Group Health Insurance

We take smarter care of your risk

So you can take better care of your finances.

Welcome to Investacc.
We all want to live longer, healthier, happier lives. Investacc has a range of health covers from
different insurance companies designed to help find a healthier you.
Investacc Insurance Brokers is one of the leading insurance service providers dedicated to assist
you to have an adequate insurance program for your assets and liabilities. We are one of the
fastest growing broking houses in India providing a one-stop solution for a wide range of services
like Best Tailor Made Insurance Solutions, Claims Management, Insurance Audit and Renewal
Reviews.
Capitalising on the expertise that we possess, we ensure a flexible and an innovative way of doing
business with our clients promising them utmost satisfaction with our services.
We seek to provide the peace of mind for our clients through high quality insurance products,
backed with exceptional service of our staff.

Why Investacc?
A partnership providing the expertise you need. The coverage knowledge you want- We provide
you with a team of specialists that are able to meet the specific and rapidly changing needs. We
ensure that the most comprehensive and cost-effective solutions are always in place.
Smarter experts deliver smarter solutions- We work with our strategic partners to ensure a
seamless integration of their services for you.
Client satisfaction drives our success- We know that our success depends upon how we respond to
your inquiries and resolve your questions and concerns. We take pride in our product
knowledge, professionalism and courtesy.
Tailored solutions are successful solutions- Investacc focuses on de-risking the unknown and
unforeseen risks faced by their clients and adding value to all its stakeholders, including clients,
employees and regulators.
Investacc follows a sector specific approach by having dedicated teams catering to different
sectors.

Welcome to Investacc
Corporate Benefits

If corporate employee benefits are a

cost for businesses, why do most
successful companies offer them as
an integral part of their employee
package?
Its a good question and the answer
is that an appealing benefits
package offers tangible advantages
to employers.
These include:
* Increased productivity due to
improvements in staff contentment
and wellbeing.
* An advantage over competitors
when it comes to recruiting higher
quality personnel.
* Increased staff retention levels and
a corresponding reduction in
recruitment and training costs.
They also simply make for happier
more loyal employees who feel their
company is looking after their
interests.
However, Investacc understands
that businesses need to control the
cost of benefits provided to their
staff so that they enhance rather
than threaten profitability. It can be
a delicate balance that we specialise
in getting right so that we can
deliver benefit solutions for both
the employer and their staff.

Every business is different so when it comes to benefit

packages we do not provide copy and paste solutions.
We operate across India and work with businesses of all
types and sizes. We understand that companies
requirements can change from business to business.
Thats why we have no preconceived plan or standard
set benefits package, but tailor every solution to the
individual needs of each business or business unit.
We are also able to offer businesses choice. As one of
the leading independent brokers in India, we have
access to the entire Indian marketplace, meaning the
companies we serve are not limited in their choice of
product provider. Whether your business is looking for
group life insurance, medical cover or establishing a
pension scheme, we have access to a vast array of
national recognised providers (both PSUs & Private).
This also helps our clients when it comes to pricing.
Our freedom to look at every provider and our long
standing relationships within the industry means we
are always able to negotiate the best deal on your
behalf. We understand the need to manage costs and
guarantee to find the most cost effective solutions for
your business. We can also assist with cost control by
creating, where necessary, cost containment measures
to ensure that your premiums do not escalate on a
yearly basis. These measures will help your business to
save money and allow your finance department to
budget effectively every year.
Providing group benefit plans can sometimes be
complicated. At Investacc, we are experienced in
untangling the complexities and providing
straightforward, flexible and portable solutions that
will meet the needs of your business.
To explore how Investacc Corporate Benefits can help
your business, get in touch today.

Investaccs Service Pledge

Investacc is dedicated to providing the
highest standards of customer care in
the employee benefits industry. Our
relationship doesnt end at finding the
right product; it is the point where it
begins.

Our service pledge includes:

Pre-Policy Placement Advisory Services
Benefit Objectives and Goals Setting
Financial forecasting of Costs and Scenarios
Benefit Plan Funding Approach and Employee
Contribution Strategies
Process Review and optimisation
Our Capabilities

Plan evaluation and benefits design

recommendations
Underwriting analysis of claims experience
Develop and implement RFQ with a timeline of
events
Structured quote comparisons with qualitative
inputs
Insurance Carrier and TPA selection
Post policy issuance services

Post-Policy Communication & Coordination

Services
Plan announcement letters and presentation
support
Develop Benefit Manuals and HR Benefit
Summaries
Conduct employee briefing sessions
Post-Policy Consulting and MIS Reports
Annual Health and Benefits Trends Survey
report
Monthly Claims MIS report
Quarterly Claims Review with Cost
Benchmarking report
Flexible Reporting / Analysis as required

At Investacc, we place the highest

importance on long term
relationships and providing excellent
client care so you can be assured that
whenever you need us, we will be
there.

Post-Policy Placement Administration Services

Structured Annual Service Calendar
Periodic Insurer/TPA review meetings
Negotiate and monitor vendor performance
standards
Manage annual online enrolment process
Support negotiations on disputed claims
Help desk services
Maintaining of records ( policies, data, CD
Statement & help desk reports)

Value added services offered

1. Hotline number will be given exclusive for Investacc customers and

additional mobile numbers will be shared for any other

queries/claims support for Employees & Their Relative's Personal
Health/Retail Policies.
2. Wellness programs will be conducted - location wise &/or discount/offer coupons will

be shared. Wellness Calendar can be finalised/prepared for

smooth coordination with various agencies & for better turnout of
employees as the same can be announced/marketed in advance.

3. Qualified Doctor Visit can be arranged in case of any Major Ailment Claim for proper

guidance & 2nd opinion.

4. Fixing of Appointment with Major Doctors in an around Mumbai for Senior
Staff/Personnel.
5. Daily Health TIP to all Employees for Awareness & Monthly News Letter. (An Initiative of Investacc).
6. Top Up & Voluntary benefit program design and implementation including Special Schemes with Special
Discounts for Retail/Individual Family Plans for Employees & Their Relatives. We will promote
this during each activity conducted by Investacc & in turn it would lessen the burden of
Corporate as employees would be sharing the burden of claims in case they utilise their Family Sum
Insured from the Group Mediclaim policy.

7. Employee Assistance Programs

8. Expatriate benefits
9. Family Health Assistance Service (Counselling).
10. Health check on discounted rates available in all reputed diagnostic centre and Hospitals.
11. HRM online module for addition and deletion or any requirement can be made available as per

requirement for Group Mediclaim.

12. Photo Upload option is available for E cards.
13. Scan Documents will be available on web portal.
14. Posters with claim procedure and policy terms in regional languages.

15. Emergency Blood Bank contact numbers.

16. Arrangement of ambulance emergency numbers for location required

as per requirement.
17. Pharmacy Discount at your tip and get it delivered at your office or residence.

18.
19.

Interpretation of your existing health policies.

Benchmarking of your current health insurance requirement.

Changing my insurance cover

(Portability of Health Insurance Policy)
You can apply to increase, reduce or cancel your insurance cover if you would like.
For assistance with your insurance options, simply call us on +918433199999 or
info@investacc.co.in. *Note: Portability Guidelines of IRDAI will be applicable.

Investacc Insurance Brokers Pvt Ltd

Registered Office: A-2, 303, Jagdamba Complex, Off Malad Link Rd, Near Movie Time Cinema, Malad (West), Mumbai: 400 064.
Registered in India Corporate Identification NoU93030MH2013PTC248517
IRDAI License No 488 Valid From 05th May 2014 to 4th May 2017
Member of Insurance Brokers Association of India Membership No 401.
Insurance is the Subject Matter of Solicitation

DID YOU KNOW?

We can help with ALL of your insurance and Risk Management requirements, which may include:
Major Products:
-

Standard Fire & Allied perils

Engineering & Construction incl ALOP
Directors & Officers Liability
Product insurance & Product Recall
Event & Related Insurance incl weather risk
Healthcare & Accidental Insurance
Motor Fleet Corporate Fleet & Individual
High Net Worth Specialised Cover

Health & Safety Advice

- Loss of Profit
- All types of Transit risks
- Professional Indemnity
- Credit & Political Risk
- Terrorism Insurance
- Kidnap & Ransom
- Extended Warranty
- Home Insurance

- Energy & Infrastructure risk

- All Types of Misc Insurance
- Commercial General Liability
- Commercial crime & Cyber Liabilities
- Term Life & EDIL Insurance
- Gratuity & Pension Management
- Travel Group & Individual
- Keyman Insurance & Motor Trade

Complimentary Advisory Services

- Human resource related advise
-Property re-build valuation advice

- Risk Management Advice

For more information on how we can help you protect you and your family
Please contact us on +91-8433199999 or info@investacc.co.in.
Follow us on: www.investacc.co.in

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Copyright
Investacc Insurance Brokers Pvt. Limited.
Written and published by Investacc Insurance Brokers Pvt. Ltd. This work is copyright and confidential. Other than as permitted by
law, no part of it may in any form or by any means be reproduced, stored or transmitted without permission of the copyright owner,
Investacc Insurance Brokers Pvt. Ltd.

Disclaimer
This publication and any recommendations/services offered in it are based on certain observations made by us and/or from
information supplied to us from sources, which Investacc believes it is entitled to assume, are reliable. The benefits mentioned in the
publication are offered on case to case basis in coordination with Insurer & Third party administrator (TPA). Investacc is only the
facilitator for offering the benefits mentioned in this publication.
It is not, and is not intended to be, exhaustive or conclusive, covering every hazard or risk potential, nor to guarantee compliance
with any statute or regulation. It is offered to assist you in your assessment and/or management of risk. Investacc shall have no
obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter
contained herein.