Functionality

ATM management efficiency, reliability, and security play an important role in producing a positive bank's image. The WAY4 ATM Management module enables banks and processing companies to create a wide service line via ATM Network, from cash withdrawals and mini-statements to instant account top-up by cash and currency exchange. It uses communication and cryptography innovations, automates routine operations, and provides users with convenient ATM management facilities and monitoring tools. ATM Services Information services Balance inquiry / balance printing Credit limit and other account details Mini-statement (10 last transactions) Statements Account selection Cash functions Cash withdrawal Cash acceptance (envelope/deposit and note acceptance) Currency exchange Cash bill payments Cash prepaid services Cash by code Payments and transfers Account transfers P2P fund transfers Bill payments Prepaid services Self-service purchase (CAT/ADM) Account and profile management PIN change Block card Service activation Marketing Marketing messages Loyalty program support Protocols and Formats All major formats Diebold 912 (DDC) NDC/NDC+ ProCash

Transport protocols X.25 TCP/IP Other ATM Monitoring and Management Real-time ATM status management and monitoring Real-time cassettes monitoring Real-time hardware status monitoring Automatic real-time per-transaction balancing Dispense and Replenishment reconciliation and accounting Remote configuring, see: WAY4 NDC/DDC Configuration Builder Statistic analyser, see: WAY4 ATM/Kiosk Statistic Analyser Risk Management EMV smart cards and hybrid technologies ATM key management, dynamic key change MAC (Message Authentication Code) DES, 3DES Multi... Multiple currencies Multiple languages Multiple time zones

What's New
Cash by Code Cardholders sometimes need a reliable way to send money to relatives or friends. Even when recipients have their own card or bank account, it can get complicated how much more so, if they have no relationship with any bank! In this case, senders have to cash their funds and make a standard money transfer. This is inconvenient for two reasons: one, the cash withdrawal fees, and two, the money, time, and effort spent on the money transfer itself. This is why OpenWay is offering a new WAY4 functionality, Cash by Code. It allows cardholders to block the necessary amount in their account, which can later be withdrawn at an ATM through a cardless transaction. It's secure, because the transaction is only authorised through a secret code that the payee must know to receive funds. WAY4 Cash by Code enables bank customers to block funds in their card accounts and preauthorise another person to receive the blocked amount through an ATM without the card.

To authenticate the transfer recipient, a special code is used. The code is generated by WAY4 and sent to the cardholder. Next, the cardholder lets the recipient know of the code. Finally, the payee enters the code in an ATM and gets cash. The WAY4 Cash by Code service is normally used to process on-us transactions. The WAY4 Host System Interface module allows the service to process inter-bank transactions as well. In this case, the issuer and acquirer exchange information through a dedicated channel.

Benefits
Variety of ATM services All major ATM brands and protocols Comprehensive ATM monitoring Transaction security Proven EMV full grade/option, Pre-authorised technology Automatic ATM management rules and monitoring tools Load balancing Support for thousands of ATMs in standard configuration

ATM Management System

Speed and reliability in ATM management Banksoft ATM Management System offers uninterrupted, fast and reliable link with all banking systems to actively promote client satisfaction. Banksoft ATM Management System can be associated with an unlimited number of terminals in theory. The flexible solutions provided by the Banksoft ATM Management System enables Visa, Mastercard and private label cards to complete a variety of banking transactions on ATMs managed by the system. ATMs Supported

NCR Wincor Nixdorf Diebold Other brands

Features

ATM sharing with domestic and foreign banks In-depth and online tracking of ATM line and unit statuses Notification of ATM unit, line and system statuses to authorized personnel via text, email and other messaging media Online monitoring of system peripheral statuses Configuration transfer and version tracking by the center File distribution from the center to ATMs and uploading ATM files to the center Day-end transactions and ATM cash monitoring from the center A wide variety of tracking and reporting options End-to-end PIN security with HSM Remote Key Loading: Transfer of keys from the center to ATMs without physical key input on individual ATMs ATM Message Encryption for end-to-end ATM security E-Journal Management for offloading e-journal files on ATMs to the bank data center Foreign currency transactions on ATMs (ATM Exchange Office) High-performance solutions for Windows platforms (multitasking servers for NDC, NDC+, Aptra Advance NDC, IBM 912 and XFS-based special messages) Support for NCR, Wincor Nixdorf, Diebold, Bull and other brands of ATMs Support for leading ATM communication protocols (X25, TCP/IP, TTY, SNA, Wireless) Web-based branch application integration ATM EMV Card Acquiring function Integration with various banking systems (Windows, Unix, Mainframe)

Advantages to Banks Banksoft ATM Management System is designed to establish fast, reliable and uninterrupted links with all banking systems. A theoretically unlimited number of ATMs of all brands can operate within the Banksoft ATM Management System. Banksoft ATM Management System complies with banks, the Banking Regulation and Supervision Agency (BDDK) and PCI regulations.