LECHERIA

Monto Crdito

21,550,000.00 Periodo Gracia (Meses)

Plazo (Meses)

240 Inflacin anual

Tasa Inters

16.50% Tasa Inters Crdito Colones

Cuota a Cap. E Interes.

Comisin Anual 1%

Cuota a Cap. E Interes.

Periodo

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

12.00%

Saldo

21,550,000.00
21,538,763.10
21,527,369.55
21,515,817.17
21,504,103.73
21,492,227.00
21,480,184.69
21,467,974.50
21,455,594.09
21,443,041.08
21,430,313.07
21,417,407.63
21,404,322.26
21,391,054.48
21,377,601.73
21,363,961.43
21,350,130.98
21,336,107.71
21,321,888.95
21,307,471.97
21,292,853.99
21,278,032.23
21,263,003.84
21,247,765.94
21,232,315.61
21,216,649.88
21,200,765.76
21,184,660.20
21,168,330.11
21,151,772.37
21,134,983.79
21,117,961.17
21,100,701.23
21,083,200.67
21,065,456.14
21,047,464.23

311,664.85 Salario Mensual:

Amortizacin

11,236.90
11,393.55
11,552.39
11,713.44
11,876.73
12,042.31
12,210.19
12,380.41
12,553.01
12,728.01
12,905.45
13,085.36
13,267.79
13,452.75
13,640.30
13,830.45
14,023.26
14,218.76
14,416.99
14,617.97
14,821.76
15,028.39
15,237.90
15,450.33
15,665.73
15,884.12
16,105.56
16,330.09
16,557.75
16,788.58
17,022.63
17,259.94
17,500.56
17,744.53
17,991.91
18,242.73

Intereses

300,427.95
300,271.30
300,112.46
299,951.41
299,788.11
299,622.54
299,454.66
299,284.44
299,111.84
298,936.84
298,759.40
298,579.48
298,397.06
298,212.10
298,024.55
297,834.39
297,641.58
297,446.08
297,247.86
297,046.87
296,843.09
296,636.46
296,426.95
296,214.51
295,999.12
295,780.73
295,559.29
295,334.76
295,107.10
294,876.27
294,642.22
294,404.91
294,164.29
293,920.31
293,672.94
293,422.11

Amort. Acum.

11,236.90
22,630.45
34,182.83
45,896.27
57,773.00
69,815.31
82,025.50
94,405.91
106,958.92
119,686.93
132,592.37
145,677.74
158,945.52
172,398.27
186,038.57
199,869.02
213,892.29
228,111.05
242,528.03
257,146.01
271,967.77
286,996.16
302,234.06
317,684.39
333,350.12
349,234.24
365,339.80
381,669.89
398,227.63
415,016.21
432,038.83
449,298.77
466,799.33
484,543.86
502,535.77
520,778.50

37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

21,029,221.50
21,010,724.44
20,991,969.52
20,972,953.14
20,953,671.65
20,934,121.36
20,914,298.51
20,894,199.32
20,873,819.92
20,853,156.42
20,832,204.85
20,810,961.19
20,789,421.37
20,767,581.27
20,745,436.70
20,722,983.41
20,700,217.10
20,677,133.40
20,653,727.90
20,629,996.10
20,605,933.45
20,581,535.35
20,556,797.12
20,531,714.01

18,497.05
18,754.92
19,016.38
19,281.49
19,550.29
19,822.84
20,099.19
20,379.39
20,663.50
20,951.57
21,243.66
21,539.82
21,840.10
22,144.57
22,453.29
22,766.31
23,083.70
23,405.50
23,731.80
24,062.64
24,398.10
24,738.23
25,083.11
25,432.79

293,167.79
292,909.93
292,648.46
292,383.36
292,114.55
291,842.00
291,565.65
291,285.45
291,001.34
290,713.27
290,421.19
290,125.03
289,824.75
289,520.27
289,211.56
288,898.54
288,581.15
288,259.34
287,933.05
287,602.20
287,266.75
286,926.61
286,581.74
286,232.05

28,518,295.00

539,275.56
558,030.48
577,046.86
596,328.35
615,878.64
635,701.49
655,800.68
676,180.08
696,843.58
717,795.15
739,038.81
760,578.63
782,418.73
804,563.30
827,016.59
849,782.90
872,866.60
896,272.10
920,003.90
944,066.55
968,464.65
993,202.88
1,018,285.99
1,043,718.79

Gastos de Formalizacion

323,250.00

0.00
20.00%

311,664.85

Int. Acum.

Nuevo Saldo

300,427.95
600,699.25
900,811.71
1,200,763.12
1,500,551.23
1,800,173.77
2,099,628.43
2,398,912.87
2,698,024.71
2,996,961.55
3,295,720.95
3,594,300.43
3,892,697.49
4,190,909.59
4,488,934.14
4,786,768.54
5,084,410.12
5,381,856.20
5,679,104.06
5,976,150.94
6,272,994.03
6,569,630.48
6,866,057.43
7,162,271.94
7,458,271.06
7,754,051.79
8,049,611.08
8,344,945.84
8,640,052.94
8,934,929.21
9,229,571.43
9,523,976.34
9,818,140.63
10,112,060.95
10,405,733.89
10,699,156.00

21,538,763.10
21,527,369.55
21,515,817.17
21,504,103.73
21,492,227.00
21,480,184.69
21,467,974.50
21,455,594.09
21,443,041.08
21,430,313.07
21,417,407.63
21,404,322.26
21,391,054.48
21,377,601.73
21,363,961.43
21,350,130.98
21,336,107.71
21,321,888.95
21,307,471.97
21,292,853.99
21,278,032.23
21,263,003.84
21,247,765.94
21,232,315.61
21,216,649.88
21,200,765.76
21,184,660.20
21,168,330.11
21,151,772.37
21,134,983.79
21,117,961.17
21,100,701.23
21,083,200.67
21,065,456.14
21,047,464.23
21,029,221.50

Amortiza

interes

145,677.74

3,594,300.43

172,006.66

3,567,971.51

203,094.11

3,536,884.06

10,992,323.79
11,285,233.72
11,577,882.18
11,870,265.54
12,162,380.09
12,454,222.10
12,745,787.75
13,037,073.21
13,328,074.55
13,618,787.82
13,909,209.01
14,199,334.04
14,489,158.79
14,778,679.06
15,067,890.62
15,356,789.16
15,645,370.31
15,933,629.65
16,221,562.70
16,509,164.90
16,796,431.65
17,083,358.26
17,369,940.00
17,656,172.05

21,010,724.44
20,991,969.52
20,972,953.14
20,953,671.65
20,934,121.36
20,914,298.51
20,894,199.32
20,873,819.92
20,853,156.42
20,832,204.85
20,810,961.19
20,789,421.37
20,767,581.27
20,745,436.70
20,722,983.41
20,700,217.10
20,677,133.40
20,653,727.90
20,629,996.10
20,605,933.45
20,581,535.35
20,556,797.12
20,531,714.01
20,506,281.21

239,800.12

3,500,178.04

283,140.16

3,456,838.01

Estado de resu
Compaa MONT

Ventas Totales
Menos costo de ventas
Utilidades Brutas
Menos gastos operativos
Materia de Empaque
Salarios de Planta
Electricidad
Telefono
Agua
Alimento Animales
Medicinas Veterinarias
Cultivos
Gastos de ventas
Salarios de Repartidores
Combustibles
Mantenimiento Vehiculos
Gastos generales y administrativos
Salarios de la Gerencia
Gastos por depreciacion
Total de gastos operativos
Utilidad operativa
menos gastos financieros
utilidad neta antesde impuestos
menos impuestos
utilidad neta despues de impuestos
menos dividendos de acciones preferentes
utilidades disponibles para accionistas

Periodo 2011
75,600,000.00
0.00
75,600,000.00
2,400,000.00
3,600,000.00
1,200,000.00
300,000.00
600,000.00
600,000.00
1,200,000.00
1,800,000.00
4,200,000.00
1,800,000.00
1,200,000.00
3,600,000.00
1,390,000.00
23,890,000.00
51,710,000.00
3,594,300.43
48,115,699.57
9,623,139.91
38,492,559.65
0.00
38,492,559.65

Estado de resultados
Compaa MONTALAC SA
Periodo 2012
Periodo 2013
Periodo 2014
Periodo 2015
82,404,000.00
89,820,360.00
97,904,192.40
106,715,569.72
82,404,000.00

89,820,360.00

97,904,192.40

106,715,569.72

2,616,000.00
3,924,000.00
1,308,000.00
327,000.00
654,000.00
654,000.00
1,308,000.00
1,962,000.00

2,851,440.00
4,277,160.00
1,425,720.00
356,430.00
712,860.00
712,860.00
1,425,720.00
2,138,580.00

3,108,069.60
4,662,104.40
1,554,034.80
388,508.70
777,017.40
777,017.40
1,554,034.80
2,331,052.20

3,387,795.86
5,081,693.80
1,693,897.93
423,474.48
846,948.97
846,948.97
1,693,897.93
2,540,846.90

4,578,000.00
1,962,000.00
1,308,000.00

4,990,020.00
2,138,580.00
1,425,720.00

5,439,121.80
2,331,052.20
1,554,034.80

5,928,642.76
2,540,846.90
1,693,897.93

3,924,000.00

4,277,160.00

4,662,104.40

5,081,693.80

1,390,000.00

1,390,000.00

1,390,000.00

1,390,000.00

25,915,000.00
56,489,000.00
3,567,971.51
52,921,028.49
10,584,205.70
42,336,822.79
0.00
42,336,822.79

28,122,250.00
61,698,110.00
3,536,884.06
58,161,225.94
11,632,245.19
46,528,980.75
0.00
46,528,980.75

30,528,152.50
67,376,039.90
3,500,178.04
63,875,861.86
12,775,172.37
51,100,689.48
0.00
51,100,689.48

33,150,586.23
73,564,983.49
3,456,838.01
70,108,145.48
14,021,629.10
56,086,516.39
0.00
56,086,516.39

Activos
Activos Circulantes
Cajas
Cuentas por cobrar
Inventario animales
Total Circulante
Activos Fijos
Terreno
Planta de procesamiento
Dep. Acum. Planta Procesamiento
Galeron
Dep. Acum. Galeron
Picadora
Dep. Acum. Picadora
Tanque de agua
Dep. Acum. Tanque de Agua
Canoas y apartos
Dep. Acum. Canoas y apartos
Moldes de acero
Dep. Acum. Moldes de Acero
Equipo vario
Dep. Acum. Equipo vario
Enfriador 2
Dep. Acum. Enfriador 2
Ordeadora
Dep. Acum. Ordeadora
Contenedores de leche
Dep. Acum. Contenedores de Leche
Mobiliario y Equipo de Oficina
Dep. Acum. Mobiliario y Equipo
Total fijo
Total Activo
Pasivo circulante
Cuentas por pagar
Total circulante
Pasivo a largo plazo
Total pasivo
Patrimonio
Aporte de Socios
Utilidades retenidas

Inversion Inicial

500,000.00
0.00
12,250,000.00
12,750,000.00
40,000,000.00
4,000,000.00
0.00
3,000,000.00
0.00
600,000.00
0.00
1,000,000.00
0.00
500,000.00
0.00
500,000.00
0.00
500,000.00
0.00
1,000,000.00
0.00
1,000,000.00
0.00
2,000,000.00
0.00
2,000,000.00
0.00
56,100,000.00
68,850,000.00
0.00
21,550,000.00
21,550,000.00

47,300,000.00
0.00

Utilidad del Periodo

Total patrimonio

47,300,000.00

Total pasivo y patrimonio

68,850,000.00
0.00

Balance General
Compaa MONTALAC SA
para los periodos 2011 - 2015

2011

2012

2013

40,236,881.92
0.00
12,250,000.00
52,486,881.92

83,791,698.05
0.00
12,250,000.00
96,041,698.05

131,507,584.70
0.00
12,250,000.00
143,757,584.70

40,000,000.00
4,000,000.00
-160,000.00
3,000,000.00
-120,000.00
600,000.00
-60,000.00
1,000,000.00
-100,000.00
500,000.00
-50,000.00
500,000.00
-50,000.00
500,000.00
-50,000.00
1,000,000.00
-100,000.00
1,000,000.00
-100,000.00
2,000,000.00
-200,000.00
2,000,000.00
-400,000.00
54,710,000.00
107,196,881.92

40,000,000.00
4,000,000.00
-320,000.00
3,000,000.00
-240,000.00
600,000.00
-120,000.00
1,000,000.00
-200,000.00
500,000.00
-100,000.00
500,000.00
-100,000.00
500,000.00
-100,000.00
1,000,000.00
-200,000.00
1,000,000.00
-200,000.00
2,000,000.00
-400,000.00
2,000,000.00
-800,000.00
53,320,000.00
149,361,698.05

40,000,000.00
4,000,000.00
-480,000.00
3,000,000.00
-360,000.00
600,000.00
-180,000.00
1,000,000.00
-300,000.00
500,000.00
-150,000.00
500,000.00
-150,000.00
500,000.00
-150,000.00
1,000,000.00
-300,000.00
1,000,000.00
-300,000.00
2,000,000.00
-600,000.00
2,000,000.00
-1,200,000.00
51,930,000.00
195,687,584.70

0.00

0.00

0.00

21,404,322.26
21,404,322.26

21,232,315.61
21,232,315.61

21,029,221.50
21,029,221.50

47,300,000.00

47,300,000.00
38,492,559.65

47,300,000.00
80,829,382.45

38,492,559.65
85,792,559.65

42,336,822.79
128,129,382.45

46,528,980.75
174,658,363.20

107,196,881.92

149,361,698.05

195,687,584.70

0.00

0.00

0.00

2014

2015

183,758,474.06
0.00
12,250,000.00
196,008,474.06

240,951,850.29
0.00
12,250,000.00
253,201,850.29

40,000,000.00
4,000,000.00
-640,000.00
3,000,000.00
-480,000.00
600,000.00
-240,000.00
1,000,000.00
-400,000.00
500,000.00
-200,000.00
500,000.00
-200,000.00
500,000.00
-200,000.00
1,000,000.00
-400,000.00
1,000,000.00
-400,000.00
2,000,000.00
-800,000.00
2,000,000.00
-1,600,000.00
50,540,000.00
246,548,474.06

40,000,000.00
4,000,000.00
-800,000.00
3,000,000.00
-600,000.00
600,000.00
-300,000.00
1,000,000.00
-500,000.00
500,000.00
-250,000.00
500,000.00
-250,000.00
500,000.00
-250,000.00
1,000,000.00
-500,000.00
1,000,000.00
-500,000.00
2,000,000.00
-1,000,000.00
2,000,000.00
-2,000,000.00
49,150,000.00
302,351,850.29

0.00

0.00

20,789,421.37
20,789,421.37

20,506,281.21
20,506,281.21

47,300,000.00
127,358,363.20

47,300,000.00
178,459,052.68

51,100,689.48
225,759,052.68

56,086,516.39
281,845,569.07

246,548,474.06

302,351,850.29

0.00

0.00