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Dynan, Karen E., Douglas W. Elmendorf, and Daniel E. Sichel, 2007. "The evolution of household income volatility," FRB working paper. Hacker, Jacob S. 2006. The Great Risk Shift. Oxford University Press. Kerm, Philippe Van, 2003. "An anatomy of household income volatility in European countries," CHER working paper. Newman, Katherine S. 1988. Falling from grace: downward mobility in the age of affluence. University of California Press. Warren, E. and A.W. Tyagi, 2003. The Two-Income Trap: Why Middle-Class Mothers and Fathers are Going Broke, Basic Books.