Year 2014

Career Start
Operation
Engineer
RM4000 salary

12.5% Public
Mutual
25% Loan 150K

House for Rent
RM1k/month
10 years

50% Expense
15% Travel Saving
Year 2046
Retirement Plan
Public Mutual
EPF
RM500/month
Rate 8%
Increment salary
EPF Saving
1.3Million

Year 2020
Career
Progression
Manager
RM15K salary
Saving rate fixed

RM500 as 12.5%
start career

Own a medium
house and land
Build on my own
300K

Not interested
with car
Potential car :
Myvi 50K
Vios/City 100K

Family
6 people

Year 2025
Career Progression
Senior Manager
RM25K salary
Saving rate fixed

RM500 as 12.5%
start career

Own two house
300K x2
Valued increment
1.5 thus
600Kx1.5 =
1.5Million

FIRST
1M
First 1M
Property
1.5Million
Car 150K
EPF saving
Approximately
300K according to
first salary
calculation
Year 2030
Career
Progression
CEO
New business
Or still working
under people

RM30K salary
Stock shares
Valued at
500K

Savings
1Million
Year 2046
Retired

Own

Bed and breakfast
Hotel

Restaurant chain
Franchise
Oldtown/McD or
making own
business


Expected Total Assets = 4.8 Million

Public Mutual EPF Saving 1.3Million
House x3 x500K 1.5Million
Business 1Million (Franchise)
Expected expansion = 1Million

Revenue generated : +-800K/yr => travelling
plan around the world.