Escolar Documentos
Profissional Documentos
Cultura Documentos
AGRI BUSINESS
STATE BANK OF INDIA
Rural Financial inputs
Delivery Models
and Linkages
• Agriculture operations
- Production credit (Crop loans)
Traditional
- Investment credit Rural Financial
(Term Loans)
- Insurance
Requirements
• Agriculture based
processing industry –
investment and working
capital loans
• Non-farm enterprise and
trade – investment loans,
short-term working capital
loans
• Consumer credit
- Contingency
- Household
• Housing, etc
New Product Lines and Delivery
Models
Focus On Total Solutions
Supply Chain Financing
Contract Farming
Rural Infrastructure
– state of the art godowns, cold
chains, Milk processing plants,
Post Harvest Processing
Micro finance
Commodity exchanges - derivatives,
Warehouse receipts loans
Insurance – Health / Crop / Weather
Development of AEZs
Technology Missions, Bio-diesel
crops,etc
Greenhouse
Traditional Delivery Channels
Input Suppliers
Contract Farming
Companies
Marketing Companies
Warehouse Operators
Supermarket Chains
Rural Malls
MFIs
NGOs
Alternative delivery
channels
Membership-based Financial
Organizations – SHGs Microsprinkler
microsprinkler
SBI – Our domestic network
Rural Semi-Urban
44% 27%
Metro Urban
12% 17%
Loans to Priority
Sector Rs 63000 Cr
Contract Farming
Value Chain
Arrangements
Financing
Partnership
Alliances with Corporates
for Credit Delivery
State Bank of India With Multi Commodity
Exchange
Special Efforts
Technology Seaweed cultivation –SHG