Home Loan

• Purchase of a plot of land & construction of house thereon

•Construction of a house on plot of land already owned

•Purchase of a new house/flat

•Purchase of old house/flat. The residual age of the property as

confirmed by our empanelled valuators at the maturity of the
loan should not be less than 10 years
•Extend/Renovate/Repair of a house or flat already owned by self

•Take over of existing housing loan

 Home Loan Eligibility
• Salaried Individuals
• Professionals
• Self Employed Individuals
Purpose Salaried Others
Proof Voter's ID card or driving license or PAN card or Voter's ID card or driving license or PAN
of identity photo credit card or employees ID card or card or photo credit card
defense or police or government department ID
card

Proof of Latest salary slip showing all deductions or Form IT returns for the last 2 years and
income 16 along with recent salary certificate computation of income for the last 2
years certified by a CA

Proof of Bank account statement or latest electricity bill or
residence latest mobile or telephone bill or latest credit card
statement or latest LIC policy or insurance premium
receipt or employers letter certifying the current
mailing address or latest NSC or other similar
instruments indicating the address or existing house
lease agreement
Bank account statement or latest electricity bill
or latest mobile or telephone bill or latest
credit card statement or latest LIC policy or
insurance premium receipt or latest NSC or
other similar instruments indicating the
address

Bank Last 6 months Last 6 months

statement
or Pass Book
where salary
or income is
credited

Guarantor Optional Optional

form