ADVANCE PROGRAM

October1719,2010 WashingtonMarriott WardmanParkHotel Washington,DC

ABA/ABAMONEYLAUNDERING ENFORCEMENTCONFERENCE
ForAMLandFraudRiskProfessionals

Youvegotcompliancequestions. Wevegotcomplianceanswers.

2010ABA/ABAMoneyLaunderingEnforcementConference

WETHANKOURCONFERENCE SPONSORS

CORPORATEPARTNER

GOLDLEVELSPONSORS

PLATINUMLEVELSPONSORS

SILVERLEVELSPONSORS

Washington,DC<>October1719,2010 2

2010ABA/ABAMoneyLaunderingEnforcementConference

REGISTRATIONINFORMATION CLICKREGISTERONTHEWEBPAGETOREGISTER

HOTELANDTRAVEL INFORMATION

ABA/ABAMONEYLAUNDERING ENFORCEMENTCONFERENCE
AdmissionfeeincludesalleducationalsessionsfromOctober17 19,tworeceptions,twolunches,twocontinentalbreakfastsand dailycoffeebreaks.Seeschedulefordetails.Thepreconference workshopisseparatelypricedandrequiresaseparateregistration.

CONFERENCEHOTEL
MarriottWardmanParkHotel 2660WoodleyRoad,NW,Washington,DC20008 Tel:2023282983;Fax:2022340015 http://marriott.com/property/propertyPage/WASDT

RegistrationCategory
EarlyABAMember/ServiceMember/ Government/CRCM/CFSSP
*EarlybirdrateineffectuntilAugust6,2010.After August6,2010,theregistrationratesgoesto$1190.

Fee $990* $990 $1585 $125

MakingHotelReservations
Call2023282000or18002289290tomakeyourhotel reservationsdirectlywiththeWashingtonMarriottWardman ParkHotel.MentiontheABA/ABAMoneyLaundering EnforcementConferenceandgetourspecialdiscountedrate of$259forsingleordoubleoccupancy,pernight,perroom, basedongroupavailability,throughSeptember24,2010. Afterthisdate,roomsaresubjecttoavailabilityand prevailingrateswillapply.Allreservationsmustbe guaranteedwithamajorcreditcard.Checkintimeis4:00 pm;checkouttimeisNoon. Allchangesinarrival,departure,typeofaccommodationsor cancellationmustbemadebySeptember24,2010,directly withthehotel,eitherinwritingorbytelephone.Youmaybe billedforlatearrivalorearlydeparture.Shouldyoucancel yourreservation,thedepositwillberefundedifnoticeis receivedatleast72hours/3dayspriortoarrivalanda cancellationnumberisobtainedthroughthehotel.Please checkwiththehotelforitscompletecancellationpolicy.

ABAMemberTeam*Discount
*Ifapplicable,multipleorteamregistrantrateisfor eachadditionalpersonfromthesameinstitution.

NonMember Spouse/Guest
*Thisrateappliesonlytoguest,spouse,significant otherorfriendwhoisnotinafinancialservices occupation.Acoworkeroranassociatewithin financialservicesmaynotbeconsideredaguest.This feeisavailablesoyoursignificantothercanattend exhibithallreceptionsanddinewithyouatmeals.

ABADetectingandMonitoringforFinancialCrimes: AWorkshoponFraudandAMLRedFlags
AdmissionfeeincludesthefullonedayworkshoponOctober16, continentalbreakfast,coffeebreaksandlunch. Spouses/Guests/Significantothersnoteligibleforadmissionata reducedrate.

RegistrationCategory
EarlyABAMember/ServiceMember/ Government/CRCM/CFSSP NonMember

Fee $475 $675

TRAVELDISCOUNTS
ABAispleasedtoofferattendeesthefollowingdiscounts: UnitedAirlines:18005214041(MentionID#597BY) DeltaAirlines:18003281111(MentionID#NM4ND) HertzCarRental:18006542240(MentionID #CDP11657and#PC132860)

RegistrationCancellations
Registrationsreceived30dayspriortotheprogramwillbe includedintheAdvanceRegistrationDirectory.Ifyoucancel morethan30dayspriortotheprogramstartdate,youwill receiveafullrefund.Ifyoucancel130daysbeforethe programstartdate,youmay: Transferyourregistrationtoanotherpersonfromyour institution; ReceivefullcredittowardanotherABAProfessional Developmentprogram(mustbeusedwithin12months); Requestarefundlessa$350processingfee. Cancellationsmadeaftertheprogrambeginsarenon refundable.Pleasecontact1800BANKERSwithany questions.

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2010ABA/ABAMoneyLaunderingEnforcementConference AIRPORTTRANSPORTATION
Youmaychoosetoarrivefromanyofthreelocalairports. Pleasenotethatthehoteldoesnotprovideshuttleservice. Fordrivingdirections,pleasevisitthehotelswebsite.

ONSITE INFORMATION

Currentpricingforonsiteparkingisapproximately $32perday.

OPENSEATING
Ourconferenceisdesignedtobeflexible,withopenseating. Youdonotneedtosignupforsessionsinadvance.There maybeanunusualcircumstancewhereasessiondrawsmore thanthenormalnumbers.Werecommendthatyouplana backupsessionforeachseriessoyourschedulecanremain flexibleyetproductive.

ReaganNationalAirport(DCA)
9milesNWofthehotel|Estimatedonewaytaxifare:$20 MetroOption:TakeMetrorail(www.wmata.com)tothe hotel.TaketheYellowLinetowardsFortTotten/MtVernon Square.ArriveatGalleryPlace/ChinatownStationand transfertotheRedLinetoShadyGrove/Grosvenor.Thehotel is1blocksfromtheWoodleyPark/Zoometrostation.This routeisnotrecommendedforthosewhomayhavedifficulty walkingwithheavyluggage.Rushhour,onewayMetrorail fareisapprox:$34

ATTIRE
Businesscasualisappropriateforalleventsandsessions. Averagedailytemperaturesrangefrom45Fintheevenings to70Finthedaytime.DontforgettochecktheWeather Channelbeforepacking.Sincemeetingroomtemperatures tendtobecool,werecommendyoubringajacketor sweater.

DullesInternationalAirport(IAD)
25milesNWofthehotel|Estimatedonewaytaxifare:$65 OtherOptions:TakeMetrobus5AtoRosslynstationand Metrorailtothehotel(www.wmata.com)ORtakeashared shuttlefromSuperShuttle(www.supershuttle.com)

RegistrationDeskHours
Sunday,October17 Monday,October18 Tuesday,October19

9:00am7:00pm 7:00am6:30pm 7:00am5:00pm

BaltimoreWashingtonInternational(BWI)
33milesNEofthehotel|Estimatedonewaytaxifare:$80 OtherOptions:TakeAMTRAKfromBWItoDCsUnionStation (www.amtrak.com)andMetrorailtothehotelORtakea sharedshuttlefromSuperShuttle(www.supershuttle.com). NOTE:TraveltimetoBWIandDullesairportshasrecently increasedduetoconstruction.

Pleaserememberthatbadgesarerequiredforall conferencesessionsandactivities.Replacementbadgesmay beobtainedattheRegistrationDesk.Guest/spouse registrationis$125payableattheRegistrationDesk.

Press
Pressmustpreregister.PleasecontactJonSnowlingat jsnowlin@aba.comtobecredentialed.

HotelBusinessCenter
LocatedontheLobbyLevel:(202)3282946 Hours:7:00am7:00pm(MondayFriday) 8:00am4:00pm(SaturdaySunday)

IRSStatement
Costforunsponsoredmealsandreceptionsincludedinthe registrationfeeforthismeetingisbeingcalculated.This informationwillbeprovidedforyourtaxrecordsinlightof theIRS50%deductionprovisionunderSection274(n)ofthe InternalRevenueCode.

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2010ABA/ABAMoneyLaunderingEnforcementConference CONFERENCEMATERIALS
GOINGGREEN!Basedonyourpositivefeedback,weare
reducingournegativeimpactontheenvironment byofferinghandoutsexclusivelyonline.Youwill haveanopportunitytogoonlinepriortothe conferenceandprintoutthehandoutsyouneed oneweekpriortotheevent. 2010ADVISORYBOARD COCHAIRS ElliotH.Berman,SeniorVicePresidentandGeneralCounsel JohnsonFinancialGroup,Inc.,Racine,Wisconsin GordonGreenberg,Partner,McDermottWillandEmery,Los Angeles,CA MEMBERS CarolM.Beaumier,ManagingDirector,Protiviti, NewYork,NY MaraDeLourdesJimnez,Esq.,SeniorVicePresidentand Manager,CorporateComplianceDivision,BancoPopularDe PuertoRico,SanJuan,PR LesterM.Joseph,InternationalInvestigationsManager, FinancialIntelligenceUnit,WellsFargo&Company, McLean,VA WilliamD.Langford,Jr.,SeniorVicePresident,Directorof GlobalAntiMoneyLaundering,JPMorganChase, NewYork,NY PeterJ.Neilson,SeniorVicePresident,DirectorofAML Compliance,CapitalOneBank,NewOrleans,LA WilmerParker,Partner,MaloyJenkinsParker,Atlanta,GA JasonR.Pickholz,Partner,DuaneMorrisLLP,NewYork,NY AnnaM.Rentschler,CRCM,CAMS,AMLP,VicePresidentand BSAOfficer,CentralBancompany,JeffersonCity,MO JamesR.Richards,ExecutiveVicePresident/BSAOfficer, WellsFargo&Company,SanFrancisco,CA AmyG.Rudnick,Partner,Gibson,Dunn&Crutcher,LLP, Washington,DC RichardA.Small,VicePresident,EnterpriseWideAntiMoney LaunderingandSanctionsRiskManagement,American Express,NewYork,NY ChristopherT.Spellman,CRCM,SeniorVicePresidentand ComplianceOfficer,Morrill&JanesBank,Merriam,KS BrianJ.Wimpling,CAMS,SeniorVicePresident,CapitalCity Bank,Tallahassee,FL

SessionPowerPointsOnDemand
Wewillhaveprintingkiosksavailabletoprintonlythe PowerPointsmadeavailabletousbeforetheconference.All otherhandoutsandPowerPointsreceivedonsitewillbe availableonlinepostconferenceforapproximatelyoneyear.

AUDIORECORDINGS
Aretheretoomanygreatsessionchoices andyoucantattendallofthem?Want tobringasessionortheentire conferencehometoacolleague?Many sessionswillbeaudiorecorded,subjecttospeaker permission.Toorderyouraudiorecordingsfromournew vendor,PeachNewMedia,youmaycompletetheorderform foundinyourtotebagandbringittoouraudiorecordings representativeattheRegistrationDesk.Weareonceagain sellingrecordingsofindividualsessions!

CONFERENCEPLANNINGCORETEAM
DorothyA.Friedlander,ConferenceTeamLeader/SeniorDirector, dfriedla@aba.com MichelleVillabroza,Director,SeniorMeetingPlanner, mvillabr@aba.com JaimeOnque,MeetingPlanner,jonque@aba.com RegistrationManagers MichelleStrachan(lead)andCandaceBoone,reghousing@aba.com Exhibits/Sponsorships LindaSingleton,SeniorBusinessDevelopmentManager, lindas@aba.com PublicRelations JonathanSnowling,Manager,PublicRelations,jsnowlin@aba.com

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2010ABA/ABAMoneyLaunderingEnforcementConference

ABOUTTHEAMERICAN BANKERSASSOCIATION

ABOUTTHEAMERICAN BARASSOCIATION

1120ConnecticutAvenue,NW,Washington,DC20036 1800BANKERS<>www.aba.com

Foundedin1875andbasedinWashington,DC,theAmerican BankersAssociationbringstogetherbanksofallsizesand chartersintooneassociation.ABAworkstoenhancethe competitivenessofthenation'sbankingindustryand strengthenAmerica'seconomyandcommunities.Its membersthemajorityofwhicharebankswithlessthan $125millioninassetsrepresentover95percentofthe industry's$13.3trillioninassetsandemployover2million menandwomen.ThemissionoftheAmericanBankers Associationistoserveitsmembersbyenhancingtheroleof financialservicesinstitutionsasthepreeminentprovidersof financialservices.Thismissionisaccomplishedthrough federallegislativeandregulatoryactivities,legalaction, communicationandconsumereducation,research,and productsandservicesthatpromote,educate,train,inform andsupportmembers.

74015thSt.NW,Washington,DC20005 2026621500;Fax:2026621501 www.abanet.org/crimjust TheAmericanBarAssociationisoneofthelargestvoluntary professionalmembershipassociationsintheworld. Currently,itsmembersnumbermorethan400,000.The CriminalJusticeSection(CJS)withover21,000members welcomesyouractiveparticipationwhetheryouareabanker, lawyerorboth.TheSectionisthepremiersourceof knowledgeandinsightintothecomplexissuesofcriminal justicethatfacethenation. Bybringingtogethertheperspectivesofprosecutors,defense lawyers,judges,scholars,andothersthesectionprovides valuableandthoughtfullycraftedproductstoitsmembers,to thelegalprofessionoverall,andtothenation.CJSprovides membersthetools,expertresourcesandinformationto assisttheminachievingthehighestlevelofprofessional expertise.TheCJSWhiteCollarCrimeConferenceevery springdrawsover1,200participantsandprovidesthelatest updatesoncriticalwhitecollarcrimeissues. www.abanet.org/crimjust

ABAPROFESSIONALDEVELOPMENT
ABAistheindustryleaderinadvancingcareers, developingtalentandincreasingtheperformance ofthousandsofbankprofessionals.Withprovensolutions backedbyoursatisfactionguarantee,ABAdeliverseffective trainingprogramsthatmeetyourbusinessobjectivestime andtimeagain.

AMERICANBARASSOCIATION CRIMINALJUSTICESECTIONSTAFF
JackC.Hanna,SectionDirector,2026621510, hannaj@staff.abanet.org ReginaAshmon,CommitteesCoordinator,2026621512, ashmonr@staff.abanet.org StaceyBrown,MembershipCoordinator,2026621521, browns@staff.abanet.org CarolRose,CLEandMeetingsCoordinator,2026621519, Carolrose@staff.abanet.org RobertSnoddy,OutreachCoordinator,2026621516, snoddyr@staff.abanet.org

ABASERVICEMEMBERPROGRAM
AmericanBankersAssociationmembershipincludes companiesthatprovideproductsandservicestobanks.The ABAServiceMembershipprogramgoalistoincrease communicationbetweenserviceprovidersandABA members,inadditiontoprovidingServiceMemberswith increasedbankercontactandcorporaterecognition.ABA ServiceMemberswhoareexhibitorswillbehighlightedin youronsiteExhibitor/SponsorDirectory.Weencourage youtovisitwiththemandtheotherfinecompanies participatingintheconference.

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2010ABA/ABAMoneyLaunderingEnforcementConference

ENHANCINGYOUR CONFERENCEEXPERIENCE

MARKETPLACE
Akeytosuccessasanantimoneylaunderingprofessional liesinselectingthebestinproductsandservices.TheABA Marketplacefeaturescompaniesrepresentedby knowledgeablerepresentativeseagertohelpyouidentifythe finestincompliancesolutions.Afulldirectoryofour exhibitorswillbeprovidedtoattendeesonsite.

ASKQUESTIONS!
Manysessionswillhaveopportunitiestoaskquestions,but wehaveaveryspecificQ&Asessionsetasideforyou!We encourageyoutosubmitquestionsinadvancefortheASK THEREGULATORSSESSION.Questioncardsforthissession willbeavailableoutsideGeneralSession.Youmaysubmit questionsuntil5:00pmonMondaytothespeciallymarked boxlocatedwhereyoupickedupyourcard.

MARKETPLACEHOURS
SUNDAY October17
6:007:00pm

MONDAY October18
7:008:00am 10:3011:00am 1:452:15pm 5:006:15pm

TUESDAY October19
7:158:15am 10:0010:30am 2:002:45pm

POWERSESSIONS
Anotherwaytoenhanceyourconferenceexperience!These specialbreakfastsessions,sponsoredbycorporatepartners, provideearlyrisersanopportunitytofurtherenhancethe conferencelearningexperienceoveracontinentalbreakfast. Sessionswillbeopenonafirstcome,firstservedbasisand arelistedintheprogram.

PEERINTERACTION
Oneoftheprincipalbenefitsofthisconferenceistheplanned networkingopportunities.Breaks,mealsandreceptionsare idealtimestogettoknowyourcolleaguesfromacrossthe country. Tofacilitatepeerconversations,badgestickerswillbe availableforyoutoindicateyourbanksassetsize:

CONTINUINGEDUCATION Yourcertificateofattendancewillbeinyour notebook,undertheContinuingEducationTab.

ICBCredits
TheInstituteofCertifiedBankers(ICB)is dedicatedtopromotingthehighest standardsofperformanceandethics withinthefinancialservicesindustry. The2010ABA/ABAMoneyLaunderingEnforcement ConferenceisunderreviewforCRCM,CFSS,andCSOP credits.

LESSTHAN$250M..........................REDDOT $251M$500M........................YELLOWDOT $501M$1B.....................DARKGREENDOT $1.1B$5B.......................... LIGHTBLUEDOT $5.1B$12B......................LIMEGREENDOT $12.1BANDLARGER ................ORANGEDOT Lawyer/Consultant ..............DARKBLUEDOT Regulator/Government.............PURPLEDOT NEWCOMERS Wewanttogettoknowyou!
Ifyouarenewtotheconference,youwillbeabletopickupa specialribbonfromtheregistrationareasothatwecan identifyyou!

IamCAMScertifiedhow manyCAMScreditsIwill receiveforthisprogram? ACAMSwillprovideparticipantswithanopportunityto earn21continuingeducationcreditsafterattending andparticipatinginABA/ABAMoneyLaundering EnforcementConference.Formoreinformationvisit www.ACAMS.orgorcontactACAMSat+1 786.871.3073.

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2010ABA/ABAMoneyLaunderingEnforcementConference CPECREDITS
TheAmericanBankersAssociationis registeredwiththeNational AssociationofStateBoardsof Accountancy(NASBA),asasponsor ofcontinuingprofessionaleducation ontheNationalRegistryofCPE SPONSOR Sponsors.Stateboardsof accountancyhavefinalauthorityon theacceptanceofindividualcoursesforCPEcredit. Complaintsregardingregisteredsponsorsmaybeaddressed totheNationalRegistryofCPESponsors,150FourthAvenue North,Suite700,Nashville,TN,372192417.Website: www.nasba.org. ThisgroupliveprogramhasbeenreviewedforCPEcredits. Themaximumnumberofcreditspossibleare17.5forthe entireconferenceinthefieldsofManagementAdvisory Services,RegulatoryEthicsandBusinessManagement& Organization.Howthehoursbreakdownwilldependon eachattendeeschoicesinthemanyelectives. ThemaximumnumberofcreditspossibleinthePre ConferenceWorkshopare8inthefieldofBusiness ManagementandOrganization. TheABApaysapplicablefeesinotherstateswherethe sponsorisrequiredtodosoaswellasinstateswherealate feemaybecomeapplicable.Pleasebeawarethateachstate hasitsownrulesandregulations,includingwhatqualifiesfor 'CLE'andEthicscredit.Therefore,certain programs/productsmaynotreceivecreditinsomestates. Youmaywishtocheckwithyourstateforconfirmationofa program's/productsapproval. ParticipantsinterestedinsecuringCLEcreditfromtheir statesmustsignthesigninsheetattheconference registrationdeskaswellascompletetheUniformCertificate ofAttendance.SomestatessuchasPennsylvania,NewYork, LouisianaandDelawarehavespecificformstocomplete. NewYorkandDelawareLicensedAttorneysmustalso completetheindividualsigninsheetsateachsessionofthis program.DetailedinstructionscanbeobtainedattheCLE deskintheregistrationareaorbycallingtheABACLE Centerat3129886217.

CPAsGetYourPenReady!
Youmustsigninandsignoutofeverysessiontoreceive CPEcredit.LookfortheCPEnotebookatthebackofevery sessionroom.Pleasedontforgettosigninandoutbecause wearerequiredtocollectthesheetsattheconclusionof everysession.

CLE
HowdoIobtainmyContinuingLEGALEducation Credits?TheAmericanBarAssociationutilizesaUniform
CertificateofAttendancetoobtainmandatorycontinuing legaleducation(MCLE)credits.Unlessotherwiseindicated, requiredsponsordocumentationwillbeforwardedtoand creditrequestedfromMCLEstateswithgeneralrequirements forallattorneys. Within30daysofthisactivity(orannuallyifrequired),the attorneymustfilethisCertificatewithhis/herMCLEstate agencyiflicensedinAL,AR,CO,FL,GA,ID,IN,KS,KY,LA,ME, MS,NM,NV,ND,OH,PA,PR,RI,TN,UT,VA,WV,orWY.Do notfilethisCertificatewithyourMCLEstateagencyif licensedinAZ,CA,DE,IA,MN,MO,MT,NH,NC,NY,OK,OR, SC,VT,WIorWA.FilingofCertificatesisoptionalinall remainingstateswithMCLErequirements.Attorneysshould keeptheoriginaloracopyofthisCertificateforyourfiles.

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2010ABA/ABAMoneyLaunderingEnforcementConference

PROGRAMOFEVENTS

ThisAdvanceProgramIsSubjecttoChange
Thefollowingadvanceprogramwillcontinuetoevolveaswe respondtolatebreakingdevelopmentsandfinetuneour sessionsandfinalizespeakers.Werecommendthatyoubook yourtravelsothatyouareabletoparticipateintheentire conferenceassessionscouldbeadded,changedormoved. Theopeningandclosingtimesoftheconferenceasnoted belowwillremainunchanged.Weareconfidentthatbythe endofthisconference,youwillhaveabettersenseofwhere tofocusyourlimitedresourcesasyoucontinuetorespondto rapidfireregulatorychanges.

Speakers: SusanJ.Galli,CAMS,SeniorVicePresidentandChiefRisk ManagementOfficer,PacificNationalBank,Miami,FL JosephHill,Jr.,VicePresident,ComplianceManager,JPMorgan ChaseBank,N.A.,Wilmington,DE SaraL.Satten,SeniorVicePresident,OFACOfficer,DeputyBSA Officer,WellsFargo&Co.,SanFrancisco,CA

1B:HowWellMustYouKnowYourCustomers?
RepeatedinSession3D Room:Tobedetermined Therearetimeswhenfinancialinstitutionsareexpectedto conductenhancedduediligenceontheircustomers,apoint stressedbytheinteragencyguidanceonbeneficialownership issuedlastMarch.Whenandhowdoyouconductthatextra diveintoyourcustomersandtheiractivities? Thissessionwilllookatcurrentissueswithenhanceddue diligence,including: Beneficialownershipwhatsexpectednowandwhats ondeck(hereandabroad) PEPsforeignanddomestichowdoyouidentifyaPEP andhowlongisaPEPaPEPandonceyouvefound one,whatdoyoudo Nonresidentalienswhatspecialstepsshouldyoutake whenyoudiscoverapotentialcustomerisnotaresident Nongovernmentorganizationsespeciallywithan enhancedfocusoncharitableorganizations,whatmore doyouneedtodo Reliancewhencanyouaccepttheidentificationand verificationofanotherinstitution
Moderator/Speaker: LindaNoonan,Esq.,OfCounsel,GibsonDunn&CrutcherLLP, Washington,DC Speakers: PeterJ.Neilson,SeniorVicePresident,DirectorofAMLCompliance, CapitalOneBank,NewOrleans,LA RobertG.Rowe,III,VicePresidentandSeniorCounselII,ABA CenterforRegulatoryCompliance,AmericanBankersAssociation, Washington,DC BrianJ.Wimpling,CAMS,SeniorVicePresident,CapitalCityBank, Tallahassee,FL

Sunday,October17,2010

REGISTRATIONOPEN
9:00AM7:00PM CONCURRENTSESSIONS Series1 1:302:45PM

1A:SanctionsPrograms
RepeatedinSession3A Room:Tobedetermined Stricterandbroaderrestrictionsandsteppedupenforcement activityhaveraisedthebaronOFACcompliance.Thispanel willexploresomeofthecontinuingchallengestodeveloping andmaintaininganeffectiveOFACcomplianceprogram. Topicstobediscussedinclude: Whathappenswhenyouandyourregulatorshavea differentviewofrisk; Gettingthescreeningright:fuzzylogic,concatenation, wordsplittingandotherchallenges; Identifyingandaddressingfacilitationrisk; MT202sandstrippingrisk; Managingtradefinancerisks; ACHandIACHscreeningobligations; NPWMDVesselsnamechangesandhowdoyoukeep upwiththem? InternalWatchLists.

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2010ABA/ABAMoneyLaunderingEnforcementConference
1C:AMLTechnology:IsYourUseofTechnology EffectiveandEfficient? ForLargeand/orComplexBanks
SingleSession Room:Tobedetermined Overtheyears,bankshavecometorelymoreandmoreon technologytosupportAMLmonitoringandasnewand improvedtechnologieshavebecomeavailable,somebanks havedecidedontheirowntoupgradewhileothershave foundthemselvesonthereceivingendofregulators suggestionstodoso.But,ismorealwaysbetter? Panelistswilloffertheirviewson: Whysizealoneisnotthedeterminantofwhatyouneed; DeterminingwhatAMLtechnologycapabilitiesyouneed andmakingthemostofwhatyourtechnologyoffers; Understandingyourtransactiondatawhereitcomes fromandhowtogetatit; Theimportanceofunderstandinghowyourtechnology works; Techniquesfordemonstratingtheefficiencyand effectivenessofyouruseoftechnology; Considerationsforconductingacostbenefitanalysisif
youarecontemplatinganupgrade. Moderator: CarolM.Beaumier,ManagingDirector,Protiviti,NewYork,NY Speakers: JamesE.Currie,Jr.,SeniorVicePresident,DirectorofBSA Compliance,BBVACompass,Houston,TX

Panelistswilloffertheirviewson: WhetheryoureallyneedspecializedAMLmonitoring technology; Whysizealoneisnotthedeterminantofwhatyouneed Determiningwhatmonitoringcapabilitiesyouneedand makingthemostofwhatyouhave; Understandingyourtransactiondatawhereitcomes fromandhowtogetatit; Theimportanceofbeingabletoexplainyourmonitoring routinesand/ortechnology; Techniquesfordemonstratingtheefficiencyand effectivenessofyourmonitoring; Considerationsforconductingacostbenefitanalysisif youarecontemplatingacquiringorimplementing specializedtechnology.
Moderator: ElliotH.Berman,SeniorVicePresidentandGeneralCounsel, JohnsonFinancialGroup,Inc.,Racine,WI Speakers: ElizabethM.Snyder,CRCM,SeniorVicePresidentandChief ComplianceOfficer,LeadersBank,OakBrook,IL ChristopherT.Spellman,CRCM,SeniorVicePresidentand ComplianceOfficer,Morrill&JanesBank,Merriam,KS JohnR.Topczewski,SeniorVicePresidentandChiefCompliance Officer,JohnsonBank,Racine,WI

1E:LegalRisksinFraudandAML
SingleSession Room:Tobedetermined Apanelofexpertattorneyswilldetailthevarietyoflegalrisks thatbankerscanencounterintodaysenvironment.Expect discussionstofocuson: SecondaryLiability AidersandAbettors ComplianceOfficerswillfullyblind? FinancialWhistleblowersthespieswithin
Moderator/Speaker: JasonR.Pickholz,Partner,DuaneMorris,LLP,NewYork,NY Speakers: FredricD.Firestone,Partner,McDermottWill&EmeryLLP, Washington,DC WilmerParker(Buddy),Partner,MaloyJenkinsParker,Atlanta,GA EllenZimiles,ManagingDirectorandGlobalHeadofInvestigations andCompliance,NavigantConsulting,Inc,NewYork,NY

RobertCurry,SeniorVicePresident/ChiefComplianceOfficer,Fifth ThirdBank,Cincinnati,OH JamesR.Richards,ExecutiveVicePresident/BSAOfficer,WellsFargo &Company,SanFrancisco,CA

1D:AMLTechnology:IsYourUseofTechnology EffectiveandEfficient? ForSmalland/orNonComplexBanks

SingleSession Room:Tobedetermined Overtheyears,bankshavecometorelymoreandmoreon technologytosupportAMLmonitoringandasnewand improvedtechnologieshavebecomeavailable,somebanks havedecidedtoinvestinorupgradeexistingtechnology whileothershavefoundthemselvesonthereceivingendof regulatorssuggestionstodoso.But,ismorealwaysbetter?

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2010ABA/ABAMoneyLaunderingEnforcementConference
MOVETONEXTSESSION
2:453:00PM CONCURRENTSESSIONS Series2 3:004:15PM

2C:TheConvergenceofFraudandAML ForLargeBanks
SingleSession Room:Tobedetermined Regulatoryexpectationsfortheintegrationand coordinationoffrauddetectionandpreventionand antimoneylaunderingprogramsareontheriseand nowarethetimetoexplorehowtheseexpectations impactyouandyourprogram.Thissessionwillexplore theexpectationsandtheimplicationsforthefutureof yourprogrambycontrastingthestrategiesofhowlarge banksareorarenotintegratingthesefunctions.
Moderator: PeterJ.Neilson,SeniorVicePresident,DirectorofAMLCompliance, CapitalOneBank,NewOrleans,LA Speakers: JamesR.Richards,ExecutiveVicePresident/BSAOfficer,WellsFargo &Company,SanFrancisco,CA

2A:NewIranianSanctionLaw
Repeatedin4E Room:Tobedetermined Thissectionwillfocusonthenewlawimposingadditional sanctionsagainstIran,theComprehensiveIranSanctions, Accountability,andDivestmentActof2010,anditsimpacton financialinstitutions,notablyintheareaofcorrespondent banking.
Speakers: ClaytonStevenson (Clay),GlobalEconomicSanctionsExecutive, BankofAmericaCorporation,NewYork,NY WilliamB.Hoffman,Counsel,DavisPolk&WardwellLLP, Washington,DC200052327 SerenaD.Moe,GeneralCounselEconomicSanctions,Citigroup Inc.,Washington,DC

2D:TheConvergenceofFraudandAML ForSmallBanks
SingleSession Room:Tobedetermined

2B:ManagingExams:AMLExamsfromAtoZ
SingleSession
Room:Tobedetermined

ThissessionwillcoverthedetailsofsuccessfulAML examinationmanagement,includingthepreparationfor exams,respondingtoexaminerrequests,handlingissuesthat ariseduringtheexam,wrapupandcorrectiveaction.Our panelwillincludeexpertsfromlargeandsmallinstitutions.

Moderator: JohnJ.Byrne,CAMS,ExecutiveVicePresident,Associationof CertifiedAntiMoneyLaunderingSpecialists(ACAMS), Washington,DC Speakers: MichaelD.Kelsey,ManagingVicePresident,DeputyChief ComplianceOfficer,AntiMoneyLaunderingandEnterpriseTraining, CapitalOne,Richmond,VA RobertW.Kidd,IV,VicePresidentandChiefRiskOfficer,TheFirst NationalBankofWyoming,Wyoming,DE

Regulatoryexpectationsfortheintegrationandcoordination offrauddetectionandpreventionandantimoneylaundering programsareontheriseandnowisthetimetoexplorehow theseexpectationsimpactyouandyourprogram.This sessionwillexploretheexpectationsandtheimplicationsfor thefutureofyourprogrambycontrastingthestrategiesof howsmallbanksareorarenotintegratingthesefunctions.

Moderator: BrianJ.Wimpling,CAMS,SeniorVicePresident,CapitalCityBank, Tallahassee,FL Speakers: RyanRasske,President,AssociatedRiskGroup,LLC,GreenBay,WI JosephSalerno,ManagingDirector,FinancialCompliance& InvestigativeServices,LLC,LafayetteHill,PA AnnMarieTarantino,CRCM,CRP,AMLP,VicePresident, ComplianceandBSAOfficer,BankofSmithtown,Hauppauge,NY

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2010ABA/ABAMoneyLaunderingEnforcementConference
2E:InternationalAMLLegalIssues
SingleSession Room:Tobedetermined ThissessionwillfocusonthelatestinternationalAMLissues including: NewMoneyLaunderingforFinancialInstitutions:Tax. TheRecentHistoryofOffshoreTaxSheltersand VoluntaryDisclosure. TaxWhistleblowingUSandelsewhere. Shahv.HSBCUKcivilliabilityforprofessionals? LatestDevelopmentsinInternationalAMLStandardsand CombatingFinancingofTerrorism. SecondaryMarketsinLatinAmerica. MexicanBulkCash.
Moderator: WilmerParker(Buddy),Partner,MaloyJenkinsParker,Atlanta,GA Speakers: RossDelston,CAMS,AttorneyandFounder,GlobalAML.com, Washington,DC RodFletcher,HeadofDepartment,BusinessCrimeandRegulation, RussellJones&WalkerSolicitors,ChanceryLane,London ClementeVasquesBello,Shareholder,Gunster,Yoakley&Stewart P.A.,Miami,FL BruceZagaris,Partner,BerlinerCorcoran&Rowe,Washington,DC

OPENINGRECEPTIONINTHEMARKETPLACE
6:007:00PM

Sponsoredby:

MOVETONEXTSESSION 4:154:30PM GENERALSESSION CriticalIssuesinSuspiciousActivityReporting

4:306:00PM Room:MarriottBallroom23
Moderator: RichardA.Small,VicePresidentEnterpriseWideAntiMoney LaunderingandSanctionsRiskManagement,AmericanExpress,New York,NY Speakers: Invited:MichaelDeluca,SeniorAdvisor,OfficeofRegulatory Analysis,RegulatoryPolicyandProgramsDivision,FinancialCrimes EnforcementNetwork(FinCEN),Washington,DC DouglasA.Leff,Chief,AssetForfeitureandMoneyLaunderingUnit, FederalBureauofInvestigation,Washington,DC

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2010ABA/ABAMoneyLaunderingEnforcementConference

Monday,October18,2010 REGISTRATIONOPEN

7:00AM6:30PM

POWERSESSION#2 AFormerMoneyLaunderLooksatEmerging ThreatsfromLatinAmericaFacingCompliance OfficersatU.S.Banks

Sponsoredby:

QuestionsforAskTheRegulatorsSession
AskTheRegulatorsquestioncardsareavailableoutside GeneralSession.Youmaysubmitquestionsuntil5:30pm todayplaceinthespeciallymarkedboxnearwhereyou pickedupyourcard.

CONTINENTALBREAKFAST INTHEMARKETPLACE
7:008:00AM

POWERSESSIONS
7:008:00AM

Choiceofthree. Seatingisfirstcome/firstserved.

KennethRijock,WorldCheck'sresidentFinancialCrime Consultant,whohastenyearsofpersonalexperiencein moneylaundering,andiscurrentlyengagedinidentifying emergingthreats,surveysthecurrentregionspecific complianceissuesonfundscomingintoAmericanfinancial institutionsfromLatinAmerica.Sanctionsevasiontechniques thatareemanatingfromLatinAmericawillbedescribed, togetherwithsuggestedmethodsofidentificationandreal timeinterdiction

Speaker: KennethRijock,FinancialCrimeConsultant,WorldCheck

POWERSESSION#1 ManagingtheExceptionsProcess: EfficientDispositioningofAlerts andtheManualReviewCycle

Sponsoredby:
Bestpracticesandhandsonactivitiestooptimizethe processesutilizedtodecisionandclearexceptionsinyour queue.Thissessionwillofferadiscussiononthetotalcostto yourbottomlineofmanagingtheexceptionsqueue.Wewill explorethecosttiedtothehumaninteractionsthatareoften notfactoredintothetotalcost.Thissessionwillutilized scenariobasedtrainingtohelpanalystsunderstandhowto usedatatodeterminehowtoquicklyassessanddisposition alertsofvarioustypes.Wewillalsohelpuserscreatetheir owndecisionmatrixtoquicklymanagetheirreviewprocess andprovideconsistencyandfeedbacktoCompliance Managementteams.
Speaker: DebraGeister,SeniorDirector,AMLandComplianceServices, LexisNexis,washington,DC

POWERSESSION#3 Tobeannouncedsoon. MOVETONEXTSESSION

8:008:15AM

GENERALSESSION OpeningAnnouncements andKeyNoteAddress

8:158:55AM Room:MarriottBallroom23 FEATUREDSPEAKER JamesH.Freis,Jr.,Director,FinancialCrimesEnforcement Network(FinCEN),Washington,DC

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2010ABA/ABAMoneyLaunderingEnforcementConference
GENERALSESSION TrendsinCriminalandRegulatory EnforcementActions
8:5510:30AM Room:MarriottBallroom23 Duringthelastyear,therehavebeensignificantAMLand OFACenforcementactionsthathaveresultedinlarge criminalandcivilpenalties,includingagainstWachoviaBank (drugmoneylaunderingandtelemarketingfraud)andABN AmroBank(OFACviolations).Therealsohavebeenan increasingnumberofmoneylaunderingcasesinvolvingponzi schemes,fraud,andothercriminalactivity.Thispanelwill discussthesecases,whattobeonthelookoutfor,andhow toavoidgettingentangledinamoneylaundering investigation.
Moderator: GordonGreenberg,Partner,McDermottWillandEmeryLLP,Los Angeles,CA Speakers: RobbAdkins,ExecutiveDirector,FinancialFraudEnforcementTask Force,OfficeoftheDeputyAttorneyGeneral,U.S.Departmentof Justice,Washington,DC AndreBirotte,UnitedStatesAttorneyfortheCentralDistrictof California,LosAngeles,CA FredricD.Firestone,Partner,McDermottWill&EmeryLLP, Washington,DC

CONCURRENTSESSIONS
Series3 11:00AM12:15PM

3A:SanctionsPrograms
RepeatedfromSession1A Room:Tobedetermined
Moderator: CarolM.Beaumier,ManagingDirector,Protiviti,NewYork,NY Speakers: See1Aforspeakers.

3B:LessonstoLearnfromRecentRegulatory EnforcementActionsandCriminalProsecutions
RepeatedinSession4A Room:Tobedetermined ThissessionwillexplorerecenthighprofileAMLenforcement actionsandcriminalprosecutionsandtietheinvestigations intoafinancialinstitution'sabilitytodetect,preventand reportsimilaractivity. Panelistswilldiscusstheredflags,thebreakdownsininternal controls,andthecontrolsandsystemsthatyoumightutilize toidentifyandpreventnarcoticstrafficking,mortgagefraud, Ponzischemesandotherspecifiedunlawfulactivitiesthatare predicatestomoneylaunderingatyourinstitution.
Moderator: AmyG.Rudnick,Partner,Gibson,Dunn&Crutcher,LLP, Washington,DC Speakers: LesterM.Joseph,InternationalInvestigationsManager,Financial IntelligenceUnit,WellsFargo&Company,McLean,VA MarshaA.McClellan,AssistantUSAttorney,USDepartmentof Justice,Chicago,IL

COFFEEBREAKINTHEMARKETPLACE
10:3011:00AM

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2010ABA/ABAMoneyLaunderingEnforcementConference
3C:CantWeAllJustGetAlong?Creatingan EffectivePartnershipwithMSBsandBankers
RepeatedinSession4C Room:Tobedetermined Inthissessionourpanelwillprovideperspectiveonthe relationshipneededtoprovidebankingservicestoMoney ServiceBusinesses.Bestpractices,lessonslearnedand commonexceptionswillbepresentedfrombankers,MSB personnelandregulators.Learnfromothersmistakes,what theexaminerswantustodo,andwhattechniques, questions,strategiesaremosteffectivetocreateaworking effectivepartnership.
Moderator: AnnaM.Rentschler,CRCM,CAMS,AMLP,VicePresidentandBSA Officer,CentralBancompany,JeffersonCity,MO Moderator: GordonGreenberg,Partner,McDermottWillandEmery,Los Angeles,CA

Speakers: RodFletcher,HeadofDepartment,BusinessCrimeandRegulation, RussellJones&WalkerSolicitors,ChanceryLane,London RichardA.Small,VicePresident,EnterpriseWideAntiMoney LaunderingandSanctionsRiskManagement,AmericanExpress,New York,NY

LUNCHEONWITHSPEAKER
12:151:45PM Room:MarriottBallroom23

Speakers: SepidehBehram,HeadofComplianceandRegulation,North America,TravelexGlobalBusinessPayments,Washington,DC KennethM.Kohrs,NationalBankExaminer,Officeofthe ComptrolleroftheCurrency,MidsizeandCommunityBank Supervision,SouthernDistrictHoustonFieldOffice,Houston,TX GregThorneycroft,CRCM,VicePresidentandComplianceOfficer, BankoftheWest,MontereyPark,CA

FEATUREDSPEAKER:

Tobeannouncedsoon.
Sponsoredby:

3D:HowWellMustYouKnowYourCustomers?
RepeatedfromSession1B Room:Tobedetermined

DESSERTINTHEMARKETPLACE
1:452:15PM

3E:ForeignCorruptPracticesAct
RepeatedinSession4D Room:Tobedetermined

Nothingcouldbehotterfromanenforcementperspective thantheForeignCorruptPracticesAct.Panelistswillprovide youwith: AnoverviewoftheFCPAandaroundupofrecentFCPA cases; TheUKantibriberylawandotherinternational initiatives; Identifyingredflagsand"new"redflags; HowyourAMLprogramandPEPprocedurescanhelp youtodesignaneffectiveFCPAComplianceProgram.

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2010ABA/ABAMoneyLaunderingEnforcementConference

CONCURRENTSESSIONS
Series4 2:15PM3:30PM

GENERALSESSION AnInsideLookatWashington
3:455:15PM Room:MarriottBallroom23 Withthepassageofregulatoryreformandtheupcoming midtermelections,seismicchangesareoccurringin Washington,DCwhichwillhaveadirectimpactonyour institution.And,justbecausetheshiftsmaynotdirectly affectBSA/AML,itdoesntmeanyouwontbeimpacted.Join usforaninterestingandinsideWashingtonperspectiveof whatallthismaymeanforyourinstitutionandhowpriorities maybeshiftinginsideyourinstitutiontoaccommodatethese changes.
Moderator: JohnJ.Byrne,CAMS,ExecutiveVicePresident,Associationof CertifiedAntiMoneyLaunderingSpecialists(ACAMS), Washington,DC Speakers: WilliamBoger,SeniorFederalLegislativeCounsel,Congressional RelationsandPublicPolicy,AmericanBankersAssociation, Washington,DC DanD.Soto,CAMS,ExecutiveComplianceDirector,BSAOfficer,Ally Bank,Charlotte,NC

4A:LessonstoLearnfromRecentRegulatory EnforcementActionsandCriminalProsecutions
RepeatedfromSession3B Room:Tobedetermined

4B:HumanTraffickingandAMLControls
SingleSession Room:Tobedetermined
Speakers: ArthurD.Middlemiss,ExecutiveDirector,LegalandCompliance, JPMorganChaseBank,NA,NewYork,NY JamesSpero,USDepartmentofHomelandSecurity,Washington,DC

4C:CantWeAllJustGetAlong?Creatingan EffectivePartnershipwithMSBsandBankers
RepeatedfromSession3C Room:Tobedetermined
Moderator: ChristopherT.Spellman,CRCM,SeniorVicePresidentand ComplianceOfficer,Morrill&JanesBank,Merriam,KS Speakers: See3Cforspeakers.

RECEPTIONINTHEMARKETPLACE
5:156:30PM

Sponsoredby:

4D:ForeignCorruptPracticesAct
RepeatedfromSession3E Room:Tobedetermined

4E:NewIranianSanctionLaw
RepeatedfromSession2A Room:Tobedetermined

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2010ABA/ABAMoneyLaunderingEnforcementConference

Tuesday,October19,2010

REGISTRATIONOPEN
7:00AM5:00PM

CONTINENTALBREAKFAST INTHEMARKETPLACE
7:158:15AM POWERSESSIONS Choiceofthree Seatingisfirstcome/firstserved. 7:158:15AM

Inanemergingculturewhereanonymityandpseudonymity arecommonelementsofpeoplesdailylives,issuesarise becauseofambiguityinaccountability,difficultyin verification,varyinganonymity,possibilityforabuse,lackof regulation,andquestionablelevelsoftrust.Criminalshave alreadyfirmlyentrenchedthemselvesincyberspace exploitingtheseweaknesses,ashaveouradversaries. Anonymousnetworksareflourishing,alongwithanonymous paymentsystemsservingtheseglobalparticipants.Virtual goldsystems,manyofwhicharecompletelyoutsideof existingbankingstructures,haveaddedanewand unpredictabledimension. Fromalegal,lawenforcementandbankingperspectivewe mustfirstacknowledgethevulnerability,andracetocatch up.Whataretheanticipatedchallengesahead? JoinScottDuewekefromBoozAllenHamiltonashe describesthisexploding,andtomany,alien,environment,in afascinatingmultimediaexplorationofthistopic.

POWERSESSION#1 VirtualIdentityandAnonymousPayments
Sponsoredby:
VirtualIdentityisthedigitaltranscendenceofwhoyouare,or pretendtobe,ontotheinternet.Thefastestgrowing examplescanbefoundinmassivelymultiplayeronlinerole playinggames(MMORPGs),virtualworlds,social networking/collaboration/mediawebsites,andanonymous networks.Morethan90%ofallcollegestudentshavea presenceonasocialnetworkingsite,likeFacebook.More than50%ofallSouthKoreansvisitvirtualworlds!Email addresses,onlinebankingaccounts,andscreennamesare otherfamiliarformsofvirtualidentities,butasweb2.0(user focusedcontentanddesign)expands,morevividand expressiveformsofvirtualidentityhaveemerged.Avatars, characters,andprofilesrepresentindividualswhomight interactdaily,formfriendships,dobusiness,butnevermeet. Thisformofcollaborationhascreatedafrictionless momentumofinformationandhasbecomeanecessityto communicateandshareonanindividual,corporate,or agencylevel.Theyarepersistentinourdailylivesand cultures,butefficientmanagementoftheseidentitiesis difficulttoachievebecauseofhowsegmentedandextensive theinternetis.Withinthemillionsofexistingwebservices,a usercouldhaveasingularidentitywithineachone.

POWERSESSION#2 AcceleratingTowardsAdaptiveCaseManagement forFinancialCrimePrevention

Sponsoredby:
Overthepastfewyears,financialinstitutionshave increasinglyexploredhowcasemanagementsystemscould providebenefittotheirAMLoperations.Theirobjectives oftenincludeincreasingproductivity,improving investigationsquality,enhancingreportingandprovidinga singleviewofthecustomer.Ascompanieshave implementedthesecasemanagementsolutions,manyhave struggledtoeitherfitthesoftwaretotheirprocessesorfit theirprocessestothesoftware.Thesesolutionsrelyon processesthataremodeledinadvanceandoftendont provideknowledgeworkerswiththeflexibilitynecessaryto bestcapitalizeontheirexpertise. AdaptiveCaseManagement(ACM)solutionsnotonlyprovide thisflexibility,butliterallyfocusontransforminghowan organizationsknowledgeworkersapproach,conduct,and documenttheirwork.ACMtoolsallowuserstotrulyapply theirexperienceindeterminingtheappropriateapproachto completethetaskathand,whileautomaticallydocumenting theprocessthatwasfollowed.Unlikemanualprocesses,

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2010ABA/ABAMoneyLaunderingEnforcementConference
templates,orstandardBusinessProcessManagement(BPM) systemsthatworkwellonlyifanentireprocessispredictable andknownupfront,ACMsolutionsadapttothe unpredictableandvariableconditionsthatoccurduring incidentreviewandinvestigation. Learningobjectivesandtangiblebenefitsfromattendingthis session: Learnaboutadaptivecasemanagement Understandthedifferencebetweentraditionalbusiness processmanagementandadaptivecasemanagement Hearaboutwaysinwhichadaptivecasemanagement canimproveyourinstitutionsefficiencyand effectiveness Understandhowyoucanintegrateadaptivecase managementintoyourorganizationsprocesses
Speakers: BrooktonN.Behm,CAMS,RiskConsultingSeniorManager,Crowe HorwathLLP,GrandRapids,MI TroyM.LaHuis,CAMS,RiskConsultingSeniorManager,Crowe HorwathLLP,GrandRapids,MI

POWERSESSION#3 ProcessAutomationforMoreEfficientand EffectiveAMLInvestigations

Sponsoredby:

Inrecentyears,financialservicesfirmshavemadesubstantial investmentsinantimoneylaundering(AML)andcounter terroristfinancing(CTF)compliance.Duetochanging complianceandregulatorystandards,manyfirmshave becomereliantonhighendtransactionmonitoringsolutions. ThesesolutionshelpensurecoverageofAMLandCFTrisks, buttheyalsogeneratelargevolumesofalertswhichmustbe investigated.Regulatoryexpectationsformoresophisticated systemsandbusinessprocesseshaveprobablyleadyourfirm toupgrade,orconsiderupgrading,yourinvestigations managementinfrastructuretobettersupportanalysisand investigationofalertsandevents.However,youmaynotbe optimizingtheuseofyourcasemanagementsystem, resultinginmisallocationofinvestigativeresources,increased

costofcompliance,andunnecessaryvulnerabilitytofinancial crime. Nowthereisanewwaveofenterprisecasemanagementand processautomationcapabilitieswhichcanhelpimprovethe efficiencyandeffectivenessofAMLanalystsandinvestigators allowingyourfirmtodomorewithlesswhilemeetingor exceedingregulatoryexpectations.InthisPowerBreakfast session,youwilldiscoverhowyoucanarmyour investigationsteamwithproductivityenhancingtoolsand processestorealizehighefficiencyandreducedcosts.Well sharehowtoleveragetoolsyoumayalreadyhave,aswellas excitingandemerginginvestigationsautomationsystemsand processes.AstheleadingAMLvendorformanyyears,witha customerbasethatincludesmidsizedandregionalaswellas largeglobalfinancialinstitutions,OracleFinancialServices Softwareisinauniquepositiontoshareinsightsandlessons learnedwhichcanhelpyouinyourowneffortstobetter: 1. Optimizeyouralertanalysisandcaseinvestigations systemandincreasetheproductivityofyour investigationsprocess; 2. Automatecertainalertanalysissteps,investigations,and QAassociatedwithyourtransactionmonitoring solutions; 3. Reinforceconsistencyofanalysisandautomatethe documentationofdecisionmakingandconclusions; 4. Leverageyourfinancialcrimeinvestmentsmore efficientlyforanenterpriseviewofcustomerbehavior andcustomerrisk. Thissessionwillprovidevaluableinsightsonhowtomake yourAMLandfinancialcrimecaseinvestigationsmore efficientwithoutsacrificingeffectiveness.Intodayscost consciousenvironmentyoucannotaffordtomissthis session.
Speakers: GauravHarode,ProductManagement,OracleFinancialServices Software KarenVanNess,ProductManagement,OracleFinancialServices Software

MOVETONEXTSESSION
8:158:30AM

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2010ABA/ABAMoneyLaunderingEnforcementConference
GENERALSESSION AsktheRegulators
8:3010:00AM Room:MarriottBallroom23 Thisisyourannualopportunitytohavequality"Q&Atime" withsenioragencyofficials.Thishighlevelpanelwillfeature aseniorrepresentativefromthebankingregulatoryagencies aswellasseniorrepresentativesfromtheSECandFinCEN. Questioncardswillbeavailableforeachregulatorat Registration.Youmaysubmitquestionsbefore5:00pmon Monday.ExpectupdatesontherevisedFFIECexammanual andotherexamissues.
Moderator: ElliotH.Berman,SeniorVicePresidentandGeneralCounsel, JohnsonFinancialGroup,Inc.,Racine,WI Speakers: LisaD.Arquette,AssociateDirector,DivisionofSupervision& ConsumerProtection,FederalDepositInsuranceCorporation, Washington,DC LourdesGonzalez,AssistantChiefCounselSalesPractices,Division ofTradingandMarkets,USSecuritiesandExchangeCommission, Washington,DC NinaA.Nichols,Esq.,AssistantDirector,DivisionofBanking SupervisionandRegulation,BoardofGovernorsoftheFederal ReserveSystem,Washington,DC JohnWagner,DirectorforBankSecrecyAct/AntiMoney Laundering,OfficeoftheComptrolleroftheCurrency, Washington,DC BillWilliams,AssistantDirectorforCompliance,OfficeofThrift Supervision,CentralRegion,Chicago,IL SeniorRepresentativefromtheFinancialCrimesEnforcement Network,(FinCEN)Washington,DC

DEEPDIVEEXPANDEDSESSIONS 10:30AM12:30pm You have achoiceofthreesessions Thesesessionswillnotberepeatedbut theywillberecorded. DEEPDIVEEXPANDEDSESSION#1 TheRiskAssessmentProcessforNewProducts, ServicesandMarkets
Thistwohourminiworkshopwillwalkyouthroughthe processbywhichyoutakeintoconsiderationalloftherisks associatedwithnewproductorservicedevelopmentaswell astherisksassociatedwithenteringnewmarkets. Bothlargeandsmallbankswillbenefitfromourexpert panelistswhowillprovide: Practicalexamplesofriskassessments; Ideasonhowtocreateaprocessthatfitswithyour particularorganization; Howtoensureriskassessmentispartoftheoverall strategyofthebank; Usefulquestionstohelpassessrisk. Additionally,youwillhearfromaregulatorwhowillprovide insightsintowhatexaminersarelookingforinyourrisk assessments.
Speakers: MaraDeLourdesJimnez,Esq.,SeniorVicePresidentand Manager,CorporateComplianceDivision,BancoPopularDePuerto Rico,SanJuan,PR ElizabethM.Snyder,CRCM,SVPChiefComplianceOfficer,Leaders Bank,OakBrook,IL ElaineR.Yancey,SupervisoryExaminer,LegalandFiduciaryRisk, FederalReserveBankofRichmond,Richmond,VA

COFFEEBREAKINTHEMARKETPLACE
10:0010:30AM

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2010ABA/ABAMoneyLaunderingEnforcementConference
DEEPDIVEEXPANDEDSESSION#2 TransactionMonitoringIssuesForLargeBanks
Room:ToBeDetermined Thistwohourminiworkshopwillcovercriticalissuesin transactionmonitoringuniquetolargeinstitutions.
Moderator: MichaelZeldin,Principal,DeloitteFinancialAdvisoryServicesLLP, Washington,DC Speakers: DavidW.Jeffries,SeniorVicePresidentComplianceDirector, CorporateAMLOperations,JPMorganChaseBank,NA, Columbus,OH TomLickiss,SeniorVicePresident&Director,FinancialIntelligence Unit,WellsFargo&Co.,SanFrancisco,CA

FINALDESSERTINTHEMARKETPLACE
2:002:45PM

CLOSINGGENERALSESSION PrepaidAccessandElectronicBanking: NewRegulationandNewFrauds

2:454:00PM Room:MarriottBallroom23
Moderator: RichardA.Small,VicePresident,EnterpriseWideAntiMoney LaunderingandSanctionsRiskManagement,AmericanExpress,New York,NY Speakers: PhilipLehmanKeitel,Esq.,IndustrySpecialist,PaymentCards Center,FederalReserveBankofPhiladelphia,Philadelphia,PA LeeJeffreyRoss,Jr.(Jeff),SeniorVicePresident,BSA/AMLOfficer GreenDotCorporation,Monrovia,CA DeborahS.ThorenPeden,Partner,PillsburyWinthropShaw PittmanLLP,LosAngeles,CA

DEEPDIVEEXPANDEDSESSION#3 TransactionMonitoringIssuesForSmallBanks
Room:ToBeDetermined Thistwohourminiworkshopwillcovercriticalissuesin transactionmonitoringuniquetosmallinstitutions.
Moderator: AnnaM.Rentschler,CRCM,CAMS,AMLP,VicePresidentandBSA Officer,CentralBancompany,JeffersonCity,MO Speakers: AnnMarieTarantino,CRCM,CRP,AMLP,VicePresident, ComplianceandBSAOfficer,BankofSmithtown,Hauppauge,NY TimothyR.White,CAMS,NationalRiskSpecialist,BSAandOFAC, Banker'sToolbox,Inc.Denver,CO

CONFERENCEADJOURNS
4:00PM

LUNCHEONWITHSPEAKER
12:302:00PM Room:MarriottBallroom23 FEATUREDSPEAKER LannyA.Breuer,AssistantAttorneyGeneral,Criminal Division,U.S.DepartmentofJustice,Washington,DC

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