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Present and Future Values for Constant Annuities

Annual saving (A)


Number of years (n, <= 20)
Interest rate (rr, % per year)

$1,000
10
8.00%
Computations using
Table
Formulas
Functions

Annuity in arrears
Present value
Future value

$6,710
$14,487

$6,710
$14,487

$6,710
$14,487

Annuity in advance
Present value
Future value

$7,247
$15,645

$7,247
$15,645

$7,247
$15,645

Time
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20

Table for annuity in arrears


Cash flow
PV
FV
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000

$926
$857
$794
$735
$681
$630
$583
$540
$500
$463

$1,999
$1,851
$1,714
$1,587
$1,469
$1,360
$1,260
$1,166
$1,080
$1,000

Table for annuity in advance


Cash flow
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000

Table for annuity in advance


PV
FV
$1,000
$2,159
$926
$1,999
$857
$1,851
$794
$1,714
$735
$1,587
$681
$1,469
$630
$1,360
$583
$1,260
$540
$1,166
$500
$1,080