MF04820 Matemticas Financieras

Identificacin de las variables empleadas en el formulario:

e Equivalent Tasa i
teres in de Tasa i
Interes de Cantidad I
Inicial Capital C
Final Monto M
e
=
=
=
=
=

inal Nom Tasa j
ciones Capitaliza de N
Periodo t
Descuento de Tasa d
Descuento de Cantidad D
=
=
=
=
=
#

( )
Evento Ocurre Veces a
Posibles esultados R n
d robabilida P P
Iguales entas R R
Efectiva Tasa i
Matemtica Esperanza M E
E
=
=
=
=
=
=



Formulario

( )
( )
= =

=
+ = + =
= = + =
D M C Mdt D
dt
Cdt
D
I C M Simple Interes it C M
C
I
i t i C I Compuesto Interes i C M
N
1
1
1

( )
1
N
M
C
i
=
+

( )
1
M
C
it
=
+

1
M
t
C
i
| |
=
|
\ .

D M C =

D
M
t
d
| |
|
\ .
=

D
M
d
t
| |
|
\ .
=


1 (1 )
N
C
R
i
i

=
+


1 1 1 1
|
.
|

\
|
+ = =
|
.
|

\
|
+
q
e
p
q
j
i
p
j
es Equivalent Tasa
( )
( )
( )
1 1
1
1
1

|
.
|

\
|
+ =
+ =
+
=
+
=

N
E
N
n
N
j
i
i M
i
M
C
i Log
C
M
Log
N

( ) ( )
( )( )
( )
( )
( )
1 1 1 1
1 1 1 1
N N
N N
Anualidades
i i
M R C R
i i
M i C i
R R
i i

( (
+ +
= = ( (
( (

= =
+ +

( )
1 1
N
M
R
i
i
=
+

1 (1 )
N
C
R
i
i

=
+



( ) ( )
( )
n
a
P PM M E
i
i
R C i
i
i
R M
Anticipada
N N
= =
(

+
+ = + -
+
=
+ 1
1 1
1 ) 1 (
1 1

Viva Persona La Que Edad De Aos n n
V
n V
nP
Ms Ao Viva x Edad Persona Una Que De d robabilida P P
x Edad Cumplir A Alcanza Que Original Base Personas V
V
V
P
x
x
x
x
x
x
x
x
=
+
=
=
= +
=
1
# 1


( )
1
1
(1 )
M
i
R
i
N Log
Log i
| |
|
+
|
+
|
\ .
=
+

1 ( )
1
(1 )
Ci
Log i
R
N
Log i
(
(
+
(
(

( =
+
(
(



Tema: Descuento.

(

= )
360
* ( 1
Plazo
d VN VC
1 (1 )
n
Mi
R
i
=
+


1 360
VC
VN
Plazo
d
| |

|
\ .
=


VC= Valor Comercial
VN= Valor Nominal