Taxa de juros anual

Taxa de juros real

17%
6.50%

Valor investimento
Carncia
Prazo para pagamento

200,000.00 R$
2 anos
10 anos

Valor investimento aps carncia

Conta de Luz
Porcentagem paga da conta
Amortizao mensal

226,845.00 R$
2,200.00 R$
93.5%
2,057.25

CENRIO 1 - INVESTIMENTO QUITADO SEM ARRECADAO NA CARNCIA

Ano
Montante
Juros
Amortizao
1
226,845.00
14,744.93
24,687.04
2
216,902.89
14,098.69
24,687.04
3
206,314.54
13,410.44
24,687.04
4
195,037.94
12,677.47
24,687.04
5
183,028.37
11,896.84
24,687.04
6
170,238.18
11,065.48
24,687.04
7
156,616.62
10,180.08
24,687.04
8
142,109.67
9,237.13
24,687.04
9
126,659.76
8,232.88
24,687.04
10
110,205.60
7,163.36
24,687.04
SALDO
92,681.93
Valor arrecadado na carncia
Valor devido aps a carncia

49,374.08 R$
177,470.92 R$

CENRIO 2 - INVESTIMENTO PARCIALMENTE QUITADO APS CARNCIA

Montante
Juros
Amortizao
1
177,470.92
11,535.61
24,687.04
2
164,319.50
10,680.77
24,687.04
3
150,313.23
9,770.36
24,687.04
4
135,396.55
8,800.78
24,687.04
5
119,510.29
7,768.17
24,687.04
6
102,591.42
6,668.44
24,687.04
7
84,572.82
5,497.23
24,687.04
8
65,383.02
4,249.90
24,687.04
9
44,945.87
2,921.48
24,687.04
10
23,180.32
1,506.72
24,687.04
SALDO
0.00

Ano