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www.alliantcreditunion.org a newsletter for Alliant Credit Union young adult members September 2012
contents
1 Yes, you can go home again 2 2012 Members Scholarship
winners
DIVIDEND
October Savings Dividend DECLARED AUGUST 16, 2012
The October 2012 Savings and IRA dividend, declared 08/16/12, provides a Compounded Annual Percentage Yield of
0.80% APY
Dividends are paid on the last day of the month to accountholders who have maintained an average daily balance of $100 or more. Savings dividend is subject to change monthly.
October Checking Dividend DECLARED AUGUST 16, 2012
Fortunately, theres a safety net that many have found: Mom and Dad. Living under their parents roof has helped many young people save money and become fiscally responsible as they progress toward a career and financial independence. In fact, 78% of the young people who have returned home are upbeat about their living arrangements, according to the Pew report. And 24% say that this experience has helped them improve and enhance their relationship with their folks. While living at home again may appear far less preferable than having the economic means to live on ones own, its an option that you or your friends may need to consider. Here are some tips on making the best of this situation. 1. Keep your eye on the prize. Become clear about your long-term goals and steadily take steps to accomplish them. Make sure your goals are SMART (that is, specific, measurable, achievable,
The October 2012 High Rate Checking dividend, declared 08/16/12, provides a Compounded Annual Percentage Yield of
3. Look for ways to pitch in. Its good form to do your own laundry, clean your dishes, lend a hand with yard work and tidy up any mess you find. Also, be prepared to make your own meals and help prepare family meals. In general, take the initiative when you see an opportunity to be helpful. 4. Act adult to grow and be treated as an adult. Going back home doesnt mean going back to privileged teenage ways. For one thing, upgrade your bedroom if it looks childish. Now is a good time to strengthen your relationship with your parents by communicating maturely with them and becoming the adult you want to be.
Sources: pewresearch.org, time.com, youmatter.suicidepreventionlifeline.org, csmonitor.com, politifact.com, hercampus.com and cnn.com
0.75% APY
Checking dividends are paid on the last day of each month to accountholders who meet the requirements of the account. Checking dividend is subject to change monthly.
office closings
Alliant will be closed in observance of the following holidays:
dial direct: Alliant is there when you need us Alliant Member Contact Center 800-328-1935 24/7 personal assistance tdd/tty 773-462-2300 Self Service Telephone (SST) 800-482-5328 24/7 automated account access VISA Debit Card 800-328-1935 VISA Credit Cards 24/7 Member Service/ Account Info/Lost or Stolen: 866-444-8529
Columbus Day Monday, October 8, 2012 Veterans Day Monday, November 12, 2012 Convenient 24/7/365 account access Online banking at www.alliantcreditunion.org Mobile banking app for Android, iPhone and iPad Member Contact Center at 800-328-1935 Self Service Telephone at 800-482-5328 Over 80,000 surcharge-free ATMs nationwide Alliant Headquarters 11545 W. Touhy Avenue Chicago, IL 60666
Mortgage Hotline 800-328-1935, option 5, option 1 MonFri, 8am5pm CT Auto/Home Insurance 888-380-9287 MonFri, 6am10pm CT Sat, 6am 8pm CT GreenPath Debt Solutions 877-337-3399 MonThu, 7am9pm CT Fri, 7am6pm CT Sat, 8am5pm CT Alliant Retirement and Investment Services Financial Advisors are available to serve members in all states. Call 800-328-1935, option 9.
NEW Deposits/Payments PO Box 2387 Des Plaines, IL 60017-2387 Credit Card Payments PO Box 1666 Des Plaines, IL 60017-1666 All Other Correspondence including IRA and HSA deposits Attn: IRA/HSA Dept. PO Box 66945 Chicago, IL 60666-0945
This newsletter is for members personal use only. Reproducing and/or selling the contents of this newsletter without prior written permission from Alliant Credit Union is prohibited. Copyright Alliant. Articles are prepared as an educational service for Alliant members. They should not be relied on as a substitute for individual financial or legal research. Articles in this newsletter are not intended to be used (and may not be relied on) for penalty avoidance.
For Alliant Branch locations, Your savings federally insured to at least $250,000 full Alliantand backed by theBanking, the OnlineStatesfaith and credit of and United Government product and service information, visit our National Credit Union Administration, webGovernment Agency site: a U.S. www.alliantcreditunion.org
Your savings federally insured and backed by the full faith United States Gov
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
www.alliantcreditunion.org
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
60%NEW268-R09/12