A STUDY ON CREDIT POLICY AND CREDIT APPRAISAL OF CANARA BANK USING RATIO ANALYSIS

DONE FOR

Project report submitted in partial fulfilment of the requirement of PONDICHERRY UNIVERSITY for the award of the degree of MASTER OF BUSINESS ADMINISTRATION

Submitted By BHASWANI DANA (Reg. No. 11397020) Under The Guidance Of Dr.B.CHARUMATHI Associate Professor, Department Of Management Studies, Pondicherry University.

DEPARTMENT OF MANAGEMENT STUDIES SCHOOL OF MANAGEMENT PONDICHERRY UNIVERSITY PONDICHERRY-605014 MARCH-APRIL 2013

DEPARTMENT OF MANAGEMENT STUDIES SCHOOL OF MANAGEMENT PONDICHERRY UNIVERSITY PONDICHERRY-605014

CERTIFICATE This is to certify that this project entitled A STUDY ON CREDIT POLICY AND CREDIT APPRAISAL OF CANARA BANK USING RATIO ANALYSIS is submitted by BHASWANI DANA, MBA II year to the DEPARTMENT OF MANAGEMENT STUDIES, SCHOOL OF MANAGEMENT, PONDICHERRY UNIVERSITY in partial fulfilment of the degree requirement for the award of the degree MASTER OF BUSINESS

ADMINISTRATION and is certified to be an original and bonafide work.

Dr.T.NAMBIRAJAN Professor & Head Of The Department Department Of Management Studies, Pondicherry University.

Dr.B.CHARUMATHI
Associate Professor Department Of Management studies Pondicherry University.

Place: Pondicherry Date:

DECLARATION

I hereby declare that this project report entitled A STUDY ON CREDIT POLICY AND CREDIT APPRAISAL OF CANARA BANK USING RATIO ANALYSIS in CANARA BANK, NIDADAVOLE,ANDHRA PRADESH submitted in the partial in partial fulfilment of the degree requirement for the award of the degree MASTER OF BUSINESS ADMINISTRATION (MBA) Of DEPARTMENT OF MANAGEMENT STUDIES, SCHOOL OF MANAGEMENT, PONDICHERRY UNIVERSITY, PUDUCHERRY605014 is based on second data found by me in various departments, websites, annual reports & Collected by me under the guidance of Mr.ANIL KUMAR, Sr Manager, CANARA BANK, NIDADAVOLE,ANDHRA PRADESH.

Date:

BHASWANI DANA MBA (II YEAR) Pondicherry University

ACKNOWLEDGEMENT

Its a great privilege that I have done project in such a well-organized & diversified organization. I am very grateful to all those who helped and supported me in completing the project. First of all I would like to thank Mr.ANIL KUMAR, (Sr Manager,) for giving me an opportunity to work as winter trainee in CANARA BANK, NIDADAVOLE, ANDHRA PRADESH & also I would like to thank to all the staff members for their cooperation & help given by them. Their experiences & feedback kept me on track and helped me produce much better results.

I am also thankful to our Head of the Department Dr.T.NAMBIRAJAN, and my Project guide Dr.Charumathi who guided me and helped me a lot in completing the project.

I would also like to thank to all college staff and my friends for helping me directly or indirectly in project.

BHASWANI DANA