ALL ABOUT MUTUAL FUNDS IN INDIA

What is Mutual Fund?

A Mutual Fund is investment process that collects money from investors & invest it in stock, bonds, short-term money-market instruments & other securities with a predetermined investment objective. In recent years, mutual funds have evolved to include a variety of sectors, investment strategies and structures to accommodate the objectives and risk tolerance of a wide range of investors.

Working of a Mutual Fund

Types of Mutual Funds

Mutual Funds
Open for all the year Min Subs amt 50 Cr. No duration Refunded if min. subs. not achieved Repurchased anytime Open for fixed period Min Subs amt 20 Cr. Duration (5 to 7 years) Refunded if min. amt. not achieved

May be repurchased (After 2 to 3 years)

Redeemed at Nav & Load factor ranges Redemption specified & done at Nav(4% to 6%) service charge As repurchased so not listed at stock exchange Listed at stock exchange

Divid. May/may not be switchover allowed Divid. May/may not be switchover allow

Advantages of Mutual Funds

Professional investment management Service & convenience Minimization of risk Return potential Low cost liquidity Choice of schemes Tax benefits Government oversight

Top Mutual Funds Providers in India

ICICI Prudential Mutual Fund HDFC Mutual Fund DSP BlackRock Mutual Fund TATA Mutual Fund Birla Sun Life Mutual Fund Reliance Mutual Fund Kotak Mahindra Mutual Fund

Best Performing Mutual Funds

DSP Black Rock Micro Cap Fund - Regular Growth Reliance Pharma Fund Growth SBI MSFU - FMCG Fund DSP Black Rock Technology.com Fund Regular Growth UTI - Pharma & Healthcare Fund - Growth

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