A COMPRATIVE ANALYSIS OF MUTUAL FUNDS WITH RESPECT TO SELECTED COMPANIES

Submitted in partial fulfillment of the requirements of Bangalore University for the Award of the Degree of Master of Business Administration (MBA)
By

SUMAIRA QADIR Reg No: 11JJCMA Under the guidance of Prof. Dr. Justin Nelson Michael

KRISTU JAYANTI COLLEGE (Affiliated to Bangalore University) Bangalore-560077

Working titleA Study on Comparative Analysis of Mutual Fund with respect to select to selected companies PurposeThe main purpose of doing this project was to know about mutual fund and its functioning. This helps to know in details about mutual fund industry right from its inception stage, growth and future prospects. It also helps in understanding different schemes of mutual funds. My study depends upon prominent funds in India and their schemes like equity, income, balance as well as their turns associated with those schemes. The project study was done to ascertain the asset allocation, entry load, exit load, associated with the mutual funds. Ultimately this would help in understanding the benefits of mutual funds to investors.

AimTo compare the investment options, its performance and risk & return relationship for better investment decision.

ObjectivesIt is necessary to specify the objectives of the study. This is because of specification of objectives will enable us to study various areas and aspects with clarity. To know the purpose and performance and of investment in mutual fund To know the purpose and performance and of investment in other investment To study the risk and return relationship with reference to mutual fund and other investments To know the form of return on investment

Key Questions1) Do you invest in Mutual Funds? 2) If not, then what other option(s) do you prefer to invest? 3) In which sector do you prefer to invest your money? 4) Which factor do you consider before investing in mutual fund or Ulips? 5)How often do you monitor your investment?

Hypothesis-

Null hypothesis Ho As a result of derivatives there will be no difference in the investment risk reduction Alternative hypothesis HA As a result of derivative market their will be a significant risk reduction in investment

Research MethodologyStage-1 SAMPLE DESIGN Sample Unit: Investors and Non-Investor Sample Size: This study involves no respondents. Sampling Type: The sample size has been taken by non-random convenience sampling technique Stage-2 APPROACHES OF DATA COLLECTIONRESEARCH DESIGN:EXPLORATIVE RESEARCH Data will be collected both from primary as well as secondary sources as described below: Approach constitutes of both I. Primary data. II. Secondary data. PRIMARY SOURCES:Questionnaire Analysis (ENCL.) SECONDARY DATA: It refers to those data that was already being corrected by and analyzed by someone else. This data is collected from Journal Reports Magazines Newspapers and books Website Statistical toolsCorrelation, Graphical analysis, Regression analysis

Literature review and case studies Plan for data analysis: Analysis of data is planned with the help of Mean Analysis of variance. Tabulation Stage-3 SCOPE OF THE STUDY The study will aim at understanding and analyzing the types Mutual Fund and other investment options I will analyze the funds depending on their schemes like equity, income, balance Subject matter is related to the investors approach towards mutual funds and other investment options in Indian market. The research will be conduct in the geographical area of 1 cities- Bangalore (Karnataka), STEPS OF RESEARCH DESIGN: Define the information needed:This first step states that what is the information that is actually required. Information in this case we require is that what is the approach of investors while investing their money in mutual funds and other investment options, e.g. what do they consider while deciding as to invest in which of the two i.e. Mutual funds or other investment options. Also, it studies the extent to which the investors are aware of the various costs that one bears while making any investment. So, the information sought and information generated is only possible after defining the information needed. Design the research: A research design is a framework or blueprint for conducting the research project. It details the procedures necessary for obtaining the information needed to solve research problems. In this project, the research design is explorative in nature. Specify the scaling procedures: -

Scaling involves creating a continuum on which measured objects are located. Both nominal and interval scales have been used for this purpose. Construct and pretest a questionnaire: A questionnaire is a formalized set of questions for obtaining information from respondents. Whereas pretesting refers to the testing of the questionnaire on a small sample of respondents in order to identify and eliminate potential problems. Stage-4 LIMITATIONS OF THE STUDY No study is free from limitations. The limitations of this study can be: The study will conduct only for 4 months Sample size taken is small The study only conducts in 1 geographical area Bangalore Respondent bias and sampling error

Proposed ContentsChapter 1: Introduction This chapter provides the theoretical background of the topic under study. This chapter provides a brief introduction to the subject under the study including the work and types of Mutual Fund. Chapter 2: Research design This chapter provides details such as the Purpose, Aim of the study, Statement of the problem, Scope of the study, Objective of the study, Approaches of data collection and Conceptual definitions, Limitations of the study and an overview of the chapter scheme. Chapter 3: Profile of the industry This chapter contains a brief profile of the derivative market. Chapter 4: Analysis & interpretation This chapter contains an analysis of the primary data and secondary data in line with the objectives of the study. Tables and graphs drawn from the data collected would support the analysis. Chapter 5: Summary of findings, conclusions and suggestions

This chapter provides a summary of findings, conclusions drawn from findings and also suggestions would be made based on the analysis giving an overview of the research . Chapter 6: Bibliography