Amanah SAVINGS

ACCOUNT -i
Presented by :
SWASTI ARIANI
40413

“Save your money with us for trustee

profit sharing (Mudharabah)”
 Has the same purpose as conventional
banking except that it operates in
accordance with the rules of Syaria, known
as Fiqh al-Muamalat (Islamic rules on
transactions)

 prohibits the payment of charges for the

renting of money (RIBA)

Islamic Banking Principles

The Product and services of Islamic
Banking
 People who don’t want to compromise on
their principles,
But they want Top Quality, High Standard
Syaria Compliant Products/Services from
Institutions that care for the community as a
whole.

TARGET MARKET
  Based on Mudharabah syaria
principal.

 Profit
according to a mutually
agreed ratio.

 The contract exists, enable the

Bank to carry out business
ventures within Syaria
guidelines.

WHAT IS amanah SAVINGS

ACCOUNT-i
 “Save your money with us for trustee
profit sharing (Mudharabah)”

PRODUCT TAG LINE

• Profit gained from investment according to
predetermined ratio.
Balance Profit Sharing Ratio Hibah* / Net Profit Rate
(% p.a.)
< Rp. 5.000.000 15:85 1.00

> Rp. 5.000.000 25:75 1.00

Product Scheme
amanah SAVINGS ACCOUNT-i
 1.
●
Return or profit distributed accordingly based on a mutually agreed profit sharing
●
Return or Profit Credit ed monthly
●
Attractive Two-tier profit sharing

ATM Card (On application) – for individuals

2.
●

only.

3 Internet banking and m-banking facilities for

●

fund transfer, bill payment and account requiry

4. Deposit is invested in Syaria-Compliant

●

activities

Product Features & Benefits

amanah SAVINGS ACCOUNT-I (1)
 5. Zakat (tithes) on the savings paid by the
●

Bank

6.
●
Double point rewards for every IDR 100.000 in balance.
●
Point Rewards can be exchange with merchandise and
Umroh Package *)Terms and condition Apply

7. TAKAFUL Coverage subject to the monthly

●

daily average balance IDR 100.000

Product Features & Benefits

amanah SAVINGS ACCOUNT-I (2)
 Items Charges (IDR)
Initial Deposit IDR 1.000.000
Monthly Fee Administration No Administration
Closing Fee IDR 50.000
Balance Minimum IDR 1.000.000
Point Rewards 2 point for every IDR 100.000 in
balance

Terms and Conditions

amanah SAVINGS ACCOUNT-i
Indonesian Citizens only
Individual aged 18 years and above
Copy of National ID/Drive License

Requirements
amanah SAVINGS ACCOUNT-i
THANK YOU