step down 2) Orissa Kashmir and call for early elections? 3) West Bengal 4) Haryana 1) Germany 2) Japan 5) None of these Ans.) 4 3) South Korea 4) Greece Ques. : 648 Which of the following is 5) Canada Ans.) 2 NOT considered as a Greenhouse Gas? Ques. : 641 Which of the following 2) Carbon banks has sold its total debt in Kingfisher 1) Methane dioxide Airlines recently to an infrastructure 3) Nitrous Oxide 4) Oxygen company? 5) All these are 1) State Bank of 2) Punjab Ans.) 4 Greenhouse Gases India National Bank Ques. : 649 Which of the following is 3) Bank of Baroda 4) ICICI Bank NOT a financial term? 5) Allahabad Bank Ans.) 4 Ques. : 642 Marcus Agius was the chairman of which international bank, who resigned after the US and UK authorities slapped $451 million fine on the bank to settle charges of manipulating the London Inter-Bank Offered Rate (LIBOR) interest rates? 1) HDFC Bank 3) Barclays Bank 2) Citibank 4) HSBC Bank 1) Investment 3) Core Banking Solution 5) All are financial terms 2) El Nino effect 4) RTGS Ans.) 2

Ques. : 635 Who has written the book titled Turning Points A Journey Through Challenges? 1) Ram Jethamalani 3) Arun Jaitly 5) MJ Akbar 2) Dr APJ Abdul Kalam 4) Sonia Gandhi Ans.) 2

Ques. : 650 Which of the following is a project to develop watersheds in India? 1) DRDO2 3) AVARD 2) CARE 4) NWDPRA

5) Bank of America Ans.) 3

5) None of these

Ans.) 3

5) None of these

Ans.) 1

Pradesh Ques. : 665 Name the country which has lifted a 14-year-old ban on lesbians from donating blood, while still barring gays, thought of as a high-risk group of AIDS transmission, from doing so? 1) Britain 3) Australia 5) Canada 2) US 4) China Ans.) 4

Ques. : 651 NRI Day is observed every year on which of the following days? 1) 9th February 3) 19th March 5) 9th March 2) 9th January 4) 19th February Ans.) 2

Ques. : 658 Many a time we read in newspapers about the Doha Round. It is related with the talks of which of the following organisations? 1) European Union 3) International Atomic Energy Agency 5) None of these 2) World Trade Organisation 4) G-8 Ans.) 2

Ques. : 652 Which of the following is NOT a mode of foreign capital into India? 1) FDI 3) NRI Accounts 5) All these are valid for foreign capital inflow 2) FII 4) No Frills Account Ans.) 4

Ques. : 653 Which of the following organisations/agencies has asked all the banks of India to form customer service panels at branch level? 1) Indian Banks Association 3) Supreme Court of India 5) None of these 2) Reserve Bank of India 4) Securities & Exchange Board of India Ans.) 2

Ques. : 666 Which country has reopened its supply routes for NATO forces Ques. : 659 The Doing Business Report, stationed in Afghanistan, after seven an international publication, is published months of blockade following killings of every year by which of the following its forces in NATO drone attacks? organisations? 1) Tajikistan 2) Kazakhstan 1) World Bank 2) WTO 3) Pakistan 4) Iran 3) Reserve Bank of 4) International India Monetary Fund 5) Asian Ans.) 1 Development Bank Ques. : 660 As reported in newspapers, Aung San Suu Kyi has been released from house arrest after two decades. She is the citizen of: 1) Nepal 2) Myanmar 5) Uzbekistan Ans.) 3 Ques. : 667 What is La Roja? 1) A Hindi film based on highprofile kidnapping in Jammu & Kashmir 2) The football team of Italy

3) A war cemetery in 4) The football Mumbai team of Spain 5) Museum of Delhi Ans.) 4 Metro Ques. : 668 With which the following country Afghanistan has recently signed a strategic partnership agreement? 1) India 3) Norway 5) Britain 2) Pakistan 4) United States of America Ans.) 3

Ques. : 654 Which of the following 3) Brazil 4) Indonesia schemes has been launched specifically 5) Hong Kong Ans.) 2 for helping senior citizens to avail loan by mortgage of their residential property? Ques. : 661 In which state the first phase of the Rajiv Gandhi Jeevandayee 1) English 2) Senior Capital Arogya Yojana (health insurance scheme) Mortgage Scheme Loan Scheme has been launched recently? 3) Reverse 4) Demat Account 1) Delhi 2) Bihar Mortgage Loan Scheme Scheme 3) Maharashtra 4) Uttar Pradesh 5) None of these Ans.) 3 5) Himachal Pradesh Ans.) 3 Ques. : 662 Name the Indian-origin economist who has come under focus in the manipulation of the London InterBank Offered Rate (LIBOR) interest rate by the British bank Barclays? 1) Kundan Kumar 2) Usha Sagar Kundu 3) Shriti Vadera 5) Vikram Pandit 4) Abhinav Jha Ans.) 3 Ques. : 655 Government of India has taken a major stake in Sakhalin IV and Sakhalin V oilfields. Both these oilfields are situated in which of the following countries? 1) Brazil 3) China 5) Vietnam 2) Russia 4) Saudi Arabia Ans.) 2

Ques. : 669 Which company has signed the world chess Champion Viswanathan Anand as its Brand Ambassador recently? 1) Hero Honda 2) True Value Homes Ans.) 2

3) Muthoot Finance 4) Asian Paints 5) Oriflame Ques. : 670 Which country chaired the seventh G-20 summit in June 2012? 1) United States of America 3) South Africa 5) India 2) Mexico 4) Netherlands Ans.) 2

Ques. : 656 Which of the following taxes is collected by the Government of India on sale of goods and services in the country? 1) NAT 3) SAT 5) None of these 2) GET 4) VAT Ans.) 4

Ques. : 663 Which company toppled TCS, Indias largest software exporter, in July 2012 to become the most valuable company in terms of market capitalisation? 1) Oil & Natural Gas Commission 2) Coal India

Ques. : 657 Cryogenic engines are being developed indigenously by an Indian organisation. These engines are normally used for which of the following purposes? 1) Used for space programme 3) Used by Railways as they are very fast and fuel-efficient 2) Used for generating nuclear power 4) Used in fighter planes

3) Gas Authority of 4) Hindustan India Limited Petroleum 5) Bharat Petroleum Ans.) 1

Ques. : 671 Which country has emerged as the largest trading partner of Dubai in the first quarter of 2012-13? 1) India 3) UK 5) China 2) USA 4) Iran Ans.) 1

Ques. : 664 Which of the following states of India has recently provided Rs 20 lakh to every MLA to buy luxury cars? 1) Madhya Pradesh 3) Uttar Pradesh 5) Andhra 2) Karnataka 4) Odisha Ans.) 3

Ques. : 672 As per the government policy, the provision of the subsidy for interest subvention to co-operative sugar mills is done by which of the following agencies/organisations? 1) Commission for 2) National Bank

Agricultural Costs for Agriculture & and Prices Rural Development 3) Ministry of Agriculture 5) None of these 4) National Commission for Farmers Ans.) 2

1) NIMI 3) CAPART 5) ICRP

2) IGNOU 4) NPCIL Ans.) 3

developed at the IIT to develop solutions to pre-set tasks, using these robots? 1) IIT, Kharagpur 3) IIT, Delhi 5) IIT, Chennai 2) IIT, Kanpur 4) IIT, Bombay Ans.) 4

Ques. : 680 What is the full form of UNEP, a term frequently seen in newspapers? 1) Universal Notification on Energy Protection 3) Universal Natural Energy Project 5) United Nations Environment Programme 2) Universal New Education Project 4) United Nations Education Programme Ans.) 5

Ques. : 673 The real return to the investor sometimes gets reduced due to sudden rise in the prices of the commodities. This phenomenon in financial market is known as: 1) Market risk 3) Credit risk 2) Inflation risk 4) Diversification of funds

Ques. : 687 Name the two-wheeler company of India which has opened research and development centre of twowheeler automobiles in Pune recently. 1) Tata Motors 3) Mahindra Group 5) Suzuki 2) Hero Motocorps 4) TVS Ans.) 3

5) None of these Ans.) 1 Ques. : 674 Which country is NOT a member of South Asian Association for Regional Cooperation (SAARC)? 1) Nepal 3) Bangladesh 5) Sri Lanka 2) Pakistan 4) China Ans.) 4

Ques. : 681 Reverse Mortgage Scheme was initiated by some organisations/institutions some years ago. It was started to help which of the following groups/classes of the society? 1) Beneficiaries of NREGA 3) Youths 5) None of these 2) People living below poverty line 4) Senior Citizens Ans.) 4

Ques. : 688 In which state smart card of Rashtriya Swasthya Bima Yozana has been linked to the Public Distribution System (PDS) in order to check the irregularities in PDS? 1) Bihar 3) Chhattisgarh 5) Delhi 2) Jharkhand 4) Tamil Nadu Ans.) 3

Ques. : 675 The scheme to distribute food grain, oil, etc to the poor in the country at a subsidized rate is generally known as: 1) Village Grain Bank Scheme 3) National Food for Work Programme 5) Public Distribution System 2) Emergency Feeding Programme 4) Mid-Day Meal Scheme Ans.) 5

Ques. : 682 Value Added Tax (VAT) was introduced on the recommendations of: 1) Basel Committee 3) Rakesh Mohan Committee 5) None of these 2) LK Jha Committee 4) Chellaiya Committee Ans.) 4

Ques. : 689 In which river basin are Renuka, Lakhwar-Vyasi and Kishau dams under construction, the work on which the Centre has decided to expedite? 1) Setluj 3) Ganga 5) Sone 2) Yamuna 4) Narmada Ans.) 2

Ques. : 676 The World Health Organisation (WTO) has urged that advertisements of which of the following should be banned to protect youth from bad effects of the same? 1) Tobacco 3) Junk food 2) Alcoholic drinks 4) Soft drinks chemical preservatives

Ques. : 683 Derby is associated with which of the following sports events? 1) Horse Racing 3) Cricket 5) Football 2) Chess 4) Hockey Ans.) 1

Ques. : 690 Pranab Mukherjee recently resigned as the Union finance minister to contest the Presidential poll as a UPA candidate. Figure out which of the following developments did not take place during his tenure as the Union finance minister? 1) Union Finance Ministry announced a 0.3 per cent excise duty on unbranded jewellery 3) Union Finance Ministry announced the general antiavoidance rules (GAAR) 5) All the above given facts are right 2) UPA government approved up to 51% foreign direct investment in multi-brand retail 4) Indian Rupee witnessed its historic low against the US dollar Ans.) 5

5) None of these Ans.) 1 Ques. : 677 Which of the following is a Scheduled Bank in private sector? 1) ICICI Banking Corporation Ltd 3) Bank of Punjab 5) None of these 2) HDFC Bank Ltd 4) All of the above Ans.) 4

Ques. : 684 If Regional Rural Banks and Cooperative Banks seek permission of the Reserve Bank of India for opening branches, it will have to obtain recommendation from: 1) State Bank of India 2) ICICI Bank

3) Punjab National 4) NABARD Bank 5) None of these Ans.) 4 Ques. : 685 Which of the following institutions is co-sponsored by IDBI? 2) Over the 1) National Stock Counter Exchange Exchange of India of India 3) Discount and Finance House of India Ltd 5) None of these 4) All of the above Ans.) 4

Ques. : 678 Which of the following countries had decided to come out of the membership of the Organisation of Petroleum Exporting Countries (OPEC)? 1) Iran 3) Kuwait 5) None of these 2) Indonesia 4) Saudi Arabia Ans.) 2

Ques. : 691 The Pakistan government has recently released Indian prisoner Surjeet Singh after he served life imprisonment in Pakistani prison. Who is the other Indian citizen who has been languishing in Pakistani prison and was denied liberty by the Pakistani authorities? 1) Sarabjeet Singh 2) Swarnjeet Singh 3) Sarvajeet Singh 4) Amarjeet Singh 5) None of these Ans.) 1

Ques. : 679 Which of the following is the abbreviated name of an autonomous organisation under the Ministry of Rural Development?

Ques. : 686 Name the Indian Institute of Technology (IIT), which has announced the launch of E-Yantra Challenge, a competition in which participating students will be presented with robots

Ques. : 692 Union minister Virbhadra Ques. : 698 Bank which started as Singh resigned recently in the wake of a private shareholders bank, mostly Himachal Pradesh court framing Europeans is: corruption charges against him. Which 1) The Federal 2) Imperial Bank one of the following facts about Virbhadra Bank Limited of India Singh is not true? 3) Bank of India 4) Bank of Madras 2) He first 5) None of these Ans.) 2 1) He was the Union became the Chief Minister of Micro, Minister of Ques. : 699 The first private bank in Small and Medium Himachal India to receive an in principle approval Enterprises. Pradesh in April from the Reserve Bank of India was: 1983. 2) Housing 4) Before joining 1) Indus Ind Development 3) He was elected to Congress he was Bank Finance Corporation the Lok Sabha from the member of Limited Mandi constituency. BJP 3) United 4) Bank of 5) All the above are Western Bank Rajasthan Ans.) 4 true 5) None of these Ans.) 2 Ques. : 693 Name the person who has been appointed as the new Commissioner Ques. : 700 Which one of the following terms is normally NOT seen in the field of of Delhi Police by the Union home international relations? ministry recently? 1) BK Gupta 5) None of these 2) Neeraj Kumar Ans.) 2 1) Exchange rate 3) MFN 5) OECD 2) Free Trade 4) Break even Ans.) 4 3) Surendra Singh 4) CP Vergese Ques. : 694 Which country has unveiled a plan for the worlds largest network of marine parks, which will include the Coral Sea and the Great Barrier Reef? 1) New Zealand 3) Canada 5) Philippines 2) Australia 4) Indonesia Ans.) 2

1) Seasonality of operations only 3) Suppliers term only 5) All 1), 2) & 3)

2) Production policy only 4) Only 1) & 2) Ans.) 5

Ques. : 707 Which one of the following may be the consequence of buying forex in the market by the RBI? 1) It leads to inflation 3) It does not affect inflation 5) None of these 2) It leads to control over inflation 4) It results into deflation Ans.) 4

Ques. : 708 The biggest public sector undertaking in the country is: 1) Iron & steel plants 3) Railways 5) None of these 2) Roadways 4) Airways Ans.) 3

Ques. : 709 Which one of the following is not a member of BASICS? 1) India 3) South Africa 5) Indonesia 2) China 4) Brazil Ans.) 5

Ques. : 701 Which one of the following foreign agencies will assist the municipal agencies to improve quality of municipal schools through School Exchange Programmes (SEP)? 1) IMF 3) UNICEF 5) None of these 2) UNDP 4) ADB Ans.) 4

Ques. : 710 Which of the following is the full form of the abbreviation IFRS as used in corporate/finance sector? 1) Indian Financial 2) Interpretation & Reconciliation Formal Reporting Standards System 3) International Financial Reporting Standards 5) None of these 4) International Financial Reporting System Ans.) 3

Ques. : 702 Animal assisted therapy is Ques. : 695 In which country employed in: Operation Twist has been launched by the central bank of the country extending 1) Operations 2) ICU until January its programme of buying 4) Training 3) Old age homes long-term bonds in exchange for short animals and medium term bonds already in its 5) Natural healing Ans.) 2 portfolio, intended to help the economy by lowering long-term interest rates? Ques. : 703 Which of the following carries out Open Market Operations? 1) Greece 2) Spain 3) Italy 5) Russia 4) US Ans.) 4 1) Finance Ministry 2) External Affairs Ministry

Ques. : 711 Who has written the book titled Beyond the Lines recently? 1) LK Advani 3) Barkha Dutt 5) HK Dua 2) Sucheta Dalal 4) Kuldip Nayar Ans.) 4

3) Planning 4) Ministry of Ques. : 696 In which country President, Commission Commerce Fernando Lugo, was recently voted out of 5) Reserve Bank of office in a lightning impeachment by the Ans.) 5 India Congress, and was replaced by Federico Franco, his vice-president? Ques. : 704 Which one of the following has decided to give guarantee for 1) Uruguay 2) Paraguay infrastructure loan? 3) Honduras 4) Nicaragua 5) Venezuela Ans.) 2 1) IDBI 2) SBI 3) IIFCL 4) SIDBI Ques. : 697 After months of uncertainty 5) None of these Ans.) 3 about foreign direct investment in India, retailer IKEA has decided to invest $ 1.9 Ques. : 705 Which of the following is a billion to set up shops in India, despite financial asset? its lingering concerns about the countrys 1) Gold 2) Silver supply chain regulations. IKEA retail chain company of which of the following 3) Shares in a 4) Land & building countries? demat account 1) Russia 3) Sweden 5) US 2) Spain 4) France Ans.) 3 5) None of these Ans.) 3 Ques. : 706 Which one of the following factors influence working capital of a unit?

Ques. : 712 Which country has recently banned Indian Mujahideen (IM) for its frequent terror acts in India and the threat to that countrys nationals here? 1) US 3) Germany 5) Israel 2) Britain 4) France Ans.) 2

Ques. : 713 The University Grants Commission (Promotion and Maintenance of Standards of Academic Collaboration between Indian and Foreign educational Institutions) Regulations, 2012 approved in June, which of the following is not true regarding academic tie-up between Indian and foreign institutes? 1) Only institutes graded A by the National Board of Accreditation or the National 2) They must figure in the list of top 500 global educational institutes, as

Assessment and Accreditation Council can collaborate with foreign institutes.

ranked by the Times Higher Education Rankings or the Shanghai Rankings.

they clashed with its premiere league season? 1) India 3) UAE 5) Nepal 2) Bangladesh 4) England Ans.) 3

companies 3) Corporate bodies registered or incorporated in India and unincorporated 4) All of the bodies, Non-Resident above Indians (NRIs) and Foreign Institutional Investors (FIIs).

4) The approval will be valid for 10 3) No programme years and the of study and Commission may research shall be review the offered which is progress made against national and periodically security and inform the territorial integrity agencies of India. concerned about the results of such a review. 5) After the expiry of this period, the UGC may extend or Ans.) 4 withdraw the approval. Ques. : 714 In which country of the erstwhile Soviet Union a bill granting official status to Russian and other languages has triggered a major political crisis, with the Speaker of Parliament resigning in protest and the President threatening to dissolve the legislature? 1) Georgia 3) Latvia 5) Belarus 2) Ukraine 4) Armenia Ans.) 2

Ques. : 719 Which country has offered India North and South Angela Islands for setting up hotels and tourist resorts, for trade, marine studies or for building a 5) None of the above Ans.) 4 strategic presence in the region, in lieu of Ques. : 726 Under Bretton Woods India retaining 1983 double-taxation system, as a member of the International avoidance treaty with that country? Monetary Fund (IMF), India declared its 1) Marshal par value of rupee in terms of: 2) Mauritius Islands 1) Pound Sterling 2) US Dollar 3) West Indies 4) Switzerland 3) International 4) Gold 5) UAE Ans.) 2 basket of currencies Ques. : 720 Which of the following countries None of these the bulk of 4 5) accounted for Ans.) foreign direct in South Asia in 2011? Ques. : 727 What does the term run on 1) Pakistan 2) India a bank denote in banking industry? 3) Sri Lanka 4) Iran 2) Large-scale Ans.) 2 1) Accruing high financial profit by a of Indianirregularities in a Ques. : 721 In which African country the Federation bank Chambers of Commerce bank (FICCI) mounted a four-day India Show in July, 2012? 1) Kenya 3) South Africa 5) Egypt Ques. : 722 Which of the following fast moving consumer goods (FMCG) company is under the scrutiny of the Forward Markets Commission (FMC) for its alleged role in price manipulation of future trading of guar gum? 1) Marico Industries 3) Ruchi Soya Industries 5) MDH 2) Lakshmi Energy & Food 4) Dabur India Ans.) 3 3) Loss of 2) Nigeria confidence of 4) Ghana depositors in a bank Ans.) 4 5) None of the above is correct 4) Major structural changes in a bank Ans.) 3 5) Bangladesh

Ques. : 715 In which country national election authority recently announced a recount of ballots cast at more than half of the polling station in the Presidential election following accusations of a massive scheme to influence the vote that included the distributing 1.8 million of gift cards by the winning candidate Enrique Pena Nieto? 1) Egypt 3) Brazil 5) Russia 2) Mexico 4) Czech Republic Ans.) 2

Ques. : 728 Which of the following is not among the transactions that require mandatory quoting of Permanent Account Number (PAN)? 1) Any purchase of 2) Sale or bullion or jewellery purchase of twoworth Rs 5 lakh or wheelers more 3) Opening of a bank account 5) Mutual Fund investment of Rs 50,000 4) Hotel bills over Rs 25,000 Ans.) 2

Ques. : 723 Who among the following is all set to be the new Chief Minister of Karnataka? 1) Jagdish Shettar 2) Sadanand Gowda Ans.) 1

Ques. : 716 Which industrial house of India has recently announced that it has signed an agreement to buy the Terrace Bay Pulp Mill in North Western Ontario, Canada? 1) Sarvalakshmi Paper Mill 5) BNPM India Ltd 2) JK Papers

3) K S Eshwarappa 4) Nitin Gadhkari 5) BS Yedurappa Ques. : 724 After merging State Bank of Indore and State Bank of Saurashtra, the parent bank the State Bank of India (SBI) is planning to merge which two other associate banks with it? 2) State Bank of 1) State Bank of Hyderabad & State Hyderabad & State Bank of Bank of Patiala Travancore 3) State Bank of Mysore & State Bank of Travancore 5) None of these 4) State Bank of Jaipur and Bikaner & State Bank of Mysore Ans.) 1

Ques. : 729 Which of the following is the full form of SOFA, a term used frequently in international politics? 2) Statement of 1) Status of Force Foreign Agreement Agreements 3) Strategic & Formal Alliances 5) None of these 4) Soviet Forum of Allied Forces Ans.) 1

3) Aditya Birla Group 4) RPG Ans.) 3 Ques. : 717 For imposing anti-dumping duties on which of the following items US has moved the World Trade Organization (WTO) against China recently? 1) Steel 3) Automobiles 2) Cement 4) Rare earth minerals

Ques. : 730 The Local Area Networks (LAN) are located in small geographical boundaries ranging from: 1) One room to another room to room in a single building 3) 100 m to 2 km 5) None of the above 2) 50 m to 100 m 4) 2 km to 10 km Ans.) 3

5) Chicken products Ans.) 3 Ques. : 718 In which country Pakistani cricket team will play with Australia after Sri Lanka refused to host the matches as

Ques. : 725 Who can invest in Commercial Papers? 1) Individuals 2) Banking

Ques. : 731 The Banking Regulation

Act, 1949 does not at all apply to: 1) Nationalised banks 2) State Bank of India and its subsidiaries

lightning impeachment of the elected president, Fernando Lugo? 1) Argentina 3) Uruguay 5) Venezuela 2) Brazil 4) Paraguay Ans.) 4

3) Haryana 5) Karnataka

4) Andhra Pradesh Ans.) 4

4) Primary 3) Foreign banks agricultural credit having branches in societies and coIndia operative and land mortgage banks 5) None of the above Ans.) 4

Ques. : 738 With which international pharma company, Ranbaxy Laboratories will share profit of the sale of its low-cost version of Lipitor, Atorvastatin in the US market? 1) Bayer Healthcare 2) Novartis 3) Teva 5) Sanofi 4) Pfizer Ans.) 3

Ques. : 745 Who has been appointed as the new chairman of the Empowered Group of Ministers (EGoM) on spectrum, which was constituted after the Supreme Court cancelled 122 licences of 2G spectrum, to auction spectrum afresh? 1) Pranab Mukherjee 5) Jairam Ramesh 2) P Chidambaram

Ques. : 732 When the Reserve Bank of India (RBI) acts as a banker to the government, what does it do? 1) RBI keeps bank 2) RBI carries out accounts of the government government transactions 3) RBI advises the government on all 4) All of the above financial and monetary matters 5) None of the above Ans.) 4

3) Sharad Pawar 4) Arun Shourie Ans.) 2

Ques. : 739 Which of the following south-east Asian country is increasingly in favour of India assuming larger role in resolving the dispute between China and many south-east Asian countries over the territorial waters in the South China Sea? 1) Vietnam 3) Indonesia 5) Laos 2) Philippines 4) Malaysia Ans.) 1

Ques. : 746 A bill of exchange in which a bank orders its branch or another bank, as the case may be, to pay a specified amount to a specified person is called: 1) Cheque 2) Bank draft 3) Promissory note 4) Postal order 5) Commercial paper Ans.) 2 Ques. : 747 In which city of India Asias first Special Economic Zone (SEZ) was set up? 1) NOIDA 3) Ahmedabad 5) Gurgaon 2) Kandla 4) Sanand Ans.) 2

Ques. : 733 Services offered by the Reserve Bank of India (RBI) to government departments include all the following, except: 1) Payment of salaries and pensions 3) Direct and indirect tax collections 5) None of the above 2) Distributing RBI bonds to government departments 4) Remittance facilities Ans.) 2

Ques. : 740 In which state of India there are five international airports and the fifth one has become Indias first wholly private airport at Aranmula? 1) Tamil Nadu 3) Kerala 5) Andhra Pradesh 2) Karnataka 4) Puducherry Ans.) 3

Ques. : 734 Which of the following cannot be classified as the Merit goods? 1) Education 3) Housing 5) Healthcare 2) Infrastructure 4) Consumer durable goods Ans.) 4

Ques. : 741 Name the country with which for negotiating a Preferential Trade Agreement (PTA), the Joint Working Group of India and that country met in New Delhi in July? 1) Iran 3) Finland 5) South Africa 2) Turkey 4) Mauritius Ans.) 4

Ques. : 748 The social programmes like Mahila Samakhya, Lok Jumbish, Janashala, etc have been launched by the government to improve which of the following sectors? 1) Women empowerment 3) Education 5) Sanitation 2) Universalisation of drinking water facilities 4) Infrastructure Ans.) 3

Ques. : 735 What will be the financial assistance or loan of Rs 10,000 by a bank to a small borrowers called? 1) Business finance 3) Micro finance 5) KYC finance 2) Government finance 4) Small finance Ans.) 3

Ques. : 742 In which of the following countries the former dictators Jorge Rafael Videla and Rynaldo Bignone have been convicted to 50 years and 15 years of imprisonment respectively for baby thefts? 1) Nicaragua 3) Argentina 5) Panama 2) Ghana 4) Chile Ans.) 3

Ques. : 749 When a bank returns a cheque unpaid, it is called: 1) Payment of the cheque 3) Cancelling of the cheque 5) Taking of the cheque 2) Drawing of the cheque 4) Dishonour of the cheque Ans.) 4

Ques. : 736 An action group of nine countries, including the five permanent members of the UN Security Council and Iraq, Kuwait, Qatar and Turkey, recently agreed in Geneva that a transitional governing body should be formed in which country by mutual consent? 1) Syria 3) South Sudan 5) Cuba 2) Libya 4) Tunisia Ans.) 1

Ques. : 743 In which of the following places recently a world meeting on Syria with the theme of Friends of Syria was organised, in which representatives of more than 100 countries participated? 1) Washington 3) Rome 5) Tokyo 2) Paris 4) New York Ans.) 2

Ques. : 750 Distribution of insurance products and insurance policies by banks as corporate agents is known as: 1) General insurance 3) Bancassurance 2) Non-life insurance 4) Insurance banking

5) Deposit insurance Ans.) 3 Ques. : 751 The Indian Government has introduced a new Wholesale Price Index (WPI) recently. The new WPI is based on which of the following years? 1) 2004-05 3) 2006-07 5) 2009-10 2) 2005-06 4) 2008-09 Ans.) 1

Ques. : 744 In which state in the wake of the leakage of toxic gases from a pesticide plant recently forced people in Ques. : 737 Which of the following 18 surrounding villages to flee their countries has recently been suspended from Mercosur, the South American trade homes? block, after its Congress carried out a 1) Madhya Pradesh 2) Kerala

Ques. : 752 As per news in various year. previous year. newspapers kfw Group released another 5) Best corporate Ans.) 5 instalment of its financial aid. Kwf is an governance organisation/bank based in: Ques. : 758 Which of the following 1) France 2) Japan nations is considered to be the father of 3) Italy 4) China the concept of micro-finance? 5) Germany Ans.) 5 1) India 2) South Africa Ques. : 753 Which one of the following is the objective of the flagship scheme Rashtriya Swasthya Bima Yojana (RSBY)? 2) To provide 1) To provide life health insurance insurance cover to cover to rural rural households households 4) To provide life 3) To provide both and health life and health insurance covers insurance cover to only to people rural households living below poverty line. 5) None of these Ans.) 2 Ques. : 754 The Index of Industrial Production (IIP) is compiled and released by which of the following organisations/agencies? 1) Registrar of Companies 3) Bombay Stock Exchange 5) Central Statistical Organisation 2) Confederation of Indian Industries 4) Reserve Bank of India Ans.) 5 3) Mexico 5) China 4) Bangladesh Ans.) 4

has won the Wimbledon Womens Singles title recently? 1) Ana Ivanovic 3) Agnieszka Radwanska 5) Venus Williams 2) Serena Williams 4) Maria Sharapova Ans.) 2

Ques. : 766 Which country has allowed its women citizens for the first time to participate in London Olympic with certain dress code? 1) Pakistan 3) Saudi Arabia 5) Qatar 2) Bangladesh 4) Bahrain Ans.) 3

Ques. : 759 In which of the following states has launched e-Shakti programme so that poverty can be reduced in the state? 1) Delhi 2) Maharashtra 3) Uttar Pradesh 4) Bihar 5) None of these Ans.) 4 Ques. : 760 As per the newspaper reports the government of India has asked all the states to conduct Social Audit of each and every work of which of the following schemes? 1) National Rural 2) Pradhan Mantri Employment Gram Sadak Guarantee Scheme Yojana 3) Indira Awas Yojana 5) None of these 4) Rajiv Gandhi Grameen Vidyutikaran Yojana Ans.) 1

Ques. : 767 In which country the rebel group M23 an Indian soldier working with the UN peacekeepers, which was strongly condemned by the United Nations Security Council? 1) Rwanda 3) Congo 5) Somalia 2) Liberia 4) Malawi Ans.) 3

Ques. : 768 For the surveillance of which of the following endangered birds, Indian Coastal Guard has proposed installation of coastal surveillance radar, which has been vehemently opposed by the environmentalists? 1) Great Indian bastard 2) Hornbill

4) Shark Ques. : 761 In which country President 3) Owl Traian Basescu has been impeached 5) Penguins Ans.) 2 recently, whom opponents accused of Ques. : 769 Which of the following overstepping his authority by meddling Ques. : 755 What is the upper limit with the prime ministers office and trying undiscovered subatomic particle, prescribed for Real Time Gross scientifically known as God Particle has Settlement (RTGS) transactions in to influence judicial affairs? been demonstrated recently in various banks in India? 1) Finland 2) Venezuela Switzerland? 1) Rs 1 lakh 2) Rs 2 lakh 3) Romania 4) New Zealand 1) Lepton 2) Photon 3) Rs 5 lakh 4) Rs 50 lakh 5) Pakistan Ans.) 3 3) Higgs boson 4) Neutrino 5) No upper limit is Ans.) 5 Ques. : 762 Who among the following is 5) Gluon Ans.) 3 prescribed spearheading You Can Win, an initiative Ques. : 770 What is the rank of India as Ques. : 756 India recently inducted to spread awareness about cancer the worlds most attractive destination for Airborne Warning And Control System detection, launched recently? foreign destination, according to the (AWACS) platforms in its Air Force. These 1) Baba Amte 2) Baba Ramdev World Investment Report, 2012 released sophisticated machines are supplied by UNCTAD recently? 3) Yuvraj Singh 4) Menka Gandhi which of the following countries? 1) Australia 3) France 5) US 2) Poland 4) Israel Ans.) 4 5) Rahul Gandhi Ans.) 3 1) Third 3) Fifth 5) Seventh 2) Fourth 4) Sixth Ans.) 1 Ques. : 763 To which country the Obama administration of the US has recently declared as the United States newest major non-NATO ally? 1) Poland 3) Pakistan 5) India 2) Czech Republic 4) Afghanistan Ans.) 4

Ques. : 757 Several public sector enterprises like ONGC, SAIL and NTPC received Scope Award in the recent past. The award is given for which the following achievements? 1) Earning the highest profit 2) For creating amongst all public maximum number sector units of jobs in a year. (PSUs). 3) For donating the maximum amount in the Prime Ministers Relief Fund in a 4) For cutting down expenditure by 50% or more in a year to wipe out losses made in the

Ques. : 771 As per the newspaper reports the government of India has asked all the states to conduct Social Audit of each and every work of which of the following schemes? 1) National Rural 2) Pradhan Mantri Employment Gram Sadak Guarantee Scheme Yojana 3) Indira Awas Yojana 5) None of these 4) Rajiv Gandhi Grameen Vidyutikaran Yojana Ans.) 1

Ques. : 764 Name the Indian state which got first Nirmal Rajya Puraskar for achieving total sanitation? 1) Sikkim 3) Gujarat 5) Haryana 2) Himachal Pradesh 4) Punjab Ans.) 1

Ques. : 765 Who among the following

Ques. : 772 Which of the following

ministries/departments operates the Village Grain Bank Scheme? 1) Ministry of Tribal Welfare 3) Department of Social Welfare 5) None of these 2) Department of Food & Public Distribution 4) Ministry of Forest Ans.) 2

is the core method of stabilizing the markets under the Market Stabilization Scheme (MSS)? 2) Purchasing 1) Issuing Treasury Treasury Bills Bills and/or dated and/or dated securities securities 3) Conducting Open Market Operations 5) None of the above 4) All the above Ans.) 1

3) Income Tax Act 5) Securitisation Act

4) NRI Act Ans.) 2

Ques. : 785 Which region has the highest number of global biodiversity hotspots biologically rich areas facing severe conservation threats according to Conservation International? 1) North and Central America 3) Europe and Central Asia 5) Asia-Pacific 2) South America 4) Africa Ans.) 5

Ques. : 773 Which of the following is the name of the programme launched by the Government of India to help lonely women by providing vocational training to make them self-reliant? 1) Apnalaya 3) Abhiyogyata 5) Swavlamban 2) Prayas 4) Swadhar Ans.) 4

Ques. : 780 Name the flagship programme of the government that will reach out to below poverty line (BPL) households through self-help groups (SHGs)? 1) National Rural 2) Gareeb Utthan Livelihood Mission 3) Jawahar Grameen Aadhar Yojana 5) None of these 4) National Rural Upliftment Programme Ans.) 1

Ques. : 774 The Bridge: The Life & Rise of Obama, is a book written by: 1) Cynthia Tucker 2) Sarah Palin 3) Barbara Walters 4) Michelle Obama 5) David Remnick Ans.) 5

Ques. : 786 Who among the following will head the government appointed committee that will suggest framework for cloud computing services? 1) Azim Premzi 3) S Gopalakrishnan 5) Prashant Bhanot 2) Narayan Murthy 4) Deepak Parekh Ans.) 3

Ques. : 775 Which of the following is Ques. : 781 The Public Debt Office of recognized as the biggest cause of hunger the Reserve Bank of India (RBI): in the world? 1) is a central 2) Poor depository for all 2) attends to the management of types of function of note 1) Inflation public Government issue of the RBI distribution securities except system Treasury Bills 3) Unemployment 4) controls balance 3) is responsible and/or under4) Malnutrition of payment for maintaining employment position of the external value of 5) All of the above Ans.) 5 Government of rupee India Ques. : 776 Which of the following is 5) None of the NOT a civilian award given by the Ans.) 1 above government of India? 1) Sahitya Academy Award 3) Padma Shri 5) Kirti Chakra 2) Shanti Swarup Bhatnagar Award 4) Bharat Ratna Ans.) 5 Ques. : 782 Data on which of the following will be collected in the Sixth Economic Census which is being conducted from April to November 2012? 1) Household consumption expenditure 2) Employment in unorganised sector

Ques. : 787 Lee Hsien Loong, who arrived on a state visit to India in July, and advocated Indias larger role in the Association for South-East Asian Nations (ASEAN), is: 1) Prime Minister of Japan 3) Foreign minister of Finland 5) President of Laos 2) President of South Korea 4) Prime Minister of Singapore Ans.) 4

Ques. : 788 Who among the following has been appointed as the head of the Indian delegation to the London Olympics, which has been vehemently opposed by some sections of people? 1) Sajjan Kumar 3) Anand Sharma 5) Jagmohan Dalmiya 2) Jagdish Tytler 4) Suresh Kalmadi Ans.) 2

Ques. : 777 Which of the following is not among the four components of Swarna Jayanti Shahari Rozgar Yojana? 1) Urban Slum Livelihood Programme 3) Urban Women Self-help Programme 5) Skill Training for Employment Promotion amongst Urban Poor 2) Urban Self Employment Programme 4) Urban Wage Employment Programme

3) Number of 4) Entrepreneurial income tax payees units 5) Per capita income Ans.) 4

Ques. : 783 Which of the following does not come under the category of Development Banks? 1) Industrial 2) Small Industries Development Bank Development Bank of India of India 3) Industrial Investment Bank of India 5) Export-Import Bank 4) State Finance Corporation Ans.) 5

Ques. : 789 The Oil & Natural Gas Commission (ONGC) has entered into an agreement with which energy company to use its western offshore facilities to produce natural gas from its North Tapi gas fields? 1) Vedanta Group 2) Cairn India 3) Tata Power 5) GVK Power 4) Reliance Energy Ans.) 2

Ans.) 1

Ques. : 778 Price of which of the following is decided by the member countries of OPEC? 1) Crude oil 3) Gold 5) All of the above 2) Coal 4) Silver Ans.) 1

Ques. : 790 Which state has hosted the junior National Aquatics Championship which is scheduled to be held from July 11 to 15? 1) Delhi 3) Tamil Nadu 5) Maharashtra 2) West Bengal 4) Karnataka Ans.) 3

Ques. : 784 Which of the following Acts helps a bank in its day to day activities? 1) Competition Act 2) Negotiable Instruments Act

Ques. : 779 Which among the following

Ques. : 791 Who among the following has clinched this years Wimbledon Mens

Singles title? 1) Rafael Nadal 3) Roger Federer 5) Andre Agassi 2) Novak Djokovic 4) Andy Murray Ans.) 3

banks 3) As an adjunct to the Bank Rate to make it function more effectively 5) None of the above

money supply

Maharashtra 3) Bank of India

Allahabad 4) Bank of Punjab

4) All of the above

5) Hindustan Bank Ans.) 3 Ques. : 805 Which of the following is decided by the market situations and not by the Reserve Bank of India (RBI)? 1) Bank Rate 3) SLR 5) Inflation 2) CAR 4) Repo Rate Ans.) 5

Ques. : 792 Which global company has topped this years Fortune 500 list? 1) Wal-Mart 3) Reliance Industries 5) Royal Dutch Shell 2) ArcelorMittal 4) British Petroleum Ans.) 5

Ans.) 4

Ques. : 800 What is the minimum time of operation an insurance company is required to complete for becoming eligible to issue an initial public offer (IPO)? 1) 3 years 3) 7 years 5) 12 years 2) 5 years 4) 10 years Ans.) 4

Ques. : 793 In country has decided to go ahead with the ambitious Padma bridge project on its own after the World Bank cancelled the loan dead recently? 1) Nepal 3) Bhutan 5) India 2) Bangladesh 4) Myanmar Ans.) 2

Ques. : 806 Which of the following key rates, stipulated by the Reserve Bank of India (RBI), is not correct as on April 17, 2012? 1) Cash Reserve Ratio 4.75% 3) Reverse Repo Rate 7% 5) Statutory Liquidity Ratio 24% 2) Repo Rate 8.5% 4) Bank Rate 9% Ans.) 2

Ques. : 801 The concept of Carbon Credit is associated with which of the following fields? 1) Protection of environment 3) Development of rural infrastructure 5) None of these 2) Women empowerment 4) Development of coal mines Ans.) 1

Ques. : 794 Which state of India has decided to issue individual health cards to all inmates of child care institutions (CCIs) within a month and ensure that they get health services and formal education? 1) Bihar 3) Haryana 5) West Bengal 2) Delhi 4) Kerala Ans.) 3

Ques. : 802 Which of the following companies has been asked by the Reserve Bank of India (RBI) to close down its deposit taking operations? 1) Shriram Transport Finance Company Ltd 2) Bajaj Finance Ltd

Ques. : 807 Which of the following schemes is launched by the Government of India to improve the health of pregnant and lactating mothers? 1) Matritva Sahayog Yojana 3) ASHA 5) None of these 2) Dhan Lakhsmi Yojana 4) Health for All scheme Ans.) 1

Ques. : 795 In which of the following major states there is not oil refinery and the Vedanta Group is going to set up shortly? 1) Madhya Pradesh 2) Uttar Pradesh 3) Rajasthan 5) Karnataka 4) West Bengal Ans.) 3

3) Mahindra & 4) Muthoot Mahindra Financial Finance Ltd Services Ltd 5) Sahara India Financial Corporation Ans.) 5

Ques. : 808 Recently we read in newspaper that the Central Bureau of Investigation (CBI) has been investigating some companies for alleged violations of FCRA, 2000. What is FCRA, 2000? 1) Foreign Countries Regulation Act, 2010 2) Fiscal Control & Regulation Act, 2010

Ques. : 796 Which of the following countries is not a member of the G-20? 1) South Korea 3) China 5) Iran 2) Brazil 4) USA Ans.) 5

Ques. : 803 The banker is under an obligation to take utmost care in keeping secrecy of the details of the customer. However, the obligation of secrecy is not valid when: 2) There is national 1) A banker is emergency and required to give disclosure is evidence in a court. essential in the public interest. 3) There are clear proofs of treason to the state and when consent is given by 4) All of the above the customer to provide information for the preparation of balance sheet. 5) None of the above Ans.) 4

Ques. : 797 Which of the following has been introduced by the banks in India to increase financial inclusion? 1) Stimulus package 3) Business correspondent 5) None of these 2) Internet Banking 4) Corporate Banking Ans.) 3

3) Foreign 4) Foreign Commercial Contribution Representation Act, Regulation Act, 2010 2010 5) None of these Ans.) 4 Ques. : 809 The Reserve Bank of India (RBI) reviews its credit and monetary policy at which of the following intervals/occasions? 1) Once in every five years 3) Every quarter 5) None of these 2) Every year 4) When the new Union Budget is announced Ans.) 3

Ques. : 798 What period has been fixed by the government for the Twelfth Five Year Plan in India? 1) 2010-15 3) 2012-17 5) 2014-19 2) 2011-16 4) 2013-18 Ans.) 3

Ques. : 799 For achieving which of the following objectives the Reserve Bank of India (RBI) employs open market operations are employed by? 1) To control the reserve base of 2) To minimise fluctuation in

Ques. : 804 Which of the following is the first Indian bank to open a branch outside India in London in 1946 and the first to open a branch in continental Europe in Paris in 1974? 1) Bank of 2) Bank of

Ques. : 810 The working group constituted by the RBI has suggested the setting up of the Emergency Fund Facility Scheme for banks. The Scheme will help which of the following types of banks? 1) Public sector banks 2) Small banks

3) Urban Cooperative Banks 5) Foreign banks

4) Private banks Ans.) 3

fledged stock exchange? 1) National Stock Exchange 3) Financial Technologies Ltd 5) Mumbai Stock Exchange 2) MCX Stock Exchange 4) Kolkata Stock Exchange Ans.) 2

Ques. : 824 Bridge loans refer to: 1) Loans granted to 2) Loan granted to construction PWD for companies for construction of construction bridges over rivers bridges 3) Interim finance allowed by banks to their customers pending disbursement of term loans by financial institutions 5) None of these

Ques. : 811 Indias largest steel maker the Steel Authority of India Limited (SAIL) has signed the final pact with Japans Kobe Steel to set up a 500,000-tonne plant in which of the following states? 1) Orissa 3) Uttar Pradesh 5) Karnataka 2) Bihar 4) West Bengal Ans.) 4

Ques. : 812 Name the former Israeli Prime Minister who has been cleared of charges in a multi-case corruption trial that forced him out of power, by an Israeli court? 1) Ehud Olmrt 3) Benjamin Netanyahu 2) Ariel Sharon 4) Ehud Barak

Ques. : 818 Pakistan Electronic Media Regulatory Authority (PEMRA) has asked television networks to refrain from promoting which Hindi film till it is cleared by the Central Board of Film Censors, because the film carries a negative reference to the ISI? 1) Agent Vinod 3) Ek Tha Tiger 5) Gangs of Wasepur 2) Once Upon a Time in Mumbai 4) Bol Bachchan Ans.) 3

4) Loan granted to Railways for construction of bridges

Ans.) 3

Ques. : 825 Which of the following is the short name of the highest authority in India for Indirect Taxes? 1) CBED 3) CBEC 2) CBDT

4) CBIT Ques. : 819 Which of the following 5) Shimon Peres Ans.) 1 5) None of these Ans.) 3 countries is taking help of India to design Ques. : 813 In which city the Delhi a programme based on the Mahatma Ques. : 826 On which one of the Metro Rail Corporation (DMRC) is to Gandhi National Rural Employment following issues the International implement the proposed Metro system? Guarantee Scheme? Monetary Fund (IMF) has supported monetary policy of India? 1) Jaipur 2) Lucknow 1) Bangladesh 2) Nigeria 1) Introduction of 2) Stimulus for 3) Kochi 4) Chennai 3) South Africa 4) Sri Lanka GST agriculture sector 5) Mumbai Ans.) 3 5) Brazil Ans.) 4 3) Concessions for 4) Tightening of Ques. : 814 For setting up of the Ques. : 820 Which of the following foreign investment monetary policy Mahatma Gandhi Institute of Education country has cancelled the extradition of 5) None of these Ans.) 4 for Peace and Sustainable Development the underworld don Abu Salem, who was in which Indian city, the United Nations extradited from that country some years Ques. : 827 While tackling the problem Educational, Scientific and Cultural back? of inflation, which one of the following Organisation (UNESCO) has signed an aspects is taken into consideration by the 1) Denmark 2) Portugal agreement with India? Reserve Bank of India (RBI)? 3) Britain 4) Norway 1) Bangalore 2) Rajkot 2) Balance 1) Balance between 5) Saudi Arabia Ans.) 2 between growth 3) New Delhi 4) Kolkata budget deficit and and financial Ques. : 821 In which country recently price stability 5) Lucknow Ans.) 3 stability the Constituent Assembly expired Ques. : 815 Which of the following without drafting a Constitution? 4) Balance financial institutions has decided to 3) Balance of prices between growth, 1) Myanmar 2) Syria extend loans to the North-Eastern region of all essential price stability 4) Libya to develop road connectivity and Bihar for 3) Egypt commodities and financial boosting agri-business? 5) Nepal Ans.) 5 stability 1) World Bank 3) International Monetary Fund 2) Asian Development Bank 4) International Donors Group Ques. : 822 Which among the following ministries has launched a new Skill Development Initiative Scheme so that the employability of the young people can be increased? 1) Ministry of Finance 3) Ministry of Heavy Industry 5) Ministry of Labour and Employment 2) Ministry of Agriculture 4) Ministry of Home Affairs Ans.) 1 5) None of these Ans.) 3 Ques. : 828 Government may reduce its budgetary deficit by various measures. Which of the following is NOT one such measure? 1) Market borrowing 3) Foreign grants 5) Reducing taxes and increasing subsidies 2) Deficit financing 4) Increasing taxes Ans.) 5

5) Reserve Bank of Ans.) 2 India Ques. : 816 In the partnership of which of the following public sector banks, the Bihar government has launched epayment facility for commercial vehicle owners? 1) State Bank of India 3) Central Bank 5) Corporation Bank 2) Punjab National Bank 4) Syndicate Bank Ans.) 1

Ques. : 823 In India the Foreign Exchange Reserves are kept in the custody of which of the following institutions? 1) Ministry of Finance 3) Reserve Bank of India 5) Treasury offices 2) EXIM bank 4) Select public sector banks Ans.) 3

Ques. : 829 Which among the following cannot be called an ante inflationary measure? 1) Raising the Bank Rate 3) Purchase of security in the Open Markets 2) Raising the Reserve Ratio requirement 4) Rationing of the credit

Ques. : 817 Which of the following stock exchange has been granted permission by the Security and Exchange Board of India (SEBI) to operate as full-

5) None of these

Ans.) 3

Population Day is celebrated every year? 1) July 11 3) April 11 5) August 13 2) July 8 4) July 29 Ans.) 1

Ques. : 830 As per the latest data in urban areas women employment is highest in which of the following industrial areas? 1) Carpet 3) Real estate 5) Retail trade 2) Textile 4) Education Ans.) 5

scientist from India who is linked with the recent discovery of subatomic substance called God Particle? 1) Homi Jahangir Bhabha 3) Jagdish Chandra Bose 5) Hargovind Khurana 2) CV Raman 4) Satyendra Nath Bose Ans.) 4

Ques. : 831 Which among the following is not a measure to control inflation adopted by the Government or the Reserve Bank of India (RBI)? 1) Monetary Policy 2) Fiscal Policy 3) Public 4) Price Control Distribution System 5) Financial Inclusion Ans.) 3

Ques. : 838 In which state the Reliance Power setting up 3,960-MW Sasan Ultra Mega Power Project, for which it has tied up loans of $1.1 billion from three Chinese lenders? 1) Uttar Pradesh 3) Madhya Pradesh 5) Karnataka 2) Jharkhand 4) Chhattisgarh Ans.) 3

Ques. : 832 Which among the following country has started paying Indian exporters in Indian rupees, an arrangement to that effect has been done by the Government of India? 1) Saudi Arabia 3) Myanmar 5) Russia 2) Iran 4) Mauritius Ans.) 2

Ques. : 839 Which among the following states of India is all set to get additional credit of $100 million from World Bank for an ongoing rural livelihood project called 'Jeevika'? 1) Himachal Pradesh 5) Orissa 2) Bihar

Ques. : 844 To which country India planned to transport around 350 tonnes of chemical waste from Bhopal for incineration, which has run into trouble following protests against the plan in that country? 1) US 3) Sweden 5) Brazil 2) Germany 4) Russia Ans.) 2

3) Madhya Pradesh 4) Assam Ans.) 4 Ques. : 840 Renowned Assamese Poet Hiren Bhattacharyya, who was fondly called Hiru-da by his admirers, passed away on 4 July 2012. Which facts about the concerned person is/are not true? 1) He was well known as Prem aru Rodalir Kobi (Poet of Love and Sunshine) in the Assamese literature 2) He had received the Sahitya Academy Award in 1992

Ques. : 845 The Bar Council of India had called a two-day strike in July, which hit the functioning of courts across the country, to protest against which of the following Bills? 1) GAAR Bill 3) The Universities for Research and Innovation Bill 5) The Public Procurement Bill 2) Higher Education and Research Bill 4) Forward Contracts Bill Ans.) 2

Ques. : 833 Malanjkhand in Madhya Pradesh is estimated to have more than 70% of extractable reserves of which of the following in the country? 1) Copper 3) Aluminium 5) Mica 2) Zinc 4) Iron Ans.) 1

Ques. : 834 Many banks in India have gone for ISO 27001: 2005 certification for compliance with which among the following? 1) Best Customer Service 2) Best Security Practice

3) Excellent 4) Excellent Financial Strength Business Values 5) None of these Ans.) 2 Ques. : 835 Which among the following is the top dividend paying company of India, as per a study done by the Economic Times? 2) Tata 1) Oil and Natural Consultancy Gas Commission Services 3) Imperial Tobacco Comapany 5) Tech Mahindra 4) Indian Oil Corporation Ans.) 1

3) Lora Dhemali (1991) and Akon Dhemali (1991) were two of his most famous collections of 4) He was born in West Bengal children writingincluding Shyam Benegal's Nishant, Ankur, Kalyug and Bhumika 5) All the above are true Ans.) 4

Ques. : 846 Who has written the book titled Romancing with Life? 1) Jatin Das 3) Hema Malini 5) Dharmendra 2) Sharmila Tagore 4) Dev Anand Ans.) 4

Ques. : 847 Lee Hsien Loong, who was on a three-day state visit to India, is: 1) Prime Minister 2) Prime Minister of Taiwan of Singapore 3) Foreign 4) Prime Minister Minister of Japan of South Korea 5) Foreign Ans.) 2 Minister of China Ques. : 848 'Delphinus' an Indian Air Force Swimming team has set a record by successfully crossing the _______ twice within a fortnight. 1) English Channel 2) Panama Canal 3) Bristol Channel 4) Suez Canal 5) Palk Strait Ans.) 1 Ques. : 849 Which among the following ministries has launched a new Skill Development Initiative Scheme so that the employability of the young people can be increased? 1) Ministry of Finance 3) Ministry of Heavy Industry 5) Ministry of 2) Ministry of Agriculture 4) Ministry of Home Affairs Ans.) 1

Ques. : 841 The recently launched new initiative called 'Millenium Alliance (MA)' between India and US is: 1) to fund innovators 3) to ease immigration hurdles 5) to fight human trafficking 2) to foster cultural relations 4) for joint operations against terrorism Ans.) 1

Ques. : 836 Which of the following states has most recently banned production, sale and storage of gutkha and pan masala? 1) Bihar 3) Maharashtra 5) West Bengal 2) Madhya Pradesh 4) Karnataka Ans.) 3

Ques. : 842 Name the person who was appointed the Director of the Institute of Banking Personnel Selection (IBPS) on 2 July 2012. 1) Amar Pradhan 3) Anup Sankar Bhattacharya 5) None of these 2) M Balachandran 4) Shankar Sharan Ans.) 3

Ques. : 837 On which day the World

Ques. : 843 Name the prominent

Labour and Employment Ques. : 850 In India the Foreign Exchange Reserves are kept in the custody of which of the following institutions? 1) Ministry of Finance 2) EXIM bank

and increasing subsidies Ques. : 856 Which among the following cannot be called an ante inflationary measure? 1) Raising the Bank Rate 3) Purchase of security in the Open Markets 5) None of these 2) Raising the Reserve Ratio requirement 4) Rationing of the credit Ans.) 3

gay rights, etc, which was recently declared not eligible for telecast on Doordarshan, which stirred a controversy and Doordarshan decided to review its policy of not showing UA films? 1) Dirty Picture 3) I AM 5) Loha Garam Hai 2) Ye Saali Zindagi 4) EK Ropa Dhaan Ans.) 3

3) Reserve Bank of 4) Select public India sector banks 5) Treasury offices Ans.) 3 Ques. : 851 Bridge loans refer to: 1) Loans granted to 2) Loan granted to construction PWD for companies for construction of construction bridges over rivers bridges 3) Interim finance allowed by banks to their customers pending disbursement of term loans by financial institutions 5) None of these

Ques. : 857 As per the latest data in urban areas women employment is highest in which of the following industrial areas? 1) Carpet 3) Real estate 5) Retail trade 2) Textile 4) Education Ans.) 5

Ques. : 864 After the hunger strike of wildlife activist Bandhu Dhotre, which district of Maharashtra has been declared as a tiger district? 1) Yavatmal 3) Raigad 5) Beed 2) Chandrapur 4) Akola Ans.) 2

4) Loan granted to Railways for construction of bridges

Ques. : 858 Which among the following is not a measure to control inflation adopted by the Government or the Reserve Bank of India (RBI)? 1) Monetary Policy 2) Fiscal Policy 3) Public 4) Price Control Distribution System 5) Financial Inclusion Ans.) 3

Ques. : 865 Diaoyu Islands have been in news recently as disputed territory between which of the following two countries? 1) China and Philippines 3) China and Japan 5) China and Russia 2) China and Vietnam 4) China and Laos Ans.) 3

Ans.) 3

Ques. : 852 Which of the following is the short name of the highest authority in India for Indirect Taxes? 1) CBED 3) CBEC 5) None of these 2) CBDT 4) CBIT Ans.) 3

Ques. : 853 On which one of the following issues the International Monetary Fund (IMF) has supported monetary policy of India? 1) Introduction of GST 3) Concessions for foreign investment 5) None of these 2) Stimulus for agriculture sector 4) Tightening of monetary policy Ans.) 4

Ques. : 859 Which among the following country has started paying Indian exporters in Indian rupees, an arrangement to that effect has been done by the Government of India? 1) Saudi Arabia 3) Myanmar 5) Russia 2) Iran 4) Mauritius Ans.) 2

Ques. : 866 India has scaled down its diplomatic ties with Denmark because Danish authorities have refused to appeal in their Supreme Court against a decision of its lower court that had rejected extradition of Kim Davy to India. Kim Davy is accused in which of the following cases in India? 1) Bofors pay off case 3) Purulia arms drop case 2) St Kitts scandal 4) Mumbai terror attack

Ques. : 860 Malanjkhand in Madhya Pradesh is estimated to have more than 70% of extractable reserves of which of the following in the country? 1) Copper 3) Aluminium 5) Mica 2) Zinc 4) Iron Ans.) 1

5) Palm oil import Ans.) 3 scam Ques. : 867 The US citizen of Indian origin, Subhash Chandra Kapoor is being extradited to India from which country, for allegedly smuggling antique idols which were reported stolen from temples in Tamil Nadu and Kerala? 1) Italy 3) Malaysia 5) Thailand 2) US 4) Germany Ans.) 4

Ques. : 854 While tackling the problem of inflation, which one of the following aspects is taken into consideration by the Reserve Bank of India (RBI)? 2) Balance 1) Balance between between growth budget deficit and and financial price stability stability 4) Balance 3) Balance of prices between growth, of all essential price stability commodities and financial stability

Ques. : 861 With the help of which of the following countries, a Greenfield skill development institute has been set up in Jaunapur in Delhi recently? 1) US 3) Germany 5) Canada 2) Singapore 4) Britain Ans.) 2

Ques. : 862 In which state the installation of the High Security 5) None of these Ans.) 3 Registration Plates (HSRP) have been Ques. : 855 Government may reduce its made mandatory on vehicles? budgetary deficit by various measures. 1) Delhi 2) Tamil Nadu Which of the following is NOT one such 3) Jammu & 4) Haryana measure? Kashmir 1) Market 5) Goa Ans.) 4 2) Deficit financing borrowing Ques. : 863 Name the National Award3) Foreign grants 4) Increasing taxes winning film directed by Onir Ban based 5) Reducing taxes Ans.) 5 on child sexual abuse, sperm donation,

Ques. : 868 Parliament building of which of the following country is being constructed by the Central Public Works Department of India? 1) South Sudan 3) Syria 5) Sri Lanka 2) Libya 4) Afghanistan Ans.) 4

Ques. : 869 Members of Parliament (MPs) cutting across the party lines representing a parliamentary panel have recommended which subject to be transferred from the Central List to the Concurrent List of the Indian Constitution?

1) Land 3) Law and order 5) Agriculture

2) Water 4) Internal security Ans.) 2

5) Singapore

Ans.) 3 3) Punjab National Bank 5) Central Bank of India

Baroda 4) State Bank of India Ans.) 4

Ques. : 870 The Asian Development Bank (ADB) has extended a financial assistance to improve which of the following organisation of India? 1) Atomic Energy Department 2) National Thermal Power Corporation

Ques. : 876 Many banks in India have gone for ISO 27001: 2005 certification for compliance with which among the following? 1) Best Customer Service 2) Best Security Practice

3) Excellent 4) Excellent Financial Strength Business Values 5) None of these Ans.) 2 Ques. : 877 Which among the following is the top dividend paying company of India, as per a study done by the Economic Times? 2) Tata 1) Oil and Natural Consultancy Gas Commission Services 3) Imperial Tobacco Comapany 5) Tech Mahindra 4) Indian Oil Corporation Ans.) 1

Ques. : 883 What is the name given to the Population Stabilization Scheme launched by the Government of India? 1) Prerna 3) Ullas 5) Ullekh 2) Sthapna 4) Aaradhana Ans.) 1

3) Indian Railways 4) Air India 5) Power Grid Corporation of India Ans.) 3

Ques. : 884 Which of the following states have the highest and lowest per capita consumption of electricity in the country? 1) Goa and Bihar 3) Assam and Tamil Nadu 2) Gujarat and Orissa 4) Chhattisgarh and Karnataka

Ques. : 871 Which of the following committees was set up by the Pension Fund Regulatory and Development Authority (PFRDA) to go into the reasons for the slow progress of the National Pension System (NPS) in the private sector? 1) Bajpai Committee 3) Hota Committee 5) Shyamala Gopinath Committee 2) Raghuram Committee 4) Rangarajan Committee Ans.) 1

5) Jharkhand and Ans.) 1 Maharashtra Ques. : 885 Which of the following banks has taken over the Centurion Bank of Punjab? 1) ICICI Bank 3) HDFC Bank 5) None of these 2) IDBI Bank 4) AXIS Bank Ans.) 3

Ques. : 878 What is the basic fact that private equity investors consider before investing in a company? 1) The age of the company 3) The activity undertaken by the company 5) The existing profitability of the company 2) The location of the company 4) The credibility and valuation of the company

Ques. : 872 Which bank is to launch a 24x7 loan monitoring system for its retail as well as corporate clients? 1) State Bank of India 3) Punjab National Bank 5) HDFC Bank 2) ICICI Bank 4) IDBI Bank Ans.) 4

Ques. : 886 In which country the government has recently pledged quick Ans.) 5 action to protect the right of Jews and Muslims to circumcise baby boys on Ques. : 879 Where is the headquarters religious grounds, following a court ruling of IRDA, which is the regulatory authority against circumcision that raised international outcry? for all insurance companies in India, including the Life Insurance Corporation 1) Russia 2) Germany of India? 3) Israel 4) Egypt 1) Hyderabad 3) Mumbai 5) Chandigarh 2) Bangalore 4) Delhi Ans.) 1 5) India Ans.) 2 Ques. : 887 For the first time scientists have sequenced the complete genome of which of the following fruits that will help save it from imminent danger? 1) Apple 3) Banana 5) Guava 2) Pineapple 4) Orange Ans.) 3

Ques. : 873 Who is heading the RBI panel to look into the aspects of devising some alternative routes to mitigate current account deficit which is growing due to surging gold imports? 1) HR Khan 3) D Subbarao 2) Anand Sinha 4) C Rangarajan

Ques. : 880 Interest is calculated on actual/365 days basis respect of the following products, except one: 1) Call money 2) Notice money

4) Government of Ques. : 874 In which country a 3) Term money India dated referendum is to be conducted on ousting securities the President Traian Basescu and the 5) None of the Ans.) 4 constitutional court has ruled that a above majority of the electorate must turn out to vote for the referendum to be valid? Ques. : 881 Which of the following certainly is an effort in the direction of 1) Syria 2) Egypt financial inclusion? 3) Paraguay 4) Romania 1) Internet 2) Anywhere 5) Belarus Ans.) 4 Banking Banking Ques. : 875 In which country Park 3) No-frills 4) Foreign Geun-hye has launched a bid to become Accounts Currency Accounts the countrys first female president, 5) All of the above Ans.) 3 promising to tackle social inequality, and pledged to break the vicious cycle of Ques. : 882 Which of the following mistrust with its neighbour? public sector banks of India has the largest number of branches in foreign 1) Indonesia 2) Vietnam countries? 3) South Korea 4) Laos 1) Allahabad Bank 2) Bank of

5) Deepak Parekh Ans.) 2

Ques. : 888 In which state the higher judiciary has indicted the government for its failure to make helmets mandatory for women driving a two-wheeler or riding pillion? 1) Goa 3) Tamil Nadu 5) Meghalaya 2) Delhi 4) Sikkim Ans.) 2

Ques. : 889 In which state a village panchayat recently banned love marriages and women below the age of 40 years from going out for shopping and using mobile phones outside their homes? 1) Rajasthan 3) Haryana 2) Uttar Pradesh 4) West Bengal

5) Bihar

Ans.) 2

Ques. : 890 To work for the protection of which Bollywood actors ancestral home in Peshawar, activists and civil society groups in North-West Pakistan have formed a Jirga? 1) Raj Kapoor 3) Dev Anand 5) Shashi Kapoor 2) Dilip Kumar 4) Manoj Kumar Ans.) 2

5) Karnam Malleshwari

Ans.) 2

1) Himachal Pradesh 3) Haryana 5) Jammu & Kashmir

2) Punjab 4) Rajasthan Ans.) 4

Ques. : 897 Yellow jersey is the title given to the champions of which of the following sports? 1) Aquatics 3) Horse Racing 5) Cycling 2) Wrestling 4) Polo Ans.) 5

Ques. : 905 After Maharashtra and some other states, which of the following is the latest to ban manufacture and sale of gutkha and pan masala? 1) Delhi 3) Haryana 5) Karnataka 2) Himachal Pradesh 4) West Bengal Ans.) 2

Ques. : 898 Which country has accused Ques. : 891 Name the Indian diplomat India of violating WTO norms by allowing who is perceived to be the key architect of Hyderabad-based Natco Pharma to make Indias new Nepal policy that involved a generic version of cancer drug Nexavar? giving up Constitutional Monarchy and 1) Switzerland 2) US working with the Maoists? 3) Germany 4) France 1) Shyam Sharan 2) G Parthasarthy 5) Britain Ans.) 2 3) Niruptama Rao 4) Ranjan Mathai Ques. : 899 For which of the following 5) Jayant Prasad Ans.) 1 sectors, the government is examining the Ques. : 892 Which public sector bank proposal of extending Technology has entered into an MoU with credit Upgradation Fund Scheme (TUFS) ratings agency Crisil to rate existing and benefits to units that go in for debt prospective customers of the bank in the restructuring? micro, small and medium enterprises 1) Textile 2) Sugar sector until March, 2015? 3) Agro-processing 4) Electricity 1) State Bank of 2) Union Bank of industries India India 5) Cement Ans.) 1 3) Corporation Bank 4) Canara Bank Ques. : 900 Who is heading the expert 5) Punjab National Ans.) 4 panel set up by the Prime Minister Bank Manmohan Singh to prepare and finalise Ques. : 893 Hungama Digital Media guidelines for the hitherto controversial Entertainment has teamed up with ITCs General Anti-Avoidance Rules (GAAR)? Vivel face wash along with which Indian 2) Parthasarathi musician to launch a digital talent hunt 1) Ajay Shah Shome MOBisur? 3) Sunil Gupta 4) J Harinarayan 2) Shankar 1) AR Rehman 5) N Rangachary Ans.) 2 Mahadevan Ques. : 901 With which country the US 3) Kailash Kher 4) Hariharan has ended its 50-years-old trade embargo 5) Asha Bhosley Ans.) 2 by sending a cargo ship carrying Ques. : 894 The Centre has recently humanitarian aid? agreed to set up two central universities 1) North Korea 2) Iran in Bihar at which of the following places? 3) Cuba 4) Venezuela 1) Katihar and 2) Motihari and 5) Vietnam Ans.) 3 Gaya Gaya Ques. : 902 In which country India is 3) Chapra and 4) Motihari and constructing Salma Dam, which is in Gaya Patna trouble due to delay in sanctioning funds 5) Purnia and Ans.) 2 by the Indian government? Patna 1) Sri Lanka 2) South Sudan Ques. : 895 Who among the following is 3) Nepal 4) Afghanistan the head of the five-member committee set up recently to look into pay and 5) Iran Ans.) 4 pension-related issues of defence services Ques. : 903 Name the subsonic cruise personnel and ex-servicemen? missile of India, equivalent to Tomahawk, 1) Pulok 2) Shivshankar a long-range sub-sonic cruise missile in Chatterjee Menon the arsenal of the US, which will see its maiden launch in August? 3) Ajit Seth 4) Bikram Singh 5) Shashikant Sharma Ans.) 3 1) Saket 3) Nirbhay 5) Shikari 2) Ajey 4) Nishana Ans.) 3

Ques. : 906 Which one of the following is a driving force influencing the industrial growth of an economy? 1) Economic factors only 2) Investment only

3) Innovation/Market 4) Only 1) & 2) based only 5) All 1), 2) & 3) Ans.) 5 Ques. : 907 The Tamu-Kalewa-Kalemyo (TTK) Road is known as India___________Friendship Road. 1) Myanmar 3) Bhutan 5) None of the above 2) Nepal 4) Bangladesh Ans.) 1

Ques. : 908 In the opinion of the Governor of the Reserve Bank of India (RBI), which one of the following is the reason owing to which Indias inflation is accelerating? 1) Excess liquidity in the market 3) Higher food cost 2) Speculation in essential goods 4) Commodities future

5) None of these Ans.) 3 Ques. : 909 On which one of the following head of expenses, the expenses of the Government of India are the highest? 1) Food subsidy 2) Fertilizer subsidy

3) National Rural 4) Maintenance of Employment national highways Guarantee Scheme 5) None of these Ans.) 1 Ques. : 910 Which state has the highest slum population in India, according to Housing and Urban Poverty Alleviation Ministry? 1) Maharashtra 3) Uttar Pradesh 5) Tamil Nadu 2) Andhra Pradesh 4) West Bengal Ans.) 1

Ques. : 896 Who was the first lady from India to participate in Olympic Games? 1) PT Usha 3) Kaneru Humpy 2) N Polley 4) Nirupama Vaidyanathan

Ques. : 904 Which state of India has demanded the nationalisation of rivers and canals in order to resolve inter-state water disputes?

Ques. : 911 Who among the following is completing his/her three-year tenure as Chairperson of the Childrens Film Society?

1) Nafisa Ali 3) Sabana Aazmi 5) Anupam Kher

2) Hema Malini 4) Nandita Das Ans.) 4

Ques. : 912 Which pop star has been sued by Frances far-right National Front over a video at a concert in France showing the party leader, Marine Le Pen, with a Swastika on her forehead, a symbol used by the Nazi leader Adolf Hitler? 1) Lady Gaga 3) Madonna 5) Justin Timberlake 2) Britney Spears 4) Robbie Williams Ans.) 3

1) Service conditions of the employees of Indian Airlines, which merged with Air India 3) Review of NREGA 5) 2G spectrum scam

3) 15%-30%-55% 2) Welfare of workers in unorganised sector 4) Changes in NCERT political science textbook Ans.) 4 5) None of the above is correct

4) 18%-33%-49% Ans.) 2

Ques. : 925 What is the target of disinvestment set by the Union Budget for the fiscal year 2012-13? 1) Rs 30,000 3) Rs 45,000 5) Rs 60,000 2) Rs 40,000 4) Rs 50,000 Ans.) 1

Ques. : 913 Who will be the flag-bearer of the Indian contingent at the opening ceremony of the Olympics in London on July 27? 1) Abhinav Bindra 3) Vijendra Singh 5) Vikas Krishnan 2) Sushil Kumar 4) Shiv Thapa Ans.) 2

Ques. : 919 Which of the following is not one of those states where public sector miner Coal India Ltd has lined up an investment of Rs 7,500 crore to develop railway tracks to evacuate 100 million tonnes of coal dumped in those states due the inability of it being transported through road? 1) Chhattisgarh 3) Odisha 5) All the above states 2) Jharkhand 4) West Bengal Ans.) 4

Ques. : 926 What one of the following correctly explains the term fiscal drag? 1) A huge gap in tax-GDP ratio 2) Unreasonable hike in taxes on poorer sections of population

4) Large-scale tax 3) Effect of inflation evasion by certain upon effective tax segments of rates economy 5) Large-scale subsidies on nonAns.) 3 developmental sectors of economy Ques. : 927 Yankee Bonds are dollardenominated debt instrument sold in which of the following countries by the overseas entities? 1) Japan 3) Britain 5) Singapore 2) United States 4) China Ans.) 2

Ques. : 914 In which Indian city scientists from 74 countries of the world were assembled in July for a week-long assembly of the Committee on Space Research (COSPAR), which is being held in India after 33 years? 1) Bangalore 3) Jaipur 5) New Delhi 2) Kochi 4) Mysore Ans.) 4

Ques. : 920 For the second year in a row which airlines of the world has been ranked as the world's best airlines at the Skytrax World Airline Awards recently? 1) Singapore Airlines 3) Asiana Airline 5) Qatar Airways 2) Cathay Pacific Airways 4) Air India Ans.) 5

Ques. : 915 In which city in India international delegation to the English language Teachers Association is to meet in July to debate on the reforms and approaches to empower teachers and learners in English by discussing the paradigm shift needed in methods and approaches in the English classroom? 1) Hyderabad 3) Lucknow 5) New Delhi 2) Chennai 4) Kolkata Ans.) 2

Ques. : 921 Which state government has introduced a new scheme named Pratibha Kiran Yojana for promoting higher education among girls of the poor urban families? 1) Uttar Pradesh 3) Madhya Pradesh 5) Delhi 2) Bihar 4) Himachal Pradesh Ans.) 3

Ques. : 928 The term Jobber is associated with which of the following? 1) Sports 3) Stock market 5) Judiciary 2) Parliament 4) Banking system Ans.) 3

Ques. : 916 Name the country where MCB Bank, which is examining a proposal to open three branches in Delhi, Mumbai and Amritsar, is one of the largest private sector banks? 1) Sri Lanka 3) Pakistan 5) Myanmar 2) Nepal 4) Bangladesh Ans.) 3

Ques. : 922 Name the satellite-based Real Time Information System (RTIS) introduced recently by the Indian Railways, to provide accurate train running information to passengers through SMS, Internet, etc? 1) Simran 3) Rail Suchna 5) Mushkil Aasan 2) Jeevan Rekha 4) Jankari Ans.) 1

Ques. : 929 The chairmanship of the Asian Development Bank (ADB) is always allotted to which of the following countries? 1) South Korea 3) Philippines 5) Singapore 2) Japan 4) India Ans.) 2

Ques. : 930 Mee Seva centres which would deliver basic services electronically like birth, income, residence and caste certificates is an initiative of which state government? 1) Andhra Pradesh 3) Tamil Nadu 5) Kerala 2) Maharashtra 4) Karnataka Ans.) 1

Ques. : 917 Celeste Holm, known for her Academy Award-winning performance in Gentleman's Agreement, as well as for her Oscar-nominated performances in Come to the Stable and All About Eve, was a/an renowned: 1) Music director 3) Choreographer 5) Cinematographer 2) Actress 4) Lyrician Ans.) 2

Ques. : 923 After the consolidation of the Regional Rural Banks (RRBs) regionwise, what is the number of RRBs in India currently? 1) 122 3) 105 5) 82 2) 111 4) 92 Ans.) 5

Ques. : 918 Thorat Committee report is related to which of the following issues?

Ques. : 924 According to the Economic Survey 2011-12, which of the following is correct about the contribution of agriculture, industry and services sectors in the Gross Domestic Product (GDP) in India? 1) 10%-32%-58% 2) 13%-28%-59%

Ques. : 931 The renowned economist Amartya Sen emphasises that having enough to eat depends on one very crucial factor. Which of the following is that factor? 2) Distribution of 1) Societys system agricultural of entitlement income 3) Low poverty rates 4) Structure of the family

5) None of these

Ans.) 1

Ques. : 932 Which country has been named as the Diabetes Capital of the World by the 5th edition of Diabetes Atlas released recently? 1) India 3) USA 5) Brazil 2) China 4) Russia Ans.) 2

3) Trinidad & Tobago 5) Madagascar

4) Mauritius Ans.) 4

the following matters? 1) Disinvestment of sick public sector units 3) Defence reforms in India 5) Freedom and rehabilitation of bonded labourers 2) Entry of foreign players in higher education 4) Review of India-Nepal treaty Ans.) 3

Ques. : 939 What is the growth rate of the Gross Domestic Product (GDP) of India in 2012, projected by the International Monetary Fund (IMF) in July? 1) 6.1% 3) 7.4% 5) 8.3% 2) 6.8% 4) 8% Ans.) 1

Ques. : 933 Which of the following is rated as the poorest region of the world? 1) The Middle East 2) Asia 3) Sub-Saharan Africa 5) None of these 4) Latin America Ans.) 3

Ques. : 934 Which Balkan country became a new member of the World Trade Organisation (WTO) in 2011? 1) Serbia 3) Albania 5) Montenegro 2) Croatia 4) Bosnia Ans.) 5

Ques. : 945 Name the concessionaire of the Delhi Airport Metro Express, which Ques. : 940 Which top jeweller of India has come in collision course with the has decided to open 65 new stores by the Delhi Metro Rail Corporation (DMRC) for end of this fiscal and has signed Amitabh shoddy construction, which resulted in Bachchan as its brand ambassador? suspension of the service on this line recently? 2) Kalyan 1) Tanishq Jewellers 1) GMR 2) Reliance Infra 3) Nirvan Jewellers 4) PP Jewellers 5) Sangini Jewellers Ans.) 2 3) GVK Infrastructure 5) Gammon India 4) Larson & Toubro Ans.) 2

Ques. : 935 Which of the following statements is correct about promissory note? 2) An implied promise is 1) It needs not to be enough to in writing constitute a valid promissory note 3) The promise to 4) The payment pay must be definite can be in kind and unconditional 5) The name of the payee need not be mentioned Ans.) 3

Ques. : 941 France has urged Ques. : 946 The Government of India Luxembourg to build a united front has implemented which of the following against which giant steel maker, which is concepts/schemes particularly to ensure continuing closure of sites across that all the schemes get enough Europe? budgetary support for women welfare? 1) Nippon Steel 3) Baosteel 5) Severstal 2) Posco 4) ArcelorMittal Ans.) 4 1) Gender budgeting 2) Food for work 3) Providing Urban Facilities in Rural Areas (PURA) 4) Look East Policy

Ques. : 936 Who has become the ambassador of the US to Myanmar, 22 years after the former imposed sanctions on the country? 1) Ryan Crocker 2) Derek J Mitchel 3) George R Merrell 4) Joseph Palmer 5) Robert Stephen Ans.) 2 Ford Ques. : 937 In which state the project Rupaantar (Transformation) is being implemented for socio-economic transformation of the people by the Oil India Ltd, a programme which is now considered as a landmark of rural development initiatives across the country? 1) Rajasthan 3) Assam 5) Andaman & Nicobar Islands 2) Gujarat 4) Maharashtra Ans.) 3

Ques. : 942 Which of the following facts 5) None of these Ans.) 1 about the High-Level Committee on Financing Infrastructure constituted by Ques. : 947 An instrument that derives the Central government is not true? its value from a specified underlying asset (currency, gold, stocks, etc) is 2) The Committee known as: 1) The Committee is aimed at was first ensuring that 2) Securitisation 1) Derivative constituted in there is no receipts November 2012 slippage in 3) Hedge Fund 4) Factoring under the reaching the target 5) None of these Ans.) 1 chairmanship of of $1 trillion Rakesh Mohan. infrastructure Ques. : 948 Which of the following investment. companies of Indian origin has been placed amongst the Worlds Seven Best 3) The Committee Firms in the financial sector? has been mandated to 1) IDBI Bank 2) HDFC Bank 4) The targeted assess investment is for 3) Bajaj Capitals 4) ICICI Bank infrastructure development of 15 5) None of these Ans.) 2 financing physical requirement by the infrastructure Ques. : 949 Which of the following is central govt, state sectors. NOT considered as a parameter for governments and defining the below poverty line (BPL) public sector status of a person? undertakings. 5) All the above are Ans.) 4 true Ques. : 943 The petroleum block of which country in the South China Sea, under exploration by an Indian oil firm, has been put up by China for global bidding? 1) Thailand 3) Laos 5) Cambodia 2) Philippines 4) Vietnam Ans.) 4 1) Food security 3) Debt 5) Landholdings 2) Marital status 4) Literacy Ans.) 2

Ques. : 938 Which country recently offered India North and South Agalega Islands for setting up hotels and tourist resorts, for trade, marine studies, or for building strategic presence in the Indian Ocean for preserving its Double Taxation Avoidance Treaty (DTAT)? 1) UAE 2) Vietnam

Ques. : 950 Which of the following cannot be called a debt instrument as referred to in financial transactions? 1) Certificate of deposit 3) Stocks 5) Loans 2) Bonds 4) Commercial papers Ans.) 5

Ques. : 944 The Naresh Chandra Committee report is related to which of

Ques. : 951 The market in which long single biggest exporter of pulses to India? term securities such as stocks and bonds 1) Myanmar 2) Pakistan are bought and bonds are sold is 3) Nepal 4) Bangladesh commonly known as: 5) Britain Ans.) 1 1) Commodities 2) Capital Market Exchange Ques. : 959 Luxury train Maharaja Express was started as a joint venture 4) Financial 3) Bullion Market between Indian Railway Catering and Market Tourism Corporation (IRCTC) and which 5) Money Market Ans.) 2 private sector travel company? Ques. : 952 Which of the following is 1) Cox & Kings 2) Kuoni India NOT used in Economics? 3) Expedia 4) Thomas Cook 1) Exogenous 2) Depreciation 5) SOTC Ans.) 1 3) Deep Market 4) Zero Sum Game Ques. : 960 Decisions at the World 5) Handedness Ans.) 5 Trade Organisation (WTO) are taken by Ques. : 953 The United Nations member countries by: Development Fund for Women (UNIFEM) 2) Two-thirds is working in an Indian city to make it 1) Simple majority majority safe for women. Which of the following is 3) Three-fourths 4) Four-fifths that city? majority majority 1) Pune 2) Kolkata 5) Consensus Ans.) 5 3) Delhi 4) Mumbai Ques. : 961 Which international bank 5) Lucknow Ans.) 3 has been slammed by the US Senate for Ques. : 954 Which of the following is allowing billions of dollars worth of NOT among the Prime Ministers new 15- transactions in money laundering and Point Programme? terrorism financing that aided Mexican drug cartels, Saudi Arabian banks with 1) Enhanced credit 2) Modernising links to al-Qaeda and even Iranian support for madarsa institutions subject to US sanctions? economic activities education 1) ABN Amro 2) Citibank 3) Improvement in 4) Free train condition of slum inhabited by minorities journey or unemployed youth 3) Bank of America 4) HSBC 5) Barclays Bank Ans.) 4 Ques. : 962 Wahengbam Nipamacha, who passed away recently, was the former Chief Minister of which of the following states of India? 1) Arunachal Pradesh 3) Manipur 5) Tripura 2) Sikkim 4) Meghalaya Ans.) 3

is working on setting up a $500 million plant for producing viscose staple fibre (VSF), a raw material used for making apparel and home textiles? 1) Bangladesh 3) Turkey 5) Sri Lanka 2) Ethiopia 4) Indonesia Ans.) 3

Ques. : 966 The Statistics Day is observed every year on which of the following dates? 1) July 29 3) November 19 5) July 11 2) July 17 4) January 25 Ans.) 2

Ques. : 967 Which of the following is not true about Mrinal Gore, who passed away recently in Mumbai? 1) She was a veteran socialist who fought against price rise and for water rights and womens empowerment. 3) She earned the sobriquet Paniwali Bai for her crusade for water rights. 5) All the above are true 2) She refused the offer to become Indias health minister, when the then Prime Minister Morarji Desai offered her the same. 4) She used the technique of gheroing ministers and administrators. Ans.) 5

5) Rehabilitation of victims of Ans.) 4 communal riots Ques. : 955 Which of the following organisations of Indian origin is helping Sri Lanka in rehabilitation of its war widows?

Ques. : 968 In which state barely four people speak Saimar language, which has been identified as a severely endangered language? 1) Gujarat 3) Chhattisgarh 5) Tripura 2) Assam 4) Jharkhand Ans.) 5

Ques. : 969 For improving Indias ties with which country recently a report 1) Khadi & Village 2) SEWA Beyond the Lost Decade has been Commission Ques. : 963 In which country Britain released, which has come up with 31 has admitted to have tortured and 3) Action for Food recommendations, including an easier 4) Adhar abused Mau Mau rebels in the 1950s and visa policy and expanding discussions on Production 1960s in the colonial era and destroyed a free trade agreement? 5) Aasha Ans.) 2 embarrassing evidence about the 1) Pakistan 2) Germany Ques. : 956 Human Rights Day is rebellion in the days before the country observed on which of the following dates? gained independence in 1963? 3) Canada 4) Australia 1) December 15 3) December 10 5) November 20 2) December 20 4) November 15 Ans.) 3 1) Myanmar 3) Kenya 5) Nicaragua 2) Guatemala 4) Fiji Ans.) 3 5) China Ans.) 4 Ques. : 970 Dmitry Rogozin, who recently visited India and pitched for joint development of defence equipment with India and selling them to third countries, is: 1) Prime Minister of Russia 3) Prime Minister of Poland 2) Prime Minister of Ukraine 4) Deputy Prime Minister of Russia

Ques. : 957 What is the name of the programme launched by the government of India with a view to provide social security to the people working in unorganised sectors? 1) Rajlakshmi 3) Arunoday 5) None of these 2) Kuteer Jyoti 4) Swavalamban Ans.) 4

Ques. : 964 Name the top compliance executive at HSBC who has resigned following revelations that it allowed billions of dollars worth of transactions in money laundering and terrorism financing, which were used by drug cartels and terrorists? 1) Shriti Vadera 3) Marcus Agius 5) Rajat Gupta 2) David Bagle 4) Bob Diamond Ans.) 2

5) Foreign Minister Ans.) 4 of Israel Ques. : 971 Bal Apte, who passed away recently, was a/an: 1) Socialist 2) Parliamentarian

Ques. : 958 As per newspaper reports Australia and Canada have become new exporters of pulses to India. Until now which of the following countries was the

Ques. : 965 In which country Aditya Birla Group company Grasim Industries

3) Film artist

4) Information rights activist

5) None of these

Ans.) 4

5) None of these

Ans.) 2

5) Environmentalist Ans.) 2 Ques. : 972 In which state the government has proposed to have a giant like the London Eye on the banks of the Thames river, which will provide a birds eye view of its capital city? 1) Andhra Pradesh 2) Delhi 3) Uttar Pradesh 5) West Bengal 4) Bihar Ans.) 3

Ques. : 979 The Punjab government has approved the Rs 10,300 crore Metro project in which of the following cities, which will be completed in five years? 1) Chandigarh 3) Ludhiana 5) Patiala 2) Jalandhar 4) Amritsar Ans.) 3

Ques. : 986 Which of the following is not among those states of India which have banned manufacture, sale and storage of gutka and pan masala in their states recently? 1) Himachal Pradesh 3) Madhya Pradesh 5) West Bengal 2) Kerala 4) Rajasthan Ans.) 5

Ques. : 973 Which of the following political parties of Israel has formally pulled out from the countrys largest-ever coalition government led by the Prime Minister Benjamin Netanyahu? 1) Kadima 3) Shas 5) Likud 2) Labour Party 4) Yisrael Beiteinu Ans.) 1

Ques. : 980 Bangladesh, China, India and Myanmar Regional Cooperation Forum, founded recently, owes its origin to which of the following initiatives? 1) Shanghai Initiative 3) Kumming Initiative 5) Tangshan Initiative 2) Dalian Initiative 4) Nanjing Initiative Ans.) 3

Ques. : 987 Which countrys Parliament has recently ratified the agreement to join the World Trade Organisation (WTO) despite widespread opposition inside the country? 1) Montenegro 3) Algeria 5) North Korea 2) Russia 4) Switzerland Ans.) 2

Ques. : 974 Jindal Steel & Power of India has terminated its $2.1 billion mining and steel venture in which country due to the non-investor friendly attitude of that countrys government? 1) Ethiopia 3) Ghana 5) Peru 2) Chad 4) Bolivia Ans.) 4

Ques. : 981 Which of the following is NOT a public sector undertaking? 1) Mishra Dhatu Nigam 3) Bharat Bhari Udyog Nigam 5) Hindustan Organic Chemicals 2) Hindalco Industries 4) Container Corporation of India Ans.) 2

Ques. : 988 In which of the following places the fifth ministerial forum on China-Africa Co-operation (FOCAC) was held recently, in which 50 African countries participated? 1) Addis Ababa 3) Johannesburg 5) Shanghai 2) Nairobi 4) Beijing Ans.) 4

Ques. : 975 ByCell belongs to which country, which has become the latest foreign investor to invoke bilateral investment treaty in the telecom sector, after Telenor and Sistena, for cancellation of its 2G licences by India? 1) Norway 3) Russia 5) Germany 2) Italy 4) Saudi Arabia Ans.) 3

Ques. : 982 Which of the following is setting up a joint venture called India Gas Solutions to focus on global sourcing and marketing of natural gas in the country? 1) RIL 3) ONGC 5) Essar Oil 2) GAIL 4) Cairn Group Ans.) 1

Ques. : 989 SWIFT, the financial transaction SMS provider, is based in which country, which is working on a partnership with eight leading Indian banks to form a joint company to expand its footprint in banking and financial sector of India? 1) US 3) Belgium 5) France 2) Britain 4) Germany Ans.) 3

Ques. : 976 Which public sector bank of India has decided to discontinue the practice of appointing individual business facilitators, who are responsible for identification of potential borrowers, data collection and creating awareness about savings? 1) Punjab National Bank 3) Canara Bank 5) Central Bank 2) Allahabad Bank 4) State Bank of India Ans.) 4

Ques. : 983 The worlds highest rail bridge is being constructed in Jammu & Kashmir. The bridge will be on which of the following rivers? 1) Jhelum 3) Indus 5) Sutlej 2) Chenab 4) Ravi Ans.) 2

Ques. : 990 With which neighbouring country India is examining the feasibility of laying petroleum product pipelines between the two countries? 1) Nepal 3) Myanmar 5) Bhutan 2) Bangladesh 4) Pakistan Ans.) 4

Ques. : 984 Which of the following is not a function of a commercial bank? 1) Providing project 2) Selling Mutual finance Funds 4) Settlement of 3) Deciding policy payments on rates like CRR, behalf of the Repo Rate, SLR, etc customers 5) Providing services such as locker facilities, remittances, etc Ans.) 3

Ques. : 977 Name the veteran motivational speaker and author of the bestseller The Seven Habits of Highly Effective People, who passed away recently? 1) Robin Singh 3) Bill Cosby 5) Bob Proctor 2) Sweat Martin 4) Stephen Covey Ans.) 4

Ques. : 991 Recently the government has asked the public sector banks to cap the proportion of bulk deposits (usually term deposits of above Rs 1 crore) to what per cent of their total deposits by March 2013? 1) 10 per cent 3) 25 per cent 5) 35 per cent 2) 20 per cent 4) 30 per cent Ans.) 1

Ques. : 978 Who among the following has been appointed as the new chief executive officer (CEO) of Yahoo Inc? 1) Ross Levinsohn 3) Eric Schmidt 2) Larry Page 4) Marissa Mayer

Ques. : 985 Which of the following organisations maintains the Rural Infrastructure Development Fund (RIDF) in India? 1) RBI 3) SIDBI 2) NABARD 4) LIC

Ques. : 992 At which of the following Buddhist centres in Uttar Pradesh, the government will soon undertake construction of an international airport on public-private partnership basis? 1) Kushinagar 3) Kaushambi 5) Sarnath 2) Sravasti 4) Sankasia Ans.) 1

Ques. : 993 The defence minister Daoud Rajiha of which country has recently died in a suicide bombing inside the National Securitys headquarters? 1) Afghanistan 3) Syria 5) Egypt 2) Pakistan 4) Lebanon Ans.) 3

3) June 13 5) July 11

4) June 30 Ans.) 2

Conference 3) Versailles Conference 5) Yalta Conference

Conference 4) Warsaw Pact Ans.) 2

Ques. : 1001 Which one of the following is a self-employment programme for educated unemployed youth? 2) Swarn Jayanti 1) Prime Ministers Sahakari Rozgar Rozgar Yojana Yojana 3) National Social Assistance Programme 5) None of these 4) Swarn Jayanti Gram Swarozgar Yojana Ans.) 1

Ques. : 994 Name the bureaucrat, who was the architect of Bharat Nirman, an ambitious programme to develop rural infrastructure in India, who passed away recently? 1) R Gopalakrishnan 3) Aruna Roy 5) Anu Aga 2) Ila Bhat 4) Jean Dreze Ans.) 1

Ques. : 1008 Who among the following Indian, served as the Chief Economist of the International Monetary Fund (IMF)? 1) Ashok Lahiri 3) Saumitra Chaudhari 5) None of these 2) Sumantra Ghoshal 4) Raghuram Rajan Ans.) 4

Ques. : 995 In which country Mohammad Jibril has won the elections to the National Assembly beating his Islamic rivals? 1) Algeria 3) Yemen 5) Turkey 2) Jordon 4) Libya Ans.) 4

Ques. : 1002 At which one of the following rate, the central bank lends to commercial banks against government securities? 1) Repo Rate 3) Bank Rate 5) Liquidity Adequacy Ratio 2) Reverse Repo Rate 4) Marginal Standing Facility Ans.) 1

Ques. : 1009 What is IndoNext which was launched in January 2005? 1) A new scheme to promote Indian tourism 3) An association of the NonResident Indians to organise Bhartiya Divas every year in India 5) None of these 2) A new scheme to promote export of Indian handicrafts 4) An alternative trading platform being promoted by the Mumbai Stock Exchange and Regional Stock Exchanges Ans.) 4

Ques. : 996 Which planet is being probed by Akatsuki spacecraft of the Japan Aerospace Exploration Agency (JAEA)? 1) Mars 3) Jupiter 5) Uranus 2) Venus 4) Saturn Ans.) 2

Ques. : 1003 Teaser Rates are related to which of the following types of loans? 1) Home loans 3) Auto loans 5) Crop loans 2) Personal loans 4) Reverse mortgage loans Ans.) 1

Ques. : 1010 Corporation tax: 1) is levied and appropriated by the states 3) is levied by the Union and shared by the Union and the states 5) None of these 2) is levied by the Union and collected and appropriated by the states 4) is levied by the Union and belongs to its exclusively Ans.) 4

Ques. : 997 The Economic and Social Commission for Asia and the Pacific (ESCAP) is associated with which of the following organisations? 1) World Bank 3) SAARC 5) UNO 2) European Commission 4) ASEAN Ans.) 4

Ques. : 1004 Which of the following countries has set up the Institute of Computer Science in India named as Indo-Max Planck Institute? 1) France 3) Canada 5) USA 2) Germany 4) Russia Ans.) 2

Ques. : 998 In terms of economics, the recession occurring two times with a small gap in between is known as: 1) Double Deflation 3) Deep Recession 5) None of these 2) Deflation 4) Double Dip Recession Ans.) 4

Ques. : 1005 Which of the following awards is given by the Government of India? 1) Kalinga Prize 3) Man Booker Prize 5) Jawaharlal Nehru Award for International Understanding 2) Oscar Awards 4) Pulitzar Prize Ans.) 5

Ques. : 1011 In which state the Asian Development Bank-funded 4 MW Kaliganga hydro power project has been commissioned recently? 1) Himachal Pradesh 3) Uttar Pradesh 5) Punjab 2) West Bengal 4) Uttarakhand Ans.) 4

Ques. : 999 Basel Committee on Banking Supervision is also/or popularly known as: 1) Thomas Cook Committee 3) Bank for International Settlements Committee 2) Talwar Committee 4) Peter Cook Committee

Ques. : 1006 Project Tiger is a scheme launched by the: 1) Government of Gujarat and Madhya Pradesh 3) United Nations Wildlife Fund 2) Government of India 4) Society for Prevention of Cruelty on Animals (SPCA)

Ques. : 1012 In which country Chevron Corporation of the US has acquired Reliance Industries interests in Rovi and Sarta oil blocks recently? 1) Vietnam 3) Bangladesh 5) Sri Lanka 2) Iraq 4) Afghanistan Ans.) 2

Ques. : 1013 MP Sachin Tendulkar has recently been nominated by the Rajya 5) None of these Ans.) 2 Sabha Chairman Hamid Ansari to which 5) Banking Ques. : 1007 How is the United Nations of the following Standing Committee of Regulation Ans.) 3 Parliament? Monetary and Financial Conference Committee wherein the agreements were signed to 1) Standing 2) Standing Ques. : 1000 The World No Tobacco set up IBRD, GAAT and IMF, commonly Committee on Committee on Day is observed on which of the following known? Sports Minorities days? 3) Standing 4) Standing 1) Bandung 2) Bretton Wood 1) May 13 2) May 31

Committee on IT 5) Standing Committee on Energy

Committee on Defence Ans.) 3

under the Cabinet Secretary to speed up clearance of which of the following types of projects? 1) Textile sector 3) Manufacturing sector 5) Infrastructure & energy sectors 2) Aviation sector 4) Special Economic Zones Ans.) 5

anti-Islamic extremists demolished them? 1) Afghanistan 3) Mali 5) Indonesia 2) Yemen 4) Somalia Ans.) 3

Ques. : 1014 Who among the following recently became the first Anglo-Indian MP to participate in the Presidential election held recently? 1) Oscar Fernandes 2) Derek O Brien 3) Charles Dias 5) Francis Fanthome 4) Ingrid Mcleod Ans.) 2

Ques. : 1027 Who is Indias Permanent Envoy to the United Nations Security Council? 1) Chokila Iyer 3) Nirupama Rao 5) G Parthsarthy 2) Hardeep Puri 4) Ranjan Mathai Ans.) 2

Ques. : 1021 The Cabinet Committee on Economic Affairs (CCEA) recently approved the disinvestment of which public sector enterprise to mop up Rs 4,000 crore for the exchequer? 1) Neyveli Lignite 3) Coal India 5) Gas Authority of India Ltd 2) National Hydro Power Corporation 4) Steel Authority of India Ltd Ans.) 4

Ques. : 1015 Who has been appointed as the deputy opposition leader of the Rajya Sabha recently? 1) Arun Jaitley 3) Ravi Shankar Prasad 5) Uma Bharati 2) Yashwant Sinha 4) Shatrughan Sinha Ans.) 3

Ques. : 1028 Which of the following does not fall within the functions of the Reserve Bank of India (RBI)? 1) Regulation of currency 3) Banker to the Government, bankers bank and lender of the last resort 5) None of these 2) Control of credit 4) Accepting deposits and granting loans and advances to public Ans.) 4

Ques. : 1016 Which of the following international treaties was being discussed at Geneva under the aegis of the United Nations, on which India took the stand that it would support the treaty, if it is adopted by consensus, not majority? 1) Fissile Material 2) Comprehensive Control Treaty Test Ban Treaty 3) Nuclear NonProliferation Treaty 4) International Arms Trade Treaty

Ques. : 1022 In which country recently an Indian consortium led by the Gas Authority of India Ltd (GAIL) lost to Sinopec of China for a major gas project, besides India losing various infrastructure projects like laying crosscountry railway network project to China? 1) Myanmar 3) Ethiopia 5) Cameroon 2) Ghana 4) Sudan Ans.) 2

Ques. : 1029 For the performance of its duties as the regulator of credit, the Reserve Bank of India (RBI) possesses the usual instruments of general credit control viz 1) Bank rate 2) Open market operator

5) The Law of Sea Ans.) 4 Treaty Ques. : 1017 Which one of the following wicket keepers has a world record of 555 dismissals? 1) Jeff Dujon 3) Mark Boucher 5) None of these 2) Rodney William Marsh 4) Adam Gilchrist Ans.) 3

Ques. : 1023 PN Dhar, who wrote his autobiography Indira Gandhis Emergency and Indias Democracy, passed away recently. He was: 1) The Home Minister in Jawaharlal Nehrus ministry 2) He was in the coterie of Sanjay Gandhi during Emergency

3) The power to vary the reserve 4) All of the requirements of above banks 5) None of these Ans.) 4 Ques. : 1030 Which of the following form the part of general insurance business? 1) Fire insurance 3) Crop insurance 2) Cattle insurance 4) Marine insurance

Ques. : 1018 Which two companies of India have been listed in top 100 of Fortunes World magazine 2012? 2) Hindustan 1) State Bank of Petroleum & State India & Indian Oil Bank of India 3) Reliance Industries & Hindustan Petroleum 5) None of these 4) Indian Oil & Reliance Industries Ans.) 4

4) He was the 3) He was the architect of Principal Secretary Kashmirs to Indira Gandhi integration into India 5) None of these Ans.) 3 Ques. : 1024 Mahendra Kumar Sharma, popularly known as Sumahendra, who passed away recently was a famous: 1) Sculptor 3) Writer 5) Social activist 2) Painter 4) Folk dancer Ans.) 2

5) All of the above Ans.) 5 Ques. : 1031 The world over most of the supervisory authorities have adopted the following as the basis of assessment of capital adequacy? 1) Risk Assets Ratio System 2) Return or Capital System

3) Average Yield on 4) Net Profit Assets System 5) None of the above Ans.) 1

Ques. : 1025 Which state of India has Ques. : 1019 Which one of the following set an example by producing power from Ques. : 1032 Human Development has been appointed as the Joint rice husk, pioneered by a company called Index (HDI) comprises literacy rates, life expectancy at birth and Managing director of Air India? Husk Power Systems? 2) Gross Domestic 1) Arvind Jadav 2) Sunil Arora 1) West Bengal 2) Rajasthan 1) Gross National Product per head at Product per head 3) Rohit Nandan 4) Nasir Ali 3) Madhya real purchasing 4) Bihar in the US dollars Pradesh 5) EK Bharat power Ans.) 4 Bhushan 5) Punjab Ans.) 4 3) Gross National 4) National Income Ques. : 1020 The Prime Ministers Office (PMO) has recently announced the setting up of a Project Clearance Board Ques. : 1026 Djingareyber, Sankore and Sidi Yahya mosques are located in which of the following countries where Product in US dollars 5) None of these per head in US dollars Ans.) 4

Ques. : 1033 Commercial Paper may be bio-fuels from seaweed is to be built by issued for a period of: 2013? 1) not exceeding five years 3) ranging from 7 days to one year 5) None of these 2) not exceeding three years 4) ranging from one year to five years Ans.) 3 1) Australia 3) Brazil 5) Sri Lanka 2) Mexico 4) Madagascar Ans.) 3

stalled dialogue process with the United Nations and the Afghan government? 1) Abdul Rahman 2) Abdul Razaq Zahed 3) Khaksar Akhund 5) Agha Jan Motasin 4) Farman Shinwari Ans.) 5

Ques. : 1034 Which of the following banks have entered capital market in the wake of Narsimham Committee recommendations? 1) State Bank of 2) Oriental Bank of India Commerce 3) Bank of India 4) All of the above 5) None of the above Ans.) 4

Ques. : 1041 Which telecom major of India has requested the telecom regulator TRAI to impose inter-connection charges on popular Internet companies such as Google, Yahoo and Facebook for data services just like it is applied for voice calls, so that revenue is shared with telecom companies? 1) Vodafone 3) Airtel 5) IDEA 2) BSNL 4) Tata Telecommunications Ans.) 3

Ques. : 1047 Banks in our country normally publicise that additional interest rate is allowed on retail domestic term deposits of: 1) Minors 3) Senior citizens 2) Married women 4) Government employees

5) Rural residents Ans.) 3

Ques. : 1035 World Development Report is an annual publication of: 2) International 1) United Nations Bank of Development Reconstruction of Programme Development 3) World Trade Organisation 5) Asian Development Bank 4) International Monetary Fund Ans.) 2

Ques. : 1048 Unit Banking System is Ques. : 1042 According to the latest that system where an individual bank RBI guidelines, foreign banks having undertakes the banking business: more than what number of branches will 2) Through a few be brought on par with domestic banks 1) Through a branches operating for fulfilling priority sector lending targets single office within a limited over a period of five years starting April 1, area 2013? 4) Both of the 3) Only 1 1) 10 2) 20 above 3) 30 4) 40 5) None of the Ans.) 4 5) 50 Ans.) 2 above Ques. : 1043 In which of the following states a Spice Park is coming up to process turmeric and ginger? 1) Kerala 3) Uttarakhand 5) Bihar 2) Karnataka 4) Meghalaya Ans.) 4 Ques. : 1049 The Reserve Bank of India (RBI) was set up on the recommendations of the: 1) Narasimham Committee 3) Mahalanobis Commission 5) None of the above 2) Hilton-Young Commission 4) Fazal Ali Commission Ans.) 2

Ques. : 1036 Who among the following has been appointed as the head of the Empowered Group of Ministers (EGoM) on the effective management of issues related to drought? 1) Ajit Singh 3) Anand Sharma 2) Gulam Nabi Azad 4) Vilasrao Deshmukh

Ques. : 1044 The government has revised the selection process of retail outlets for which of the following 5) Sharad Pawar Ans.) 5 products, for which now onwards 27 per Ques. : 1037 At the plant of which of cent reservation will be given to other the following automobile company in backward castes (OBCs) in allotment of Manesar a senior HR executive was burnt retail outlet dealership? to death by the agitating workers? 1) Petroleum 2) Wheat 1) Tata Motors 2) Maruti Suzuki products 3) Bajaj Auto Ltd 5) Ashok Leyland 4) TVS Motors Ans.) 2 3) Sugar 5) Fertilizers 4) Railway tickets Ans.) 1

Ques. : 1050 For how many crops the Commission for Agricultural Costs & Prices (CACP) recommends the Minimum Support Prices (MSPs) every year? 1) 16 3) 22 5) 28 2) 18 4) 24 Ans.) 4

Ques. : 1038 Tata Power has signed a long term coal supply agreement with the firm PT Antang Gunung Meratus of which country to secure fuel for its thermal power plant? 1) South Korea 3) Indonesia 5) South Africa 2) Malaysia 4) Sri Lanka Ans.) 2

Ques. : 1039 The Haryana government has recently approved the extension of the Delhi Metro to which of the following places in the state? 1) Rewari 3) Jajjhar 5) Bhiwani 2) Bahadurgarh 4) Panipat Ans.) 2

Ques. : 1045 The Directorate-General of Foreign Trade (DGFT) has made changes in the list of items that can be imported and exported duty-free to China through three land customs routes. These routes pass through three passes. While Nathu La is in Sikkim and Gunji in Uttarakhand, third one Shipkila is located in which of the following states of India? 1) Arunachal Pradesh 3) Himachal Pradesh 5) Uttar Pradesh 2) West Bengal 4) Jammu & Kashmir Ans.) 3

Ques. : 1051 According to the United Nations Conference on Trade and Development, which among the following will the top country attract the foreign direct investment (FDI) in 2012? 1) China 3) Brazil 5) US 2) India 4) Mexico Ans.) 1

Ques. : 1052 Which of the following is not among the committees which were set up to look into the issues concerning railway safety? 1) Khanna Committee 3) Seekari Committee 5) Kanjaru Committee 2) Rakesh Mohan Committee 4) Wanchoo Committee Ans.) 2

Ques. : 1040 In which country the worlds first industrial plant producing

Ques. : 1046 Which key Taliban leader has been removed from a United Nations list targeting the insurgent organisation, in a move aimed at kick-starting its

Ques. : 1053 As per the unemployment survey made by NSSO, which religion shows the highest Work Population Ratio (WPR) among men in rural areas? 1) Hindu 3) Christian 5) Jain 2) Muslim 4) All above religions show equal WPR Ans.) 3

3) To give loans both to the private as well as public sector undertakings in the field of commodity production, mining and services such as hotels and transport. 5) To provide refinancing, factoring, leasing services to the small sector.

4) To provide special aid to labour intensive industries to enable them to provide more employment.

5) State Bank of India

Ans.) 2

Ques. : 1062 Over the wrongful penal duties imposed on Indian steel by which country, the World Trade Organisations (WTO) dispute settlement body has taken up Indias request for a panel to settle the matter? 1) China 3) Germany 5) Russia 2) Japan 4) US Ans.) 4

Ques. : 1054 Regional Rural Banks are classified as: 1) Scheduled 2) Subsidiaries of commercial banks the sponsor banks

Ans.) 3

Ques. : 1063 Which public sector bank has planned to roll out Lead Management System (LMS), under which 3) Subsidiaries of 4) All of the above Ques. : 1058 Which one of the following customers can not only access details of NABARD is the reason for the success of mutual products of their bank, but they can also 5) None of these Ans.) 1 funds? register for further contact by an expert Ques. : 1055 Which of the following from the bank? 1) Mutual fund conditions are required to be fulfilled by a scheme offers to 2) A small investor 1) Punjab National 2) Oriental Bank gests the Regional Rural Bank to be eligible for every investor Bank of Commerce professional opening of new branches? security, steady expertise of the 3) State Bank of growth, regular 4) Indian Bank 1) It should not fund managers of India 2) It should be income and easy have defaulted in the Mutual Fund. making 5) Corporation liquidity. maintenance of SLR Ans.) 3 operational Bank 3) It carries tax and CRR during the benefits. breaks and this last two years. Ques. : 1064 With which country India benefit is passed 4) All of the above is negotiating a free trade agreement 3) It net worth on to the (FTA), which is deadlocked due to that should show investor. countrys denial to allow easier and more improvement and 4) Only (1) and (2) 5) None of the temporary work visas for skilled Indian its net NPA ratio Ans.) 4 above professionals such as accountants, should not exceed 8 professionals in the IT sector and ITper cent. Ques. : 1059 The scheme of mobile enabled services and the like? 5) All of the above Ans.) 5 branch envisages the extension of 1) Australia 2) New Zealand banking facilities through a wellQues. : 1056 Which of the following protected van with: 3) Israel 4) Japan statements is not correct about nonbanking financial corporations (NBFCs)? 5) China Ans.) 3 1) Arrangement for two or three officials 2) These Ques. : 1065 Which state of India has of the bank sitting 2) A secure institutions trade signed a Memorandum of Understanding 1) An NBFC cannot in it with books, biometric ATM in the capital (MoU) to provide insurance cover to accept demand safe containing market in a variety families engaged in plucking and binding deposits. cash, etc. of assets and of kendu leaf? 3) Police escort in liabilities. 4) All the above 1) Madhya Pradesh 2) Jharkhand separate jeep 4) Deposit 3) Chhattisgarh 4) Odisha 5) None of the above Ans.) 1 insurance facility 3) An NBFC can issue cheques drawn on itself of Deposit Insurance and Credit Guarantee Corporation is not available for NBFC depositors. Ques. : 1060 Which of the following instruments of credit control adopted by the Reserve Bank of India (RBI) does not fall within general or quantitative methods of credit control? 1) Stipulation of certain minimum margin with 2) Open market respect to advance operations against specified commodities. 3) Bank rate 5) None of the above 4) Variable reserve requirements Ans.) 1 5) Bihar Ans.) 4 Ques. : 1066 In which city of India is Sulabh International Toilet Museum located, which showcases evolution of toilets from 2,500 BC to modern technologies from around the world? 1) Patna 3) New Delhi 5) Mumbai 2) Lucknow 4) Kolkata Ans.) 3

5) NBFCs act as brokers of loanworthy funds and in this capacity they intermediate Ans.) 3 between the ultimate saver and the ultimate investor. Ques. : 1057 Which of the following is not an objective of SIDBI? 1) To initiate the process of modernisation and technical upgradation of the present units. 2) To facilitate the marketing of the products of the small scale sector in India and abroad.

Ques. : 1067 JM Lyngdoh Committee report is related to which of the following? 1) Code of conduct 2) Centre-State for students union relations elections 3) Electoral reforms 5) Division of Executive and Legislature 4) Bicameral legislatures in all states Ans.) 1

Ques. : 1061 Which public sector bank has been celebrating July as Kisan Month? 1) Bank of Baroda 2) Bank of India 3) United Bank of 4) Punjab National India Bank

Ques. : 1068 Which country is slated to be the member has the highest number of foreign banks of BRICS (Brazil, Russia, India, China and 9% (NPA) limit of South Africa) league by 2014, as the country has emerged as the favourite for foreign investors? above branches in India? 5) All the 1) Turkey 3) Malaysia 5) Bangladesh 1) Citibank 2) Indonesia 2) ABN Amro Bank are correct criteria 4) Pakistan 4) Standard 3) HSBC Ltd Chartered Bank Ans.) 2 5) ANZ Grindlays Ques. : 1069 Who is the writer-director of the film Delhi In a Day, which examines Ans.) 4 Bank the context of a nouveau riche family in Indias capital city? Ques. :Victor Baneerjee 1) Vidya Bhushan 2) 1076 How much percentage of fund allocated to the priority sector 3) Prashant Nair 4) by the commercial banks in lendingAnjali Patil 5) Mathias Duplessy Ans.) 3 India, as stipulated by the Reserve Bank of India (RBI), goes to agricultural sector? Ques. : 1070 In which country the 1) 40% 2) 18% National Forces Alliance, a broadly secular party led by a former prime 3) 10% 4) 8% minister, Mahmoud Jibril has recently 5) 4.5% Ans.) 2 won the first election held in four decades? Ques. : 1077 Which of the following statements about Cash Credit and 1) Syria 2) Libya Overdrafts is NOT TRUE? 3) Egypt 4) Paraguay 2) The rate of 5) Romania Ans.) 2 1) In Cash Credit facility interest on an amount of loan is overdraft Ques. : 1071 What is a stale cheque? given to the credit is 1) A cheque issued 2) A cheque with borrower/businessman somewhat without drawers only signature of for his working capital higher than signature the drawer needs. on cash 3) A cheque which credit. has completed 4) A six months 3) For cash credit, the 4) Overdraft three months from post-dated cheque security offered is is a its date of issue current assets of temporary 5) Any one of these Ans.) 3 business. facility. Ques. : 1072 Which of the following is the most volatile foreign capital? 1) External Commercial Borrowings 3) Loans from international financial institutions 5) All the above 2) Foreign Direct Investment 4) Foreign portfolio investment Ans.) 4 5) For both cash credit and overdrafts there is an agreed limit. Ans.) 2

three years Ans.) 1

Ques. : 1080 Which of the following is not one of the objectives of the nationalisation of banks in India? class differences in 1) To eliminate 2) To diversify concentration of flow of credit to economic power in a agriculture and few hands. allied activities. 4) To create 3) To extend government banking facilities in monopoly over unbanked areas. banking sector. 5) To foster a new class of entrepreneurs. Ans.) 4

Ques. : 1081 The book titled The World Beneath His Feet is the biography of which of the following sportsmen? 1) Sunil Gavaskar 5) Pulela Gopichand 2) Vishwanathan Anand

3) Nawab Pataudi 4) Sachin Tendulkar Ans.) 5

Ques. : 1082 Newly developed Udyami helpline is for: 1) Large capital industries 3) Micro, small and medium enterprises 5) Textile industry 2) Entrepreneurs in power generation 4) Cutting edge technology Ans.) 3

Ques. : 1078 Which of the following statements about Demand Loans and Term Loans is NOT TRUE? 1) A term loan is a loan with a fixed maturity, while a demand loan can be recalled on demand. 3) Generally the duration is term loan is not longer than ten years. 2) In both term and demand loans, the whole amount is immediately chargeable to interest. 4) Banks also use consortium method of financing demand loans.

Ques. : 1083 Which of the following statements about Vostro Account is NOT TRUE? 1) It is an account 2) This account is opened by a maintained in foreign bank with rupee. a bank in India. 3) These accounts are governed by rules and regulations applicable to foreign exchange. 5) All the above statements are true. 4) Only public sector banks are allowed to operate Vostro Account.

Ques. : 1073 Recently the Reserve Bank of India (RBI) has announced that it will purchase government securities worth Rs 10,000 crore through open market operation. The RBI move aims to: 1) Ease liquidity 2) Have no effect on liquidity

3) Help raise savings from the general public by 4) Tighten liquidity the way of issue of equity 5) None of the above Ans.) 1

5) Demand loans are mostly taken by security brokers and Ans.) 4 others whose credit needs fluctuate. Ques. : 1079 Which of the following is not one of the criteria fixed by the RBI on the recommendations of the in-house committee set up for the autonomy of the public sector banks? 1) Net owned funds must be more than 500 crore. 2) Mandatory capital adequacy requirement of 9%

Ans.) 4

Ques. : 1084 Which of the following banks was first in India to establish merchant banking business? 1) ABN Amro Bank 2) Citibank 3) HDFC Bank 4) Standard Chartered

Ques. : 1074 Global Financial Stability report is published by: 1) World Bank 2) Asian Development Bank

5) Grindlays Bank Ans.) 5 Ques. : 1085 According to the guidelines of the Reserve Bank of India (RBI), for cash deposits and withdrawals of how much money commercial banks have to furnish details to the RBI? 1) Over Rs 5 lakh 2) Over Rs 10 lakh

3) World 4) International Economic Forum Monetary Fund 5) Reserve Bank of India Ans.) 4

Ques. : 1075 Which of the following

3) Maximum Non- 4) Profitability Performing Asset track record of

3) Over Rs 15 lakh 4) Over Rs 20 lakh 5) Over Rs 25 lakh Ans.) 2 Ques. : 1086 Who among the following has been appointed as the head of the Group of Ministers (GoM) on coal-mining, after Pranab Mukherjee quit the job for contesting Presidential election? 1) Kamal Nath 3) Sharad Pawar 5) Praful Patel 2) Anand Sharma 4) Jyotiraditya Scindhia Ans.) 3

1) Zara Holdings 3) Versace 5) Gucci

2) IKEA 4) Corneliani Ans.) 1

which part of the country for the expansion? 1) Central India 2) Western India 3) North East 5) South India 4) Bundelkhand Ans.) 3

Ques. : 1093 Which of the following public sector enterprises is facing massive strikes of employees against its disinvestment proposal by the government? 1) Steel Authority 2) Rashtriya Ispat of India Ltd Nigam Ltd 3) Coal India Ltd 4) Hindustan Cables

Ques. : 1100 The coal-fired 1,050 MW Maithon mega power project in Jharkhand, the second unit of which has become fully operational, is owned and operated by which of the following? 1) Damodar Valley Corporation 3) Adani Group 2) Reliance Power 4) Tata Power

Ques. : 1087 Name the country to which India has decided to help identify and repatriate graves of freedom fighter died in the countrys freedom struggle? 1) Sudan 3) Serbia 5) Sri Lanka 2) South Sudan 4) Bangladesh Ans.) 4

5) Videsh Sanchar Ans.) 2 Nigam Ltd Ques. : 1094 Who is heading the unit set up by the finance ministry recently to deal with the issue of financing climate change under the department of economic affairs? 1) C Rangarajan 3) Swaminathan Aiyar 5) Mauntek Singh Ahuluwalia 2) Bibek Debroy 4) Kaushik Basu Ans.) 4

5) National Thermal Ans.) 4 Power Corporation Ques. : 1101 Name Indias best known sports magazine, which is all set to be relaunched across the country in a new format designed to attract and please all sections of readers? 1) Sports World 3) Wisden 5) Khel 2) Sports Star 4) Golf Digest Ans.) 2

Ques. : 1088 In which foreign university, the government of India has approved the setting up of a centre at Somerville College named after the former Prime Minister Indira Gandhi as a tribute to her on her birth anniversary? 1) Cambridge University 3) London University 5) Moscow University 2) Oxford University 4) University of Chicago Ans.) 2

Ques. : 1095 Which state has been declared as the best in the composite educational development index (EDI), according to the study conducted by the National University of Educational Planning and Administration (NEUPA) recently? 1) Kerala 3) Punjab 5) Haryana 2) Tamil Nadu 4) Meghalaya Ans.) 3

Ques. : 1102 In run-up to We can end AIDS rally to be held in Washington during the ongoing 19th International AIDS Conference there, in which Indian city sex workers from across 42 countries participated in Freedom Rally recently? 1) Mumbai 3) Kolkata 5) Kohima 2) New Delhi 4) Imphal Ans.) 3

Ques. : 1089 Which state has for the first time fixed a time limit of two hours in the afternoon for Muslim employees and officers to offer their Friday prayers, in order to cut post-lunch absenteeism on Fridays? 1) Bihar 3) West Bengal 5) Delhi 2) Uttar Pradesh 4) Andhra Pradesh Ans.) 1

Ques. : 1096 Which parliamentary constituency has become vacant after Pranab Mukherjee being elevated to the office of the President of India? 1) Midnapur 3) Jangipura 5) Burdwan 2) Behramapur 4) Kolkata East Ans.) 3

Ques. : 1103 Capt Lakshmi Sehgal, who fought Allied Forces during Second World War leading the womens wing of Netaji Subhash Chandra Boses Indian National Army (INA), died recently. She commanded which regiment of INA? 1) Free India Regiment 3) Burma Regiment 5) Ma Kali Regiment 2) Rani Jhansi Regiment 4) Imphal Regiment Ans.) 2

Ques. : 1090 Who has been appointed as the head of the ministerial panel which will decide if price of natural gas produced by Reliance Industries from KG-D6 fields can be revised before 2014? 1) Murli Deora 3) Ajit Singh 5) MK Alagiri 2) Vyalar Ravi 4) AK Antony Ans.) 4

Ques. : 1097 In which state a programme named Himayat, a trainingcum-job scheme, has been launched by the Union Rural Development Ministry? 1) Arunachal Pradesh 3) Punjab 2) Manipur 4) Jammu & Kashmir

Ques. : 1104 Which of the following are the mascots of London Olympics 2012? 1) Lyo and Merly 3) Neve and Gliz 5) Athena and Phevos 2) Miga, Quatchi, Sumi and Mukmuk 4) Wenlock and Mandeville Ans.) 4

Ques. : 1091 In which of the following countries Hisham Kandil has been asked by the countrys President to form a new government? 1) Syria 3) Paraguay 5) Egypt 2) Libya 4) Romania Ans.) 5

5) Andhra Pradesh Ans.) 4 Ques. : 1098 Which nuclear power plant of India has been making news for tritium radiation, exposure to which is said to be very dangerous for the workers there? 1) Narora 3) Kakrapara 5) Kaiga 2) Rawatbhata 4) Kalpakkam Ans.) 2

Ques. : 1092 Name the Netherlandsbased international retail chain the proposal of which to set up a 51:49 joint venture with the Tata Group-owned brand Trent has been rejected by the Foreign Investment Promotion Board (FIPB) of India?

Ques. : 1105 Which insurance company of India has announced the launch of Smart Women, its first offering for women customers, on the unit-linked plan platform? 1) SBI Life 3) LIC of India 5) Tata-AIG Life 2) HDFC Standard Life 4) ICICI Life Insurance Ans.) 2

Ques. : 1099 Rubber Board of India has recently decided to expand natural rubber cultivation and production in non-traditional areas. It has identified

Insurance Ques. : 1106 Who among the following has been appointed by the government to head an expert committee to examine the various issues in rubber futures trading and make suitable recommendations? 1) KK Abraham 3) Sidhararth Sinha 5) George Valy 2) Nutan Raj 4) Siby J Monippally Ans.) 1

1) V Shantha 3) Laxminarayan 5) Shantha Sinha

2) Palagummi Sainath 4) Kulandei Francis Ans.) 4

Ques. : 1112 Which of the following public sector banks has launched a savings product named Sanjeevan exclusively for pensioners? 1) State Bank of India 2) State Bank of Patiala

telecommunications, headed by union home minister P Chidambaram recently recommended reduction of the base price for 2G spectrum airwaves by what amount?The empowered group of ministers (EGoM) on telecommunications, headed by union home minister P Chidambaram recently recommended reduction of the base price for 2G spectrum airwaves by what amount? 1) Rs 5000 crore 3) Rs 1000 crore 5) Rs 3000 crore 2) Rs 2000 crore 4) Rs 4000 crore Ans.) 4

Ques. : 1107 On which of the following 4) Punjab national parks of India a pilotless aircraft 3) Bank of Maharashtra National Bank is keeping vigil where animals are in disarray after a large part of the world 5) Canara Bank Ans.) 2 famous sanctuary was flooded and also Ques. : 1113 Essar Energy plc has to help deal with poaching? announced that its subsidiary, Essar Oil, 1) Jim Corbett 2) Dachigam UK has entered into a pact with which National Park National Park bank for covering the supply of crude oil to its Stanlow refinery in the UK? 3) Dudhwa 4) Kaziranga National Park National Park 1) Standard 2) HSBC 5) Kanha National Chartered Bank Ans.) 4 Park 4) Bank of 3) Barclays Bank America Ques. : 1108 Which state of India has emerged as the front-runner in facilitating growth in the small and medium enterprises (SMEs) sector, according to a study conducted by industry chamber, Assocham? 1) Andhra Pradesh 2) Uttar Pradesh 3) West Bengal 5) Odisha 4) Tamil Nadu Ans.) 3 5) BNP Paribas Ans.) 3 Ques. : 1114 Who is the head of the National Anti-Doping Disciplinary panel (NADDP), which probes into allegations of use of drugs by sportsmen, especially athletes? 1) Munu Mahawar 3) Biswajit Pratihari 5) Ashwin Akunji 2) Sudhir Nandrajog 4) VR Beedu Ans.) 2

Ques. : 1119 Cabinet Committee on Economic Affairs has recently approved what per cent disinvestment in Steel Authority of India (SAIL) to help the government to raise about 4000 crore rupees? 1) 10.82% 3) 11.5% 5) 15% 2) 9% 4) 13.33% Ans.) 1

Ques. : 1120 India has decided how many athletes to send in London Olympics 2012? 1) 57 3) 62 5) 89 2) 81 4) 75 Ans.) 2

Ques. : 1109 Which among the following is the largest source of irrigation, apart from rains? 1) Canals 2) Rivers

Ques. : 1121 Which one of the following signed as Brand Ambassador of Kalyan Jewellers? 1) Kajol 3) Amitabh Bachchan 5) Akshay Kumar 2) Katrina Kaif 4) Diya Mirza Ans.) 3

Ques. : 1115 In which country the public sector undertaking of India 3) Tanks 4) Tubewells National Aluminium Company Ltd 5) Pipeline Ans.) 4 (NALCO) has undertaken an aluminium smelter project in Kalimantan province, Ques. : 1110 Which of the following statements about Savings Bank Accounts which has run into trouble in lack of supply of coal? is NOT TRUE? 1) Saving Account Deposits are payable on demand and also withdrawable by cheque. 1) Sri Lanka 2) Business firms are not allowed to hold Saving Bank Accounts. 3) Bangladesh 5) Malaysia 2) Myanmar 4) Indonesia Ans.) 4

Ques. : 1122 Which Hindi news channel has recently acquired English News channel NewsX? 1) Aaj Tak 3) India News 5) NDTV 24x7 2) Good Morning India 4) Information TV Ans.) 4

4) An individual owner of a business firm 3) Chequing holding a saving facilities are account has no restricted in Saving restriction in Bank Accounts. using cheques for business purposes. 5) Saving Account Deposits are Ans.) 4 supposed to be held by households only. Ques. : 1111 Name the Indian who is among this years six Ramon Magsaysay award winner, for his/her community initiative to empower rural women to form micro enterprises?

Ques. : 1116 Japan-based fast moving consumer goods (FMCG) major, Unicharm, has appointed which Bollywood actress as its new brand ambassador for its sanitary napkin brand SOFY? 1) Kareena Kapoor 3) Anuksha Sharma 2) Katrina Kaif 4) Juhi Chawla

Ques. : 1123 With which country Indias proposed free trade agreement (FTA) has hit a speed breaker due to Indias silence on opening the countrys dairy and farm goods sector to imports? 1) Australia 3) Israel 5) Mongolia 2) New Zealand 4) Denmark Ans.) 2

5) Dipika Padukone Ans.) 3 Ques. : 1117 On which day India celebrates Kargil Day or Vijay Diwas every year? 1) July 11 3) January 25 5) October 24 2) July 26 4) February 8 Ans.) 2

Ques. : 1124 In Bank Term Deposit, what is the minimum period of maturity for deposits up to Rs 15 lakh? 1) 7 days 3) One month 5) One year 2) 15 days 4) Three months Ans.) 2

Ques. : 1118 The empowered group of ministers (EGoM) on

Ques. : 1125 Which of the following deposits is only deposit which serves as a medium of exchange, for their ownership can be transferred from one person to

another? 1) Time Deposit 3) Term Deposit 5) Current Account Deposit 2) Demand Deposit 4) Fixed Deposit Ans.) 1

5) None of these

Ans.) 1

Ques. : 1131 The logo of Bank of Baroda is: 1) Sun of Bank of Baroda 3) Bank of Barodas Rays 5) None of these 2) Baroda Sun 4) Sunlight of Bank of Baroda Ans.) 2

soon after the EC had declared those seats vacant? 1) Odisha 3) Karnataka 5) Rajasthan 2) Assam 4) Madhya Pradesh Ans.) 4

Ques. : 1126 To which of the following the Reserve Bank of India (RBI) provides short-term advances called ways-andmeans advances? 1) Public sector banks 3) Public sector enterprises 5) Both private and public sector banks 2) State governments 4) Central government Ans.) 2

Ques. : 1132 Under which type of account a specified amount is deposited every month for a specified period, say, 12, 24, 36 or 60 months? 1) Fixed Deposit Account 3) Current Account 2) Saving Account 4) Recurring Account

Ques. : 1137 To which country India is sending a team to learn from its experiences in erecting the security barriers and to assess technologies that India could implement at its fences with Pakistan and Bangladesh? 1) Russia 3) Israel 5) US 2) Britain 4) Poland Ans.) 3

5) Demat Account Ans.) 4 Ques. : 1133 Which of the following pairs of organisations and their headquarters is not correct? 1) Organisation of 2) Association of the Petroleum South East Asian Exporting Nations Jakarta Countries Vienna 3) South Asian Association for Regional Cooperation Kathmandu 5) BENELUX Brussels 4) World Food Organisation Paris Ans.) 4

Ques. : 1127 An objective of the National Food Security Mission is to increase the production of certain crops through are expansion and productivity enhancement in a sustainable manner in the identified districts of the country. What are these crops? 1) Rice and wheat only 3) Rice, wheat, pulses and oil seeds only 5) Wheat and pulses only 2) Rice, wheat and pulses only 4) Rice, wheat, pulses, oil seeds and vegetables only Ans.) 2

Ques. : 1138 Which private bank has recently surpassed State Bank of India (SBI) to become Indias most-valued bank with a total market valuation of Rs 137,554 crore? 1) ICICI Bank 3) Axis Bank 5) Yes Bank 2) HDFC Bank 4) Kotak Mahindra Bank Ans.) 2

Ques. : 1139 The governments of which two states of India have signed a memorandum of understanding (MoU) for execution of the Shri Naina Devi Anandpur Sahib Ropeway project to link the two shrines? 2) Uttarakhand 1) Uttarakhand and Himachal and Uttar Pradesh Pradesh 3) Himachal Pradesh and Punjab 5) Rajasthan and Punjab 4) Punjab and Haryana Ans.) 3

Ques. : 1128 In India, which of the following is regulated by the Forward Markets Commission? 1) Currency Future Trading 2) Commodities Futures Trading

4) Both 3) Equity Futures Commodities Trading Futures and Financial Futures 5) None of these Ans.) 2 Ques. : 1129 Which of the following terms indicates a mechanism used by commercial banks for providing credit to the government? 1) Cash Credit Ratio 2) Debt Service Obligation

Ques. : 1134 Which of the following was an international currency proposed by the British economist JM Keynes to be issued by an international bank for use in settlement of international debts, which was rejected by the Bretton Woods Conference? 1) SDR 3) ADR 5) Dollar 2) Bancor 4) Pound Ans.) 2

Ques. : 1135 Many a times, we read in the newspapers that Government of India has been struggling to achieve the fiscal deficit targets. What exactly is fiscal deficit? 2) The total value 1) The gap of currency notes between projected issued and or estimated GDP currency in actual and actual GDP circulation 3) The gap between actual borrowings of the Government of India and expected expenditures as per budget provisions 4) Excess of government disbursement comprising current and capital expenditures over its current receipts

Ques. : 1140 The government has withdrawn the permission granted to Indian oil companies to import crude oil from which country on CIF (cost, insurance and freight) basis? 1) Saudi Arabia 3) Nigeria 5) Russia 2) Iran 4) United Arab Emirates Ans.) 2

3) Liquidity 4) Statutory Adjustment Facility Liquidity Ratio 5) Cash Reserve Ratio Ans.) 4

Ques. : 1130 In the parlance of financial investments, the term bear denotes: 1) An investor who feels that the price of a particular security is going to fall. 3) A shareholder on a bondholder who has an interest in a company, financial or otherwise. 2) An investor who expects the price of particular shares to rise 4) Any lender whether by making a loan or buying a bond.

Ques. : 1141 Which retail major of India has entered into a partnership with Tihar Jail in Delhi to sell bakery and confectionery products made by prisoners? 1) Trent 3) Barista 5) Escada 2) Pantaloon 4) Reliance Retail Ans.) 4

Ques. : 1142 Name the government project of setting up subsidised medicine stores for the poor, under which 348-odd 5) None of these Ans.) 4 drugs mentioned in the National List of Ques. : 1136 Which state recently came Essential Medicines were distributed at affordable rates? in confrontation with the Election Commission (EC) of India, when the state 1) Jan Swasthya 2) Jan Chikitsa legislature reinstated two expelled MLAs,

3) Jan Aushadhi 5) Jan Chetna

4) Jan Suraksha Ans.) 3

3) ASEAN-India Free Trade Agreement 5) UN Climate Summit

4) G-20 Summits Ans.) 2

Ques. : 1143 Who is heading the Standing Committee of Parliament on Agriculture, which is currently taking stock of the drought situation in the country? 1) Bali Ram Bhagat 3) Priya Ranjan Das Munshi 2) Basudev Acharya 4) Jayanti Natarajan

Ques. : 1149 A very big refugee camp called Dadaab, which was in news, is located in which country? 1) Ethiopia 3) Somalia 5) Liberia 2) Kenya 4) Sudan Ans.) 2

to accept/renew accept deposits public deposits for a repayable on minimum period of demand. 12 months and maximum period of 60 months. 3) They should have minimum 4) Their deposits investment grade are not insured. credit rating. 5) The repayment of deposits by NBFCs Ans.) 5 is guaranteed by the RBI. Ques. : 1156 Recently, the Kirit Parikh was making news frequently. The recommendations of this committee are related to which of the following? 1) Decontrol of petrol 3) Minimum Support Prices 2) Decontrol of sugar 4) Public Distribution System

5) Jairam Ramesh Ans.) 2 Ques. : 1144 In which country John Mahama has sworn in as the President recently, soon after the countrys President, John Atta Mills, died? 1) Ethiopia 3) Ghana 5) Qatar 2) Panama 4) Madagascar Ans.) 3

Ques. : 1150 To integrate cultural leaders into its meetings, which one of the following gives Crystal Award? 1) Asia Pacific Economic Cooperation 3) World Health Organisation 5) UNESCO 2) International Bank for Reconstruction and Development 4) World Economic Forum Ans.) 4

Ques. : 1145 In which Indian city recently a three-day conference on renewable energy called Reaction was organised, in which idea of rooftop solar power plants was mooted? 1) New Delhi 3) Kolkata 5) Mysore 2) Chennai 4) Kochi Ans.) 2

Ques. : 1151 Many a times, we read in newspapers about a term Round Tripping. In context with which of the following, we use this term? 1) Capital market 3) Foreign direct investment 5) Foreign remittances 2) Money market 4) Cash deposits Ans.) 3

5) Customer care in public sector Ans.) 1 banks Ques. : 1157 Many a times, we read in newspapers about the Indian Depository Receipts. Which among the following is not correct about the Indian Depository Receipts? 1) They are derivative instruments 2) They have shares as the underlying assets

Ques. : 1146 Many a times we read in newspapers about a term dematerialization. In context with the markets, what is dematerialization of securities? 1) Shortening the time of debt repayment in securities 2) Electronic holding of the shares replacing the paper securities

Ques. : 1152 BCSBI stands for: 1) Banking Codes and Standards Boards of India 2) Banking Credit and Standards Board of India

3) Banking Codes 4) Banking Credit and Service Board and Service Board of India of India 5) None of the above Ans.) 1

4) They are 3) They are nonregulated by the negotiable financial RBI as well as instruments SEBI 5) All the above are Ans.) 3 correct Ques. : 1158 The merchant banking activities in India are governed by which of the following bodies? 1) SEBI 3) IRDA 5) Both RBI & SEBI 2) RBI 4) Union Finance Ministry Ans.) 1

3) Price of the shares falling 4) The buyback of below certain point shares by a in the share company market 5) None of these Ans.) 2 Ques. : 1147 Which one of the following is not related to United Nations? 1) Multilateral 2) International Investment Finance Guarantee Agency Corporation 3) International Centre for Settlement of Investment Disputes 5) All the above is related to United Nations 4) Bank for International Settlements

Ques. : 1153 According to the risk diversification principle of bank lending, diversification should be in terms of: 1) Customer base 3) Nature of business 2) Geographical location 4) None of the above Ans.) 5

Ans.) 4

Ques. : 1159 Which of the following is not correct about Development Banks in Ques. : 1154 NABARD was set up as an India? apex development bank with a mandate 1) The for facilitating credit flow for promotion Development 2) They provide and development of: Banks do not seek short term or accept deposits finances. 2) Small-scale 1) Agriculture from the public. industries 5) All the above 3) Cottage and village industries 4) Handicrafts and other rural crafts 3) The Development Banks promote economic development by promoting investment and enterprise. 4) Development Banks are those banks engaged in the promotion and development of industry, agriculture, exports and other key sectors.

Ques. : 1148 In the context of the affairs of which of the following is the phrase Special Safeguard Mechanisms mentioned? 1) United Nations Environment Programme 2) World Trade Organisation

5) All of the above Ans.) 5 Ques. : 1155 Which of the following is not correct about the acceptance of deposits by the Non-Banking Financial Companies (NBFCs)? 1) They are allowed 2) They cannot

5) All of the above

Ans.) 2

Ques. : 1160 ATM cards are issued to a person who maintains any of the following accounts with a bank: 1) Saving bank account 3) Term deposit account 5) Either 1) or 2) 2) Current account 4) Loan or Cash Credit account Ans.) 5

establish a Regulatory Authority for regulation and planned development in the real estate sector. 3) States have been taken into confidence as land is a State Subject.

focus only on property transactions as they fall into the Concurrent List.

above Ques. : 1172 The Indian Rupee is a: 1) Token coin 3) Standard coin 2) Standard-token coin 4) Gold coin Ans.) 2

4) Various state laws related with real estate will coexist.

5) None of the above

Ques. : 1161 According the recent 5) All the above are Ans.) 5 World Trade Organisation (WTO) report, true which country has topped the list of countries in exports growth rate, with the Ques. : 1167 Which state of India will record export growth rate of 16.1 per cent emerge as the biggest on-land natural gas producing state in the country by in 2011? 2014 with the capacity of producing 50 1) China 2) India lakh cubic meter natural gas a day? 3) Brazil 4) Mexico 2) Andhra 1) Gujarat 5) South Africa Ans.) 2 Pradesh Ques. : 1162 In which city of India the 3) Rajasthan 4) Tripura University for Liberal Arts is to be set up, 5) Assam Ans.) 4 which will be named after the Nobel Ques. : 1168 Which of the following Laureate Rabindranath Tagore? power company of India has recently sold 1) Kolkata 2) Chennai its stake in Sri Lankan wind energy 3) Lucknow 4) Pune project Powergree Lanka (Private) Ltd to focus on the domestic market? 5) Mumbai Ans.) 4 Ques. : 1163 In which state Dhari Devi temple is located which has become controversial because it lies in the way of a hydro-electric power project on the river Ganga and needs to be relocated? 1) Uttarakhand 3) Uttar Pradesh 5) Bihar 2) Himachal Pradesh 4) West Bengal Ans.) 1 1) Suzlon Energy 3) Orient Green Power Ltd 5) Azure Power 2) Indowind Energy Ltd 4) Suryachakra Power Corporation Ltd Ans.) 3

Ques. : 1173 Which of the following extreme measures may be resorted to by the Reserve Bank of India (RBI), in order to safeguard the interest of the depositing public when the affairs of a bank are observed to be beyond redemption? 2) Applying to the Central Government for an 1) Refusal of a order of moratorium licence or and thereafter cancellation of an reconstructing or existing licence amalgamating the bank with another bank 3) Merge the bank with any public 4) All of the above sector bank 5) None of the above Ans.) 4

Ques. : 1174 Which of the following statements is not correct regarding prudential norms of RBI? 1) Lending of Scheduled Commercial Banks, on a fortnightly average basis, should not exceed 35 per cent of their capital fund. 3) Borrowings by Scheduled Commercial Banks should not exceed 100 per cent of their capital fund. 2) Banks are allowed to lend a maximum of 50% of their capital fund on any day during a fortnight. 4) Banks are allowed to borrow a maximum of 125 per cent of their capital fund on any day, during a fortnight.

Ques. : 1164 Which associate bank of the State Bank of India (SBI) has launched a core banking solution-linked service for subscribers of the New Pension Scheme of the government, which would make it easier for subscribers to make contributions as it can be linked to bank accounts online? 1) State Bank of Bikaner & Jaipur 3) State Bank of Mysore 5) State Bank of Travancore 2) State Bank of Hyderabad 4) State Bank of Patiala Ans.) 2

Ques. : 1169 In which state of India, go ahead has been given by the central government for construction of a Greenfield airport at Holongi, after tussle between the state government and the Airports Authority of India (AAI) over the site of the airport? 1) Andman & Nicobar Islands 3) Manipur 5) Goa 2) Arunachal Pradesh 4) Jammu & Kashmir Ans.) 2

Ques. : 1170 Jaffrey Mine is related to which of the following banned substances, for the revival of which Canadas Quebec province has sanctioned a $ 58 million loan? 1) Glucocorticoid 3) Asbestos 5) Mortar 2) Endosulfan 4) Mica Ans.) 3

5) Banks are allowed to lend a maximum of 25% of Ans.) 1 their capital fund on a fortnightly basis. Ques. : 1175 Commercial Papers are short-term security issued by ........................................to raise funds. 1) The Reserve Bank of India 3) Large and wellknown companies 5) State and local governments 2) Commercial Banks 4) National Stock Exchange Ans.) 3

Ques. : 1165 In which state lack of remunerative prices during the last couple of seasons have forced a large number of farmers to reduce sowing area under paddy in this Kharif season? 1) Uttar Pradesh 3) Tamil Nadu 5) Bihar 2) West Bengal 4) Andhra Pradesh Ans.) 2

Ques. : 1171 In periods of depression when the Reserve Bank of India (RBI) desires to encourage the banking system to create more credit, what it does? 1) Reduces the Bank Rate 3) Permits the Bank Rate to be decided by market forces 5) None of the 2) Raises the Bank Rate 4) All of the above Ans.) 1

Ques. : 1166 The Union cabinet is to give nod to the Real Estate (Regulation and Development) Bill. Which of the following statements is not true about the draft Bill? 1) The Bill aims to 2) The Bill will

Ques. : 1176 Specified interest rate on a fixed maturity security fixed at the time of issue is called: 1) Market rate of interest 2) Call rate

3) Repo rate 5) Discount rate

4) Coupon rate Ans.) 4

less money to lend have less money to lend 3) The Union 4) The commercial government will banks will have have less money to more money to lend lend 5) None of these Ans.) 1 Ques. : 1184 A great deal of Foreign Direct Investment (FDI) to India comes from Mauritius than from many major and mature economies like UK and France. Why? 1) India has preference for certain countries as regards FDI 3) Most citizens of Mauritius have ethnic identity with India and so they feel secure to invest in India 5) None of the above 2) India has double taxation avoidance agreement with Mauritius 4) Impending dangers of global climatic change prompt Mauritius to make huge investment in India Ans.) 2

Ques. : 1177 Money lent for one day is called: 1) Call money 3) Term money 5) None of these 2) Notice money 4) All of the above Ans.) 1

as the chairman of the four-member panel set up to look into tax issues impacting the IT sector, satellite television and pharmaceutical research and development among others? 1) N Rangachari 3) Som Mittal 5) Sam Pitroda 2) J Harinarayan 4) Parthsarthy Shome Ans.) 1

Ques. : 1178 On the current account balances maintained by the Regional Rural Banks (RRBs) with them, the commercial banks may: 1) Pay interest up to 9 per cent 3) Pay interest as applicable to saving accounts 5) All of the above 2) Waive incidental charges 4) Pay interest at such rates as may be mutually agreed to Ans.) 4

Ques. : 1190 The Railways are setting up a 1,000-MW thermal power plant at Nabinagar in Bihar jointly with which of the following power utility company? 2) National 1) Reliance Energy Thermal Power Corporation 3) National Hydro 4) Tata Power Power Corporation 5) Vedanta Group Ans.) 2 Ques. : 1191 In which country the town named Aleppo is located, where almost 2 lakh people have evacuated following fierce fight between the rebels and government forces?

Ques. : 1179 Which of the following is treated as artificial currency? 1) ADR 3) SDR 5) Both ADR and SDR 2) GDR 4) Equity shares Ans.) 3

1) Libya 2) South Sudan Ques. : 1185 Who among the following 3) Yemen 4) Syria was appointed as a director on board of Ques. : 1180 In India, the proceeds of 5) Burundi Ans.) 4 Bank of America the first non-American which one of the following as a on the board of the one of the largest percentage of gross tax revenue Ques. : 1192 The Reserve Bank of India financial institutions in the world? significantly declined during 2005-11? (RBI) in its quarterly review of monetary policy has reduced the Statutory 1) Azim Premji 2) Ratan Tata 2) Personal income 1) Service tax Liquidity Ratio (SLR) by one percentage tax 3) Mukesh Ambani 4) KV Kamath point to: 3) Excise duty 4) Corporation tax 5) Chanda Kochar Ans.) 3 1) 25% 2) 24% 5) Customs duty Ans.) 3 Ques. : 1186 In which country Pussy 3) 23% 4) 22% Riot is a feminist punk-rock band that Ques. : 1181 Which of the following 5) 21% Ans.) 3 statements is an appropriate description stages politically provocative impromptu performances on subjects such as the of deflation? Ques. : 1193 In which of the following status of women and electoral rigging? states is Kawal Wildlife Sanctuary 2) It is persistent 1) It is a sudden located, which has recently been declared 1) Britain 2) US recession in both fall in the value of by the government as the 42nd Tiger the financial and 3) Russia 4) Indonesia a currency against Reserve of India? real sectors of other currencies 5) Pakistan Ans.) 3 economy 1) Uttarakhand 2) Assam Ques. : 1187 Which state government 3) It is a persistent 4) Madhya 4) It is a fall in the of India has recently cancelled four major 3) Andhra Pradesh Pradesh fall in the general rate inflation over Special Economic Zones (SEZs) proposed 5) Uttar Pradesh price level of goods Ans.) 3 a period of time by large business houses Mahindra, and services Videocon and India Bulls after having Ques. : 1194 Who among the following 5) None of these Ans.) 3 failed to acquire land for the multifamous film directors of India has Ques. : 1182 Which one of the following purpose projects? recently made the film Paani, which is responsible for the preparation and revolves round the politics of water 1) Gujarat 2) Maharashtra presentation of Union Budget to the distribution? 3) Odisha 4) Karnataka Parliament? 1) Meera Nair 2) Deepa Mehta 5) Rajasthan Ans.) 2 1) Department of 2) Department of 4) Shekhar 3) Ismail Merchant Revenue Economic Affairs Ques. : 1188 The renowned Indian Kapoor painter Sumahendra who passed away 3) Department of 4) Department of 5) Gautam Ghose Ans.) 4 recently was a master of which of the Financial Services Expenditure following schools of Indian painting? Ques. : 1195 In which state the Right to 5) Department of Ans.) 2 Hearing Act, 2012, came into effect on Fiscal Management 1) Pattachitra 2) Madhubani Aug 1, 2012, which will facilitate the painting painting Ques. : 1183 When the Reserve Bank of citizen with grievance redressal at a place 4) Rajasthani India (RBI) announces an increase of the near residence such as at gram 3) Tanjore painting miniature painting Cash Reserve Ratio (CRR), what does it panchayat, tehsil, sub-division or district mean? 5) Mysore painting Ans.) 4 level within a stipulated time frame? 1) The commercial 2) The Reserve banks will have Bank of India will Ques. : 1189 Who among the following has been appointed by the Prime Minister 1) Rajasthan 3) Bihar 2) Punjab 4) Kerala

5) Himachal Pradesh

Ans.) 1

3) AIDS 5) Diabetes

4) Hepatitis Ans.) 3

1) Commercial banks 3) Insurance companies

2) Primary dealers 4) State Bank of India

Ques. : 1196 Name the premiere science institute of India, which has developed a new bio-sensor device to detect arsenic content in drinking water? 1) Thapar Institute 2) Birla Institute of of Engineering & Technology & Technology, Patiala Science 3) Indian Institute 4) Indian Institute of Sciences, of Technology, Bangalore Delhi 5) Indian School of Business, Ans.) 2 Hyderabad Ques. : 1197 Which country has started the construction of a Borei-class nuclear-powered ballistic missile submarine for what it called to maintain global nuclear parity? 1) France 3) Israel 5) China 2) US 4) Russia Ans.) 4

Ques. : 1202 The new Operating System called OS X Mountain Lion has been recently launched by: 1) Apple 3) Intel 5) Adobe 2) Microsoft 4) Google Ans.) 1

5) None of the above Ans.) 3 Ques. : 1208 Which one of the following is not a money market instrument? 1) A Treasury Bill 3) Commercial Paper 5) Repo 2) A negotiable Certificate of Deposit 4) Treasury Bond Ans.) 4

Ques. : 1203 Which television channel group of India has filed a multi-million dollar lawsuit in the New York Supreme Court against Nielsen Group and other related entities, levelling charges of viewership data manipulation and bribery? 1) Zee TV 3) TV Today 5) 9X Group 2) Star News 4) NDTV Ans.) 4

Ques. : 1209 Universal bank is one which: 2) undertakes the work of noteissuing authority, 1) is present monetary and universally i.e. in regulatory all the countries of authority, banker the world of the Government and equipment leasing 3) undertakes the functions of a development financial institution as well as a commercial bank 5) None of the above

Ques. : 1198 The magnificent show at the opening ceremony of the London Olympics on July 27 was orchestrated by: 1) AR Rahman 3) Danny Boyle 5) Rick Smith 2) Amitabh Bachchan 4) Karl Hyde Ans.) 3

Ques. : 1204 The Aditya Birla Group has reworked a vital labour contract with employees of Terrace Bay, which it acquired recently, which includes a freeze on pay hikes for three years and allowing outsourcing of employment. Terrace Bay is based in which country of the world? 1) Britain 3) Netherlands 5) Germany 2) Canada 4) Czech Republic Ans.) 2

4) All of the above

Ques. : 1205 NEFT means: 1) National Electronic Fund Transfer system 3) National Efficient Fund Transfer Solution 2) Negotiated Efficient Fund Transfer System 4) Non-Effective Fund Transfer system

Ans.) 3

Ques. : 1199 At which of the following places Indias largest ever industrial solar plant has been built, which perform dual functions of producing solar power and providing solution of disposal of large quantity of industrial waste by evaporating it? 1) Ludhiana, Punjab 3) Durgapur, West Bengal 5) Pune, Maharashtra 2) Kanpur, Uttar Pradesh 4) Ghaziabad, Uttar Pradesh Ans.) 1

Ques. : 1210 Inclusive growth as enunciated in the Eleventh Five Year Plan does not include one of the following: 1) Reduction of poverty 2) Extension of employment opportunities

5) Negotiated Electronic Foreign Ans.) 1 Transfer system Ques. : 1206 Which of the following statements is correct regarding soiled/mutilated currency notes? 1) All banks are authorised to accept soiled notes across their counters and pay the exchange value 3) All public sector bank branches and currency chest branches of private sector banks are authorised to adjudicate and pay value in respect of mutilated notes 2) Banks are expected to offer this service even to non-customers

3) Strengthening of 4) Reduction of capital market gender inequality 5) All the above were included Ans.) 3

Ques. : 1200 Theoretical physicist Ashoke Sen, a string theorist at Allahabads Harish-Chandra Research Institute, has recently been declared as one of the nine winners of which international prize, in which the prize amount is three times that of the Nobel Prize? 1) Abel Prize 3) Yuri Milner Physics Prize 5) Chern Medal 2) Fields Medal 4) Cole Prize Ans.) 3

Ques. : 1211 Recently in which state fierce riots broke out between Bodo tribes and ethnic minorities in which scores of people were killed and lakhs rendered homeless? 1) West Bengal 3) Manipur 5) Tripura 2) Assam 4) Nagaland Ans.) 2

Ques. : 1201 Fight against which of the following diseases in the world has seen success more than any other disease or international affairs, ever since it was first noticed thirty-one years ago? 1) Cancer 2) Alzheimers disease

4) The RBI has also authorised all commercial bank branches to treat certain notes in two pieces as soiled notes and pay exchange value

Ques. : 1212 Microsoft has bought Hotmail, the first personal e-mail service, and replaced it with Outlook.com. Which Indian had co-founded Hotmail in 1996? 1) Sanjay Sharma 3) Haris Bhanot 5) None of these 2) Mita Bhan 4) Sabeer Bhatia Ans.) 4

5) All of the above Ans.) 5 Ques. : 1207 Which of the following types of institutions operate in call money market only as lender?

Ques. : 1213 Name the animation company which has released Krishna and Kans, the countrys first stereoscopic animated feature film, based on the life story of Lord Krishna, on global scale?

1) Maya Entertainment 5) Crest Communications

2) Silvertoon Studio

5) Namibia

Ans.) 2

5) Germany

Ans.) 4

3) Reliance Animation 4) Jadoo Works Ans.) 3

Ques. : 1214 Who is heading the committee set up by the Prime Minister Manmohan Singh to address the issue of pay and allowances anomalies among the armed forces of the country? 1) Bikram Singh 5) Ajit Seth 2) Jasjit Singh Ans.) 5 3) C Uday Bhaskar 4) NAK Browne

Ques. : 1220 Who has recently been appointed as the head of a panel that will draft the national water law, to be implemented by the National Water Council, the supreme policy boy chaired by the Prime Minister with Chief Ministers as members? 1) Rajendra Singh 3) Syeda Hamid 5) K Kasturirangan 2) Sudha Pillai 4) YK Alagh Ans.) 4

Ques. : 1227 Government security that is a claim on the government and is a secure financial instrument which guarantees both capital and interest is called: 1) Coupon security 3) Corporate security 5) None of the above 2) Gilt-edged security 4) All of the above Ans.) 2

Ques. : 1221 Which of the following is not a drug/pharmaceutical company?

2) Nicholas Ques. : 1215 Name the Indian 1) Chevron Piramal economist who is among the 26 people who have been appointed by the UN 3) Rhone Poulenc 4) Pfizer Secretary-General Bank Ki-moon as 5) Zydus Cadila Ans.) 1 members of a high-level panel to advise the world body on the global development Ques. : 1222 In the context of Indian agenda beyond 2015, the target date for news in recent times, what is MCX-SX? the Millennium Development Goals 1) A kind of super 2) Title of Mars (MDGs)? computer Impact Probe 1) Kaushik Basu 2) Amartya Sen 4) Banking 3) Stock Exchange 3) Abhijit industry 4) C Rangarajan Banerjee 5) Nuclear-powered Ans.) 3 5) Vijay Kelkar Ans.) 3 submarine Ques. : 1216 Where is the 33rd General Ques. : 1223 In the context of global Assembly of the ASEAN Intereconomy which one of the following pairs Parliamentary Assembly (AIPA) is is not correctly matched? scheduled to be held in September, in 1) Berkshire which India has been invited as an 2) ICICI Bank : Hathaway : observer? Chanda Kochar Warren Buffet 1) Bangkok, 2) Bogor, 4) Union Thailand Indonesia 3) Tata Group : Environment 3) Lombok, Indonesia 5) Nom Penh, Cambodia 4) Singapore Ans.) 3 Cyrus Mistry Minister : Jairam Ramesh

Ques. : 1228 With reference to the institution of Banking Ombudsman in India, which of the following statements is not correct? 1) The Banking Ombudsman is appointed by the Reserve Bank of India 3) The orders passed by the Banking Ombudsman are final and binding on the parties concerned 5) All the above statements are correct 2) The Banking Ombudsman can consider complaints from non-resident Indians having accounts in India 4) The service provided by the Banking Ombudsman is free of any fee

Ans.) 3

Ques. : 1229 The International Development Association, a lending agency, is administered by: 1) International Bank for Reconstruction and Development 3) United Nations Development Programme 5) International Monetary Fund 2) International Fund for Agricultural Development 4) United Nations Industrial Development Organisation Ans.) 1

5) Suzlon Energy Ans.) 4 : Tulsi Tanti Ques. : 1224 Which of the following brings out the publication called Energy Statistics from time to time? 1) Central Power 2) Planning Research Institute Commission 3) Power Finance Corporation Ltd 4) Central Statistical Organisation

Ques. : 1217 In which state unmarried daughters of retired government employees have been made eligible to share family pensions after attaining the age of 25? 1) Rajasthan 3) Assam 5) Odisha 2) Bihar 4) Jammu & Kashmir Ans.) 1

Ques. : 1218 Who is the head of the panel recently constituted by the Reserve Bank of India (RBI) to suggest ways to strengthen the rural cooperative credit structure? 1) UK Sinha 5) HR Khan 2) KC Chakrabarty Ans.) 4 3) Subir Gokaran 4) Prakash Bakshi Ques. : 1219 In which country the US has long been supporting the regime of Paul Kagame but now has joined other Western nations in an effort to cut off military aid to the country? 1) Sudan 3) Somalia 2) Rwanda 4) Azerbaijan

5) National Ans.) 4 Efficiency Bureau Ques. : 1225 Which of the following pairs of city and stock exchange is not correctly matched? 1) Paris : Nikkei 3) Hong Kong : Hang Seng 5) London : FTSE 2) New York : Dow Jones 4) Mumbai : Sensex Ans.) 1

Ques. : 1230 In which country the foreign currency denominated bonds Bulldog Bonds are issued? 1) US 3) Japan 5) France 2) UK 4) India Ans.) 2

Ques. : 1231 The first public sector bank to issue capital to public is: 1) Corporation Bank 2) Indian Overseas Bank

Ques. : 1226 The present group of nations known as G-8 started first as G7. Which one among the following was not one of them? 1) Canada 3) Japan 2) Italy 4) Russia

3) Oriental Bank of 4) Punjab Commerce National Bank 5) None of the above Ans.) 3 Ques. : 1232 Which one of the following is the reason for the success of Mutual Fund? 1) Mutual Fund 2) A small investor

schemes offer to every investor, security, steady growth, regular income and easy liquidity 3) It carries tax breaks and this benefit is passed on the investors 5) None of the above

gets the professional expertise of the fund managers of the Mutual Fund

1) Kofi Annan 3) Barrie Walkley 5) Derek Mitchell

2) Zahir Tanin 4) Farah Pandith Ans.) 1 5) Rahul Gandhi

Shinde Ans.) 4 Ques. : 1244 In which country the government is discouraging minority Muslims from fasting during the holy month of Ramzan in order to secularise them? 1) China 3) Indonesia 5) Britain 2) US 4) Sri Lanka Ans.) 1

4) All of the above

Ques. : 1237 India which country India has announced to set up a pharmaceutical manufacturing hub and help the country establish a special economic zone (SEZ) to manufacture auto components? 1) Qatar 3) Thailand 5) Brazil 2) Sri Lanka 4) Bangladesh Ans.) 2

Ans.) 4

Ques. : 1233 In periods of boom, which leads to economic instability, the Reserve Bank of India (RBI) resorts to? 1) Sale in the market of first class securities in its possession to reduce the supply of money as a measure of open market operations 2) Buying of approved securities in the market as a measure of open market operations

Ques. : 1245 Sweden has expelled the ambassador of which country for being Ques. : 1238 Who among the following too supportive of human rights and decided that the countrys ambassador has been appointed as the head of the national cloud computing panel recently? will not be welcomed? 1) Spain 2) Ukraine 1) Azim Premji 2) Sudin Apte 3) N Chandrasekharan 5) Shiv Nadar 4) Kris Gopalakrishnan Ans.) 4 3) Poland 5) Czech Republic 4) Belarus Ans.) 4

3) Hike in the Bank Rate as a 4) All of the above measure of open market operations 5) None of the above Ans.) 1

Ques. : 1239 Name the Indian shooter who has won a silver medal in 25m rapid fire pistol shooting in London Olympic Games? 1) Gagan Narang 2) Vijay Kumar 3) Abhinav Bindra 5) Alka Tomar 4) Rajyavardhan Singh Rathore Ans.) 2

Ques. : 1246 Who has been appointed as the new US ambassador to Afghanistan? 1) James Cunningham 3) James Franklin Jeffrey 2) Ryan Crocker 4) Cameron Munter

5) Richard Hoagland Ans.) 1 Ques. : 1247 Reserve Bank of India (RBI), with regard to RTGS, has decided that: 1) RTGS would be accessible to all retail customers 2) There would be no floor ceiling for routing transactions through RTGS

Ques. : 1234 Which of the following instruments of credit control adopted by the Reserve Bank of India (RBI) does not fall within general or quantitative methods of credit control? 1) Stipulation of certain minimum margin in respect 2) Open market of advance against operations specified commodities 3) Bank rate 5) None of the above 4) Variable reserve requirements Ans.) 1

Ques. : 1240 Which countrys central bank has allowed two commercial banks to open branches in India, soon after India opened its doors for foreign investment from that country? 1) Lebanon 3) Palestine 5) South Sudan 2) Syria 4) Pakistan Ans.) 4

Ques. : 1241 What amount has been fixed by the Union cabinet recently as the floor price for the upcoming spectrum auction, on which telecom players reacted sharply calling it exorbitant? 1) Rs 12,000 crore 2) Rs 13,000 crore 3) Rs 14,000 crore 4) Rs 15,000 crore 5) Rs 20,000 crore Ans.) 3 Ques. : 1242 According to the US Department of Agriculture, India could slip to the fourth position in cotton exports in the coming season because of weak global demand and deficient monsoon affecting production. What is the current position of India in cotton exports? 1) First 3) Third 5) Sixth 2) Second 4) Fifth Ans.) 2

Ques. : 1235 The term moral suasion refers to: 2) The bankers duty of secrecy 1) The moral duty of as regards the a borrower to deal affairs and with only one bank accounts of his customers 3) The advice given by the Reserve Bank of India to banks/financial institutions in the 4) All of the matter of their above lending and other operations with the objective that they might implement or follow it 5) None of the above Ans.) 3 Ques. : 1236 Name the United NationsArab League envoy to Syria, who has decided to quit at the end of August?

3) Settlement of transactions of the clearing corporation of 4) All of the above India and the stock market would be conducted through RTGS 5) None of these Ans.) 4 Ques. : 1248 Mark the correct statement/s about the Automated Tailor Machine (ATM): 1) ATM is a computer which is dedicated to perform certain specific jobs only 2) ATM is a user friendly machine and the customer does not require any training to use it

Ques. : 1243 Who has been recently appointed as the new leader of the House in the Lok Sabha, taking the place of Pranab Mukherjee who has now become the President? 1) AK Anthony 2) Sharad Pawar 3) P Chidambaram 4) Sushilkumar

3) ATM is totally menu driven which displays instructions to the 4) All of the above customer step-bystep for operating the same 5) None of the above Ans.) 4

Ques. : 1249 Which of the following was the first public sector commercial bank which had launched a mutual

fund? 1) State Bank of India 3) Indian Bank 2) Canara Bank 4) Bank of India

Hope Bill Clinton

Vinod Mehta

traditional trades? 1) Kishori Shakti Yojna 3) Rashtriya Mahila Kosh 5) Swawlamban 2) Janani Suraksha Yojna 4) Swayamsiddha Ans.) 5

3) An Argumentative 4) The Sense of Indian Amartya an Indian Sen Julian Barnes 5) Sea of Poppies Amitav Ghosh Ans.) 1

5) Indian Overseas Ans.) 1 Bank Ques. : 1250 Bank rate means: 2) The rate at 1) The rate of which commercial interest charged by banks discount commercial banks bills of exchange on advances for their clients 4) The standard rate which the Reserve Bank of India is prepared 3) The rate of to buy or interest allowed by rediscount bill of banks on the exchange other commercial papers deposits eligible for purchase under the Reserve Bank of India Act, 1934 5) None of the above Ans.) 4

Ques. : 1255 Which of the following is not an activity of merchant banking in India? 1) The 2) The management of the management of the customers portfolio securities 3) The management of projects and counselling as well as appraisal 5) All of the above are true 4) The management of underwriting of shares and debentures Ans.) 5

Ques. : 1261 Which stock exchange has emerged as the worlds largest bourse in terms of the number of trades in equity segments for the first six months of 2012? 1) Dow Jones, New 2) Nikkei, Tokyo York 3) Benchmark, Paris 5) Hang Sang, Hong Kong 4) National Stock Exchange, Mumbai Ans.) 4

Ques. : 1256 The National Housing Bank was set up in India as a whollyowned subsidiary of which one of the following? 1) State Bank of India 3) ICICI Bank 5) NABARD 2) Reserve Bank of India 4) Life Insurance Corporation of India Ans.) 2

Ques. : 1262 In which state the Minority Commission has revived its proposal to regulate and manage properties and institutions run by Christians through Wakf-like board? 1) Odisha 3) Madhya Pradesh 5) Bihar 2) Uttar Pradesh 4) West Bengal Ans.) 3

Ques. : 1251 Consider which of the following pairs, consisting of organisations and their headquarters, is wrongly matched? 1) Asian Development Bank: Manila 3) European Central Bank: Frankfurt 5) South Asian Association for Regional Cooperation: Kathmandu 2) Asia-Pacific Economic Cooperation: Singapore 4) Association of South-East Asian Nations: Bangkok

Ans.) 4

Ques. : 1263 The state guest status accorded by Nepal President Ram Baran Ques. : 1257 Which one of the following Yadav to which Indian leader during his is the correct sequence in the decreasing visit to Nepal in July has triggered order of contribution of different sectors controversy, with Prime Minister to the Gross Domestic Product (GDP) of Baburam Bhattarai raising the protocol India? issue? 1) Service2) Service1) Kapil Sibal 2) Yashwant Sinha IndustryAgriculture3) LK Advani 4) Yashwant Singh Agriculture Industry 5) Ram Vilas 3) Industry4) IndustryAns.) 2 Paswan Service-Agriculture Agriculture-Service 5) AgricultureIndustry-Service Ans.) 1 Ques. : 1264 In which city an extraordinary summit of Muslim leaders is to be held in August, in which Saudi King Abdullah has invited Iranian President Mahmoud Ahmadinejad? 1) Riyadh 3) Mecca 5) Domat alJandal 2) Medina 4) Aqaba Ans.) 3

Ques. : 1252 The term BSR refers to: 1) Banks Selling Rate 3) Annual returns submitted by banks to RBI in respect of priority sector advances 5) None of the above 2) Basic Statistical Returns 4) Quarterly statement of advances to agriculture Ans.) 2

Ques. : 1258 Tarapore Committee was associated which one of the following? 1) Special Economic Zones 3) Foreign exchange reserves 2) Fuller capital account convertibility 4) Effect of oil prices on the Indian economy

5) Banking sector Ans.) 2 reforms Ques. : 1259 Participatory Notes (PNs) are associated with which one of the following? 1) Consolidated Fund of India 3) Foreign Institutional Investors 5) Kyoto Protocol 2) Foreign Direct Investors 4) United Nations Development Programme Ans.) 3

Ques. : 1253 The Security Council of the United Nations consists of 5 permanent members and the remaining 10 members are elected by the General Assembly for a term of: 1) One year 3) Three years 5) Five years 2) Two years 4) Four years Ans.) 2

Ques. : 1265 Which country has officially been accepted recently into Mercosur, the South American trade block? 1) Venezuela 3) Argentina 5) Paraguay 2) Brazil 4) Uruguay Ans.) 1

Ques. : 1254 Which of the following pairs of books and authors is not correctly matched? 1) The Audacity of 2) Lucknow Boy

Ques. : 1266 Which country was recently accused by Human Rights Watch, an international organisation, of killing and persecuting Muslims from the Rohingya ethnic group? 1) Kenya 3) Egypt 5) Nepal 2) Myanmar 4) China Ans.) 2

Ques. : 1260 What is the name of the scheme which provides training and skills to women in traditional and non-

Ques. : 1267 Which of the following financial institutions has funded Rs 650 crore for upgrading transmission lines in seven towns of Bihar, to be completed by 2016? 1) World Bank 2) International Monetary Fund

month 5) Daily product basis Ans.) 5

3) Asian 4) European Development Bank Central Bank 5) None of these Ans.) 3 Ques. : 1268 For 2,690-MW hydro power projects in which country Power Ministry of India has fast tracked clearance, to be set in joint venture with Indian companies? 1) Nepal 3) Bangladesh 5) Sri Lanka 2) Bhutan 4) Myanmar Ans.) 2

Ques. : 1274 In August 2006, the Government of India notified the Rural Electrification Policy. This policy aims at provision of access to all households by which year? 1) 2010 3) 2014 5) 2016 2) 2012 4) 2015 Ans.) 2

foreign branches must be in unbanked rural shareholding in new bank not to areas. exceed 49% for first five years. 5) Only groups owned and controlled by resident Indians eligible

Ans.) 2

Ques. : 1275 Which one of the following statements is correct? 1) Fiscal deficit only 2) Revenue deficit only

Ques. : 1280 Silver Revolution is related to which of the following products? 1) Potato 3) Eggs 5) Milk 2) Tomato 4) Shrimp Ans.) 3

3) Both fiscal 4) Neither fiscal deficit and revenue deficit nor revenue deficit deficit 5) Balance of payment Ans.) 3

Ques. : 1269 Which Indian cricketer achieved the career best second position in the latest ICC one-day rankings, after his Player of the Series performance against Sri Lanka? 1) MS Dhoni 3) Virat Kohli 5) Sachin Tendulkar 2) Virendra Sehwag 4) Gautam Gambhir Ans.) 3

Ques. : 1281 A bank account in which a depositor can deposit his funds any number of times he likes and can also withdraw the same any number of times he wishes is called: 1) Fixed Deposit Account 3) Current Account 2) Saving Account 4) Recurring Account

Ques. : 1276 Which one of the following is the correct statement? Service tax is a: 1) direct tax levied by the Central Government 3) direct tax levied by the State Government 5) indirect tax levied by both Central and State Governments 2) indirect tax levied by the Central Government 4) indirect tax levied by the State Government Ans.) 2

5) Demat Account Ans.) 3 Ques. : 1282 An inter-bank funds transfer system, where funds are transferred as and when the transactions are triggered, is called: 1) Internet Banking 3) Bill Payment Service 2) Mobile Banking 4) Real Time Gross Settlement

Ques. : 1270 In which city of India, the worlds tallest statue of Mahatma Gandhi, a 40-feet high bronze statue, is to be installed shortly? 1) Pune 3) Gandhinagar 5) Chennai 2) Rajkot 4) Patna Ans.) 4

Ques. : 1271 With which country India has signed an agreement on customs cooperation to resolve matters related to delays in clearance of trade goods? 1) Singapore 3) Mauritius 5) China 2) Sri Lanka 4) South Africa Ans.) 2

Ques. : 1272 With a view to facilitate payment of balance in the deposit account to the person named by the depositor without any hassles in the event of death of the account holder, the following facility was introduced for bank accounts in our country? 1) Will 3) Nomination 5) Guarantee 2) Registration 4) Indemnity Ans.) 3

Ques. : 1277 Which one of the following 5) None of the Ans.) 4 companies is associated with the above exploration and commercial production of oil in Barmer-Sanchor basin in Ques. : 1283 Which of the following Rajasthan? statements are correct with regard to foreign banks operating in India? 2) Unocal 1) Cairn Energy Corporation 2) Foreign banks would be permitted 3) Reliance 4) Oil and Natural to acquire a Energy Ventures Gas Commission 1) Foreign banks controlling stake in would be allowed 5) Vedanta Group Ans.) 1 a phased manner, to open more than but only in those Ques. : 1278 An unsecured loan the existing WTO private sector extended by one corporate to another is commitment of 12 banks which are called: branches in a identified by the year. 1) Commercial Reserve Bank of 2) Treasury bill papers India for 3) Inter-corporate 4) Certificate of restructuring. deposits deposits 3) The parent 5) All of the above Ans.) 3 Ques. : 1279 Which of the following is not correct regarding the Reserve Bank of Indias (RBIs) key guidelines for corporate India to enter banking sector? 1) Entities with a successful track record of at least 10 years eligible. 3) Aggregate 2) Minimum capital requirement Rs 1000 crore, against the existing Rs 500 crore. 4) At least 25% foreign bank of a wholly owned subsidiary would continue to hold 100 per cent 4) Only 1) and 2) equity in the Indian subsidiary for a minimum prescribed period of operation. 5) All of the above Ans.) 5 Ques. : 1284 The Narsimham Committee for financial sector reforms

Ques. : 1273 Interest on savings bank account is now calculated by banks on: 2) Minimum 1) Minimum balance from 7th balance during the to the last day of month the month 3) Minimum 4) Maximum balance from 10th balance during the to last day of the month

suggested reduction in: 1) SLR and CRR 3) SLR and Financing to capital goods sector 5) None of these 2) SLR, CRR and Priority Sector Financing 4) CRR, Priority Sector Financing and Financing to capital goods sector Ans.) 2

1) Philippines 3) Australia 5) Italy

2) Britain 4) Germany Ans.) 3

Rupee can be exchanged by the authorised dealers for travel

Ques. : 1291 In which country equities have attracted more foreign institutional flows than any other Asian market so far in 2012? 1) China 3) India 5) Japan 2) Malaysia 4) Philippines Ans.) 3

Rupee can be exchanged for any major currency for the purpose of trade in goods and services 4) that the Indian Rupee can be exchanged for the US Dollar for international trade in goods and services Ans.) 3

Ques. : 1285 The banks are required to maintain a certain ratio between their cash in hand and total assets. This is called: 1) Statutory Bank 2) Statutory Liquid Ratio (SLR) Ratio (SBR) 3) Central Liquid Reserve (CBR) 5) None of these 4) Central Liquid Reserve (CLR) Ans.) 2

Ques. : 1292 To which airport of India civil aviation ministry Ajit Singh has warned of shutting down for big aircrafts unless the concerned state government steps in to help improve safety by providing land to extend the runway? 1) Lucknow airport 3) Patna airport 2) Chandigarh airport 4) Bhopal airport

3) that the Indian Rupee can be exchanged for any major currency for the purpose of trading financial assets 5) None of these

Ques. : 1298 White goods were among the first few segments which were delicensed by the Government of India. White goods include: 1) Stainless steel and aluminium utensils 3) Consumer durable goods 5) None of these 2) Milk and milk products 4) Soaps, detergents and other mass consumption goods Ans.) 3

Ques. : 1286 Which international bank has been accused by New York state in the United States of hiding about 60,000 secret transactions with the Iranian government, involving a whopping $250 billion? 1) ABN Amro Bank 3) Barclays Bank 5) HDFC Bank 2) HSBC 4) Standard Charter Ans.) 4

5) Imphal airport Ans.) 3 Ques. : 1293 Which Bollywood actress has signed as the brand ambassador for women grooming range of the Dutch electronics firm Philips, to which John Abraham had signed for male grooming products? 1) Priyanka Chopra 3) Katrina Kaif 5) Anuksha Sharma 2) Neha Dhupia 4) Kareena Kapoor Ans.) 4

Ques. : 1299 Which one of the following reasons of the world supplies the maximum of our imported commodities (in terms of rupee value)? 1) Africa 3) Asia and Oceania 2) America 4) Europe

Ques. : 1287 Name the space rover of the United States which has recently landed on the Red Planet, Mars to probe its surface? 1) Cassini 3) Discovery 5) Endeavour 2) Atlantis 4) Curiosity Ans.) 4

Ques. : 1294 Who is heading the 15member committee, named by the Speaker Meira Kumar, on violation of protocol norms and contemptuous behaviour of government officers with members of Lok Sabha? 1) Jayanti Natarajan 3) Mani Shankar Aiyar 5) Sharad Yadav 2) Girija Vyas 4) Ananth Kumar Ans.) 2

5) South East Asia Ans.) 4 Ques. : 1300 The most appropriate measure of a countrys economic growth is its: 1) Gross Domestic 2) Net Domestic Product Product 3) Net National Product 5) High industrial growth 4) Per Capita Real Income Ans.) 4

Ques. : 1288 Which of the following IT companies of India has for the first time overtaken Infosys in quarterly revenues and emerged as the second largest software company of India after Tata Consultancy Services (TCS)? 1) HCL Technologies 3) Mahindra Satyam 5) Cognizant Technology 2) Wipro 4) Patni Computer System Ans.) 5

Ques. : 1289 Who is the chairman of the Pension Fund Regulatory Development Authority (PFRDA) of India? 1) UK Sinha 5) C Rangarajan 2) J Harinarayan Ans.) 3 3) Yogesh Agarwal 4) D Subbarao Ques. : 1290 In which country authorities have announced a reward of Rs 57 lakhs recently for information about an Indian man who fled the country after being accused of negligent driving that led to the death of a pedestrian?

Ques. : 1301 A country is said to be in Ques. : 1295 In an unprecedented a debt trap if: move, which state assembly of the United 1) It has to borrow 2) It has to borrow States has passed a resolution to make interest to make interest recognising August 15 as Indias payments on payments on Independence Day and urged all the outstanding loans standing loans people of the state to celebrate on the day? 4) The World Bank 3) It has been charges a very 1) California 2) Texas refused loans or high rate of 3) Massachusetts 4) Minnesota aid by creditors interest on 5) Illinois Ans.) 1 abroad outstanding as well as new loans Ques. : 1296 In which city of India the Ans.) 2 Global Investors Summit is scheduled to 5) None of these be held from October 28-30? Ques. : 1302 Which one of the following 1) Ahmedabad 3) Jaipur 5) Mumbai 2) Indore 4) New Delhi Ans.) 2 companies had started a rural marketing network called e-chaupals? 1) ITC 3) Proctor & Gamble 2) Dabur 4) Britannia

Ques. : 1297 The Capital Account Convertibility of Indian Rupee implies: 1) that the Indian 2) that the Indian

5) Hindustan Lever Ans.) 1

Ques. : 1303 Which one of the following Ques. : 1309 To create a strong and competitive banking system, reform measures wer 1) Brazil 2) Mexico early 1990s. The thrust of these reforms was on: Five Year Plans recognised human 3) Venezuela 4) Chile development as the core of all 1) Increasing operational efficiency 2) Strengthening Ans.) 4 supervision over banks 5) Peru development efforts? 3) Developing technological and institutional 4) All of the above Ques. : 1315 Name the first country to 1) Third Five Year 2) Fifth Five Year infrastructure be made dialogue partner by the 33Plan Plan 5) None of the above Ans.) 4 member Community of Latin American 3) Sixth Five Year 4) Eight Five Year and Caribbean States (CELAC) for its size Ques. : 1310 Which of the following Plan Plan and similar political position on most statements about the Securities and 5) Eleventh Five issues developing countries are facing? Ans.) 4 Exchange Board of India (SEBI) is not Year Plan correct? 1) China 2) Russia Ques. : 1304 Which one of the following 2) This Board was 3) Iran 4) Turkey is the largest mutual fund organisation in established to 5) India Ans.) 5 1) The SEBI was India? protect the interests established in Ques. : 1316 The Gas Authority of India of investors in 1) SBI Mutual 2) GIC Mutual 1992 by passing Ltd (GAIL), Indian Oil Corporation and securities and to Fund Fund of the Securities ONGC Videsh are planning to source promote the 3) Ind Bank 4) Unit Trust of and Exchange liquefied natural gas (LNG) on long and development and Mutual Fund India Board Act medium-term from which of the following regulation of 5) Fidelity Ans.) 4 countries? securities market. Ques. : 1305 Bank Rate implies the rate of interest: 1) Paid by the Reserve Bank of India on the deposits of commercial banks 3) Payable on bonds 5) None of these 2) Charged by banks on loans and advances 4) At which the Reserve Bank of India discounts the Bills of Exchange Ans.) 4 3) It extends to whole of India. 4) SEBI is headquartered in Mumbai. 1) Qatar 3) Vietnam 5) Nigeria 2) Iran 4) Russia Ans.) 4

5) SEBI is authorised to Ans.) 5 frame prudential norms for banks. Ques. : 1311 The Bank Case Information System (BCIS) is being developed by which of the following bodies, in the wake of increasing cases of bank frauds, that would contain names of accused persons besides the details of borrowers and the public servants concerned? 1) Reserve Bank of 2) Indian Banks India Association 3) Ministry of Finance 4) Central Statistical Organisation

Ques. : 1317 In which country ONGC Videsh has been invited for exploration of natural gas in Yamal Peninsula Gas project? 1) Vietnam 3) Russia 5) Ukraine 2) Sri Lanka 4) Nigeria Ans.) 3

Ques. : 1306 Consider the following pairs about various international banks which is not correct? 1) UBS Switzerland 2) Barclays Bank UK

Ques. : 1318 Which country is at the top of the rankings of the footballs world governing body, Federation of International Football Association (FIFA)? 1) Spain 3) England 5) Brazil 2) Germany 4) Uruguay Ans.) 1

3) ABN Amro Bank 4) Kookmin Bank USA South Korea 5) PNB Paribas France Ans.) 3

5) Central Bureau Ans.) 5 of Investigation

Ques. : 1312 The Maharashtra Ques. : 1307 Which one of the following government has cancelled the licence of is not a feature of Limited Liability the Maharashtra Hybrid Seeds Company Partnership firm? (Mahyco) to sell 12 varieties of genetically modified which crop, for allegedly giving 2) Partnership and 1) Partners should false information on seed supply for this management need be less than 20 kharif season? not be separate 1) Rice 2) Maize 3) Internal 4) It is corporate governance may 3) Soyabean 4) Cotton body with be decided by perpetual 5) Brinjal Ans.) 4 mutual agreement succession among partners Ques. : 1313 Name the political party floated by the former Chief Minister of 5) All the above Gujarat Keshubhai Patel recently? are features of Ans.) 1 Limited Liability 1) Bhartiya 2) Mahagujarat Partnership firm Janata Party-K Janata Party

Ques. : 1319 For which of the following sectors of economy only two states and two Union Territories of India are in favour of allowing foreign direct investment (FDI)? 1) Insurance 3) Pension fund 5) Food processing industries 2) Multi-brand retail 4) Defence Ans.) 2

Ques. : 1320 Which country has assured India to act against Kashmir Centre in that country, which has been under scanner since July last year after the Federal Bureau of Investigation (FBI) arrested Ghulam Nabi Fai in the US for allegedly using ISI funds to lobby for Kashmir?

1) Russia 2) Indonesia Ques. : 1308 Which of the following is not 3) Gujarat of financial sector reform in India? an objective 4) Gujarat Parivartan Party Gomantawadi Party 3) Belgium 4) US 1) Creating an efficient, productive and 2) Preparing the financial system or 5) Gujarat Vikas 5) Britain Ans.) 3 profitable financial sector industry increasing international competition Ans.) 3 Party 3) Opening the external sector in a caliberated Ques. : 1321 The primary function of a 4) Reducing the fiscal deficit fashion Ques. : 1314 Which is the first Latin Central Co-operative Bank is: 5) Promoting the maintenance of financial American country with which India is in 1) To mobilise the 2) To channelize stability even in the face of domestic and negotiations on a Comprehensive Ans.) 4 resources in the the flow of funds Economic Partnership Agreement external environment district for from the State Co(CEPA)?

financing its members 3) To mobilise deposits from the state government 5) Both 1) & 2)

operative Banks 4) None of the above Ans.) 5

local governments and corporations 5) Local government and corporations Ans.) 3

come together to provide multiple loans 5) All of the above Ans.) 2 Ques. : 1333 Which one of the following methods is currently used in India to issue note? 1) Fixed Fiduciary System 3) Proportional Reserve System 5) Minimum Reserve System 2) Maximum Fiduciary System 4) Percentage Reserve System Ans.) 5

Ques. : 1322 What is/are the benefits of Core Banking Solutions (CBS)? 1) Benefit of not carrying the cash from one place to another 3) Instant updating of the accounts 5) None of the above 2) Depositing money anywhere in the country where the bank is present 4) All of the above Ans.) 4

Ques. : 1327 Which of the following sections of people is not financially excluded? 1) Marginal farmers 3) Landless labourers 5) Urban slum dwellers 2) Salaried persons 4) Self-employed and unorganised sector enterprises Ans.) 2

Ques. : 1328 Falung Gong is: 1) An ethnic minority in Eastern China 3) A prodemocracy movement in China 5) None of these 2) An insurgency outfit in Western China 4) A spiritual movement in China Ans.) 4

Ques. : 1334 On September 25, 1975, rupee was delinked from pound sterling and was linked to: 1) US dollar 3) Basket of currencies 2) Gold 4) All of the above

Ques. : 1323 What do you mean by home banking? 2) In home banking the customer is able to access his bank account from his home for availing a variety of services which are made available

5) None of the above Ans.) 3 Ques. : 1335 The best alternative banking service to branch banking to be the part of financial inclusion? 1) Establishment of small branches 3) Issuing ATM cards 5) Mobile banking 2) Setting up of ATMs 4) Giving credit cards Ans.) 5

1) How banking is an extended version of telebanking

3) Home banking is availed through the customers personal computer 4) All of the above attached to a telephone line and modem 5) None of the above Ans.) 4

Ques. : 1329 The government has recently extended its viability gap funding (VGF) schemes to projects of many sectors. The scheme is applicable to what type of projects undertaken under publicprivate partnership (PPP)? 1) Transportation 3) Telecommunication 5) Healthcare 2) Infrastructure 4) Agriculture Ans.) 2

Ques. : 1336 Which countrys economy is the biggest in the South-East Asia region, which has registered an impressive GDP growth rate of 6.4% in the second quarter of 2012? 1) Malaysia 3) Thailand 5) Singapore 2) Indonesia 4) Vietnam Ans.) 2

Ques. : 1324 In banking parlance, what is the meaning of the term Reconveyance? 1) A commission or fee paid when an agent or an individual sells an investment. 3) Property or assets which are pledged to the lender by the borrower. 5) None of these 2) Transfer of property to its real owner, once the loan or the mortgage is paid off. 4) Clearing the current loan with the proceeds of a new one. Ans.) 2

Ques. : 1330 Which of the following is not a negotiable instrument? 1) Promissory note 2) Bill of exchange 3) Cheque 4) Bank draft 5) Share certificate Ans.) 4 Ques. : 1331 Which among the following organisation has been conducting surveys of the strength of financial markets of various countries and ranks them accordingly in its flagship annual Financial Development Report? 1) International Monetary Fund 3) World Economic Forum 5) G-8 2) UNCTAD 4) World Bank Ans.) 3

Ques. : 1337 Credit Information Bureau (India) Ltd (CIBIL) has expanded its services by introducing a Risk Index for which of the following segments? 1) Corporates and 2) Individual business houses entrepreneurs 3) Foreign investors 5) Real estate 4) NRIs Ans.) 1

Ques. : 1325 The Regional Rural Banks (RBIs) are refinanced at: 1) 2% below the Bank Rate 3) 2% below the Repo Rate 5) Repo Rate 2) 1% below the Bank Rate 4) 1% below the Repo Rate Ans.) 1

Ques. : 1338 The proposed acquisition of pharmaceutical major Pfizers infant nutrition and nutritional supplements segment by which global FMCG major in India has been approved recently by the Competition Commission of India (CCI)? 1) Johnson & Johnson 3) Britannia Industries Ltd 5) ColgatePalmolive 2) Hindustan Unilever 4) Nestle Ans.) 4

Ques. : 1332 Many a times we read in financial newspapers about a term loan syndication. What exactly is loan syndication? 1) In loan syndication, more than one debtors apply for a loan to one creditor 2) In loan syndication, more than one creditors come together to provide single loan

Ques. : 1326 The primary issuers of capital market securities include: 1) The central government 2) The local government

3) The central and 4) Corporations

3) In loan syndication, more 4) Both 2) & 3) than one creditors

Ques. : 1339 Which of the following Smartphone manufacturers has launched the Asha series of multi-media mobile phones?

1) Samsung 3) Samsung 5) Nokia

2) BlackBerry 4) LG Ans.) 5

Ques. : 1346 Many a times we read about teaser rates in newspapers. What exactly comprises teaser rates? 2) A bank advertises heavily on to draw 1) A bank potential advertises heavily customers by on higher interest offering them rates on the fixed rewards on home deposits and other loan agreements debt instruments and following and then lower the acceptance, the rates suddenly. buyer is forced to pay back a higher interest rate on the loans. 3) A bank offers a low introductory rate in the beginning on a home loan, which increases after a certain period and higher than the normal rate. 5) None of the above 4) A bank offers a high introductory rate in deposit instruments which later on goes down after a certain period. Ans.) 3

relationship between the rates of ___________. 1) Unemployment and export & import 3) Unemployment and demand 5) Unemployment and supply 2) Unemployment and inflation 4) Unemployment and poverty Ans.) 2

Ques. : 1340 Which corporate house of India has bagged the title sponsorship of the Sri Lanka Premiere League (SLPL), which will be played from August 11 to 31 at Colombo and Kandy? 1) Sahara Group 3) Reliance 5) Bharati Airtel 2) Mahindra & Mahindra 4) Nike Ans.) 2

Ques. : 1341 India Post has chosen which software company of India as its technology and consulting partner to integrate its delivery of financial products across its network of 1.5 lakh post offices in the country? 1) Wipro 3) Infosys 5) Mahindra Satyam 2) HCL Technologies 4) Tata Consultancy Services Ans.) 3

Ques. : 1352 India is going to adopt 3D technology for massive police modernisation. Which country will provide the technology to India for this purpose? 1) USA 3) Germany 5) Japan 2) Israel 4) UK Ans.) 1

Ques. : 1353 Real Time Gross Settlement (RTGS) system means a payment system in which: 1) Both processing and final settlement of fund transfer instructions can take place simultaneously 3) Final payment is physically effected within 24 hours 2) Final transaction takes place at the end of the day 4) Final settlement of fund takes place at 3 p.m. daily

Ques. : 1342 Which religious group of India has filed a case against producer Ekta Kapoor, objecting to certain scenes in her movie Kya Super Kool Hain Hum, which they said hurt the religious sentiments of the community? 1) Sikh 3) Muslim 5) Buddhist 2) Christian 4) Jain Ans.) 2

Ques. : 1347 What is not a mechanism that contributes to the success of microcredits? 1) Dynamic incentives 3) Regular repayment schedules 2) Peer monitoring 4) Collaterals

5) None of the above Ans.) 1 Ques. : 1354 What do the stock markets in India deal in? 1) Only short term 2) Only long term securities securities 3) Both short term 4) Only secured and long term bonds securities 5) None of the above Ans.) 2

Ques. : 1343 Which SBI group bank has launched the countrys first financial super market aimed at cross-selling nonstandard banking products in Jaipur? 1) State Bank of India 3) State Bank of Mysore 5) State Bank of Travancore 2) State Bank of Patiala 4) State Bank of Bikaner & Jaipur Ans.) 4

5) All of the above Ans.) 4 Ques. : 1348 In the context with the investment in securities, what exactly do we call the process under which the value of the securities is taken into account at their current price? 1) Security Pricing 2) Market Pricing 3) Mark to Market 5) None of the above 4) Security Valuation Ans.) 3

Ques. : 1344 Who has sworn in as the head of the 50-member semiautonomous Gorkhaland Territorial Administration (GTA) in Darjeeling hills in West Bengal constituted recently? 1) Bimal Gurung 3) Madan Tamang 2) Subhas Ghising 4) Trilok Dewan

Ques. : 1355 As per the recent data released by the Government of India, approximately what fraction of Indias oil and petroleum consumption is consumed by fertilizer and power sectors? 1) 30% 3) 50% 5) 70% 2) 40% 4) 60% Ans.) 5

Ques. : 1349 Regional Rural Banks (RRBs) are allowed to pay half per cent additional interest on: 1) Savings account 2) Current accounts

5) Harka Bahadur Ans.) 1 Chhetri Ques. : 1345 To which state the National Bank for Agriculture & Rural Development (NABARD) has decided to provide a loan assistance of Rs 1,833 crore to revamp the half-century-old Chambal canal system? 1) Rajasthan 3) Uttar Pradesh 5) Gujarat 2) Madhya Pradesh 4) Punjab Ans.) 1

3) Time deposits of 4) Both 1) & 3) less than 3 years 5) None of the above Ans.) 4

Ques. : 1356 Which of the following fall under the qualitative methods of credit control adopted by the Reserve Bank of India (RBI)? 1) Selective Credit Control 2) Credit Authorisation Scheme

Ques. : 1350 In which of the following groups the shares of those companies are kept which dont comply with the stock exchange listing agreement? 1) X Group 3) Z Group 5) A Group 2) Y Group 4) O Group Ans.) 3

3) Moral suasion 4) All of the above 5) None of the above Ans.) 4

Ques. : 1357 For the welfare of which of the following sections of people the organisation CRY works? 1) Leprosy 2) Children

Ques. : 1351 In context of macroeconomics, Philips Curve is the

patients 3) War victims 5) None of these 4) Senior citizens Ans.) 2

to power sector? 1) Mumbai 3) Delhi 5) Bangalore 2) Kolkata 4) Chandigarh Ans.) 3

shuttler to win an Olympic medal in the London Olympic Games 2012? 1) Parupalli Kashyap 3) Jwala Gutta 5) Shruti Kurien 2) Saina Nehwal 4) Anup Sridhar Ans.) 2

Ques. : 1358 The Reserve Bank of India (RBI) is authorised to make to the central and state governments ways and means advances. These are repayable within which of the following periods? 1) Three months from the date of making advances 3) Nine months from the date of making advances 5) None of these 2) Six months from the date of making advances 4) 12 months from the date of making advances Ans.) 1

Ques. : 1365 To which country the eight-time Olympic gold medallist hockey team of India lost, after soaring expectations of medals? 1) Netherlands 3) New Zealand 5) South Korea 2) South Africa 4) Belgium Ans.) 2

Ques. : 1373 What was the rank of India in the 30th Olympic Games, which was concluded in London on Aug 12? 1) 50th 3) 53th 5) 56th 2) 52th 4) 55th Ans.) 4

Ques. : 1359 Which of the following is NOT the part of the structure of the financial system of India? 1) Industrial finance 3) Government finance 5) Personal finance 2) Agricultural finance 4) Development finance Ans.) 5

Ques. : 1366 In which city recently at least two persons were killed and more than 50 injured as a protest against the recent Assam riots and genocidal acts turned violent? 1) Guwahati 3) New Delhi 5) Lucknow 2) Kolkata 4) Mumbai Ans.) 4

Ques. : 1374 In which city of India a common mobility card named More has been launched, which will enable commuters travel in all modes of transportation cashless throughout the city? 1) Bangalore 3) Delhi 5) Lucknow 2) Kolkata 4) Mumbai Ans.) 3

Ques. : 1360 Which of the following policies/agreements/accords is closely associated with the reform in banking industry? 1) Doha Accord 3) Look East Policy 5) Geneva Framework 2) Basel Accord 4) Ramsar Agreement Ans.) 2

Ques. : 1367 Name the noted Indian American journalist who has been suspended by CNN and Time magazine after he admitted to having plagiarised from The New Yorker portions of an article he wrote on gun control for the August 20 issue of Time? 1) Sanjay Gupta 3) Raju Narisetti 2) Bobby Ghosh 4) Vinnie Malhotra

Ques. : 1375 According to the Moscowbased computer security company Kaspersky a new computer virus dubbed as Gauss has been circulating in which country, aimed at stealing financial information from customers of a series of banks? 1) Russia 3) Britain 5) China 2) Lebanon 4) South Africa Ans.) 2

5) Fareed Zakaria Ans.) 5 Ques. : 1368 In which of the following states Ladli Laxmi Scheme has been launched recently, aimed at preventing foeticide in the state? 1) Goa 5) Haryana 2) Delhi Ans.) 1 3) Madhya Pradesh 4) Bihar Ques. : 1369 Twin powerful earthquakes hit which country in the first week of August, which left 250 people killed and 2,500 injured?

Ques. : 1361 Application Supported by Blocked Amount (ASBA) is used in which of the following form of investments? 1) Portfolio Investment 2) Initial Public Offer

Ques. : 1376 Which software company of India has won the biggest ever contract from the Unique Identification Authority of India that runs the ID programme Aadhaar? 1) HCL Technologies 3) Wipro 5) Patni Computers 2) Infosys 4) Tata Consultancy Services Ans.) 1

3) Foreign Capital 4) Foreign Direct Convertible Bonds Investment 5) Mutual Funds Ans.) 2

1) Turkey 2) Indonesia Ques. : 1362 In which country the President has forced his powerful defence 3) Afghanistan 4) Iran minister, the army chief of staff and 5) Georgia Ans.) 4 several senior generals, in a stunning purge that seemed to reclaim for civilian Ques. : 1370 The Naresh Chandra leaders much of the political power? Committee, which recently submitted its report to the government, is related to 1) Syria 2) Botswana which of the following issues? 3) Algeria 4) Egypt 1) Foreign 2) National 5) Sri Lanka Ans.) 4 investment in security aviation sector Ques. : 1363 Prabuddha Dasgupta, who passed away recently, was a veteran: 4) Rural 3) Pension reform healthcare reform 1) trade union 2) photo journalist 5) Nuclear safety Ans.) 2 leader 3) architect 5) anti-dam activist 4) Communist leader Ans.) 2 Ques. : 1371 Who is the only Olympic medal winner from Tibet who was fielded by China in London Olympic Games?

Ques. : 1377 Dokdo is an island which is a disputed territory between which of the following two countries? 1) China and Japan 2) China and Vietnam

3) Japan and South 4) North Korea Korea and Japan 5) China and Philippines Ans.) 3

Ques. : 1378 Who among the following has authored Fifty Shades of Grey, which has recently become Britain largest selling book, outselling The Da Vinci Code and Harry Potter series of books? 1) EL James 3) Margaret Atwood 5) Philip Roth 2) John Freeman 4) Gary Shteyngart Ans.) 1

1) Yi Siling 2) Feng Zhe Ques. : 1364 For which city of India the 3) Sun Yang 4) Choeyang Kyi Planning Commission has approved to 5) Ye Shiwen Ans.) 4 engage with private entities in supply of water in several areas of the city similar Ques. : 1372 Name the first Indian

Ques. : 1379 Money laundering normally involves______________. 1) Placement of funds 3) Integration of funds 5) None of the above 2) Layering of funds 4) All 1, 2 & 3 Ans.) 4

3) Coal 5) Crude Oil

4) Gems & Jewellery Ans.) 4

Ques. : 1386 Who has been appointed as the Chancellor of Kashmirs Central University by the President Pranav Mukherjee after its establishment in 2009? 1) Karan Singh 3) Dr Srikumar Banerjee 5) Jagmohan 2) TV Rajeshwar 4) YK Alagh Ans.) 3

Ques. : 1393 Who among the following Indian cricketers has been awarded as the Cricketer of the Year and ODI Cricketer of the Year by the International Cricket Council (ICC)? 1) Sachin Tendulkar 3) Virat Kohli 5) Ishant Sharma 2) MS Dhoni 4) Suresh Raina Ans.) 3

Ques. : 1380 Worlds largest gas reserves are located in which of the following regions of the world? 1) Russia 3) Africa 5) Canada 2) Middle East 4) Europe Ans.) 1

Ques. : 1394 Who among the following can be called a pawnbroker? 1) A stock broker 2) A stock broker who is similar to a who is similar to a bull. bear. 3) A person who lends money against a pledged 4) A person who article which he is lends money free to sell if the against gold. loan is not repaid with interest.

Ques. : 1387 Taro Pharmaceutical Industries is based in which country that is scheduled to merge with Indias largest Ques. : 1381 In case a depositor wishes drug maker, Sun Pharmaceuticals? to withdraw his fixed deposit prematurely 1) Switzerland 2) Israel from a bank, the bank: 1) Do not allow the same till maturity of the deposits 3) Do not charge any penalty and allow the same 5) None of these 3) Russia 2) Charge a penalty for the same 4) Do not allow premature withdrawal Ans.) 2 5) France 4) USA Ans.) 2

Ques. : 1382 What does EBT stands for? 1) Electronic Belated Transfer 3) Electronic Benefit Transfer 5) None of the above 2) Electric Beginners Transaction 4) Electronic Beginning Transaction Ans.) 3

Ques. : 1383 The Investor Education and Protection Fund (IEPF) for promotion of investors awareness and protection of the interests of investors, is under which of the following ministries in India? 1) Ministry of Finance 3) Ministry of Commerce 5) None of these 2) Ministry of Corporate Affairs 4) Ministry of Overseas Affairs Ans.) 2

Ques. : 1388 Shot putter Nadzeya 5) None of the Ans.) 3 Ostapchuk belongs to which country who above became the first athlete to be stripped of a medal at the London Olympics after her Ques. : 1395 In context with the gold was withdrawn for doping? banking industry, what is the correct full form of PCR? 1) Serbia 2) Russia 1) Profit Credit 2) Provision 3) Ukraine 4) Belarus Ratio Credit Ratio 5) Czech Republic Ans.) 4 3) Provisioning 4) Profit Coverage Ques. : 1389 Who among the following Coverage Ratio Ratio athletes has the record of winning 5) Performance Ans.) 3 highest number of medals, major share Credit Ratio in which is those of gold medals, in the world? Ques. : 1396 The foundation for induction of computer technology in the 1) Michael Phelps 2) Carl Lewis Indian banking system was laid with the 3) Larisa Latyanina 4) Mark Spitz recommendations of which of the following committees? 5) Paavo Nurmi Ans.) 1 Ques. : 1390 The parliamentary standing committee on finance, led by Yashwant Sinha, has suggested what per cent of a companys profit to be spent for corporate social responsibility activities in and around the area they operate? 1) 2% 3) 7% 5) 12% 2) 5% 4) 10% Ans.) 1 1) Abid Hussain Committee 3) Rangarajan Committee 5) Tarapore Committee 2) Deepak Parekh Committe 4) Narsimham Committee Ans.) 3

Ques. : 1397 Which private sector bank has launched the credit card Solitaire Premium for women customers recently? 1) Federal Bank 3) Axis Bank 5) Karnataka Bank 2) HDFC Bank 4) ICICI Bank Ans.) 2

Ques. : 1384 Narsimham Committee recommended to reduce the Statutory Liquidity Ratio (SLR) and Cash Reserve Ratio (CRR) to: 1) 25% and 3.5% respectively 3) 25% and 3% respectively 5) 25% and 5% respectively 2) 24% and 3.5% respectively 4) 20% and 5% respectively Ans.) 1

Ques. : 1391 Which country was suspended in August from the Organisation of Islamic (OIC) for its violent suppression of a 17-month-long uprising against the ruling establishment? 1) Morocco 3) Indonesia 5) Syria 2) Bahrain 4) Mali Ans.) 5

Ques. : 1398 Bank on Wheels vehicles launched by which bank travel to villages, which dont have banking facilities, to help people in rural areas open bank accounts? 1) State Bank of India 3) HDFC Bank 5) ICICI Bank 2) Punjab National Bank 4) Union Bank of India Ans.) 1

Ques. : 1385 Core industries witness lower growth in last few months was the news in some major economic newspapers recently. This means the performance of which of the following is NOT taken into accounts for the same? 1) Cement 2) Steel

Ques. : 1392 In which state the Kalpasar dam project is under construction to resolve the water woes in the arid and semi-arid areas of the state? 1) Odisha 3) Andhra Pradesh 5) Maharashtra 2) Rajasthan 4) Gujarat Ans.) 4

Ques. : 1399 In context with various financial systems, which among the following is not related to India?

1) RTGS 3) CHAPS 5) KYC

2) NEFT 4) IFSC Ans.) 3

1) Income Tax 3) Excise Duty

2) Sales Tax 4) Service Tax

Ques. : 1400 Male Declaration refers to regional cooperation in the field of: 1) Safeguarding shipping lanes 3) Immunisation programmes 5) Arts and culture 2) Higher education 4) Air-pollution prevention Ans.) 4

5) Goods and Ans.) 1 Services Tax (GST) Ques. : 1408 A bank which acts as a banker of other banks is called: 1) Saving Bank 3) Investment Bank 5) Central Bank 2) Commercial Bank 4) Development Bank Ans.) 5

meaning tobacco companies will be prohibited from displaying their logos on cigarette packs that will instead feature images of cancer-riddled mouths, blinded eyeballs and sickly children? 1) Australia 3) Japan 5) Norway 2) New Zealand 4) Britain Ans.) 1

Ques. : 1401 The main goal of the Total Sanitation Campaign, under the Nirmal Gram Yojna, is to eradicate the practice of open defecation by.......................... 1) 2015 3) 2018 5) 2022 2) 2017 4) 2020 Ans.) 2

Ques. : 1409 Banks give contracts to third parties in order to manage support service like: 1) Help desk support 3) Call support service 2) Credit card processing 4) All of the above Ans.) 4

Ques. : 1416 Which of the following Islamic countries, in a rare gesture, has conferred eminent Indian Urdu litterateur Gopi Chand Narang Sitara-i-Imtiaz (Star of Excellence), the third highest civilian honour bestowed by the nation? 1) Bangladesh 3) Qatar 5) United Arab Emirate 2) Pakistan 4) Saudi Arabia Ans.) 2

Ques. : 1402 Bhagyam oilfields, which were recently in news are located in which of the following states in India? 1) Rajasthan 3) Assam 5) Karnataka 2) Gujarat 4) Maharashtra Ans.) 1

Ques. : 1417 About the Muslims of which part of India, the National Commission for Minorities (NCM) has warned that they might turn militant, Ques. : 1410 The Reserve Bank of India influenced by jihadi outfits, in case their (RBI) has issued a notification making it security is not secured? mandatory for all demand drafts 5) None of the above of_________ and above to be account payee only. 1) Rs 10,000 3) Rs 30,000 5) Rs 50,000 2) Rs 20,000 4) Rs 40,000 Ans.) 2 1) Chhattisgarh 3) Kerala 5) Gorkhaland 2) Assam 4) Ladakh Ans.) 2

Ques. : 1403 Which of the following has become the first Indian bank to issue Dim Sum bond? 1) State Bank of India 3) Axis Bank 5) IDBI Bank 2) HDFC Bank 4) ICICI Bank Ans.) 5

Ques. : 1404 Which among the following industries generate invisible exports? 1) Fishing 3) Jewellery 5) Electronic goods 2) Travel & Tourism 4) Handicrafts Ans.) 2

Ques. : 1411 In which Buddhist country the sacred Kapilvastu relics are to be sent for exposition across several locations in the country, which will have the status of a head of state? 1) Cambodia 3) Sri Lanka 5) Japan 2) China 4) Vietnam Ans.) 3

Ques. : 1418 In which of the following countries an Islamic version of the social networking website called Salamworld has been launched recently? 1) Pakistan 3) Tajikistan 5) Maldives 2) Saudi Arabia 4) Indonesia Ans.) 4

Ques. : 1419 On which of the following days the National Sports Day is observed every year? 1) August 16 3) August 29 5) September 1 2) July 29 4) August 31 Ans.) 3

Ques. : 1405 Which of the following is NOT a poverty eradication programme launched by the Government of India? 1) Swarnajayanti Gram Swarozgar Yojana 3) National Social Assistance Programme 5) National Family Welfare Scheme 2) Jawahar Gram Samridhi Yojana 4) ADHAR Ans.) 4

Ques. : 1412 Indian-American Sunita Williams is part of the Expedition 32 crew to the International Space Station (ISS) of which of the following countries? 1) Russia 3) China 5) Japan 2) USA 4) France Ans.) 1

Ques. : 1413 Which of the following Indian medallist in the London Olympics 2012 has been promoted to the rank of the Superintendent of Police (SP) by his/her native state? 1) Sushil Kumar 2) Saina Nehwal

Ques. : 1420 Name the 125-year-old cycle brand which is back in India after Ludhiana-based Naren International has entered into agreement with the company to manufacture 12 models of mountain cycles? 1) BSA 3) Hero 5) Neelam 2) Atlas 4) Raleigh Ans.) 4

3) Gagan Narang 4) Yogeshwar Dutt Ques. : 1406 Government has recently 5) Mary Kom Ans.) 5 decided to increase its total health expenditure to 2.5 per cent of the GDP by Ques. : 1414 With which of the the end of the 12th Five Year Plan. What following sports is the term doosra is the current expenditure? associated? 1) 1 % 3) 1.8% 5) 2.2% 2) 1.4% 4) 2% Ans.) 2 1) Football 3) Cricket 5) Badminton 2) Rugby 4) Chess Ans.) 3

Ques. : 1421 In which countrys embassy in London the WikiLeaks founder Julian Assange is holed up for the last several months to avoid extradition to Sweden and has requested the concerned country to grant asylum in that country? 1) Russia 3) Brazil 5) Malaysia 2) Ecuador 4) Japan

Ques. : 1407 The Direct Tax Code is related to which of the following?

Ans.) 2 Ques. : 1415 In which country the apex Ques. : 1422 What is the name of the court recently upheld the worlds parliament of Maldives? toughest law on cigarette promotion,

1) Majlis 3) Diet 5) Khural

2) Shora 4) Jatiya Parliament Ans.) 1

India.

by non-resident Indians.

5) Rumeli Dhar

Ans.) 1

Ques. : 1423 Which of the following birds has been declared by the Delhi government as the State Bird of Delhi? 1) Parrot 3) Sparrow 5) Goose 2) Cuckoo 4) Hornbill Ans.) 3

3) which is 4) All of the incorporated outside above India. 5) None of the above Ans.) 3 Ques. : 1430 In which year India adopted partial convertibility of its currency rupee? 1) 1991 3) 1993 5) 1952 2) 1992 4) 1994 Ans.) 2

Ques. : 1437 Which former cricketer of India will assume the charge of chief selector in the national selection committee of the Board of Control for Cricket in India (BCCI)? 1) K Srikanth 3) Kirti Azad 5) Mohinder Amarnath 2) Dilip Vengasarkar 4) Roger Binny Ans.) 4

Ques. : 1424 The joint military exercise codenamed Nomadic Elephant: 2012, is an exercise of defence cooperation between India and: 1) Thailand 3) Mongolia 5) Sri Lanka 2) Japan 4) South Africa Ans.) 3

Ques. : 1431 Sachal Swasthya Seva is a rural mobile healthcare programme launched by which Central Public Sector Enterprise (CPSE)? 1) Oil & Natural Gas Organisation 3) Steel Authority of India Limited 5) Coal India Ltd 2) National Thermal Power Corporation 4) Indian Oil Corporation Ans.) 4

Ques. : 1438 In which country the quasi-civilian government has abolished press censorship after 50 years of tight control over the media in which every song, cartoon, book and pieces of art were monitored for subversive content? 1) Libya 3) Myanmar 5) Egypt 2) Cuba 4) Venezuela Ans.) 3

Ques. : 1425 Which of the following is NOT a programme to develop infrastructure in India? 1) National Highway Development Programme 3) Rajiv Awas Yojana 2) Jawaharlal Nehru National Urban Renewal Mission 4) Mahatma Gandhi National Rural Employment Guarantee Act

Ques. : 1432 Mangalam village became the first village in India where all households were provided banking facilities. Managalam village is situated in which of the following states/Union Territories? 1) Delhi 3) Pondicherry 5) Daman and Diu 2) Uttar Pradesh 4) Gujarat Ans.) 3

Ques. : 1439 Oscar Pistorius, also known as blade runner and the fastest man on no legs, participated in the recent London Olympic Games. He hails from: 1) USA 3) South Africa 5) Nigeria 2) Australia 4) New Zealand Ans.) 3

5) Accelerated Power Ans.) 4 Development and Reform Programme Ques. : 1426 My Unforgettable Memories is a recently released autobiography of which of the following politicians of India? 1) Sheila Dixit 3) J Jayalalitha 5) None of the above 2) Mayawati 4) Mamata Banerjee Ans.) 4

Ques. : 1440 Who has been elected as the new Deputy Chairman of the Rajya Sabha? 1) PJ Kurien 3) Karan Singh 5) Motilal Vora 2) Virbhadra Singh 4) Praveeen Rashtrapal Ans.) 1

Ques. : 1433 Banks giving the lowest lending in the..............part of India. 1) Central 3) Southern 5) Northern 2) North-eastern 4) Western Ans.) 2

Ques. : 1427 Which of the following terms is used in the field of finance and banking? 1) Metabolism 3) Genetic process 5) Centrifugal force 2) Pulse rate 4) Debt instruments Ans.) 4

Ques. : 1428 For filing and resolving customer complaints, the Banking Ombudsman: 1) charges a fee of 2) does not charge Rs 500 any fee 3) charges a fee of 4) charges a fee of Rs 1500 Rs 1000 5) None of the above Ans.) 2

Ques. : 1441 Which state of India is all set to become the first kerosene-free city Ques. : 1434 Works related to which of with the government launching a scheme the following has been included in the under which 350,000 families using ambit of Mahatma Gandhi National Rural kerosene oil will get a liquefied petroleum Employment Guarantee Act (MNREGA)? gas (LPG) cylinder and a cooking stove for free? 1) Animal 2) Poultry husbandry 1) Punjab 2) Uttar Pradesh 3) Drinking water & 3) Rajasthan 4) Delhi 4) All the above sanitation 5) Haryana Ans.) 4 5) None of the above Ans.) 4 Ques. : 1442 Which state of India aims Ques. : 1435 Northern Rashidpur Field, to go fully organic by 2015, under which where a huge stock of gas is found, is a state government will ban the sale of place in: chemical fertilizers and pesticides and only organic fertilizers will be used in 1) Pakistan 2) Nepal agriculture? 3) Bangladesh 4) Sri Lanka 5) India Ans.) 3 Ques. : 1436 Who will lead a 14member Indian cricket team in the ICC womens world Twenty20 tournament to be held in Sri Lanka from September 26 to October 7? 1) Mithali Raj 3) Jhulan Goswami 2) Harmanpreet Kaur 4) Anju Jain 1) Himachal Pradesh 3) Goa 5) Punjab 2) Sikkim 4) Kerala Ans.) 2

Ques. : 1429 A foreign bank is one: 1) whose most of the 2) in which at branches are least 40% equity situated outside shares are held

Ques. : 1443 Which public sector bank has offered its savings bank account holders a new life insurance cover of Rs 1 lakh named Freedom Surksha at low and affordable yearly premium? 1) Punjab National 2) Uco Bank Bank

3) Vijaya Bank

4) Canara Bank

5) Central Bank of Ans.) 4 India Ques. : 1444 Who among the following cricketers of India has bidden adieu to cricket recently? 1) MS Dhoni 5) VVS Laxman 2) Zaheer Khan Ans.) 5 3) Harbhajan Singh 4) Rahul Dravid Ques. : 1445 After turning entrepreneur with his chain of fitness centres, which Indian cricketer is all set to launch his own line of perfumes in partnership with the UAE-based Beauty Contact Inc? 1) Rahul Dravid 5) VVS Laxman 2) Suresh Raina Ans.) 4 3) Harbhajan Singh 4) MS Dhoni Ques. : 1446 Who has been appointed as the new UN mediator in Syria, after Kofi Annan resigned from the post? 1) Lakhdar Brahimi 5) None of these 2) Lakshman Kadirgamar Ans.) 1

Ques. : 1451 India held its first ever Defence Dialogue with which neighbouring countries in January 2012? 1) Afghanistan 3) Sri Lanka 5) China 2) Bangladesh 4) Myanmar Ans.) 3

state of the account.

other accounts of the borrower.

5) Maintain secrecy Ans.) 4 of accounts. Ques. : 1458 Tessy Thomas is known as famous personality for expertise in which of the following? 1) Mathematics 3) Nuclear power 5) Biotechnology 2) Missiles 4) Satellites Ans.) 2

Ques. : 1452 The World Environment Day is observed on which of the following days? 1) July 25 3) April 5 5) None of these 2) June 5 4) December 15 Ans.) 2

Ques. : 1459 Which of the following is not a foreign bank operating in India? 1) HSBC 3) BNP Paribas 5) Yes Bank 2) Citi Bank 4) Unicredit Ans.) 5

Ques. : 1453 Who amongst the following is the author of the book Diamond Dust & Other Stories? 1) Amrita Pritam 3) Anita Desai 2) Mulk Raj Anand 4) Chetan Bhagat

Ques. : 1460 India is a member of which of the following group of countries? 1) OPEC 2) NATO 4) Least Developed 3) European Union Countries 5) BRICS Ans.) 5 Ques. : 1461 Which private sector company runs a 1 million tonne alumina refinery in Lanjigarh plant in Odishas Kalahandi district, which is on the verge of closure due to acute shortage of bauxite? 1) Cairns Group 5) Tata Group 2) Vedanta Group Ans.) 2 3) Reliance Group 4) Birla Group Ques. : 1462 Name the artiste and member of parliament (MPs) whose efforts in the passage of the Copyright Act (Amendment) Bill, 2012 in Parliament was hailed by the industry and in return gesture he organised a grand concert at Parliament titled Shukrana? 1) Javed Akhtar 3) Shankar Mahadevan 5) Jaya Prada 2) Shabana Azmi 4) Rekha Ans.) 1

5) Khushwant Singh Ans.) 3 Ques. : 1454 The headquarters of the South Asian Association for Regional Cooperation (SAARC) is located in which of the following places? 1) New Delhi 3) Dhaka 5) Male 2) Kathmandu 4) Colombo Ans.) 2

3) Hilde Johnson 4) Haile Menkarios Ques. : 1447 Who is currently the chairman of the Telecom Regulatory Authority of India (TRAI)? 1) J Harinarayan 3) Rahul Khullar 5) D Subbarao 2) UK Sinha 4) C Rangarajan Ans.) 3

Ques. : 1455 Term insider trading is associated with: 1) Stock markets 3) Parliamentary procedures 5) Sports 2) Defence services 4) Book publishing business Ans.) 1

Ques. : 1448 India is negotiating for which of the following with the European Union? 1) Free Trade Agreement (FTA) 3) Comprehensive Economic Partnership Agreement (CEPA) 2) Preferential Trade Agreement (PTA) 4) Comprehensive Economic Cooperation Agreement (CECA)

Ques. : 1456 In case of a debt taken by a married woman, her husband: 2) shall be liable if the debt is taken for the supply of 1) shall be liable if necessities of life to the loan is taken the wife, in case with his consent. the husband defaults in supplying the same to her. 3) shall never be liable in any condition 5) None of the above 4) Both 1) & 2) Ans.) 3

5) Broad-based Bilateral Trade and Ans.) 5 Investment Agreement (BTIA) Ques. : 1449 Yellow Cake is used in which of the following fields? 1) Textile industry 3) Iron & steel industry 5) Pharmaceutical industry 2) Cement industry 4) Nuclear power Ans.) 4

Ques. : 1463 Who is tipped to be the head of the third Education Commission to be constituted by the central government shortly? 1) YK Alagh 3) MS Swaminathan 5) Amrik Singh 2) Sam Pitroda 4) Andre Beteille Ans.) 4

Ques. : 1457 Which of the following is not an obligation of bank towards its customers? 1) Pay bills as per the instructions of the customers. 3) Submit periodical statements ie informing customers of the 2) Act as per the directions given by the customer. 4) Not to sell off a debt owed to him by a creditor from the credit balances held in

Ques. : 1450 Which neighbouring country has called for faster implementation of its Karnali and Arun power hydropower projects with India? 1) Bhutan 3) Pakistan 5) Bangladesh 2) Nepal 4) Myanmar Ans.) 2

Ques. : 1464 In which state mega power plants Nathpa Jhakri and Jaypee Karcham Hydro Corporation are located, which recently remained shut many days due to high silt level in rivers, triggering a power shortage in northern states? 1) Punjab 3) Haryana 5) Jammu & Kashmir 2) Himachal Pradesh 4) Uttar Pradesh Ans.) 2

Ques. : 1465 Which state government

has decided not to deposit funds in 21 scheme Swarnjayanti Aarogya Bima nationalised and private banks for their Yojana for its entire population? failure to provide credit to priority sectors 1) Himachal 2) Madhya like agriculture? Pradesh Pradesh 1) Himachal 3) Goa 4) Kerala 2) Bihar Pradesh 5) Delhi Ans.) 3 3) Madhya 4) Rajasthan Ques. : 1473 Which of the following Pradesh would fall under the category of retail 5) West Bengal Ans.) 2 banking? Ques. : 1466 Muralidhar Chandrakant 1) Personal loans to Bhandare, who recently completed his 2) Vehicle loan individual five year tenure as Governor, has been 3) Home loans 4) Credit cards the Governor of which state of India? 1) Maharashtra 3) Odisha 5) Goa 2) Assam 4) Karnataka Ans.) 3 5) All of the above Ans.) 5 Ques. : 1474 Which is the biggest tax paying sector in India? 1) Agriculture sector 5) Banking sector 2) Industrial sector Ans.) 5

Account 3) All Housing Loan Account 5) None of these 4) All Current Accounts Ans.) 1

Ques. : 1480 Name the committee which has been set up by the government of India to provide a road map for formulating a Green National Accounting (GNA) system to evaluate the impact of economic growth on environment by 2015. 2) Partha 1) Jairam Ramesh Dasgupta Committee Committee 3) Rangarajan Committee 4) Pulok Chatterjee Committee

Ques. : 1467 Who is the current President of the European Central Bank? 1) Christine Legarde 3) Catherine Ashton 5) Herman Van Rompuy 2) Mario Draghi 4) Jose Manuel Borroso Ans.) 2

3) Transport sector 4) Tourism sector Ques. : 1475 What is the purpose of the India Brand Equity Fund? 1) To promote inbound tourism 3) To organise trade fairs 5) None of the above 2) To make Made in India a label of quality 4) To provide venture capital to IT sector Ans.) 2

5) Yashwant Sinha Ans.) 2 Committe Ques. : 1481 Who is regarded as the architect of Indian planning system? 1) Jawaharlal Nehru 3) Sir Mokshagundam Visvesaraya 5) Harrod-Domar 2) PC Mahalanobis 4) MN Roy Ans.) 3

Ques. : 1468 Name the indigenously built second pollution control vessel, specially designed to mitigate any marine oil spill, which has been commissioned recently? 1) Sankalp 3) Vishwast 5) Vikram 2) Samudra Preheredar 4) Vadyar Ans.) 2

Ques. : 1482 Which among the following is the biggest borrower in India? 1) Indian Government 3) Indian Railways 5) Public Sector Undertakings 2) Reserve Bank of India 4) State Government Ans.) 1

Ques. : 1476 Persons of Indian Origin (PIOs) from which country amidst the following are proposed to be considered for dual citizenship with India? 1) Fiji 3) Zimbabwe 5) Russia 2) US 4) Sri Lanka Ans.) 2

Ques. : 1469 One of Africas most powerful and divisive leader, Meles Zenawi, who recently died of undisclosed illness, was the Prime Minister of which country? 1) Gabon 3) Ethiopia 5) Kenya 2) Malawi 4) Nigeria Ans.) 3

Ques. : 1483 Which of the following may not be an impact of inflation on the Indian economy? 2) May warrant 1) Increase in formal or informal income disparities devaluation of currency 3) Dampening imports 5) May lead to economic recession 4) Dampening the investment climate Ans.) 3

Ques. : 1477 Fiscal policy is related to 1) Money supply in the economy 3) Planning for economic development 2) Regulation of the banking system 4) Governments revenue and expenditure

Ques. : 1470 Which of the following ministries of the Government of India has recently announced that one percent of 5) None of these Ans.) 4 its budget will go towards appointment of Ques. : 1478 Name the economist who Mahila Gram Samanvayaks? led the United Nations Development 1) Human Programme (UNDP) to develop the 2) Ministry of Resource Human Development Indicators (HDI), Child and Women Development which are used in the Human Development Ministry Development Reports (HDR) published by UNDP since 1990? 3) Ministry of 4) Ministry of Rural Development Health 1) Prof Mahboob- 2) Muhammad 5) Ministry of Agriculture Ans.) 3 ul-Haq 3) Ashma Jahangir 5) Paul Krugman Yunus 4) Amartya Sen Ans.) 1

Ques. : 1484 In preparing the Human Development Index (HDI) for different countries, which of the following factors is not measured by the United Nations Development Programme (UNDP)? 1) A long and healthy life 3) Access to knowledge 5) All of the above are measured 2) Empowerment of women 4) Decent standard of living Ans.) 2

Ques. : 1471 Who among the following is a famous chess player? 1) Koneru Humpy 2) Pargat Singh

Ques. : 1479 As per the guidelines issued by the Security and Exchange 3) Baichung Bhutia 4) Ajit Pal Singh Board of India (SEBI), the Permanent 5) Ishant Singh Ans.) 1 Account Number (PAN) is a must for Ques. : 1472 Which state of India is the which of the following? first to launch cashless health insurance 1) Demat Accounts 2) All Saving Bank

Ques. : 1485 The first public sector bank of India which was given ISO certification was: 1) State Bank of 2) Punjab

India 5) Central Bank of India

National Bank 5) Foreign media

retail Ans.) 2 Ques. : 1492 The government has decided to bring bank mergers under the purview of which agency by amending the Banking Regulation Act, which will ensure that there is no last word of the Reserve Bank of India (RBI) on bank mergers? 1) Securities & 2) Finance Exchange Board of Ministry India 3) Competition Commission of India 5) Insurance Regulatory & Development Authority 4) Indian Banks Association

3) Allahabad Bank 4) Canara Bank Ans.) 4

1) bank on whom it is drawn will not honour the cheque before the date of the cheque 3) bank on whom it is drawn has the option to honour the cheque before the date of the cheque or not

2) bank on whom it is drawn has to honour the cheque before the date of the cheque 4) bank on whom it is drawn has to refer to RBI to honour the cheque before the date of the cheque

Ques. : 1486 Which of the following public sector bank/s of India has/have been allowed by the Governor of Pakistans apex bank the State Bank of Pakistan? 1) State Bank of India 3) Bank of India 5) Both 1 & 2 2) Bank of Baroda 4) Both 1 & 3 Ans.) 4

Ques. : 1487 The Khandelwal Committee report is associated with which of the following matters? 1) Human resource 2) Customer care management in PSU services in PSU banks banks 4) Merger of 3) Agriculture sector Indian Airlines & reforms Air India 5) Centre-state relations Ans.) 1

5) bank on whom it is drawn has to refer to the court Ans.) 1 to honour the cheque before the date of the cheque Ques. : 1498 e-Zameen, a project that authenticates sale of immovable property and reduces time for registration of a sale deed, is an initiative of which state government? 1) Gujarat 3) Uttar Pradesh 5) Andhra Pradesh 2) Bihar 4) Rajasthan Ans.) 1

Ans.) 3

Ques. : 1493 Under Nirmal Bharat Abhiyan, how much incentive is provided by the government to every family for getting constructed a toilet? 1) Rs 8,000 3) Rs 12,000 5) Rs 20,000 2) Rs 10,000 4) Rs 15,000 Ans.) 2

Ques. : 1488 Which country has recently given consent to Indian investment in Chabahar port, which would provide India an alternative access to Afghanistan? 1) Pakistan 3) Tajikistan 5) Kazakhstan 2) Iran 4) China Ans.) 2

Ques. : 1494 . Which of the following banks has become the first lender to come out with a floating rate of deposit product after the Reserve Bank of India (RBI) nudged banks to switch to such mode of deposits in July? 1) IDBI 3) State Bank of India 5) Punjab National Bank 2) ICICI Bank 4) Kotak Mahindra Bank

Ques. : 1499 Which of the following accounts for the highest share in Indias foreign exchange reserves? 1) Foreign currency 2) Gold reserves assets 3) Special Depository Receipts 5) None of these 4) Gilt-edged securities Ans.) 1

Ques. : 1489 In a major step to strengthen farm sector, the central government has recently allowed state governments to tie up with private firms in big projects for which of the following flagship programmes? 1) National Rural Livelihood Programme 3) National Rural Health Mission 5) National Horticulture Mission 2) National Employment Guarantee Scheme 4) Rashtriya Krishi Vikas Yojana Ans.) 4

Ques. : 1500 Which of the following has launched Credible India campaign Ans.) 1 aimed at making the country an Ques. : 1495 Which state government is attractive global investment destination for foreign and domestic firms recently? working towards integrating the Annashree scheme of providing cash 1) CII 2) NCAER transfer of Rs 600 per month to poor 3) ASSOCHAM 4) CMIE families for purchase of food grains by 5) FICCI Ans.) 5 linking it to the Aadhaar scheme? 1) Bihar 3) Odisha 5) West Bengal 2) Madhya Pradesh 4) Delhi Ans.) 4 Ques. : 1501 The central government of India is empowered to borrow any amount it likes from the Reserve Bank of India through which of the following instruments? 1) Commercial Papers 3) Certificates of Deposit 5) None of these 2) Treasury Bills 4) Repos Ans.) 2

Ques. : 1490 Which leading sports lifestyle firm is all set to open its first sustainable (green) standalone store in Bangalore as a part of a global initiative? 1) Puma 3) Nike 5) Raymonds 2) Adidas 4) Ginger Ans.) 1

Ques. : 1496 Which of the following is not a function of the EXIM bank? 1) Financing of joint ventures in foreign countries 3) Financing of export from and import into not only India, but also third countries of goods and services 5) None of these 2) Financing of export and import of machinery and equipment on lease basis 4) Providing loans to a foreign party so as to enable it to contribute in the share capital of a joint venture in India Ans.) 4

Ques. : 1491 In which sector the government is sticking to its earlier plan of hiking foreign direct investment (FDI) to 49 per cent despite the standing committee on finance rejecting the government proposal? 1) Defence production 3) Banking 2) Insurance 4) Multi-brand

Ques. : 1502 The Reserve Bank of India (RBI) authorised statutorily to require commercial banks to deposit with it a stipulated ratio of their net total liabilities, called Cash Reserve Ratio (CRR). CRR can vary from 3% up to what per cent of net total liabilities? 1) 8% 3) 12% 2) 10% 4) 15%

Ques. : 1497 If a cheque is post-dated:

5) There is no limit Ans.) 5

Ques. : 1503 Which of the following was the first commercial bank of India, in the history of Indian banking system? 1) Bank of Bengal 2) Imperial Bank of India

3) State Bank of Mysore & State Bank of Travancore 5) None of these

4) State Bank of Jaipur and Bikaner & State Bank of Mysore Ans.) 1

5) None of these

Ans.) 4

3) Hindustan Bank 4) Allahabad Bank 5) State Bank of India Ans.) 3

Ques. : 1510 Who can invest in Commercial Papers? 1) Individuals 2) Banking companies

Ques. : 1515 Name the American cycling superstar who has been banned for life from the sport, erasing his 14 years of career, including his record seven Tour de France titles? 1) Boris Johnson 3) Laura Trott 2) Anna Meares 4) Bradley Wiggins

Ques. : 1504 As per the new guidelines issued by Securities & Exchange Board of India (SEBI), companies are required to list shares within how many days of the closure of the Initial Public Offers (IPOs)? 1) 30 days 3) 20 days 5) 45 days 2) 25 days 4) 12 days Ans.) 1

3) Corporate bodies registered or incorporated in India and unincorporated 4) All of the bodies, Non-Resident above Indians (NRIs) and Foreign Institutional Investors (FIIs). 5) None of the above Ans.) 4 Ques. : 1511 Name the hotel in the Kullu Valley of Himachal Pradesh which has been granted heritage status by the Union tourism ministry? 1) Solace Retreat 3) Silver Moon 5) Natures Lap 2) Himalayan Hamlet 4) Castle Naggar Ans.) 4

5) Lance Armstrong Ans.) 5 Ques. : 1516 Pakistan has objected to Indias move to fill the Nimoo-Bazgo dam in Jammu & Kashmir, concerned that it could slash Pakistans share of water. Nimoo-Bazgo is a hydro-electric power project on which of the following rivers? 1) Indus 3) Chenab 5) Sutlej 2) Ravi 4) Jhelum Ans.) 1

Ques. : 1505 Under the priority sector lending stipulated by the Reserve Bank of India (RBI) for the commercial banks, what percentage of net credit of these banks are kept aside for lending to weaker sections? 1) 40% 3) 10% 5) 8% 2) 18% 4) 15% Ans.) 3

Ques. : 1517 Who among the following is the chairman of the five-member expert committee set up to review the methodology of measuring the poverty line? 1) Suresh Tendulkar 3) Dr Subir Gokaran 5) Dr C Chandramauli 2) Deepak Parekh 4) C Rangarajan Ans.) 4

Ques. : 1506 The post of chairman of the Asian Development Bank (ADB) is allotted to the persons belonging to which of the following countries? 1) China 3) Japan 5) Singapore 2) Philippines 4) India Ans.) 3

Ques. : 1512 Who has taken over as the Union minister of science and technology, after Vilasrao Deshmukh, who was holding the position, passed away recently? 1) Kapil Sibal 3) Veerappa Moily 5) Murli Deora 2) Vayalar Ravi 4) Ajit Singh Ans.) 2

Ques. : 1518 Who among the following has recently been reappointed as the Deputy Governor of the RBI till 2014? 1) HR Khan 3) Dr Subir Gokaran 5) Anand Sinha 2) Dr KC Chakravarty 4) D Subbarao Ans.) 2

Ques. : 1507 The term ASBA (Applications Supported by Blocked Ques. : 1513 Which National Institute Amount) is used in which of the following of Technology (NIT) of India would financial services? produce electricity from kitchen waste with help from scientists of Bhabha 1) General 2) Capital Atomic Research Centre? insurance market 3) Life insurance 4) Micro-finance 5) Non-Banking Ans.) 2 Finance Corporation Ques. : 1508 What is Green Index? 1) It measures nations wealth according to GNP per capita 3) It measures nations wealth according to provisions of control on Greenhouse Gases 5) None of these 2) It measures nations wealth according to GDP per capita 4) It measures nations wealth in terms of coverage of forest area Ans.) 3 1) National Institute of Technology, Warangal 3) National Institute of Technology, Warangal 5) National Institute of Technology, Silchar 2) National Institute of Technology, Hamirpur 4) National Institute of Technology, Raipur Ans.) 5

Ques. : 1519 For which of the following flagship schemes of the central government, the government has approved to get funding from external agencies and which has recently got $500 million in the form of credit from International Development Association (IDA) of the World Bank? 1) National Rural 2) Rashtriya Employment Madhyamik Guarantee Scheme Shiksha Abhiyan

Ques. : 1509 After merging State Bank of Indore and State Bank of Saurashtra, the parent bank the State Bank of India (SBI) is planning to merge which two other associate banks with it? 2) State Bank of 1) State Bank of Hyderabad & State Hyderabad & State Bank of Bank of Patiala Travancore

3) National Rural 4) Sarva Shiksha Health Mission Abhiyan Ques. : 1514 Which of the following 5) Bharat Nirman Ans.) 2 regulatory bodies of India has decided to park its surplus funds in fixed deposits of Ques. : 1520 What is the target of PSU banks, even if the returns offered by installed solar power by 2022 set by the them are lower than that of private banks ministry of new and renewable energy? by up 10 basis points? 1) 10,000 MW 2) 15,000 MW 1) Pension Fund 2) Insurance 3) 20,000 MW 4) 22,000 MW Regulatory and Regulatory & 5) 25,000 MW Ans.) 3 Development Development Authority Authority Ques. : 1521 In which country are 4) Securities & social networking websites Facebook and 3) Reserve Bank of Exchange Board of Twitter banned? India India 1) India 2) China

3) Britain 5) Indonesia

4) US Ans.) 2 5) None of the above

mortgage banks Ans.) 4

empowerment 3) Education

of drinking water facilities 4) Infrastructure

Ques. : 1522 Under Bretton Woods system, as a member of the International Monetary Fund (IMF), India declared its par value of rupee in terms of: 1) Pound Sterling 3) International basket of currencies 5) None of these 2) US Dollar 4) Gold Ans.) 4

Ques. : 1523 What does the term run on a bank denote in banking industry? 1) Accruing high profit by a bank 3) Loss of confidence of depositors in a bank 5) None of the above is correct 2) Large-scale financial irregularities in a bank 4) Major structural changes in a bank Ans.) 3

Ans.) 3 Ques. : 1528 When the Reserve Bank of 5) Sanitation India (RBI) acts as a banker to the Ques. : 1535 When a bank returns a government, what does it do? cheque unpaid, it is called: 1) RBI keeps bank 2) RBI carries out 1) Payment of the 2) Drawing of the accounts of the government cheque cheque government transactions 3) Cancelling of 4) Dishonour of 3) RBI advises the the cheque the cheque government on all 4) All of the above 5) Taking of the financial and Ans.) 4 cheque monetary matters 5) None of the above Ans.) 4

Ques. : 1529 Services offered by the Reserve Bank of India (RBI) to government departments include all the following, except: 1) Payment of salaries and pensions 3) Direct and indirect tax collections 5) None of the above 2) Distributing RBI bonds to government departments 4) Remittance facilities Ans.) 2

Ques. : 1524 Which of the following is not among the transactions that require mandatory quoting of Permanent Account Number (PAN)? 1) Any purchase of 2) Sale or bullion or jewellery purchase of twoworth Rs 5 lakh or wheelers more 3) Opening of a bank account 5) Mutual Fund investment of Rs 50,000 4) Hotel bills over Rs 25,000 Ans.) 2

Ques. : 1530 Which of the following cannot be classified as the Merit goods? 1) Education 3) Housing 5) Healthcare 2) Infrastructure 4) Consumer durable goods Ans.) 4

Ques. : 1525 Which of the following is the full form of SOFA, a term used frequently in international politics? 2) Statement of 1) Status of Force Foreign Agreement Agreements 3) Strategic & Formal Alliances 5) None of these 4) Soviet Forum of Allied Forces Ans.) 1

Ques. : 1531 What will be the financial assistance or loan of Rs 10,000 by a bank to a small borrowers called? 1) Business finance 3) Micro finance 5) KYC finance 2) Government finance 4) Small finance Ans.) 3

Ques. : 1526 The Local Area Networks (LAN) are located in small geographical boundaries ranging from: 1) One room to another room to room in a single building 3) 100 m to 2 km 5) None of the above 2) 50 m to 100 m 4) 2 km to 10 km Ans.) 3

Ques. : 1532 A bill of exchange in which a bank orders its branch or another bank, as the case may be, to pay a specified amount to a specified person is called: 1) Cheque 3) Promissory note 2) Bank draft 4) Postal order

5) Commercial paper Ans.) 2 Ques. : 1533 In which city of India Asias first Special Economic Zone (SEZ) was set up? 1) NOIDA 3) Ahmedabad 5) Gurgaon 2) Kandla 4) Sanand Ans.) 2

Ques. : 1527 The Banking Regulation Act, 1949 does not at all apply to: 1) Nationalised banks 2) State Bank of India and its subsidiaries

4) Primary 3) Foreign banks agricultural credit having branches in societies and coIndia operative and land

Ques. : 1534 The social programmes like Mahila Samakhya, Lok Jumbish, Janashala, etc have been launched by the government to improve which of the following sectors? 1) Women 2) Universalisation