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Purpose-
The main purpose of doing this project was to know about mutual fund and its
functioning. This helps to know in details about mutual fund industry right from its
inception stage, growth and future prospects.
It also helps in understanding different schemes of mutual funds. My study depends upon
prominent funds in India and their schemes like equity, income, balance as well as the
returns associated with those schemes.
The project study was done to ascertain the asset allocation, entry load, exit load,
associated with the mutual funds. Ultimately this would help in understanding the
benefits of mutual funds to investors.
Aim-
“To compare the investment options, its performance and risk & return relationship for better
investment decision”.
Objectives-
It is necessary to specify the objectives of the study. This is because of specification of
objectives will enable us to study various areas and aspects with clarity.
• To study the risk and return relationship with reference to mutual fund and other
investment s
Key Questions-
1) Do you invest in Mutual Funds?
Hypothesis-
Null hypothesis -
Alternative hypothesis -
• HA – As a result of derivative market their will be a significant risk reduction in investment
Research Methodology-
Sampling Type: The sample size has been taken by non-random convenience sampling
technique
RESEARCH DESIGN:-
EXPLORATIVE RESEARCH
Data will be collected both from primary as well as secondary sources as described below:
I. Primary data.
II. Secondary data.
PRIMARY SOURCES:-
SECONDARY DATA:
It refers to those data that was already being corrected by and analyzed by someone else. This
data is collected from
Journal Reports
Magazines.
Newspapers and books
Website
Statistical tools-
Plan for data analysis: Analysis of data is planned with the help of
Mean
Analysis of variance.
Tabulation
• Define the information needed:- This first step states that what is the
information that is actually required. Information in this case we require is
that what is the approach of investors while investing their money in mutual
funds and other investment options, e.g. what do they consider while deciding
as to invest in which of the two i.e. Mutual funds or other investment options.
Also, it studies the extent to which the investors are aware of the various costs
that one bears while making any investment. So, the information sought and
information generated is only possible after defining the information needed.
No study is free from limitations. The limitations of this study can be:
• The study will conduct only for 4 months
• Sample size taken is small
• The study only conducts in 1 geographical area Bangalore
• Respondent bias and sampling error
Proposed Contents-
Chapter 1: Introduction
This chapter provides the theoretical background of the topic under study. This chapter provides
a brief introduction to the subject under the study including the work and types of Mutual Fund.
Chapter 6: Bibliography
QUESTIONNAIRE
Dear Sir/Madam,
This project is to be submitted to the AIMA for the award of PGDM. Hence I, request you to
kindly spend few minutes of your valuable time in answering this.
Section A - Identification
1) Name:
2) Age:
3) Occupation:
a) Government employee ( )
b) Private Employee ( )
c) Self-Employed ( )
d) Professional ( )
e) Others………………………………........
4) Address:
5) Education:
a) Ssc ( ) b) Puc ( )
e) Other………………………………..
6) Phone No.:
7) Income :
a) Below 250000 ( )
b) 250000-400000 ( )
c) 400000-550000 ( )
d) 5500000-800000 ( )
8) Normally what percentage of your monthly household income could be available for
investment?
a) 10%-15% ( )
b) 16%-20% ( )
c) 21%-25% ( )
d) 26%-30% ( )
9) Normally how much income of your monthly household income could be available
for savings:
a) Below 15000 ( )
b) 15000-30000 ( )
c) 30000-45000 ( )
a) Bank ( )
b) Agents ( )
c) Newspaper ( )
d) Television ( )
e) Friends ( )
f) Others………………………………………..
a) Financial planning ( )
b) Tax maximizing ( )
c) Mutual funds ( )
d) Real state ( )
e) Home loan ( )
f) Fixed deposits ( )
g) Personal loan ( )
h) Life insurance ( )
i) Health care ( )
(b) I’d like to save, but my expenses & financial commitments do not permit
b) No ( )
a) Fixed deposits ( )
b) Post office ( )
c) Government bonds ( )
d) Insurance ( )
e) Gold ( )
f) Home loans ( )
g) Equity/ Shares ( )
h) Real state ( )
a) Government sector ( )
b) Private sector ( )
d) Ulips ( )
(e) Liquidity ( )
21) Rank the following investment which is the best investment option according you?
22) Which factor do you consider before investing in mutual fund or other investment
options?
a) Safety of principal ( )
b) Low risk ( )
c) High returns ( )
d) Maturity ( )
23) Which factor do you consider most important while choosing an investment option?
(b)Mutual Funds
(c) Insurance
(d)Bank Deposits
a) Yes ( )
b) No ( )
a) Daily ( )
b) Weekly ( )
c) Monthly ( )
d) Yearly ( )
27) Your comfort level in making investment decisions can best be described as
a) Low ( )
b) Moderate ( )
c) High ( )
28) If in the near future if you ever plan to invest in your money in any of the mutual
fund company, which would be your first investment choice?
a) SBI mutual fund ( )
e) Others ( )
29) Would you like to give any suggestions regarding improvement of investment in
Mutual Fund and other investment options?