PROGRESS AT A GLANCE

2006-07
Number of Branches
2578
Paid-up Capital
410
Reserves
9944
Aggregate Deposits
142381
Growth (%)
21.90
Non-Resident Deposits
13606
Foreign Business Turnover
130083
Advances (Net)
98506
Growth (%)
24.02
Retail Advances
17485
Growth (%)
20.16
Priority Sector Advances
37844
Growth (%)
22.33
Agriculture
15521
Growth (%)
29.00
Agriculture(Disbursal)
9404
Small and Medium Enterprises
14245
Growth (%)
22.60
Advances under DRI Scheme
65
Advances to SC/ST Clients
1659
Self Help Group (Nos.)
150278
Export Credit
7896
Clientele (In Million)
29.35
Total Number of Staf
46359
Total Income
12816
Total Expenditure
9903
Operating Profit
2912
Net Profit
1421
Key Performance Ratios (%)
Capital Adequacy Ratio
13.50
Earnings Per Share (Rs.)
34.65
Book Value (Rs.)
197.83
Business Per Employee (Rs. Crore)
5.49
Profit Per Employee (Rs. Lakh)
3.24
Return on Average Assets
0.98
Cost-Income Ratio
46.83
Gross NPA Ratio
1.51
Net NPA Ratio
0.94
Credit - Deposits Ratio
69.18
Priority Credit to Adjusted Net Bank Credit
40.21
* As per Basel II norms

(Amt. in Rs. Crore)

2007-08 2008-09
2678
2733
410
410
10091
11798
154072
186893
8.21
21.30
12874
14043
136757
142301
107238
138219
8.86
28.89
17665
19798
1.03
12.07
43203
48763
14.16
12.87
17996
20144
15.95
11.94
11443
14704
18600
23823
30.57
28.08
40
48
2055
2863
210441
275100
9162
8967
32.35
34.80
45260
44090
16414
19430
13454
15467
2959
3964
1565
2072
13.25*
38.17
202.33
6.10
3.65
0.92
48.54
1.18
0.84
69.6
44.15

14.10*
50.55
244.87
7.80
4.97
1.06
43.61
1.56
1.09
73.96
46.02