ATTN: INVESTORS IN THE POPULAR ABS, INC.

MORTGAGE PASS
THROUGH CERTIFICATES 2006-e. (Popular ABC, Inc. Mortgage Pass-Through)
I HAVE A MORTGAGE ON MY FARM PROPERTY IN STEVENS COUNTY, WASHINGTON
SERVICED BY OCWEN LOAN SERVICING. THE MORTGAGE IS IN A MORTGAGE POOL
CALLED: POPULAR ABS, INC MORTGAGE PASS THROUGH CERTIFICATES 2006-e, WHEREIN
THE BANK OF NEW YORK MELLON IS THE TRUSTEE OF THE MORTGAGE POOL. THE
PROPERTY IS APPROXIMATELY 4 ACRES PRINCIPALLY USED FOR FARMING OF LARGE
LIVESTOCK. THE PROPERTY CONTAINS AN OLDER WIDE SINGLE WIDE METAL MOBILE
HOME (1975), AND A SECOND STICK BUILT RANCHER.THE PROPERTY IS AGRICULTURAL IN
NATURE, ALTHOUGH THE DEED OF TRUST MORTAGE DOCUMENTS SAYS NOT PRINCIPALLY
USED FOR AGRICULTURE. THE PROPERTY IS ACROSS FROM LARGE TRACT AGRICULTURE
PARCELS, ON A MILE LONG GRAVEL ROAD, AND HAZARDOUS WASTE IS DUMPED ACROSS
THE ROAD FROM THE LAND PARCEL FOR CROP FERTILIZING (WHICH HAS CONTAMINATED
THE AQUIFER). THE PROPERTY DRAWS ITS WATER FROM THIS AQUIFER ON A PRIVATE
WELL, AND HAS A PRIVATE SEPTIC SYSTEM. THIS PROPERTY AND LOAN HAVE BEEN
MISREPRESESNTED TO INVESTORS IN THIS POPULAR ABS, INC. MORTGAGE POOL.
THE LOAN WAS A NO-DOC LOAN. SINCE THE U.S. ECONOMY WENT SOUTH IN 2008, I HAVE
ATTEMPTED REPEATEDLY TO OBTAIN A MODIFIED LOAN FROM, FIRST (1) LITTON LOAN
SERVICING (UNTIL SOLD TO OCWEN IN 9/2011) AND NEXT, FROM (2) OCWEN LOAN
SERVICING. THIS PROPERTY FALSELY APPRAISED AT AN INFLATED $280,000+ WHEN THE
LOAN WAS INITIATED BY E-LOAN IN 2006 (WHO IS APPARENTLY NOW OUT OF THE
BUSINESS OF RESIDENTIAL LENDING). A THIRD PARTY NEUTRAL PROFESSIONAL APPRAISER
IN SPOKANE, WASHINGTON HAS APPRAISED THIS AGRI-PROPERTY AT $130,000 THIS YEAR
(2014) BASED ON LOCAL SALES AND DUE TO SERIOUS CONSTRUCION DEFECTS IN THE HOME
BY A BUILDER (WHOSE LICENSE HAS BEEN SUSPENDED BY THE STATE OF WASHINGTON).
STEVENS COUNTY, WASHINGTON BUILDING DEPARTMENT NEVER ISSUED AN OCCUPANCY
PERMIT ON THE HOME. DESPITE ALL OF THIS, THE TRUSTEE OF THE POPULAR ABS, INC.
MORTGAGE PASS THROUGH CERTIFICATES 2006-e, THE BANK OF NEW YORK MELLON AND
OCWEN LOAN SERVICING, HAVE FILED FOR JUDICIAL FORECLOSURE (IN 2011) REFUSING
SATISFACTORY ARRANGEMENTS TO MODIFY THIS LOAN FOR THE PAST 4 YEARS TO ALLOW
THE LOAN TO CONTINUE TO PERFORM (AND IT WOULD HAVE. I WAS STILL PERMANENTLY
EMPLOYED FULL-TIME). UNFORTUNATELY, NOW I AM PERMANENTLY DISABLED BY THE
SSA AND UNABLE TO MAKE ANYWHERE NEAR THE APPROXIMATE $1,200 MORTGAGE
PAYMENT PREVIOUSLY MADE (7.25% INTEREST, 30 YR. TERM). THE HOME IS IN DEFAULT-OVER $100,000 IN ARREARS SINCE 1/2010. I STILL RESIDE ON THE PROPERTY. THE
MORTGAGE IS IN DEFAULT AND ARREARS BECAUSE LITTON LOAN SERVICING AND OCWEN
FAILED THEIR INVESTORS IN THE POPULAR ABS, INC. MORTGAGE POOL, REFUSING MY
REPEATED HAMP APPLICATIONS FOR MODIFICATION OF THE LOAN TO KEEP IT FULLY
PERFORMING. ( FIRST WHILE I WAS FULLY EMPLOYED, AND NOW WHILE I AM DISABLED ON
SS). IF I WERE AN INVESTOR IN THIS MORTGAGE POOL POPULAR ABS, INC. MORTGAGE
PASS THROUGH CERTIFICATES 2006-e, I WOULD BE LOOKING AT BOTH THE QUALITY OF THE
LOANS IN THE POOL FOR FRAUD IN THE INDUCEMENT TO INVEST IN THIS POOL AND THE
BORROWERS AND PROPERTIES IN THIS POOL. ACCORDING TO THE PROSPECTUS, NO
PROPERTIES WITH MOBILE HOMES WERE ALLOWED IN THIS POOL, SO THIS IS ALREADY
FRAUDULENT INDUCEMENT FOR INVESTORS. THIS PROPERTY HAS ALWAYS CONTAINED A
SINGLE WIDE 1975 MOBILE HOME SINCE 2004. I WOULD ALSO SEEK TO INVESTIGATE THE
BANK OF NEW YORKS ROLE AS TRUSTEE AND OCWEN LOAN SERVICINGS ACTIONS IN THIS
MATTER. BOTH LITTON LOAN AND OCWEN LOAN SERVICING HAVE FAILED INVESTORS TO
OFFER A REASONABLE LOAN MODIFICATION WORK-OUT TO THE BORROWER AT A TIME
BEFORE LOSS AND DEPRIVATION COULD HAVE BEEN PREVENTED FOR ALL (FOR FOUR
YEARS NOW DESPITE REPEATED REQUESTS FOR MODIFICATION).