This document is a loan modification prequalification worksheet for a client. It collects information about the client's monthly income, expenses, mortgage details, and eligibility for loss mitigation. Financial information gathered includes the loan amount, property value, monthly income, expenses related to housing, utilities, necessities, transportation, insurance, debts, child care, medical costs, entertainment, and other miscellaneous spending. Qualifying questions address the client's employment, mortgage status, hardship, property occupancy, and bankruptcy history.
This document is a loan modification prequalification worksheet for a client. It collects information about the client's monthly income, expenses, mortgage details, and eligibility for loss mitigation. Financial information gathered includes the loan amount, property value, monthly income, expenses related to housing, utilities, necessities, transportation, insurance, debts, child care, medical costs, entertainment, and other miscellaneous spending. Qualifying questions address the client's employment, mortgage status, hardship, property occupancy, and bankruptcy history.
Direitos autorais:
Attribution Non-Commercial (BY-NC)
Formatos disponíveis
Baixe no formato XLS, PDF, TXT ou leia online no Scribd
This document is a loan modification prequalification worksheet for a client. It collects information about the client's monthly income, expenses, mortgage details, and eligibility for loss mitigation. Financial information gathered includes the loan amount, property value, monthly income, expenses related to housing, utilities, necessities, transportation, insurance, debts, child care, medical costs, entertainment, and other miscellaneous spending. Qualifying questions address the client's employment, mortgage status, hardship, property occupancy, and bankruptcy history.
Direitos autorais:
Attribution Non-Commercial (BY-NC)
Formatos disponíveis
Baixe no formato XLS, PDF, TXT ou leia online no Scribd
Phone: email: SLM Affiliate/Principal: Street Address: Phone: City, State, ZIP Fax: Email: MONTHLY CASH FLOW MORTGAGE INFO Referral Partner INCOME $0.00 Loan Amnt (1st) EXPENSES $0.00 2nd Loan: CASH FLOW $0.00 Total: $0.00 ELIGIBLE FOR Est. Value LOSS MITIGATION? MONTHLY EXPENSES Amnt CLTV: #DIV/0! HOME Mtg Pymt: MONTHLY INCOME QUALIFYING QUESTIONS 2nd (if applicable): BORROWER PROPERTY QUESTIONS Taxes: Full-Time Job Currently in Foreclosure or received NOD MI: Part-Time Job If So, Date HOI: Self-Employment Is there a Notice of Sale HOA Fees: Social Security: If So, Date UTILITIES Pension: Occupancy (O/O, N/O/O, or vacant) Electricity Unemployment Gas Disability Loan seasoned > 1 year? Water Child Support Sewer/Garbage Alimony Currently behind on Mortgage, how long? Phone Rental Income #1 Cable/Internet Rental Income #2 Currently in a chapter 7 or 13 BK? Cell Phone/Pager Rental Income #3 NECESSITIES CO-BORROWER MORTGAGE QUESTIONS Groceries Full-Time Job Name of Lender(s)? Household Supplies Part-Time Job TRANSPORTATION Car Payment #1 Self-Employment Type of Loan (Fixed, Adj, Neg Am)? (Model, Yr below) Pension: Auto Insurance: Car Payment #2 Social Security: If Adj, when? (Model, Yr below) Unemployment Has the loan been modified Gasoline Disability within the last year? Auto Maintenance Child Support Mass Transit Alimony Current Interest Rate? INSURANCE Rental Income #1 Medical/Dental Rental Income #2 Mortgage Lates? Life/Disability Rental Income #3 UNSECURED DEBTS Credit Card #1 TOTAL INCOME $0.00 Credit Card #2 Credit Card #3 Hardship /reason for needing a modification Student Loans Personal Loans Other CHILD CARE/EDUCATION School Lunch Tuition/Books Child Support Daycare MEDICAL EXPENSES Pharmacy/Prescriptions Hospital/Clinic ENTERTAINMENT Dining Out Movies/Shows Hobbies MISCELLANEOUS Misc Expense #1 Misc Expense #2