O F F E R 2-B ( MT 103 2 WAY SWIFT ETF-1302-KUL )

Description of Instrument(s): 1. Instrument: 2. Total Face Value: 3. Issuing BanKS 4. TOTAL PAY-OUT SWIFT MT103(TWO Way) BLOCK FUNDS AS COLLATERIAL EURO 1,000,000,000 (ONE BILLION EUROS) WITH R&E Per Tranche 500M EUROS HSBC, CREDIT SUISS, BARCLAYS PLC, LLOYD TSB 14.0 % OF THE TOTAL VALUE with distribution shares: 10.0% OF FACE VALUE TO THE PROVIDER 1.5.0% OF FACE VALUE TO THE PROVIDERS AGENT 1.5% OF FACE VALUE TO THE RECEIVERS AGENT 1.00 % DEAL CO-ORDINATOR - CLOSED *Bank fees will be deducted per wire transfer, and will be deducted from each respective wire transfer in advance. SWIFT MT103 (TWO Way) SWIFT MT103 OR WIRE TRANSFER (SWIFT payment is payment preference) PAYMENT WITHIN 48 hours banking hours UPON SUCCESFUL VERIFICATION THE SWIFT MT103 TWO WAY ON INTERBANKING SCREEN

5. Sharing Ratio:

6. Delivery: 7. Payment: 8. Duration of Payment:

PROCEDURES: 1. THE PROVIDER and THE RECEIVER execute, sign and initial this Agreement along with IFPA/NCNDA, Passport copies of signatories, which thereby automatically become a full commercial recourse contract. 2. PROVIDERS bank (TOP WEB) issues PREADVICE by email to RECEIVERS bank. 3. Within 1-3 banking day RECEIVER issues ICBPO MT799 to PROVIDERs nominated bank (Lloyds London). 4. Within 3 banking days PROVIDER will issue SWIFT MT103- TWO WAY to THE RECEIVERs bank and provide transmission copy by email to RECEIVER during 24 hours since issuing date. VERIFICATION OF MT103.2WAY:

RECIEVER appoints the window time for sending request by swift (MT195 or MT999) from RECEIVERS bank to PROVIDERs issuing bank and once window time appointed in written form/official letter sends swift request for confirmation of MT103. PROVIDERS issuing bank confirms the request by MT999 confirming the issued MT103, thus became TWO WAY confirmed. 5. After receipt and verification of SWIFT MT103 on interbanking screen RECEIVER effects payments according to this contract.

COMMISSION 4% SELLER SIDE 1.5% - CLOSED Deal Coordinator 1% - CLOSED Buyer side Box # 1 0.50% - closed Buyer side Box # 2 0.34% - closed Buyer side Box # 3 0.66% - open