Secrets: Parents Need To Know About

NEW College Preparatory Academy, Inc.
Secrets
Parents Need to Know About
M.O.N.E.Y.
For College
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2012 Kuni Michael Beasley, LLC all rights reserved
M.O.N.E.Y. for College
Dr. Kuni Michael Beasley

Dean, NEW College Preparatory Academy, Inc. Director, REAL College Solutions
BS, MBA, D. Min., Ph. D.
Greetings, Welcome to your next step towards College Success! I am Dr. Kuni Beasley, Dean of the NEW College Preparatory Academy 1 and Director of REAL College Scholarships. 2 On the following pages is important information to get you started towards better College Funding for your student. This is part of our College Bound Program used by students at our satellite schools, our homeschool academy students, and it is now available to public, private, and homeschool students everywhere. We are making a deliberate effort to make our programs available to the greatest number of students. I believe we have the best college preparation resources available and we have a 17year track record of preparing, packaging, and positioning students for college success. Please go through the information in this document thoroughly. Please pay special attention to the material in the Information Boxes and Graphs. They contain critical supplemental information that you dont want to miss. I hope these will be helpful to you in pursuing your college goals. When you are ready to move to the next step in your path to success, please contact me to get the next step in College Success. Thanks,
Dr. Beasley DocBeasley@NEWCollegePrep.com
1 2
www.NEWCollegePrep.com www.REALCollegeScholarships.com
Secrets Parents Need to Know About MONEY for College

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Contents
Secret 4 Types of M.O.N.E.Y. for College 4 Types of MERIT Money Academic Scholarships Athletic Scholarships Arts Scholarships Activity Scholarships Types of OPPORTUNITY Money Private Scholarships National and State Scholarships Scholarships by Subject Scholarships by Type, Miscellaneous, and Weird Little Known Scholarships Military Opportunities Other Programs Free Colleges and Work Colleges College with Cost Containment Programs Types of NEED-BASED Money Obamacare and College Funding Types of ENTITLEMENT Money Are You a Resident? Are You Entitled? Veterans Entitlements Types of YOUR OWN Money 2+ Strategies Saving Money in College Taxes and Savings Who We Are and What We Do NCPA College Readiness Resources Pg 5 6 6 8 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 24 25 26 26 27 28 29 30
Disclaimer: The content of this document is for your general information and use only. It is subject to change without notice. Neither the author nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information and materials found or offered in this document for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. Your use of any information or materials in this document is entirely at your own risk, for which the author shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this document meet your specific requirements. Links in this document are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s). This document was published in Collin County, Texas, and subject to the jurisdiction therein.
4 Types of M.O.N.E.Y. for College
M O N E Y
Merit Money
This is what many think of as scholarships. Our definition of Merit Money is financial aid awarded by the institution based on student ability and achievement. These include Academic, Athletic, Artistic, and Activity awards. In most cases, no actual money changes hands, though some colleges actually provide direct cash payments to students for expenses. 1 These are awarded as institutional grants-in-aid, essentially a discount the college doesnt charge the student all or part of the regular cost of attendance.
Opportunity Money
These are sources of funding where the student may be required to participate in activities, perform services, or complete specific tasks, or obligate themselves to do so, in return for assistance in paying for college. These include private scholarships, Work-Study, ROTC, internships, and a variety of activities.
Need-Based Money
Probably the most used method of meeting college costs, Need-Based Money is determined by calculating the familys ability to pay against the cost of attendance of the college producing a figure known as need. The primary method is through the Federal government, which provides a range of grants and loans. Some institutions use an additional method through the College Scholarship Service (CSS) to determine need for their particular institution.
Entitlement Money
Certain students are eligible for funds, discounts, or exemptions for college. These range from the GI Bill to tuition exemptions for disabilities to the difference between resident and non-resident tuition rates. All US citizens and legal residents are entitled to some amount of Federal aid, mostly in the form of low interest student loans.
Your Own Money
Parents will have to spend something even if it filling the gas tank to send the student off to school. The key is to develop strategies to minimize the out-of-pocket expenses.
There are a number of colleges that make direct cash payments to students as part of their Merit award. Most colleges simply waive the regular charges.
4 Types of MERIT Money

Academic Scholarships
Institutions award academic scholarships to students they wish to attract to their institution. These are awarded to students who meet specific requirements, usually a combination of GPA, SAT/ACT scores, and Class Rank. There are two basic forms of Academic Scholarships: Qualification Scholarships and Competitive Scholarships. Qualification Scholarships Students who meet certain criteria are awarded scholarships without reference to relative competitiveness. Students who meet the criteria are usually awarded the scholarship on a first come, first served basis. Institutions often use information on the application as the criteria for selection. In some cases, the student will need to submit a separate application. Here is an example of a Qualification Scholarship:
Louisiana Tech Presidential Scholarship Must be an admitted incoming freshmen (all majors). Requires: GPA: overall 3.0 (on unweighted 4.0 scale), and ACT: 32 or SAT: 1400 (CR+M) Unlimited awards which pay Tuition, fees, and on-campus regular dorm and meals for four years. Student must remain full-time and maintain a cumulative GPA of 3.0. 1
Automatic Qualification Scholarships Many institutions provide automatic scholarships for persons who meet specific criteria upon admission. Many colleges simply post scholarship criteria on their websites (often linked to SAT/ACT scores and GPA) and award students scholarships based on standard criteria. Here are some examples: Ohio University Gateway Award provides up to full in-state tuition based on a sliding scale of GPA and SAT/ACT scores. University of Alabama awards Out-of-State scholarships based on SAT/ACT & GPA. University of Indiana actually posts Automatic Scholarships on its website. Hiram College (OH) awards automatic scholarships to children and grandchildren of alumni, members of the Disciples of Christ, and siblings of enrolled students.
NOTE: No two institutions are the same. Each institution has its own rules and requirements. No one set of rules will fit all colleges. I have had students rejected from University of North Carolina only to receive Presidential Scholarships from Duke and Wake Forest right down the road. Go figure. Dr. B.
The LA Tech Scholarship is an incredible opportunity. Any above-average student willing to Pay Attention, Follow Instructions, and Do the Work could earn this scholarship! Dr. B.
Supplemental Qualification Scholarships Colleges often provide additional scholarships to supplement scholarships students already received. Here is an example of a Department Supplemental Scholarship: University of Alabama College of Engineering offers scholarships on top of regular university scholarships based on a SAT/ACT scores and GPA.
National Merit and National Achievement Scholarships themselves are not very much
money. However, winners attract additional scholarships from a number of colleges. Here are some examples: University of Oklahoma boasts that it has the highest number of National Merit Scholars, primarily because they give them the farm. Scholars are provided full tuition, cash stipends to offset fees, room, and board, cash stipend for a laptop, and cash for study abroad. University of Alabama offers full tuition, campus housing, cash stipend, and an iPad. Baylor University offers full tuition. University of Southern California offers half-tuition.
Competitive Scholarships This is what most people think about when discussing scholarships. Generally, students apply separately to a committee who selects the awardees among the applicants. Each institution has its own scholarships and its own process of competition. Check the institutions website or contact them to find out about Competitive Scholarships. Here is an example of a Competitive Scholarship:
University of Alabama Academic Elite Scholarships There are typically eight to ten of these scholarships offered each year. The pool of eligible applicants ranges from 900 to 1,000 students. Academic Elite Scholarship recipients typically receive: $8,500 per year for 4 years, the value of tuition in-state or out-of-state for 4 years, 4 years of on-campus housing at regular room rate, and an iPad.
Oklahoma University National Merit Students
Direct Competition Scholarships Most Competitive Scholarships gather applications and select the recipients from the top applicants. Sometimes the competition includes an interview or an essay as part of the competition. Here are examples:
George Fox University has a Scholarship Competition Day. Southern Illinois University awards competitive scholarships on a combination of academic achievement and need. Texas Tech University offers competitive scholarships to transfer students.
Campus at George Fox University
NOTE: No two institutions are the same. Check with the institution for its rules and requirements. Dr. B.
Athletic Scholarships
Western Washington University winning the NCAA Division II Rowing Championship
Thousands of athletic scholarships are awarded each year, and not just to Pro-level athletes. There are thousands of opportunities for above-average athletes. The college athletic universe is divided into four major domains: NCAA, NAIA, NJCAA, and NCCAA. NCAA National Collegiate Athletic Association The NCAA is the most well-known and most visible because its members are some of the largest institutions and the games dominate college broadcasts. Additional information is available at the NCAA Eligibility Center. The NCAA is divided into three Divisions: NCAA Division I Institutions Most of the larger colleges compete in Division I (known as D-I; pronounced dee-one). Click for the list of D-I FBS and D-I FCS for football. NCAA Division II Institutions Award full and partial scholarships. Exceptions are the Ivy League colleges which do not have athletic scholarships. NCAA Division III institutions do not award athletic scholarships. NAIA National Association of Intercollegiate Athletics The NAIA supports smaller colleges and has two divisions. Most institutions offer full and partial scholarships. Additional information is available at the List of NAIA Colleges, NAIA Eligibility Center, and Differences NCAA/NAIA. NJCAA National Junior College Athletic Association The NJCAA supports two-year colleges. Most provide full and partial scholarships. Additional information is available at Junior College Recruiting, the List of NJCAA Colleges, and the NJCAA Eligibility Center.
For football, D-I is sub-divided into the Football Bowl Subdivision (FBS) which includes major institutions like University of Michigan, Ohio State, UCLA, University of Texas, Notre Dame, and LSU; and the Football Championship Subdivision (FCS) which includes smaller institutions like the Ivy League (Harvard, Yale, etc.), Appalachian State, Sam Houston State, and Bucknell. Beyond the size of the institution, the major difference between the FBS and the FCS is that the FBS institutions play in the major bowls games and the National Champion decided though the Bowl Championship Series (BCS) and the FCS institutions have a playoff to determine their National Champion. There is also a difference in the number of scholarships with 85 to FBS institutions and 63 to FCS institutions.
Dee-One Football
NCCAA National Christian College Athletic Association There are about 100 NCCAA members in two divisions: D-I for four-year Christian liberal arts universities and colleges, and D-II for smaller Christian colleges and Bible colleges. Several have cross memberships with the NCAA and NAIA. Many provide full and partial scholarships. Additional information at List of NCCAA Colleges and NCCAA Eligibility Information.
A little known factoid is that many NCAA D-I Institutions have club football. Indeed, many sports are club level at some institutions and varsity level at others like badminton, crew, fencing, and lacrosse. The institution may provide some support in facilities and some funding. I was on the TCU Judo Team 1973-75, a club sport. Dr. B.
Variety of Athletic Opportunities Archery Badminton Baseball Basketball Bowling Cheerleading Climbing Cross-Country Cycling Dance Equestrian Fencing
Links to institutions that have these programs
From http://www.insidecollege.com/reno/home.do
Field Hockey Figure Skating Flag Football Football Golf Gymnastics Handball Hockey Judo Lacrosse Quidditch Racquetball
Riflery Rodeo Rowing Rugby Sailing Skeet & Trap Skiing Snowboarding Soaring Soccer Softball Squash
Surfing Swimming Tennis Track & Field Ultimate Frisbee Volleyball Water Polo Water Skiing Weight Lifting Whiffle Ball Wrestling Other Sports Lists
Grandview University (IA) NAIA Track
Additional Information Links AthleticScholarships.net AthleticScholarships.com CollegeScholarships.org Baseballweb.com Athletic-Scholarships.net

Dont write off small college athletic scholarships. My eldest daughter received a half scholarship for volleyball at Texas Wesleyan University. We had the other half covered with a music scholarship. I had one student some years ago approach me about playing football in college. He said he had a few more years of football left in him and he didnt want to walk-on to a D-I school just to hold blocking dummies for four years. He found a home and scholarship at Southern Nazarene University in Oklahoma. He played four years, became a Little AllAmerican, and played a few years in the Arena League. Dr. B.
Small College Sports
Cumberland University (TN) NAIA Football
San Jacinto College (TX) NJCAA Basketball
Bridgewater State (MA) NCAA DIII Swimming
West Point NCAA Club Judo Team
Geneva College (PA) NCCAA Football
Texas Christian University NCAA DI Football Stadium
Mercyhurst (PA) NCAA DII Lacrosse
Arts Scholarships
Calvin College (MI) Music Scholarship
There are numerous arts scholarships available from institutions. Finding these required a lot of research and digging, in addition to practicing for competitive scholarships. I have listed some of the major areas with institution and private scholarship links. Check directly with the institutions for specific information. Dance College Dance organizations vary from ballet and modern dance to dance troupes that perform with the marching band. Some colleges have elevated Dance to a varsity sport. College Dance Team Info Scholarships.com Dance Scholarships Still More Colleges with Excellent Dance Programs Colleges with Dance Teams College Dance Scholarships College Dance Majors
Music Performance College Music Programs College Music Business Departments Colleges for Specialized Music Colleges with Music Departments Resources for Music Students Colleges with Musical Theater Programs Colleges with Voice Programs
Art Bachelors of Fine Arts Colleges with Visual/Studio Art Art Colleges, Art Schools, and Universities
Edgewood College (WI) Varsity Dance Team
Theatre & Drama Colleges with Theater Programs Experts Choice for Aspiring Actors Colleges with Drama Programs
Photography Colleges with Photography Programs Community College Photography Scholarships Graphic Design Colleges Photography Scholarships
Hiram College (OH) Scholarship Audition
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Activity Scholarships
The World Famous Kilgore Rangerettes, Kilgore College (TX) Kilgore Rangerette Scholarships
Colleges have many activities and several of them are excellent scholarship sources. I have listed specific sources and resources for several activities. Always check with the college for specific information. Band There are thousands of college marching bands and a significant number offer some form of scholarship or grant. Here are links to resources and a sampling of college bands. College Marching Bands Best Marching Bands LSU Band Scholarship Auburn Band Scholarship University of Virginia Band Scholarship
USC Trojan Band
Cheerleading Almost every college has cheerleaders and many of them offer cheerleading scholarships. Top Cheers Scholarships Cheerleading Scholarships IHigh Cheerleading Scholarships Angelfire Cheerleading Scholarships College of Southern Idaho American Association of Cheerleading Coaches and Administrators National Council for Spirit Safety and Education
Speech & Debate National Forensic League 5 Best Speech and Debate Scholarships Concordia College Whitman College College of Southern Idaho
Bethel University (TN) Cheerleaders
Journalism JournalismScholarships.us College Scholarships.org Journalism Schools School Newspaper Scholarships

BYU Daily Universe Newspaper
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These are sources of funding where the student may be required to participate in activities, submit applications, write essays, perform services, or obligate themselves to do something, in return for assistance in paying for college. These include Work-Study, private scholarships, ROTC, internships, and a variety of opportunities.
Types of OPPORTUNITY Money

Federal Work Study
Alabama A&M
Federal Work-Study (FWS) provides part-time jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work and work related to the recipient's course of study. Here are links to more information: SallieMae Federal Work-Study WTAMU Info
Internships
Northern Illinois Univ.
Internships are a great way to gain experience while completing college. 1 Most offered are during the summer, but some are available during the school year. Here are some links: College Board Summer Internships.com Monster College.com Internships.com Internsushi.com Magazine Internships Intern Queen List of Internships Links
Part-Time Job
Lord Fairfax CC (VA)
Get a job the old fashioned way. Most college students hold some type of job to help fund college. Nothing beats working through college on a resume. Here are some links: Snagajob College Helpers USAJobs Boston College Indeed
Employer Assistance
A smart way to pay for college is to get your employer to pay for it. If you are looking for a job, find and employer who offers tuition assistance. Here are some links: Fastweb Finaid Classes and Careers Companies that Offer Tuition Assistance
Smuckers has great educational benefits

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My daughter did a summer internship with JPMorgan/Chase and was offered a job when she graduated.
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Private Scholarships
Math Majors Graduating St. Marys College (MD)
There is a huge reservoir of Private Scholarships. Many of these are targeted to a specific population, most require an essay or documentation, and several are quite substantial. It would be impossible to address the range and variety of private scholarship. However, I hope to provide a compact synthesis of links for easy access.
Well start with a very comprehensive List of Scholarships. Do not try to digest this list. Take a quick glance so you know it exists. Scan this Starter List to see if you find anything interesting. Below is a list of free scholarship search engines. It is here so you know you have it.
Scholarship Scams Scholarship Scams are a $2 billion industry with people getting bilked every day about some dream scholarship. Many of these scams charge you for an exclusive or personal scholarship search. Most of those scams use one of these data bases on the right that they get for free. Daunting Task It is an enormous task to navigate private scholarships. What I have tried to do here is synthesize the data so it is easier to handle. Even so, it looks daunting, but worth it if you get an extra thousand or ten-thousand for sending in applications.
Free Scholarship Search Engines AIE Scholarship Search IFEA Cancer for College Mach25 College Answer Scholarship Search My Free Degree College Board Petersons College Quest College Financial Aid Advice Sallie Mae College Prowler Scholarship Experts College Scholarships.com Scholarship Monkey College Scholarships.org Students w/ Health Conditions College Toolkit Scholarship Search Scholarships.com EducationPlanner.org Scholarships4school FastWeb School Soup FinAid SRN Express Financial Aid Finder The Princeton Review Financial Aid Tips U.S. Dept of Ed. Free-4U Zinch Hispanic College Fund
Beware! There is a lot of data here. Dont try to absorb all of it. There is a series of strategies to go through these and apply to the optimum number for the best potential benefit. On the same token, dont give up because there seems to be a lot. Behind these links are millions of dollars of college money Dr. B A good place to start is to spend time looking into available information on the scholarship. Your best chance of success will follow from finding out the requirements from the start and then determining if you qualify. Before you even begin, be aware of the reason for involvement of the scholarship and their goals for the Scholarship. If you are qualified, verify that you have the possibility to obtain the scholarship. After figuring out that you have a decent shot of going on to be one of the winners of the Scholarship, then it is useful to put forth the effort to apply. From Scholarships4Schools.com
2012 Kuni Michael Beasley, LLC all rights reserved M.O.N.E.Y. for College
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National and State Scholarships
The Flag of the United States of America representing the nation, its heritage, and each individual state
There are number of National Scholarships plus each state has specific scholarships and grants available to its residents. This list below contains private, state-supported, and institutional scholarships. Major National Scholarships Coca-Cola Scholars National Merit Scholarship Fulbright Scholarships Florida Bright Futures Walmart Scholarships Rhodes Scholarship Bill Gates Scholarships Gates Millennium Scholarships Georgia HOPE Scholarship Tylenol Scholarships Horatio Alger Scholarships Truman Scholarships Marshall Scholarships Morehead-Cain Scholarship
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State Scholarships
Alabama Scholarships Alaska Residents Scholarships Arkansas Resident Scholarships Arizona Scholarships California Scholarships Connecticut Scholarships Colorado Scholarships District of Columbia Delaware Scholarships Florida Resident Scholarships Georgia Scholarships Hawaii Scholarships Idaho Resident Scholarships Illinois Scholarships Indiana Scholarships Iowa State Resident Scholarships Kansas Scholarships
State Scholarships
Kentucky Resident Scholarships Louisiana Resident Scholarships Maine Scholarships Maryland Scholarships Massachusetts Scholarships Michigan Scholarships Minnesota Scholarships Mississippi Resident Scholarships Missouri Resident Scholarships Montana Scholarships Nebraska Scholarships Nevada State Scholarships New Hampshire Scholarships New Jersey Scholarships New Mexico Scholarships New York Scholarships North Carolina Scholarships North Dakota Scholarships Ohio Resident Scholarships Oklahoma State Scholarships Oregon Scholarships Pennsylvania Scholarships Rhode Island Scholarships South Carolina Scholarships South Dakota Scholarships Tennessee Scholarships Texas Resident Scholarships West Virginia State Scholarships Wyoming State Scholarships Vermont State Scholarships Virginia Scholarships Wisconsin Resident Scholarships Washington Resident Scholarships Vermont State Scholarships 14
The Horatio Alger Foundation awards 104 $20,000 scholarships nationally and 25 $5,000 scholarships in each state.
The Gates Millennium Scholarship is awarded to 1,000 minority students
Coca-Cola Scholar-Athletes in Atlanta
Scholarships by Subject
Lew Alcindor (Kareem Abdul-Jabbar) towers above his UCLA classmates at the 1969 graduation
Many organizations list their scholarships by Subject. Here a list of links of different Subject opportunities Scholarships by SUBJECT
Scholarships by SUBJECT
Academia Marketing Accounting & Finance Math Advertising & PR Media Agriculture Medicine Archeology Metal Work Architecture & Design Military Art Music Astronomy Non-Profits Automotive Nuclear Engineering Aviation Nursing Biology Personal Services Biomedical Sciences Pharmacy Business and Management Photography Chemistry Physical Therapy Computer Hardware Engineering Physics Computer Programming Police & Fire Construction Public Transportation Culinary Arts Science Dentistry Social Services Education Sports Engineering Sports Medicine Environmental Science Transportation Writing Forestry & Fishing Geology Details Government If you are otherwise qualified, most scholarships are a Graphic Design function of dotting the Is and crossing the Ts. Dr. B Hospitality & Travel Information Technology An important detail in the process of trying for the Interior Design Scholarship is filling out the application correctly. AppliJournalism cations can sometimes be drawn-out, but you should Landscape Architecture not underestimate how important it is that your work Law was done precisely and completely. Use caution to inLibrary Science sure that you will not be bumped because of carelessManufacturing ness. From Scholarships4Schools.com
The Clay Lacy Foundation provides a $12,500 scholarship for students who want to become a professional pilot (1968 photo)
Microsoft offers full tuition and summer internship scholarships. From their website: Once selected, you will be given an annual salary; a benefits package that includes health insurance, life insurance, and retirement; and up to $18,000 per calendar year for tuition, mandatory fees, books and supplies. You'll be required to work at an Agency facility during summer breaks and to maintain fulltime college status during the school year with a minimum cumulative 3.0/4.0 GPA. We will pay the cost of transportation between school and the Washington, DC area each summer and provide a housing allowance.
CIA Scholarship
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Scholarships by Type, Miscellaneous, and Weird
Graduation at the University of Minnesota
Academic Scholarships African American Scholarships Athletic Scholarships Community Service Scholarships Students with Disabilities Essay Scholarships Extracurricular Scholarships Financial Need Scholarships GPA Based Scholarships Hispanic Scholarships Jewish Scholarships Leadership Scholarships Military Scholarships Minority Scholarships Native American Scholarships Union-Sponsored Scholarships Veteran Scholarships Scholarships for Women
Scholarships by TYPE
Miscellaneous from My List American Culinary Federation The Culinary Trust Culinary Institute of America Culinary Arts Wine and Food Women Chefs National Federation for the Blind Jewish Guild for the Blind Financial Aid Finder Blind Financial Aid Finder Hearing Cancer Survivor SuperSibs Learning Disabilities Veterans 32 Weird Scholarships Unusual Scholarships Weird Scholarships 45 Weird Scholarships
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Anthem Scholarship up to $1,000 for an essay on the book by Ayn Rand
Strange and Weird
Overwhelmed? No doubt that all this data is overwhelming. There is a series of strategies to approach all these scholarships, but it still requires work and diligence. Dr. B Once the application is sent off, it's important to know when the Scholarship chooses a winner and distributes any funds so you'll be aware of whether or not you will be able to count on the scholarship to provide additional support for your financial needs and how it will help you out, since there might be constraints on how you can use the Scholarship. You might find it challenging to find ways to take care of the expenses associated with school, and having the additional resources of the Scholarship to defray some of the costs can be a huge help. If you are not fortunate to receive the Scholarship, keep at it, you can find different scholarships that you can hopefully get. From Scholarships4Schools.com
$500 Kor Memorial Scholarship from the Klingon Language Institute
David Letterman Scholarship In Telecommunications at Ball State
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Little Known Scholarships

Washington Crossing Foundation Student Scholarship
Many of these are open to high school students:

"Free Will and Personal Responsibility" Essay Contest "If I Were President..." Competition "My Turn" Essay Competition AAA Travel High School Challenge AAU Youth Excel Award Program ABC's "The Scholar" - Reality TV Show Scholarship Accepting The Challenge of Excellence Award Achievement Award in Writing Afl-Cio Skilled Trades Exploring Scholarships AFSA National Scholarship Essay Contest Afscme Family Scholarship Program Ag Day Essay Contest America Loves Math Scholarship Contest American Spirit Publishing Scholarship Angel Soft Angels in Action Award Annual Signet Classic Scholarship Essay Contest Arrid Total Women of Today Scholarship CarDonors.com Scholarship City Year - Volunteer for America CollegeProwler Essay Competition Dale E. Fridell Memorial Scholarship Digital Dorm Room of the Future Essay Contest Discover Card Tribute Award Scholarship Program Do Something BRICK Awards Dyzco Distance Learning Essay Contest ExploraVision Science Competition Federal Junior Duck Stamp Art Competition Frank O'Neill Memorial Scholarship Free Speech and Democracy Film Contest George S. & Stella M. Knight Essay Contest Holocaust Remembrance Project Essay Contest Idea of America Essay Contest Imation Computer Arts Scholarship Interdependence Day 2004 Essay Contest Ivysport Excellence in Life Scholarship Video Contest Jane Austen Society Essay Contest Lemonade Series Writing Scholarship Most Valuable Student Competition NAPF Swackhamer Peace Essay Contest National D-Day Museum Online Essay Contest Paul Zindel First Novel Award Sam Walton Community Scholarship Shakespeare Fellowship Essay Competition ShopKo Scholarship SPAACSE George R. Faenza Scholarship TDS National Essay Contest Teenage Vision for America Essay Contest US Foreign Service National High School Essay Contest Young Epidemiology Scholars Competition Young Naturalist Award Youth Foundation Grant
These are assembled by a Texas organization, so there are a lot of Texas based links.
4-H Opportunity Scholarships Abe and Annie Seibel Foundation AFSA/CMSAF/AMF Scholarship Program Air Force Aid Society Education Grants Air Line Pilots Association Scholarship Program Alexander Graham Bell Association for the Deaf American Chemical Society Scholars Program American Legion Auxiliary (Texas) Scholarships American Legion Oratorical Contest APS Scholarship for Minority Undergraduate Physics Majors Charles, Lela and Mary Slough Foundation Scholarship Chopin Piano Competition CHRISTUS US Family Health Plan Nursing Scholarship Clara Stewart Watson Foundation Scholarship Fund Coast Guard Mutual Assistance Education Program Coca-Cola Scholars Foundation, Inc. Colburn-Pledge Music Scholarship Foundation Conrad and Marcel Schlumberger Scholarship Program DECA Scholarship Awards Disciples of Christ Student Scholarship Fund Educational Trust Fund ESA Foundation Evalee C. Schwarz Charitable Trust for Education Family, Career & Community Leaders of America Washington Crossing Foundation Scholarship Award
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Military Opportunities
The United States Merchant Marine Academy class of 2010 marches in for their graduation ceremony, Kings Point, NY.
The military is the single largest provider of college funding in the country with five Military Academies, three ROTC Programs, and the educational benefits on active duty, reserves, veterans, and their families. Service Academies There are five Service Academies that provide full scholarships, meals and housing, and salaries for those who attend. These academies look for well rounded students with leadership potential. Graduates leave with a college diploma, a commission in one of the services, and a service obligation. United States Military Academy, West Point, NY United States Naval Academy, Annapolis, MD United States Air Force Academy, Colorado Springs, CO United States Coast Guard Academy, New London, CT United States Merchant Marine Academy, Kings Point, NY
List of Military and Maritime Colleges
MIT Navy ROTC guidon aboard the Space Shuttle. MIT, Harvard, and Tufts are part of the same Navy ROTC unit.
Reserve Officers Training Corps (ROTC) ROTC Scholarships cover tuition, books, fees, and provide monthly stipend for living expenses. Army ROTC 1 Air Force ROTC Navy ROTC
The Frederick C. Branch Scholarship is a special Naval ROTC Scholarship offered for students who attend Historically Black Colleges.
Army ROTC at Embry-Riddle
Reserve Components Army Reserve , Navy Reserve, Air Force Reserve, and Marine Corps Reserve offers the GI Bill, loan repayment, and tuition assistance. List of Benefits National Guard Army and Air National Guard receive Federal Educational Benefits similar to the Reserves, plus many states offer significant educational aid to Guard members. States like Indiana will cover 100% of tuition. Veteran Benefits Certain Veterans can transfer GI Bill benefits to spouses and children. More detail on Veterans Benefits is in the Entitlements Section of this document.
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President Bush at the Air Force Academy
Note: I received an Army ROTC Scholarship that covered my degree at TCU Dr. B.
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Other Programs
There are many Federal, State, and Local programs that help fund education, provide employment, and forgive or repay loans. Need to dig to find many of these. Here are basics of Student Loan Forgiveness and Repayment Programs: Federal Programs Student Educational Employment Program employs students while they are in college Americorps has a program to help fund college or repay loans. Public Service Loan Forgiveness allows those who work in public service jobs to have their loans forgiven. Teacher Loan Forgiveness for those who serve low income families. Nursing Loan Repayment Program to encourage people to enter the nursing field. Peace Corps will repay certain school loans. Several Federal Agencies use Loan Repayment as a recruiting and retention incentive. Additional Information on Loan Forgiveness and Repayment. Other Programs Police Cadet programs in places like New York and Los Angeles offer tuition assistance and pay. Many employers will assist in loan repayments. UPromise helps earn extra money for education through rebates, coupons, and discounts.
Peace Corps Volunteers
From the Left: NYC Police Cadet, Teaching in a low income school, Nurse at a VA hospital, Americorps Volunteer in Michigan 2012 Kuni Michael Beasley, LLC all rights reserved
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Free Colleges & Work Colleges
Deep Springs College, Mojave Desert
FREE Colleges Alice Lloyd College 1 Barclay College Berea College College of the Ozarks Cooper Union Curtis Institute of Music Deep Springs College Saint Louis Christian College Webb Institute William E. Macaulay Honors College at CUNY Temporarily FREE: Antioch College Students admitted in 2012, 2013, and 2014 will receive a full-tuition, fouryear scholarship. Almost FREE: Moody Bible Institute Provides full tuition through Federal grants and Institutional grants. Student pay for room, board, fees, and expenses. Half FREE: Franklin W. Olin College of Engineering Used to be completely free, but now offers half-tuition Work: Work Colleges Consortium Member colleges allow student to work off all or part of their tuition. Blackburn College Ecclesia College Sterling College Warren Wilson College
Cooper Union Campus Dairy Farm College of the Ozarks
Alice Lloyd, Berea, and College of the Ozarks are also WCC members.
Work-Learning-Service Sterling College
1 Noted alumni Carl D. Perkins, who served in the U.S. House of Representatives from 1949 until his death in 1984. Perkins's legacy lives on in the form of the Perkins Loan, a need-based Federal student loan.
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Colleges with Cost Containment Programs
A view from Warren Wilson College in the Swannanoa Valley of the Blue Ridge Mountains (NC)
These colleges reduce cost by replacing loans with grants, providing full tuition to families below a certain level, capping loans, eliminating family contribution, and finding ways to reduce cost of attendance. Amherst College Appalachian State University Arizona State University Boston University Bowdoin College Brown University Bryan College (TN) California Institute of Technology (Caltech) Carleton College Claremont McKenna College Colby College College of Holy Cross (Worcester, MA) College of William and Mary Colorado State University-Pueblo Columbia University Connecticut College Cornell University Dartmouth College Davidson College (North Carolina) Duke University Emory University Fairfield University Georgia Institute of Technology Grinnell College Harvard University Haverford College Indiana University Bloomington Kenyon College Lafayette College Lamar University Lehigh University Massachusetts Institute of Technology Miami University (Ohio) Michigan State University North Carolina State University Northern Illinois University Northwestern University Oberlin College Pomona College Princeton University Rice University Sacred Heart University South Texas University Stanford University Swarthmore College Texas A&M University Texas State University - San Marcos Tufts University University of Arizona University of California at Berkeley University of California System University of Chicago University of Florida University of Illinois at Urbana-Champaign University of Louisville University of Maryland, College Park University of Michigan at Ann Arbor University of Minnesota System University of North Carolina at Chapel Hill University of Pennsylvania University of Tennessee University of Toledo University of Vermont University of Virginia University of Washington Vanderbilt University Vassar College Washington and Lee Washington University in St. Louis Wellesley College Wesleyan University Williams College Yale University
Check with the institution for specific information

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All Need-Based Aid starts with the Free Application for Federal Student Aid or FAFSA. The FAFSA is used to determine how much and what kind of aid a student can receive. Most Need-Based Aid comes from the Federal Government with States and institutions contributing. It is important that parents and students understand how this aid works.
NEED does not mean NEEDY! Need is the difference between what a college costs and what you are expected to pay according to the FAFSA results. If the college costs $20,000 and it is determined you can pay $12,000, the NEED is $8,000. You would qualify for $8,000 in Need-Based Aid.
Types of NEED-BASED Money
Federal Aid
Some Soap Box Here Saving. The financial aid system favors the unprepared. This means that if you have diligently saved for your students college, it will be counted against you in calculating aid. Indeed, because you have saved, it will likely cost you more overall for college than if you simply used the money for a trip to Europe. Keep this in mind when you do college planning. Loans. The financial aid system will let you borrow yourself into oblivion: College debt exceeds credit card debt. Colleges raise tuition easily, up at twice the rate of inflation, because they can! College debt is cheap credit on easy terms [that] increases the amount of money chasing the product (in this case a diploma) allowing schools to increase prices. This inflation makes it harder for middle-class families to afford paying their own tuitions (Fox News).
Comments by Dr. Beasley
Most Federal Aid is in the form of grants and scholarships. Grants Grants do not have to be repaid. To be eligible for government grants, you must submit a FAFSA. The Federal grants are: Federal Pell Grant Federal Supplemental Educational Opportunity Grant (FSEOG) Academic Competitiveness Grant (ACG) National SMART Grant TEACH Grant Loans Loans have to be paid back. The Federal loan programs are:
Perkins Direct Stafford Direct PLUS (graduate and professional degree student borrowers) Direct PLUS (parent borrowers) Direct Loan Consolidation
State Aid
The State Higher Education Agencies will have specific information of their programs.
Institutional
Many Institutions have done away with or capped the loan amounts for students. Princeton University started this in 2001 and many institutions have followed. Other institutions use additional methods to determine funding packages for students. The CSS/Financial Aid Profile is administered by the College Board and used by institutions to determine how much institutional aid the student may receive. The CSS looks at more things than the FAFSA. For example, home equity is not considered in the Federal aid, but may be considered in institutional aid.
Private Sources
Many private sources factor in need when awarding scholarships. I want to go on record stating that I do not recommend any form of student debt! A well advised family with a properly guided student can avoid all debt. Anything to the contrary except in very rare situations is bad advice and bad guidance! Dr. B.
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Obamacare and College Funding

President Obama at the Notre Dame Graduation
You are probably wondering What Obamacare has to do with College Funding? The short answer is A lot probably more than a lot. Possibly everything! Howard Berg the Worlds Fastest Reader was invited by Neil Cavuto of Fox News to read the Obamacare bill live on TV. He did this three times in three broadcasts, reading the House version, the Senate version, and what is called the Reconcilement version, where they work out differences between the bills and hammer out one version and vote on it. During the reconcilement process, the Student Loan Program was slipped into the bill. Nobody seemed to notice this until Howard read it on the air. It was Howard who asked on live TV I dont understand why they inserted the Student Loan Program into this bill. That was the first national disclosure that this had been done. Within minutes, Rahm Emanuel, White House Chief of Staff, had a call into Fox complaining about the disclosure. Quite frankly, student loans were slipped in and I bet nobody but a select few knew it yet it passed both Houses, and was signed into law. What does this mean? All federally insured private lending ended. Now all loans are made by the government. It means that the interest will be paid to the government, ostensively, to help pay for Obamacare. It also means that the government can bring more power to bear to collect loans with the worlds largest collection agency, the IRS. This could easily go a step further to see colleges and students held hostage by the government because of the Golden Rule He who has all the gold makes all the rules. 1
Avoiding Debt There are very simple solutions to paying for college and they have been around for a long time: Simple Solution 1:
Better Grades + Higher Test Scores = More Scholarship Opportunities
As you have seen in the previous pages, many colleges provide significant scholarships to good students. What does it take to be a good student? That hasnt changed since Socrates. Pay Attention Follow Instructions Do the Work Simple Solution 2: Get Sound Advice Dont Try This Alone
There was a big ideological debate on Student Loans as a separate bill, so it was never passed because it required a 60% vote to pass the Senate. As a Reconcilement amendment, it only requires a majority vote, so it was easily slipped in among the 2000 pages of the Obamacare bill. Former Education Secretary Lamar Alexander equates this to a Soviet style takeover. Others see this as something that will actually increase the Federal debt. Online articles include A Guide to Obamas Student Loan Plan, Student Loan Overhaul Plan, or SLOP, and College Lending Hidden in Obamacare. I guess well wait and see. Dr. B.
[OPINION] Please dont get me wrong. Like many people, I believe there needs to be some form of universal health coverage. However, as a former Political Science professor who has a Ph.D. in Urban and Public Administration, I dont believe Obamacare is the solution. It places medical decisions into the hands of government bureaucrats. With the Student Loan Program slipped in, decisions on who gets funding and possibly even what majors are available are in the hands of a government bureaucrat, who may have only a GED.
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Types of ENTITLEMENT Money

Entitlement money comes in the form of grants, direct payments, discounts, waivers, fee reductions, or some other means that reduce your out of pocket expenses.
The single largest entitlement benefit is residency. Just because you live in a particular location, you are usually entitled to reduced tuition to publicly supported institutions within that jurisdiction. As you look at public institutions, you will see cost difference between In State and Out of State students. This fee reduction is because public money (often a tax) is used to help support the institution, and as a member of that particular tax base, you get the benefit of that tax. Jurisdictions can also include county/parish, city, school district, or any other tax entity that uses funds to support colleges. There can be huge differences between In State and Out of State costs, often as much as double the for Out of State, so some students have simply moved to the state or district to claim residency status. Institutions have become smart to this and have placed specific residency requirements that require the student to have lived in the jurisdiction a minimum amount of time (and be able to prove it) before they can receive the reduced residency rate. Ethically, the reduced rate is a benefit for those who have been contributing to the tax base, not to student carpetbaggers who move in just to receive the benefit of those whose taxes have paid for the reduction. Generally, the minimum residency requirement for In State rates is one year. Often, students will move to the state, get a job for a year or attend a community college where residency requirements are less stringent. Often, you only have to prove you live in the district. A water bill or some other documentation that links the student to an address within the district is usually sufficient. After a year, they apply to the state school with In State rates. Considering you have just cut your tuition costs in half, this might not be a bad strategy. You need to do some research. You might find you are entitled to a lot more than you think. Dr. B.
Are you a RESIDENT? Are you ENTITLED?
Tuition Equalization Grants
States like Texas, Georgia, and Oklahoma, provide Tuition Equalization Grants to resident students who attend private colleges in the state because it is more cost effective, in some cases, to pay a student to go to a private college verses the states cost for a public college.
Reciprocity
Many states provide Reciprocity with other states, where students from one state can receive In State or reduced tuition to attend a college in another state and vice-versa. New England Board of Higher Education has a reciprocity agreement among Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island and Vermont. Academic Common Market is a reciprocity agreement among 16 southern states: Alabama, Arkansas, Delaware, Florida, Georgia, Kentucky, Louisiana, Maryland, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Virginia, and West Virginia. Midwest Student Exchange Program is a consortium of six midwestern states: Kansas, Michigan, Minnesota, Missouri, Nebraska, and North Dakota. Western Undergraduate Exchange covers institutions in Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, North Dakota, Oregon, South Dakota, Utah, Washington, and Wyoming. Indeed, some states have reciprocity agreements with colleges in Canada.
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Veterans Entitlements
President Franklin Delano Roosevelt signs the first GI Bill into law, June 22, 1944
Not only is the military is the largest provider of college funding, it is also the largest provider of entitlement payments to those who are serving, have served, and their families. Military Opportunities listed earlier were separated because going to West Point is an opportunity, not an entitlement. Listed here are entitlements service members and their families receive as a result of serving. 1
Federal Veterans Benefits
Department of Veteran Affairs Military Tuition Assistance Scholarships Federal Loans and Grants - Federal Student Aid Active Duty Education Benefits User's Guide Reserve Education Benefits User's Guide National Guard Education Benefits User's Guide Veterans Education Benefits User's Guide Spouse and Family Benefits Programs
State Veteran Benefits
State Tuition Assistance, Fee Reductions, or Waivers State Veteran's Benefits Directory Veterans Advantage
The GI Bill was specifically designed as a post-service entitlement for service members who returned to civilian life. Although some GI Bill benefits can be used while on active duty, it is the entitlements after service that is the focus of the Department of Veteran Affairs. Montgomery GI Bill Vocational Rehabilitation Veterans Educational Assistance Program. Post-9/11 GI Bill and Yellow Ribbon Program Fry Scholarship Dependents Educational Assistance Transfer of Post-9/11 GI-Bill Benefits to Dependents (TEB) Reserve GI Bill Reserve Educational Assistance program Additional info on the GI Bill and Department of Education.
GI Bill Entitlements
There are several versions of the GI Bill with different benefits
The GI Bill paid for my MBA while I was on active duty and my Ph.D. after I left service. All my college education except for my Seminary doctorate was paid for through Military Opportunities and Veterans Entitlements. Dr. B.
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Types of YOUR OWN Money

College is now the biggest investment a family will make exceeding the average cost of a house if you have to pay for all or part of it out of pocket. There are two types of savings: 1) Money you put away, and 2) Money you dont have to spend. Here are some thoughts and information on saving money before, during, and after you send your student to college.
No College Worth That Much Money

Colleges (and the government) will let you go into debt up to your eyeballs for some perceived value of a particular college, but it is all fluff! I recommend you watch this video on Why college costs so much. Indeed, I will go on record stating:
There is no college in the country worth more than $15,000 out of pocket per year period!
I challenge anyone to prove quantitatively and qualitatively that there is that much of a difference that would justify paying more, and that there is correlation between cost of college and success in life. And theres always that guy in the back of the room who quips, What about Harvard? Well, what about Harvard? Harvard will meet 100% of demonstrated need. Students whose families make less than $60,000 pay nothing! Costs are scaled up to $150,000, where the cost is 10% of that amount. Hence, the maximum someone would pay with a $150,000 income is $15,000 which makes my point. Harvard is actually one of best college values and one of the most affordable if you get in.
2 PLUS Strategies I have TWO 2 PLUS strategies to save money and time:
2+2 Students go to a junior or community college for two years then transfer to a four-year college to complete the last two years of their degree. This is a relatively straight-forward strategy with a little twist. Community colleges are the best educational value in America. Most community college professors are better paid than their counterparts in four-year colleges and they are more focused on teaching. In addition, it is easy to compare community college with its smaller classes to a large state college lecture halls filled with 500 students whose papers are graded by Teaching Assistants. Also, if students maintain a 3.5 or higher, they qualify for Phi Theta Kappa, the Junior College Honor Society, which puts them on the radar of four-year colleges and transfer scholarships! 1 When they graduate from the fouryear college, there is no asterisk at the bottom of the diploma that says, Only went here two years. 2+2+2 For ambitious students only! This is a strategy to complete high school AND college in six years. Here, the ambitious student completed the freshman and sophomore year (with significant college prep), then takes dual credit courses at the local community college or even a four-year college which count for both high school and college credit. Students then transfer to a four-year college to finish the last two years of their degree. The same transfer scholarships are available. 2 Dual Credit Do not try to do this alone. This requires a very solid plan and strong commitment from the student. Get sound counsel, because doing this wrong can cost you a lot of misspent money and even forfeit opportunities.
1 My wife graduated from a community college and transferred to Harvard on the Phi Theta Kappa Scholarship which paid for her first semester. She maintained her GPA and continued on scholarship the next year. 2 We have had a number of students do the 2+2+2, in some cases completing their Associates Degree BEFORE they graduated from high school! Many received transfer scholarships, completed their Bachelors Degree, and several went on to Law and Medical school as young as 19!
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Saving Money in College
Commencement at Excelsior College (NY) where almost all the credit required for graduation can be earned through testing. 1
Credit by Examination There are ways to accumulate college credit easily and cheaply. A convenient way is to take tests for credit. College Level Examination Program (CLEP) 90 minute exams that cover most of the courses the first two years of college. Exams cost $77 plus test administration fee. 2 DANTES Exams Similar to CLEP, developed for the military, but available to the general public. DANTES cost about $80, a lot cheaper than a class. Transfer Credits You may be able to take courses at another college where they are cheaper and transfer them in. Transferable courses can reduce up to a full years tuition cost. Check with the college on transfer policies. College Budget Strategies Heres a List of Cost Reductions, ideas to Reduce College Costs, and Reduce Expenses, and Student Budget Worksheet. Textbooks Textbooks are expensive. Buy used textbooks. 3 Cheap Textbooks.com, Buy Used Textbooks.net, Rent Textbooks, Campus Books, and Cheapest Textbooks.
Vanity Colleges There is a prevailing belief that where you go to college somehow determines your success in life, prepositions you for medical or law school, or has some sort of mystical effect on job opportunities. I will just ask some simple questions to bring us down to reality: 1 Do you have a family doctor? 2 Do you have family lawyer? 3 Did you pick them based on where they went to college? In the two most important professions where college education is the most important credential, the vast majority of people dont even consider where these people went to college. Quite frankly, if it is not important when you choose your doctor, how important should it be to your student? Virtually every college in the country will provide your student an academically sound undergraduate education. You need to understand this and so does your student. Dr. B.
Moby Dick Most Classic Literature is available online, so you dont need to buy Moby Dick at the book store. Try these: U Penn, Books Online, Bartelby, Page by Page, Project Gutenberg, Classic Reader, 446 Places for Free Books Online, and Links to Libraries Online
1 Excelsior College celebrated its 40th anniversary in 2011. It has been a leader in extended, distance, and non-traditional education. Formerly the University of the State of New York, it is operated under the New York State Board of Regents, is fully accredited, and offers Associates, Bachelors, and Masters Degrees. 2 CLEP Exams are written by the College Board, which also writes AP and SAT Subject Exams. There is about an 85% crossover in content, so students who prepare for AP Exams could easily take the CLEPs for the same subjects. We have a complete strategy on CLEPs, AP, and SAT Subject Exams. 3 You want to talk about a SCAM; textbooks are a $500 - $1,000 expense per year. Just about every year, publishers put out a new edition of last years textbooks to thwart the used textbook industry. Usually they incorporate a few minor changes and reorder things so the page numbers are changed so they wont line up with last years books. When the professor publishes a new syllabus, the references are to the newer book.
27
Taxes and Savings
Tax Benefits Federal Education Tax Benefits allow people to deduct the costs of college. Lifetime Learning Credit, American Opportunity Tax Credit, Tuition and Fees Deduction, Student Loan Interest Deduction, and Education Savings Accounts provide for tax-free savings, interest, and withdrawal. Heres a quick explanation of these from Smart Money. 529 Plans 529 plans came out to provide a tax-free savings for college. Heres info on SEC 529 Plans, 529 Plans by State, How 529 Plans Work, 529 Plan Statistics, and IRS Qualified Tuition Programs. 529 Reasons NOT to do a 529 I am NOT a big proponent of 529s. In the market down-turn in 2008, 529s took huge losses. There are many better and more prudent ways to save for college. Although I have an MBA and am pretty smart on this stuff, I, too must turn to those smarter than me. My financial advisor is Richard Beidl, Impact College Planning, who has his MBA from MIT in Financial Engineering and several years of Wall Street experience. He provided me with some articles to share: Misguided Promise of 529 Plans and Oregon Sues Over Risks Taken In Its '529' Fund. Ive also dug up a few that might be interesting: Seven Things You Didn't Know About 529 Plans, How Safe is Your College Savings Account?, and Market Slide Snags Alabama Tuition Program. Dr. B.
There are significant Tax breaks on tuition
NO Debt! NOT worth it!
Graduation University of North Carolina Greenville
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Partial list of where our students have been admitted and received scholarships*: Air Force Academy* Alabama* Alvernia* Arizona State* Arizona* Arkansas State* Arkansas* Arkansas-Little Rock* Baylor Medical Baylor* Berkeley Brigham Young* Colorado* Concordia (TX)* Dallas Baptist* Denver* Duke* Embry-Riddle* Florida Tech* Florida* Georgetown Law* Georgia Tech* Georgia* Harvard* Houston* Leeds (UK) Lehigh* LeTourneau* Louisiana Tech* Morehouse* MIT Naval Academy* New York Maritime* North Texas* Northwood* Notre Dame* Oklahoma State* Oklahoma* Oral Roberts* Oregon State* Patrick Henry* Pepperdine* Princeton San Diego Savannah College of Art* Schreiner* Southern California Southern Methodist* Stanford* Texas-Arlington* Texas-Austin* Texas-Dallas* Texas-San Antonio* Texas A&M Galveston* Texas A&M* Texas Christian* Texas Medical Branch Texas Tech* Trinity (TX)* Vanderbilt Law* Virginia Tech* Virginia* Wake Forest* West Point*
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Starter Kit Initial Consultation Diagnostic Assessment College Readiness Plan Tracking Supervision & Support Timeline Management Records Maintenance Evaluation Updates Accountability Monitoring
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Secrets: Parents Need To Know About

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2012 Kuni Michael Beasley, LLC all rights reserved

M.O.N.E.Y. for College

Dr. Kuni Michael Beasley

BS, MBA, D. Min., Ph. D.

Dr. Beasley DocBeasley@NEWCollegePrep.com

2012 Kuni Michael Beasley, LLC all rights reserved

M.O.N.E.Y. for College