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Inputs Executive Summay

Loan 80,000 Instalment Amount 1,800


Down Payment 0 0% Total Amount 107,990
Interest 12.5 12.50% Financial Charges 27,990
Life (Years 1-5) 5 Financial Charges (%) 7.00%
Instalements Frequency Monthly Instalements Frequency Monthly
Data
Loan 80,000
Down Payment -
Net loan 80,000
# of Instalments 60
Interest Rate / Instalment 1.04%
Instalment Amount 1,800

Amortization Table
Opening Closing
Installment No. Installment Interest Principal
Balance Balance
0 80,000 80,000
1 80,000 1,800 833 967 79,033
2 79,033 1,800 823 977 78,057
3 78,057 1,800 813 987 77,070
4 77,070 1,800 803 997 76,073
5 76,073 1,800 792 1,007 75,066
6 75,066 1,800 782 1,018 74,048
7 74,048 1,800 771 1,029 73,019
8 73,019 1,800 761 1,039 71,980
9 71,980 1,800 750 1,050 70,930
10 70,930 1,800 739 1,061 69,869
11 69,869 1,800 728 1,072 68,797
12 68,797 1,800 717 1,083 67,714
13 67,714 1,800 705 1,094 66,619
14 66,619 1,800 694 1,106 65,514
15 65,514 1,800 682 1,117 64,396
16 64,396 1,800 671 1,129 63,267
17 63,267 1,800 659 1,141 62,126
18 62,126 1,800 647 1,153 60,974
19 60,974 1,800 635 1,165 59,809
20 59,809 1,800 623 1,177 58,632
21 58,632 1,800 611 1,189 57,443
22 57,443 1,800 598 1,201 56,242
23 56,242 1,800 586 1,214 55,028
24 55,028 1,800 573 1,227 53,801
25 53,801 1,800 560 1,239 52,561
26 52,561 1,800 548 1,252 51,309
27 51,309 1,800 534 1,265 50,044
28 50,044 1,800 521 1,279 48,765
29 48,765 1,800 508 1,292 47,473
30 47,473 1,800 495 1,305 46,168
31 46,168 1,800 481 1,319 44,849
32 44,849 1,800 467 1,333 43,517
33 43,517 1,800 453 1,347 42,170
34 42,170 1,800 439 1,361 40,809
35 40,809 1,800 425 1,375 39,435
36 39,435 1,800 411 1,389 38,046
37 38,046 1,800 396 1,404 36,642
38 36,642 1,800 382 1,418 35,224
39 35,224 1,800 367 1,433 33,791
40 33,791 1,800 352 1,448 32,343
41 32,343 1,800 337 1,463 30,880
42 30,880 1,800 322 1,478 29,402
43 29,402 1,800 306 1,494 27,909
44 27,909 1,800 291 1,509 26,399
45 26,399 1,800 275 1,525 24,875
46 24,875 1,800 259 1,541 23,334
47 23,334 1,800 243 1,557 21,777
48 21,777 1,800 227 1,573 20,204
49 20,204 1,800 210 1,589 18,615
50 18,615 1,800 194 1,606 17,009
51 17,009 1,800 177 1,623 15,386
52 15,386 1,800 160 1,640 13,747
53 13,747 1,800 143 1,657 12,090
54 12,090 1,800 126 1,674 10,416
55 10,416 1,800 108 1,691 8,725
56 8,725 1,800 91 1,709 7,016
57 7,016 1,800 73 1,727 5,289
58 5,289 1,800 55 1,745 3,544
59 3,544 1,800 37 1,763 1,781
60 1,781 1,800 19 1,781 0
61 0 1,800 0 1,800 (1,800)
62 - - (19) 19 (19)
63 - - (0) 0 (0)
64 - - (0) 0 (0)
65 - - (0) 0 (0)
66 - - (0) 0 (0)
67 - - (0) 0 (0)
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70 - - (0) 0 (0)
71 - - (0) 0 (0)
72 - - (0) 0 (0)
73 - - (0) 0 (0)
74 - - (0) 0 (0)
75 - - (0) 0 (0)
76 - - (0) 0 (0)
77 - - (0) 0 (0)
78 - - (0) 0 (0)
79 - - (0) 0 (0)
80 - - (0) 0 (0)
81 - - (0) 0 (0)
82 - - (0) 0 (0)
83 - - (0) 0 (0)
84 - - (0) 0 (0)
1 Monthly
2 Quarterly
3 Semi-Annually
4 Annually
5
6
7
Monthly Amortization Schedule
Opening Closing
Computation of Auto Lease Financing Quarterly
Instalment #
Balance
Instalment Interest Principal
Balance
Make Product Price Semi Annually - 463,400 463,400
SUZUKI Cultus 662,000 Yearly 1 463,400 11,024 5,793 5,232 458,168
2 458,168 11,024 5,727 5,297 452,871
Equity 30% 198,600 3 452,871 11,024 5,661 5,363 447,508
Financing 70% 463,400 4 447,508 11,024 5,594 5,430 442,077
Tenor in years 5 Years 5 442,077 11,024 5,526 5,498 436,579
Interest 15% 6 436,579 11,024 5,457 5,567 431,012
Instalements Frequency Monthly 7 431,012 11,024 5,388 5,637 425,375
No. of Instalments 60 8 425,375 11,024 5,317 5,707 419,668
Interest Rate / Instalment 1.25% 9 419,668 11,024 5,246 5,778 413,890
PMT 11,024 10 413,890 11,024 5,174 5,851 408,039

11 408,039 11,024 5,100 5,924 402,116

12 402,116 11,024 5,026 5,998 396,118


Executive Summay 13 396,118 11,024 4,951 6,073 390,045
Equity 198,600 14 390,045 11,024 4,876 6,149 383,896
Financing 463,400 15 383,896 11,024 4,799 6,226 377,671
Instalment Amount 11,024 16 377,671 11,024 4,721 6,303 371,367
Total Amount 661,455 17 371,367 11,024 4,642 6,382 364,985
Financial Charges 198,055 18 364,985 11,024 4,562 6,462 358,523
Financial Charges (%) 8.55% 19 358,523 11,024 4,482 6,543 351,981
Instalements Frequency Monthly 20 351,981 11,024 4,400 6,624 345,356

21 345,356 11,024 4,317 6,707 338,649


DOWN PAYMENT 22 338,649 11,024 4,233 6,791 331,858
Equity 198,600 23 331,858 11,024 4,148 6,876 324,982
Insurance 5.00% 33,100 24 324,982 11,024 4,062 6,962 318,020
Loan Processing Fee 10,000 25 318,020 11,024 3,975 7,049 310,971
PMT 11,024 26 310,971 11,024 3,887 7,137 303,833
Total Down Payment 252,724 27 303,833 11,024 3,798 7,226 296,607

✘Premium/Own
### 100,000 28 296,607 11,024 3,708 7,317 289,290
Total Down Payment 352,724 29 289,290 11,024 3,616 7,408 281,882

31 274,382 11,024 3,430 7,594 266,787


11,024 3 Years 4 Years 5 Years 6 Years 7 Years 32 266,787 11,024 3,335 7,689 259,098
8 8.00% 14,521 11,313 9,396 8,125 7,223 33 259,098 11,024 3,239 7,786 251,312
9.00% 14,736 11,532 9,619 8,353 7,456 34 251,312 11,024 3,141 7,883 243,429
10.00% 14,953 11,753 9,846 8,585 7,693 35 243,429 11,024 3,043 7,981 235,448
11.00% 15,171 11,977 10,075 8,820 7,935 36 235,448 11,024 2,943 8,081 227,367
12.00% 15,392 12,203 10,308 9,060 8,180 37 227,367 11,024 2,842 8,182 219,185
13.00% 15,614 12,432 10,544 9,302 8,430 38 219,185 11,024 2,740 8,284 210,900
14.00% 15,838 12,663 10,783 9,549 8,684 39 210,900 11,024 2,636 8,388 202,512
15.00% 16,064 12,897 11,024 9,799 8,942 40 202,512 11,024 2,531 8,493 194,019
16.00% 16,292 13,133 11,269 10,052 9,204 41 194,019 11,024 2,425 8,599 185,420
17.00% 16,521 13,371 11,517 10,309 9,470 42 185,420 11,024 2,318 8,706 176,714
18.00% 16,753 13,612 11,767 10,569 9,740 43 176,714 11,024 2,209 8,815 167,898
19.00% 16,986 13,856 12,021 10,833 10,013 44 167,898 11,024 2,099 8,926 158,973
20.00% 17,222 14,101 12,277 11,100 10,290 45 158,973 11,024 1,987 9,037 149,936
21.00% 17,459 14,350 12,537 11,370 10,571 46 149,936 11,024 1,874 9,150 140,786
22.00% 17,697 14,600 12,799 11,643 10,856 47 140,786 11,024 1,760 9,264 131,521
23.00% 17,938 14,853 13,063 11,920 11,143 48 131,521 11,024 1,644 9,380 122,141
49 122,141 11,024 1,527 9,497 112,644
50 112,644 11,024 1,408 9,616 103,027
51 103,027 11,024 1,288 9,736 93,291
52 93,291 11,024 1,166 9,858 83,433
53 83,433 11,024 1,043 9,981 73,452
54 73,452 11,024 918 10,106 63,345
55 63,345 11,024 792 10,232 53,113
56 53,113 11,024 664 10,360 42,753
57 42,753 11,024 534 10,490 32,263
58 32,263 11,024 403 10,621 21,642
59 21,642 11,024 271 10,754 10,888
60 10,888 11,024 136 10,888 (0)
61 - - - - -
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Auto Finance Page 7