Report on Trend and Progress of Banking in India 2011-12

Appendix Table IV.1 : Indian Banking Sector at a Glance

(Amount in ` billion)

Sr. No

Items

Amount Outstanding (As at end-March)

Percentage Variation

2011

2012

2010-11

2011-12

1 1.1 1.2 1.3 1.4 1.5 1.6 1.7 2 2.1 2.2 2.3 2.4 3 3.1 3.2 3.3 3.4 3.5 3.6 4 4.1 4.2 4.3 4.4

Balance Sheet Operations Total Liabilities/Assets Deposits Borrowings Loans and Advances Investments Off-balance Sheet Exposure (As percentage of On-balance Sheet Liabilities) Total Consolidated International Claims Profitability Net Profit Return on Asset (RoA) (Per cent) Return on Equity (RoE) (Per cent) Net Interest Margin (NIM) (Per cent) Capital Adequacy Capital to Risk Weighted Asset Ratio (CRAR) (under Basel I) (Per cent) Capital to Risk Weighted Asset Ratio (CRAR) (under Basel II) (Per cent) Tier I Capital (As percentage of Total Capital) CRAR (Tier I) (Basel I) (Per cent) CRAR (Tier I) (Basel II) (Per cent) Leverage Ratio (Per cent) Asset Quality Gross NPAs Net NPAs Total Provisions made Gross NPA Ratio (Gross NPAs as percentage of Gross Advances) 979 417 540 2.5 1,423 649 747 3.1 15.7 7.7 25.0 38.3 45.3 55.6 13.02 14.19 70.6 9.2 10.0 6.61 12.94 14.24 72.8 9.4 10.4 6.83 703 1.10 14.96 2.91 817 1.08 14.60 2.90 23.2 16.1 71,834 56,159 6,755 42,975 19,236 192.5 2,464 82,994 64,537 8,401 50,746 22,305 175.9 2,809 19.2 18.3 27.1 24.4 22.9 18.1 11.3 16.0 5.9 14.0 15.5 14.9

4.5 4.6 4.7 4.8 5 5.1 5.2 5.3 5.4 5.5 6 6.1 6.2 6.3 7 7.1 7.2 7.3 8 8.1 8.2 8.3

Net NPA Ratio (Net NPAs as percentage of Net Advances) Provisioning Coverage Ratio (Per cent) Slippage Ratio (Per cent) Written-off Ratio (Per cent) Sectoral Deployment of Bank Credit Total Non-food Gross Bank Credit Agriculture and Allied Activities Industry Services Personal Loans Technological Deployment Number of Credit Cards (in million) Number of Debit Cards (in million) Number of ATMs Customer Services* Number of Complaints Received Number of Complaints Addressed Percentage of Complaints Addressed Financial Inclusion Credit-Deposit (C-D) Ratio (Per cent) Number of New Bank Branches Opened Total Banking Outlets opened in Villages under Financial Inclusion Plan (FIP)

1.1 55.1 2.03 9.8

1.4 52.5 2.51 4.4

36,674 4,603 16,208 9,008 6,854

42,897 5,226 19,659 10,330 7,683

20.6 10.6 23.6 21.3 23.9 14.7 17.0 12.1

17.0 13.5

18.04 228 74,505

17.65 278 95,686

-1.6 25.2 23.9 28.4

-2.2 22.1

76,638 72,021 93.98

77,507 72,885 94.04

0.9 -13.6

1.1 1.2

76.5 5,314 1,16,208

78.6 6,918 1,81,753

2.3 56.4

30.2

-: NA / Not Available. *Position as on end-June 2012.

Also, number of complaints received and addressed are inclusive of RRBs and co-operatives.

Note: Percentage variation could be slightly different as absolute numbers have been rounded off to ` billion.