Mahendra's

P R E P A R A TO R Y E X A M - 2 0 1 2
No. of Questions : 200
1.

S T AT E B A N K OF INDIA
2.

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SBI/BCL/PREPARATORY/2012/111

1. This booklet contains four tests as follows : Test I - General Awareness Q.Nos. 1 to 40 Test II - General English Q.Nos. 41 to 80 Test III - Quantitative Aptitude Q.Nos. 81 to 120 Test IV- Reasoning Ability Q.Nos. 121 to 160 Test V- Marketing/Comp. Q.Nos. 161 to 200 (Composite time of 120 minutes for 200 questions) 2. Rough work is to be done only in this booklet itself and not on any other paper. Use the empty space of the last page in the booklet. 3. Use of electronic calculator of any other such device is not permitted. 4. I n d i c a t e y o u r a n s w e r s o n t h e s e p a r a t e answersheet using HB Pencil. Follow the instructions given on the answersheet for indicating your answers. 5. There will be penalty for wrong answers marked by you. For each question for which a wrong answer has been given by you, one-fourth or 0.25 of the marks assigned to that question will be deducted as penalty. 6. Immediately after you open this booklet, quickly check that it contains 200 questions, that the pages are in serial order and that there are no duplicate pages. If you find it to be defective, get it replaced by another booklet bearing the same Form No. Also check that the new booklet is not defective. 7. You are not allowed to take this booklet with you. At the end of the examination handover the booklet along with answer sheet to the invigilator. 8. DO NOT OPEN THIS BOOKLET UNTIL YOU ARE TOLD TO DO SO.

Mahendra's

TEST-I GENERAL AWARENESS

Q.1. Which of the following is a private sector undertaking? (1) Bharat Heavy Electronics Limited (2) Cotton Corporation of India (3) Oil and Natural Gas Corporation (4) Hindustan Aeronautics Limited (5) Wipro Technologies Q.2. Under the BASEL II norms, banks should maintain a minimum capital adequacy requirement of ______ percent of risk assets, in India. (1) 10 (4) 7 Q.3. (1) Fiscal Policy (4) Credit Policy Q.4. (2) 8 (5) 5 (2) Monetary Policy (5) None of these (3) 9

Variable Reserve Rate and Open Market Operations are the instruments of _________. (3) Budgetary Policy

Which of the following is not a correctly matched pair? (1) State Bank of India - Pure Banking Nothing else (2) Andhra Bank - For all your needs (3) United Bank of India - The Bank that begins with "U". (4) Bank of India - Good people of Bank with (5) Bank of Baroda - India's International Bank

Q.5.

"Romancing with Life" is the autobiography of which among the following bollywood legends? (1) Shammi Kapoor (4) Rajesh Khanna (2) Dev Anand (5) Shashi Kapoor (2) TRAI (5) SEBI (2) Thailand (5) Laos (3) RBI (3) Amitabh Bachchan

Q.6.

Capital Market Operations are regulated by _________. (1) IRDA (4) ISRO

Q.7.

'PISO' is the currency of which country? (1) Tajikistan (4) Philippines (3) Peru

Q.8.

'Kyoto Protocol', a term commonly heard, is a protocol to the UNFCCC, aims at fighting which of the following environmental hazards? (1) Mineral deposits (2) Acute aquatic toxity (3) Global Warming (4) Biological Infections (5) Viral Diseases

Q.9.

An interest rate charged to a customer during the initial stages of a loan is known as ______. (1) Teaser Rate (4) Open Rate (2) Introductory Rate (5) Simple Interest Rate (3) Adjustable Rate

Q.10.

Delhi Government has, recently, hiked the reservation for OBC in higher education institutions form 21% to _____? (1) 51% (4) 27% (2) 25% (5) 60% 2 (3) 40%
SBI/BCL/PREPARATORY/2012/111

Mahendra's

Q.11.

RBI officials toured various parts of the country under their 'Out reach' programme. What purpose did it serve? (1) It was a part of the financial literacy measures. (2) To open bank accounts of the village people. (3) To inaugurate bank branches in unbanked areas. (4) As part of official duties. (5) As a part of urbanization of villages. Q.12. Which of the following is not a means of remitting money? (1) Mail transfer (2) Telegraphic transfer (3) RTGS (4) Electronic Clearing Service (5) None of these Q.13. What is the minimum amount that can be sent through RTGS facility? (1) ` 2 lach (2) ` 1 lach (3) ` 50,000 (4) ` 1,50,000 (5) No minimum limit Q.14. Who among the following has been unanimously elected as the mayor of Charlottesville, a historic city in Virginia? (1) Pankaj Pachauri (2) Satyendra Singh Huja (3) Laxman Das (4) Ramesh Sippy (5) Alka Sirohi Q.15. Which of the following is NOT a foreign bank? (1) Citibank (2) Standard Chartered Bank (3) HSBC (4) Federal Bank (5) Grindlays Bank Q.16. Etihad Airways, the national airline of which of the following country, has been named the worlds leading airlines at the World Travel Awards for the third year in a row? (1) Finland (2) Nigeria (3) UAE (4) Netherlands (5) Iran Q.17. Foreign Exchange Management Act was introduced in which of the following year? (1) 1998 (2) 1999 (3) 2001 (4) 2000 (5) 2007 Q.18. RBI has issued guidelines for introduction of white label ATMs. What are these white label ATMs ? (1) These ATMs are white in colour. (2) These ATMs are managed by non-banking companies. (3) These are jointly owned by two and more bank. (4) These are under control of third party and bank. (5) None of these Q.19. 'Jankiramanan Committee' is associated with which of the following ? (1) Urban Co-operate Banks (2) Securities Transactions of Banks and Financial Institutions (3) Electronic Fund Transfer (4) Rural Finance (5) Capital Adequacy of Banks Q.20. India has agreed to cooperate with which country in coal sector ? (1) Canada (2) US (3) Austria (4) Chile (5) Turkey Q.21. Which of the following book has been written by Charlotte Bronte ? (1) A tale of two cities (2) Pride and Prejudice (3) Wuthering Heights (4) Jane Eyre (5) Twilight SBI/BCL/PREPARATORY/2012/111 3

Mahendra's

Q.22.

Q.23.

Q.24.

Q.25.

Q.26.

Q.27. Q.28. Q.29. Q.30.

Q.31.

Q.32.

Mahendra's

Which of the following is not a Non-Banking Subsidiary of SBI in India ? (1) SBI Publications (2) SBI Capital Markets Ltd. (3) SBI DFHI Ltd. (4) SBI General Insurance Company Limited (5) SBI Cards & Payments Services Pvt. Ltd. In the CAMELS rating 'S' stands for ? (1) Societal and cultural factors (2) Socio-economic development (3) Security for people's bank (4) Service to society (5) Sensitivity to market risks. Which of the following investment does not qualify for income tax exemption ? (1) Post Office Fixed Deposits (2) Public Provident Fund Account (3) National Savings Certificate (4) Equity Linked Saving Scheme (5) All of the above Why has RBI, recently, realigned the bank rate to 9.50 ? (1) To check inflation (2) To align with repo rate (3) As a technical measure correction to bring it at par with other RBI rates (4) As an impact of controversies to this year's budget (5) All of the above Who among the following has been honoured with the prestigious Devi Ahilyabai Holkar Award for 2011by President Pratibha Devisingh Patil ? (1) Hypno Padma Kamlakar (2) Indra Nooyi (3) Rita Bhahuguna Joshi (4) Chanda Kochchar (5) Mira Kumar 'Tugrik' is the currency of which of the following country ? (1) Syria (2) Mongolia (3) Taiwan (4) Turkmenistan (5) Lebanon World Book and Copyright Day is celebrated on--------. (1) 24th April (2) 14th April (3) 5th April (4) 17th April (5) 23rd April 'Bourlog Award' is associated with which of the following fields ? (1) Film (2) Agriculture (3) Journalism (4) Science (5) Sports WADA is related with which of the following ? (1) Banking (2) Government Securities (3) Online Trading (4) Dope Testing (5) Stock Exchange Which of the following is a Realistic Measures undertaken to control inflation ? (1) The measures adopted as strict price control policy against the profiteers. (2) It is related adopting the policy of credit rationing. (3) It is the measure in which the supply of goods and services is increased as a result of which the price will come down. (4) These are measures taken in connection with public borrowing, public expenditures and public revenues. (5) None of these Who among the following was the first to initiate economic planning in India in 1934 through his book ? (1) Jawaharlal Nehru (2) M.Visvesvarayya (3) B.R.Ambedkar (4) Indira Gandhi (5) J.P.Narayan SBI/BCL/PREPARATORY/2012/111 4

Q.33.

Q.34.

Q.35.

Q.36.

Q.37.

Q.38.

Q.39.

Q.40.

Which of the following is another name for Bank of Sweden Prize ? (1) Nobel Prize for Literature (2) Nobel Prize for Peace (3) Man Booker Prize (4) Nobel Prize for Medicine (5) None of these 'Devaluation' of currency results in------(1) Increased export and import (2) Increased export and improvement in balance of payment (3) Trade Deficit (4) Increased import & foreign reserve deficiency (5) Increased imports only The validity of a cheque/demand draft is being revised from Ist April, 2012. What is the revised validity period ? (1) Two months (2) Four months (3) Three months (4) Five months (5) Six months The account in which the shares are traded electronically, is called-------. (1) Current Account (2) Saving Account (3) Recurring Deposit Account (4) NRI Account (5) Demat Account Which of the following is NOT a role of a Bank? A. It encourages saving habits amongst people. B. It facilitates business transactions through receipts and payments by cheques instead of currency. C. It helps in raising the standard of living of people in general. (1) Only B (2) Only C (3) All are true (4) Only A (5) Both A & B Who is the author of the book "The Wolf Gift"? (1) Jodi Picoult (2) Ann Rule (3) Sophie Kinsella (4) Anne Rice (5) Alex George What is meant by Banking Cash Transaction Tax (BCTT) ? (1) It is the tax imposed on imports of goods when the transaction is being made through a bank. (2) It is the tax on the sale of any assets which may result in loss or profit. (3) It is a small tax on cash withdrawal from bank exceeding a particular amount in a single day. (4) It is a tax imposed on assets held by an individual, when it is transferred to inheritors through bank. (5) It is a tax levied by bank on productive as well as non-productive assets in case of insolvency. Naandi Foundation conducted HUNGaMA Survey across 112 rural districts of India. Which of the following is TRUE in context of this survey ? (A) Mother's education level determines children's nutrition. (B) The prevalence of malnutrition is significantly higher among children from low-income families. (C) HUNGaMA stands for Hunger and Marketing. (1) Only C (2) Both A & B (3) Only A (4) Only B (5) Both B & C ANSWER/GENERAL AWARENESS/SBI PREPARATORY/2012 Q.2.(3) Q.3.(2) Q.4.(4) Q.14.(2) Q.24.(1) Q.34.(2) Q.5.(2) Q.15.(4) Q.25.(3) Q.35.(3) 5 Q.6.(5) Q.16.(3) Q.26.(1) Q.36.(5) Q.7.(4) Q.17.(2) Q.27.(2) Q.37.(3) Q.8.(3) Q.9.(2) Q.10.(4) Q.20.(5) Q.30.(4) Q.40.(2) Q.18.(2) Q.19.(2) Q.28.(5) Q.29.(2) Q.38.(4) Q.39.(3)

Q.1.(5)

Q.11.(1) Q.12.(4) Q.13.(1) Q.21.(4) Q.22.(1) Q.23.(5) Q.31.(3) Q.32.(2) Q.33.(5)

SBI/BCL/PREPARATORY/2012/111

Mahendra's

TEST-II MARKETING APTITUDE/COMPUTER KNOWLEDGE

Q.41. 'Slump' period is characterised by--------. (1) low output (2) low employment (3) low output and low employment (4) high output and low employment (5) None of these Personal selling implies(1) Face-to-face contact between buyer and seller (2) Product promotion (3) Mention of a company and its product in newspaper (4) All of the above (5) None of these Advertisement is issued by an identified sponsor, whereas-------does not need an identified sponsor. (1) Publicity (2) Personal Selling (3) Both 1 and 2 (4) Network Marketing (5) None of these Give the full form of MBO(1) Management Balance Officers (2) Management Bank Officers (3) Management by Objectives (4) Management Banking Officers (5) Motivational Business Operation Market Segmentation is-----------. (1) Subdividing a market into distinct groups of customers with similar needs. (2) Grouping similar product together for people living in rural areas. (3) Subdividing rural area population into small segments on the basis of their income. (4) Subdividing a group of people on the basis of culture & tradition (5) None of these Phillips curve relates the percentage of change of money wages to the ---------. (1) Level of unemployment (2) Level of Prices (3) Level of economic growth (4) Level of poverty (5) None of these Which among the following are the advantages of magazine advertisements ? (1) It can be directed towards a particulars class of customers (2) Exact picture of the product can be portrayed (3) The circulation is small (4) Both 1 and 2 (5) None of these Which among the following is/are important aspect of selling ? (1) It enhances the customers' confidence in the seller. (2) Provides a human touch to business transactions. (3) Provides better understanding of the product. (4) All of the above (5) None of these Marketing is--------. (1) Consumer oriented (2) Competitors oriented (3) Both 1 and 2 (4) Market oriented (5) None of these A brand name is ---------. (1) a symbol or a design for the purpose of identification (2) its legal version is 'trade mark' (3) it is given legal protection (4) All of the above (5) None of these Rural Markets are---------. (1) Homogeneous (2) Hetrogeneous (3) Organised (4) Non-organised (5) None of these

Q.42.

Q.43.

Q.44.

Q.45.

Q.46.

Q.47.

Q.48.

Q.49.

Q.50.

Q.51.

Mahendra's

SBI/BCL/PREPARATORY/2012/111

Q.52.

When very little is known about the problem being examined, which type of marketing research it is? (1) Exploratory Research (2) Descriptive Research (3) Casual Research (4) Predictive Research (5) None of these Q.53. The concept of value added is used by the statisticians to(1) make calculations easy (2) avoid double entry (3) add all valuable factors (4) All of the above (5) None of these Q.54. Gift of the gab means(1) distributing gifts (2) collecting garbage (3) multi-linguist (4) good communication skills (5) short - tempered Q.55. Credit Cards are used for(1) Cash withdrawals (2) purchase of air tickets (3) purchase of consumable items from retail outlets (4) None of above (5) None of these Q.56. One of the following qualities is not required for effective marketing that is(1) self motivation (2) effective communication skills (3) team work (4) perseverance (5) sympathy Q.57. Which of the following signifies 'customer loyalty'? (1) Shifting of customers from one bank to another (2) Customers banking with one bank exclusively (3) Customers returning lost items (4) Customer giving gifts to banks (5) None of the above Q.58. Internet Banking means(1) meeting of banks on the net (2) Net practice (3) banking transactions through internet (4) transactions with foreign countries (5) All of the above Q.59. Market Research is useful for(1) deciding proper marketing strategies (2) deciding the selling price (3) choosing the right products (4) choosing the sales persons (5) All of the above Q.60. A 'Call' in marketing terminology means (1) shout out to somebody (2) a profession or a business (3) visiting friends (4) visiting prospective customers (5) After sales services Q.61. Which of the following makes a network insecure ? (1) Encryption (2) Network Interface Card (NIC) (3) Static Keys (4) Both 2 and 3 (5) None of these Q.62. Which of the following is not much required for effective computerisation systems in a bank ? (1) Effective Customers Services (2) Effective Back Office Integration (3) Focus on manual records (4) Both 2 and 3 (5) None of these Q.63. Worms decrease the speed of---------. (1) Computer Clock (2) Memory (3) Databus (4) Processor (5) None of these Q.64. Which of the following can store maximum data ? (1) Register (2) Cache (3) Hard Disk (4) CDR/W (5) None of these Q.65. ASCII is------bit coding method. (1) 6 (2) 7 (3) 8 (4) 12 (5) 14 Q.66. Which of the following is NOT an impact printer ? (1) Laser (2) Dot Matrix (3) Inkjet (4) Both 1 and 3 (5) Both 2 and 3 Q.67. Information is---------. (1) Raw data (2) Mined data (3) Fresh data (4) Processed data (5) Both 2 and 3 SBI/BCL/PREPARATORY/2012/111 7

Mahendra's

Q.68.

ENIAC, EDVAC, EDSPC etc are examples of---------computers. (1) Second Generation (2) First Generation (3) Fourth Generation (4) Third Generation (5) Fifth Generation Q.69. Which of the following is not a feature of the Fifth Generation Computers? (1) They contain a unique vaccum tube which reduces the cost and size by using transistors. (2) They are knowledge based expert systems. (3) They work on a very high level programming language. (4) They have decentralized computing. (5) They contain very large scale integration technology. Q.70. TCP/IP protocol stack is(1) Combination of TCP and IP protocols (2) A family of protocols that connect to PCs. (3) Part of Internet. (4) Both 2 and 3 (5) None of these Q.71. What is NOT true about FTP? (1) It is a protocol (2) It is a program or command (3) It transfers files over net (4) Both 1 and 3 (5) All are true Q.72. Who is responsible for developing the intranet strategy and monitoring its policies? (1) Intranet administrator (2) Webmaster (3) Editor (4) Both 2 and 3 (5) None of these Q.73. Electronic funds transfer is the exchange of money(1) from one place to another (2) from one account to another (3) from one bank to another (4) Either 2 or 3 (5) All of the above Q.74. Expand RADIUS(1) Remote Authentication Dial In User Service (2) Regular Authenticate Dial In User Service (3) Regular Authentication Dial In User Security (4) Remote Authentication Disconnection In User Service (5) Remote Accessory Dial In User Service Q.75. Firewall is used in PC for(1) Security (2) Authentication (3) Data Transmission (4) Both 1 and 2 (5) None of these Q.76. Which is the correct ascending order of a data hierachy? (1) bit - byte - record - field - file - database (2) byte - bit - field - record - file - database (3) byte - bit - record - file - database (4) bit - byte - field - record - file - database (5) None of these Q.77. Which of the following term is related to a monitor? (1) Video display (2) Monochrome (3) RGB (4) Either 2 or 3 (5) All of these Q.78. Which of the following works as input as well as output device? (1) VDU (2) Laser Printer (3) Floppy (4) Scanner (5) None of these Q.79. Expert systems are (1) System that can think like humans automatically. (2) System that can provide knowledge and expertise of human in particular field. (3) Super Computers (4) Either 1 or 3 (5) All of these Q.80. Mnemonic codes are used in(1) Assembly language (2) Machine language (3) Programming language (4) Both 1 and 2 (5) None of these ANSWER/MARKETING APTITUDE/COMPUTER KNOWLEDGE/SBI PREPARATORY/2012 Q.41.(2) Q.42.(5) Q.51.(4) Q.52.(1) Q.61.(3) Q.62.(5) Q.71.(4) Q.72.(2) Q.43.(3) Q.44.(1) Q.53.(3) Q.54.(2) Q.63.(4) Q.64.(1) Q.73.(3) Q.74.(1) Q.45.(3) Q.55.(5) Q.65.(5) Q.75.(4) 8 Q.46.(5) Q.56.(2) Q.66.(3) Q.76.(2) Q.47.(2) Q.57.(5) Q.67.(2) Q.77.(3) Q.48.(3) Q.58.(4) Q.68.(3) Q.78.(2) Q.49.(2) Q.50.(1) Q.59.(1) Q.60.(4) Q.69.(5) Q.70.(1) Q.79.(5) Q.80.(1)

Mahendra's

SBI/BCL/PREPARATORY/2012/111