HOUSE OF REPRESENTATIVES BILL

HOUSE OF REPRESENTATIVES BILL 3808 - regarding notarized documents

On Monday, September 27, 2010, U.S. Senator Bob Casey (D-PA), on the Senate floor, asked that the Judiciary Committee be discharged from further consideration of a bill that would hurt consumers. H.R. 3808 requires federal and state courts to recognize notarized documents from other states, including ones that contain electronic notarizations that are not subject to the same consumer safeguards of documents notarized in person. Some financial institutions are using electronic notarizations to process home foreclosure documents. Sen. Casey asked that the Senate move forward with immediate consideration of the bill with unanimous consent that the bill pass with no other action or debate. The Senate passed the bill without amendment by unanimous consent. It now sits on the Presidents desk. Im asking you to email or call the President at 202-456-1111 to ask him not to sign the bill. H.R. 3808 is known as the Interstate Recognition of Notarizations Act. It passed the House under a suspension of the rules in April 2010. It requires federal and state courts to recognize any notarization that is lawful in the state where the notary is licensed. Now, in one day, it passed in the Senate. When I learned of it last Thursday, it sounded innocuous to me, but then I started looking at the timing of the bill. GMAC, owned by Ally, had just suspended its foreclosure actions in 23 states, including Ohio. I had already referred Chase Home Finance, LLC, on August 23, 2010, to the U.S. Department of Justice, asking it to review and investigate Chases document notarization practices in home foreclosures (18,000 documents per month were being notarized by 8 people, along with other irregularities). I license notaries in the State of Ohio. Even though I dont have the power under state law to investigate or prosecute, I couldnt stand idly by without acting. Thats why Im asking you to email or call the President at 202-456-1111 to ask him not to sign the bill. Last Wednesday, the day before I announced the DOJ referral, JPMorgan Chase announced it was having third party counsel review its document procedures for foreclosures. Just two days before, the U.S. Senate had rushed through H.R. 3808.

Something didnt seem right. Since then others agree with me. Notarizing a document requires the signer to make a fundamental statement, an acknowledgment, before a notary public. It is used for documents of great sensitivity or value, like when the title of a car is transferred on its sale or when a bank tells a court how much is owed on a note for a mortgage when it wants to foreclose. Some states have adopted electronic notarization laws that ignore the requirement of a signers personal appearance before a notary. A notarys signature is that of a trusted, impartial third party, whose notarization bolsters the integrity of the document. Many of these policies for electronic notarization are driven by technology rather than by principle, and they are dangerous to consumers. President Obama was presented with HR. 3808 on Thursday, September 30, 2010. As of today, he has not signed the bill. Please join me in urging him not to sign the bill by sending an email or calling the White House at 202-456-1111. Mortgages are now being used as backing for securities traded all over the world by financial institutions. When a mortgage goes into default, a chain of title (list of its owners) must be created. Its being discovered that many financial institutions have taken shortcuts in creating lawful chains of title that allow them to foreclose and take homes when they would not otherwise have the right under the law.

Banks demand we follow every letter of their contracts We must demand they follow the law. Its that simple. Please join me in urging President Obama not to sign the bill by sending an email or calling 202-456-1111. Thanks for working together, Jennifer Brunner Ohio Secretary of State

http://4closurefraud.org/2010/10/05/...rizations-ac First a recap

You all remember the bill that was going to legalize the frauds right? H.R. 3808

Action Alert Please tell President Obama NOT to sign the Interstate Recognition of Notarizations?Act
Posted by Foreclosure Fraud on October 5, 2010 ? On Monday, September 27, 2010, U.S. Senator Bob Casey (D-PA), on the Senate floor, asked that the Judiciary Committee be discharged from further consideration of a bill?that would hurt consumers. H.R. 3808 requires federal and state courts to recognize notarized documents from other states, including ones that contain electronic notarizations that are not subject to? Read?more

Action Alert Is Pres Obamas Pocket Veto on H.R. 3808 Possibly?Ineffective?

Posted by Foreclosure Fraud on October 8, 2010 ? Help me out here everyone ~ TOO IMPORTANT NOT TO QUESTION ~ I SAY WE CALL FOR A FULL VETO ON THIS BILL ~ I MUST ADMIT I DIDNT PAY ATTENTION IN THIS CLASS. Hearing some rumors and I need some type of confirmation Email from reader The word is out that Pres. Obamas pocket? Read?more Well, it looks like it might be back and up for a vote tomorrow From the LEGISLATIVE DAY OF NOVEMBER 15, 2010 111TH CONGRESS SECOND SESSION Start from bottom up at the 2:13 mark 2:15 P.M. ONE MINUTE SPEECHES The House proceeded with one minute speeches. H.R. 3808: to require any Federal or State court to recognize any notarization made by a notary public licensed by a State other than the State where the court is located when such notarization occurs in or affects interstate commerce 2:14 P.M. VETO MESSAGE FROM THE PRESIDENT The Chair laid before the House the veto message from the President on H.R. 3808. The objections of the

President were spread at large upon the Journal, and the veto message was ordered to be printed as a House Document No. 111-152. Pursuant to the order of the House of earlier today, further consideration of the veto message and the bill are postponed until the legislative day of Wednesday, Nov. 17, 2010, and that on that legislative day, the House shall proceed to the constitutional question of reconsideration and dispose of such question without intervening motion. 2:13 P.M. The House received a message from the Clerk. Pursuant to the permission granted in Clause 2(h) of Rule II of the Rules of the U.S. House of Representatives, the Clerk transmitted H.R. 3808, the Interstate Recognition of Notarization Act of 2010, and a Memorandum of Disapproval thereon received from the White House on October 8, 2010, at 12:55 p.m. Mr. Scott (VA) asked unanimous consent That, when the House adjourns on Monday, November 15, 2010, it adjourn to meet at 12:30 p.m. on Tuesday, November 16, 2010, for Morning-Hour Debate. Agreed to without objection. Mr. Scott (VA) asked unanimous consent That, when a veto message on H.R. 3808 is laid before the House on the legislative day of today, then after the message is read and the objections of the President are spread at large upon the Journal, further consideration of the veto message and the bill shall be postponed until the legislative day of Wednesday, Nov. 17, 2010; and that on that legislative day, the House shall proceed to the constitutional question of reconsideration and dispose of such question without intervening motion. Agreed to without objection. Looks like it is time for another crash course on how this works Veto Override Procedure in the House and Senate Summary A bill or joint resolution that has been vetoed by the President can become law if two-thirds of the Members voting in the House and the Senate each agree to pass it over the Presidents objection. The chambers act sequentially on vetoed measures; the House acts first on House-originated measures (H.R. and H.J. Res.) and the Senate acts first on Senate-originated measures (S. and S.J. Res.). If the first-acting chamber fails to override the veto, the measure dies and the other chamber does not consider it. The House typically considers the question of overriding a presidential veto

under the hour rule, with time customarily controlled and allocated by the chair and ranking member of the committee with jurisdiction over the bill. The Senate usually considers the question of overriding a veto under the terms of a unanimous consent agreement. Voting in the House To override a veto, two-thirds of the Members voting, a quorum being present, must agree to repass the bill over the Presidents objections. The Constitution requires that the vote be by the yeas and nays, which in the modern House means that Members votes will be recorded through the electronic voting system. The vote on the veto override is final because, in contrast to votes on most other questions in the House, a motion to reconsider the vote on the question of overriding a veto is not in order. Full rules can be read at the bottom of this link here LINK H.R. 3808 Veto Override Procedure in the House and Senate Well I JUST CONFIRMED WITH THE BILLS SPONSORS STAFF IN WASHINGTON DC AND THERE WILL BE A VOTE TO OVERRIDE OR UPHOLD THE PRESIDENTS VETO WEDNESDAY NOVEMBER 17, 2010. SO GET ON THE PHONES AND CALL YOUR REPRESENTATIVES NOW AND TELL THEM TO UPHOLD THE PRESIDENTS VETO! Link to Contact Your Representative ~

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