Kate Waters AP Gov't/Politics/Economics per.

6
9/25/09 Economics Project #4

Freshman Year of College Expenses

Books For Classes $1,100.00
Discretionary Personal Expenses $1,100.00
Audit Fee $574.00
Tuition (for 12-17 credit hours) $12,041.00
Meal Plan $2,286.00
Application Fee $40.00
Proficiency Exam Fee $574.00
Freshman Orientation Fee (first semester only) $150.00
Private Vocal Lessons (with teacher of my choice) $366.00
Recital Fees $154.00
Physical Education Fee (payable to instructor) $40.00
Science Fees (biology/chemistry) $104.00
Minor Instrument Instruction Fee $194.00
Group Music Lessons $194.00
TOTAL $18,737.00
(all information as seen at <http://www.naz.edu/dept/studentaccounts/tuitionfees.cfm>)

After calculating the total cost of college for one of my top choices for colleges, Nazareth
College, I truly have no idea how I am going to pay for my freshman year other than taking out
enormous student loans and hoping and working for scholarships. I am currently trying to find a part-
time job so I can save up and ease the amount of debt a little. I know that I am going to pay off a lot of
the debt by working at the college itself, most likely in a secretarial position, or in the food service
industry. I will eventually pay off the debt, some way or another.
As of now, I have very little saved up, and my parents do not have a “college fund” for me, or
my sister, or my brother, who are both younger than me. I have a small amount in my bank account
(about $3,000.00 dollars), but that will barely put a dent in the loans that I will need to take out.