innovation playground for nancial services

18th june, 2013, london excel centre

Welcome

Hello and welcome to the Anthemis Innovation Playground for Financial Services.
We are a digitally native company focused on re-inventing nancial services through technology for the Information Age. We work with a diverse group of customers and partners from start-ups and venture capital rms to corporates, nancial institutions and private equity rms catalyzing and accelerating positive and disruptive change across the nancial industry . We believe it is critically important to engage at every level of our industry in the search for continuous improvement of products, services and business models. With the Innovation Playground, were aiming to create an environment that inspires creative thought and discussion. To help you nd fresh perspectives on problems old and new. And to facilitate connections and relationships that are all important in the emerging digital, connected world. Wed like to thank our partners at PayExpo and Moving Brands and sponsors Integralis and Bluesnap. Were proud of the excellent caliber of speakers and panelists joining us today to present to a great audience of senior executives from banks, insurance companies, payment companies, remittance companies, and nancial startup founders, drawn from across the world, all of whom will make for protable networking. All in all, we wish you an enjoyable day!

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Media partner

Co-sponsors

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Speakers

Agenda
8:30 Registration opens Coee and Pastries 9:30 Kick-o 9:45 KEYNOTE Changing Landscape of Banking By Deanna Oppenheimer , Non-Exec Director , Tesco PLC, AXA, NCR Corporation, Venture Partner , Anthemis Group 10:15 PANEL 1 Emergence of the Digital Tribe: Understanding the 21st century customer CHAIR: Udayan Goyal, Founder , Anthemis Group PANELISTS: Dan Marovitz, Founder and CEO, buzzumi Azeem Azhar, Founder and CEO, Peerindex, Rafaele Petruzzo, Director of Business Development & Innovation, Tesco Bank John Eastgate, Director , Sales & Marketing, OneSavings Bank 11:00 In Banks We Trust, In Trust We Bank: Winning Customer Condence Through Information Security and Risk Management By Garry Sidaway, VP , Global Business Strategy , Integralis 11:20 Refreshments/Networking Break 11:40 Innovation Through Design led by Mat Heinl, Chief Creative Ocer , Moving Brands Tim Brooks, Creative Technologist, Moving Brands 12:15 PANEL 2 Remittances Beyond Borders, Beyond Money CHAIR: AJ Hanna, Director , Anthemis Edge PANELISTS: Theodore Tetteh, CEO & Managing Director , UNIStream UK Jeremy Stoss, CFO, Afrimarket Ian Sayers, Head of Mobile & Digital Architecture, Barclays Bank Jay Giesen, President, Sigue Money Transfer Ludwig Schulze, CEO, Mistral Mobile 13:00 Lunch 14:00 KEYNOTE Distributed Finance: Scaling Trust Through Technology By JP Rangaswami, Chief Scientist, Salesforce Venture Partner , Anthemis Group 14:30 PANEL 3 Bespoke Distribution Strategies in the Digital World CHAIR: Gerald Kitchen, Director , Anthemis Edge PANELISTS: Kristian Gjerding, CEO, CellPoint Paul Nicholson, Founder , VirtualXpo Darren Oddie, Founder & CEO, AGILEci 15:15 Refreshments/ Networking Break 15:35 PANEL 4 Negotiating Strategic Innovation within Traditional Company Structures CHAIR: Sean Park, Founder , Anthemis Group PANELISTS: Richard Hababou, Head of Innovation, Socit Gnrale Andrew Overington, VP , Alternative Payment Solutions, Visa Europe Neal Livingston, Global Head of Transaction Services Origination, International Banking, Royal Bank of Scotland Tony Fish, Founder , AMF Ventures 16:15 KEYNOTE Ushering in the Golden Era in the Information Age By Carlota Perez, Author , Technological Revolutions and Financial Capital: The Dynamics of Bubbles and Golden Ages Followed by Q/A with Sean Park. 16:45 Networking

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Speakers

conference host

keynote

keynote

Nadeem Shaikh Founder, Anthemis Group Nadeem is the ultimate corporate executive-turnedentrepreneur bringing an enormous wealth of operational experience and strategic thinking to the Group, having built and run successful businesses in nancial services and information technology around the world. Consolidating his experience in strategy , innovation and management over the last 20 years, Nadeem is the one of the three founders of Anthemis Group SA and of the groups strategic advisory arm Anthemis Edge. Nadeem was President at First Data Corporation where he held a number of senior roles, including most recently as Head of the Financial Institutions, where he ran a multibillion dollar organization overseeing businesses in over 50 markets. Prior to that he was European Director at American Management Systems where he built and transformed several nancial institutions.

Deanna Oppenheimer Non-Exec Director, Tesco PLC, AXA, NCR Corporation, Venture Partner, Anthemis Group Recognized globally as one of the decades most inuential leaders in nancial services, Deanna Oppenheimer is an acclaimed turnaround strategist known for her ability to transform entrenched institutions into customer-centric champions. Previously , Deanna held C-level positions at national and international nancial institutions. She most recently served as Vice Chair, Global Retail Banking at Barclays, where she was also CEO of UK and Western Europe Retail Banking. Deanna is a non-executive director for Tesco PLC, Tesco Bank, AXA Group, and NCR Corporation, and is also a frequent speaker at national and international forums.

JP Ranagaswami Chief Scientist, Salesforce, Venture partner, Anthemis Group JP is regarded as something of a maverick and an innovator, being an outspoken advocate of open source and using emerging and disruptive technologies to improve information sharing, education and collaboration. Prior to his role at Salesforce, he was Chief Scientist of BT Group after having been the MD of BT Design. He was named to silicon.coms Top 50 Agenda Setters in technology in 2007 and 2008 and was ranked 18th in Wired Magazines 2009 rst UK100 list of Britains top digital power-brokers. He also serves as Venture Partner at Anthemis group and is non-executive director of Ribbit Silicon Valleys rst phone company.

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Speakers

keynote

Carlota Perez Author of Technological Revolutions and Financial Capital: the Dynamics of Bubbles and Golden Ages In her country of origin, Venezuela, Carlota was founding director of Technological Development in the Ministry of Industry and created the rst venture capital fund in the country in the 1980s. Carlotas current academic roles include being centennial Professor at the London School of Economics, UK; Senior Research Associate at the Centre for Financial Analysis and Policy (CFAP), Judge Business School, Cambridge University , UK. She also serves as a consultant to global corporations (IBM, Cisco, Ericsson, etc.), to small companies, business associations and to governments in various parts of the world

Garry Sidaway Global Director of Security Strategy , Integralis Garry has worked throughout the world in a wide range of industries, giving him a unique insight into business risks and information security . He joined the IT industry over 20 years ago, working throughout Europe and America. His expertise covers building European organisations; budget management; strategic client management; partnership development; business development. Integralis Integralis provides IT Security and Information Risk Management solutions on a global basis. It delivers a portfolio of managed security , business infrastructure, consulting and technology integration services. Its aim is to help organisations lower IT costs and increase the depth of security protection, compliance and service availability .

Mat Heinl Chief Creative Ocer, Moving Brands As Chief Creative Ocer at Moving Brands, Mat is responsible for the overall quality of Moving Brands global creative output. Mat acts as Executive Creative Consultant on several key engagements, working locally and globally with clients including Barclaycard, Invesco Perpetual and 46 Parallels. His work has received awards at European Design, ADC and D&AD Award Festivals, and he has held keynote speaker and lecture positions at Wharton Business School, Central Saint Martins and Northern Digital forum. Moving Brands Moving Brands is an independent, global creative company helping businesses design and transform iconic brands that thrive in a moving world. They partner with business leaders, addressing their challenges creatively , and achieving the creative leap that will allow their business to evolve and adapt. Technology is hardwired into the way they work.

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Speakers

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Udayan Goyal Founder, Anthemis Group Udayan is one of the most respected deal-makers in the n-tech space, bringing exceptional domain expertise and a global whos-who network of industry professionals and statesmen. Founder of Anthemis Group SA and of corporate boutique FT Advisors, Udayan has completed over 200 deals in the n-tech space to date, including a number of recent agship transactions such as Worldpay , Interswitch and Network International. He was formerly the Managing Director and Global Head of Financial Technology Advisory at Deutsche Bank AG in the Global Financial Institutions Group based in London. Prior to Deutsche, Udayan had specic responsibility for developing the panEuropean specialty nance practice of Credit Suisse with a focus on nancial technology . Hes also part of the Swift Enablers, driving innovation in the banking industry .

Daniel Marovitz Co-founder & CEO, buzzumi Daniel Marovitz, is the co-founder and CEO of buzzumi, a SaaS platform that powers professional conversations for the pharma and healthcare industries. From 2007 until 2011, he served as Head of Product Management for Deutsche Banks Global Transaction Banking business. Daniel joined Deutsche Bank in 2000 and was the youngest managing director in the history of the rm. buzzumi buzzumi is a unique cloud software platform that is designed to make remote sales interactions safe, easy , compliant, fully brandable and high quality . The smart, simple, remote tool is designed to make it easy to carry out the important personal conversations that form the basis of sales interactions.

Azeem Azhar Founder & CEO, Peerindex Azeem has been launching and building internet services since 1993 when he put his University newspaper on Gopher. His career has covered journalism (at the Economist and The Guardian), strategy (at the BBC and Reuters) and more than a decade of start-ups. He has worked with, advised or invested in startups including Seedcamp, Dopplr, Powerset. Azeem founded Peerindex in 2009. Peerindex PeerIndex measures interactions across the web to help you understand your impact in social media. Lets hear it from them: We want you to learn about the people you inuence and see who inuences you. We believe that everything you do is valuable. You make the videos, you write the reviews and you form the connections. YOU are the contributor you are the content you are the link. In short, without you the Internet would suck.

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Rafaele Petruzzo Director of Business Development & Innovation Tesco Bank Rafaele joined Tesco Bank from Barclays Bank where he was Chief Digital Ocer within the Europe Retail and Business Banking division. Within this role, Rafaele was responsible for developing and delivering the digitisation of the European business, with a specic focus on new channel (mobile) and product development. Before joining Barclays, Rafaele worked in the consulting industry , namely KPMG Advisory and Accenture Services. Tesco Bank Tesco Bank is the trading name of Tesco Personal Finance plc, a telephone and internet based commercial bank in the United Kingdom owned by Tesco, the UKs largest supermarket. The range of simple personal banking products includes mortgages, credit cards, personal loans, savings.

John Eastgate Sales & Marketing Director at OneSavings Bank plc Despite graduating from university with an electrical engineering degree, John has spent his entire career in the nancial services industry and now has over 20 years experience with banks, building societies and related consultancy partners. Prior to joining OneSavings Bank, John was Sales & Marketing Director at Saron Building Society and he previously held senior roles at Experian and Barclays. OneSavings Bank OneSavings Bank was created in February 2011 and trades from multiple brands. Kent Reliance has its roots in the building society sector, and now provides residential and buy to let loans funded by its retail depositors. Prestige Finance and Interbay were acquired by the Bank in 2012 and provide secured and SME lending facilities.

AJ Hanna Director, Anthemis Edge AJ drives the growth of the investment and advisory business at Anthemis backed by his deep domain expertise, passion about everything related to payments, mobile nancial services and especially remittances. Previously , AJ held senior positions at First Data, American Express, MoneyGram and was one of the most successful senior executives at Western Union, responsible for global distribution and growing the single largest P&L for the company . With over 20 years experience in the Financial Services industry , AJ has lived and worked in San Francisco, New York, Toronto and London.

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Speakers

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Jeremy Stoss CFO, Afrimarket Prior to co-founding Afrimaket, Jeremy held various positions as strategy consultant and investment banker, all in the African landscape. Jeremy has worked for CERA, a strategy and research consultancy in the eld of energy and his expertise includes various projects for governments and international companies, as well as investors looking for opportunities in renewable energy in Africa. Afrimarket Afrimarket is an innovative money transfer start-up that enables migrants to pay send dedicated money: clients pay directly from home health, food and education expenses for the parents back home in Africa with no cash involved on the receivers side. Afrimarket is accredited by the AMF French equivalent of the FSA- as a distributor of electronic money .

Ludwig Schulze CEO, Mistral Mobile Ludwig has held executive roles in mobile and enterprise software companies and was a consultant with the Boston Consulting Group. Prior to founding Mistral Mobile, Ludwig was General Manager for Nokias Mobile Financial Services global business activities and also worked in Corporate Strategy addressing critical business questions for the Nokia Group Executive Board. He has also served in the venture capital sector with Groupe Arnault in Germany and participated in the development of a mobile mapping company , gate5 (acquired by Nokia). Mistral Mobile Mistral Mobile combines vast experience in mobile technologies with handson knowledge of how mobile nancial services work. Mistral Mobile makes it possible to leapfrog traditional approaches and drive the next wave of success in mobilized nancial services.

Theordore Tetteh Managing Director, UNIStream UK Theodore Tetteh has been with Unistream for nearly 6 years and is now serving as the Managing Director and CEO of Unistream UK. Prior to this, he was the business development manager at Chequepoint and Omnex Group. UNIStream UNIStream is an international system of money transfers for individuals boasting more than 190,000 locations in 95 countries. The company works with 6 million customers worldwide with a turnover of nearly $5 billion. UNIStream UK, aliated with the UNIStream company , was founded in 2006.

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Gerald Kitchen Director, Anthemis Edge Gerald brings deep domain expertise in the merchant acquiring space and a far reaching network in the retail, processing, private equity , and regulatory spaces. At Anthemis, he has been driving some of the most industry transformational initiatives and regularly features as subject matter expert at the House of Commons on card interchange and industry dynamics. In his 20 plus years experience Gerald has served as CIO, COO, CEO, Managing Director and as Director at companies like Visa, Mastercard, Barclaycard, and Worldpay .

Kristian Gjerding Founder & CEO, Cellpoint Kristian heads Cellpoint Mobiles groundbreaking Mobile Enterprise Framework (MEF), which allows businesses to quickly and eciently mobilize business processes and services. He is also the visionary behind Orion Information Services, and as founder, he raised the startups four million (USD) in seed funding in 2002. CellPoint Mobile, Inc. CellPoint Mobile, Inc. oers Mobile Enterprise Framework, an architectural framework and operational platform that enables enterprises to develop and operate mobile services; mPoint, a mobile payment platform that brings various payment scenarios to mobile devices; mRetail, a mobile product suite comprised of applications to attract, engage, and retain customers and mTicket that is designed for meeting enterprise requirements when mobilizing any ticket that requires presentation of physical proof of a reservation.

Paul Nicholson Founder, VirtualXpo Paul Nicholson brings 20 years of experience working with Internet and security companies in the U.S. and U.K. At California based application networking leader A10 Networks, Nicholson was responsible for product marketing and strategy . Prior to A10 Networks, Nicholson held various technical and management positions at Intel, Pandesic (the Internet company from Intel and SAP) and Secure Computing. VirtualXpo VirtualXpos goal is to create the best possible tool for connecting international manufacturers with buyers worldwide. Visitors can simply download the free industry specic apps, register and then attend the shows 24/7. Product information is visitorenhanced with product catalogs, videos and highresolution photos, all of which are accessible in a couple of clicks. Any size company and individuals can exhibit and anyone can attend the shows from wherever they happen to be.

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Darren Oddie Founder & CEO, AGILEci Darren is a marketing leader experienced across the full traditional and digital marketing mix in his 20 years of being in the space. He is passionate about marketing and has held senior marketing positions at Visa, American Express, Glaxo SmithKline and Reuters. Darren is a sought-after speaker and writes on big data, marketing, loyalty and customer engagement. He also serves as principal advisor at Anthemis Edge. AGILEci AGILEci automates payments data analytics to put actionable insight in the hands of retailers. It enables client companies drive sales and prots through better business and customer understanding. AGILEci is passionate about democratising data-driven insight and nurture a vision to help independent retailers use data-driven insight to consistently compete and outsmart big retailers.

Sean Park Founder, Anthemis Group Sean combines a powerful mix of entrepreneurial, investment and corporate experience and is widely recognized as a leading independent thinker on the future of nancial services, informed by his many years as a senior executive in capital markets and investment banking. A founding investor in innovative companies such as Betfair, The Climate Corporation (WeatherBill), Markitand an early investor in Zoopla, before founding Anthemis Group, Sean was part of the Global Markets Management Committee at Dresdner Kleinwort, where he ran a number of businesses including their groundbreaking Digital Markets initiative. He was instrumental in driving the introduction and adoption of electronic book building in the European xed income markets in early 2000s and authored the seminalAmazonBay video exploring the future of nance in 2005.

Andrew Overington VP , Alternative Payment Solutions at Visa Europe Andrew comes with extensive experience in an array of business areas from nancial and business analysis through to high-end client sales and negotiation. At Visa Europe, hes been responsible for management of the chip and PIN implementation for the company and managed the implementation of all new payment products and services in the UK. Visa Europe Visa Europe partner with Visa Inc. to enable global Visa payments, but exist and operate as an entirely separate organization incorporated in the UK. Visa Europe provide the brand, systems, services, and rules that help make electronic payments between millions of European consumers, retailers and businesses, and governments happen. Banks and other payment service providers who are members of Visa Europe are responsible for issuing cards, signing up retailers and deciding cardholder/ retailer fees.

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Speakers

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Richard Hababou Head of Innovation, Socit Gnrale Richard is an acknowledged specialist in integrating new technologies in Banking Information System, shaping innovative services powered by IT . Before taking on his current role, he served as the Managing Director at Socit Gnrale Corporate and Investment Banking and had an 8 year stint as Managing Director at Socit Gnrale Corporate Venture where he was responsible for overseeing investment and partnership strategy . Richard holds a board observer position forSocit Gnrale at QSecure. Socit Gnrale SA Socit Gnrale SA is a France-based banking group, structured in ve segments: Retail Banking in France, Retail Banking Outside France, Financial Services, Asset Management and Investor Services, Financial and Investment Banking, Socit Gnrale SA operates in 82 countries.

Neal Livingston Global Head of Transaction Services Origination, International Banking, Royal Bank of Scotland In his 25 years in banking, Neal has worked in Europe, the U.S. and Asia for several banks and consultancies. Prior to RBS, he was Global Head of Client Access based for Standard Chartered where he was responsible for e-commerce, client integration, network and service management, aligning these to the wholesale banks strategy . Royal Bank of Scotland The RBS Group is a nancial services company providing a range of retail and corporate banking, nancial markets, consumer nance, insurance, and wealth management services. The group is operational in the Americas, Asia and the Middle East serving more than 40 million customers.

Tony Fish Founder, AMF Ventures Tony Fish brings over twenty years of professional delivery capability with leading brands, high growth companies. In venture capital, he has board level executive experience crossing digital, web, telecoms, mobile and TV . Tony is passionate about technology and is avid supporter of early stage growth tech companies and has written several books about innovation, privacy in the digital world and mobile web 2.0. He is also on the SWIFT Enablers Board. AMF Ventures AMF Ventures is an independent management consultancy delivering strategic and business model advice on digital identity , privacy , trust, intention, reputation and personal data exploitation. We specialise in the complexity borne out from the convergence of Digital Data, Web and Mobile.

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List Of Participants*
NAME Sabine McNeill Raif Awaida Rania Belkahia Jeremy Stoss Franncois Sevaistre Darren Oddie Peter Bove Michael Kent David Gunn Owen Cartier Sidd Gandhi Nick Kerigan Peter Simon Simon Rogals Paul Kennedy Paul KENNEDY Sanjeev Chhugani Hafez Rarasme Halim Madi Nic Watzenig Stephen Wright Katrina Beckwith Helen Mitchell Amir Sharif Matthew Key Michael Cooper Jean-Louis Bravard Daniel Rosenberg Alex Goldberg Stoytcho Vlaykov Ray Sherry Dawid Feter Stefan Carlsson Rupert Lee-Browne Byron Resch James Hickman Alasdair Mcpherson Ali Khan Piers Freke-Evans Eamonn OShea Farzana Baduel James Meers Ignatius Cobbina Kirsten English Idan Ben-Yaacov POSITION Director CSO President CEO CLO CEO Sales Manager CEO Principle Consultant VP Global Digital Products Head MD, Consumer Lending Team Partner Partner Partner Co-Founder Director Partnerships Director, Business Development CEO Associate Sales Director Director, Digital Business Development Assistant Head Head of Innovation, FS CT BT Radianz Director Investment Director Managing Director Founder Head of IT Client Director Chairman CEO Business Development Associate Managing Director Director Director Entrepreneur CEO Managing Director Director Head, Cards & e-Banking Operations Non Exec Director Trade and Economic Aairs COMPANY 3D Metrics Ltd 5th Tier Afrimarket Afrimarket Afrimarket AGILEci Aviso Azimo Bain & Company Bain and Company Ban Of America Barclaycard Barclays Bank Plc Bayberry Bayberry Consulting Bayberry Consulting Bilbus Birdback Birdback Birdback Bluesnap BlueSnap Blukudu Ltd Brunel Business School BT BT BurntOak Capital Ltd Cabot Square Capital Canary Ventures Cashwave Ltd Catella Bank Catella Bank Catella Bank SA Caxton FX Caxton FX Limited Caxton FX Ltd Chalkhill Partners CIMB Coins Continuum Commerce Curzon PR Daves Lab Ltd ECOBANK GHANA LTD eFront Embassy of Israel London

* This list is correct as of 13th June, 2013

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List Of Participants*
NAME Asseneta Deliiska Adrian Wright Kestutis Gardziulis Marcela Gonzalez Bill Thomson Joe Redmond Gabriel Hopkins Hayley Kershaw John Worthy Alpesh Doshi Paolo Temporiti Mike Eggers Nick James Ezzeldin Ahmad Conrad Ford Oliver Harding-Fleet Elle Kim Tom Gatten Jeremy Sewell Caroline Vanovermeire Karim Peer Martin Evans Aden Davies Andy Stewart Michael Robertson Ophelia Brown Bundeep Rangar Sandra Lee Georgia Kokkini David Webber Nur Puri Purini Jens Munch Ethan Levner Ed Chandler Kamran Hedjri Philippe Gelis Dries De Love William Lorenz Leslie Onyesoh Tony Mitchell POSITION CEO CEO CEO Managing Director Director Senior Group Executive Senior Director, Product Management Vice President & Managing Director EMEA Partner CEO SVP Strategic Sales & Sales Operations Creative Director founder CEO CEO Head of Product BD, Payment CEO CFO/COO Principal CEO Commercial Director Social Technologies Specialist Head of Global Change Delivery Head of Transactional FX Investor Director Recent grad MBA graduate/Associate Consultant CEO Manager MD Managing Director CEO COO CEO Head of e-Commerce Chief Operating Ocer CEO & Founder Senior Manager, Strategy , Planning & Business Management, Digital Channels, Transaction Banking COMPANY Embrioo Estafet Etronika Euronet Payment Services / RIA European Payment Services FEXCO FICO FICO Field Fisher Waterhouse Fintricity First Data Freelance Fresh Businesss Thinking FSC Funding Options Global Payments Google Growth Intelligence GSMA Heidrick & Struggles Helveta HPS Worldwide HSBC HSBC HSBC Index Ventures IndusView UK Ltd INSEAD INSEAD/Booz & Company Intelligent Environments Intesa Sanpaolo iZettle UK JRJ Group Kalixa Kalixa Kantox Katoen Natie Kwanji Kwanji LBG

* This list is correct as of 13th June, 2013

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List Of Participants*
NAME Julia Meek Dmitry Muzhikov Adam Quint Robert Courtneidge Harsh Jhunjhunwala Laura Morris Ian Dowson Philip Clarke Ian Slater Peter Ehmke James Macro William Keliehor Mitch Pender Ludwig Schulze Jamie Ridyard Gavin Littlejohn Ray Dogra Demirhan _ener Daren Hicks Maggie Sanchez Gavin Slater Richard Mould Bhairav Trivedi Marwan El Aasar Nasir Zubairi Eddie George Farshad Nowshadi Jonathan Hey Marcus W. Mosen Chris Foulkes Neil Walker Sean Hanley Giles Hawkins Nick Morgan Rami Cassis Stephan Becker Oded Zehavi Kim Nilsson Siddharth Singh Bikash Mathur Tessa Unsworth James Tye POSITION Student Head of Investments Relations Head of Digital Strategy Global Head of Cards & Payments Student MBA 2014 Head of Research Partner Senior Buiness Leader Head of Strategy , Europe Technical Account Manager Advisor Partner CEO MD Founder & CEO CEO IT Director GM CEO Risk Infrastructure Head of Payment Strategy & Architecture Chief Executive Ocer VP Emerging Products Pilot CEO MD Head of User Experience CCO Head of Digital Strategy Digital Operations CEO Senior Associate Senior Advisor Managing partner CEO Chief Revenue Ocer Managing Director Innovation Programme Architect EVP & Partner CIO Director COMPANY LBS Life.SREDA Venture Capital Fund Lloyds Banking Group Locke Lord UK LLP London Business School London Business School London New Finance Market Gravity MasterCard MasterCard Matsco Solutions Me Inc. Meridian Venture Partners Mistral Mobile Mixed Bag Ventures Money Dashboard Movanta Multinet Musion myCircle N/A Nationwide Building Society Network International Network International New Buckland NewFinance London nSolutions Ltd Nutmeg ogone Old Mutual Old Mutual Onaware Orrick Oxygen Finance Ltd Parabellum payfair Payoneer Pivigo recruitment Pivotal Innovations Polaris Software Lab Ltd PrePay Solutions PwC

* This list is correct as of 13th June, 2013

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List Of Participants*
NAME Simon Burrows Marius Botha Mark Saunders Sebastian Plubins Christopher Popple Martin Peterlechner Will Green Bradley Gamage Claire Calmejane Jon Rosenblatt David Fauchier Yves Eonnet Munish Khurana Rodger Oates Sara Thomas Rafaele Petruzzo Robbie Denoon Laura McCracken Julian Gibbins Michael Laven Nigel Verdon Jonathan Rosenthal Alex Langridge Taavet Hinrikus Kristo Kaarmann Tommy Jordan Ernst Verbeek David Hunter James Allum Paolo Gesess Ian Brewer Simon Rowland Brian Kearns Robert Atkin Brendan McGrath POSITION Director, Fintech M&A Chief Risk Ocer Director Front oce Managing Director Managing Director, Digital Head of Marketing & Communication Account Director Director Head of digital delivery CEO Founder CEO Sr Client Partner & Banking Financial Services Unit Head Consultancy Partner NFC Product Dev Manager Director of Business Development & Innovation Head of Communications Partner Director CEO Founder Consultant Co-Founder CEO Global Head of eCommerce & Payments CEO CEO Chief Commercial Ocer Managing Partner CEO Managing Director Managing Partner CEO Managing Partner COMPANY PwC LLP Reech Regus Ria Money Transfer Royal Bank of Scotland Royal London Sapient SapientNitro Service Sinefo Stitch Tagatitude Tata TCS Telefonica UK Tesco Bank Tesco Bank The Ashton Partnership The Corporate Advisory Service The Currency Cloud The Currency Cloud The Economist The Up Group TransferWise TransferWise Travelex Trionis Ukash Ukash United Ventures Virtual Advisor Visible Futures VMGA Advisers Xylyx Zeven Consulting LLP

* This list is correct as of 13th June, 2013

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In partnership with

Media partner

Co-sponsors

Anthemis Group is a young, dynamic growth company focused on reinventing nancial services for the 21st century. Our aim is to: build one of the worlds leading diversied nancial services rms over the next 10 to 20 years, reinventing nance for the information age by bringing together on one innovative platform many of the most talented entrepreneurs, executives and engineers in the world of nance create a remarkable ecosystem of companies with disruptive, technologyenabled business models, providing innovative products and services across the spectrum of retail banking, corporate banking, payments, markets, wealth management and insurance focus on leveraging design, user experience and data, fullling the demands of 21st century consumers and businesses

Our activities are organised into two complementary business lines: principal investments Anthemis has a portfolio of 22 highgrowth private companies located across the globe. Investment areas include wealth and asset management, retail banking and consumer nance, capital markets and trading and data technology and infrastructure. For more information, please visit our website. advisory Anthemis Edge is a business advisory group combining elements of a strategic consultancy, expert network, design rm and talent collective to provide deep industry knowledge and expertise in nancial services. FT advisors focus on nancial technology and have particular domain expertise in payments, exchanges and nancial software.