Housing Trends - Jude Smith

Housing Trends - Jude Smith
Jude Smith
AmeriSellRealty.com, Inc dba sharpMLS.com and sharpGLS.com
504-237-5833
122 St. Peter Street #204, NEW ORLEANS, LA 70116 Phone: 888-657-5833 Fax: 866-466-8629 NOVEMBER - 2010 Newsletter
Housing Trends eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, consumer videos, blogs, real estate glossary, mortgage rates and calculators, consumer articles, and REALTOR.com local community reports.
What's Happening in Local Markets?

Local Market Reports *Local Prices & State Sales
LA - Baton Rouge Region Real Estate Market LA - New Orleans-Metairie-Kenner Region Real Estate Market LA - Shreveport Region Real Estate Market View Local Market Reports for 150 Metropolitan Housing Markets
*Prepared by National Association of REALTORS **Prepared by Clarus MarketMetrics
National
National
Housing Indicators
Existing Home Sales
(September)
Economic Indicators
Homeownership Rate 3rd Qtr 10 3rd Qtr 09
4.53 million units*
Existing Home Median Price

(September)
$171,700
66.9% Housing Starts

(September)
67.6%
610,000 units*
New Home Sales

(September)
The homeownership rate in the third quarter 2010 (66.9 percent) was lower than the third quarter 2009 rate (67.6 percent). In the South and West, the homeownership rates were lower than a year ago, while the Northeast and Midwest showed no significant change from corresponding third quarter 2009 rates.
307,000 units*
*seasonally adjusted annual rate Source NATIONAL ASSOCIATION OF REALTORS.
New Home Sales Sept 10
Aug 10
+6.6%
+1.1%
Sales of new one-family houses in September
http://judesmith.housingtrendsenewsletter.com/[11/17/2010 5:52:21 AM]
2010 were at a seasonally adjusted annual rate of 307,000. This is 6.6 percent above the revised August 2010 estimate of 288,000.
Source U.S. CENSUS BUREAU
Whats New
Real Estate Sales Statistics
National Real Estate Market

NAR Home Buyer and Seller Survey Shows Value of Long-Term Home Ownership New Orleans, November 05, 2010 - Home buyers today have affirmed a long-term view of home ownership, the typical seller is experiencing positive returns and the vast majority of home owners see their property as a good investment. More...
September 2010 Existing Home Statistics

Source: NATIONAL ASSOCIATION OF REALTORS.
Metropolitan Prices & State Sales
View Prices / % Changes for 159 Cities & Metropolitan Areas
Pending Home Sales Slip but Modest Recovery Expected in 2011 New Orleans, November 05, 2010 - Pending home sales retreated after two monthly gains, signaling an uneven recovery entering 2011 with some near-term disruptions from the foreclosure moratorium, according to the National Association of Realtors. More... September Existing-Home Sales Show Another Strong Gain Washington, October 25, 2010 - Existing-home sales rose again in September, affirming that a sales recovery has begun, according to the National Association of Realtors. More...
View Single-family Home Prices
View Condo/Co-op Prices
State Home Sales | Total Sales of Single-family and Condo/Co-ops Housing Affordability Index | Click Here to view details
National Real Estate Market Articles
Source:NATIONAL ASSOCIATION OF REALTORS. Regional Definitions
Mouse over the map to view
HouseLogic is a free source of information and tools from the NATIONAL ASSOCIATION OF REALTORS with content covering home improvement, maintenance, taxes, finance, insurance and even ways you can get involved in and enrich your community.
National Home Sales

This Months
Consumer Articles
vs. last month:
4,530,000 10.0% -19.1%
Homes
Single Family
3,970,000 10.0%
Condo/Co-op
560,000
9.8% -16.2%
Click Here to view details
Estate Tax, Tax Credits, Flood Insurance: An Update on Tax Issues With such a heavy focus on financial legislation in a significant mid-term election year, heres a handy guide to whats happening with the estate tax, energy tax credits, and flood insurance. More...
vs. last year:
-19.5%
National Sales Price of Homes

Opening and Closing a Vacation Home Dont neglect to budget time and money for opening and closing a vacation home before the season starts and after it ends. More... $171,700
vs. last year: Homes Single Family
$172,600 -1.9%
Condo/Co-op
$165,400 -6.2%
-2.4%
Converting to a Gas Furnace from an Oil Furnace Costs a Bundle Up Front, Saves Money Each Month
Housing Trends - Jude Smith Converting from an oil furnace to a gas furnace will cost you a bundle to install, but will save you real money each month. More...
Regional Home Sales

4,530,000
vs. last month: U.S. Northeast
760,000
Midwest
950,000
1,770,000 10.6% -14.9%
South
1,050,000 5.0% -16.7%
West
10.0% -19.1%
10.1% -20.8%
14.5% -26.4%
Mikhail Barryshnikov Lists Home Over-looking Hudson Priced at $4 Million, Barryshnikov's Rockland County Sneden's Landing home is for sale. Purchaed in 1981 and renovated, the home is charming. More...
vs. last year:
Regional Sales Price of Homes

Planting Your Fall Garden Tips WSJ offers 10 tips to maximize your Fall garden and minimize mistakes. More...
vs. last year:
$171,700 -2.4%
U.S.
Northeast
$239,200 -1.4%
$139,700 -5.2%
Midwest
$149,500 -2.6%
South
$213,600 -4.9%
West
Regional Single Family Home Sales

3,970,000
vs. last month: vs. last year: U.S. Northeast
570,000
Midwest
870,000
1,570,000 9.8% -16.5%
South
960,000 5.5% -17.2%
West
10.0% -19.5%
11.8% -19.7%
14.5% -26.3%
Market Update
Regional Sales Price of Single-Family Homes

$172,600
vs. last year: U.S. Northeast
$240,000 -2.3%
$139,200 -4.9%
Midwest
$154,400 -0.8%
South
$219,300 -4.2%
West
-1.9%
Wk 16-Nov-10
NASDAQ S&P 500 30 Yr FXD avg 15 Yr FXD avg 5/1 ARM avg 1 Yr ARM avg 15 Yr FXD Jumbo 30 Yr FXD Jumbo USD LIBOR 1-yr COFI-11th 30-Yr Treas 10-Yr Treas
Mo
Yr
3Yr Last
2495.73 1188.44 4.17% 3.57% 3.25% 3.26% 4.13% 5.15% 0.762% 1.663% 4.34% 2.89%
Regional Condo/Co-Op Sales

560,000
190,000
Midwest
80,000
200,000 17.6% 0.0%
South
90,000 0.0% -12.6%
West
9.8% -16.2%
5.6% -25.2%
14.3% -27.9%
Regional Sales Price of Condo/Co-ops

$165,400
U.S. Northeast
$236,800 3.1%
$144,900 -7.2%
Midwest
$110,700 -17.4%
South
$152,300 -9.5%
West
delayed 30+ minutes, sources: DTN, Freddie Mac, Federal Reserve theFinancials.com
vs. last year:
-6.2%
Daily Real Estate Market Outlook
Economists' Commentaries provide an in-depth look at trends and current news related to housing and the real estate market. Click here
Alabama Housing Trends Alabama Real Estate Market Alabama Housing Market Colorado Housing Trends Colorado Real Estate Market Colorado Housing Market Georgia Housing Trends Georgia Real Estate Market Georgia Housing Market Iowa Housing Trends Iowa Real Estate Market Iowa Housing Market Maryland Housing Trends Maryland Real Estate Market Maryland Housing Market Missouri Housing Trends Missouri Real Estate Market Missouri Housing Market New Jersey Housing Trends New Jersey Real Estate Market New Jersey Housing Market Ohio Housing Trends Ohio Real Estate Market Ohio Housing Market South Carolina Housing Trends South Carolina Real Estate Market South Carolina Housing Market Vermont Housing Trends Vermont Real Estate Market Vermont Housing Market Wyoming Housing Trends Wyoming Real Estate Market Wyoming Housing Market
Alaska Housing Trends Alaska Real Estate Market Alaska Housing Market Connecticut Housing Trends Connecticut Real Estate Market Connecticut Housing Market Hawaii Housing Trends Hawaii Real Estate Market Hawaii Housing Market Kansas Housing Trends Kansas Real Estate Market Kansas Housing Market Massachusetts Housing Trends Massachusetts Real Estate Market Massachusetts Housing Market Montana Housing Trends Montana Real Estate Market Montana Housing Market New Mexico Housing Trends New Mexico Real Estate Market New Mexico Housing Market Oklahoma Housing Trends Oklahoma Real Estate Market Oklahoma Housing Market South Dakota Housing Trends South Dakota Real Estate Market South Dakota Housing Market Virginia Housing Trends Virginia Real Estate Market Virginia Housing Market
Arizona Housing Trends Arizona Real Estate Market Arizona Housing Market Delaware Housing Trends Delaware Real Estate Market Delaware Housing Market Idaho Housing Trends Idaho Real Estate Market Idaho Housing Market Kentucky Housing Trends Kentucky Real Estate Market Kentucky Housing Market Michigan Housing Trends Michigan Real Estate Market Michigan Housing Market Nebraska Housing Trends Nebraska Real Estate Market Nebraska Housing Market New York Housing Trends New York Real Estate Market New York Housing Market Oregon Housing Trends Oregon Real Estate Market Oregon Housing Market Tennessee Housing Trends Tennessee Real Estate Market Tennessee Housing Market Washington Housing Trends Washington Real Estate Market Washington Housing Market
Arkansas Housing Trends Arkansas Real Estate Market Arkansas Housing Market District of Columbia Housing Trends District of Columbia Real Estate Market District of Columbia Housing Market Illinois Housing Trends Illinois Real Estate Market Illinois Housing Market Louisiana Housing Trends Louisiana Real Estate Market Louisiana Housing Market Minnesota Housing Trends Minnesota Real Estate Market Minnesota Housing Market Nevada Housing Trends Nevada Real Estate Market Nevada Housing Market North Carolina Housing Trends North Carolina Real Estate Market North Carolina Housing Market Pennyslvania Housing Trends Pennyslvania Real Estate Market Pennyslvania Housing Market Texas Housing Trends Texas Real Estate Market Texas Housing Market West Virginia Housing Trends West Virginia Real Estate Market West Virginia Housing Market
California Housing Trends California Real Estate Market California Housing Market Florida Housing Trends Florida Real Estate Market Florida Housing Market Indiana Housing Trends Indiana Real Estate Market Indiana Housing Market Maine Housing Trends Maine Real Estate Market Maine Housing Market Mississippi Housing Trends Mississippi Real Estate Market Mississippi Housing Market New Hampshire Housing Trends New Hampshire Real Estate Market New Hampshire Housing Market North Dakota Housing Trends North Dakota Real Estate Market North Dakota Housing Market Rhode Island Housing Trends Rhode Island Real Estate Market Rhode Island Housing Market Utah Housing Trends Utah Real Estate Market Utah Housing Market Wisconsin Housing Trends Wisconsin Real Estate Market Wisconsin Housing Market
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View
Housing Trends eNewsletter
Jude Smith
504-237-5833
Housing Trends eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, consumer videos, blogs, real estate glossary, mortgage rates and calculators, consumer articles, and REALTOR.com local community reports.

Local Market Reports *Local Prices & State Sales
LA - Baton Rouge Region Real Estate Market LA - New Orleans-Metairie-Kenner Region Real Estate Market LA - Shreveport Region Real Estate Market View Local Market Reports for 150 Metropolitan Housing Markets
National
National
Housing Indicators
Existing Home Sales
(September)
Economic Indicators
Homeownership Rate 3rd Qtr 10 3rd Qtr 09
4.53 million units*
Existing Home Median Price

(September)
$171,700
66.9% Housing Starts

(September)
67.6%
610,000 units*
New Home Sales

(September)
The homeownership rate in the third quarter 2010 (66.9 percent) was lower than the third quarter 2009 rate (67.6 percent). In the South and West, the homeownership rates were lower than a year ago, while the Northeast and Midwest showed no significant change from corresponding third quarter 2009 rates.
307,000 units*
*seasonally adjusted annual rate Source NATIONAL ASSOCIATION OF REALTORS.
New Home Sales Sept 10
Aug 10
+6.6%
+1.1%
Sales of new one-family houses in September
http://judesmith.housingtrendsenewsletter.com/default.cfm[11/17/2010 5:52:42 AM]
2010 were at a seasonally adjusted annual rate of 307,000. This is 6.6 percent above the revised August 2010 estimate of 288,000.
Source U.S. CENSUS BUREAU
Whats New
Real Estate Sales Statistics
National Real Estate Market

NAR Home Buyer and Seller Survey Shows Value of Long-Term Home Ownership New Orleans, November 05, 2010 - Home buyers today have affirmed a long-term view of home ownership, the typical seller is experiencing positive returns and the vast majority of home owners see their property as a good investment. More...
September 2010 Existing Home Statistics

Metropolitan Prices & State Sales
View Prices / % Changes for 159 Cities & Metropolitan Areas
Pending Home Sales Slip but Modest Recovery Expected in 2011 New Orleans, November 05, 2010 - Pending home sales retreated after two monthly gains, signaling an uneven recovery entering 2011 with some near-term disruptions from the foreclosure moratorium, according to the National Association of Realtors. More... September Existing-Home Sales Show Another Strong Gain Washington, October 25, 2010 - Existing-home sales rose again in September, affirming that a sales recovery has begun, according to the National Association of Realtors. More...
View Single-family Home Prices
View Condo/Co-op Prices
State Home Sales | Total Sales of Single-family and Condo/Co-ops Housing Affordability Index | Click Here to view details
National Real Estate Market Articles
Source:NATIONAL ASSOCIATION OF REALTORS. Regional Definitions
Mouse over the map to view
HouseLogic is a free source of information and tools from the NATIONAL ASSOCIATION OF REALTORS with content covering home improvement, maintenance, taxes, finance, insurance and even ways you can get involved in and enrich your community.
National Home Sales

This Months
Consumer Articles
vs. last month:
4,530,000 10.0% -19.1%
Homes
Single Family
3,970,000 10.0%
Condo/Co-op
560,000
9.8% -16.2%
Estate Tax, Tax Credits, Flood Insurance: An Update on Tax Issues With such a heavy focus on financial legislation in a significant mid-term election year, heres a handy guide to whats happening with the estate tax, energy tax credits, and flood insurance. More...
vs. last year:
-19.5%

Opening and Closing a Vacation Home Dont neglect to budget time and money for opening and closing a vacation home before the season starts and after it ends. More... $171,700
vs. last year: Homes Single Family
$172,600 -1.9%
Condo/Co-op
$165,400 -6.2%
-2.4%
Housing Trends - Jude Smith Converting from an oil furnace to a gas furnace will cost you a bundle to install, but will save you real money each month. More...
Regional Home Sales

4,530,000
vs. last month: U.S. Northeast
760,000
Midwest
950,000
1,770,000 10.6% -14.9%
South
1,050,000 5.0% -16.7%
West
10.0% -19.1%
10.1% -20.8%
14.5% -26.4%
Mikhail Barryshnikov Lists Home Over-looking Hudson Priced at $4 Million, Barryshnikov's Rockland County Sneden's Landing home is for sale. Purchaed in 1981 and renovated, the home is charming. More...
vs. last year:

Planting Your Fall Garden Tips WSJ offers 10 tips to maximize your Fall garden and minimize mistakes. More...
vs. last year:
$171,700 -2.4%
U.S.
Northeast
$239,200 -1.4%
$139,700 -5.2%
Midwest
$149,500 -2.6%
South
$213,600 -4.9%
West

3,970,000
570,000
Midwest
870,000
1,570,000 9.8% -16.5%
South
960,000 5.5% -17.2%
West
10.0% -19.5%
11.8% -19.7%
14.5% -26.3%
Market Update

$172,600
vs. last year: U.S. Northeast
$240,000 -2.3%
$139,200 -4.9%
Midwest
$154,400 -0.8%
South
$219,300 -4.2%
West
-1.9%
Wk 16-Nov-10
NASDAQ S&P 500 30 Yr FXD avg 15 Yr FXD avg 5/1 ARM avg 1 Yr ARM avg 15 Yr FXD Jumbo 30 Yr FXD Jumbo USD LIBOR 1-yr COFI-11th 30-Yr Treas 10-Yr Treas
Mo
Yr
3Yr Last
2495.73 1188.44 4.17% 3.57% 3.25% 3.26% 4.13% 5.15% 0.762% 1.663% 4.34% 2.89%

560,000
190,000
Midwest
80,000
200,000 17.6% 0.0%
South
90,000 0.0% -12.6%
West
9.8% -16.2%
5.6% -25.2%
14.3% -27.9%

$165,400
U.S. Northeast
$236,800 3.1%
$144,900 -7.2%
Midwest
$110,700 -17.4%
South
$152,300 -9.5%
West
delayed 30+ minutes, sources: DTN, Freddie Mac, Federal Reserve theFinancials.com
vs. last year:
-6.2%
Economists' Commentaries provide an in-depth look at trends and current news related to housing and the real estate market. Click here
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Please Call 888 657 5833 Press Option 2 Then The Mls B 2 N 6 - Real Estate Agent - Realtors - Realtor Profile for Please Call 888 657 5833 Press Option 2 Then The Mls B 2 N 6 - Realtor...
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Jude Thomas Smith - Licensed "Flat Fee Broker" in AR, LA, and MS
1022 Saint Peter Street #204
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Jude Thomas Smith - Licensed "Flat Fee Broker" in AR, LA, and MS Agent
1022 Saint Peter Street #204 New Orleans, LA 70116
sharpMLS.com , sharpGLS.com , HelpMeSell.m obi, AmeriSellRea lty
Contact Me
Areas Served
Cities Baton Rouge, LA New Orleans, LA Gulfport, MS Metairie, LA Claiborne, LA

..
(888) 657-5833 Ext. 1 Office View my website
Jude Thomas Smith AmeriSellRealty.com, Inc dba sharpMLS.com and sharpGLS.com

(888) 657-5833 Ext. 1 Office
Overview
Listings
View more Neighborhoods The Bottom Baton Rouge, LA
39 Beresford Drive
Metairie, LA 70001
Old South Baton Rouge, LA Jefferson Place Baton Rouge, LA Bocage Baton Rouge, LA
$1,799,999
3 Bed, 4 Bath
25
4,860 Sq Ft
Southmoor Baton Rouge, LA View more
Single Family Home Brokered By: SharpMLS.com
One of a kind property in Metairie Club Estates * ONLY GATED COMMUNITY IN THE NEW ORLEANS AREA * EUROPEAN DESIG... more
Save Listing
Updates
730 Inheritance Pl
Home is priced to sell!!!
Flowood, MS 39232
305 HIGHLAND BLUFF Drive updated 9 days ago
$995,000
listing updated 46 hours ago 631 WINDERMERE CHASE WEST updated 22 hours ago 109 ARBOR LANDING updated 28 days ago
5 Bed, 4 Bath
Single Family Home Brokered By: SHARPMLS.COM
25
Home is priced to sell!!! This was a custom built home by the builder. Beautiful home sitting on a 1 acre water... more
Save Listing
Feedback
305 Highland Bluff Drive
Slidell, LA 70461
PRICE REDUCED
$894,000
5 Bed, 4 Bath
16
5,338 Sq Ft
Designers home located in "The Bluffs" (A prestigious gated community) Like no other, one of a kind, European el... more
Save Listing
http://www.realtor.com/...-Press-Option-2-Then-The-Mls-B-2-N-6_Bossier-City_La_174803?DefaultTab=AgentListingsTab&CFID=11304038&CFTOKEN=26592771[11/17/2010 5:53:02 AM]
1679 Soniat Street
New Orleans, LA 70115
$769,900
5 Bed, 5 Bath
3,732 Sq Ft
Save Listing
Walker, LA 70785 Florida Blvd (LA Hwy 190), Walker, LA: Commercial
$720,000
PRICE REDUCED
10.89 Acre Lot

Land Brokered By: AmeriSellRealty.com, Inc.
Florida Blvd (LA Hwy 190), Walker, LA: Commercial acreage, ~10.89 acre tract, 502\' road frontage on Florida Blvd/H... more
Save Listing
6969 Memphis Street
New Orleans, LA 70124
$689,500
3 Bed, 3 Bath
24
3,003 Sq Ft
6,098 Sq Ft Lot
Tasteful 2 story home in Lakeview with many outstanding features. The home, built in 2003, includes top of the line... more
Save Listing
631 Windermere Chase West

Beautiful home in Windermere Subdivision
Madisonville, LA 70447
$648,000
PRICE REDUCED
4 Bed, 4 Bath
13
4,113 Sq Ft
Save Listing
39331 Magnolia Trace
Ponchatoula, LA 70454
$610,000
3 Bed, 4 Bath
3,335 Sq Ft
** For more information or to schedule an appointment, please call 888657-5833, press option #2, then press 84638... more
Save Listing
109 Arbor Landing
Brandon, MS 39047
$599,500
5 Bed, 6 Bath
24
Save Listing
4210 Dawkins Farm Drive
Olive Branch, MS 38654
ESTATE HOME ON PREMIERE LOT!
$595,000
5 Bed, 7 Bath
25
0.91 Acre Lot
ESTATE HOME ON PREMIERE LOT! A circle drive welcomes you to this distinguished home of grand style living. The ... more
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Please Call 888 657 5833 Press Option 2 Then The Mls B 2 N 6 is not just any real estate agent. To be called a Realtor, Please Call 888 657 5833 Press Option 2 Then The Mls B 2 N 6 has shown that they carry a higher level of knowledge and experience than legally required. Additionally, Realtors like Please Call 888 657 5833 Press Option 2 Then The Mls B 2 N 6 are bound to adhere to the best professional practices when dealing with your real estate needs. It is easy to find the right Realtor that is uniquely qualified to serve you when you use Realtor.com. Learn more about Please Call 888 657 5833 Press Option 2 Then The Mls B 2 N 6 here. Corporate Links Site Map Mobile Corporate News & Info Contact Us Advertise With Us Careers Terms of Use Privacy Policy Manage Email Preferences Move, Inc. Brands Homes by REALTOR.com REALTOR Blogs Trends Blog What's Your Home Worth Apartment Rentals Find a Mover - Moving.com TOP PRODUCER HomeInsight.com New Homes Apartments MLS Search US Property Search Assisted Living Connect to us on
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Locally Licensed "Flat Fee MLS" Brokerage Corporate Address: 1022 Saint Peter Street #204, New Orleans, La 70116 sharpMLS.com Licensed in AR (#PB00059873), LA (#0000073273.A-CORP) AmeriSellRealty.com, Inc. Licensed in LA (#0000073273.A-CORP) Broker Licensed in LA (#0000009261.A-Act), LA (#00 AmeriSellRealty.com, Inc. dba sharpMLS.com, sharpGLS.com, and HelpMeSell.mobi Jude Thomas Smith sharpMLS@Gmail.com New Orleans, LA 70116 Powered by REALTOR.COM | Admin Login | Site Map http://www.sharpMLS.com
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Here you will find a wide variety of useful information and resources designed to help you buy or sell a home more effectively. From information on the local community, to advice about finding a mortgage or preparing your home to sell, it's all available here on my web site. You can also search for your ideal home by viewing current listings with detailed descriptions and photos. Or you can get help determining the value of your home by requesting a report that includes the prices of similar homes that recently sold or are currently for sale in your areas. So whether you're buying or selling, feel free to contact me and I will be happy to help you with all your real estate needs.
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http://judesmith.featuredwebsite.com/home.asp?CFID=11304038&CFTOKEN=26592771[11/17/2010 5:54:01 AM]
Providing "Flat Fee MLS" Real Estate Services The decision to sell a home is often dependent on many factors. Whatever your reasons are for selling, my proven effective marketing strategies will ensure that you get the highest possible price for your home. I guarantee to provide you with professional, ethical and confidential service and keep you fully informed every step of the way. Read more.
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Locally Licensed "Flat Fee MLS" Brokerage Corporate Address: 1022 Saint Peter Street #204, New Orleans, La 70116 sharpMLS.com Licensed in AR (#PB00059873), LA (#0000073273.A-CORP) AmeriSellRealty.com, Inc. Licensed in LA (#0000073273.A-CORP) Broker Licensed in LA (#0000009261.A-Act), LA (#00 AmeriSellRealty.com, Inc. dba sharpMLS.com, sharpGLS.com, and HelpMeSell.mobi Jude Thomas Smith sharpMLS@Gmail.com New Orleans, LA 70116 Powered by REALTOR.COM | Admin Login | Site Map http://www.sharpMLS.com
Business:888-657-5833
http://judesmith.featuredwebsite.com/home.asp?CFID=11304038&CFTOKEN=26592771[11/17/2010 5:54:01 AM]
Real Estate Glossary
Jude Smith
504-237-5833
Abstract of judgment,law : The summary of a court judgment that creates a lien against a property when filed with the county recorder. Accelerated cost recovery system : A tax calculation that provides greater depreciation in the early years of ownership of real estate or personal property. Acceleration clause : A provision that gives a lender the right to collect the balance of a loan if a borrower misses a payment. Accelerated depreciation : A bookkeeping method that depreciates property faster in the early years of ownership. Acceptance : The seller's written approval of a buyer's offer. Access : Any means by which a person can enter property. Accessibility : The degree to which a building or site allows access to people with disabilities. Accretion : The gradual addition to the shore or bank of a waterway by deposits of sand or silt. Acknowledgment : A written declaration affirming that a person acted voluntarily. Acre : A measurement of land equal to 43,560 square feet. Acre foot : The volume of material needed to cover an acre of land one foot deep. Active solar system : A system that utilizes electric pumps or fans to transfer solar energy for storage or direct use. Actual age : The number of years a structure has been standing. Addendum : An addition or change to a contract. Additional principal payment : Extra money included in the monthly payment to help reduce the principal and shorten the term of the loan. Add-on interest : The interest a borrower pays on the principal for the duration of the loan. Adjustable-rate mortgage (ARM) : A loan with an interest rate that is periodically adjusted to reflect changes in a specified financial index. Adjusted cost basis : The cost of any improvements the seller makes to the property. Deducting the cost from the original sales price provides the profit or loss of a home when it is sold. Adjustment period : The amount of time between interest rate adjustments in an adjustable-rate mortgage.
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Real Estate Glossary Administrator : A person given authority to manage and distribute the estate of someone who died without leaving a will. Administrator's deed : A legal document that an administrator of an estate uses to transfer property. Adverse possession : The acquisition of title to property through possession without the owner's consent for a certain period of time. Adverse use : The access and use of property without the owner's consent. Aeolian soil : Soil that is composed of materials deposited by the wind. Affiant : A person who makes a sworn statement. Affirmation : A substitution for an oath granted to people based on religious reasons. A-frame design : An interior style that features a steeply peaked roofline and a ceiling that is open to the top rafters. Agency : The relationship of trust that exists between sellers and buyers and their agents. The agency is formed through a written contract. Agency closing : The process by which a lender uses a title company or other firm as an agent to complete a loan. Agent : A person licensed by the state to conduct real estate transactions. Agreed boundary : A compromise boundary to which property owners agree in order to resolve a dispute. Agreement of sale : A document the buyer initiates and the seller approves that details the price and terms of the transaction. Alcove : A recessed section of a room, such as a breakfast nook. Alienation clause : A provision that requires the borrower to pay the balance of the loan in a lump sum after the property is sold or transferred. Alkali : Mineral salt found in soil. Alkaline soil : Soil that contains a higher concentration of mineral salt than natural acid. Alley : A lane behind a row of buildings or between two rows of buildings. Allowances : Budgets offered by builders of new homes for the purchase of carpeting and fixtures. Alternative mortgage : Any home loan that does not conform to a standard fixed-rate mortgage. Aluminum-clad windows : Wooden windows with aluminum covering the exterior. Aluminum siding : A metal covering that provides an alternative to paint for owners of wood homes. Amenities : Parks, swimming pools, health-club facilities, party rooms, bike paths, community centers and other enticements offered by builders of planned developments. American Society of Home Inspectors : The American Society of Home Inspectors is a professional association of independent home inspectors. Phone: (800) 743-2744. Americans with Disabilities Act : A law passed in 1990 that outlaws discrimination against a person with a disability in housing, public accommodations, employment, government services, transportation and telecommunications. Amortization : The process of paying the principal and interest on a loan through regularly scheduled installments. Amortization tables : Mathematical tables that lenders use to calculate a borrower's monthly payment. Amperage : The strength of an electrical current. Anchor bolt : A large steel bolt anchored in concrete and attached to a building to prevent the structure from moving. Annual : Any kind of plant that must be planted every year. Annual mortgagor statement : A yearly statement to borrowers that details the remaining principal and amounts paid for taxes and interest. Annual Percentage Rate (APR) : The cost of the loan expressed as a yearly rate on the balance of the loan. Annuity : The payment of a fixed sum to an investor at regular intervals. Anticipatory breach : A communication that informs a party that the obligations of the original contract will not be fulfilled. Application : A document that details a potential borrower's income, debt and other obligations to determine credit worthiness. Application fee : The fee that a lender charges to process a loan application. Appraisal : An opinion of the value of a property at a given point in time.
Real Estate Glossary Appraisal fee : The fee that an appraiser charges to estimate the market value of the property. Appraisal report : A detailed written report on the value of a property based on recent sales of comparable sites in the area. Appraised value : An opinion of the current market value of a property. Appreciation : An increase in the value of a home or other property.. Arbitration : A method of resolving a dispute in which a third party renders a decision. Arbor : An area shaded by trees, shrubs or vines on a latticework structure. Arch : A curved structure that supports weight over an area, such as a doorway. Architect : A licensed professional who designs homes, buildings and other structures. Architectural fees : The fee an architect charges for services. In general, architects charge for their services by the hour, by the square foot, or by a percentage of the project budget. Arpent : A French measurement of land equal to .84625 acres. Asbestos : A fire-resistant mineral used for insulation and home products that has been found to pose a health hazard. As-is condition : The purchase or sale of a property in its existing condition. Asking price : A seller's initial price for a property. Assessed value : A tax assessor's determination of the value of a home in order to calculate a tax base. Assessment : The estimated value of a piece of real estate or a levy placed on property in addition to taxes. Assessment rolls : A list of taxable property compiled by the assessor. Assets : Items of value which include cash, real estate, securities and investments. Assignor : A person who transfers rights and interests of a property. Assumable mortgage : A mortgage that can be transferred to another borrower. Assumption clause : A provision that allows a buyer to take responsibility for the mortgage from a seller. Assumption fee : A fee the lender charges to process new records for a buyer who assumes an existing loan. Average price : The price of a home determined by totaling the sales prices of all houses sold in an area and dividing that number by the number of homes. Avigation easement : An easement over private property near an airport that limits the height of structures and trees. Awning windows : Single-sash windows that tilt outward and up.
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Jude Smith
504-237-5833
Jude Smith AmeriSellRealty.com, Inc dba sharpMLS.com and sharpGLS.com 122 St. Peter Street #204, NEW ORLEANS, LA 70116 Office: 888-657-5833 Cell: 504-2375833 Fax: 866-466-8629
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Jude Smith
504-237-5833
Louisiana - Baton Rouge Region Real Estate Market Update
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504-237-5833
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504-237-5833
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Ultimate Guide to Staging: Videos Like 16 people like this.
Ultimate Guide to Staging: Videos

Published: 1/05/2010
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Keywords: real estate, sell a house, staging, staging tips, house value, home value, decorating, room makeover, design ideas, home improvement, upgrade, remodeling, curb appeal, HGTV, staging videos
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http://www.frontdoor.com/Sell/Ultimate-Guide-to-Staging-Videos/55471?CFID=11304038&CFTOKEN=26592771[11/17/2010 5:58:38 AM]
Ultimate Guide to Staging: Videos : HGTV FrontDoor Real Estate

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http://www.frontdoor.com/Sell/Ultimate-Guide-to-Staging-Videos/55471?CFID=11304038&CFTOKEN=26592771[11/17/2010 5:58:38 AM]
NAR Home Buyer and Seller Survey Shows Value of Long-Term Home Ownership
Jude Smith
504-237-5833
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New Orleans, November 05, 2010 - Home buyers today have affirmed a long-term view of home ownership, the typical seller is experiencing positive returns and the vast majority of home owners see their property as a good investment, according to the latest consumer survey of home buyers and sellers. The study was released here today at the 2010 REALTORS Conference & Expo. The 2010 National Association of REALTORS Profile of Home Buyers and Sellers is the latest in a series of large national NAR surveys evaluating demographics, preferences, marketing and experiences of recent home buyers and sellers. Although typical sellers had been in their previous home for eight years, up from seven years in the 2009 study, first-time buyers plan to stay for 10 years and repeat buyers plan to hold their property for 15 years. NAR 2010 President Vicki Cox Golder, owner of Vicki L. Cox & Associates in Tucson, Ariz., said the pattern of home buyers taking a long-term view has solidified over the past few years. This underscores two simple facts home ownership encourages stability, and the longer you own, the better your investment. Even with several years of price declines, the typical seller who purchased a home eight years ago experienced a median equity gain of $33,000, a 24 percent increase, while sellers who were in their homes for 11 to 15 years saw a median gain of 40 percent. Sellers who purchased at the top of the market and had to sell in a short time frame were hurt by the price correction, but the vast majority who are able to stay for a normal period of home ownership generally built enough equity to make a trade-up purchase, Golder said. Despite swings in the housing market in recent years, the fact is most longterm owners see healthy gains in the value of their property. House flipping is virtually nonexistent in todays market. The primary exception is for experienced investors, many of whom pay cash and are making renovations or improvements after a careful study of properties, neighborhoods and market demand, Golder explained. The house flipping and quick gains which occurred during the boom period were abnormal, driven by risky, easy-money financing that should never have
http://judesmith.housingtrendsenewsletter.com/NAR-Home-Buyer-and-Seller-Survey-Shows-Value-of-Long-Term-Home-Ownership-HT211-475-3249[11/17/2010 5:58:58 AM]
been allowed in the market. In the 2006 study, covering sellers during the close of the housing boom, 6 percent of sellers had owned their property for less than a year and a total of 30 percent had owned for three years or less. In the 2010 study, only 3 percent had owned their home for less than a year and a total of 11 percent had owned for three years or less. Paul Bishop, NAR vice president of research, said the lions share of buyers view their home as a good investment. Eighty-five percent of recent home buyers see their home as a good investment, and nearly half think that investment is better than stocks, he said. Even with the turmoil created by the housing boom and bust, this indicates the long-term view of home ownership as a fundamental goal and value remains sound. In fact, the single biggest reason most people buy a home is the simple desire to own a home of their own, cited by 31 percent of respondents, including 53 percent of first-time buyers. The next biggest reasons for buying, identified by all home buyers, were desire for a larger home, 9 percent; a change in family situation and the home buyer tax credit, cited by 8 percent each; a job-related move, 7 percent; and the affordability of homes, 6 percent. Twelve other categories were 5 percent or less. The number of first-time home buyers rose to a record high 50 percent of all home sales from 47 percent in the 2009 study, building on success of the home buyer tax credit which began in 2009. The previous cyclical high for first-time buyers was 44 percent in 1991; records date back to 1981. The profile shows the median age of first-time buyers was 30 and the median income was $59,900. The typical first-time buyer purchased a 1,540 square foot home costing $152,000, with 93 percent using the first-time buyer tax credit. First-time buyers who made a downpayment used a variety of sources: 74 percent used savings, 27 percent received a gift from a friend or relative, typically from their parents, and 9 percent received a loan from a relative or friend. Eight percent tapped into a 401(k) fund, and 6 percent sold stocks or bonds. Ninety-five percent chose a fixed-rate mortgage. The shares of entry-level buyers receiving a gift or loan were modestly higher than 2009 when 22 percent received a gift and 6 percent a loan from a relative or friend. It appears more parents were motivated to help their children to take advantage of the home buyer tax credit and very favorable affordability conditions, Bishop said. Fifty-six percent of entry level buyers financed their purchase with an FHA loan, while another 7 percent used the VA loan program. Forty-two percent said financing their first home was more difficult than expected and 9 percent had been rejected by a lender. Fifty-eight percent of all buyers are married couples, 20 percent are single women, 12 percent single men, 8 percent unmarried couples and 1 percent other. Bishop noted that women buyers have accounted for roughly one out of five transactions since the late 1990s, and single men have been at the one in 10 level since 1981. A modest increase in the share of single men buyers may result from the home buyer tax credit, but this is the highest share for single men in the history of the study, he said. Buyers searched a median of 12 weeks and viewed 12 homes. Fourteen percent of buyers own two or more homes. The typical repeat buyer was 49 years old, earned $87,000, and purchased a 2,000 square foot home costing $215,000. The median downpayment of all home buyers was 8 percent, ranging from 4 percent for first-time buyers to 14 percent for repeat buyers. The median age of home sellers was 49 and their income was $90,000. Sellers moved a median distance of 18 miles and their home was on the market for 8 weeks, down from 10 weeks in the 2009 survey. Half traded up in size, 28 percent bought a comparably sized home and 21 percent traded down. Sixty-four percent of sellers chose their agent based on a referral or had used the same agent in the past. Reputation was the most important factor in choosing an agent, cited by 35 percent of respondents, followed by trustworthiness at 23 percent. Eighty-four percent of sellers are likely to use the same agent again or recommend to others. Forty-four percent of sellers offered incentives to attract buyers, such as home warranties or assistance with closing costs. The typical home sold for 96 percent of the listing price, compared with 95 percent in the 2009 profile. Home buyers thought the most important services agents offer are helping find the right
house, and negotiating sales terms and price. Buyers also most commonly choose an agent based on a referral from a friend, neighbor or relative, with trustworthiness and reputation being the most important factors. Buyers use a wide variety of resources in searching for a home: 89 percent surf the Internet, 88 percent use real estate agents, 57 percent yard signs, 45 percent attend open houses and 36 percent look at print or newspaper ads. Although buyers also use other resources, they generally start the search process online and then contact an agent. When asked where they first learned about the home purchased, 38 percent of buyers said the Internet; 37 percent of buyers from a real estate agent; 11 percent a yard sign or open house; 6 percent from a friend, neighbor or relative; 4 percent home builders; 2 percent a print or newspaper ad; 2 percent directly from the seller; and less than 1 percent from a home book or magazine. Eighty-five percent of home buyers who used the Internet to search for a home purchased through a real estate agent, while 70 percent of non-Internet users were more likely to purchase directly from a builder or from an owner they already knew in a private transaction. Local metropolitan multiple listing service websites were the most popular Internet resource, used by 59 percent of buyers; followed by Realtor.com, 45 percent; real estate company sites, 43 percent; real estate agent websites, 42 percent; other websites with real estate listings, 41 percent; and for-sale-by-owner sites, 15 percent; other categories were smaller. Seventy-seven percent of all buyers purchased a detached single-family home, 9 percent a condo, 8 percent a townhouse or rowhouse, and 6 percent some other kind of housing. Commuting costs continue to factor strongly in buyer decisions, with three-quarters of buyers saying transportation costs were important. Environmentally friendly features remain a significant factor: 88 percent of buyers said that heating and cooling costs were important, 71 percent desired energy efficient appliances, and 69 percent wanted energy efficient lighting. Fifty-two percent of all homes purchased were in a suburb or subdivision, 18 percent were in an urban area, 17 percent in a small town, 11 percent in a rural area and 1 percent in a resort or recreation area. The median distance from the previous residence was 12 miles. Not surprisingly, for-sale-by-owner transactions reached a record low, accounting for 9 percent of sales in the 2010 study, down from 11 percent in 2009. The share of homes sold without professional representation has trended down since reaching a cyclical peak of 18 percent in 1997. In a market as challenging as today, its clear most home sellers need professional assistance, Bishop said. As seen in previous studies, many FSBO properties were not placed on the open market. Factoring out private sales between parties who knew each other in advance such as family or acquaintances, the actual number of homes sold on the open market without professional assistance was a record low 5 percent the rest were unrepresented sellers in private transactions. The market share of open-market FSBOs is half of what it was six years ago 10 percent were sold on the open market in 2004. The median home price for sellers who used an agent was $199,300 vs. $140,000 for a home sold directly by an owner, but there were important differences. The median income of unassisted sellers was $64,000, in contrast with $93,200 for agent-assisted sellers. Unassisted sellers were much more likely to be selling a somewhat smaller home, and they were more likely to be in a rural area. Combined, these factors suggest a lower value for FSBO properties. The most difficult tasks reported by unrepresented sellers are getting the right price, preparing and fixing the home for sale, understanding and performing paperwork, and selling within the planned length of time. NAR mailed an eight-page questionnaire in July 2010 to a national sample of 111,004 home buyers and sellers who purchased their homes between July 2009 and June 2010, according to county records. It generated 8,449 usable responses; the adjusted response rate was 7.9 percent. All information is characteristic of the 12-month period ending in June 2010 with the exception of income data, which are for 2009. Because of rounding and omissions for space, percentage distributions for some findings may not add up to 100 percent. The 2010 National Association of REALTORS Profile of Home Buyers and Sellers can be ordered by calling 800-874-6500, or online at www.realtor.org/prodser.nsf/Research. The study is free for NAR members though the end of 2010 but costs $125 for non-members.
The National Association of REALTORS, The Voice for Real Estate, is Americas largest trade association, representing 1.1 million members involved in all aspects of the residential and commercial real estate industries. Source: The National Association of REALTORS
Pending Home Sales Slip but Modest Recovery Expected in 2011
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New Orleans, November 05, 2010 - Pending home sales retreated after two monthly gains, signaling an uneven recovery entering 2011 with some near-term disruptions from the foreclosure moratorium, according to the National Association of Realtors. The report was released here at the 2010 Realtors Conference & Expo. The Pending Home Sales Index,* a forwardlooking indicator, slipped 1.8 percent to 80.9 based on contracts signed in September from an upwardly revised 82.4 in August. However, the index remains 24.9 percent below a surge to 107.8 in September 2009 when first-time buyers were jumping into the market to take advantage of the initial deadline for the tax credit last November. The data reflects contracts and not closings, which normally occur with a lag time of one or two months. Lawrence Yun, NAR chief economist, said there is a mix of factors in the housing market. Existing-home sales have shown some improvement but the foreclosure moratorium is likely to cause some disruption and contribute to an uneven sales performance in the months ahead, he said. Nonetheless, there appears to be a pent-up demand that eventually will be unleashed as banks resolve their issues with foreclosures and the labor market improves. However, tight credit and appraisals coming in below a negotiated price continue to constrain the market. The PHSI in the Northeast slipped 1.7 percent to 59.6 in September and is 28.3 percent below a year ago. In the Midwest the index fell 5.7 percent in September to 64.2 and remains 33.0 percent below September 2009. Pending home sales in the South declined 3.5 percent to an index of 87.6 and are 19.1 percent below a year ago. In the West the index rose 3.5 percent to 104.6 but is 24.7 percent below September 2009. In examining the underlying fundamentals, Yun expects the Gross Domestic Product to grow 2.0 to 2.5 percent over the next two years. With a projection of 1.5 million additional jobs over the next two years, the unemployment rate should decline to 8 percent by 2013 and return to a normal level of around 6 percent in 2015. Mortgage interest rates currently are bouncing along the bottom, but are expected to gradually rise and average 4.9 percent next year, then rise to 5.8 percent in 2012, Yun said.
http://judesmith.housingtrendsenewsletter.com/Pending-Home-Sales-Slip-but-Modest-Recovery-Expected-in-2011-HT211-477-3249[11/17/2010 5:59:18 AM]
Existing-home sales are forecast to gradually rise, with some occasional dips along the way. For 2011 we should see more than 5.1 million existing-home sales, up from about 4.8 million this year. Housing starts are expected to rise to 716,000 in 2011 from 598,000 this year, Yun said. Weve added 30 million people to the U.S. population over the past 10 years, but sales are where they were in 2000, so there appears to be a sizable pent-up demand that could come to the market once the economy gathers momentum. The National Association of Realtors, The Voice for Real Estate, is Americas largest trade association, representing 1.1 million members involved in all aspects of the residential and commercial real estate industries. # # # *The Pending Home Sales Index is a leading indicator for the housing sector, based on pending sales of existing homes. A sale is listed as pending when the contract has been signed but the transaction has not closed, though the sale usually is finalized within one or two months of signing. The index is based on a large national sample, typically representing about 20 percent of transactions for existing-home sales. In developing the model for the index, it was demonstrated that the level of monthly sales-contract activity parallels the level of closed existing-home sales in the following two months. There is a closer relationship between annual index changes (from the same month a year earlier) and year-ago changes in sales performance than with month-to-month comparisons. An index of 100 is equal to the average level of contract activity during 2001, which was the first year to be examined as well as the first of five consecutive record years for existing-home sales. NOTE: The next Pending Home Sales Index will be released December 2, and existinghome sales for October will be reported November 23; release times are 10:00 a.m. EST.
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September Existing-Home Sales Show Another Strong Gain
Jude Smith
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Washington, October 25, 2010 - Existing-home sales rose again in September, affirming that a sales recovery has begun, according to the National Association of Realtors. Existing-home sales1, which are completed transactions that include single-family, townhomes, condominiums and co-ops, jumped 10.0 percent to a seasonally adjusted annual rate of 4.53 million in September from a downwardly revised 4.12 million in August, but remain 19.1 percent below the 5.60 million-unit pace in September 2009 when first-time buyers were ramping up in advance of the initial deadline for the tax credit last November. Lawrence Yun, NAR chief economist, said the housing market is in the early stages of recovery. A housing recovery is taking place but will be choppy at times depending on the duration and impact of a foreclosure moratorium. But the overall direction should be a gradual rising trend in home sales with buyers responding to historically low mortgage interest rates and very favorable affordability conditions, he said.
http://judesmith.housingtrendsenewsletter.com/September-Existing-Home-Sales-Show-Another-Strong-Gain-HT211-476-3249[11/17/2010 5:59:38 AM]
According to Freddie Mac, the national average commitment rate for a 30-year, conventional, fixed-rate mortgage fell to a record low 4.35 percent in September from 4.43 percent in August; the rate was 5.06 percent in September 2009. The national median existing-home price2 for all housing types was $171,700 in September, which is 2.4 percent below a year ago. Distressed homes3 accounted for 35 percent of sales in September compared with 34 percent in August; they were 29 percent in September 2009. NAR President Vicki Cox Golder, owner of Vicki L. Cox & Associates in Tucson, Ariz., said opportunities abound in the current market. A decade ago, mortgage rates were almost double what they are today, and theyre about one-and-a-half percentage points lower than the peak of the housing boom in 2005, she said. In addition, home prices are running about 22 percent less than five years ago when they were bid up by the biggest housing rush on record. To illustrate the jump in housing affordability, the median monthly mortgage payment for a recently purchased home is several hundred dollars less than it was five years ago. In fact, the median monthly mortgage payment in many areas is less than people are paying for rent, Golder said. Housing affordability conditions today are 60 percentage points higher than during the housing boom, so it has become a very strong buyers market, especially for families with long-term plans. The savings todays buyers are receiving are not a one-time benefit. Buyers with fixed-rate mortgages will save money every year they are living in their home this is truly an example of how homeownership builds wealth over the long term, Golder added. Total housing inventory at the end of September fell 1.9 percent to 4.04 million existing homes available for sale, which represents a 10.7-month supply4 at the current sales pace, down from a 12.0-month supply in August. Raw unsold inventory is 11.7 percent below the record of 4.58 million in July 2008. Vacant homes and homes where mortgages have not been paid for an extended number of months need to be cleared from the market as quickly as possible, with a new set of buyers helping the recovery along a healthy path, Yun said. Inventory remains elevated and continues to favor buyers over sellers. A normal seasonal decline in inventory is expected through the upcoming months. A parallel NAR practitioner survey shows first-time buyers purchased 32 percent of homes in September, almost unchanged from 31 percent in August. Investors were at an 18 percent market share in September, down from 21 percent in August; the balance of purchases were by repeat buyers. All-cash sales were at 29 percent in September compared with 28 percent in August. Single-family home sales increased 10.0 percent to a seasonally adjusted annual rate of 3.97 million in September from a pace of 3.61 million in August, but are 19.5 percent below the 4.93 million level in September 2009. The median existing single-family home price was $172,600 in September, down 1.9 percent from a year ago. Existing condominium and co-op sales rose 9.8 percent to a seasonally adjusted annual rate of 560,000 in September from 510,000 in August, but are 16.2 percent lower than the 668,000-unit level one year ago. The median existing condo price5 was $165,400 in September, down 6.2 percent from September 2009. Regionally, existing-home sales in the Northeast increased 10.1 percent to an annual pace of 760,000 in September but are 20.8 percent below September 2009. The median price in the Northeast was $239,200, which is 1.4 percent below a year ago. Existing-home sales in the Midwest jumped 14.5 percent in September to a level of 950,000 but are 26.4 percent below a year ago. The median price in the Midwest was $139,700, down 5.2 percent from September 2009. In the South, existing-home sales rose 10.6 percent to an annual pace of 1.77 million in September but are 14.9 percent lower than September 2009. The median price in the South was $149,500, down 2.6 percent from a year ago. Existing-home sales in the West increased 5.0 percent to an annual level of 1.05 million in September but are 16.7 percent below a year ago. The median price in the West was
$213,600, which is 4.9 percent lower than September 2009. The National Association of Realtors, The Voice for Real Estate, is Americas largest trade association, representing 1.1 million members involved in all aspects of the residential and commercial real estate industries. Source: The National Association of Realtors
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Estate Tax, Tax Credits, Flood Insurance: An Update on Tax Issues
Jude Smith
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With such a heavy focus on financial legislation in a significant mid-term election year, heres a handy guide to whats happening with the estate tax, energy tax credits, and flood insurance. Click Here Source: HouseLogic.com
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http://judesmith.housingtrendsenewsletter.com/Estate-Tax--Tax-Credits--Flood-Insurance--An-Update-on-Tax-Issues-HT211-480-3249[11/17/2010 6:00:18 AM]
Opening and Closing a Vacation Home
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Dont neglect to budget time and money for opening and closing a vacation home before the season starts and after it ends. Click Here Source: HouseLogic.com
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Maryland Housing Trends Maryland Real Estate Market Maryland Housing Market Missouri Housing Trends Missouri Real Estate Market Missouri Housing Market New Jersey Housing Trends New Jersey Real Estate Market New Jersey Housing Market Ohio Housing Trends Ohio Real Estate Market Ohio Housing Market South Carolina Housing Trends South Carolina Real Estate Market South Carolina Housing Market Vermont Housing Trends Vermont Real Estate Market Vermont Housing Market Wyoming Housing Trends Wyoming Real Estate Market Wyoming Housing Market Massachusetts Housing Trends Massachusetts Real Estate Market Massachusetts Housing Market Montana Housing Trends Montana Real Estate Market Montana Housing Market New Mexico Housing Trends New Mexico Real Estate Market New Mexico Housing Market Oklahoma Housing Trends Oklahoma Real Estate Market Oklahoma Housing Market South Dakota Housing Trends South Dakota Real Estate Market South Dakota Housing Market Virginia Housing Trends Virginia Real Estate Market Virginia Housing Market Michigan Housing Trends Michigan Real Estate Market Michigan Housing Market Nebraska Housing Trends Nebraska Real Estate Market Nebraska Housing Market New York Housing Trends New York Real Estate Market New York Housing Market Oregon Housing Trends Oregon Real Estate Market Oregon Housing Market Tennessee Housing Trends Tennessee Real Estate Market Tennessee Housing Market Washington Housing Trends Washington Real Estate Market Washington Housing Market Minnesota Housing Trends Minnesota Real Estate Market Minnesota Housing Market Nevada Housing Trends Nevada Real Estate Market Nevada Housing Market North Carolina Housing Trends North Carolina Real Estate Market North Carolina Housing Market Pennyslvania Housing Trends Pennyslvania Real Estate Market Pennyslvania Housing Market Texas Housing Trends Texas Real Estate Market Texas Housing Market West Virginia Housing Trends West Virginia Real Estate Market West Virginia Housing Market Mississippi Housing Trends Mississippi Real Estate Market Mississippi Housing Market New Hampshire Housing Trends New Hampshire Real Estate Market New Hampshire Housing Market North Dakota Housing Trends North Dakota Real Estate Market North Dakota Housing Market Rhode Island Housing Trends Rhode Island Real Estate Market Rhode Island Housing Market Utah Housing Trends Utah Real Estate Market Utah Housing Market Wisconsin Housing Trends Wisconsin Real Estate Market Wisconsin Housing Market
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Metropolitan Area Prices: Single-family Homes
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http://judesmith.housingtrendsenewsletter.com/View-Single-family-Home-Prices-HT218-255-9-3249[11/17/2010 6:00:47 AM]
Metropolitan Area Prices: Condo/Co-ops
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http://judesmith.housingtrendsenewsletter.com/View-ondo-Co-op-Prices-HT218-255-10-3249[11/17/2010 6:00:56 AM]

State Home Sales: Total Sales of Single-family and Condo/Co-ops
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http://judesmith.housingtrendsenewsletter.com/State-Home-Sales-HT218-255-11-3249[11/17/2010 6:01:06 AM]

Housing Affordability Index
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http://judesmith.housingtrendsenewsletter.com/Housing-Affordability-Index-HT218-255-12-3249[11/17/2010 6:02:04 AM]

National Home Sales
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National Home Sales
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National Home Sales
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Converting from an oil furnace to a gas furnace will cost you a bundle to install, but will save you real money each month. Click Here Source: HouseLogic.com
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Mikhail Barryshnikov Lists Home Over-looking Hudson
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Priced at $4 Million, Barryshnikov's Rockland County Sneden's Landing home is for sale. Purchaed in 1981 and renovated, the home is charming. Click Here Source: online.WSJ.com
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Planting Your Fall Garden Tips
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WSJ offers 10 tips to maximize your Fall garden and minimize mistakes. Click Here Source: WSJonline.com
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Mortgage Calculator
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Mortgage Calculator
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Regional Home Sales
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Regional Home Sales
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Regional Home Sales
Regional Home Sales

Regional Sales Price Homes
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Value of Home Sold in Your State
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Abstract of judgment,law : The summary of a court judgment that creates a lien against a property when filed with the county recorder. Accelerated cost recovery system : A tax calculation that provides greater depreciation in the early years of ownership of real estate or personal property. Acceleration clause : A provision that gives a lender the right to collect the balance of a loan if a borrower misses a payment. Accelerated depreciation : A bookkeeping method that depreciates property faster in the early years of ownership. Acceptance : The seller's written approval of a buyer's offer. Access : Any means by which a person can enter property. Accessibility : The degree to which a building or site allows access to people with disabilities. Accretion : The gradual addition to the shore or bank of a waterway by deposits of sand or silt. Acknowledgment : A written declaration affirming that a person acted voluntarily. Acre : A measurement of land equal to 43,560 square feet. Acre foot : The volume of material needed to cover an acre of land one foot deep. Active solar system : A system that utilizes electric pumps or fans to transfer solar energy for storage or direct use. Actual age : The number of years a structure has been standing. Addendum : An addition or change to a contract. Additional principal payment : Extra money included in the monthly payment to help reduce the principal and shorten the term of the loan. Add-on interest : The interest a borrower pays on the principal for the duration of the loan. Adjustable-rate mortgage (ARM) : A loan with an interest rate that is periodically adjusted to reflect changes in a specified financial index. Adjusted cost basis : The cost of any improvements the seller makes to the property. Deducting the cost from the original sales price provides the profit or loss of a home when it is sold. Adjustment period : The amount of time between interest rate adjustments in an adjustable-rate mortgage.
Real Estate Glossary Administrator : A person given authority to manage and distribute the estate of someone who died without leaving a will. Administrator's deed : A legal document that an administrator of an estate uses to transfer property. Adverse possession : The acquisition of title to property through possession without the owner's consent for a certain period of time. Adverse use : The access and use of property without the owner's consent. Aeolian soil : Soil that is composed of materials deposited by the wind. Affiant : A person who makes a sworn statement. Affirmation : A substitution for an oath granted to people based on religious reasons. A-frame design : An interior style that features a steeply peaked roofline and a ceiling that is open to the top rafters. Agency : The relationship of trust that exists between sellers and buyers and their agents. The agency is formed through a written contract. Agency closing : The process by which a lender uses a title company or other firm as an agent to complete a loan. Agent : A person licensed by the state to conduct real estate transactions. Agreed boundary : A compromise boundary to which property owners agree in order to resolve a dispute. Agreement of sale : A document the buyer initiates and the seller approves that details the price and terms of the transaction. Alcove : A recessed section of a room, such as a breakfast nook. Alienation clause : A provision that requires the borrower to pay the balance of the loan in a lump sum after the property is sold or transferred. Alkali : Mineral salt found in soil. Alkaline soil : Soil that contains a higher concentration of mineral salt than natural acid. Alley : A lane behind a row of buildings or between two rows of buildings. Allowances : Budgets offered by builders of new homes for the purchase of carpeting and fixtures. Alternative mortgage : Any home loan that does not conform to a standard fixed-rate mortgage. Aluminum-clad windows : Wooden windows with aluminum covering the exterior. Aluminum siding : A metal covering that provides an alternative to paint for owners of wood homes. Amenities : Parks, swimming pools, health-club facilities, party rooms, bike paths, community centers and other enticements offered by builders of planned developments. American Society of Home Inspectors : The American Society of Home Inspectors is a professional association of independent home inspectors. Phone: (800) 743-2744. Americans with Disabilities Act : A law passed in 1990 that outlaws discrimination against a person with a disability in housing, public accommodations, employment, government services, transportation and telecommunications. Amortization : The process of paying the principal and interest on a loan through regularly scheduled installments. Amortization tables : Mathematical tables that lenders use to calculate a borrower's monthly payment. Amperage : The strength of an electrical current. Anchor bolt : A large steel bolt anchored in concrete and attached to a building to prevent the structure from moving. Annual : Any kind of plant that must be planted every year. Annual mortgagor statement : A yearly statement to borrowers that details the remaining principal and amounts paid for taxes and interest. Annual Percentage Rate (APR) : The cost of the loan expressed as a yearly rate on the balance of the loan. Annuity : The payment of a fixed sum to an investor at regular intervals. Anticipatory breach : A communication that informs a party that the obligations of the original contract will not be fulfilled. Application : A document that details a potential borrower's income, debt and other obligations to determine credit worthiness. Application fee : The fee that a lender charges to process a loan application. Appraisal : An opinion of the value of a property at a given point in time.
Real Estate Glossary Appraisal fee : The fee that an appraiser charges to estimate the market value of the property. Appraisal report : A detailed written report on the value of a property based on recent sales of comparable sites in the area. Appraised value : An opinion of the current market value of a property. Appreciation : An increase in the value of a home or other property.. Arbitration : A method of resolving a dispute in which a third party renders a decision. Arbor : An area shaded by trees, shrubs or vines on a latticework structure. Arch : A curved structure that supports weight over an area, such as a doorway. Architect : A licensed professional who designs homes, buildings and other structures. Architectural fees : The fee an architect charges for services. In general, architects charge for their services by the hour, by the square foot, or by a percentage of the project budget. Arpent : A French measurement of land equal to .84625 acres. Asbestos : A fire-resistant mineral used for insulation and home products that has been found to pose a health hazard. As-is condition : The purchase or sale of a property in its existing condition. Asking price : A seller's initial price for a property. Assessed value : A tax assessor's determination of the value of a home in order to calculate a tax base. Assessment : The estimated value of a piece of real estate or a levy placed on property in addition to taxes. Assessment rolls : A list of taxable property compiled by the assessor. Assets : Items of value which include cash, real estate, securities and investments. Assignor : A person who transfers rights and interests of a property. Assumable mortgage : A mortgage that can be transferred to another borrower. Assumption clause : A provision that allows a buyer to take responsibility for the mortgage from a seller. Assumption fee : A fee the lender charges to process new records for a buyer who assumes an existing loan. Average price : The price of a home determined by totaling the sales prices of all houses sold in an area and dividing that number by the number of homes. Avigation easement : An easement over private property near an airport that limits the height of structures and trees. Awning windows : Single-sash windows that tilt outward and up.
Alabama Housing Trends Alabama Real Estate Market Alabama Housing Market Colorado Housing Trends Colorado Real Estate Market Colorado Housing Market Georgia Housing Trends
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Housing Trends ALABAMA and ALABAMA Real Estate Market Update
Jude Smith
504-237-5833
Alabama Housing Trends

Housing Trends in Alabama and Alabama Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.
Local Area Market Reports

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Local Area Markets

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AL - Birmingham Region Real Estate Market AL - Mobile Region Real Estate Market AL - Montgomery Region Real Estate Market
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504-237-5833
Alabama Real Estate Market


Local Area Markets

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Jude Smith
504-237-5833
Alabama Housing Market


Local Area Markets

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Housing Trends ALASKA and ALASKA Real Estate Market Update
Jude Smith
504-237-5833
Alaska Housing Trends

Housing Trends in Alaska and Alaska Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

No record found for Alaska
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Jude Smith
504-237-5833
Alaska Real Estate Market


Local Area Markets

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Jude Smith
504-237-5833
Alaska Housing Market


Local Area Markets

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Housing Trends ARIZONA and ARIZONA Real Estate Market Update
Jude Smith
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Arizona Housing Trends

Housing Trends in Arizona and Arizona Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

AZ - Phoenix Region Real Estate Market AZ - Tucson Region Real Estate Market
AZ - Tucson Real Estate Market
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Jude Smith
504-237-5833
Arizona Real Estate Market


Local Area Markets

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Jude Smith
504-237-5833
Arizona Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Arizona&id=3249&loadid=4&title=Housing Market[11/17/2010 6:08:50 AM]

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Housing Trends ARKANSAS and ARKANSAS Real Estate Market Update
Jude Smith
504-237-5833
Arkansas Housing Trends

Housing Trends in Arkansas and Arkansas Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

AR - Little Rock Region Real Estate Market
No record found for Arkansas
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Arkansas&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:08:56 AM]

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Jude Smith
504-237-5833
Arkansas Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Arkansas&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:09:02 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Arkansas&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:09:02 AM]
Jude Smith
504-237-5833
Arkansas Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Arkansas&id=3249&loadid=4&title=Housing Market[11/17/2010 6:09:08 AM]

View
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Housing Trends CALIFORNIA and CALIFORNIA Real Estate Market Update
Jude Smith
504-237-5833
California Housing Trends

Housing Trends in California and California Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

CA CA CA CA CA CA CA
Anaheim-Santa Ana Region Real Estate Market Los Angeles Region Real Estate Market Riverside Region Real Estate Market Sacramento Region Real Estate Market San Diego Region Real Estate Market San Francisco Region Real Estate Market San Jose-Sunnyvale Region Real Estate Market
CA CA CA CA CA CA
Inland Empire Real Estate Market Los Angeles Real Estate Market Northern Bay Region Real Estate Market Pleasanton and Alameda County Real Estate Market Silicon Valley Real Estate Market Southern California Real Estate Market
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=California&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:09:15 AM]

View
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Jude Smith
504-237-5833
California Real Estate Market


Local Area Markets

CA CA CA CA CA CA
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=California&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:09:21 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=California&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:09:21 AM]
Jude Smith
504-237-5833
California Housing Market


Local Area Markets

CA CA CA CA CA CA
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=California&id=3249&loadid=4&title=Housing Market[11/17/2010 6:09:28 AM]

View
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Housing Trends COLORADO and COLORADO Real Estate Market Update
Jude Smith
504-237-5833
Colorado Housing Trends

Housing Trends in Colorado and Colorado Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

CO - Boulder Region Real Estate Market CO - Colorado Springs Region Real Estate Market CO - Denver Region Real Estate Market
CO - Denver Real Estate Market
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Colorado&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:09:34 AM]

View
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Jude Smith
504-237-5833
Colorado Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Colorado&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:09:40 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Colorado&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:09:40 AM]
Jude Smith
504-237-5833
Colorado Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Colorado&id=3249&loadid=4&title=Housing Market[11/17/2010 6:09:49 AM]

View
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Housing Trends CONNECTICUT and CONNECTICUT Real Estate Market Update
Jude Smith
504-237-5833
Connecticut Housing Trends

Housing Trends in Connecticut and Connecticut Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

CT CT CT CT
Bridgeport-Stamford-Norwalk Region Real Estate Market Hartford Region Real Estate Market New Haven-Milford Region Real Estate Market Norwich-New London Region Real Estate Market
CT - Connecticut Real Estate Market
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Connecticut&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:09:55 AM]

View
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Jude Smith
504-237-5833
Connecticut Real Estate Market


Local Area Markets

CT CT CT CT
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Connecticut&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:10:01 AM]

View
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Jude Smith
504-237-5833
Connecticut Housing Market


Local Area Markets

CT CT CT CT
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Connecticut&id=3249&loadid=4&title=Housing Market[11/17/2010 6:10:08 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Connecticut&id=3249&loadid=4&title=Housing Market[11/17/2010 6:10:08 AM]
Housing Trends DELAWARE and DELAWARE Real Estate Market Update
Jude Smith
504-237-5833
Delaware Housing Trends

Housing Trends in Delaware and Delaware Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

DE - Dover Region Real Estate Market
No record found for Delaware
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Delaware&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:10:15 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Delaware&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:10:15 AM]
Jude Smith
504-237-5833
Delaware Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Delaware&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:10:21 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Delaware&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:10:21 AM]
Jude Smith
504-237-5833
Delaware Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Delaware&id=3249&loadid=4&title=Housing Market[11/17/2010 6:10:29 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Delaware&id=3249&loadid=4&title=Housing Market[11/17/2010 6:10:29 AM]
Housing Trends DISTRICT OF COLUMBIA and DISTRICT OF COLUMBIA Real Estate Market Update
Jude Smith
504-237-5833
District of Columbia Housing Trends

Housing Trends in District of Columbia and District of Columbia Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

DC - Washington DC Region Real Estate Market
DC - Washington, DC & Baltimore Real Estate Market
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=District of Columbia&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:10:40 AM]
View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=District of Columbia&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:10:40 AM]
Jude Smith
504-237-5833
District of Columbia Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=District of Columbia&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:10:48 AM]
View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=District of Columbia&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:10:48 AM]
Jude Smith
504-237-5833
District of Columbia Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=District of Columbia&id=3249&loadid=4&title=Housing Market[11/17/2010 6:10:55 AM]
View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=District of Columbia&id=3249&loadid=4&title=Housing Market[11/17/2010 6:10:55 AM]
Housing Trends FLORIDA and FLORIDA Real Estate Market Update
Jude Smith
504-237-5833
Florida Housing Trends

Housing Trends in Florida and Florida Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

FL FL FL FL FL FL FL FL FL FL FL -
Deltona-Daytona Beach Region Real Estate Market Fort Myers Region Real Estate Market Gainesville Region Real Estate Market Jacksonville Region Real Estate Market Miami Region Real Estate Market Ocala Region Real Estate Market Orlando Region Real Estate Market Palm Bay-Melbourne-Titusville Region Real Estate Market Pensacola-Ferry Pass-Brent Area Real Estate Market Sarasota Region Real Estate Market Tallahassee Region Real Estate Market
FL FL FL FL FL FL -
Fort Lauderdale Real Estate Market Manatee County Real Estate Market Miami Real Estate Market Northeast Florida Real Estate Market Sarasota Real Estate Market Tampa Bay Real Estate Market
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Florida&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:11:02 AM]

View
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Jude Smith
504-237-5833
Florida Real Estate Market


Local Area Markets

FL FL FL FL FL FL -
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Florida&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:11:09 AM]

View
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Jude Smith
504-237-5833
Florida Housing Market


Local Area Markets

FL FL FL FL FL FL -
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Florida&id=3249&loadid=4&title=Housing Market[11/17/2010 6:11:16 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Florida&id=3249&loadid=4&title=Housing Market[11/17/2010 6:11:16 AM]
Housing Trends GEORGIA and GEORGIA Real Estate Market Update
Jude Smith
504-237-5833
Georgia Housing Trends

Housing Trends in Georgia and Georgia Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

GA - Atlanta Region Real Estate Market
No record found for Georgia
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Georgia&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:11:23 AM]

View
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Jude Smith
504-237-5833
Georgia Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Georgia&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:11:31 AM]

View
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Jude Smith
504-237-5833
Georgia Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Georgia&id=3249&loadid=4&title=Housing Market[11/17/2010 6:11:39 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Georgia&id=3249&loadid=4&title=Housing Market[11/17/2010 6:11:39 AM]
Housing Trends HAWAII and HAWAII Real Estate Market Update
Jude Smith
504-237-5833
Hawaii Housing Trends

Housing Trends in Hawaii and Hawaii Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

HI - Honolulu Region Real Estate Market
No record found for Hawaii
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Hawaii&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:11:46 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Hawaii&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:11:46 AM]
Jude Smith
504-237-5833
Hawaii Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Hawaii&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:11:53 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Hawaii&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:11:53 AM]
Jude Smith
504-237-5833
Hawaii Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Hawaii&id=3249&loadid=4&title=Housing Market[11/17/2010 6:11:59 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Hawaii&id=3249&loadid=4&title=Housing Market[11/17/2010 6:11:59 AM]
Housing Trends IDAHO and IDAHO Real Estate Market Update
Jude Smith
504-237-5833
Idaho Housing Trends

Housing Trends in Idaho and Idaho Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

ID - Boise Region Real Estate Market
ID - Southern Idaho and Eastern Oregon Real Estate Market
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Idaho&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:12:05 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Idaho&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:12:05 AM]
Jude Smith
504-237-5833
Idaho Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Idaho&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:12:13 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Idaho&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:12:13 AM]
Jude Smith
504-237-5833
Idaho Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Idaho&id=3249&loadid=4&title=Housing Market[11/17/2010 6:12:20 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Idaho&id=3249&loadid=4&title=Housing Market[11/17/2010 6:12:20 AM]
Housing Trends ILLINOIS and ILLINOIS Real Estate Market Update
Jude Smith
504-237-5833
Illinois Housing Trends

Housing Trends in Illinois and Illinois Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

IL IL IL IL IL IL IL IL
Bloomington Region Real Estate Market Champaign-Urbana Region Real Estate Market Chicago Region Real Estate Market Decatur Region Real Estate Market Kankakee-Bradley Region Real Estate Market Peoria Region Real Estate Market Rockford Region Real Estate Market Springfield Region Real Estate Market
IL - Chicago Real Estate Market
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Illinois&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:12:28 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Illinois&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:12:28 AM]
Jude Smith
504-237-5833
Illinois Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Illinois&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:12:34 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Illinois&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:12:34 AM]
Jude Smith
504-237-5833
Illinois Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Illinois&id=3249&loadid=4&title=Housing Market[11/17/2010 6:12:46 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Illinois&id=3249&loadid=4&title=Housing Market[11/17/2010 6:12:46 AM]
Housing Trends INDIANA and INDIANA Real Estate Market Update
Jude Smith
504-237-5833
Indiana Housing Trends

Housing Trends in Indiana and Indiana Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

IN IN IN IN
Fort Wayne Region Real Estate Market Gary-Hammond Region Real Estate Market Indianapolis Region Real Estate Market South Bend-Mishawaka Region Real Estate Market
No record found for Indiana
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Indiana&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:12:53 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Indiana&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:12:53 AM]
Jude Smith
504-237-5833
Indiana Real Estate Market


Local Area Markets

IN IN IN IN
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Indiana&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:13:01 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Indiana&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:13:01 AM]
Jude Smith
504-237-5833
Indiana Housing Market


Local Area Markets

IN IN IN IN
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Indiana&id=3249&loadid=4&title=Housing Market[11/17/2010 6:13:08 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Indiana&id=3249&loadid=4&title=Housing Market[11/17/2010 6:13:08 AM]
Housing Trends IOWA and IOWA Real Estate Market Update
Jude Smith
504-237-5833
Iowa Housing Trends

Housing Trends in Iowa and Iowa Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

IA IA IA IA
Des Moines Region Real Estate Market Cedar Rapids Region Real Estate Market Davenport-Moline-Rock Island Region Real Estate Market Waterloo-Cedar Falls Region Real Estate Market
No record found for Iowa
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Iowa&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:13:16 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Iowa&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:13:16 AM]
Jude Smith
504-237-5833
Iowa Real Estate Market


Local Area Markets

IA IA IA IA
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Iowa&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:13:23 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Iowa&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:13:23 AM]
Jude Smith
504-237-5833
Iowa Housing Market


Local Area Markets

IA IA IA IA
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Iowa&id=3249&loadid=4&title=Housing Market[11/17/2010 6:13:30 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Iowa&id=3249&loadid=4&title=Housing Market[11/17/2010 6:13:30 AM]
Housing Trends KANSAS and KANSAS Real Estate Market Update
Jude Smith
504-237-5833
Kansas Housing Trends

Housing Trends in Kansas and Kansas Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

KS - Topeka Region Real Estate Market KS - Wichita Region Real Estate Market
No record found for Kansas
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Kansas&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:13:37 AM]

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Jude Smith
504-237-5833
Kansas Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Kansas&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:13:44 AM]

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Jude Smith
504-237-5833
Kansas Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Kansas&id=3249&loadid=4&title=Housing Market[11/17/2010 6:13:53 AM]

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Housing Trends KENTUCKY and KENTUCKY Real Estate Market Update
Jude Smith
504-237-5833
Kentucky Housing Trends

Housing Trends in Kentucky and Kentucky Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

KY - Lexington Region Real Estate Market KY - Louisville Region Real Estate Market
No record found for Kentucky
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Kentucky&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:13:59 AM]

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Jude Smith
504-237-5833
Kentucky Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Kentucky&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:14:08 AM]

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Jude Smith
504-237-5833
Kentucky Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Kentucky&id=3249&loadid=4&title=Housing Market[11/17/2010 6:14:15 AM]

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http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Kentucky&id=3249&loadid=4&title=Housing Market[11/17/2010 6:14:15 AM]
Housing Trends LOUISIANA and LOUISIANA Real Estate Market Update
Jude Smith
504-237-5833
Louisiana Housing Trends

Housing Trends in Louisiana and Louisiana Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

LA - Baton Rouge Region Real Estate Market LA - New Orleans-Metairie-Kenner Region Real Estate Market LA - Shreveport Region Real Estate Market
No record found for Louisiana
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Louisiana&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:14:23 AM]

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Jude Smith
504-237-5833
Louisiana Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Louisiana&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:14:29 AM]

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http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Louisiana&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:14:29 AM]
Jude Smith
504-237-5833
Louisiana Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Louisiana&id=3249&loadid=4&title=Housing Market[11/17/2010 6:14:36 AM]

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Housing Trends MAINE and MAINE Real Estate Market Update
Jude Smith
504-237-5833
Maine Housing Trends

Housing Trends in Maine and Maine Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

ME - Portland Region Real Estate Market
ME - Maine Real Estate Market
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Maine&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:14:45 AM]

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Jude Smith
504-237-5833
Maine Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Maine&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:14:52 AM]

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Jude Smith
504-237-5833
Maine Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Maine&id=3249&loadid=4&title=Housing Market[11/17/2010 6:14:58 AM]

View
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Housing Trends MARYLAND and MARYLAND Real Estate Market Update
Jude Smith
504-237-5833
Maryland Housing Trends

Housing Trends in Maryland and Maryland Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

MD - Baltimore Region Real Estate Market MD - Cumberland Region Real Estate Market MD - Hagerstown-Martinsburg Region Real Estate Market
No record found for Maryland
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Maryland&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:15:06 AM]

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Jude Smith
504-237-5833
Maryland Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Maryland&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:15:14 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Maryland&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:15:14 AM]
Jude Smith
504-237-5833
Maryland Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Maryland&id=3249&loadid=4&title=Housing Market[11/17/2010 6:15:20 AM]

View
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Housing Trends MASSACHUSETTS and MASSACHUSETTS Real Estate Market Update
Jude Smith
504-237-5833
Massachusetts Housing Trends

Housing Trends in Massachusetts and Massachusetts Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

MA MA MA MA MA
Barnstable Town Region Real Estate Market Boston Region Real Estate Market Pittsfield Region Real Estate Market Springfield Region Real Estate Market Worcester Region Real Estate Market
No record found for Massachusetts
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Massachusetts&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:15:27 AM]

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Jude Smith
504-237-5833
Massachusetts Real Estate Market


Local Area Markets

MA MA MA MA MA
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Massachusetts&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:15:35 AM]

View
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Jude Smith
504-237-5833
Massachusetts Housing Market


Local Area Markets

MA MA MA MA MA
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Massachusetts&id=3249&loadid=4&title=Housing Market[11/17/2010 6:15:41 AM]

View
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Housing Trends MICHIGAN and MICHIGAN Real Estate Market Update
Jude Smith
504-237-5833
Michigan Housing Trends

Housing Trends in Michigan and Michigan Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

MI - Grand Rapids Region Real Estate Market MI - Lansing-East Lansing Region Real Estate Market MI - Saginaw Region Real Estate Market
MI - Michigan Real Estate Market
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Michigan&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:15:48 AM]

View
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Jude Smith
504-237-5833
Michigan Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Michigan&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:15:56 AM]

View
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Jude Smith
504-237-5833
Michigan Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Michigan&id=3249&loadid=4&title=Housing Market[11/17/2010 6:16:02 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Michigan&id=3249&loadid=4&title=Housing Market[11/17/2010 6:16:02 AM]
Housing Trends MINNESOTA and MINNESOTA Real Estate Market Update
Jude Smith
504-237-5833
Minnesota Housing Trends

Housing Trends in Minnesota and Minnesota Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

MN - Minneapolis-St. Paul Region Real Estate Market
No record found for Minnesota
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Minnesota&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:16:10 AM]

View
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Jude Smith
504-237-5833
Minnesota Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Minnesota&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:16:17 AM]

View
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Jude Smith
504-237-5833
Minnesota Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Minnesota&id=3249&loadid=4&title=Housing Market[11/17/2010 6:16:24 AM]

View
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Housing Trends MISSISSIPPI and MISSISSIPPI Real Estate Market Update
Jude Smith
504-237-5833
Mississippi Housing Trends

Housing Trends in Mississippi and Mississippi Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

MS - Gulfport-Biloxi Region Real Estate Market MS - Jackson Region Real Estate Market
No record found for Mississippi
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Mississippi&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:16:35 AM]

View
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Jude Smith
504-237-5833
Mississippi Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Mississippi&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:16:43 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Mississippi&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:16:43 AM]
Jude Smith
504-237-5833
Mississippi Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Mississippi&id=3249&loadid=4&title=Housing Market[11/17/2010 6:16:51 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Mississippi&id=3249&loadid=4&title=Housing Market[11/17/2010 6:16:51 AM]
Housing Trends MISSOURI and MISSOURI Real Estate Market Update
Jude Smith
504-237-5833
Missouri Housing Trends

Housing Trends in Missouri and Missouri Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

MO - Kansas City Region Real Estate Market MO - Springfield Region Real Estate Market MO - St. Louis Region Real Estate Market
No record found for Missouri
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Missouri&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:16:57 AM]

View
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Jude Smith
504-237-5833
Missouri Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Missouri&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:17:04 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Missouri&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:17:04 AM]
Jude Smith
504-237-5833
Missouri Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Missouri&id=3249&loadid=4&title=Housing Market[11/17/2010 6:17:11 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Missouri&id=3249&loadid=4&title=Housing Market[11/17/2010 6:17:11 AM]
Housing Trends MONTANA and MONTANA Real Estate Market Update
Jude Smith
504-237-5833
Montana Housing Trends

Housing Trends in Montana and Montana Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

No record found for Montana
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Montana&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:17:18 AM]

View
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Jude Smith
504-237-5833
Montana Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Montana&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:17:26 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Montana&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:17:26 AM]
Jude Smith
504-237-5833
Montana Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Montana&id=3249&loadid=4&title=Housing Market[11/17/2010 6:17:33 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Montana&id=3249&loadid=4&title=Housing Market[11/17/2010 6:17:33 AM]
Housing Trends NEBRASKA and NEBRASKA Real Estate Market Update
Jude Smith
504-237-5833
Nebraska Housing Trends

Housing Trends in Nebraska and Nebraska Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

NE - Lincoln Region Real Estate Market NE - Omaha Region Real Estate Market
No record found for Nebraska
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Nebraska&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:17:40 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Nebraska&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:17:40 AM]
Jude Smith
504-237-5833
Nebraska Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Nebraska&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:17:47 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Nebraska&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:17:47 AM]
Jude Smith
504-237-5833
Nebraska Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Nebraska&id=3249&loadid=4&title=Housing Market[11/17/2010 6:17:53 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Nebraska&id=3249&loadid=4&title=Housing Market[11/17/2010 6:17:53 AM]
Housing Trends NEVADA and NEVADA Real Estate Market Update
Jude Smith
504-237-5833
Nevada Housing Trends

Housing Trends in Nevada and Nevada Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

NV - Las Vegas Region Real Estate Market NV - Reno Region Real Estate Market
No record found for Nevada
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Nevada&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:18:01 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Nevada&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:18:01 AM]
Jude Smith
504-237-5833
Nevada Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Nevada&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:18:08 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Nevada&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:18:08 AM]
Jude Smith
504-237-5833
Nevada Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Nevada&id=3249&loadid=4&title=Housing Market[11/17/2010 6:18:18 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Nevada&id=3249&loadid=4&title=Housing Market[11/17/2010 6:18:18 AM]
Housing Trends NEW HAMPSHIRE and NEW HAMPSHIRE Real Estate Market Update
Jude Smith
504-237-5833
New Hampshire Housing Trends

Housing Trends in New Hampshire and New Hampshire Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

No record found for New Hampshire
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=New Hampshire&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:18:25 AM]
View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=New Hampshire&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:18:25 AM]
Jude Smith
504-237-5833
New Hampshire Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=New Hampshire&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:18:32 AM]
View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=New Hampshire&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:18:32 AM]
Jude Smith
504-237-5833
New Hampshire Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=New Hampshire&id=3249&loadid=4&title=Housing Market[11/17/2010 6:18:39 AM]
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Housing Trends NEW JERSEY and NEW JERSEY Real Estate Market Update
Jude Smith
504-237-5833
New Jersey Housing Trends

Housing Trends in New Jersey and New Jersey Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

NJ NJ NJ NJ
Atlantic City Region Real Estate Market Edison Region Real Estate Market Newark-Union Region Real Estate Market Trenton-Ewing Region Real Estate Market
No record found for New Jersey
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=New Jersey&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:18:46 AM]
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Jude Smith
504-237-5833
New Jersey Real Estate Market


Local Area Markets

NJ NJ NJ NJ
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=New Jersey&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:18:55 AM]
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Jude Smith
504-237-5833
New Jersey Housing Market


Local Area Markets

NJ NJ NJ NJ
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=New Jersey&id=3249&loadid=4&title=Housing Market[11/17/2010 6:19:02 AM]
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Housing Trends NEW MEXICO and NEW MEXICO Real Estate Market Update
Jude Smith
504-237-5833
New Mexico Housing Trends

Housing Trends in New Mexico and New Mexico Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

NM - Albuquerque Region Real Estate Market NM- Farmington Region Real Estate Market
No record found for New Mexico
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=New Mexico&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:19:08 AM]
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Jude Smith
504-237-5833
New Mexico Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=New Mexico&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:19:16 AM]
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http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=New Mexico&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:19:16 AM]
Jude Smith
504-237-5833
New Mexico Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=New Mexico&id=3249&loadid=4&title=Housing Market[11/17/2010 6:19:22 AM]
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Housing Trends NEW YORK and NEW YORK Real Estate Market Update
Jude Smith
504-237-5833
New York Housing Trends

Housing Trends in New York and New York Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

NY NY NY NY NY NY NY NY NY NY
Albany Region Real Estate Market Binghamton Region Real Estate Market Buffalo Region Real Estate Market Elmira Region Real Estate Market Glens Falls Region Real Estate Market Kingston Region Real Estate Market Nassau Region Real Estate Market New York City Region Real Estate Market Rochester Region Real Estate Market Syracuse Region Real Estate Market
NY - Long Island Real Estate Market
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=New York&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:19:29 AM]
View
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Jude Smith
504-237-5833
New York Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=New York&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:19:36 AM]
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Jude Smith
504-237-5833
New York Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=New York&id=3249&loadid=4&title=Housing Market[11/17/2010 6:19:42 AM]
View
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Housing Trends NORTH CAROLINA and NORTH CAROLINA Real Estate Market Update
Jude Smith
504-237-5833
North Carolina Housing Trends

Housing Trends in North Carolina and North Carolina Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

NC NC NC NC
Charlotte Region Real Estate Market Durham Region Real Estate Market Greensboro-High Point Region Real Estate Market Raleigh Region Real Estate Market
No record found for North Carolina
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=North Carolina&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:19:49 AM]
View
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Jude Smith
504-237-5833
North Carolina Real Estate Market


Local Area Markets

NC NC NC NC
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=North Carolina&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:19:55 AM]
View
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Jude Smith
504-237-5833
North Carolina Housing Market


Local Area Markets

NC NC NC NC
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=North Carolina&id=3249&loadid=4&title=Housing Market[11/17/2010 6:20:04 AM]
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Housing Trends NORTH DAKOTA and NORTH DAKOTA Real Estate Market Update
Jude Smith
504-237-5833
North Dakota Housing Trends

Housing Trends in North Dakota and North Dakota Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

ND - Bismark Region Real Estate Market
No record found for North Dakota
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=North Dakota&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:20:11 AM]
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Jude Smith
504-237-5833
North Dakota Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=North Dakota&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:20:18 AM]
View
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Jude Smith
504-237-5833
North Dakota Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=North Dakota&id=3249&loadid=4&title=Housing Market[11/17/2010 6:20:25 AM]
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Housing Trends OHIO and OHIO Real Estate Market Update
Jude Smith
504-237-5833
Ohio Housing Trends

Housing Trends in Ohio and Ohio Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

ND - Fargo Region Real Estate Market OH - Akron Region Real Estate Market OH - Cincinnati Region Real Estate Market OH - Cleveland-Elyria-Mentor Region Real Estate Market OH - Columbus Region Real Estate Market OH - Dayton Region Real Estate Market OH - Toledo Region Real Estate Market
No record found for Ohio
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Ohio&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:20:32 AM]

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Jude Smith
504-237-5833
Ohio Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Ohio&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:20:38 AM]

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Jude Smith
504-237-5833
Ohio Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Ohio&id=3249&loadid=4&title=Housing Market[11/17/2010 6:20:45 AM]

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Housing Trends OKLAHOMA and OKLAHOMA Real Estate Market Update
Jude Smith
504-237-5833
Oklahoma Housing Trends

Housing Trends in Oklahoma and Oklahoma Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

OK - Oklahoma City Region Real Estate Market OK - Tulsa Region Real Estate Market
OK - Tulsa Real Estate Market
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Oklahoma&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:20:51 AM]

View
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Jude Smith
504-237-5833
Oklahoma Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Oklahoma&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:20:58 AM]

View
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Jude Smith
504-237-5833
Oklahoma Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Oklahoma&id=3249&loadid=4&title=Housing Market[11/17/2010 6:21:05 AM]

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Housing Trends OREGON and OREGON Real Estate Market Update
Jude Smith
504-237-5833
Oregon Housing Trends

Housing Trends in Oregon and Oregon Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

OR - Eugene Region Real Estate Market OR - Portland Region Real Estate Market
No record found for Oregon
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Oregon&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:21:12 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Oregon&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:21:12 AM]
Jude Smith
504-237-5833
Oregon Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Oregon&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:21:18 AM]

View
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Jude Smith
504-237-5833
Oregon Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Oregon&id=3249&loadid=4&title=Housing Market[11/17/2010 6:21:25 AM]

View
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Housing Trends PENNYSLVANIA and PENNYSLVANIA Real Estate Market Update
Jude Smith
504-237-5833
Pennyslvania Housing Trends

Housing Trends in Pennyslvania and Pennyslvania Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

No record found for Pennyslvania
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Pennyslvania&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:21:32 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Pennyslvania&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:21:32 AM]
Jude Smith
504-237-5833
Pennyslvania Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Pennyslvania&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:21:38 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Pennyslvania&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:21:38 AM]
Jude Smith
504-237-5833
Pennyslvania Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Pennyslvania&id=3249&loadid=4&title=Housing Market[11/17/2010 6:21:45 AM]

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Housing Trends RHODE ISLAND and RHODE ISLAND Real Estate Market Update
Jude Smith
504-237-5833
Rhode Island Housing Trends

Housing Trends in Rhode Island and Rhode Island Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

RI - Providence Region Real Estate Market
No record found for Rhode Island
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Rhode Island&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:21:52 AM]
View
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Jude Smith
504-237-5833
Rhode Island Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Rhode Island&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:21:58 AM]
View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Rhode Island&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:21:58 AM]
Jude Smith
504-237-5833
Rhode Island Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Rhode Island&id=3249&loadid=4&title=Housing Market[11/17/2010 6:22:05 AM]
View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Rhode Island&id=3249&loadid=4&title=Housing Market[11/17/2010 6:22:05 AM]
Housing Trends SOUTH CAROLINA and SOUTH CAROLINA Real Estate Market Update
Jude Smith
504-237-5833
South Carolina Housing Trends

Housing Trends in South Carolina and South Carolina Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

SC SC SC SC -
Charleston Region Real Estate Market Columbia Region Real Estate Market Greenville Region Real Estate Market Spartanburg Region Real Estate Market
No record found for South Carolina
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=South Carolina&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:22:12 AM]
View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=South Carolina&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:22:12 AM]
Jude Smith
504-237-5833
South Carolina Real Estate Market


Local Area Markets

SC SC SC SC -
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=South Carolina&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:22:18 AM]
View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=South Carolina&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:22:18 AM]
Jude Smith
504-237-5833
South Carolina Housing Market


Local Area Markets

SC SC SC SC -
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=South Carolina&id=3249&loadid=4&title=Housing Market[11/17/2010 6:22:25 AM]
View
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Housing Trends SOUTH DAKOTA and SOUTH DAKOTA Real Estate Market Update
Jude Smith
504-237-5833
South Dakota Housing Trends

Housing Trends in South Dakota and South Dakota Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

SD - Sioux Falls Region Real Estate Market
No record found for South Dakota
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=South Dakota&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:22:31 AM]
View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=South Dakota&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:22:31 AM]
Jude Smith
504-237-5833
South Dakota Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=South Dakota&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:22:38 AM]
View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=South Dakota&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:22:38 AM]
Jude Smith
504-237-5833
South Dakota Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=South Dakota&id=3249&loadid=4&title=Housing Market[11/17/2010 6:22:45 AM]
View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=South Dakota&id=3249&loadid=4&title=Housing Market[11/17/2010 6:22:45 AM]
Housing Trends TENNESSEE and TENNESSEE Real Estate Market Update
Jude Smith
504-237-5833
Tennessee Housing Trends

Housing Trends in Tennessee and Tennessee Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

TN - Chattanooga Region Real Estate Market TN - Knoxville Region Real Estate Market TN - Memphis Region Real Estate Market
No record found for Tennessee
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Tennessee&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:22:51 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Tennessee&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:22:51 AM]
Jude Smith
504-237-5833
Tennessee Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Tennessee&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:22:59 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Tennessee&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:22:59 AM]
Jude Smith
504-237-5833
Tennessee Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Tennessee&id=3249&loadid=4&title=Housing Market[11/17/2010 6:23:06 AM]

View
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Tennessee&id=3249&loadid=4&title=Housing Market[11/17/2010 6:23:06 AM]
Housing Trends TEXAS and TEXAS Real Estate Market Update
Jude Smith
504-237-5833
Texas Housing Trends

Housing Trends in Texas and Texas Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

TX TX TX TX TX TX TX TX
Amarillo Region Real Estate Market Austin Region Real Estate Market Beaumont Region Real Estate Market Corpus Christi Region Real Estate Market Dallas Region Real Estate Market El Paso Region Real Estate Market Houston Region Real Estate Market San Antonio Region Real Estate Market
TX TX TX TX
Austin Real Estate Market Dallas/Ft. Worth Metroplex Real Estate Market Houston Real Estate Market San Antonio Real Estate Market
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Texas&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:23:13 AM]

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Jude Smith
504-237-5833
Texas Real Estate Market


Local Area Markets

TX TX TX TX
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Texas&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:23:20 AM]

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Jude Smith
504-237-5833
Texas Housing Market


Local Area Markets

TX TX TX TX
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Texas&id=3249&loadid=4&title=Housing Market[11/17/2010 6:23:27 AM]

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Housing Trends UTAH and UTAH Real Estate Market Update
Jude Smith
504-237-5833
Utah Housing Trends

Housing Trends in Utah and Utah Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

UT - Salt Lake City Region Real Estate Market
No record found for Utah
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Utah&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:23:34 AM]

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Jude Smith
504-237-5833
Utah Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Utah&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:23:42 AM]

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Jude Smith
504-237-5833
Utah Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Utah&id=3249&loadid=4&title=Housing Market[11/17/2010 6:23:48 AM]

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Housing Trends VERMONT and VERMONT Real Estate Market Update
Jude Smith
504-237-5833
Vermont Housing Trends

Housing Trends in Vermont and Vermont Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

No record found for Vermont
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Vermont&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:23:55 AM]

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Jude Smith
504-237-5833
Vermont Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Vermont&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:24:01 AM]

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http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Vermont&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:24:01 AM]
Jude Smith
504-237-5833
Vermont Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Vermont&id=3249&loadid=4&title=Housing Market[11/17/2010 6:24:09 AM]

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Housing Trends VIRGINIA and VIRGINIA Real Estate Market Update
Jude Smith
504-237-5833
Virginia Housing Trends

Housing Trends in Virginia and Virginia Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

VA - Virginia Beach Region Real Estate Market
No record found for Virginia
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Virginia&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:24:15 AM]

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Jude Smith
504-237-5833
Virginia Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Virginia&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:24:22 AM]

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Jude Smith
504-237-5833
Virginia Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Virginia&id=3249&loadid=4&title=Housing Market[11/17/2010 6:24:29 AM]

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Housing Trends WASHINGTON and WASHINGTON Real Estate Market Update
Jude Smith
504-237-5833
Washington Housing Trends

Housing Trends in Washington and Washington Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

WA WA WA WA
Kennewick-Richland-Pasco Region Real Estate Market Seattle Region Real Estate Market Spokane Region Real Estate Market Yakima Region Real Estate Market
No record found for Washington
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Washington&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:24:35 AM]

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Jude Smith
504-237-5833
Washington Real Estate Market


Local Area Markets

WA WA WA WA
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Washington&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:24:43 AM]

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Jude Smith
504-237-5833
Washington Housing Market


Local Area Markets

WA WA WA WA
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Washington&id=3249&loadid=4&title=Housing Market[11/17/2010 6:24:50 AM]

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Housing Trends WEST VIRGINIA and WEST VIRGINIA Real Estate Market Update
Jude Smith
504-237-5833
West Virginia Housing Trends

Housing Trends in West Virginia and West Virginia Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

WV - Charleston Region Real Estate Market
No record found for West Virginia
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=West Virginia&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:24:56 AM]
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Jude Smith
504-237-5833
West Virginia Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=West Virginia&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:25:04 AM]
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Jude Smith
504-237-5833
West Virginia Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=West Virginia&id=3249&loadid=4&title=Housing Market[11/17/2010 6:25:11 AM]
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Housing Trends WISCONSIN and WISCONSIN Real Estate Market Update
Jude Smith
504-237-5833
Wisconsin Housing Trends

Housing Trends in Wisconsin and Wisconsin Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

WI - Green Bay Region Real Estate Market WI - Madison Region Real Estate Market WI - Milwaukee Region Real Estate Market
No record found for Wisconsin
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Wisconsin&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:25:18 AM]

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Jude Smith
504-237-5833
Wisconsin Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Wisconsin&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:25:25 AM]

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Jude Smith
504-237-5833
Wisconsin Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Wisconsin&id=3249&loadid=4&title=Housing Market[11/17/2010 6:25:33 AM]

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Housing Trends WYOMING and WYOMING Real Estate Market Update
Jude Smith
504-237-5833
Wyoming Housing Trends

Housing Trends in Wyoming and Wyoming Real Estate Market Update is provided by Housing Trends eNewsletter. This eNewsletter is filled with local and national real estate sales and price activity provided by MLSs and the National Association of Realtors, U.S. Census Bureau key market indicators, housing market video reports, blogs, real estate glossary, maps, mortgage rates and calculators, consumer articles, and information on 50,000 neighborhoods.

Local Area Markets

No record found for Wyoming
http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Wyoming&id=3249&loadid=4&title=Housing Trends[11/17/2010 6:25:39 AM]

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Jude Smith
504-237-5833
Wyoming Real Estate Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Wyoming&id=3249&loadid=4&title=Real Estate Market[11/17/2010 6:25:46 AM]

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Jude Smith
504-237-5833
Wyoming Housing Market


Local Area Markets

http://judesmith.housingtrendsenewsletter.com/housing-trends.cfm?state=Wyoming&id=3249&loadid=4&title=Housing Market[11/17/2010 6:26:13 AM]

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Jude Smith
504-237-5833
2010 Profile of Home Buyers and Sellers Highlights Webinar will cover highlights from the newest report along with information on what consumers want from their real estate agent in the home buying and selling process, Thursday, Dec. 9, 2 p.m. ET. Did You Know: Net Worth, Home Owners vs. Renters Did you know that during the last 12 years the typical home owner's net worth has ranged between 31 and 46 times that of the typical renter? Did You Know: Annual Rent Increases Make Home Ownership a Good Investment Did you know that over the past 10 years rents have increased, on average, 3 percent per year? Forecast Update: Mortgage Purchase Applications, Jobless Claims, Consumer Confidence, Foreclosures The Research staff analyzes the week's key data releases and tell you what they mean for you and your business. Did You Know: Government-Insured Home Mortgages Have Significantly Increased Did you know that according to recently released data, home buyers increasingly relied on government-insured loans in 2008 and 2009. Did You Know: Fewer Mortgages for Vacation and Investment Homes Did you know that in 2009, vacation and investment home buyers used financing sources other than mortgages to complete their purchases? Commentary: Mortgage Rates and Affordability Since the expiration of the tax credit, mortgage rates have dropped precipitously. Did You Know: Foot Traffic and Future Sales Did you know that foot traffic for showings is a strong indicator of future home sales? Did You Know: Foot Traffic and Future Sales Did you know that the share of federally-insured mortgages jumped to 48% in 2009? Forecast Update: Existing-Home Sales, Case-Shiller Index, New Home Sales, and more NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. This week: Existing-Home Sales, Case-Shiller Index, New Home Sales, and more. Commentary: Media Coverage and Housing Data EHS media coverage can be perplexing, especially when there are apples and oranges comparisons. Commentary: Consumer Confidence and Elections Find out how how election cycles, presidential and midterm, affect consumer confidence. Forecast Update: NAHB Housing Market Index, Housing Starts, Mortgage Rates, and More NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. This week: NAHB Housing Market Index, Housing Starts, Mortgage Rates, and More Did You Know: Upcoming Events and News to Watch Did you know that Federal Reserve Bank of Kansas City President, Thomas Hoenig, will speak at this year's Annual Conference? Home Ownership Matters: Home Ownership and Parenting
Daily Real Estate Market Outlook Find out how why home ownership matters: how it influences parenting and impacts the lives of children. Did You Know: A Look at the Jobs Situation Did you know that between December 2007 and December 2009 8.4 million jobs were lost in the U.S.? Forecast Update: Mortgage Purchase Applications, Producer Price Index, Jobless Claims, Consumer Price Index NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. This week: Mortgage Purchase Applications, Producer Price Index, Jobless Claims, Consumer Price Index. New: Real Estate Insights, October Over 100,000 members are getting INSIGHTS into the housing market every month. Are you? Download PDF Version > (PDF: 1.4MB) Did You Know: National Delinquency Survey and Shadow Inventory Did you know that in the 2nd quarter of 2010 around 6.4 million first-lien loans were in delinquency? Did You Know: Housing Inventory Did you know that the inventory of existing single-family homes and condominiums has increased for the last three quarters? New: Economist's Podcast NAR Chief Economist Lawrence Yun answers the question, "How low can rates go?" Did You Know: Commercial Real Estate Space Did you know that there are approximately 78 billion square feet of commercial space in the U.S.? Forecast Update: ISM Non-Manufacturing Index, Mortgage Purchase Applications, Jobless Claims, Employment NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. This week: ISM Non-Manufacturing Index, Mortgage Purchase Applications, Jobless Claims, Employment Commentary: Home Ownership and Taxes: Buyer/Owner Perspective Find out how the life cycle of ownership affects the deductions a home owner takes. Commentary: Tax Filers Claiming Real Estate Tax Deduction According to IRS data, about 29.3 percent of individual income tax filers claimed a deduction for real estate taxes in 2008. Did You Know: Housing Equity Did you know that housing equity rose 17 percent or nearly $1 trillion over the past 5 quarters? Forecast Update: Consumer Confidence, the Case-Shiller Index, Mortgage Purchase Applications NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. This week: Consumer confidence, the Case-Shiller Index, mortgage purchase applications. Commentary: Homeownership Matters--Homeownership and Social Capital According to recent studies, homeowners have greater access to social capital than renters. Commentary: Homeownership Matters--Homeownership and Civic Engagement Homeowners have a vested interest in their communities and tend to be more engaged than renters. Did You Know: FDIC Watch-List Balloons Did you know that the FDIC list of problem financial institutions has grown to over 800? Forecast Update: NAHB Market Index, Housing Starts, Mortgage Applications, Existing and New Home Sales NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. This week: NAHB Market Index, housing starts, mortgage applications, Existing and New Home Sales Existing Home Sales A Look at the Numbers NAR's Existing Home Sales numbers estimate the size of the residential market, providing the annual rate of sales each month. Existing-Home Sales Move Up in August Existing-home sales rose in August following a big correction in July, increasing by 7.6%. Did You Know: VA-Guaranteed Mortgage Performance Did you know that VA-guaranteed loans have performed better than other loans? Did You Know: Hurricane Property Damage Did you know that hurricanes tend to be the most destructive natural disasters in terms of property damage? Forecast Update: Global Capital Reserves, Retail Sales, Mortgage Purchase Applications, Consumer Price Index NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. This week: Did You Know: Homeownership by Age Group Did you know that national homeownership rate peaked in 2004, but has since fallen in every age group? Did You Know: Labor Participation Among Men and Teens Did you know that labor participation among prime-age men and teenagers has steadily decreased over the past several decades? Did You Know: GAO Initial Report on Home Buyer Tax Credit Did you know that Nevada had the most tax credit dollars claimed per resident? Forecast Update: Mortgage Rates, Mortgage Applications, Jobless Claims, International Rules for Banks NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. This week: Mortgage rates, mortgage applications, jobless claims, international rules for banks.
Daily Real Estate Market Outlook Employment Makes the Difference in Appleton Stronger home prices and the stabilizing labor market impact Appleton, WI in late spring 2010. Did You Know: National Negative Equity Rates Did you know that national negative equity rates declined for the second consecutive quarter? Forecast Update: Pending Home Sales, Construction, Unemployment, Consumer Sentiment, Mortgage Applications NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. This week: Pending Home Sales, construction, unemployment, consumer sentiment, mortgage applications. Did You Know: Income-Housing Cost Mismatch Did you know that in 2006 24 percent of renter households spent half or more of their incomes on housing? Pending Home Sales Rise Following a sharp drop after the tax credit expiration, pending home sales rise modestly. Sept. 1, 2010: Recovery or Respite? Although the second quarter showed positive signs for the market, a slowdown in the economy could curtail growth. Forecast Update: Mortgage Applications, GDP, Foreclosure Starts, Jobless Claims, Consumer Sentiment In a new weekly format, NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. This week: Mortgage Applications, GDP, Foreclosure Starts, Jobless Claims, Consumer Sentiment Tax Credits Have Strong Impact in Indianapolis Employment growth has revived, but the story behind its steady price growth appears unique. Commercial Real Estate Remains Soft, Favors Expansion Commercial real estate sectors, hurt by weak job growth, offer incentives conducive to business expansion. A Steady Foundation in Knoxville Home prices in Knoxville have moved toward stabilization. July Existing-Home Sales Fall, Prices Rise As expected, existing-home sales were sharply lower, but prices continue to gain. Forecast Update: Mortgage Applications, Producer Price Index, Housing Starts, Unemployment NAR Research staff analyzes the week's key data releases and tells you what they mean for you and your business. This week: mortgage applications, producer price index, housing starts, unemployment. Did You Know: REALTOR Formal Education Levels Did you know 59 percent of members have at least an associate's degree? Forecast Update: Mortgage Applications, Unemployment, Wholesale Trade, Labor, Consumer Sentiment NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. This week: mortgage applications, unemployment, wholesale trade, labor, consumer sentiment. New: Economist's Podcast Businesses must spend more to help stimulate the lagging economy, but low interest rates are a good sign for housing. Broad Price Stabilization, Strong Sales Home prices in more metropolitan areas increased in the 2nd quarter, aided by strong home sales driven by tax credit. Did You Know: Household Growth Did you know that household growth in the 2000s fell from about 1.2-1.4 million annually to less than 1.0 million per year? Surveys of REALTOR Sentiment/Regional Vice-Presidential Reports Each report contains the most recent REALTOR Confidence Index results and commentary from our Regional Vice Presidents. Forecast Update: ISM Manufacturing Index, Mortgage Applications, Unemployment, Construction Spending In a new weekly format, NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. This week: ISM Manufacturing Index, mortgage applications, unemployment, and construction spending. Commentary: Homeownership, Rental and Homeowner Vacancy Rates, Metropolitan Statistical Data Roughly speaking, homeowner vacancy rates have increased since 2005. Commentary: Homeownership, Rental and Homeowner Vacancy Rates (Aug. 4) Today's homeownership rate is the same it was in the fourth quarter of 1999. Pending Home Sales Ease Pending home sales edged down in the post-tax credit market. Did You Know: Unemployed Workers per Job Opening Did you know that at the height of this recession for every job opening there were 6.2 unemployed workers? Forecast Update:Case-Shiller Price Index, Mortgage Applications, Unemployment, New Home Sales In a new weekly format, NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. This week: Mortgage Applications, FHFA Index, Housing Starts, New Home Sales. Did You Know: Residential Vacancy Rates (July 29) Did you know that 35 percent of the metropolitan areas had falling residential vacancy rate between Q3 2009 and Q1 2010? Did You Know: Who Worked From Home, by Occupation Did you know that in 2009, professional workers were more likely to work from home?
Daily Real Estate Market Outlook Did You Know: Percent of Home Financed Has Shifted Did you know that over the last few years, the portion of the home that's financed has changed? Did You Know: Who Works From Home, by Income Did you know that in 2009, higher earning individuals were more likely to work from home? Existing-Home Sales Slow, Above Year Ago Existing-home sales slowed in June, but remained at relatively elevated levels. Video: Mean vs. Median in Home Price Data (July 21) Economist Danielle Hale discusses means and medians, which one NAR Research prefers to use in home price data, and why. Did You Know: Reasons People Move, Choose New Location Did you know that only 4 percent of consumers surveyed in June moved due to job loss? Economist's Podcast (July 19) Lawrence Yun says that the recent drop in home sales was expected; prices continue to stabilize. Forecast Update: GDP, Mortgage Applications, Unemployment Claims, Producer Price Index In a new weekly format, NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. Get Insights, Grow Your Business Over 100,000 members are getting INSIGHTS into the housing market every month. Are you? Commentary: Why Are Loan Modifications So Difficult? Underwater homeowners have been in the news lately as the foreclosure crisis looms large. Did You Know: Top Relocation Cities for Movers Did you know that according to a June 2010 survey, Houston ranked as the top destination city for movers? Profile of International Home Buying Activity International home buyers are increasingly attracted to property in the U.S. Forecast Update: ISM Non-Manufacturing Index, Mortgage Applications, Unemployment The NAR Research staff now gives you a weekly analysis of the economic data released during the past week, and how current economic conditions are affecting the real estate market. Did You Know: Primary Occupation Among Members Did you know that for 77 percent of members, real estate is their only occupation? Economists Commentary: Regional Market Conditions, Q1 2010 Prices showed steady improvement in many markets, but one big issue remains: rising delinquencies on prime mortgages. Forecast Update: New Home Sales, Housing Starts, Consumer Price Index and much more. . . In a new weekly format, NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. Did You Know: Net Worth of Households Did you know that during the recession, the net worth of households and non-profits declined by more than $16 trillion? Did You Know: Household Real Estate Assets Did you know that the value of real estate held by households alone is currently worth 15% more than the entire US economy produces in a year? Forecast Update: China, New Home Sales, Unemployment, Consumer Sentiment In a new weekly format, NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business. Did You Know: NFIP Flood Insurance Policies, Updated Did you know that NFIP policies in force increased from around 2 million in the 1980s to 5.7 million in 2009? May 2010 REALTORS Confidence Index Find out how your peers are feeling about the current market and prospects for the future. Columbia, SC Market Conditions Like many other markets, Columbia was stymied by both the economy and employment. Continued Strong Pace for Existing-Home Sales Existing-home sales remained elevated in May on buyer response to tax credit, low mortgage rates. Daily Forecast Update: Consumers and Down-Payment Requirements (June 21) Did you know that 49 percent of consumers say they would never be able to save for a down-payment for a home? Did You Know: National Flood Insurance Program Policies Did you know that NFIP policies in force increased from around 2 million in the 1980s to 5.7 million in 2009? New Economist's Podcast Chief Economist Lawrence Yun expects home sales to dive in May and June, but sees a more stable environment in the longer term. Economist's Commentary: Kennewick-Area Market Conditions Kennewick, WA has one of the strongest housing markets in the country--how does your market compare? Forecast Update: Consumer Credit, Labor Market, Mortgage Applications In a new weekly format, NAR Research staff analyzes the week's key data releases and tell you what they mean for you and your business.
Daily Real Estate Market Outlook Did You Know: Factors Affecting Household Mobility Did you know that a wide variety of factors have been shown to affect household mobility? Did You Know: Homeownership Rates Among Hispanic Americans Did you know that the homeownership rate among Hispanic-Americans fell 3% from 2009? Did You Know: Social Security Beneficiaries, By State Did you know that Maine, as well as Florida, draws a large number of retirees? Did You Know: Home Buyer Tax Credit Claims By Region Did you know that 734,999 buyers have claimed the home buyer tax credit for purchases made in 2009 as of February 20, 2010? Did You Know: Firm Affiliation, By Firm Size Did you know that most members work at independent, non-franchised company? Did You Know: Foreclosure Recourse and Strategic Mortgage Defaults Did you know that a homeowner's decision to strategically default on a mortgage is influenced by the bank's recourse options? Daily Forecast Update: Unemployment Insurance, Mortgage Rates Unemployment insurance filings were down last week, although they remain frustratingly high. Did You Know: Local Information by Economic Area Did you know that there are many great sources of economic data about your local market area? Daily Forecast Update: Mortgage Purchase Applications Mortgage purchase applications fell, continuing the post-tax credit declines. Pending Home Sales Surge Continuing Pending home sales have risen for three consecutive months, reflecting broad tax credit impact, favorable affordability. Daily Forecast Update: Personal Income, Consumer Spending Personal income increased in April from March consistent with expectations. Did You Know: Real Estate Firm Size and Function Did you know that the typical agent works at a firm with 29 agents and brokers? Daily Forecast Update: GDP Revision Economic growth in the first quarter of 2010 was lower than initially estimated. Did You Know: Home Remodeling Forecast Did you know that, according to the Leading Indicator of Remodeling Activity, home remodeling will rebound by almost 5 percent in 2010? Daily Forecast Update: Mortgage Purchase Applications, New Home Sales Mortgage purchase applications continued to fall during week ending May 21. Did You Know: Realtor Work Hours and Compensation Did you know that the typical member works 40 hours a week and nearly all work on a commission-based compensation structure? Daily Forecast Update: Case-Shiller and Other Price Data California home values are recovering robustly, affirming earlier NAR price trends. Did You Know: Member Gross vs. Net Incomes Did you know that the typical member had a gross income of $35,700 in 2009? Did You Know: Website Maintenance Expenditure and Business Generated Did you know that the typical member spent $220 to maintain his/her website in 2009? Existing-Home Sales Improve in April Existing-home sales rose thanks to the tax credit, improving consumer confidence, favorable affordability. Did You Know: Business Sources, Repeat Clients The typical member had 18 percent of their business in 2009 from repeat consumers and clients. Daily Forecast Update: 10-Year Treasury, Mortgage Rates Mortgage rates follow Treasury rates downward. Daily Forecast Update: Jobless Claims, Interest Rates The number of workers filing new claims for unemployment benefits unexpectedly increased last week. Daily Forecast Update: Mortgage Purchase Applications, Consumer Price Index Mortgage purchase applications fell sharply in the week ending May 14, continuing the post-tax credit decline. Did You Know: Appraisers Did you know that the typical appraiser appraised 200 properties in 2009? Daily Forecast Update: Housing Completions and Starts, Default Rates Today's data show that housing completions have, not surprisingly, surged in April as tax credit buyers move to close. Did You Know: Property Managers Did you known that the typical property manager managed 33 properties in 2009? Daily Forecast Update: Greece, Europe and U.S. If Greece is unable to rollover its debt financing it could lead to slower global economic expansion and hold back job growth. Did You Know: Ten Reasons People Move
Daily Real Estate Market Outlook Do you know the top 10 reasons people move? Daily Forecast Update: Retail Sales, Consumer Sentiment Retail sales rose 0.4 percent in April according to today's Commerce Department report. Did You Know: Home Buyer Behavior and Attitudes Did you know that 34 percent of members believe that the primary factor preventing clients from purchasing homes is difficulty obtaining a mortgage? Did You Know: REALTORS and Office Staffing Did you know the 17 percent of members have a personal assistant? Daily Forecast Update: Mortgage Purchase Applications Mortgage purchase applications decreased in the week ending May 7, the first week after the homebuyer tax credit expired. Economist's Podcast: May 2010 Lawrence Yun discusses his outlook for sales and prices and the impact of credit problems in Greece. Did You Know: REALTOR Affiliations, Certifications, Designations Did you know that 44 percent of members have a designation and 24 percent have a certification? Get Insights, Grow Your Business Over 100,000 members are getting INSIGHTS into the housing market every month. Are you? Did You Know: Subprime Mortgage Delinquency and Financial Literacy Did you know that subprime borrowers with limited financial literacy are more likely to default on their mortgages? New Data: March Pending Home Sales Pending home sales increased in March, affirming a spring surge in home sales. Did You Know: House Price Risk Did you know that the risk of home prices falling decreased in 42 of the nation's 50 most populated metropolitan statistical areas? Daily Forecast Update: GDP Increases "Increasing GDP should result in increased employment and provide support for home sales." Daily Forecast Update: Case-Shiller Home Price Index The Case-Shiller home price index showed that home prices are stabilizing in many markets. Did You Know: Commercial Business Revenue Did you know that the median gross annual income of commercial members in 2009 was $68,600? Did You Know: Employment and Unemployment Trends Did you know that eight states have recorded their highest rate of unemployment (since 1976) during this current recession? Did You Know: Commercial Business Activity Did you know that the typical commercial member had five transactions in 2009? Did You Know: About Commercial Members Did you know that commercial members have typically been members of NAR for 15 years? Did You Know: Impact of Recovery Act Programs Did you know the U.S. Treasury publishes estimates of the impact of recovery act programs, including information on the homebuyer tax credit? Daily Forecast Update: International Trade and Import/Export Prices The trade deficit increased in February. Did You Know: Fannie Mae National Housing Survey Did you know that nearly two-thirds (65 percent) of survey respondents prefer owning to renting? Daily Forecast Update: Wholesale Trade Wholesale trade is gaining ground, with the results from February showing moderate improvement in sales. Did You Know: Home Buyer "Must-Have" Features Do you know what features home buyers really look for in a home? Economist's Commentary: Commercial Real Estate Challenges, Financing For most commercial Realtors, the biggest challenge remains the availability of financing to close deals. Did You Know: U.S. Employment by Foreign Companies Did you know that affiliates of foreign companies operating in the U.S. employed a lot of U.S. residents? Did You Know: Homeownership Rates Since 1980 Did you know that The homeownership rate peaked in 2004 at 69.4 percent? Daily Forecast Update: Mortgage Purchase Applications, ADP Employment Report Good News: Mortgage rates are likely to ease following this morning's soft employment report. Did You Know: Zillow Home Price Estimates Did you know that Zillow estimates overvalue property by 10 percent compared to the sale price? Daily Forecast Update: Consumer Confidence, Case-Shiller Index An improvement in consumer confidence indicates a continuation of the weak economic recovery. Daily Forecast Update: GDP, Corporate Profits, Consumer Sentiment Consumer sentiment remains shaky, with consumers worried about their employment situations and incomes. Did You Know: State Employment Trends
Daily Real Estate Market Outlook Did you know Alaska, North Dakota, and Washington, D.C., were the only three states that saw year-over-year increases in employment between January 2009 and January 2010? Daily Forecast Update: MBA Purchase Applications, Producer Price Index Mortgage applications fell last week, with a larger fall in purchase applications than in refinance applications. Did You Know: Home Purchase Location Did you know that there are regional differences in the location (e.g., rural, urban, suburban) of home purchases? Daily Forecast Update: Housing Market Index, Industrial Production The Housing Market Index, which measures home builders' sentiment was down to 15 in March from 17 in February. Daily Forecast Update: Consumer Sentiment, Retail Sales Consumer sentiment is higher than at this time last year, but people continue to be cautious about the future. Daily Forecast Update: Weekly Mortgage Applications Mortgage applications posted a noticeable jump last week--increasing for the second straight week. Daily Forecast Update: 10-Year Treasury The private MBS market appears to be stepping in as the Federal Reserve winds down its MBS purchase program. Did You Know: Agent Representation and Compensation Did you know that repeat buyers were more likely than first-time buyers to sign an agent disclosure statement? Did You Know: Role of Real Estate Professionals Did you know that eighty-five percent of home sellers sold their home with the assistance of a real estate agent? Daily Forecast Update: Vehicle Sales An increase in sales for two major automakers may mean good things for the housing market. Did You Know: Foreclosure Rate Trends Did you know that the states with largest drops in foreclosure starts include California and Nevada? Housing Units and House Holds Did you know that over the last decade, the number of households and housing units increased? Daily Forecast Update: Mortgage Purchase Applications, FDIC Quarterly Report Both new home sales and mortgage applications tracked downward. Did You Know: Temporary Staffing Employment Did you know that January and February are traditionally slower months for temporary staffing employment? Daily Forecast Update: Mortgage Purchase Applications, New Homes, FDIC and First American Reports Some less positive news: both new home sales and mortgage applications tracked downward. Economist's Podcast, February 22, 2010 Chief Economist Lawrence Yun discusses the latest quarterly state sales and metro median price data release. Did You Know: Owner Occupancy Rates Did you know that 75.0 million housing units were owner-occupied in the fourth quarter of 2009? Did You Know: Mortgage Loan Type Did you know that sixty-four percent of repeat buyers used conventional loans? Daily Forecast Update: Discount Rate, Consumer Price Index, Real Earnings Consumer prices barely rose in January, suggesting there will not be acute pressure for mortgage rates to rise. Daily Forecast Update: Unemployment Insurance Claims, Producer Price Index Consumer prices barely rose in January, suggesting there will not be acute pressure for mortgage rates to rise. Did You Know: Environmental Efficiency, Commuting Costs Did you know that commuting costs were at least "somewhat" important to 78 percent of home buyers? New: Real Estate INSIGHTS The latest issue of Real Estate INSIGHTS is now available. Subscribe now or read it online. Did You Know: Treasury vs. ARM-FRM Spread Did you know that the share of mortgages that are adjustable rate has been dropping significantly? Home Starts, Mortgage Applications, Industrial Production The recovery in home construction will continue to be slow for at least the foreseeable future. Economists' Commentary: Realtors Confidence Index Current market conditions from the members' perspective: the Realtors Confidence Index for January 2010. Daily Forecast Update: Home Builders' Confidence Index The Home Builders' Confidence Index rose in February, although it remains low. Did You Know: Home Ownership Rates Did you know that the home ownership rate was 67.2 percent at the end of 2009? Commentary: First In, Last Out? Boston was one of the first markets to witness price declines, will it also be at the forefront of a recovery? Daily Forecast Update: Retail Sales, Mortgage Rates, Consumer Sentiment Good News: Mortgage rates remain low, helping affordability. Did You Know: Multifamily Vacancies Did you know that homeowner vacancy rate hit a record-breaking 2.8 percent in 2008? New Data: Metro Median Home Prices Existing-home sales showed strong gains in most states during the fourth quarter, with many more metro areas
Daily Real Estate Market Outlook seeing prices rise from a year earlier. Daily Forecast Update: Whole Sale Trade, Job Openings Good news: todays report showed there were slightly more job openings in December than in November. Did You Know: Home Purchase Method Did you know that 79 percent of home buyers using the Internet to search still bought their home through an agent? Daily Forecast Update: Employment Data There were net payroll job losses in January yet the unemployment rate fell. Did You Know: Net Household Wealth Did you know that the median value homeowners' equity was nearly 10 times the median value of stock wealth for stockholders? Economists' Commentary: Households and Home Ownership Rates in the U.S. The home ownership rate showed that 67.2 percent of Americans owned their homes at the end of 2009. Daily Forecast Update: Jobless Claims, Productivity The number of people out of work and claiming unemployment benefits at the end of January was higher than expected. Did You Know: Consumer Spending Did you know that, according to the latest Gallup poll, 48% of Americans say they are feeling better about their financial situation? Did You Know: Record Foreclosures Did you know that almost 3 million homeowners received at least one foreclosure filing during 2009? Daily Forecast Update: ADP Employment Report, MBA Purchase Applications, etc Good News: Job losses slowed significantly in January according to a private sector report. Economists' Commentary: Jumbos Lumber Back on Track The jumbo market is finally breathing a bit easier. Did You Know: Multifamily Rental Fortunes Did you know that larger properties anchor the subsidized housing stock? Economists' Commentary: The Forecast and Pending Home Sales December pending home sales index rose modestly, after having plunged in November. Did You Know: Energy Efficiency Did you know that if homes built before 2000 used as little energy per square foot as those built since, residential consumption would drop by 22.5 percent? Commentary: Headed in the Right Direction The latest Local Market Reports are now available. Find out where your market is headed. Daily Forecast Update: GDP, Consumer Sentiment, Bernanke Confirmation Todays data on the economy have reassured the markets. Did You Know: Value of Real Estate held by Households Did you know that after nine consecutive quarters of decline, the aggregate value of household real estate has increased for the second quarter in a row? Did You Know: Poverty in Suburbs Did you know that, by 2008, suburbs were home to the largest and fastest-growing poor population in the country? Daily Forecast Update: Unemployment Insurance Claims, Manufacturer's Orders, etc. The decline in unemployment insurance claims is welcome news, however, it underscores seasonal volatility in employment trends. New Data: State-by-State International Business Reports 2009 Check out theses new reports on international business activity in 2009 by state. Daily Forecast Update: New Home Sales, Mortgage Applications A recent decline in new construction has helped keep additional inventory off the market to the benefit of the existing home sale market. Did You Know: Unemployment Rate by County Did you know that the unemployment rate is 10.0 percentas reported by Bureau of Labor Statisticsbut varies considerably by county? Daily Forecast Update: Case/Shiller Price, FHFA, and Consumer Confidence Indices Good news: The Consumer Confidence Index for January showed some modest indications of optimism on the current economic climate. Did You Know: Short Sales Did you know that that 3 percent of sellers reported that their home sale was a short sale, compared with 5 percent in 2008? Did You Know: FSBO and Agent-Assisted Sales Did you know that there was a decrease in for-sale-by-owner (FSBO) sales and a corresponding increase in agentassisted and other sales in 2009? Daily Forecast Update: Weekly Mortgage Rate Survey Good news: mortgage rates have moderated for 2 straight weeks after leaping in early January from record lows. Did You Know: Older Housing Energy Consumption Did you know that the stock of older homes provides a prime market for energy-efficient upgrades?
Daily Real Estate Market Outlook Economists' Commentary: The Late Slowdown in Salt Lake An in-depth look at the local market report for Salt Lake City. Daily Forecast Update: Weekly Jobless Claims Negative news for the weak job market: unemployment claims surprisingly shot up in the past week. Did You Know: The Remodeling Market Did you know that households that relocate spend an average of 20-25 percent more on improvements than otherwise similar households that do not move? Daily Forecast Update: Mortgage applications, Residential Construction, PPI, and FHA Fees FHA fee increases may be good protection for taxpayers, but increased fees will keep some buyers from being able to make a purchase. Economists' Commentary: Statewide Demographic Trends Understanding population flows within a state or region can help REALTORS better understand trends in the housing market. Did You Know: Equity by Tenure Did you know that sellers who owned a home for more than 21 years typically reported a selling price of 203 percent more than the purchase price? Daily Forecast Update:Shadow Inventory, Tougher FHA Loan Standards, Home Builder Confidence HUD is seriously reviewing and preparing to beef up the FHA finances; be prepared for any changes to FHA underwriting criteria. Did You Know: Distance Moved Did you know that, nationally, home buyers moved a median of 12 miles from their previous residence? Daily Forecast Update: Industrial Production, CPI, Consumer Sentiment Good news: Industrial production continued to increase in December. Did You Know: Foreclosure Roll Rates Did you know that one in every 7.5 properties is behind on payments or in foreclosure? Economists' Commentary: Foot Traffic - Getting a Step Ahead NAR Research looks at the strong relationship between the volume of showings and the volume of listings under contract or pending sale. Did You Know: REO Did you know that metro areas in New York and Pennsylvania have the fewest lender-owned properties? Daily Forecast Update:Mortgage Applications and Home Value Projections A majority of economists now say home prices have already bottomed and most REALTORS agree. Did You Know: Sources of Downpayment Did you know that 54% of buyers who made a down payment relied on their savings, slightly less than in the previous survey? Economists Podcast: January 2010 NAR Chief Economist Lawrence Yun discusses the key to housing market recovery and sustainability: jobs, jobs, jobs. Did You Know: Mortgage Application Process Did you know that more than 60% of those who financed their homes said that the mortgage application process was no more difficult than expected? Daily Forecast Update: U.S. Trade Deficit International trade is recovering as the global economy steadily expands; although, imports rose much faster than exports. Daily Forecast Update: Consumer Credit The decrease in consumer credit will likely restrain spending in the near term. Did You Know: Neighborhood Choice Did you know that 64 percent of home buyers listed quality of neighborhood as the most important factor influencing their choice? Economists' Commentary: Back on the Right Track An in-depth look at the local market report for the Washington, D.C. metro area. Daily Forecast Update: Employment Data The job market still struggles despite recent respectable gains in production. Did You Know: Most Important Factors When Choosing A Real Estate Agent Did you know that home buyers rate honesty and trustworthiness among the most important factors in choosing an agent? Daily Forecast Update: Jobless Claims, Fed's OMCM notes, etc Good News: New jobless claims remain low, a sign of a stabilizing labor markets and improving business expectations. Did You Know: What Sellers Most Want from Real Estate Agents Did you know that to sellers the most important task for a real estate agent is selling the home in a specific timeframe? Daily Forecast Update: Mortgage applications, Employment, ISM-NMI Mortgage applications waned in late December as mortgage rates ticked up and tax-credit-induced buyers are not yet back in the pipeline. Did You Know: Distance Moved Did you know that the distance home sellers move is correlated with their age?
Daily Real Estate Market Outlook Did You Know: Purchase Transaction Did you know that in all regions in the country, the purchase transaction tends to involve a professional, either a real estate agent or broker or a builder or builder's agent? New Data: Pending Home Sales Pending home sales fell after a surge of activity before the original deadline for the first-time home buyer tax credit, but remain comfortably above a year ago. Daily Forecast Update: Construction Spending & ISM Manufacturing Index ISM Manufacturing Index is surprisingly strong and shows evidence of recovery. Did You Know: Primary Residence and Second Home Did you know that the median price of second homes was $143,500, compared to $186,000 for primary homes? Did You Know: Social Networking Websites Did you know that thirty-five percent of all Realtors reported using social or professional networking sites? Daily Forecast Update: Jobless Claims Unemployment claims continue to fall, a positive trend; however, we still have a long road ahead. Daily Forecast Update: Brokerage Commission & Factory Activity Brokerage commission, after taking a tumble for the 4th straight year, will see an increase of 15 percent in 2010. Did You Know: Satisfaction with Agent Did you know that 66 percent of buyers would use their real estate agent again or recommend him/her to a friend? Daily Forecast Update: Case-Shiller Index, Consumer Confidence Increased consumer confidence is a favorable sign of continued recovery from the Great Recession. Did You Know: Household Income of First-Time and Repeat Buyers Did you know that, despite the downturn, incomes didn't change much between 2007 and 2008 among first-time and repeat buyers? Daily Forecast Update: 10-year Treasury Note Mortgage rates have been inching higher, though they still remain favorable. Did You Know: Size of Home Purchased Did you know that the median size of homes purchased was 1,800 square feet. This is down slightly from 1,825 in the previous years survey? Did You Know: Agent Compensation Most agents, 81 percent, are paid by the sellers in full, while only a small share of agents, 4 percent, are paid by the buyers. Daily Forecast Update: New Home Sales, MBA Purchase Applications, Personal Income and Consumer Sentiment Despite strong increases in existing home sales reported yesterday by NAR, new home sales continue to be very weak New Data: Another Gain for Existing-Home Sales Existing-home sales rose again in November as first-time buyers rushed to close sales before the original November 30 deadline for the recently extended and expanded tax credit. Did You Know: Tenure in Home Did you know that the median estimated tenure in their homes among homeowners is 10 years? Daily Forecast Update: Snow Storm & Underwriting Standards There are indications that banks are now willing to accept lower down payments. Did You Know: Characteristics of Internet Searchers Did you know that home buyers who use the Internet to conduct their searches spend twice as much time looking for a home, and visit three times as many properties? Daily Forecast Update: 10-year Treasury Note, Foreclosure Moratorium Mortgage rates have been inching higher, though they still remain favorable. Did You Know: The First-Time Buyer Did you know that first-time home buyers made up more than 50% of total buyers in October/November 2009? Local Market Reports Explained NAR Economist Ken Fears discusses the local market reports: what data is included and why, and how the reports relate to your market. Daily Forecast Update: Jobless Claims & Leading Indicators The Leading Economic Index continues to show improvement that is in-line with positive growth in the economy for next year. Did You Know: Wind Energy Facilities and Property Values Did you know that proximity to wind energy facilities does not have a significant impact on property values? Economist's Commentary: Weak Industrial Demand Continues to Drive Up Vacancies Weak industrial demand continues to drive up vacancies. Daily Forecast Update: MBA Purchase Applications & Consumer Price Index Mortgage purchase applications remained low last week, even lower than for the same week in 2008. Did You Know: Market Confidence as Measured by the Realtors Confidence Index Did you know that in recent months Realtor confidence in the home sales outlook has improved significantly? Daily Forecast Update: PPI, More Liquidity for Commercial & Jumbo Mortgages, etc Interest rates on commercial and jumbo mortgages may begin to inch down.
Daily Real Estate Market Outlook Did You Know: Owner-Occupied Housing Units Did you know that 75.3 million housing units were owner-occupied in the third quarter of 2009? Did You Know: Household Net Worth After seven consecutive quarters of decline, the net worth of households and non-profits increased for the second quarter in a row. Daily Forecast Update: Census Hiring, Less Maddening Short Sales A short-term job boost is on the way, and sales of underwater homes could become less frustrating. Economist's Commentary: Multi-Family Demand Expected to Soften in Fourth Quarter Increased home buying and a fairly steady supply of new apartments this year will contribute to softening in Q4. Daily Forecast Update: Retail Sales and Consumer Sentiment Good news: Retail sales in November were up more than had been anticipated. Did You Know: Foreclosure and Short Sale Home Prices Did you know that Realtors reported that both foreclosures and short sales were selling at prices significantly below the market price? Economist's Commentary: Retail Demand Improves as Retail Sales Make Modest Gains Retail demand improves as retail sales make modest gains. Daily Forecast Update: Trade Deficit and Unemployment Claims Good news: The U.S. trade deficit improved in November to approximately a $33B deficit. Did You Know: What is the Unemployment Rate? Do you know what the unemployment rate actually represents? Economist's Commentary: Commercial Fundamentals' Increase in New Office Space Drives Vacancy The main driver of office space demand -- employment --continues to be in negative territory. Daily Forecast Update: Mortgage Purchase Applications Record low mortgage rates and the first-time home buyer tax credit continue to draw demand. Did You Know: Contingent Closing Costs Contingent closing cost offers on lower priced homes have not increased home prices in the current market. Economist's Commentary: Commercial Real Estate Mired in Quicksand despite Signs of Economic Recovery Commercial real estate mired in quicksand despite signs of economic recovery. Daily Forecast Update: FHA Solvency FHA mortgages may become more difficult to get due to possible changes in downpayment requirements, insurance fees, and/or credit scores of borrowers. Did You Know: Home Value The characteristics that boost a homes value the most are size, square footage, age, and the number of bathrooms and bedrooms. Daily Forecast Update: Consumer Credit Todays report highlights a continued contraction in consumer credit. Research Member Spotlight: Live from San Diego See how some members we caught up with at the Annual Conference in San Diego are putting NAR research to use in their businesses. Economists' Commentary: Forecast for 2010 4.4 million Americans look to take advantage of the home buyer tax credit before it expires next year. Did You Know: Environmental Features Did you know that commuting costs and environmental efficiency have increasingly factored into home buying decisions due to higher energy costs? Daily Forecast Update: Employment, Freddie Mac, Construction Spending, etc The unemployment rate fell unexpectedly to 10 percent in November. Economists' Commentary: The Long Road Home The latest Local Market Reports are out; this commentary looks in-depth at the Phoenix market. Did You Know: A Forecasting Technique Focused on Three Numbers Did you know the three numbers that professional forecasters frequently focus on when analyzing sales trends? Did You Know: Internet Usage Trends Did you know that 90% of home buyers use the internet to search for a home? Did You Know: Purchase Price Most buyers paid slightly less than the asking price for their homes--the median purchase price being 96 percent of the asking price. Daily Forecast Update: Pending Home Sales, ISM Index Good news: consumers are eager to take advantage of the tax credit and historically low mortgage rates. Realtors' Confidence Index: What You're Telling Us Many Realtors report that, in their pricing expectations, many buyers treat every property as if it were in foreclosure. Did You Know: Search Process The length of the typical home search rose to 12 weeks in 2009, from 10 weeks in 2008. Daily Forecast Update: Chicago PMI Job losses continue in the Midwest, but are lessening in intensity.
Daily Real Estate Market Outlook Daily Forecast Update: EHS, Case Shiller, and FHFA House Price Index For the first time since 2004, the purchase-only index showed better year-over-year appreciation than the alltransaction index. Did You Know: Price Over Time Did you know that the housing price bubble is largely gone at the national level? Economists' Commentary: Existing Home Sales in October Existing home sales increased solidly for the second straight month, and by the largest percentage gain in a decade. Did You Know: Demographics of Home Buyers Did you know that among first-time and repeat buyers there are nearly twice as many single female buyers as single male buyers? Did You Know: Median Income of Homebuyers Using Mortgage Financing Did you know that the median income of home buyers using mortgage financing was $71,600 in 2008? Daily Forecast Update: Gold Prices, Mortgage Rates Low mortgage rates continue to sustain favorable buying opportunities for clients. Did You Know: Loans to Purchase Vacation and Investment Homes Did you know that according to the Home Mortgage Disclosure Act data (HMDA), loans to purchase vacation and investment homes declined 30% in 2008? Daily Forecast Update: Jobless Claims, Delinquency Data The tax credit should continue to help absorb and quickly clear off foreclosed properties. Commercial Real Estate Forecast Uncertain Credit availability is the big unknown that will determine how soon commercial markets recover from the economic downturn. Did You Know: Median Loan Amount Did you know that, with the real estate downturn, the median loan amount decreased 4% in 2008? Good news: Consumers are willing to spend. The economy is boosted upward for this quarter. (Nov. 17) According to Home Mortgage Disclosure Act data (HMDA), in 2008, only 3% of home buyers used junior lien loans (second mortgages) for home purchases, down from 13% in 2007. Did You Know: Government Sponsored Enterprises and Mortgage Markets Did you know that Government Sponsored Enterprises (Fannie, Freddie, Ginnie, etc.) played increased roles in the mortgage markets in 2008? Did You Know: VA Loan Usage (Nov. 13) Did you know that VA guaranteed loan usage increased nationally from 3% in 2007 to 5% in 2008? Did You Know: FHA Loan Usage Did you know that FHA loan usage increased from 7% in 2007 to 25% in 2008? Daily Forecast Update: Stocks and Interest Rates U.S. Stocks opened higher today as economic news from China came in better than expected and investors liked the Federal Reserve's announcement of continued low interest rates. Did You Know: Loan Types Utilized Did you know that in 2008 there was a sharp increase in government insured loans and a significant drop in conventional loans? Daily Forecast Update: State Sales, Quarterly Metro Prices, etc Todays data on home sales is positive in most states. Did You Know: Number of Mortgage Loan Originations Did you know that mortgage originations for home purchases in 2008 dropped by 23% compared to the previous year? Did You Know: Share of Itemizing Tax Filers Taking the Mortgage Interest Deduction Did you know that 90.2 percent of itemizing tax filers took the deduction in Alaska compared 22.8 percent of itemizing tax filers in Wyoming? Daily Forecast Update: 10-Year Treasury, Gas Prices Good news: the Treasury rate remains near historical lows. Economist's Podcast: Tax Credit and Market Forecast NAR Chief Economist Lawrence Yun discusses the extended home buyer tax credit, and gives a market update. Daily Forecast Update: The Tax Credit, Employment Good news: the home buyer tax credit will be available through the middle of next year and to more potential buyers. Did You Know: Single Person Households in 2008 vs. 2000 Did you know that, according to recent statistics released by the U.S. Census Bureau, living alone is becoming a norm? Daily Forecast Update: Unemployment Insurance Claims, Employment Productivity The decline in unemployment insurance claims provides a bright spot in this week's data. Did You Know: Number of Taxpayers Taking the Real Estate Tax Deduction Did you know that the number of filers claiming a deduction for real estate taxes paid in each state varied from 55,928 in North Dakota to 5,344,121 in California? Did You Know: Number of Taxpayers Taking the Mortgage Interest Deduction Did you know that the number of taxpayers claiming a mortgage interest deduction in each state varied from 50,351 in North Dakota to 5,221,487 in California?
Daily Real Estate Market Outlook Daily Forecast Update: ADP Employment Survey, Mortgage Purchase Applications, and more Mortgage purchase applications slipped for the second straight week despite a moderation in mortgage rates. Did You Know: Where the High-Income Tax Payers Are Located Did you know that the number of tax returns filed with $200,000 or more in adjusted gross income ranges from 6,300 in North Dakota to 691,500 in California? New Data: September Pending Home Sales Pending home sales rose again, marking eight consecutive monthly gains--the longest streak since measurement began in 2001. Daily Forecast Update: ISM Index, Pending Home Sales Home buyers continue to stay in the market and are signing contracts. Did You Know: Annual Income of REALTORS, by Firm and Office Size Did you know that members who work at smaller firms, those with less than 25 agents and brokers in either the office or the firm typically made below $40,000 in 2008? Did You Know: Residential Vacancies Did you know that national vacancy rates in the third quarter 2009 were 11.1 percent for rental housing and 2.6 percent for homeowner housing? Daily Forecast Update: Personal Income, Consumer Sentiment As expected, the consumer sector was weak in September, with both a drop in spending and no change in income. Economists' Commentary: Research Spotlight This month NAR Research's Member Spotlight features Ohio REALTOR Carol Murphy. Daily Forecast Update: GDP and Weekly Jobless Benefit Claims The economy seems to be emerging from the recession. GDP is the broadest measure of economic activity, and the trend is up. Did You Know: Men's and Women's Earnings According to the 2008 American Community Survey, for women, the median earnings were $35,471, or 77.9 percent of men's earnings. Daily Forecast Update: Mortgage Applications and New Home Sales Mortgage applications for home purchases have been falling the past three weeks in October. Did You Know: Household Distribution and Housing Costs Households in the bottom income quartile are most likely to face affordability problems. Daily Forecast Update: Consumer Confidence, Case/Shiller Index There were many positive indicators in October, most notably the stock markets. Did You Know: Monthly Mortgage Payments Under these assumptions, real monthly payments on a median priced house in 2008 were 20 percent below the 2006 peak. Did You Know: Cash-Out Refinancing Did you know that the collapse of cash-out refinancing has left homeowners with less to spend? Daily Forecast Update: Weekly Mortgage Rates & Federal Reserve Mortgage rates edged higher for the second straight week, but remain at relatively low levels. New Data: Existing-Home Sales Show Big Rebound Existing-home sales bounced back strongly in September with first-time buyers driving much of the activity, marking five gains in six months. Did You Know: Household Vehicle Travel Did you know that center city dwellers used their cars much less than their suburban counterparts? Economists' Commentary: Existing Home Sales in September Sales surged in September. Did You Know: State Unemployment Rates Did you know that Michigan continues to have the highest unemployment rate of any state at 15.3 percent? Daily Forecast Update: Jobless Claims, FHFA Home Price, Beige Book, Conference Board Indicators The Federal Reserves Beige Book notes that the real estate sector is one of the few bright spots in the economy. Did You Know: Median Household Income Did you know that the real median household income in the United States fell 1.2% between 2007 and 2008, from $52,673 to $52,029? Daily Forecast Update: Weekly Mortgage Applications Higher mortgage rates and the approaching November 30th deadline for the tax credit seem to impact the market negatively. Commentary: Retail Properties Struggle with Low Sales, High Distress Commercial retail space has been in a decline, following significant contractions in demand. Did You Know: Refinancing Stats Homeowners who refinanced mortgages in the second quarter secured rates that were typically 20% lower than the original rate. Daily Forecast Update: Housing Starts and PPI Index Low inflation allows lenders to loan money at lower rates without much fear of loss in purchasing power. Economist's Commentary: Industrial Sales Looking for Foothold Investors are betting on a resurgence of warehouse space in the wake of low business inventories
Daily Real Estate Market Outlook Daily Forecast Update: CPI and Jobless Claims The Labor Department announces that, for the first time since 1975, social security benefits will not increase based on cost-of-living. Did You Know: Walkability of Cities Did you know that the walkability of cities translates directly into increases in home values? Economist's Podcast: The Tax Credit and the Economy NAR Chief Economist Lawrence Yun discusses reasons for renewing the tax credit and its impact on the economy. Daily Forecast Update: Retail Sales, Weekly Mortgage Applications For stronger and more sustained retail sales, housing has to recover. Did You Know: Social Security to Pay for Housing Did you know that households dependent on lower incomes or solely on social security payments in retirement are more like to spend more than half their income on housing? Did You Know: Income Gains at Risk Did you know that for the first time in decades workers under 55 are on track to end the decade earning less than their predecessors? Daily Forecast Update: Retail Chain Sales Good news! Consumers are opening their wallets at shopping malls. Economist's Commentary: Office Investments Grow in Third Quarter With the number of distressed properties rising and prices falling, there are signs of activity in the office sector. Did You Know: Housing Construction Did you know that the downturn in home building is the worst since World War II? Daily Forecast Update: International Trade Surprisingly, the trade deficit narrowed in August, for the first time in four months. Economists' Commentary: Unleashing Pent-Up Housing Demand and Sustainable Economic Recovery Stabilization of home values is key to sustainable economic recovery; for this to occur, an extension on the home buyer tax credit is critical. Daily Forecast Update: Unemployment Claims, Consumer Credit Although unemployment claims are still high, the number of people being added to the rolls continues to decline. Did You Know: Purchasing Power Did you know that more than one-third of borrowers took out adjustable-rate mortgage (ARM) loans in 2004? Did You Know: Property Values by State Did you know that in 2008 Hawaii recorded the highest median value of owner-occupied homes--$560,200? Daily Forecast Update: Mortgage Applications Mortgage rates continue to be near historic lows at less than 5 percent. Economists' Commentary: Is the Tax Credit Working? An extension of the current credit through the end of 2010 is expected to yield an additional 350,000 sales. Daily Forecast Update: 10-Year Treasury and Oil Prices Good news: the Treasury rate continues to be at historic lows. The low rate bodes well for the cost of borrowing in other financial markets. Did You Know: Secondary Specialties of Residential Brokerage Specialists Did you know what the top three secondary specialties among residential specialists are? Did You Know: Housing Costs Did you know the average decrease in housing costs for homeowners with mortgages was 0.3 percent between 2007 and 2008? Daily Forecast Update: ISM Non-Manufacturing Index Right now, the housing market is being supported by stimulus measures like the tax credit and low mortgage rates. Commentary: Moving in the Right Direction New second quarter Metro Price Reports suggest that price stability and even modest growth is emerging. Daily Forecast Update: Employment As many key economic indicators are showing improvement, employment is continuing to struggle. Did You Know: International Commercial Transactions Did you know that seventy-four percent of all commercial members had no international transactions in 2008? Did You Know: Work Hours and Time on Commercial Real Estate Did you know that according to the 2009 Commercial Member Profile, nearly 9 in 10 commercial members work fulltime in their career? Daily Forecast Update: Pending Home Sales, Unemployment Claims Home buyers are coming to the market to meet the tax credit deadline. Unfortunately, some will not make it because of longer closing processes due to appraisal issues and tighter underwriting standards. Did You Know: Foreclosures in Low-Income Neighborhoods Did you know that while the recession has touched almost all households, minorities have been hit especially hard? Economists' Commentary: Research's Member Spotlight Each month, NAR Research will be spotlighting a member who has gone above and beyond in their use of Research data, surveys, and other products. Did You Know: Household Budgets Did you know that in 2007, nearly three-quarters of severely cost-burdened households had low incomes?
Daily Real Estate Market Outlook Daily Forecast Update: Case-Shiller Price Index, Consumer Confidence Case Shiller data from July are consistent with NAR data showing improvement in house prices in the last few months. Economist's Commentary: Multi-Family Investments Rise in Second Quarter Amid signs of improvement in parts of the economy, commercial real estate continues to face downward pressure. Daily Forecast Update: Funds for Local Housing Agencies, Global Imbalance Federal help to local housing finance agencies will permit more lending. If the borrowers stay well within budget, this will provide permit additional demand support for the housing market. Did You Know: Commercial Member Property Information Sources Did you know that seventy percent of members use LoopNet, a California-based online listing service? Realtors' Confidence Index in August NAR surveys REALTORS monthly on market trends and conditions, making the information available in an on-line summary, The Realtors' Confidence Index. Did You Know: Commercial Member Business Specialties Did you know that land sales were identified by 16 percent of commercial members as their primary business specialty? Daily Forecast Update: Consumer Confidence, Residential Sales, and Durable Goods We are making progress in emerging from the recession, but the recovery is still somewhat weak. Economists' Commentary: Existing Home Sales in August We are ever so close to reaching that self-propelling housing market recovery. Did You Know: Commercial Member Income Did you know that in 2008 the median gross annual income of commercial members was $99,900? Did You Know: Commercial Member Experience Did you know that among commercial members, the median years experience in real estate is 24? Daily Forecast Update: Stock Market, Gold and Oil Prices The rising stock market assures less cautious consumers, but the bigger boost to consumer spending will come from rising housing wealth. Did You Know: Commercial Member Demographics Did you know that according to the 2009 Commercial Member Profile, the average commercial member is 56 years old? Daily Forecast Update: Interest Rates, Home Buyer Tax Credit Extension A sustainable economic recovery and changes in forecast will depend upon the extension of the first-time home buyers tax credit. Daily Forecast Update: Consumer Credit With home values recently showing stabilization signs, gains in housing wealth are likely for 2010 and beyond. Did You Know: Home Equity Cashed Out Did you know that home equity fell by $5.9 trillion in 2008, down 43% from the 2005 level? Daily Forecast Update: Housing Starts & Unemployment Claims Some restraint in new home construction is needed to allow time for existing housing inventory to be absorbed. Did You Know: Recession "Very Likely Over" Did you know that Federal Reserve Chairman Bernanke has said that the recession is "very likely over?" Daily Forecast Update: Mortgage Purchase Applications, Consumer Price Index, Industrial Production, Current Account Balance Home sales continue to chug along at a healthy rate despite this weeks anomalous decline in mortgage applications. Did You Know: Non-Prime Lending Did you know that more than 50% of loans originating in San Francisco, San Jose, and San Diego at the height of the housing boom included affordability features? Did You Know: Household Tenure by Income Did you know that in 2007 more than 90% of occupied households earning $120,000 or more were occupied by their owners? Commentary: Multi-Family Vacancy to Rise In light of rising vacancies in the third quarter, rent growth is expected to decline. Daily Forecast Update: Retail Sales, Producer Price Index The rise in retail sales points to an improvement in consumer confidence. Did You Know: Energy and Environmental Concerns Did you know the residential sector is responsible for about 21 percent of total energy consumption? Economists' Commentary: Climbing Out of Recession The world-wide economic recession is essentially over. Did You Know: Severely Burdened Households Did you know that many severely burdened householders are actually employed, retired or disabled? Daily Forecast Update: Imports & Exports, Wholesale Prices, Consumer Sentiment he demand for U.S. wholesalers' goods has increased for the 3rd consecutive month and means wholesalers are clearing excess supply. Did You Know: Seriously Delinquent Mortgages Did you know that seriously delinquent mortgages are so far concentrated among private label securities?
Daily Real Estate Market Outlook Daily Forecast Update: Unemployment Claims, Trade Deficit Unemployment claims are still high but continue to abate in intensity. However, we can expect rising unemployment through the next year or so. Did You Know: REALTORS and Designations Did you know that the median gross personal income REALTORS with at least one designation was $55,700 based on a 2009 survey? Daily Forecast Update: Mortgage Applications, Beige Book Buyers are taking advantage of record low interest rates and home prices, which is making homeownership more affordable now than ever. Did You Know: REALTORS and Designations Did you know REALTORS who have a designation make significantly higher salaries? Did You Know: Percent of Homes Financed Did you know that among all buyers, the percentage of homes financed remained stable at 91 percent from 20062008? Economist's Podcast: September 8, 2009 NAR Chief Economist Lawrence Yun shares his outlook on jobs and why a shift in consumer perspective is driving a stable housing market. Daily Forecast Update: Jobless Claims People continue to struggle unemployment rises, curtailing spending on items large and small. Did You Know: Foreigner Financing of Purchased Property Did you know that foreigners frequently pay cash in purchasing U.S. properties, rather than obtaining a mortgage? Daily Forecast Update: Jobless Claims, ISM Index Tomorrow's employment situation release will give a fuller picture of conditions, and economists expect the unemployment rate to creep up from its current 9.4 percent. Did You Know: Where Foreign Buyers Purchased Property According to NARs recently released 2009 Profile of International Home Buying Activity, while foreign buyers purchased U.S. properties throughout the U.S., the two regions most popular were the South and West. Economist's Commentary: Industrial Rent Expected to Drop 11.4 Percent in 2009 The industrial sector underwent further contraction in the second quarter of the year. Did You Know: Median Price Paid by International Buyers Purchasing Did you know that the median price paid for homes purchased by foreign buyers was $247,100 in 2008. Daily Forecast Update: Employment, Mortgage Applications Although the economy is expected to show positive growth in the third quarter, unemployment is still expected to increase for approximately the next year Economists' Commentary: Unemployment Claims- Duration and Exhaustion Rate While the housing market and stock market are showing signs of recovery, unemployment remains high. Did You Know: Buyer Origin According to NARs recently released The 2009 Profile of international Home Buying Activity, 31 percent of foreign purchasers of U.S. real estate were from Europe. Daily Forecast Update: Pending Home Sales, Construction, ISM Home sales should continue their upward pattern as the real estate market moves into the early fall. Economist's Commentary: Office Vacancies Rise as Demand Declines The economy closed the second quarter of the year with negative results, but with a hopeful outlook for the latter half of the year. Did You Know: Echo Boomers Did you know that "echo boomers" will help keep demand strong for the next 10 years and beyond, bolstering the markets for rentals and starter homes. Quick Take: Personal Income & Consumption, Consumer Sentiment Consumers remain fairly weakened by the economic crisis. The unemployment situation continues to make people more cautious when it comes to spending than usual. Did You Know: Who Worked at Home, by Income Did you know that nearly one in three of the highest earners works at home on an average day compared to fewer than one in ten among the lowest earning groups? Quick Take: Unemployment Insurance Claims, GDP People receiving unemployment insurance declined this past week. Did You Know: Who Worked at Home? Did you know that those who are self-employed were more than 3 times as likely as wage and salary workers to work at home on an average workday. Quick Take: New Home Sales, Mortgage Applications The releasing of the pent-up demand should help continue to carry the momentum forward. Did You Know: Home Buyers by Marital Status Did you know that married couples who purchased homes typically had a household income of $86,500? Did You Know: Real House Prices Home prices in many markets have retreated to pre-boom levels. In the Midwest, where house price appreciation was only modest during the boom, the setbacks have been especially large. Quick Take: Six Month Bill Auction Today's auction for 6 month T-Bills produced an investment rate of .259%, compared to a rate of .279% on July 27
Daily Real Estate Market Outlook and .340% on June 22. Did You Know: Foreclosures in Once-Booming Markets Foreclosure rates in California, Arizona, Nevada, and Florida surged from less than 0.9 percent at the start of 2007 to 5.9 percent by the end of 2008. Economists' Commentary: July Existing Home Sales Existing home sales increased 7.2 percent from the prior month to a seasonally adjusted annual rate of 5.24 million units. Quick Take: Unemployment Claims, Leading Indicators Higher unemployment stalls economic growth as consumers are apprehensive about making large purchases. Did You Know: Home Price-to-Income Ratio Did you know that conditions are great for home buyers with a steady job and good financing? New Economic Data: Commercial Leading Indicator Although commercial real estate activity has been affected by the credit crunch, job losses and weak consumer spending, the decline appears to be slowing. Did You Know: Luxury Home Buyers and The Search Process Did you know buyers who purchase luxury homes look for longer and at more homes? Quick Take: MBA Weekly Index Interest rates continue to be at levels that will support a recovery in the existing home sales markets nationwide. Did You Know: Homeownership by Income Did you know that in the second quarter of 2009 homeownership rates, among households with income greater or equal to the median income, dropped more than for those with less than median income? Economists' Commentary: International Property Markets Like the United States, many world markets have seen increases in their property values and experienced a housing bubble and a subsequent bust in the past half a decade. Quick Take: Housing Starts and Producer Price Index Overall, low inflationary pressure should mean continuing low mortgage rates, at least through the year's end. Did You Know: Homeownership by Race Did you know that in the second quarter of 2009 homeownership rates dropped among all races? Economists' Commentary: Months Supply - What's in a Number? Months supply is one of the most insightful statistics used to describe the housing market. It gives a concise assessment of a markets condition as of that point in time. What is the current supply figure telling us? Quick Take: Housing Market Index (HMI) The increased optimism by home builders is positive news for the economy as it tries to rebound from this deep recession. Did You Know: Who is Buying Homes More Than $500,000 Did you know that 19% of people who bought homes that were more than $500,000 were first-time buyers? Quick Take: Consumer Price Index, Consumer Sentiment, Industrial Production Consumers are still facing challenges of large job losses, weak income growth, falling home prices, and rising energy costs. Economists' Commentary: Greening Homes Energy efficiency in the housing market is of growing interest to REALTORS and consumers. Did You Know: Method Used To Find Real Estate Agent Did you know that 38% of sellers were referred to their real estate agent by a friend, neighbor, or relative? Economists' Commentary: Market Outlook for August The recovery in the housing market will lay the foundation for a sustainable economic recovery. Economists' Commentary: Census Non-employer and NAR Membership Data Being self-employed presents unique challenges to REALTORS, for instance access to affordable health insurance and potentially volatile earnings. Quick Take: 10-Year Treasury, Oil Prices, Commercial Real Estate Commercial real estate continues to struggle with mortgage debt refinancing. Extending TALFs availability for CMBS purchases would provide a measure of relief. Did You Know: Making Compromises When Buying A Home Did you know that 19% of recent buyers made some compromises or lowered their expectations about the price of the home they purchased? Quick Take: Unemployment Claims, Fannie & Freddie Restructuring Mortgage rates will naturally fluctuate but should remain generally favorable because of an active secondary mortgage market. Existing Home Sales: Market Remains Bifurcated According to the Realtors Confidence Index, distressed home sales have made up a smaller percentage of total sales in recent months. Quick Take: Purchase Apps, Employment Report, ISM Index, Short Sales and Factory Orders Sizable job cuts suggest that Fridays unemployment readings may reach up to 9.9 percent. Did You Know: How FSBO Sellers Will Sell Their Current Home Did you know that thirty-eight percent of FSBO sellers who knew their buyer say that they would use a real estate agent to sell their current home? Quick Take: Pending Home Sales, Income and Savings
Daily Real Estate Market Outlook Although the upturn in housing looks sustainable, the housing market is still far from being back to normal. New Economic Data: Uptrend Continues in Pending Home Sales Pending home sales are up for the fifth consecutive month, the first time in six years for such a streak, according to the National Association of Realtors. Did You Know: Importance of Environmentally Friendly Home Features Did you know that forty-three percent of recent buyers considered a homes heating and cooling costs very important? Economists' Commentary: Commercial Investment Trends: Industrial Although some businesses are considering production increase, it is likely that the industrial sector will remain relatively weak through 2009. Quick Take: ISM Manufacturing, Construction Spending Although the manufacturing sector is still shrinking, there are signs that manufacturing growth may be in store in the months ahead. Economists' Commentary: Research's Member Spotlight NAR Research spotlights a member who has used our data to better serve clients and share knowledge with other Realtors: this month, Maria Wells. Did You Know: London Market Boosted by International Buyers A weak pound has led to a massive increase in overseas buyers who are buying largely in central London. Quick Take: Unemployment Insurance Claims, The Beige Book The economic decline seems to be slowing, and a few regions show signs of possible stabilization. Did You Know: Distance of Move to New Residence Did you know that the typical homebuyer moved 15 miles from his or her previous residence? Quick Take: Case-Shiller Index, Consumer Confidence As the fall in housing prices slows, buyers who have been waiting for the right time may finally jump back into the market en masse. Economists' Commentary: Regional Round Up, Part 2 After nearly a decade-long housing boom, it took almost a year and a half for the pricing power to shift from sellers to buyers. Economists' Commentary: Regional Round Up, Part 1 Foreclosures are having a substantial impact in some markets, while unemployment is the primary concern in other locations. Did You Know: State Fiscal Conditions Did you know that according to the Center on Budget and Policy Priorities, 47 states face shortfalls in fiscal year 2009 or 2010? Quick Take: Consumer Sentiment and Jobless Claims Consumer sentiment remains weak as people across the country are worried about job and income prospects Did You Know: Homeowner Vacancy Rate In 2008 the U.S. the homeowner vacancy rate was 2.8 percent, up from 1.6 percent in 2000. Did You Know: Home Ownership Rate by State Did you know that the U.S. homeownership rate of 67.8 in 2008 is down from 69 percent in 2004, but up from 67.4 in 2000. Economists' Commentary: June Existing Home Sales After four difficult years of a housing recession, the market is clearly healing. Did You Know: Gross Household Income of REALTORS The median gross household income for members in 2008 was $91,500. Quick Take: Weekly Mortgage Applications and FHFA Index The mortgage applications (for purchase) index is still a trickle compared to just a year ago. Did You Know: Tenure at Firm Did you know that the typical REALTOR has been at his/her firm for five years? Quick Take: The Fed's Independence Mortgage rates are no longer at the rock-bottom rates of less than 5 percent. However, mortgages rates are still well under 6 percent - which can still be considered as being near 50 year lows. Economists' Commentary: Commercial Investment Trends--Retail Sector Struggles with Growing Distressed Sales Consumer spending continues to decline, as rising unemployment and a prolonged recession force consumers to cut back. Against this backdrop, demand for retail space has been contracting. Did You Know: Sales Price and Urgency Did you know that the typical home seller sold their home for 96 percent of the listed selling price? Quick Take: Housing Starts and Bank Profits While the number of jobs counted in jobless claims is lower, it does not tell the full story. Those who have stopped receiving benefits are no longer counted. Economists' Commentary: Finance 101--Compounding, Interest, and the Housing Market, Part 2 Home buyers who finance their purchase with a mortgage have options on how to pay the interest and principle borrowed that impacts how much they pay monthly, whether that payment changes, and how long it will take to pay off the mortgage. Did You Know: Buying a Home is a Good Financial Decision Did you know Americans in their prime home buying years (ages 25 to 44) are more confident than any other age
Daily Real Estate Market Outlook group that buying a home is a good decision? Economists' Commentary: Finance 101--Compounding, Interest, and the Housing Market, PT 1 The effects of compounding interest can lead a consumer to undersave and underborrow. Did You Know: Compensation Structure for REALTORS Did you know that the dominant method by which REALTORS are compensated is by percentage split commission? Quick Take: CPI, Mortgage Applications, Industrial Production The decline in the purchase index for mortgage applications is negative news; however, the lower rates and increase in refinances should be good overall for the housing market. Quick Take: 10-Year Treasury Yields and Mortgage Rates Market timing for the cheapest mortgage rate will be tricky. Did You Know: Buying a Home Through an Agent Eighty-one percent of recent home buyers purchased a home through a real estate agent or broker in 2008. Economists' Commentary: Changing Local Markets NAR Research has released new Market Price Reports, which cover sales, price and affordability information for more than 150 markets. Quick Take: International Trade, Imports and Exports, Consumer Sentiment In contrast to the positive trade news, consumer confidence is continuing to deteriorate with the sentiment index falling more than 6 points to 64.6 for middle of July. Did You Know: Level of Service Desired More than four out of five sellers chose an agent who provided a broad range of services and managed most aspects of the sale. Quick Take: Unemployment Claims The increase in continuing claims suggests that the labor market is very slack and that businesses are reluctant to hire new employees. Did You Know: Realtors Language Fluency and Country of Birth Did you know that nine percent of REALTORS were born outside the United States? Economists' Commentary: The Next Middle Class Imagine the prospect of 30 to 50 million more people with disposable income and spending potential. Did You Know: City Expansion Did you know that the growth rates of the biggest U.S. cities have increased as unemployment and the real-estate slump have slowed migration to the suburbs? Economists' Commentary: First-Time Home Buyer Tax Credit Resources NAR offers a wealth of information to help everyone make sense of the tax credit. Did You Know: Repeat Business and Referrals Did you know that the average REALTOR earned 18 percent of his/her business from past clients and customers? Economists' Commentary: Multi-Family Demand Increases in Second Quarter The delinquency and foreclosure rates for residential loans continue to register increases. Did You Know: Size of Home Purchased The recent American Institute of Architects AIA Home Design Trends Survey shows a shift in buying trends towards small homes. Quick Take: ISM Index, 10-Year Treasury The lower 10-year treasury should mean that mortgage rates will remain in the mid-five percent range in the near term, which is historically fairly low. Economists' Commentary: On Appraisals--The Impact of HVCC A preliminary analysis indicates that the implementation of the Home Valuation Code of Conduct (HVCC) appears to be having adverse impacts on the housing markets. Quick Take: The Job Market The job market remains weak, but declines are occurring at a slower pace than in previous months. Did You Know: Interest Rates and Mortgage Pay Off Did you know that lower mortgage rates enable a borrower to pay off a greater share of the loan much faster? Economists' Commentary: Going Back to Plain Vanilla Financing A recent Wall Street Journal article suggests that the new consumer protection agency will bring a return to plain vanilla financial products. Quick Take: PHS, Employment, Manufacturing, Construction Spending and Mortgage Applications NARs pending home sales index increased for the fourth consecutive month, a hint that sales may have already reached bottom. Did You Know: Interest Rates and Yearly Payments Did you know that today's mortgage rates, which have been between 5 and 5.5 percent, are generationally low. Did You Know: FSBO and Agent-Assisted Sales Price Did you know that all sellers in the Home Buyer and Seller survey reported a median sales price of $204,900? Economists' Commentary: Second Quarter Retail Demand Declines The retail sector is trying to regain its footing due to the low level of consumer spending. Economists' Commentary: Office Demand Declines as Unemployment Rises Accelerated by the financial crisis of 2008, employment in office-using sectors has been declining. Did You Know: REALTORS Staying in the Field
Daily Real Estate Market Outlook Did you know that 73 percent of REALTORS reported they were very certain they would stay active in the field? Quick Take: Personal Income/Consumption, Consumer Sentiment This marks the fourth consecutive monthly increase in consumer sentiment. Today's Quick Take Todays increase in jobless claims was unexpected as the pace in claims has been slowing. Did You Know: High End Homes by State Did you know Connecticut had the highest percentage of homes valued at over a million dollars? Distressed Property: Below Market Prices in a Bifurcated Market The existing home sales market is currently bifurcated between distressed and non-distressed sales. Quick Take: Purchase Applications, Durable Goods Orders, New Home Sales Overall, todays economic news shows positive signs yet also indicates that the recovery will be slow. Did You Know: Homebuyers and Social Media Did you know half of recent buyers are on social networking sites? Economists' Commentary: State Fiscal Conditions and Property Taxes: 2009 States and local governments spend and raise money in a variety of ways. Understanding how your state raises revenue will help you understand how it might be affected by the down turn. Did You Know: Long Term Investment by Gender Do you know how investors' views of long-term investment vary by gender? New Economic Data: May Existing-Home Sales Existing-home sales showed another gain in May, benefiting from favorable affordability conditions and a first-time buyer tax credit. Quick Take: Credit Crunch Easing? The credit market should not be considered back-to-normal until credit returns to all real estate loans. Did You Know: Long Term Investment Trends How do perceptions of stocks, bonds, savings and real-estate vary in terms of long-tern investment? Did You Know: Different Residential Property Tax Rates Property taxes are an important component of state and local government funding. Quick Take: Appraisal Nightmare The bottom line is that consumers today often pay more to order appraisals. Economists' Commentary: Industrial Vacancy Rate Rises in Second Quarter The industrial sector is facing mounting economic pressure, compounding a general decline in demand. Did You Know: REALTOR Business Expenses are Declining The average total real estate business expenses are declining for all REALTORS. Quick Take: Weekly Unemployment Claims and Conference Board's Leading Indicator Economic recovery may occur this year according to todays data. Economists' Commentary: The Realtors' Confidence Index: Insight on Market Trends The appraisal process has become a major problem, according to many respondents. Did You Know: Age of First-Time Homebuyers Did you know that home affordability is opening the market to younger buyers? Quick Take: Housing Starts, Producer Prices, Industrial Productivity Declines in the producer price index and the capacity utilization rate suggest that deflation, and not inflation, is the immediate threat to the economy. Did You Know: Member Demographics Did you know that as the housing market has changed so have NAR member demographics? Quick Take: Housing Market Index Mortgage rates have risen sharply the past few weeks, going from around 4.8 percent to almost 5.6 percent. Did You Know: Different Residential Assessment Standard Did you know that property taxes are an important component of state and local government funding? Economists' Commentary: Is the Stimulus Bill Too Small? The application of Okuns law suggests that the current spending bill is having less of an impact than is desirable. Did You Know: Home Improvement Projects Did you know that the typical buyer spent $4,350 on home improvement projects within the first three months of their home purchase? Quick Take: Mortgage Rates and Expanding Home Buyer Tax Incentives It is vital for the Fed to not to lose sight of the importance of housing recovery. Economists' Commentary: FHA Mortgages vs. Subprime Mortgages Both FHA and subprime mortgages have rising incidences delinquencies, but there is a significant difference in the foreclosures rates between the two. Quick Take: Retail Sales, Jobless Claims Todays news on better-than-expected jobless claims and growth in retail sales pushed stocks higher this morning. Did You Know: Home Types Purchased Did you know that eighty-two percent of home buyers reported purchasing a detached single-family home? Economists' Commentary: June Market Forecast
Daily Real Estate Market Outlook Lawrence Yun gives insight on what we can expect from the economy in June and for the rest of 2009. Did You Know: Location of Home Purchase Did you know that the majority of buyers purchase homes located in suburban areas? Quick Take: Trade Deficit, Mortgage Applications The U.S. economy is currently in recession, and the export outlook does not appear to provide the stimulus it needs. Quick Take: Wholesale Trade Wholesale trade continues on a downward trend. Did You Know: Most Desired Home Features Did you know that the most desired home feature is central air conditioning? Quick Take: Rising Mortgage Rates, Future Federal Reserve Chairman Mortgage rates are almost certain to be higher this time next year, but the path is never a smooth line. Did You Know: Commercial Real Estate Market Survey Did you know that in April, 43.79 percent of Commercial Realtors reported financing as their markets greatest challenge? Quick Take: Employment Report The pace of job losses was nearly cut in half in May in comparison to the prior six months of job losses. Did You Know: REALTORS and Websites Did you know that 60% of all REALTORS reported having a Web site? Did You Know: Magnet v. Sticky States Did you know that Nevada is the top "magnet" state, while Texas is the top "sticky" state? Did You Know: Demographics of Realtors: Homeownership Did you know that most members own their primary residence? Quick Take: Mortgage Refinance Applications Higher interest rates and a smaller pool of potential owners to refinance have precipitated a decline in refinancing activity. Did You Know: Affiliate Memberships Did you know that a quarter of REALTORS have an affiliate membership? Quick Take: World Stock Market Upturn, Income and Consumption, ISM Index Slow yet positive economic growth can be expected in the second half of this year. The growth will likely maintain its momentum going into 2010. New Economic Data: Pending Home Sales Rise Bolstered by record low mortgage interest rates and the first-time buyer tax credit, pending home sales rise for the third consecutive month. Did You Know: Net Regional Migration The largest net regional migration is between Northeast and South. Quick Take: Weekly Unemployment Claims, Durable Goods, and New Home Sales Aprils rebound of durable goods may be an indication that the overall economy is on the way to stabilization Did You Know: Prior Careers of Realtors Did you know that of REALTORS who held jobs in fields other than real estate, 19 percent were in business, management or finance? Economists' Commentary: Distressed Real Estate--Prices Narrow in Bifurcated Market In March 09 distressed property sold at a discount of 20 percent to market, declining in April 09 to a 9 percent discount relative to market. Economists' Commentary: Existing-Home Sales in April Existing home sales rose 2.9 percent in April. Lawrence Yun discusses the EHS numbers in depth. New Economic Data: Existing-Home Sales Rise in April Existing-home sales rose in April with strong buyer activity in lower price ranges. Did You Know: Demographics of Realtors: Age Did you know that the median age of REALTORS is 54-years-old? Quick Take: Case-Shiller Index, Consumer Confidence Consumers seem to be more optimistic about the economy and job prospects, while still postponing big-ticket purchases. Jumbo Loans: Spotlight on Realtors' Survey The higher mortgage rates are taking a toll on the market for jumbo homes. Did You Know: Demographics of Realtors: Gender Did you know that sixty percent of Realtors are female? Quick Take: UK Ratings, US Debt & Bond Yields A high deficit and unsustainable debt growth will harm the economy over the long haul. Did You Know: Real Estate Investments of Realtors Did you know that 40 percent of Realtors noted that they owned other residential properties for investment? Quick Take: Jobless Claims and Mortgage Rates Low mortgages rates should induce buyers into the market, but economic questions continue to dog consumer confidence. Economists' Commentary: Realtors Confidence Index: Insight on Market Trends
Daily Real Estate Market Outlook The RCI provides monthly information gathered from Realtors concerning the existing home sales outlook measuring current and future housing activity. Did You Know: Realtors and Web Presence Did you know that in 2008 three-fifths of all REALTORS reported having a Web site? Economists' Commentary: Commercial Leading Indicator The preliminary value of NARs CLI declined sharply, suggesting rough waters ahead for the commercial real estate business. New Economic Data: Commercial Leading Indicator The general economic downturn, complicated by a severe credit crunch in commercial real estate, is dampening commercial real estate activity. Quick Take: Housing Starts A credit targeted only for new home buyers does not help to absorb the high level of existing-home inventory. Did You Know: Use of Technology Did you know that technologies gaining popularity among Realtors include smart phones, Instant Messaging, and GPS? Quick Take: Home Market Index We can expect muted growth in new homes as the inventory of existing homes still remains relatively high, and liquidity in this market is scarce. Quick Take: CPI, PPI, Consumer Sentiment, Jobless Claims, and Industrial Production Consumers are more optimistic, especially about the future. This is good news for REALTORS. Quick Take: Purchase Applications, Retail Sales, Import/Export Although the mortgage rates are at historic lows, purchase applications have not shown significant improvements. Quick Take: Trade Deficit, Larger Budget Deficit In coming months we should expect rising trade deficits to coincide with record budget deficits, commonly referred to as the 'twin deficits'. Did You Know: Types of Home Improvement Did you know that the remodeling priorities were similar among first-time buyers, repeat buyers, and those who purchased previously owned residences? Quick Take: Mortgage Rates, Oil Prices If oil prices rise to $70 or $80 per barrel, then mortgage rates could also rise. Economists' Commentary: Commercial Real Estate Faces Threat from CMBS Delinquencies Adding to a difficult situation, commercial real estate is facing another threat--rising Commercial Mortgage Backed Securities (CMBS) delinquencies. Did You Know: Amount Spent on Home Improvement Did you know that the typical buyer spends $4,350 on home improvement projects within the first three months of purchasing a home? Quick Take: Jobless Claims, Productivity, 10-Year Treasury The decrease in the weekly jobless claims could point to a slowing of the decline. Did You Know: Home Improvement Projects Did you know that 59 percent of home buyers took on home improvement projects within three months of purchasing their home? Quick Take: Weekly Mortgage Applications, ADP Employment Report Low mortgage rates and improved confidence should help sales in the second half of 2009. Economists' Commentary: Bank Stress-Tests In February, the government began an evaluation of all domestic bank holding companies commonly referred to as a "stress test." Did You Know: Business Generated from Web Site Did you know that REALTORS web site spending is correlated with both the number of online inquiries received and the percentage of business generated via the web site? Quick Take: ISM Index NAR predicts positive economic activity growth beginning in the third quarter of this year. New Economic Data: March Pending Home Sales Pending home sales rose with many first-time buyers taking advantage of historically good housing affordability conditions, according to the National Association of Realtors. Did You Know: Research is on Facebook? Did you know that as of April 2009, Facebook has more than 200 million users? Now Research joins the social media trend. Quick Take: Commercial Mortgages, Sticky Property Tax, 10-Year Treasury, Manufacturing More loans will become available for commercial real estate but residential mortgage rates could be creeping higher. Did You Know: Commercial Real Estate Market Survey Did you know that in February, 2009, the most pressing challenge Commercial members reported facing was financing? Quick Take: Personal Income and Consumption, Weekly Jobless Claims Consumers have adapted to a weak job market by cutting back spending and increasing savings. Quick Take: GDP, Weekly Mortgage Applications Dropping mortgage rates reflect the slow residential housing markets; however, the good news is that interest rates remain low.
Daily Real Estate Market Outlook Economists' Commentary: Online Social Networking and Realtors As this medium of communication and information sharing grows, more Realtors are getting involved and finding new uses for these tools. Quick Take: The Case/Shiller Price Index, Consumer Confidence The latest updates on the Case/Shiller Price Index and consumer confidence figures, including information on the California and Nevada markets. Did You Know: Inflation Over Time Did you know that core inflation has been remarkably stable for the last 20-30 years? Quick Take: Monetary Exit Strategy Inflation is nowhere in sight, but could easily pop up in a year or two. Did You Know: Prior Career of Realtors Did you know that, most often, a Realtor's previous career was the business or management fields? Quick Take: Durable Goods, New Home Sales, Home Price Dispute A decline in durable goods orders is not good news for the economy, but a slowing in the rate of decline is a positive sign. Did You Know: Americans Who Moved in 2008 Did you know that the number of Americans who moved declined in 2008 to 35.2 million? Economists' Commentary: March Existing-Home Sales Examined Existing home sales fell in March, but the data still points towards stabilization. New Economic Data: March Existing-Home Sales Decline; First-Time Buyers Rise Existing-home sales declined 3.0 percent, but first-time buyers are responding to low mortgage interest rates and tax credits. View the data> Did You Know: CPI and Inflation Did you know that core inflation has historically remained in the 1 to 3 percent range? Quick Take: Weekly Mortgage Rates Despite the Easter holiday, trend housing demand remains surprisingly tepid given all of the financial incentives to buy in the current market. Did You Know: Compromise Did you know that 19 percent of recent buyers made some compromises or lowered their expectations about the price of the home they purchased? Quick Take: Short-Sale Lender Approval, Deflation Threat & the Dollar, $100 Million Savings Though not perfect, a little relief is on the way in speeding up the short-sales process. Did You Know: Expected Tenure in Home Among recent buyers, the median expected tenure is ten years, although a large number do not know how long they plan to stay in the home they purchased. Quick Take: Conference Board Leading Indicators Economic recovery is not around the corner, according to todays data. Any meaningful recovery will occur in the fourth quarter at the earliest. Did You Know: Interactive Median Home Price Map Did you know that you can find out the median home price, the percent change from last quarter, and the average commute time for your area, using NAR's interactive maps? Quick Take: Jobless Claims and Housing Starts Did You Know: House Price Indices Did you know that there are four major home price indexes that market participants follow? Do you know what they are? Quick Take: Purchase Applications, the CPI, Industrial Production and the Housing Market Index Low prices are good for consumers who can also benefit from Feds attempt to unlock credit markets and perk up growth. Did You Know: Hours Worked Per Week Did you know that sixty percent of REALTORS worked at least 40 hours a week, and 15 percent worked 60 hours or more? Quick Take: PPI, Retail Sales, and Bank Profits Based on recent bank earnings releases, the consumer credit market appears to be improving. Did You Know: Firm Affiliations for Realtors Did you know that four out of five appraisers are affiliated with an independent non-franchised firm? Did You Know: Where Home Buyers Found Their Homes Did you know that 34 percent of recent buyers found the home they purchased through their real estate agent in 2008? Economists' Commentary: Wealth Gain for Homeowners Homeowners store wealth in a variety of places, but chief among the options is their primary residence. Quick Take: Jobless Claims, Mortgage Rates, and International Trade The economic news out today shows a glimmer of hope that we might now be approaching a bottom of this recession. Did You Know: First Step in the Home Buying Process Given the convenience of the internet, it is not surprising that one-third of buyers first searched for properties online.
Daily Real Estate Market Outlook Did You Know: Most Difficult Task for a FSBO Seller Did you know that two-thirds of FSBO sellers found some aspect of the home sale to be difficult? Economists' Commentary: Commercial Real Estate--Multi-Family Investment The multi-family sector, while more resilient, is feeling the effects of the economic recession. Quick Take: Consumer Credit Consumer credit outstanding in February 2009 is 2.56 trillion, down from 2.58 trillion in July 2008. Did You Know: Aging Populations Did you know that the group of metro areas gaining the most baby boomers are not typically associated with aging populations? Quick Take: Long Term Interest Rates and Re-Defaulting Mortgages The key to housing stabilization is whether or not there are sufficient buyers of foreclosed homes. Economists' Commentary: Fuzzy Housing Inventory There is a lot of fuzziness in what exactly constitutes excess housing inventory. Lawrence Yun clarifies. Economists' Commentary: Affordability - Big Improvement in Most Markets Affordability has been a major concern as home prices in some markets more than doubled earlier in the decade. Quick Take: Employment Report and the ISM Non-Manufacturing Index Despite the negative job market report, the lower mortgage rates can trump the impact of job cuts on home sales. Did You Know: Immigrant Destinations Did you know that metropolitan areas in the South in general are among the fastest growing immigrant destinations? Quick Take: Weekly Unemployment Insurance and Mark-to-Market Relaxing "mark-to-market" accounting rules is good news for the mortgage backed securities market. Did You Know: Shift in Growth Patterns Did you know that Americans have one of the highest rates of within-country movement in the industrialized world? Did You Know: Timing the Home Purchase Did you know that fourteen percent of buyers were prompted to purchase a home when they did based on improved affordability? Quick Take: Mortgage Applications, ISM Index, Pending Home Sales Although record-low mortgage rates have not significantly jump-started the home buying activity, they have certainly tripped a surge in refinancing. Did You Know: Median Age of REALTORS Did you know that over time, the median age has remained relatively constant at 51 or 52? Quick Take: Case/Shiller Price Index, Consumer Confidence The low level of consumer confidence continues to be a drag on the housing market. Economists' Commentary: The Second Home Market in 2008 To assess the state of the vacation and investment buyers market in 2008, NAR Research recently released the latest survey of second-home buyers. Quick Take: Mortgage Rates, Second Home Activity The mortgage rates have fallen below 5 percent to their lowest point in roughly 50 years. Did You Know: Vacation and Investment Property Sales Did you know that in 2008, Vacation home sales fell 30.8 percent? Economists' Commentary: How Home Sales Stimulate the Economy The National Association of Realtors estimates that each home sale at the median generates $63,101 of economic impact (2008) Did You Know: Commercial Real Estate Outlook Did you know that the retail sector is in contraction, fueled by the recession, mounting job losses and a sharp drop in consumer spending? Quick Take: First-Time Unemployment Insurance Claims and Gross Domestic Product For the week ending March 21, the Labor Department has reported that first-time claims for unemployment insurance rose by 8,000 from the previous week's revised figure of 644,000. Did You Know: 'Green' Features With rising energy costs home buyers are increasingly aware of energy efficiency and other environmentally friendly features of homes. Quick Take: Mortgage Applications, New Home Sales, Advanced Manufacturers' Report Mortgage applications registered a jump during this past week, but it was mostly pushed by refinancing activity. Economists' Commentary: Commercial Real Estate--Multi-Family The multi-family sector is displaying softening, but positive fundamentals Quick Take: Federal Housing Finance Agency (FHFA) House Price Index Housing prices as measured by the FHFA house price index rose 1.7 percent from December to January. Did You Know: What Sellers Want Most Did you know that sellers indicated that what they wanted most from their agent was help pricing their home competitively? Economists' Commentary: On February Existing-Home Sales Today's data of rising sales are likely to stand, though it is more susceptible to bigger revisions due to winter months. Did You Know: Where The High-Income Tax Payers Are
Daily Real Estate Market Outlook The share of returns at or over $200,000 ranges from 1.5 percent or less in Mississippi and West Virginia to greater than 5 percent in Washington, DC and Connecticut. Did You Know: Consumption and Income in the US The relationship between income and consumption is more variable than that between wealth and consumption, but has averaged around 90 percent. Quick Take: Unemployment and the Conference Board Index Federal efforts to stabilize the housing market will hopefully offset some of the deleterious effects of rising unemployment and reduced consumer demand. Economists' Commentary: Commercial Real Estate: Retail Investment The retail sector is in contraction, fueled by the recession, mounting job losses and a sharp drop in consumer spending. Quick Take: Mortgage Applications, CPI, and the FOMC Meeting Low inflation or even deflation is the risk the Fed sees for the economy and the CPI numbers support that. Did You Know: How Much Mortgage Interest Tax Filers Deduct Did you know that more than $480 billion in mortgage interest was deducted from 2006 tax returns in the US? Economists' Commentary: Commercial Real Estate: Retail Fundamentals Consumer spending, the main driver of the economy over the past years, is in decline. Quick Take: Housing Starts, Building Permits and the Producer Price Index Today's Quick Take examines the latest housing starts and building permits data as well as the new PPI release. Did You Know: Personal Consumption vs. Net Worth Did you know that changes in net worth generally dwarf consumption related changes? Economists' Commentary: Commercial Real Estate: Industrial Investment Lack of consumer demand and diminished international trade is driving down industrial investments. Quick Take: Homebuilder Sentiment and Zero Down Payment Loans Lawrence Yun examines homebuilder sentiment and zero down payment loan options. Did You Know: REALTOR Referrals Did you know that experienced REALTORS business originates mostly from referrals? Quick Take: Unemployment Insurance Claims and Retail Sales It is not clear whether the retail sales figures mark a cessation in the downward trend of consumer spending, or are only a temporary development. Did You Know: Home Buyer Financing Did you know that ninety-three percent of home buyers reported that they financed their home purchase with a mortgage? Did You Know: REALTORS Home Ownership Did you know that, compared with a national homeownership rate of approximately 68 percent, 92 percent of REALTORS own their home? Quick Take: Mortgage Applications Mortgage rates moved down during this past week, with consumers seeking mortgage refinances. Did You Know: REALTOR Blogs Did you know that nearly one in ten REALTORS younger than 60 years of age has a blog? Quick Take: Whole Sale Trade, Market-to-Market Accounting Spotlight on wholesale trade and the needed step of relaxing mark-to-market accounting. Quick Take: Spotlight on Oil Price, Mortgage Interest Deduction Tweak Spotlight on oil prices and more on why the mortgage interest deduction tweak is a bad idea. Economists' Commentary: Homes Sales-- A Bifurcated Market Jed Smith, Managing Director, Quantitative Research, looks normal and distressed sales in the current housing market. Did You Know: REALTOR Education Did you know that overall, the education among REALTORS exceeds that of the general population? Did You Know: Relocation Reports Did you know that Research produces Relocation Reports for hundreds of counties, free to members? Quick Take: Employment and Mortgage Interest Deduction Spotlight on the grim employment situation and why the mortgage interest deduction tweak is a bad idea. Economists' Commentary : Industrial Commercial Real Estate Industrial real estate is experiencing a contraction. Did You Know: RCI By Region Did you know that Realtors' Confidence Index was highest in the Northeast in January? Economists' Commentary: Commercial Real Estate--Office Investment Office investment was down 75 percent in 2008. Quick Take: Productivity, Mortgage Rates, and Factory Orders Spotlight on productivity, mortgage rates, and factory orders. Did You Know: Spanish Speakers Did you know that 12.3 percent of people in the US speak Spanish at home? Quick Take: Mortgage applications, jobless claims, and the ISM non-manufacturing index.
Daily Real Estate Market Outlook Mortgage applications, jobless claims, and the ISM non-manufacturing index. Economists' Commentary: Commercial Real Estate--Office Vacancies The recession continues to take a toll on the commercial real estate sector, and the office market is feeling the pain. Did You Know: Veteran Population Did you know that in 2007, Alaska had the highest percentage of Veterans in its civilian population at 15.4 percent? Economists' Commentary: Pending Home Sales in January Lawrence Yun gives his insight on the latest Pending Home Sales Index numbers and what they mean. New Research: Pending Home Sales January 2009 Pending home sales declined on the heels of a weakening economy and with some buyers waiting for clarity on housing stimulus provisions. Quick Take: Stock Market, Economic Outlook, and ISM Index The stock market, economic outlook, and the ISM index examined. Did You Know: Environmental Concerns Did you know that despite the dire state of the economy, 34 percent of American consumers are more likely to buy environmentally friendly products? Did You Know: Realtors' Confidence Index Did you know that the Realtors Confidence Index rose for the first time in eight months to 23.2? Quick Take: Government Spending Government spending has stepped into the void left by the private sector and will continue to do so for the foreseeable future. Quick Take: Unemployment and Economic Conditions Unemployment continues to grow, as economic conditions worsen. Did You Know: Hours Spent at Home Did you know that the average person spends 7.3 hours at home on any given day? Economists' Commentary: Existing-Home Sales January 2009 January sales were low, no doubt due to worsening economic conditions. New Research: Existing-Home Sales January 2009 January Existing-Home Sales Fall, Inventory Down Did You Know: Owner Occupancy Did you know that 67.2 percent of occupied housing units are "owner-occupied" in the United States? Did You Know: Time Spent at Home Did you know that the average person spends half of any given day at home? Quick Take: Consumer Confidence and the SP?Case Shiller Index Spotlight on consumer confidence and the SP/Case-Shiller index. Did You Know: Housing Costs Did you know that according to the 2007 American Community Survey, owners are spending more than 30 percent of their income on monthly housing costs? Economists' Commentary: Economic Stimulus and the Foreclosure Prevention Plan On February 17, President Obama signed into law the American Recovery and Reinvestment Act of 2009. Find out what this will mean for REALTORS. Quick Take: Consumer Price Index, Producer Price Index and more. . . Today's Quick Take looks a the Consumer Price Index, the Producer Price Index and Mortgage Rates. Did You Know: Newest Homes Did you know that according to the 2007 American Community Survey, 3.3 percent of the houses in the U.S. were build in 2005 or later? New Research: Commercial Real Estate Forecast: February Commercial Real Estate Activity Continuing To Decline Did You Know: Rising Global Trade Did you know that international trade activity has been rising much faster than overall economic activity since 1980? Quick Take: Mortgage Modification Plan, Unemployment Claims, and more. . . Today's Quick Take discusses the details in the mortgage modification plan, unemployment claims, and the CLI. Did You Know: Distance of Moves Did you know that overall, home buyers moved a median of 12 miles from their previous residence? Quick Take: Mortgage Relief and Applications, and Housing Starts Today's Quick Take discusses mortgage relief, mortgage applications, and housing starts. Did You Know: Working From Home Did you know that nearly one-third of multiple job holders worked from home on an average workday in 2007? Did You Know: First Time Home Buyers Did you know that first time buyers make up 41 percent of purchasers? Economists' Commentary: Home Sellers Seeking Professional Representation Rising Anna Barlett takes a 'behind the scenes' look at FSBO transactions - and why they can appear misleading. New Research: Metro Area Home Prices 4th Quarter Metro Area Home Prices Down as Buyers Purchase Distressed Property
Daily Real Estate Market Outlook Quick Take: Unemployment Insurance, Retail spending and more. . . Today's Quick Take looks at unemployment insurance claims, retail spending, Fannie Mae easing investor loan rules, and the home buyer tax credit. Quick Take: Mortgage Applications, International Trade, and more. . . Today's Quick Take looks at mortgage applications, international trade, and the recently passed stimulus package. Did You Know: Environmentally Friendly Features Did you know that with rising energy costs, home buyers are increasingly aware of energy efficiency and other environmentally friendly features of homes? Quick Take: Stimulus Package, TARP Plans Today's Quick Take discusses the stimulus package that was just passed, and the still murky TARP plans. Did You Know: US Dollar Getting "Stronger" Did you know that recently amid the global financial crisis the dollar has rebounded against many foreign currencies? Did You Know: Consumer Confidence Did you know that Consumer Confidence hit a record low in January? Find out how this compares to previous records. Quick Take: Stimulus Package, TARP Today's Quick Take discusses the stimulus package and TARP plans still being debated in the Senate, and the tenyear Treasury yield. Quick Take: Unemployment Statistics, Mortgage Rates Today's Quick Take looks at Census Bureau employment statistics, and mortgage rates. Quick Take: Unemployment Insurance Claims, Manufacturers' Orders, and more. . . George Ratiu examines unemployment insurance claims, manufacturers' orders, shipments and inventories, and a proposed Senate tax credit. Did You Know: The Misery Index Jed Smith, Manager of Quantitative Research, examine the Misery Index. Did You Know: Housing Wealth Trend Lawrence Yun, NAR's Chief Economist, looks at trends in housing net equity. Did You Know: Value of Web Site Features Meredith Dunn, Research Communications Representative, examines what web site features buyers are using to find homes. Pending Home Sales in December and Forecast By Lawrence Yun, Chief Economist New Research: Pending Home Sales December 2009 Pending home sales show healthy gain and the Housing Affordability Index rose by 10.9% in December. Quick Take: ISM Manufacturing Index, Economic Stimulus Lawrence Yun, NAR Chief Economist, looks at the ISM Manufacturing Index and current legislative events surrounding the economic stimulus package. Did You Know: Age and Size of Home Meredith Dunn, Research Communications Representative, compares the square footage of sold homes to newly purchased homes for several age groups of home buyers.
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Housing Trends - Jude Smith

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Housing Trends - Jude Smith

What's Happening in Local Markets?

4.53 million units*

Existing Home Median Price

66.9% Housing Starts

New Home Sales

New Home Sales Sept 10

Sales of new one-family houses in September

http://judesmith.housingtrendsenewsletter.com/[11/17/2010 5:52:21 AM]