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Indian Financial Network is the..

K.V. Gnana Kumar
Director,
DBS, Hyderabad

Model Questions
1. The Reserve Bank's affairs are
governed by a central board of
directors. The board is appointed
by the Government of India in
keeping with the Reserve Bank
of India Act. It is Appointed/ nominated for a period of....
a) 6 years b) 5 years c) 4 years
d) 3 years e) 2 years
2. As per SEBI guidelines, in a
Book Building process the cap in
the price band
a) should be at least 10 per cent
of the floor price
b) should not be more than 20
per cent of the floor price
c) should not be more than 30 per
cent of the floor price
d) no limits
e) none
3. _______ is a short term security (7
days to 365 days) issued by a corporate entity (other than a bank),
at a discount to the face value?
a) Commercial Paper
b) Certificate of Deposit
c) Non-convertible Debenture
d) Treasury Bill
e) None of the above
4. Who is the chairman of NITI
Ayog ?
a) Narendra Modi
b) Arvind Pangaria
c) Mangu Singh
d) Anupam Srivastava
e) Ashok Kumar Roy
5. The Nai Manzil Scheme is designed as an integrated education
and training programme that provides youth from minority communities skills needed for different tasks in a rapidly changing
world. It also provides them trade related training in which of
the following areas:
a) Manufacturing
b) Engineering c) Services
d) Soft skills e) All the above
6. Indian Financial Network [INFINET] is the...
a) Communication backbone for
the Indian Banking and Financial sector
b) Association of the employers
of the banking and financial
sector
c) Closed user group network of
SBI and its subsidiaries
d) All of the above
e) None of the above
7. In Mutual Funds, A close ended
fund means:
a) The corpus is of fixed size with
a definite redemption period
b) Listing on stock exchanges

8.

9.

10.

11.

12.

13.

14.

15.

provides easy liquidity

c) The market price is always
below the Net Asset Value
d) All of the above
e) None of the above
Which of the following is correct
statement in respect of debit
cards
a) Debit card facility is provided
to those having savings bank
account/current account holders
b) This facility is not extended to
cash credit/loan account holders
c) It is an unsecured credit facility
d) Debit card is issued to all the
persons who visit the branch
e) a and b
In the term IPO, what do you
mean by "P"?
a) Provisions b) Public
c) Private
d) Prudent
e) Pension
The Overall Priority Sector
Lending Target to be increased to
_______ by Foreign Bank with
more than 20 Branches by 2018?
a) 60 percent of adjusted Net
Bank Credit
b) 40 percent of Adjusted Net
Bank Credit
c) 32 percent of adjusted Net
Bank Credit
d) 25 percent of adjusted Net
Bank Credit
e) 30 percent of adjusted Net
Bank Credit
When it comes to scheduled commercial banks, which out of the
following is not true?
a) Nationalised banks
b) Regional Rural banks
c) Foreign banks
d) Private sector banks
e) Local area banks
Which amongst the following is
called as mother of deposits?
a) Current account
b) Fixed deposit
c) Recurring deposit
d) Savings bank
e) Reinvestment deposit
"Micro Finance" is a ______ of
banking services?
a) Introduction stage
b) Saturation stage
c) Research stage
d) Decline stage
e) None of the Above
Which amongst the following is
not term deposits issued by commercial banks?
a) Current account
b) Fixed deposit
c) Recurring deposit
d) Reinvestment deposit
e) All the above
What is the main purpose of Open market operations?
a) A fiscal device which assists
Government borrowing
b) A monetary measure to regul-

BANK

POs, Clerks

Special

Banking
Awareness

16.

17.

18.

19.

20.

ate quantity of money in circulation and the cash reserves of

the commercial banks
c) A measure to counteract extreme trends in business
d) A measure to influence the
balance of payments position
e) None of the above
What is the full form of MSME?
a) Mini, Small and Medium
Enterprises
b) Micro, Small and Medium
Enterprises
c) Mini scale Marketing Enterprises
d) Medium Scale Marketing Enterprises
e) None of the above
A customer is required to maintain adequate balances in his/her
accounts in order to use his ____
card in the merchant establishments?
a) Smart Card b) Credit Card
c) Add-on Credit card
d) Debit Card
e) None of the above
Which of the following are the
latest guidelines issued by the
RBI in respect of opening new
branches in villages?
a) To open more brick and mortar branches in villages where
there are no banking facilities
and population is more than
5,000.
b) Banks to submit a roadmap on
how many branches they will
be opening by 31 March 2017.
c) The roadmap by end of January 2016.
d) BCBF Model to be discontinued
e) Only a, b, c
Name the financial instrument
which is/are issued for short term
(up to one year) borrowing by
RBI on behalf of the Government
of India?
a) Treasury Bills
b) Commercial Paper
c) Certificate of Deposit
d) Non-convertible Debenture
e) Only b & c
KYC (Know Your Customer) norms were implemented in the
Indian banking system in 2002 as
per the directive of ?
a) SEBI b) RBI
c) IBA
d) IRDA e) None of these

21. Often, we read in the newspapers

that several Indian companies are
taking the FCCB route to raise
capital. What does the term
FCCB stand for?
a) Foreign Currency Convertible
Bond
b) Foreign Convertible Credit
Bond
c) Financial Consortium and
Credit Bureau
d) Future Credit and Currency
Bureau
e) None of these
22. ATM cards are issued to a person
who maintains any of following
accounts with the bank
a) saving bank account
b) current accounts
c) term deposits
d) loan or cash credit accounts
e) either a or b
23. A commercial paper is
a) A paper issued by Reserve Bank of India an trade and commerce
b) An unsecured money market
instrument issued in the form
of promissory note
c) A document issued by IDBI
for seeking refinance facility
from Reserve Bank India
d) All of the above
e) None of the above
24. Which of the following would
fall under the category of retail
banking?
a) Home Loans b) Credit Cards
c) Personal Loans d) Car Loans
e) All of these
25. Who decides how much quantity
of the coins to be minted?
a) Reserve Bank of India
b) Central Government
c) Finance Ministry
d) Both RBI and Central Government decide
e) None of the above
26. What are the components of Foreign Exchange Reserves?
a) Foreign currency assets,
b) Gold,
c) Special Drawing Rights
d) Reserve Position in the IMF
e) All the above
27. The chairman of Regional Rural
Bank is appointed by _____?
a) State Government
b) Reserve Bank of India
c) Central Government
d) Sponsoring bank in consultation with NABARD
e) None of the above

KEY
1) c
6) a
11) e
16) b
21) a
26) e

2) b
7) d
12) d
17) d
22) e
27) d

3) a
8) e
13) a
18) e
23) b

4) a
9) b
14) a
19) a
24) e

5) e
10) b
15) b
20) b
25) b

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