Você está na página 1de 4

DECLARATION

IIdrisAdanMohamuddeclaresthatthisprojectproposalismyoriginalworkandhasneverbeen
submittedtoanyotherawardinthisUniversityoranyotherinstitutions
NAME:IDRISADANMOHAMUD

Signature:........................................

Date:...............................................

APPROVAL
Icertifythattheresearchprojectedproposalsubmittedwasdoneundermysupervision

SUPERVISOR
NAME:MR.MARTINMIGWI

SIGNATURE:........................................

DATE:....................................................

II

TABLEOFCONTENTS

Dedication.................................II
Tableofcontent...................................III
CHAPTERONE
1.1Backgroundofthestudy..............................1
1.2Statementoftheproblem................................................................................................................2
1.3PurposeoftheStudy.............................................................................................................................3
1.4Objectiveofthestudy.....................................................................................................................3
1.5Significanceofthestudy......................................................................................................................3
CHAPTERTWO
2.0Introduction.....................................................................................................................................4
2.1SavingOverview.............................................................................................................................4
2.2SavingsProductsinMicrofinanceinstitutions...............................................................................4
2.2.1PersonalandBusinessBanking....................................................................................................6
2.2.2CorporateandInvestmentBanking..............................................................................................7
2.2.3 SavingrelatedbenefitsaccruingtomicrofinanceInstitutions.................................................7
2.3 OtherfactorsthatcontributetothePerformanceofMicrofinanceInstitutions................................8
2.3.1

FinanceAssets................................................................................................................................8

2.3.1.1Financialassetsatfairvaluethroughprofitorloss........................................................................9
2.3.1.2Loans,Advancesandreceivables..............................................................................................9
2.3.1.3Heldtomaturity......................................................................................................................10
2.4 TherelationshipbetweensavingsandtheperformanceofMicrofinanceInstitutions....................10
2.4.1

CapitalAdequacy.........................................................................................................................11

2.4.2 CreditRisk....................................................................................................................................11
2.4.3 CreditRelatedCommitments.................................................................................................12
III

2.4.4 ConcentrationofRisk.................................................................................................................12
2.4.5 CurrencyRisk...............................................................................................................................12
2.4.6 InterestRaterisk......................................................................................................................13
2.4.7 FairvaluesofFinancialAssetsandliabilities.........................................................................13
2.4.8 CriticalAccountingEstablishedandJudgmentsinApplyingAccountingpolicies................13

CHAPTERTHREE
3.0 Introduction........................................................................................................................................12
3.1ResearchDesign............................................................................................................................15
3.2 Typeofthedata............................................................................................................................15
3.3 Thesourceofthedata...................................................................................................................15
3.4 Datacollectionmethod.................................................................................................................15
3.5 Samplesize...................................................................................................................................16
3.6 DataAnalysisandpresentation.....................................................................................................16
AppendicesQuestionnaire

IV

LISTOFABREVIATION
ATMAutomatedTellerMachines
PBBPersonalandBusinessBanking
ITInformationTechnology
BOKBankofKenya
CIBCorporateandInvestmentBanking

Você também pode gostar