Bank Alfalah

Bank
ANY INSTITUTION WHICH ACCEPTS DEPOSITS
AND ADVANCING LOANS.

VISION
To be the premier organizations operating locally and
internationally that provided the complete range of financial
services to all segments under one roof.
MISSION
To develop and deliver the most innovative products, manage
customer experience, deliver quality service that contributes to
brand strength, establishes a competitive advantage and
enhances profitability thus providing value to the stakeholders
of the bank

History
Bank Alfalah Limited was launched on June 21, 1997 as
a public limited company under the Companies Ordinance
1984. The bank commenced its operations on November
1, 1997. The bank introduced commercial banking and
related services as defined in the Banking companies
ordinance, 1962.
Bank Alfalah has expanded its branch network and deposit
base, along with makingprofitable advances and
increasing the range of products and services. Bank
Alfalah is the5th largest bankof Pakistan in terms of its
assets

Product and services

DEBIT CARDS
Bank Alfalah Limited presents Alfalah Hilal Card, the first Visa
Electron International Debit Card which gives an unlimited access
to current / savings account with a simple swipe, at millions of
retail shops and ATMs, worldwide. The Alfalah Hilal Card comes
with a host of conveniences and benefits combined with the wide
reach of Visa Network enabling it to be accepted at more than
840,000 ATMs and 13 million retail outlets around the world,
making it the most acceptable Debit Card available in Pakistan

Product and services

CREDIT CARDS
Bank Alfalah credit and VISA cards is everywhere and
globally accepted and welcomed at locations displaying
VISA logo. It is accepted at nearly 30 million merchants
and 870,000 ATMs in more than 150 countries around the
globe and over 10,000 establishments in Pakistan. Bank
Alfalah Credit and VISA cards pays for shopping, travel,
entertainment, meals and much more

Product and services

ONLINE BANKING
To provide enhanced and value added products to
customers bank is constantly striving for additional
facilities. Bank provide fully automated online telephone
banking facilities to its customers enabling them to carry
out the banking transactions like balance inquiries,
statement requests, product information and exchange
rates.

Product and services

AUTOMATED TELLER MACHINES(ATMs)
The bank offers 24 hours self service banking facilities to
its customers. This system allows the banking facilities
such as withdrawls, cash deposits, funds transfer, balance
inquiries and account statements. Electronic cash
dispensing facilities are available in major cities of
Pakistan through a state of the art satellite communication
system which provide 24 hours banking services

Product and services

RUPEE TRAVELERS CHEQUES
Rupee Travelers Cheques are as good as cash and are
accepted at the major shops, travel agents, hotel business
establishments and all over the world. This service is
being offered to facilitate instant fund availability to
travelers and business people who used to carry a huge
amount with them.

Product and services

Alfalah Auto Loan
You can choose a car that is new, used or imported
Affordable markup rates to choose from-fixed and variable
Minimum documentation and free quick processing
Financing available up to 7 years tenure
Enjoy special comprehensive insurance rates
Zero charges on Car Replacement
Vehicle Replacement Option

Product and services

Alfalah Home Finance
Alfalah Home Finance helps you fulfill your dream of owning a home be
that buying, renovating or simply switching your present home finance
facility from any other bank. With Bank Alfalah, now you can choose the
Home Finance option that best suits your needs:

Alfalah
Alfalah
Alfalah
Alfalah
Alfalah

Home Buyer
Home Construct
Home Improver
Home Start
Plot Purchase & Construct

Types of account

Alfalah Current Account

Account opening requirement of Rs. 1,000
First Cheque book free
No restriction on number of monthly deposit or
withdrawal transactions.
Easy access to funds through cheque book and VISA
Debit/ATM Card
Free online banking across Bank Alfalah branches
nationwide

Types of account
Alfalah Kamyab Karobar Current Account
Free Cheque Books
Free Pay Orders and Demand Drafts
Free SMS on every transaction
Free Alfalah Debit Card (Visa)
Free online transaction (including funds transfer, cash withdrawals & deposits)
within Bank Alfalah branches nationwide

Free cash withdrawals from any Bank Alfalah ATM

Free E-statements

Types of account
Alfalah Asaan Account
Opening a bank account with minimal documentation and just Rs. 100,

open your Alfalah Asaan Account today.

You can open current and savings account
No service charges on non-maintenance
No minimum balance requirement
Get your Alfalah Debit Card when you open an account
Cheque book available upon request
SMS alert on every transaction

Types of account
Alfalah Mahana Amdan Term Deposits
If you looking to earn high rate of returns on your fixed deposits

with the benefit of monthly profits, then Alfalah Mahana Amdan is

best suited for you.
Features and Benefits
Invest with a minimum deposit of Rs. 50,000 for1 year term deposit
& Rs. 100,000 for 3 years term deposit
Profit paid every month
ATM/Debit Card facility

Types of account

Alfalah Savings Account

Open with an initial deposit of Rs 100 only
No monthly minimum balance requirement
Profit is paid semi-annually
No restriction on number of monthly deposit or withdrawal transactions
Easy access to funds through cheque book and VISA Debit/ATM Card
Convenience of online banking across all Bank Alfalah branches
nationwide

Types of account
Alfalah Basic Banking Account
If your basic banking requirements do not require multiple monthly cheque

transactions, then our non-interest bearing Basic Banking account may fulfill
your day to day banking needs with no minimum balance requirement or
restrictions on ATM withdrawals.
Features Benefits
Open with an initial deposit of Rs. 1,000 only
No monthly minimum balance requirement
2 free deposits and 2 free withdrawal transactions every month through cheque
VISA Debit/ATM Card facility

Types of account
Alfalah Foreign Currency Accounts
To manage your foreign currency transactions with security, ease and

convenience , you can place your funds in our Foreign Currency

Current and Savings Accounts
Non-profit bearing checking account
Account can be opened in US Dollar, Pound, Euro or Japanese Yen
Minimum balance equivalent to 100 (USD, EUR) or 5,000 Yen
No restriction on number of monthly deposit or withdrawal
transactions.

Types of account

Foreign Currency Savings Account

Account can be opened in US Dollar, Pound, Euro or Japanese Yen
Minimum balance equivalent to 250 (USD, EUR) or 10,000 Yen
Profit is calculated on minimum monthly balance and paid on a
semi-annual basis.
No restriction on number of monthly deposit or withdrawal
transactions.

Conclusion
It is backed by powerful international investors
Employees are the most important assets of any organization.
With their focused strategy and product development
initiatives planned for the year, Bank Alfalah is strongly
positioned to meet these challenges.
Bank Alfalah has to maintain its position through product
innovativeness, customer care and advertising and promotion.

THANK
YOU