V\OYDLQILVKIUHHIUWKHUPRBFRXSOHBVKLHOGLQGH[KWPO

$5'8,126+,(/')257:27+(502&283/(6


7KHVKLHOGXVHWZRLQH[SHQVLYH/7SUHFLVLRQ23$LQVWHDGRIPRUHSUHFLVHEXWDOVRH[SHQVLYHVSHFLDOLVHGFLUFXLW
7KHSULFHIRUWKLVLVWKDW\RXKDYHWRPDNH\RXURZQFDOLEUDWLRQ
,PDGHWKLVVKLHOGIRUXVHZLWKDPLQLRZHQWRUHFRUGDQGFRQWUROWHPSHUDWXUHWRPDNHUHIORZVROGHULQJRI&06
7KHFRQWUROSDUWDQGVRIWZDUHZLOOEHDYDLODEOHVRRQ

6FKHPDWLF


'LVIRURXWSXWWRRSWRWULDFIRURZHQUHJXODWLRQDVH[HPSOH%HFDUHIXOOLQGXFWLYHFKDUJHVUHOD\QHHGIUHHZKHHOLQJGLRGHWKHUHLVQRRQH
KHUH

7HPSHUDWXUHPHVXUHPHQW
7KHFROGMXQFWLRQFRPSHQVDWLRQLVUHDOLVHGE\WKH17&7+
$PELDQWWHPSHUDWXUHLVPHVXUHGRQ$7KHUHVSRQVHFXUYHRIWKH17&LVFDOLEUDWHGE\VRIWZDUH
7KHUPRFRXSOHVJLYHVWRRZHDNWHQVLRQIRUGLUHFWPHVXUHPHQWRQ$70(*$$'&/7SURYLGHVDPSOLILFDWLRQEHIRUHFRQYHUVLRQ
7KHVRIWZDUHLVDOVRXVHGWROLQHDUL]HWKHUPRFRXSOHUHVSRQVH
KWWSV\OYDLQILVKIUHHIUWKHUPRBFRXSOHBVKLHOGLQGH[KWPO





V\OYDLQILVKIUHHIUWKHUPRBFRXSOHBVKLHOGLQGH[KWPO

,QSXWV2XWSXWV
,PDNHWKLVVKLHOGWRFRQWURODPLQLRZHQWRPDNHUHIORZVROGHULQJRIVXUIDFHPRXQWHGGHYLFHV
'LVIRURXWSXWWRRSWRWULDFDVH[HPSOH%HFDUHIXOOLQGXFWLYHFKDUJHVUHOD\QHHGIUHHZKHHOLQJGLRGHWKHUHLVQRRQHKHUH
'LVIRUDQRSWLRQDOLPSXWGHSHQGLQJRIVRIWZDUH
'LVIRUDEX]]HU
'IRUZKDW\RXZDQW

*$,1
7KHJDLQRIWKH23$KDYHWREHFKRRVHGGHSHQGLQJRIWKHH[SHFWHGWHPSHUDWXUHUDQJHDQGWKHWKHUPRFRXSOHW\SH
7KHUPRFRXSOHWDEOHVFDQEHIRXQGKHUHKWWSVUGDWDQLVWJRYLWVPDLQ
H[IRU.W\SH
ZLWKJDLQ  
8WKPD[ 9 PY
0D[WHPSHUDWXUHUDQJHEHHWZHQDQG&DSSUR[&DFFRUGLQJ1,67WDEOH
7HPS&

8WKP9

*DLQ











































%LOO2I0DWHULDO

































%2$5'
7KHERDUGLVVLQJOHIDFHZLWKWZRVWUDSZLUHV

KWWSV\OYDLQILVKIUHHIUWKHUPRBFRXSOHBVKLHOGLQGH[KWPO





V\OYDLQILVKIUHHIUWKHUPRBFRXSOHBVKLHOGLQGH[KWPO

7KH3')IRUFRSSHUVLGH
NLFDGILOHVIRUERDUGDQGVFKHPDWLF
,03257$177,36'2127PRXQWWKH71&RQWKHERDUGEHIRUHFDOLEUDWLRQ)RUFDOLEUDWLRQWKHEHVWLVWRSXWWKH71&LQZDWHUZLWKD
UHIHUHQFHWKHUPRPHWHU,ILW
VRQWKHERDUGLWZRQWEHHDV\
,QVWHDG\RX
GEHWWHUWRVROGWZRZLUHVIURPWKH71&WRWKHERDUGRUPRXQWLWZLWKKLVORQJOHJV
$IWHUFDOLEUDWLRQ\RXFDQPRXQWWKH71&RQWKHERDUG

62)7:$5(
6RIWZDUHLVPLQLPXP9ROWDJHIURP71&DQG23$DUHUHDGDQGFRQYHUWHGLQWHPSHUDWXUH2XWSXWLVVHQWRQVHULDOSRUWIRUUHDGLQJRQVHULDO
PRQLWRU
8VHVHULDOPRQLWRURIDUGXLQRRUDQ\HTXLYDOHQWWRUHDGRUUHFRUGRXWSXWV
7KHFRQYHUVLRQLVGRQHZLWKSLHFHZLVHOLQHDULQWHUSRODWLRQ7KHLQWHUSRODWLRQLVFDOFXODWHGZLWKWZRWDEOHRQHIRUWKH71&DQGRQHIRUWKH7&




















KWWSV\OYDLQILVKIUHHIUWKHUPRBFRXSOHBVKLHOGLQGH[KWPO





V\OYDLQILVKIUHHIUWKHUPRBFRXSOHBVKLHOGLQGH[KWPO













































































































&$/,%5$7,21
$VLVWKHVRIWZDUHFDQWPDNHPHVXUH7KHXVHUKDGWRFDOLEUDWHLVVKLHOGDQGWRILOOWDEOHVEHIRUH
WDEOHVKHUHDUHMXVWIRUH[HPSOHDQGZRUNVZLWKP\WKHUPRFRXSOHVP\17&DQGWKHJDLQRIP\DPSOLILHUV&RPSRQHQWV7ROHUDQFHVGRHVQ
WDOORZ
\RXWRXVHWKRVHWDEOHVDVLV
)RUFDOLEUDWLRQ\RXQHHGDPXOWLPHWHUZLWKWKHUPRFRXSOHIRQFWLRQ

&2/'-81&7,2171&
)LUVW\RXQHHGWRFDOLEUDWHWKHFROGMXQFWLRQFRPSHQVDWLRQ
3XWWKH71&LQKRWZDWHU&DVH[HPSOHWRJHWKHUZLWKDUHIHUHQFHWKHUPRPHWHU5HDGDQGQRWHWKHRXWSXWRI71&$'&$LQSDUDOOHOZLWK
UHDGLQJIURP\RXUWKHUPRPHWHU/HWWKHWHPSHUDWXUHIDOODQGQRWH$'&RXWSXWDQGWHPSHUDWXUHHYHU\GHJUHVGHJUHVLVIRUH[HPSOHWKH
LQWHUSRODWLRQIXQFWLRQGRQWQHHGUHJXODULQWHUYDOV<RXFDQXVHPHVXUHUDQGRPO\VSUHDGHGLQWKHPHVXUHUDQJH
3XWWKH71&LQFROGZDWHU&RU&DQGQRWHWRJHWKHU$'&RXWSXWDQGWKHUPRPHWHU/HWWKHWHPSHUDWXUHULVHDQGQRWHVHYHUDOUHDGLQJ
3UHSDUHWKHFDOLEUDWLRQWDEOHLQWHUYDOVGRQWQHHGWREHUHJXODUEXW\RXQHHGWRRUGHU$'&UHDGLQJIURPVPDOOHVWWRELJHVW
:ULWWHWKHWDEOHLQWKHSURJUDPXSORDGLWLQWKH$UGXLQRDQGFKHFNRQWKHWHPSHUDWXUHUDQJH
KWWSV\OYDLQILVKIUHHIUWKHUPRBFRXSOHBVKLHOGLQGH[KWPO





V\OYDLQILVKIUHHIUWKHUPRBFRXSOHBVKLHOGLQGH[KWPO

7KHVRIWZDUHFDQPDNHPHVXUHRXWVLGHRIWKHUDQJHRIWKHWDEOHLQWKRVHFDVHPHVXUHPHQWVDUH(;75$32/$7('IURPWKHPRVWH[WUHPHSRLQW
RIWDEOH

7+(502&283/(
0HVXUHDQGQRWHURRPWHPSHUDWXUH
3OXJWKHUPRFRXSOHWRWKHVKLHOG$1'WR\RXUPXOWLPHWHURUHOHFWURQLFWKHUPRPHWHU\HVSOXJWKH7&WRWKHVKLHOG3DQG3DQG,1
3$5$//(/RQ\RXUHOHFWURQLFWKHUPRPHWHU
2IFRXUVH\RXFRXOGXVHWZRWKHUPRFRXSOHVRQRQWKHVKLHOGDQGRQHIRUWKHWHUPRPHWHUEXWLWZRXOGEHKDUGHUWREHVXUHKDYHWKHVDPH
WHPSHUDWXUHRQERWKWHUPRFRXSOH3XWWKHWKHUPRFRXSOHLQDKRWDUHDRZHQDQULVHWHPSHUDWXUH1RWH$'&RXWSXWIURPWKH$UGXLQRDQG
WHPSHUDWXUHIURP\RXUWKHUPRPHWHU
<RXUWKHUPRPHWHUKDVDEXLOWLQFROGMXQFWLRQFRPSHQVDWLRQ6R\RXQHHGWRPLQRUHWKHWHPSHUDWXUHRIWKHWKHYDOXHRIWKHURRPWHPSHUDWXUH
3UHSDUHWKHFDOLEUDWLRQWDEOHDQGXSORDGWKHSURJUDP

+RZPDQ\SRLQWGR\RXQHHG
LW
VGHSHQGRIWKHSUHFLVLRQ\RXQHHG7KHUPRFRXSOHVDUHQRWVRIDUIURPOLQHDUVHQVRUV6RRQHSRLQWIRUHDFK&FRXOGEHHQRXJK7KHUPLVWRU
7&1DUHQRWVROLQHDUWRSRLQWVFRXOGEHQHFHVVDU\GHSHQGLQJRIPHVXUHUDQJH

KWWSV\OYDLQILVKIUHHIUWKHUPRBFRXSOHBVKLHOGLQGH[KWPO