BANK OF MAHARASHTRA CENTRAL OFFICE, LOKMANGAL,PUNE 411005. APPLICATION FORM FOR HOUSING LOAN ‘The Asst. General Manager /Chief Manager/ Branch Manager, Sis Press BankofMaharashtra, Branch Place: Date \WewishtoapplyforaloanofRs ___________(infigure) {in words) for purchase/construction of ownership flat/oungiow or renovation/repairs/alteration and additions to the houserflat in my/our namofs for use and ‘occupation by me/us and my family members. For this purpose I/We agree to abide by all the terms and conditions, as may be advised by the bank, from time to time. IWe agree to execute all the required documents with a view to create the necessary securily in Bank's favour. To enable the bank to consider mylour request. We furnish below the required particulars. We also hereby agree to furnish to the bank any other information/particulars as may be required for the purpose and also from time to time during thé currency ofloan. We declare that the information/details furnished below is/are true and correct. 1. FullName: Surname FirstName Father/Husband's Name 2. Age(Years) —___________ SC/ST: Yes/No Date of Birth 3. Occupation : (Tick Whicheveris applicable) Service Business Self Employed Agriculturist 4a) Married/Unmarried i b) Qualification = ©) Income Tax PAN (Permanent Account Number) : 4) Passport favailable, Number and Date ofissue ) Date &yearoflatest!.7. Return FiledNo.ofdependents Names Age Occupation Relationship Residential address : Present SS Phone no.mobite No. rng Drak eee eee eee eee eee eee eee eee eee Permanent: eee eee eee eee Hee eee eee eee PEEP Phone No./Mobile No. Name &AddressofBusiness/Employer: Phone No. Name & ContactNo. of C.A./TaxConsultant__ Name & Address of Proposed guarantor:|§ Details of Occupation: A) Ifemployed: Employment record Year Employer PostHeld Last Gross Monthly Salary From to drawon (Rs.) i). Whetherconfirmedin Prosent Service Yes/No il) Whether Service is transferable Yes/No iil) Completed years of service Yrs Dateof Retirement 25) IfinBusiness 1. Name & Nature of Business Business Address: Phone No. 2. Constitution Proprietorship [_'] 2, Partnership[_] 9.Lte. Company[_] 4. Other [_] 3. Since when in business 4, Own Capitalinvested in Business (Rs.): C) _Ifself Employed: i) Nature of Professi Business Address Phone No. 4) Since whenin profession: (Note : Submit Financial statements of the business alongwith copies of income tax wealth tax retums of the lastthree years.) OR : (Chartered accountants Certificate forincome / Wealth tax returns to be enclosed for"B* and"C” above.) D) —Agricutturists 4. Annual Income forthe last three years “n> a) Rs. b) Rs. ©) Rs. E) _ ForNonResidentIndians: i) Details of NREFCNRAVcin India: ii) Detalls ofpresent employers overseas and Service Conditions il) Salary Drawn from the presentemployer: iv)PresentOverseasAddress: 10) income and Expenditure Annual incomeRs. Expenditure Rs. Other Liabilities Rs. a) Applicant, b).Co-applicant __. ©) Spousen. 12. 43. 14. a) ») oe) 4) 2) Net monthly surplus available for repaymentofoan by applicants : Rs. Other Investments Applicant Spouse Total a. Shares, Debentures. Units, Mutual Funds NSC, NSSete. b.LIC Policies a ©. Bank deposits aSEESESSIESENO (Specify Name ofbank) 4. Othersifany cinssantanvecsies {Specify details) —— Details of Bank accounts with Bankand Branch: TypeofAle ——————— Ao Date of opening Belance on: Dotails of OutstandingLoans: Name otinstitution Purpose Outstanding Amount ‘Annual Repayment Instalment Details of Property Full address of the flavhouse proposed ; (to be purchased/constructed/repaired) Total Purchase price/construction cost ++stamp duty and registration charges Total Rs. When construction likely to startite be completed {fflatfapartmenthouse's ready built 1 CarpevBultup area Sqft _________-sq.mts. ‘Whether agreement or sale is lodged for registration with subregistrar YesiNo Ifyes, date of Registration:15. 16) 7) 18) UWehereby declare that: 9) Name and address ofbullder/developers ofsellerin case ofresale ss Phone No. Eee h) Whether the property proposed tobe offered as security for loan has clear marketablettile Yes/No Means of Finance: i) Total costof the house: Reet tee eee eee eee eee eee eee ii) Owncontribution+Othersource: Rs» | —— iii), BankLoan: Rae tere eee ee eee Sources of own contribution Proposed repayment period oe ee eee eee Following papers are submitted along with this application for your information: i). Letter of allotment from housing Board /Builder/ Co-op. Society, ji) Permission from concemed authority if the construction. of house Is to be under taken outside Municipal imits. lil) Receipts forpayments already made to the owner/builderete. i) The house / flat to be purchased / acquired by me/us from the loan assistanco of the Bank’sis forself occupation. |i) The house / flat to be purchased / acquired is unencumbered and is available with vacant possession. lil) The costof escalation, ifany, shall be metby me/us from own sources, 'v) (We agree to putup our contribution prior to disbursement of loan, if sanctioned. ¥) MWe déclare that I/We have not available any loan/finance from any other institution for purchasing/acquiring the said flat/house. EERE ere Cue Signature of the applicantRepayment: (Inequated monthly installments) Rs. Memorandum of sanction by the competent authority Name of applicant: ‘Whether alll the details in the application are verified and foundto be correct. YES/NO #1z / 7g \fno, the area in which there are variance and the reasons there of and sanctioning authority's views thereon, Request: Rs, ________housingoan How the amount requested is within the eligibility limi. Gross salary/Net profitin business Take home salaryitake home income EMl required forthe proposedioan Including EMI whethertotal deductions willbe less than 60% of grosssalary/income = YES/NO Ifyes, anamountof Rs. housing loanis sanctioned to MriMrs, ‘Amount on following terms and conditions. Margin : Rate ofinterest ‘ Security Other terms and conditions : Date: Place a) Processing fee.as scheme guidelines b) Insurance of house fat/ building ©) Mortgage charge on house/bldg /fiat should be registered with authorities dq) ‘Signature of Sanctioning AuthorityINFORMATION FROM THE EMPLOYER ‘The Asst. Genoral Manager/ Chief Manager /Branch Manager, Bank of Maharashtra Branch Dearsir, Reg : Housing loan proposal of Shri/ Smt. $$ We furnish below the information required by youin respect of our above employee 1 se wn Name ofthe employes a Date of bth: Date ofjoining: Designation: Confirmed in service : YES/NO RetirementAge and Date ofRetirement: PEN, Any other information about employee in support of his loan application: Salary particulars forthe month of Gross Salaryeaining Less Deduction Earnings Deductions Basicpay oe Spa Eee DA. ee ce ee ee cc : Soc.loan eee HRA. + PFloan ————_____ Conveyance; —_______incometax peer Allowances = | ——________otherdeg. > Otherallow - 9; —_____ subtotal iT | Net take Home Salary We are agreeable to deduct the monthly repayment instalment ofthe loan if sanctioned from the salary ofthe employee and remitthe same to you YESINO Certified that the above information is true and correct and the undersigned s authorised to issue such information /certificate.Name and Address of employer Phone No. Signature of authorised Official Name of official Office seat Date: Figo {eee eee Note: Ifthe space provided above is insufficient, information may be given on a separate sheet which should be attachedto this form,GUARANTOR'S FORM ‘The Asst. General Manager/ Chief Manager/ Branch Manager, Bankof Maharashtra Passport Branch Size Photograph Dearsir, Reg: Housing loan to Shri/Smt, Rs. lofferto stand as a guarantor for the housingloan to be provided by you to- Shri/Smt.. and furnish the particulars herebelow 1, FullName: Sumame FirstName Father/Husband's Name 2. Dateofbirth: Age: (Years) Qualification : 3. Occupation : (Tick Whicheveris applicable) Service Business Self Employed Agricuturist [7] Completed years of service/business: Presentpost Date of Retirement: 4, >> Marital Status : Married/Unmarried 5. No.ofdependents: Name Age Occupation Relationship a) b) °) 6. Residential address: ' {Present : ee Phone No. +> li)Permanent: See Phone No,Ili) Name & Address of Business/Employer: Phone No. 7. Landedproperty Name ofthe village/town Area iInHQ: Survey No, Land Revenue: Rs. Approx. value : Rs 8. House/Flatowned: ‘a)Location and Address :; b) Municipal taxes Re. ¢) Income from rentif any : ee 4) Approximate value: Rs €}Details ofencumbarances:____________ 1) Amounts. ii) Nature of Charge 9. _Investmentin business (with details) Rs. Other investment: (Investmentin shares, deposit, mortgage, properties and other forms, ifany) Rs. TotalAssets Rs. a2 10. Details of borrowing (if any) Formourbank Rs. Purpose ______ Bal. Fromotherbank Rs. Purpose ________ Bal, Fromothers Rs. Purpose Bal, 11. Details of bank accounts with bank and branch: Type of Ale Alco. Date of opening Balance Rs. 12 Copies oflatest Income-tax-Wealth tax assessments and receipts of tax paid forthe last years. 13 Salaryincome forthelastyearRs.___________ (attach salary certificate also) Date: Signature ofthe Guarantor 10FORM FOR INFORMATION OF CO-APPLICANTS ‘The Asst. General Manager Chief Manager /Branch Manager Bankof Maharashtra DearSir, Branch Passport Size Photograph \We declare that the information/details furnished below is/are true and correct. 1. FullName: ‘Sumame FirstName Fathers/Husband's Name 2. DateofBirth Age: (Years) Qualification: 3. Occupation: (TickWhicheveris applicable) Service Business Self Employed Agriculturist 4. Masta Status: Married/Unmaried 5. Relationship with original applicant: a, Name & Address of Business /Employer: BhoneNo.: Details of Occupation: 1a) Ifemployed : Employmentrecord Year Employer | _ PostHeld Last Gross Monthly Salary From To drawn (Rs.) 1) Whetherconfirmed in Present Servi : Yes/No il) WhetherServiceis transferable : Yes/No iit) Date of Retirement 1b) fin Business: i) NatureofBusiness : __ See |i) Constitution : Proprietorship/Partnership/Pvt.Ltd.Company/Business iii) Since when in business iv OwnCapitalRs. : v) — Businessaddress Phone No. C) _ifselfEmployed 1) Nature of Profession li) Since when in profes iil) OwninvestmentRs. (Note : Financia! statementof the business alongwith copies of Income tax/Wealth tax retums forthe last three years.) OR (Chartered accountants Certificate for Income Wealth tax returns to be enclosed for"B" and: Date Signature 12BANK OF MAHARASHTRA LIST OF PAPERS / DOCUMENTS REQUIRED FOR HOUSING LOAN PROPOSAL *From Borrower :- 1) 2) 3) 4) 5) 6) 7) 8) 9) Copy of PAN Card (or Voter's Card) Last3 years .T. Returns (SARAL Forms)-Form No. 16 do, (Latest salary stipin case of salaried person) Residence Proot-Copy of Ration Card Photos of Borrower Copy of Agreement with Builder (original) Search & Title Report of Advocate on Bank's Pane! Papers from Builders (As listed overieat) Visitreport *Guarantor (1) :+ 1) CopyofPAN Card (or Voter's Card) 2) Last years I-T.Retums (SARALForms)- Form No. 16 3) do_____(Latest salary slip in case of salaried person) 4) Residence Proof- Copy of Index I ofhouse /fiat 7 (MSD Co, Ltd. Bil PMC/PCMC Taxes /Tele| 5) Photos *Guarantor (2) 1, CopyofPAN Card (or Voter's Card) 2, Last3 years |,T.Retums (SARAL Forms) -FormNo. 16 3 ‘do (Latest salary sip in case of saleriedperson) 4, Residence Proof -Copy of Index-llofhouse /fiat. (MSD Co. Ltd. Bil) PMC/PCMC Taxes /Tole Bill) Photos 13iinet *Papers To be Obtained From the Builder 1) 2) 3) 4) 5) 8) 1) 8) 9) “10) 1) 12) 13) 14) 15) 16) 47) 18) 19) 20) 21) ‘The Document of the Land - lord showing his ownership such as Sale Deed, Gift Deed, Lease Deed, will, Family arrangement ate. City survey/7 12Extract Developmentagreement with the builder Power of attorney givento the builder Sanctioned building plan ‘Commencement certificates issued by the Pune Municipal Corporation /PCMC N.A.Orderissued by the collector of Pune Order under ULC Act Completion certificate issued by PMCIPCMC Tite Opinion ofthe Advocate ofthe builder No objection to mortgage the at given by the builder Zone ctificate Demarcation certificate ifthe conveyances made with the Housing Society then No objection fromthe said Society Share certificate issued by the Society If the Apartment is declared, then the certified copy of the Registered declaration of the Apartment ‘Tax receiptissued by the PMC/PCMC &MSD Co. LTD. N.A.receiptshowing no dues Agreement of sale of the flatexecuted between fiat purchaser & builder Index: llofthe aforesaid agreement Registration receipt of the aforesaid agreement. 14