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It is mandatory to scan through the literature which has already gone through the proposed study subject. Various research works on lending practises of UBI has been very helpful in the successful conduct of the study. However all such studies concentrate on certain issues and suggest piecemeal solution. Therefore, a comprehensive study is elusive. The text and academics literature which helped the study in details are:
A Hand Book of Banking by N. S. Toor Ramman Finance management. Finance management and policies by James C. Van Horne. Management accounting principle and practises by R. K. Sharma. Accounting for managers S. P Jain and K.L. Narang. Research methodology by C.R. Kothari.
RESEARCH METHODOLOGY:
This refers to the method of data description. Descriptive research includes surveys and fact finding and enquire of different kinds. The major purpose of descriptive research is description of the state of affair as it exists at present. In business research we quite often use the term export facto research for descriptive research studies.
The main characteristics of this method is that the researcher has no control over the variable, he can only report what has happened or what is happening. The method of research utilised in descriptive research are survey methods of all kinds including comparative and correlation methods.
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SECONDARY DATA: Secondary data that were collected through published materials like pamphlets, company books and from the official website that www.BCCI.ltd