About YES BANK: YES BANK, India's new age private sector Bank, is an outcome of the professional entrepreneurship

of its Founder,Rana Kapoor and his highly competent top management team, to establish a high quality, customer centric, service driven, private Indian Bank catering to the "Future Businesses of India". YES BANK is the only Greenfield license awarded by the RBI in the last 15 years, associated with the finest pedigree investors. YES BANK has fructified into a" full service" commer cial Bank that has steadi l y bui lt Corporate and Institutional Banking, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business li nes acr oss t he countr y, and is well equipped t o off er a range of pr oducts and ser vices t o corporate and retail customers. The Bank has adopted international best practices, the highest stand a r d s o f s e r v i c e q u a l i t y a n d o p e r a t i o n a l excellence, with innovative state-of-the-art technology, and offers comprehensive banking and financial solutions to all its valued customers. A key strength and differentiating feature of YES BANK is its knowledge driven approach, which goes beyond the traditional realm of banking, and helps adoption of a diagnostic and prescriptive approach towards superior product structuring. At YES BANK, we are committed to supporting the sustainable growth and development of sunrise sectors in the country, by facilitating overall growth through strategic knowledge initiatives. YES BANK has formed a specialized Devel opment and Know ledge Banki ng Di vi sion ' f ocusi ng on key gr owth sect ors li ke Inf rastr uct ur e, Food & Agribusiness, Telecommunications, Information Technology, Lifesciences, Infrastructure, Renewable Energy, Media& Ent ert ai nment , Manufact uri ng and Text iles, among ot hers. YES BANK's unique knowl edge dri ven sect oral approach pr ovides i ndustr y speci fic fi nanci al solut ions which facil itat e superi or str uct uri ng and tailored financi al solutions. Based on efficient product delivery, industry benchmarked service levels, and strong client orientation, YESBANK already services a number of leading companies in India. Y E S B A N K h a s a v i s i o n t o c h a m p i o n ' Responsible Banking' i n Indi a wher e t he concepts of Cor porat e Soci al Responsibility and Sustainability are embedded in the DNA of the organization and integrated in its Business Focus. YES BANK i s commit ted to adding l ong ter m value t o societ y, t o dif fer entiate it self i n t he mar ketpl ace based on a st rong 'sustai nabil it y mandate' and t o buil d in f lexibilit y and openness as part of i ts cor e st rat egy. T he Bank has engaged with global thought leadership forums like the Clinton Global Initiative (CGI), Triple Bottom Line Investing(T BLI) and Tall ber g Forum. YES BANK has recentl y become the first Indian Bank t o become a si gnator y t o t he United Nations Global Compact YES BANK has al so launche d YES SAMPANN, a microfinance initiative of the Bank focused on developing a pioneering strategy of Direct Intervention for the microfinance domain in collaboration with ACCION International, USA.YES BANK has i nvest ed i n t he best IT systems and pr act ices i n order t o make it s technol ogy pl atf or m a str ategi c business t ool f or buil di ng a compet iti ve advant age. The Bank has outsourced a si gnif icant par t of it s technology, infrastructure and hardware requirements, which has enabled the Bank to achieve high standards of customer service at compar ati vel y l ower cost str uct ures. YES BANK i s commi t ted t o executi ng a concert ed st rat egy by continuously launching innovative and secure banking channels to enhance customer satisfaction and increase focus on providing convenience and choice to our clients. The Bank has partnered Obopay USA, to launch secure mobile payment solutions for the first time in India . YES BANK has been recognized amongst the Top and the Fastest Growing Bank in various Indian Banking League Tables by prestigious media houses and Global Advisory Firms, and has received national and international honours f or our var ious Businesses incl udi ng Corpor ate Financ e, Invest ment Banking, Treasur y, Tr ansaction Banking, and Sustainable practices through Responsible Banking. The Bank has received several recognitions for our world-class IT infrastructure, and payments solutions, as well as excellence in Human Capital.

Financial Trust The vast banki ng exper ience of Founder , Rana Kapoor , has been st rengt hened by t he fi nancial support of Rabobank Netherl ands, a AAA rated pri vate Bank, and r espected gl obal i nst ituti onal invest ors li ke Ori ent Global, Rabobank, Franklin Templeton, AIF Capital, Swiss Re, Khazanah Nasional, Fidelity amongst others toprovide YES BANK a strong foundation of enduring financial trust. Human Capital

At YES BANK, we look to offer comprehensive banking and financial solutions. Which is why, we have inductedtop qualit y Human Capit al across all our banki ng f uncti ons, i ncl uding Cor porate & Insti tut ional Banking,Financial Mar ket s, Invest ment Banking, Busi ness & Transactional Banki ng and Retail Banking & Wealt h Management. Knowledge Banking Our di fferentiated vi ew of banking as a knowl edge -based indust r y has ensur ed t hat our Banker s ar e also industry experts in sectors like Food & Agribusiness, Life Sciences, Telecommunications, Media & Technology,Infrastructure, Retailing & Textiles and Select Engineering. These Knowledge Bankers offer invaluable and in-depth insights into these sectors, thereby helping our clients to develop great ideas and nurture them to fruition. Technology Edge Technology is another key differentiator at YES BANK. Our alliances with best-of-breed technology partnersensure proactive, on-demand support to meet our growth requirements, as well as the continuous developmentof our systems infrastructure and delivery channels. Corporate Governance Our foundations have been inscribed with stringent Corporate Governance measures, whereby transparency,disclosure norms and accountability have paramount importance, in order to safeguard the trust and wealth of each and every stakeholder and customer. Responsible Banking Our commi t ment ext ends fur ther , from our customers, i nvest or s, stakeholders and empl oyees to societ y at large. By focusing on sustainability and corporate social responsibility, we aspire to be a role model institution inResponsible Banking. Growth Indeed, at YES BANK, we look to partner the growth of our clients, while they gain from leveraging our financialexpertise, thereby enabling us to accomplish our mission of Creating and Sharing Value.