1.

PROFIT BEFORE TAX RATIO

(PBT/Total Income)

Year
s

2010

2009

2008

2007

2006

2005

Rati
os

60.19
%

55.90
%

63.8%

70.16
%

70.49
%

62.80
%

2.

INCOME/EXPENSE RATIO

(TIMES)

Year
s

2010

2009

2008

2007

2006

2005

Rati
os

3.27

3.83

4.1

5.06

4.1

3.12

3.

RETURN ON EQIUTY

(Net Profit/Equity*100)

Years

2010

2009

2008

2007

2006

2005

Retur
ns

4.

25.91
%

27.35
%

31.49
%

37.66
%

45%

64.87
%

RETURN ON ASSETS

(Net Profit/Total Assets*100)

Years

2010

2009

2008

2007

2006

2005

Retur
ns

3.13%

3.25%

3.6%

4.06%

3.79%

3.2%

5.

EARNING PER SHARE (BEFORE TAX)

(Gross Profit /Total Number of Equity Shares)

Years

201
0

2009

2008

2007

2006

2005

Earnin 34.5
gs
3

30.46

28.76

28.03

24.34

17.12

6.

EARNING PER SHARE AFTER TAX

(Net Profit/Total Number of Equity Shares)

Years

201
0

2009

2008

2007

2006

2005

Earnin 22.2
gs

20.38

20.22

20.08

15.97

11.74

7.

NET ADVANCE/DEPOSIT RATIO

(Advance/Deposit*100)

Year
s

2010

2009

2008

2007

2006

2005

Rati
os

59.01
%

68.89
%

79.39
%

74.96
%

77.00
%

78.63%

8.
EARNING ASSET TO TOTAL ASSET
RATIO
(Earning Assets/Total Assets)

Years

2010

2009

2008

2007

2006

2005

Ratios 87.15
%

87.23
%

85.70
%

83.60
%

85.54
%

87.34
%

9.
DEPOSIT
TO SHARE HOLDER EQUITY RATIO (TIMES)
(Deposit/Shareholder Equity)

Years

2010

2009

2008

2007

2006

2005

Ratios

6.24

6.02

6.32

6.43

7.22

12.53

10.

CAPITAL ADEQUACY RATIO

(Capital Funds/ Total Assets)

Year
s

2010

2009

2008

2007

2006

2005

Rati
os

11.

22.07
%

19.07
%

16.28
%

16.75
%

18.65
%

12.54%

CASH DIVIDEND PER SHARE RATIO

(Rs.)

Year 2010
s
Rati
os

11.5
0

2009

2008

2007

2006

2005

11

11.50

12.50

7.25

12.
DIVIDEND YIELD RATIO (BASED ON CASH
DIVIDEND)
(Annual Dividends per Share / Price per Share)

Year
s

201
0

2009

2008

2007

2006

2005

Rati
os

5.03
%

5.01%

5.14%

3.13

2.95%

2.40%

13.

DIVIDEND PAYOUT RATIO

(Dividend per Share / Earning per Share)

Year
s

2010

2009

2008

Rati
os

56.32
%

53.52
%

56.19
56.59
%
%

14.

2007

2006

2005

49.79
%

46.64
%

2006

2005

15%

20%

BONUS SHARES ISSUED

Year 2010
s

2009

2008

Ratio 10%
s

10%

10%

2007
0
%