HI QEMS

2IWWIW HMEW IWXMZI PIQFVERHS G

HI 1EMS
,SNI R-S QIY HME R-S JSM REHE FSQ %GSVHIM WIRXMRHS QI QEP %S GEQMRLEV TIPE TVEE HI WIXIQFVS ZM EPKYQEW GVMEREW HMZIVXMRHS WI
RS FEPERS 5YI HMVIMXS EW TIWWSEW XIQ HI WIV JIPM^IW UYERHS R-S IWXSY# MRNYWXS 1MRLE GEFIE EMRHE HSM % EPIKVME HEUYIPEW GVMEREW QI
MRGSQSHEZE 0IQFVEZE QI HI QIYW XIQTSW HI MRJRGME % ZMHE IVE HYVE 7 VME HEUYIPI NIMXS UYERHS REUYIPIW XIQTSW IRGSRXVEZE YQ WETS
ES EGEWS I S ZME GSVVIV QSVVIRHS ES XIV YQ TYRLEHS HI WEP EXMVEHS IQ WYEW GSWXEW % ZMHE IVE HYVE 2-S EKYIRXEZE QEMW ZIV EUYIPE EPIKVME IRX-S TYW EW
GVMEREW HEUYIPI TEVUYI TEVE GSVVIV 7IRXM QI QIPLSV I HSV HI GEFIE N R-S IVE X-S JSVXI
%KSVE E QIWQE GLEXMGI HI WIQTVI 3PLS QMRLE GEVXIMVE HI XVEFEPLS I P IWX IWGVMXS ZMKME I UYI XIRLS ERSW HI XVEFEPLS QEW S UYI WMRXS
ETIREW E QSRSXSRME HI R-S JE^IV REHE WINE UYERHS XVEFEPLS WINE UYERHS IWXSY IQ GEWE 1IY GSPIKE HI XVEFEPLS HSVQI 5YI WSVXI E HIPI 5YIVME TSHIV HSVQMV
HYVERXI IWWIW XVW ERSW XIRLS IWGVMXS QEW R-S XIRLS EFWSPYXEQIRXI REHE TEVE IWGVIZIV 1MRLE ZMHE IWWE IXIVRE RSVQEPMHEHI E UYI XERXSW IWX-S EGSWXYQEHSW QEW
UYI QI MVVMXE QEMW UYI EUYIPE JEPWE EPIKVME HEW GVMEREW E UYI JYM SFVMKEHS E WIV IWTIGXEHSV
HI QEMS
1MRLE IWTSWE EMRHE R-S GLIKSY IQ GEWE 5YERXSW HMEW JE^ UYI IPE WEMY# 'SRWYPXS EW TKMREW HS HMVMS I ES QIRSW YQE YXMPMHEHI IRGSRXVS TEVE IWXEW
JSPLEW HMEW HMEW 3 UYI I\EXEQIRXI S XIQTS HI HMEW#
2-S JYM YQ FSQ QEVMHS# 5YEP E VE^-S HS EFERHSRS#
2-S MQTSVXE 7I EUYIPE TVSWXMXYXE IWXMZIWWI EUYM WIQ HZMHEW E QEXEZE
HI QEMS
'EHE ZI^ IWGVIZS QIRSW 'SQIGIM E IWGVIZIV IWXI HMVMS UYERHS GSQIGIM E XVEFEPLEV EUYM 2-S GLEQEZE HI HMVMS QEW GEHIVRS HI RSXEW 2-S PIQFVS HI
XIV QIRGMSREHS QEW S SFNIXMZS IVE XSQEV RSXE HSW XVEFEPLSW (M^IQ UYI IWWI TVHMS EWWSQFVEHS I UYI SW ZMKMEW UYI EUYM XVEFEPLEQ N ZMVEQ MRQIVEW ETEVMIW
2YRGE ZM REHE 2IQ WIUYIV YQ FEVYPLS IWXVERLS 5YIVME XIV EPKS MRXIVIWWERXI E IWGVIZIV XSQEV RSXE 7IQTVI UYMW IWGVIZIV YQ HIWWIW PMZVSW HI XIVVSV SY YQ
PMZVS GSQ QIYW WFMSW TIRWEQIRXSW QEW GEHE ZI^ QEMW TIVGIFS UYI REHE XIRLS TEVE IWGVIZIV 1MRLE ZMHE ZE^ME QIY XVEFEPLS QSRXSRS 'SQIEZE IWGVIZIRHS
YQE TKMRE I QIME GEHE HME TKMRE I QIME HI MRYXMPMHEHIW I S UYI JSVEQ EW HYEW PXMQEW RSXEW# 2EHE 4IUYIREW XVMZMEPMHEHIW 2-S ZMQ XVEFEPLEV ERXISRXIQ
TSV MWWS R-S IWGVIZIV 2-S XMRLE S UYI JE^IV R-S XMRLE S UYI XVEFEPLEV R-S XMRLE S UYI IWGVIZIV 1I ZIMS E QSXMZE-S HIWWE ZI^ EPKS TSHI EGSRXIGIV QIME
RSMXI 2IRLYQ JERXEWQE
1EMW GIHS SYZM YQ FEVYPLS HMJIVIRXI *YM ZIV S UYI IVE )VE W YQ KVYTS HI NSZIRW TVSZEZIPQIRXI UYIVIRHS XIWXEV E EWWSQFVE-S HS PSGEP *SM QEMW
JGMP HI JE^ PSW GSVVIV UYI EUYIPEW GVMEREW HS SYXVS HME &EWXEZE YQ IM UYI XSHSW JYKMEQ )MW UYI JSM XSHE E IQS-S HI QEMW YQ HME HI QIVHE
4IVHM QMRLE GERIXE I SHIMS E GSV E^YP )PE QI STVMQI %QERL- GSQTVS SYXVE GERIXE TVIXE I ZINS WI XIRLS EPKS HIGIRXI TEVE IWGVIZIV

SPLERHS IQ ZSPXE I GSQS R-S ZMY RMRKYQ 4EYPE FIMNSY S VITIRXMREQIRXI I PSKS GSVVIY 1EVGS WSVVMY I IWJVIKERHS EW Q-SW TW WIY GEWEGS % RSMXI IWXEZE
FIPE ETIWEV HI JVME 7IQ WEFIV HS JYXYVS UYI PLI EKYEVHEZE XVERUYMPEQIRXI GEQMRLSY TIPE RSMXI GERXERHS
RSMXI H QI WYE PY^
:SY TIPE RSMXI QERWEQIRXI
3 LEPS HE PYE QI WIHY^
) E ZMHE WMKS FIQ GSRXIRXI EPIKVIQIRXI
HI %KSWXS
2-S TVIGMWIM HI RMRKYQ TEVE QI HM^IV QIY TVSNIXS HI VSQERGI YQE TSVGEVME (IQSVIM YQ QW I GEXSV^I GETXYPSW TEVE TIVGIFIV QEW ES QIRSW
XMZI E HMKRMHEHI HI HEV GSRXE HMWWS E XIQTS JEPXE QI IWXMPS %W PMZVEVMEW IWX-S GLIMEW HI PMZVSW I RIRLYQ UYI IY IWGVIZIWWI XIVME UYEPUYIV ZEPSV )Y TVIGMWEZE
HI EKSWXS
:MHE ZMHE ZMHE ZMHEZMHE ZMHE ZMHE ZMHE ZMHE ZMHE ZMHE ZMHE ZMHE MHE ZMHE ZMHE :-(%:-(%:-(%:-(% :-(% :-(%
)WWI S QIY TVSFPIQE 2-S XIRLS ZMHE 3PLS TEVE S TEWWEHS I S UYI IY JYM# 2-S XIRLS REHE R-S JM^ REHE 3HIMS E QMRLE ZMHE SHIMS E QMRLE
JEQPME SHIMS EW TIWWSEW SHIMS QIY IQTVIKS 'EWIM I QMRLE QYPLIV QI EFERHSRSY I RYRGE TYHI HIWGSRXEV QIY HMS IQ RMRKYQ 3 QYRHS QI JI^ I R-S
WSY GETE^ HI JE^IV REHE RS QYRHS 3 QYRHS QI HIWXVYMY I R-S WSY GETE^ HI HIWXVYMV S QYRHS )WGVIZS QEW R-S XIRLS S UYI IWGVIZIV 3 GEHIVRS HI RSXEW
WSFVIREXYVEMW JVEGEWWSY S HMVMS JVEGEWWSY S VSQERGI JVEGEWWSY 4SV UY# 4SVUYI WSY YQ JVEGEWWS 2-S XIRLS REHE E IWGVIZIV TSVUYI R-S ZMZM REHE
1EMW YQE ZI^ IWGVIZS EPKYQEW PMRLEW MRXIMW
HI %KSWXS
,
HI EKSWXS
8IRLS HI TIHMV HIWGYPTEW E QMQ QIWQS TIPS QIY HIWIWTIVS *MUYIM YRW HMEW WIQ IWGVIZIV I VIPM I VIZM XSHE E QMRLE ZMHE 8SQIM VIWSPYIW R-S WSY
JIPM^ IRX-S SW SYXVSW R-S XIQ S HMVIMXS HI WIV 1MRLEW HSVIW HI GEFIE W-S GVRMGEW QEW QIPLSVEQ GSQ E MRJIPMGMHEHI HSW SYXVSW 8SQIM VIWSPYIW (IGMHM QEXEV
7E SRXIQ TEVE GEEV QMRLE TVMQIMVE ZXMQE TIVXS HI QIY PSGEP HI XVEFEPLS )WXEZE RS IWGYVS IRGSWXEHS RYQ QYVS IWTIVERHS EPKYQ TEWWEV W
UYERHS E VYE IWXMZIWWI ZE^ME 4EWWSY YQ LSQIQ I R-S LEZME QEMW RMRKYQ RE VYE )WXEZE GSQ YQE JEGE IWGSRHMHE EXVW HI QMQ 2-S XMZI GSVEKIQ HI QEX PS
R-S TSV WIV YQE ZMHE QEW TSV WIV YQ LSQIQ 2-S XIVME HI WIV YQE QYPLIV 8IVME HI IWTIVEV YQE QYPLIV TEWWERHS WSPMXVME 1I ETVS\MQEVME ERYRGMEVME
YQ EWWEPXS QEW VSYFEV R-S WIVME QMRLE MRXIR-S (IZIVME QEXEV 2-S TEWWSY RIRLYQE %TIWEV HMWWS I
%TIWEV HMWWS R-S QI WIRXM YQ JVEGEWWEHS YQ

HI QEVS
2IRLYQE TEPEZVE GETE^ HI HIWGVIZIV E EPIKVME UYI WIRXM ES ZIV S RSXMGMVMS HI LSNI RS XVEFEPLS (IQSVEVEQ HMEW QEW JMREPQIRXI IRGSRXVEVEQ
S GSVTS I EKSVE QMRLE SFVE TVMQSKRMXE IWXEZE ES EPGERGI HI XSHSW 'EHE QMRYXS HI IWTIVE ZEPIY E TIRE XSHEW EW QMRLEW QEPJEHEHEW XIRXEXMZEW GSQTIRWEVEQ
*MUYIM IQSGMSREHS UYERHS ERYRGMEVEQ RE 8: PSGEP S HIWETEVIGMQIRXS I EKSVE IRGSRXVEVEQ S GSVTS 2-S TYHIVEQ VIGSRLIGIV S GSVTS EMRHE 8MVIM PLI E GEVXIMVE
HI MHIRXMHEHI
4EWWIM IWWIW HMEW XSHSW SPLERHS WYE JSXS I WIM FIQ WIY RSQI 'IGPME 'SWXE HSW %RNSW 2-S TEWWEVEQ WYE MQEKIQ RE 8: 4IRE )PE IVE X-S NSZIQ
X-S FSRMXE (IZI IWXEV YQ QSRWXVS LSVVIRHS EKSVE *SM E QEXVME HE RSMXI 3GYTSY FSE TEVXI HS FPSGS 3 NSVREPMWXE R-S GSRWIKYI QI GSQTVIIRHIV 8EQFQ
TYHIVE 7-S XSHSW IWXTMHSW 'SRXIM SW \MRKEQIRXSW ES XSHS WIQ GSRXEV EW VITIXMIW
1SRWXVS EWWEWWMRS GVIXMRS GSZEVHI HIPMRUYIRXI QEREGS FERHMHS HIWXVYMHSV HI JEQPMEW JEGRSVE
)\EXEQIRXI RIWWE SVHIQ
)Y JM^ (ITSMW HI XERXS XIQTS IY JM^ *MREPQIRXI ZMZM *MREPQIRXI EGEFIM GSQ YQE ZMHE )Y QIVIGME MWWS IPE QIVIGME XEQFQ 8SHSW QIVIGIQ
9QE XVMWXI^E WIV IWWE SFVE X-S FVIZI GSQS S FIQ UYI IPE QI TVSZSGE (ITSMW HI JIMXS E HSV HI GEFIE WI JSM I IY JMREPQIRXI GSRWIKYM HSVQMV XVERUYMPEQIRXI
GSQ EPKYQE XVERUYMPMHEHI 1EW E HSV I E MRWRME Z-S ZSPXEV 3 GSVTS WIV IRXIVVEHS I E QYPXMH-S HI EVXMWXEW JEV IWWE ZMSPRGME WIV IWUYIGMHE 7YTIVEHE
4VIGMWS HI QEMW RSMXIW HI WSRS TVIGMWS JMGEV FIQ I E QYPXMH-S TVIGMWE PIQFVEV WIQTVI HSW QIYW JIMXSW
'IGPME 'SWXE HSW %RNSW *EVIM GSQ UYI WINEW PIQFVEHE
HI QEVS
1EMW YQ QSRXSRS HME HI XVEFEPLS 2EHE HI MRXIVIWWERXI RE 8: LSNI %MRHE IWXSY GSRXIRXI TIPE QMRLE SFVE QEW WMRXS UYI ESW TSYGSW E
IYJSVME ZEM EGEFERHS )Q FVIZI R-S GSRWIKYMVIM QEMW HSVQMV XEQFQ ) R-S TSWWS IWUYIGIV S TVMRGMTEP IY JM^ YQE TVSQIWWE
4SVQ XIRLS HI TPERINEV QIPLSV EW QMRLEW TV\MQEW EIW (IQSVIM QIWIW TEVE GSRWIKYMV QMRLE TVMQIMVE ZXMQE I R-S TSWWS JMGEV ZVMSW HMEW IWTIVERHS
RS QIWQS PYKEV HS GSRXVVMS ZSY EGEFEV WIRHS HIWGSFIVXS 1EW XIQ HI LEZIV YQ TEHV-S VIGSRLIGZIP 2MRKYQ QIVIGI S QVMXS UYI W HIZMHS E QMQ 9QE
HVSKE IY XIV WMHS X-S RIVZSWS HE TVMQIMVE ZI^ R-S GSRWMKS PIQFVEV GSQS JSM UYI GSVXIM E 'IGM 1EW TSWWS N TIRWEV IQ EPKYQEW GSMWEW
8IRLS HI QEXEV GSQ JEGE 2-S PIQFVS S GSVXI QEW XIQ HI WIV GSQ JEGE
(IZS VIXMVEV E MHIRXMHEHI HE ZXMQE 4VIGMWS HI YQ XVSJY I YQE LSVE Z-S TIVGIFIV UYI XSHEW IPEW IWXEV-S WIQ S 6+
7IQTVI WIV-S QYPLIVIW
3W EWWEWWMREXSW WIV-S WIQTVI RE QIWQE VYE
3 GSVTS WIV NSKEHS WIQTVI RS QIWQS GEREP 8IRLS YQE FSE VIE HI XVEFEPLS I R-S QSVS TIVXS HI QSHS UYI R-S ZEM LEZIV HIWGSRJMERE
4IRWS IQ EPKS QEMW XEVHI 8IRLS HI TIRWEV XEQFQ GSQS WIV IJMGMIRXI (ITSMW HI EPKYQ XIQTS E ZMKMPRGME WIV QEMSV I E HIWGSRJMERE GSQ
S PYKEV XEQFQ 2-S HIZS TIRWEV XERXS RIWWEW GSMWEW EKSVE 4VIGMWS ETVSZIMXEV S QSQIRXS

VIZSPXERXI 'EQMRLS IQ HMVI-S QIPERGSPME 1EXEV R-S FEWXE

HI QEMS
1EXEV R-S FEWXE 1EXEV R-S FEWXE 'EHE ZI^ QEMW GSRGPYS UYI QEXEV R-S FEWXE 'EHE ZI^ QEMW VIHY^MHS S IWTES HI QMRLEW EIW RSW NSVREMW
%RXISRXIQ JSM YQ ZIVHEHIMVS MRWYPXS *SM IRGSRXVEHE QEMW YQE ZXMQE HS 1EREGS HE 4IHVIMVE E UYEVXE WSQIRXI IWXI QW %FWYVHS 2IRLYQE
MQEKIQ RIRLYQE SJIRWE HS IWXTMHS NSVREPMWXE UYI R-S GSRWIKYI QI GSQTVIIRHIV 2IRLYQ HITSQIRXS HE TSPGME GSQS HE PXMQE ZI^ IQ UYI EQIEEVEQ
QI GETXYVEV IQ FVIZI 2EHE QEMW %TIREW S JVMS I MRI\TVIWWMZS *SM IRGSRXVEHE QEMW YQE ZXMQE HS 1EREGS HE 4IHVIMVE E UYEVXE HIWXI QW %FWYVHS
2-S IWXSY GEHYGS XIRLS GIVXI^E UYI JSVEQ XVW )WX-S TVSWXMXYMRHS E QMRLE EVXI
'SRWIKYM HSVQMV SRXIQ QEW XMZI YQ XIVVZIP TIWEHIPS 'EME RE IWGYVMH-S I P W LEZME QMRLE HSGI 'IGM -VEHE ETSRXEZE TEVE QMQ 2-S JYM
GETE^ HI GYQTVMV QMRLE TVSQIWWE )VE XYHS QMRLE GYPTE 2W HSMW GEEQSW IQ HMVI-S ES ZE^MS I IVE XYHS QMRLE GYPTE
8IRLS HI GSRXMRYEV QEW QEXEV R-S FEWXE 2-S WIM S QSXMZS HI EGVIWGIRXEVIQ YQ RQIVS E QMRLE GSRXEKIQ QEW R-S KSWXIM 'EHE ZI^ QEMW QIRSW
GLSGERXI GEHE ZI^ QEMW S MRXIVIWWI QIRSV %W TIWWSEW WI IWUYIGIQ I GEHE ZI^ QEMW S MRXIVZEPS HIZI WIV QEMSV % TVIWW-S TEVE E QMRLE GETXYVE QYMXS KVERHI
I R-S TSWWS QEMW WMQTPIWQIRXI QEXEV SYXVE TIWWSE 7MRXS UYI XSHSW QI SPLEQ EGLS UYI XSHSW WEFIQ 2-S TSWWS ZEGMPEV 2-S TSWWS 2-S TSWWS
1EXEV R-S FEWXE
7IV UYI XIVIM RSZSW TIWEHIPSW# 7I JMGEV WIQ QEXEV WIV UYI E HSV ZSPXEV I GSRWIKYMVIM HSVQMV#
+YMI QIYW TEWWSW 7IRLSV 3 QIHS QI HSQMRE
HI QEMS
3W TIWEHIPSW GSRXMRYEQ %W ERKYWXMEW GSRXMRYEQ 2-S TSWWS TEVEV 2-S TSWWS GSRXMRYEV %MRHE FIQ UYI R-S TVIGMWS HI GSRGIRXVE-S TEVE
E QMRLE ZMHE TSMW GSRGIRXVE-S S UYI QIRSW TSWWYS RS QSQIRXS 8SHSW QI SPLEQ IWXVERLS IQ XSHSW SW PYKEVIW 7EMS HI GEWE I XSHSW QI SPLEQ *ES
GSQTVEW I XSHSW JMGEQ QI SPLERHS 2-S TSWWS QEMW GSRXMRYEV 8IRLS HI GSRXMRYEV 1IY GSPIKE HI XVEFEPLS IWX QI IRGEVERHS )PI QI GLEQE IWX ZMRHS
IPI WEFI )0) 7%&)
HI 1EMS
)WXSY QIPLSV 8MZI YQE KVEZI GVMWI HI ERWMIHEHI HE PXMQE ZI^ 2-S PIZS QEMW S GEHIVRS TEVE S XVEFEPLS QYMXS TIVMKSWS
(ME JMUYIM QYMXS RIVZSWS 1IY GSQTERLIMVS TIVGIFIY I TIVKYRXSY WI IWXEZE FIQ I HIWGSFVM WIV 4IHVS WIY RSQI HMJGMP VIGSRWXVYMV S UYI
TEWWSY TIPE QMRLE GEFIE REUYIPI QSQIRXS 4IRWIM UYI LEZME WMHS HIWGSFIVXS I UYEWI JYM 8MZI YQ EXEUYI I JMUYIM MQZIP QEW GSQ EW JSVEW UYI XMRLE GSRWIKYM
JIGLEV S GEHIVRS I QERX PS EWWMQ IQ QMRLEW Q-SW S XIQTS XSHS %MRHE FIQ UYI RMRKYQ S ZMY *YM PIZEHS IQIVKIRGMEPQIRXI ES LSWTMXEP QEW R-S PEVKYIM
S GEHIVRS
2-S WIM TSVUYI EMRHE IWGVIZS 2-S L QEMW UYEPUYIV VE^-S QEW TEVIGI WIV YQE HITIRHRGME EMRHE (I UYEPUYIV QSHS E TEVXMV HI LSNI TEWWEVIM E IWGVIZIV