English is our goal!

2012
VOCABULARY
New words Recur (recurring) Definition Happening repeatedly The sentences This theme recurs several times throughout the book. A recurring illness/problem/nightmare, etc. Liabilities are recurring expenses. Assets are recurring income. I had a nightmare last night. It has recured (???) for 3 days. (it is recurring nightmare) Meanwhile, eliminate your liabilities In other words, eliminating all debts which do not generate a profit. You just need to steadily increase your assets, while steadily eliminating your debts. Credit cards eliminate the need to carry a lot of cash. The police have eliminated 2 suspects (nghi ng) from their investigation. (cuc iu tra) She was eliminated from the tournament (mt lot nhng cuc thi u loi) in the first round. the elimination of desease / poverty (s ngho i)/ crime (ti c), etc. There were 3 eliminations in the first round of the competition. the elimination of toxins from the body.(c t) It takes discipline to change your way of earning and spending. The school has a reputation (s ni ting) for high standards of discipline. Yoga is a good discipline for learning to relax. He disciplined himself to do exercise at least 3 times a week. Dieting (v. n king| n. ba n) is a matter of disciplining yourself. You must adopt (chp nhn, thng qua) a long-term perspective. Try to see the issue from a different perspective. A global perspective/ an international perspective. Recent events seem less serious when put into an international perspective. They maintained a long-term vision. What is your glorious vision? He had a vision of a world in which there would be no wars. I had visions of us getting hopelessly lost. 20-20 vision (= the ability to see perfectly) Cats have good night vision. to have good/perfect/poor/blurred (not clearly|m m)/normal vision. They were willing to make short term sacrifices to gain long term success. Next, ask yourself, what am I willing to sacrifice now to achieve my long term dreams?. Then, every day, review your dream and the sacrifices you are willing to make. They make small sacrifices now to get closer to their long term dream. You must have your big dreams and big vision, and you must sacrifice now so you can have that big dream in the future. They all sacrificed by reducing expenses and eliminating liabilities. They all sacrificed in the short term to succeed in the long term. She sacrificed everything for her children. Her parents made sacrifices so that she could have a good education. They offerd sacrifices to the gods. Would you sacrifice a football game to go out with a girl? In her writing, clarity (r rng, thng sut) is sometimes sacrificed to brevity.(ngn gn) What is your glorious vision? Page 1

Eliminate

To remove/ get rid of

Discipline

The practice of training people to obey rules/ A method of training your mind Viewpoint (synonym) A particular attitude towards sth/ a way of thinking about sth An idea or a picture in your imagination

Perspective

Vision

the ability to see

Sacrifice

to give up sth important and valueable to you in order to get sth that seems more important for yourself or for another person.

Glorious

Very beautiful and

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English is our goal! 2012

impressive, extremely enjoyable Wonderful, splendid (synonym) (honh trng, lng ly, huy hong) The state of feeling pleasure Satisfaction (synonym) A glorious chapter in our countrys history. The film looks back at Spains glorious past. Both her daughters have glorious red hair. A glorious trip to Rome The show has been gloriously successful. A glorious sunset (hong hn)| sunrise (bnh minh) They believed in delayed gratification. Sexual gratification A feed (n.s cho n|v.cho n) will usually provide instant (lp tc) gratification to a crying baby. Much to my gratification, my work got a special mention in her speech. The company is trying to improve customer satisfaction. To pay or charge (tnh vo, ghi n) interest on an amount of money that includes any interest already earned or chargerd. they used the power of compounding in their favor. (or favour) Interest that is paid both on the original amount of money saved and the interest that has been added to it. (# simple interest) The power of compounding interest. (R.E abbreviate) They all focused on investing by creating profitable small businesses, by Realty, real property intelligently buying stocks, by intelligently buying real estate, by (synonim) intelligently buying education, training, and skills. Bt ng sn, ngnh bt They use the power of compounding. In other words, they invest in ng sn businesses, or stocks, or real estate, or something that pays them an extra percentage every month. My father sold real estate. to work in real estate To accept and act Youll have to abide by the rules of the club. according to a law, an We will abide by their decision. agreement, etc. The two parties agreed to abide by the judges decision. For years he has abided by a commitment to (li cam kt) annual employee raises. Now, that the contract has been negotiated, we will have to abide by it very closely. A condition or an The last provision in the contract states that if either party determines it is arrangement in a legal in his best interest to cancel the contract he is obligated to inform the document (iu khon) other immediately of his attention. If you both agree, we can specify that the canceling party must communicate his intent at least 30 days prior to the cancellation. Under the provisions of the lease, the tenant (ngi thu nh) is responsible for repairs. To supply sb with sth The government is responsible for the provison of health care. they need or want There is no provision for anyone to sit down here. (cung cp) You were engaged when you bought the car, right? Having a moral (thuc v o c) or legal (thuc v php lut) duty (# dirty) to do sth He felt obligated to help. You are under no obligation to buy anything. She did not feel under any obligation to tell him the truth. To fulfil (thc hin) your moral/legal/professional/financial obligations. They remined him of his contractual (adj. quy nh bng hp ng) obligations. We have a moral obligation to protect the enviroment. You have my assurance. We gave our assurance. Unemployment seems to be rising, despite repeated assurances of the contrary. (s i lp) (contrast) Page 2

Gratification

Compounding

Compound interest real estate

Abide by

Provision

Engage Obligate

Assurance

Guarantee, promise Confidence (synonym)

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They called for (i hi, yu cu) assurances that the government is committed to its education policy. foolproof ritual incantation reality grounded vibrant

full of live, energy very bright and strong loud and powerful the particular method you use to achieve sth

tactic

mediocrity

the quality of being average or not very good

this is the way to live a vibrant, exciting, wonderful life. a vibrant city the room was decorated in vibrant reds and yelows. (trang tr) vibrant rhythms (giai iu) A system that has no given tactics but is as good as any. They tried all kinds of tactics to get us to go. The manager discussed tactics with his team. It is time to try a change of tactic. Confrontation is not always the best tactic. (i u) This was just the latest in a series of delaying tactics. They used strong-arm (=aggressive or violent) tactics. His acting career started brilliantly, then sank into mediocrity. A brilliant leader, surrounded by mediocrites.

aspect scenario foreseeable circumstance dispute appropriate muscle pain a piece of body tissue (m, mt chui) you help people relax and you relieve their muscle pain. (an i, lm gim) he didnt move his muscle. (=stood completely still) he felt every muscle in his body tighten. (v.cng, sit cht) farmers are being encouraged to diversify into new crops. (ma v) the company branched out into selling insurance.

diversify

fast track deliberately

(syn. Brach out) to develop a wider range of products, skills a quick way to a achieve something to think very carefully about sth before making a decision (also adj.)

you will reach your financial fast track more quickly. he is on the fast track to success. I deliberately chose not to teach writing. the jury deliberated for 5 days before making a decision. (hi ng xt x) a freelance journalist (nh bo, k{ gi), a freelance work Im a freelance writer and I have a degree in journalism. (ch ngh nghip lm bo) The orientation of career Territorial integrity (s ton vn lnh th)

freelance

S nh hng Chnh trc Ton vn S gia s S truyn nng lng Quyn hn Nhp c, nhp cnh Nc st mayonnaise Tha th, khoan dung,

Orientation Integrity Tutorial Empowerment Immigration Mayonnaise Tolerate

= put up with Page 3

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Squash Allergic Marmalade chu ng Qu b nn (V) D ng Mt cam Thch nghi Allergic to Jam = mt Adapt to Accommodate Vacancy (N) Confess, admit Bugis junction = Intersection Interaction = s tng tc ln nhau Pre-renovation Renovate (V) Test Short-sighted = near-sighted = myopic Easy, simple, plain Comestible (N) Comestible = eatable = edible (adj) = n c = hostel Beware of maintenance vehicle Maintenance = duy tr, bo dng Lift = elevator Discount An Italian soup containing small pieces of vegetables and pasta

Surrounding Vacant (adj) Junction

Renovation

Lodge Beware of

Avenue Rebate Minestroni Pomodoro Strozzapretty Tomino Wheel tagliolini truffle mushroom linguine pasta Tagliolini Parma melon Penne Vongole Spaghetti Salmon Fennel sausage Lasagne Fusilli Squidink risotto

Mi trng xung quanh B trng, khuyt Th nhn, tha nhn im giao nhau S nng cp, sa cha, i mi Th s dng Cn th Gin d Thc n Ch tr Thn trong Thang my i l Gim gi Sp tht

Truffle = nm cc Linguine = mz si di

Mt loi mz ng

Rotis chicken Rosemarry bagel Ricotta cheese with olives and anchovies Crust

Fennel = cy th l Pasta with a twisted shape Twisted = thi nt, bm dp Risotto = cm Squid = con mc ng Squidink = mc ca con mc ng Rosemarry = l hng tho Bagel = bnh mz hnh chic nhn Anchovies = tn mt loi c

V bnh Pht

Pizza seafood thin crust Punish, penalize Page 4

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Considerate Suspicious Alighting Dismount Underpass Oriental Redeem Hygiene Concrete Thn trng, chu o ng nghi Ngi xung xe Xung xe ng hm, ng di (hm ng b) ng B p V sinh (N) b tng (Adj) r rng, c th (V) b tng Gi Chn Mn Mui Suspect (V) = nghi ng Dismount and push >< mount = ln xe (formal) >< overpass Mandarin Oriental Mandarin = ting chnh thc ca Trung Quc = compensate for

Saucer

a t di chn

Ketchup Vinegar Malt Chili

Tng c, nc st c chua Gim Mch nha t bt

Pillow Blanket Screen Mosquito Vt mui t = mosquito bite B mui t = to get bitten by mosquitoes p mui = to swat mosquitoes Saucer plate Side plate Sharing plate = catsup Vinegary (Adj) Barley = cy la mch Grain = ng cc = chili powder Pepper = qu t ngt Chili = qu t cay Black pepper = t tiu Sparkling water ( = fizzy water) Sparkling mineral water = nc khong c gas Place mat, table mat = napkin

Mineral Napkin Mat Serviette

Nc c gas Khong Khn n ph ln i Ming lt a, cc Khn n dng lau ming, lau tay (nh khn t ca mnh)

Carving knife

Cloth

Gi

Cutlery Crockery Fork Knife Spoon Ladle Dish Plate Tureen

Dao km ni chung Bt a ni chung

a su c np y

A large sharp knife for cutting cooked meal Sharp = sc nhn Shark = c mp Dishcloth Tablecloth Floorcloth

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Trolley Xe y = cart

Phrases and idioms

in savings:

if your monthly expenses are $1000, and if you have $3000 in savings, your wealth is approximately 3 months or 90 days. If I have approximately 100.000.000 VND in savings, I will build my own house.
Regardless of:

regardless of how much money people make, ultimately they should put some into investments. The club welcomes all new members regardless of age. He went ahead and did it, regardless of the consequences /can xc qun/. (hu qu) The amount will be paid to everyone, regardless of whether they have children or not.

On the other hand, wealthy. In terms of

on the other hand, I have known many people who make a lot of money but they arent

starting now, always think about wealth in terms of time In terms of economic
rent sth cost sb sth if you own a home and rent it to another person, then your rental home is an asset. liabilities are the opposite. They are things which cost you money every month.

owe money on it (n)

your car is a liability if you owe money on it and must pay a car payment every month. I dont have money even a little, I owe money on this cake. She still owes her father $3000. (or She still owes $3000 to her father)
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I owe everything to him. You owe it to your staff to be honest with them. I think were owed an apology. / P l g/ I think you owe us an explanation. The country owes billions of dollars to foreign creditors.
a loan payment a car payment interest live your life freedom to live your life as you choose

in their favor (US)

they used the power of the compounding in their favor The exchange rate is in our favour at the moment. She was willing to bend (bp mo, un cong, gp ngi) the rules in Marrys favour.

holding to the study found that these people thought and planned for long term and knew that they could ultimately achieve financial success by holding to a dream or vision.

I have long been of the opinion that

I have long been of the opinion that if work were such a splendid thing the rich would have kept more of it for themselves. (I now have a little boy of my own, so I can understand the impulse to shield and protect your child.) I have long been of the opinion that what they are actually doing is enabling him to be the addict he is. I have long been of the opinion that children should be raised by professionals in the country. (Your experience supports this principle very well) Indeed I have always been of the opinion that hard work is simply the refuge of people who have nothing to do. I have long since come to believe that people never mean half of what they say, and that it is best to disregard their talk and judge only their actions.

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Sometimes I got in trouble at jobs because of this.

Sentences

Wealth is measured in time, not dollars. Ultimately, it is not how much money you make that matters, but how much money and how long that money works for you. Every day, I meet many people who make a lot of money, but all their money goes out to expenses and liabilities. Every time they make a little more money, they go shopping! They often buy a bigger house, or new car, which results a long-term debt and nothing is left to invest in assets. I like the idea of measuring wealth in time, not dollars. The important point is not how much money you have, but how m`uch you enjoy your life. I once lived in my van for 1 year. (xe ti chuyn ch hnh l{, ngi) I had a great amount of time and freedom. I had a comfortable lifestyle that required very little work. Starting now, always think about wealth in terms of time. How long could you maintain your standard of living without working? How could you increase that amount of time? Do you regularly save and invest your money? Do you collect assets or liabilities? An asset is something that provides positive cash flow. Liabilities are the opposite. Your job is an asset it gives you money every month. Good investments are assets they pay you money every month. If you own a home, and rent it to another person, and if they pay more rent than your monthly loan paymentthen your rental home is an asset. Your business is an asset if its profitable. Liabilities are the opposite. They are things which cost you money every month. Your home is a liability if you pay a loan payment every month and dont earn money from renting it. Your car is a liability if you owe money on it and must pay a car payment every month. Your credit card is a liability if you must pay interest every month. All your loans are liabilities. Basically, liabilities are recurring expenses.

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Never forget the goal of wealth the true goal of wealth is freedom: freedom to live your life exactly as you choose, freedom to do exactly as you want, when you want to do it. What kind of life do you truly, deeply want? (truly used to emphasize that a particular statement, feeling, etc. is sincere or genuine # genius) There was a study done a number of years ago of rich and poor all around the world. The study wanted to find out how people born into poverty eventually become wealthy. The study found that these people, regardless of which country they lived in, possessed 3 qualities. (possess means to have or own sth, especially a particular quality or feature Quality = characteristic (very typical of sth or of sbs character c trng, tiu biu, in hnh) They maintained a long term vision. They believed in delayed gratification. They used the power of compounding in their favor (or favour) The study found that these people thought and planned for long term and knew that they could ultimately achieve financial success by holding to a dream or vision. They were willing to make short term sacrifices to gain long term success. They invested money, even tiny amounts, multiplied (ging nh cp s nhn) it by the power of compounding interest. What are your dreams? What is your glorious vision? What kind of life do you truly, deeply want? Next, ask yourself, what am I willing to sacrifice now to achieve my long term dreams?. Be specific. Write it down. Then, every day, review your dreams and the sacrifices you are willing to make. Dont let them fade. Dont let them die. You must keep your vision alive. You must feed it with your excitement and your belief. They make small sacrifices now to get closer to their long term dream. They cut a few unnecessary expenses. They eliminate all liabilities. They save money. They invest. The emazing thing is even small percentages create great increases long term. Three percent is almost nothing after 1 month, but after 20 years, even an extra 3 percent return on investment can create big increases in wealth. This formula takes patience. This is a formula that you can follow too. It may take time. It will take patience and discipline. But you can do it. And you will succeed. This study looked at people from many different countries, and the formula was the same for all of them. They all had a dream. They all sacrificed in the short term to succeed in the long term. They all sacrificed by reducing expenses and eliminating liabilities. <3<3<3 NPM NL <3<3<3 Page 9

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They all focused on investing by creating profitable small businesses, by intelligently buying stocks, by intelligently buying real estate, by intelligently buying education, training and skills. This formula takes patience. You must have a long term view. You must have your big dreams and big vision and you must sacrifice now so you can have that big dream in the future. Remind (nhc nh) yourself, again and again, of your big dreams. Dont let them fade (m nht). Dont let them die. You must keep your vision alive. You must feed it with your excitement and your belief. I have long been of the opinion that if work were such a splendid thing the rich would have kept more of it for themselves! We are trained to think in terms of having a jobs. To be more successful, however, we must do something different than a job. Most people focus on what they do at work, we must focus on solving a particular problem. Make a list of things you are passionate about. What do love to do? What are you good at doing? List job related activities. List hobbies. List anything you enjoy and are good at. =>> Then, pick (chn ra t 1 nhm) two your favorites.

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