Tabela Price

VEJAMOS O CASO
PV
n
i
PMT

PERODOS

PV

R$ 50,000.00

R$ 50,000.00

16

R$ 47,493.91

R$

3,941.09

2.9%

R$ 44,915.90

R$

3,941.09

R$ 42,263.90

R$

3,941.09

R$

3,941.09

4
5
6
7
8
9
10
11
12
13
14
15
16

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
-R$

39,535.78
36,729.37
33,842.42
30,872.61
27,817.57
24,674.84
21,441.92
18,116.22
14,695.07
11,175.73
7,555.38
3,831.13
0.00

PMT

R$
3,941.09
R$
3,941.09
R$
3,941.09
R$
3,941.09
R$
3,941.09
R$
3,941.09
R$
3,941.09
R$
3,941.09
R$
3,941.09
R$
3,941.09
R$
3,941.09
R$
3,941.09
R$
3,941.09
R$ 63,057.40

la Price
JUROS

AMORTIZAO

R$

1,435.00 R$

2,506.09

R$

1,363.08 R$

2,578.01

R$

1,289.09 R$

2,652.00

R$
1,212.97
R$
1,134.68
R$
1,054.13
R$
971.28
R$
886.04
R$
798.36
R$
708.17
R$
615.38
R$
519.94
R$
421.75
R$
320.74
R$
216.84
R$
109.95
R$ 13,057.40

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

2,728.11
2,806.41
2,886.95
2,969.81
3,055.04
3,142.72
3,232.92
3,325.70
3,421.15
3,519.34
3,620.34
3,724.25
3,831.13
50,000.00

PRICE
SAC

R$
R$

COMPARAO
PMT
JUROS
AMORTIZAO
63,057.40 R$
13,057.40 R$
50,000.00
37,802.50 R$
12,197.50 R$
50,000.00

R$ 70,000.00
R$ 60,000.00
R$ 50,000.00
PMT

R$ 40,000.00

JUROS

R$ 30,000.00
R$ 20,000.00
R$ 10,000.00
R$ PRICE

SAC

R$ 20,000.00
R$ 10,000.00
R$ PRICE

SAC

Tabela SAC
PERODOS

PV

R$ 50,000.00

R$ 46,875.00

R$

1,690.00

R$

1,435.00

R$ 43,750.00

R$

1,779.69

R$

1,345.31

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

R$
1,869.38
R$
1,959.06
R$
2,048.75
R$
2,138.44
R$
2,228.13
R$
2,317.81
R$
2,407.50
R$
2,497.19
R$
2,586.88
R$
2,676.56
R$
2,766.25
R$
2,855.94
R$
2,945.63
R$
3,035.31
R$ 37,802.50

3
4
5
6
7
8
9
10
11
12
13
14
15
16
PMT
JUROS

40,625.00
37,500.00
34,375.00
31,250.00
28,125.00
25,000.00
21,875.00
18,750.00
15,625.00
12,500.00
9,375.00
6,250.00
3,125.00
-

PMT

JUROS

R$
1,255.63
R$
1,165.94
R$
1,076.25
R$
986.56
R$
896.88
R$
807.19
R$
717.50
R$
627.81
R$
538.13
R$
448.44
R$
358.75
R$
269.06
R$
179.38
R$
89.69
R$ 12,197.50

AMORTIZAO
R$

3,125.00

R$

3,125.00

R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$
R$

3,125.00
3,125.00
3,125.00
3,125.00
3,125.00
3,125.00
3,125.00
3,125.00
3,125.00
3,125.00
3,125.00
3,125.00
3,125.00
3,125.00
50,000.00

Tabela Price

VEJAMOS O CASO
PV
R$ 120,000.00
n
6
i
5.83%
PMT
R$
24,273.32

PERODOS

PV

R$ 120,000.00

R$ 102,722.68

R$

84,438.08

3
4
5
6

R$
R$
R$
-R$

65,087.50
44,608.78
22,936.15
0.00

Tabela Price

Tabe

PMT

JUROS

AMORTIZAO

PERODOS

PV

R$ 120,000.00

R$

24,273.32

R$

6,996.00 R$

17,277.32

R$ 100,000.00

R$

24,273.32

R$

5,988.73 R$

18,284.59

R$

80,000.00

19,350.58
20,478.72
21,672.63
22,936.15

3
4
5
6

R$
R$
R$
R$

60,000.00
40,000.00
20,000.00
-

R$
24,273.32
R$
24,273.32
R$
24,273.32
R$
24,273.32
R$ 145,639.94

R$
4,922.74
R$
3,794.60
R$
2,600.69
R$
1,337.18
R$ 25,639.94

SAC
PRICE

R$
R$
R$
R$

COMPARAO
JUROS
R$
24,486.00
R$
25,639.94

COMPARAO
R$ 26,000.00
R$ 25,500.00
R$ 25,000.00
R$ 24,500.00
R$ 24,000.00
R$ 23,500.00
SAC

PRICE

Tabela SAC
PMT

JUROS

AMORTIZAO

R$ 26,996.00

R$

6,996.00 R$

20,000.00

R$ 25,830.00

R$

5,830.00 R$

20,000.00

R$
R$
R$
R$

R$
4,664.00
R$
3,498.00
R$
2,332.00
R$
1,166.00
R$ 24,486.00

24,664.00
23,498.00
22,332.00
21,166.00

R$
R$
R$
R$

20,000.00
20,000.00
20,000.00
20,000.00

PARAO JUROS

COMPARAO JUROS

PRICE

VEJAMOS O CASO
PV
2171419.42
n
160
i
2.87%
PMT
R$ 63,000.74

PERODOS PV
0

2171419.42

2170738.42

2170037.87

3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

2169317.22
2168575.89
2167813.28
2167028.79
2166221.77
2165391.60
2164537.60
2163659.09
2162755.37
2161825.71
2160869.37
2159885.59
2158873.57
2157832.50
2156761.56
2155659.87
2154526.58
2153360.75
2152161.47
2150927.76
2149658.65
2148353.12
2147010.11
2145628.57
2144207.37
2142745.38
2141241.44
2139694.33
2138102.82
2136465.63
2134781.46
2133048.95
2131266.72
2129433.33
2127547.33
2125607.20
2123611.39

40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84

2121558.30
2119446.29
2117273.66
2115038.68
2112739.55
2110374.44
2107941.44
2105438.63
2102863.98
2100215.44
2097490.88
2094688.13
2091804.94
2088839.01
2085787.95
2082649.33
2079420.62
2076099.26
2072682.57
2069167.82
2065552.20
2061832.81
2058006.68
2054070.73
2050021.82
2045856.71
2041572.06
2037164.44
2032630.32
2027966.08
2023167.96
2018232.15
2013154.67
2007931.47
2002558.37
1997031.06
1991345.11
1985495.98
1979478.98
1973289.28
1966921.95
1960371.87
1953633.81
1946702.36
1939571.98

85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129

1932236.96
1924691.42
1916929.33
1908944.46
1900730.43
1892280.66
1883588.37
1874646.62
1865448.24
1855985.87
1846251.93
1836238.62
1825937.93
1815341.61
1804441.18
1793227.90
1781692.80
1769826.65
1757619.94
1745062.89
1732145.46
1718857.30
1705187.76
1691125.92
1676660.49
1661779.91
1646472.26
1630725.27
1614526.35
1597862.52
1580720.43
1563086.37
1544946.21
1526285.43
1507089.09
1487341.81
1467027.78
1446130.74
1424633.95
1402520.21
1379771.80
1356370.52
1332297.61
1307533.82
1282059.30

130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160

1255853.66
1228895.93
1201164.50
1172637.19
1143291.14
1113102.85
1082048.17
1050102.21
1017239.41
983433.44
948657.24
912882.97
876081.97
838224.79
799281.10
759219.73
718008.60
675614.71
632004.11
587141.89
540992.13
493517.87
444681.09
394442.70
342762.47
289599.01
234909.77
178650.94
120777.49
61243.06
0.00

PMT

JUROS

AMORTIZAO

63000.74

62319.74

681.00

63000.74

62300.19

700.54

63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74

62280.09
62259.40
62238.13
62216.24
62193.73
62170.56
62146.74
62122.23
62097.02
62071.08
62044.40
62016.95
61988.72
61959.67
61929.79
61899.06
61867.44
61834.91
61801.45
61767.03
61731.63
61695.20
61657.73
61619.19
61579.54
61538.75
61496.79
61453.63
61409.23
61363.55
61316.56
61268.23
61218.50
61167.35
61114.74
61060.61
61004.93

720.65
741.33
762.61
784.50
807.01
830.17
854.00
878.51
903.72
929.66
956.34
983.79
1012.02
1041.07
1070.94
1101.68
1133.30
1165.82
1199.28
1233.70
1269.11
1305.53
1343.00
1381.55
1421.20
1461.99
1503.95
1547.11
1591.51
1637.19
1684.17
1732.51
1782.23
1833.38
1886.00
1940.13
1995.81

Valor aps a carncia

63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74

60947.65
60888.72
60828.11
60765.75
60701.61
60635.63
60567.75
60497.92
60426.09
60352.20
60276.18
60197.99
60117.55
60034.80
59949.68
59862.11
59772.04
59679.37
59584.05
59485.99
59385.12
59281.35
59174.60
59064.79
58951.83
58835.63
58716.09
58593.12
58466.62
58336.49
58202.63
58064.92
57923.26
57777.54
57627.63
57473.43
57314.79
57151.60
56983.73
56811.05
56633.40
56450.66
56262.67
56069.29
55870.36

2053.09
2112.01
2172.63
2234.98
2299.13
2365.11
2432.99
2502.82
2574.65
2648.54
2724.55
2802.75
2883.19
2965.94
3051.06
3138.62
3228.70
3321.37
3416.69
3514.75
3615.62
3719.39
3826.14
3935.95
4048.91
4165.11
4284.65
4407.62
4534.12
4664.25
4798.11
4935.82
5077.47
5223.20
5373.10
5527.31
5685.95
5849.13
6017.00
6189.69
6367.34
6550.08
6738.06
6931.45
7130.38

63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74

55665.72
55455.20
55238.64
55015.87
54786.71
54550.96
54308.45
54058.99
53802.36
53538.36
53266.79
52987.43
52700.05
52404.42
52100.30
51787.46
51465.64
51134.58
50794.02
50443.69
50083.31
49712.57
49331.20
48938.89
48535.31
48120.16
47693.08
47253.75
46801.82
46336.91
45858.65
45366.68
44860.58
44339.96
43804.39
43253.46
42686.71
42103.70
41503.95
40886.99
40252.33
39599.45
38927.83
38236.94
37526.22

7335.02
7545.54
7762.09
7984.87
8214.03
8449.77
8692.28
8941.75
9198.38
9462.37
9733.94
10013.31
10300.69
10596.32
10900.43
11213.28
11535.10
11866.15
12206.71
12557.05
12917.43
13288.16
13669.53
14061.85
14465.42
14880.58
15307.65
15746.98
16198.92
16663.83
17142.08
17634.06
18140.16
18660.78
19196.35
19747.28
20314.03
20897.04
21496.79
22113.74
22748.41
23401.29
24072.90
24763.80
25474.52

63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
63000.74
10080118.01

SAC
PRICE

36795.10
36043.00
35269.31
34473.42
33654.69
32812.46
31946.05
31054.78
30137.93
29194.77
28224.54
27226.46
26199.74
25143.55
24057.05
22939.37
21789.61
20606.85
19390.14
18138.52
16850.97
15526.47
14163.96
12762.35
11320.51
9837.28
8311.49
6741.91
5127.28
3466.31
1757.68
7908698.59

26205.64
26957.74
27731.42
28527.32
29346.05
30188.28
31054.69
31945.96
32862.80
33805.97
34776.20
35774.27
36801.00
37857.18
38943.69
40061.37
41211.13
42393.89
43610.60
44862.22
46149.77
47474.26
48836.77
50238.39
51680.23
53163.45
54689.25
56258.83
57873.46
59534.42
61243.06

COMPARAO
JUROS
PARCELAS
R$ 5,016,738.86
7188158.28
R$ 7,908,698.59
10080118.01

R$ 12,000,000.00
R$ 10,000,000.00
R$ 8,000,000.00
R$ 6,000,000.00
R$ 4,000,000.00
R$ 2,000,000.00
R$ JUROS

R$ 6,000,000.00
R$ 4,000,000.00
R$ 2,000,000.00
R$ JUROS

2171419.42

PERODOS

PV

PMT

JUROS

0 2171419.42
1 2157848.05

75891.11

62319.74

2 2144276.68

75501.61

61930.24

75112.11
74722.61
74333.12
73943.62
73554.12
73164.62
72775.12
72385.62
71996.13
71606.63
71217.13
70827.63
70438.13
70048.63
69659.13
69269.64
68880.14
68490.64
68101.14
67711.64
67322.14
66932.65
66543.15
66153.65
65764.15
65374.65
64985.15
64595.66
64206.16
63816.66
63427.16
63037.66
62648.16
62258.67
61869.17
61479.67
61090.17

61540.74
61151.24
60761.74
60372.25
59982.75
59593.25
59203.75
58814.25
58424.75
58035.26
57645.76
57256.26
56866.76
56477.26
56087.76
55698.27
55308.77
54919.27
54529.77
54140.27
53750.77
53361.28
52971.78
52582.28
52192.78
51803.28
51413.78
51024.28
50634.79
50245.29
49855.79
49466.29
49076.79
48687.29
48297.80
47908.30
47518.80

3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39

2130705.31
2117133.93
2103562.56
2089991.19
2076419.82
2062848.45
2049277.08
2035705.71
2022134.33
2008562.96
1994991.59
1981420.22
1967848.85
1954277.48
1940706.11
1927134.74
1913563.36
1899991.99
1886420.62
1872849.25
1859277.88
1845706.51
1832135.14
1818563.76
1804992.39
1791421.02
1777849.65
1764278.28
1750706.91
1737135.54
1723564.16
1709992.79
1696421.42
1682850.05
1669278.68
1655707.31
1642135.94

40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84

1628564.57
1614993.19
1601421.82
1587850.45
1574279.08
1560707.71
1547136.34
1533564.97
1519993.59
1506422.22
1492850.85
1479279.48
1465708.11
1452136.74
1438565.37
1424993.99
1411422.62
1397851.25
1384279.88
1370708.51
1357137.14
1343565.77
1329994.39
1316423.02
1302851.65
1289280.28
1275708.91
1262137.54
1248566.17
1234994.80
1221423.42
1207852.05
1194280.68
1180709.31
1167137.94
1153566.57
1139995.20
1126423.82
1112852.45
1099281.08
1085709.71
1072138.34
1058566.97
1044995.60
1031424.22

60700.67
60311.17
59921.68
59532.18
59142.68
58753.18
58363.68
57974.18
57584.69
57195.19
56805.69
56416.19
56026.69
55637.19
55247.70
54858.20
54468.70
54079.20
53689.70
53300.20
52910.71
52521.21
52131.71
51742.21
51352.71
50963.21
50573.72
50184.22
49794.72
49405.22
49015.72
48626.22
48236.73
47847.23
47457.73
47068.23
46678.73
46289.23
45899.74
45510.24
45120.74
44731.24
44341.74
43952.24
43562.74

47129.30
46739.80
46350.30
45960.81
45571.31
45181.81
44792.31
44402.81
44013.31
43623.82
43234.32
42844.82
42455.32
42065.82
41676.32
41286.83
40897.33
40507.83
40118.33
39728.83
39339.33
38949.84
38560.34
38170.84
37781.34
37391.84
37002.34
36612.85
36223.35
35833.85
35444.35
35054.85
34665.35
34275.86
33886.36
33496.86
33107.36
32717.86
32328.36
31938.87
31549.37
31159.87
30770.37
30380.87
29991.37

85 1017852.85
86 1004281.48
87 990710.11
88 977138.74
89 963567.37
90 949996.00
91 936424.62
92 922853.25
93 909281.88
94 895710.51
95 882139.14
96 868567.77
97 854996.40
98 841425.03
99 827853.65
100 814282.28
101 800710.91
102 787139.54
103 773568.17
104 759996.80
105 746425.43
106 732854.05
107 719282.68
108 705711.31
109 692139.94
110 678568.57
111 664997.20
112 651425.83
113 637854.45
114 624283.08
115 610711.71
116 597140.34
117 583568.97
118 569997.60
119 556426.23
120 542854.85
121 529283.48
122 515712.11
123 502140.74
124 488569.37
125 474998.00
126 461426.63
127 447855.26
128 434283.88
129 420712.51

43173.25
42783.75
42394.25
42004.75
41615.25
41225.75
40836.26
40446.76
40057.26
39667.76
39278.26
38888.76
38499.27
38109.77
37720.27
37330.77
36941.27
36551.77
36162.28
35772.78
35383.28
34993.78
34604.28
34214.78
33825.29
33435.79
33046.29
32656.79
32267.29
31877.79
31488.30
31098.80
30709.30
30319.80
29930.30
29540.80
29151.31
28761.81
28372.31
27982.81
27593.31
27203.81
26814.32
26424.82
26035.32

29601.88
29212.38
28822.88
28433.38
28043.88
27654.38
27264.89
26875.39
26485.89
26096.39
25706.89
25317.39
24927.89
24538.40
24148.90
23759.40
23369.90
22980.40
22590.90
22201.41
21811.91
21422.41
21032.91
20643.41
20253.91
19864.42
19474.92
19085.42
18695.92
18306.42
17916.92
17527.43
17137.93
16748.43
16358.93
15969.43
15579.93
15190.44
14800.94
14411.44
14021.94
13632.44
13242.94
12853.45
12463.95

130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160

407141.14
393569.77
379998.40
366427.03
352855.66
339284.28
325712.91
312141.54
298570.17
284998.80
271427.43
257856.06
244284.68
230713.31
217141.94
203570.57
189999.20
176427.83
162856.46
149285.09
135713.71
122142.34
108570.97
94999.60
81428.23
67856.86
54285.49
40714.11
27142.74
13571.37
0.00

25645.82
12074.45
25256.32
11684.95
24866.82
11295.45
24477.33
10905.95
24087.83
10516.46
23698.33
10126.96
23308.83
9737.46
22919.33
9347.96
22529.83
8958.46
22140.34
8568.96
21750.84
8179.47
21361.34
7789.97
20971.84
7400.47
20582.34
7010.97
20192.84
6621.47
19803.35
6231.97
19413.85
5842.48
19024.35
5452.98
18634.85
5063.48
18245.35
4673.98
17855.85
4284.48
17466.35
3894.98
17076.86
3505.49
16687.36
3115.99
16297.86
2726.49
15908.36
2336.99
15518.86
1947.49
15129.36
1557.99
14739.87
1168.50
14350.37
779.00
13960.87
389.50
7188158.28 5016738.86

00.00

00.00

00.00
SAC

00.00

PRICE

00.00

00.00

R$ JUROS

PARCELAS

00.00

PRICE

00.00

00.00

R$ JUROS

PARCELAS

AMORTIZAO
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37

13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37

13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37

13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37
13571.37