Agents Login | About Us | Blogs | Media Coverage | Loan Quiz | Insurance Deals

Personal Loan Personal Loan Banks Personal Loan Interest Rate Personal Loan FAQs Home Loan Home Loan Banks Home Loan Interest Rate Home Loan FAQs Car Loan Car Loan Interest Rate Car Loan Eligibility Car Loan Must Read Car Loan FAQs Credit Card Available Credit Card Products Credit & Debit Card Rewards Credit & Debit Card Offers Credit Cards Must Read Credit Cards FAQs Loan Against Property Loan Against Property Eligibility Loan Against Property Must Read Loan Against Property FAQs Gold Loan Education Loan Home > Home loan > Home Loan Interest Rates

Home Loans Interest Rates

(Last edited on : 31 May 2011) Buying your first home can seem intimidating, especially when faced with many different loan types. Don't worry. Use this list to compare and narrow down the choices to know which is the best. To help its customers get the best interest rates on home loans deal4loans has consolidated all the information regarding current rate of interest for all the banks at one place. Please keep visiting this section to check updated rate of interest for home loans.

Check Home Loan Interest Rates

Bank Name LA
ALL

Loan Amount
above 20lacs to 30lacs

Loan Tenure
From 15yrs to 20yrs

Bank Name

Floating Interest rate 10.25% 10% (Upto 25Lacs), Then 10.50% 10.25% 9.90%

Processing Fee 0.50% of loan amount with a cap of Rs.10,000 + service tax 0.50% of loan amount upto 1 crore 0.5% plus applicable service tax and cess 0.5 % -1%

Prepaym

State Bank Of India ICICI Bank HDFC Ltd LIC Housing

Rs.10,000/- above 1 cr outstanding amount If

If 25% of outstanding a - No Penalty , otherwise

2% of out s

AXIS Bank

10.25% (Upto 25Lacs),Then 10.50% 10.25%-10.50%

1% of the loan amount + applicable taxes Up to 1%of loan amount (Rs 2500 to be collected at login and balance at the time of sanction ) 5000 + 10.30% (service tax) (Upto 20Lacs) 5000 + 10.30% (service tax) (Above 20Lacs) 0.5% 0.5% - 1%(basis on profile) 0.5%+Service tax 10000 + Service Tax upto 30lacs - 2,500 + 10.30% (service tax) above 30lacs to 1.5Cr - 5,000 + 10.30%(service tax) Above 1.5Cr - 10,000 + 10.30%(service tax) 0.50% of loan amount, Maximum Rs. 10,000/N.A 0.50 % of loan amount, maximum Rs.20,000 Upto Rs.5 lakhs 0.50% of loan subject to min. Rs.1,000/- & max. Rs.2,500/Above Rs.5 lakhs & upto Rs.15 lakhs 0.50% of loan subject to min. Rs.2,500/- & max. Rs.7,500/Above Rs.15 lakhs & upto Rs.20 lakhs 0.50% of loan subject to min. Rs.7,500/- & max. Rs.10,000/Above Rs.20 lakhs 0.50% of loan subject to min. Rs.10,000/- & max. Rs.50,000/For loans upto Rs.30 lacs One time @ 0.55% of loan amount min. Rs. 3000/- and max. Rs.10000/For Loan over Rs.30 Lacs upto Rs.50 lacs One time flat Rs.15,000/For Loan over Rs.50 Lacs upto Rs.1.00 crore One time flat Rs.20,000/0.25% of loan amount subject to a maximum of Rs.15000/plus service tax as applicable 0.50% of the loan amount N.A

IDBI

If Balance Transfer

ING Vysya Standard Chartered DHFL Citibank Deutsche Bank

10% 10.15% 10.50% 10% - 10.75% 9.90%

If 20% of outstanding am Penalty , otherwise 2

up to 90% no ch

India Bulls

10.25%

Allahabad Bank Bank of Maharastra Central Bank of India

12.00% 10.50% 10.75%

Corporation Bank

10.75%

Bank of India

10.25% (Upto 25 Lacs), Then 11%

2.25% of outsta

Union Bank of India United Bank of India UCO Bank Bank of Baroda Canara Bank

11.00% 11.75% 11.50% - 12% 11.00% 11.00%

Oriental Bank of Commerce Kotak Bank Dena Bank Punjab National Bank

11%

Nil for fresh Loans upto Rs.20.00 lac, For Loans above Rs.20.00 lacs 0.50% of the loan amount subject to a maximum of Rs.12,500/0.25% - 0.5% N.A

10.75% 11.50% - 12% 10.50%

2% of Principal Outs prepaid in

9.50% (for Salaried / SEP) , 10.25% (For Self Employed) Deutsche Post Housing (Upto 25Lacs), Then Finance 9.75% (for Salaried / SEP) , 10.50% (For Self Employed) Vijaya Bank Syndicate Bank Indian Overseas Bank Barclays Bank Federal Bank 11.25% - 11.75% 10.25% (Upto 25 Lacs), Then 11.75% 9.50% 10.50%( for all loan amount) 10.47% - 10.97%

0.5%

N.A N.A N.A 0.25%( for salaried ) , 0.50%( for Self employed) 0.50% 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable 0.5 % 2% Nil 0.50% 1) 0.25 % on Loan amount (Non refundable) (to be remitted at the time of submission of application) 2) 0.32 % on Loan amount (at the time of acceptance of sanction)

HSBC Bank

10% - 13%

25%of the original lo finan

PNB Housing Finance State Bank of Travancore Dhanalakshmi Bank

10% - 10.50% 10.25% 9.75%

2% of the outst

25% of outstanding l financial year

Indian Bank

11.50%

1) No pre-closure char ow 2) 2% on Balance outsta Limit whichever is highe take over by another B

Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates. Banks/ Financial Institutions can contact us at customercare@deal4loans.com for inclusions or updates.

Top Personal Loan Home Loan

Car Loan Credit Cards Loan Against Property Apply Personal Loan Personal Loan Banks Personal Loan Interest Rate Personal Loan FAQs Personal Loan Mustread Personal Loan Articles Apply Home Loan Home Loan Banks Home Loan Interest Rate Home Loan FAQs Home Loan Mustread Home Loan Articles Apply Car Loan Car Loan Interest Rate Car Loan Eligibility Car Loan Must Read Car Loan FAQs Apply Credit Card Available Credit Card Products Credit Cards Must Read Credit Cards FAQs Credit Cards Articles Apply Loan Against Property Loan Against Property Eligibility Loan Against Property Must Read Home | About Us | Product Articles | Help Articles | Contact Us | Site Map | Blogs | Testimonials | Newsletter | Privacy Policy | Disclaimer