Buy or Sell ANY Property in The 518 Area Code

518LIST
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Buy or Sell ANY Property
in the 518 Area Code
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IN THIS ISSUE:
• Wind Energy? • Thousands of Homes Available
• Why Use a Buyer’s Agent? • Business Service Directory
• Financial Corner • Special: HUD Homes Bargains!
E E
Matt Landry and Sylvia Elkin, Associate Brokers / The 518list Team
FR TAKE
ONE
Keller Williams Realty Capital District - 518-724-5823
518list.com TABLE OF Real Estate Closings
Magazine® Paul Knapp, Esq.
Capital District Ed. CONTENTS

Owner/Publisher 1 518LIST.COM Schiller & Knapp, LLP
Infinia Media, LLC
PO BOX 62
Introduction
Galway, NY 12074 950 New Loudon Road, Latham, New York 12110
(518) 956-4841 2 Selling a Home?
(800) 518-4256 Fax Check Out Our
Writers Marketing Plan
This Month:
Matt Landry 3 Testimonials
Kevin Mullaney
Matt Smith
4 Wind Power
__________________
Matt Landry 5 What is a Buyer’s

Associate Broker Agent?
(518) 724-5823
Sylvia Elkin
6 Rates are at an All Time
Associate Broker Low and Banks Are
STILL Lending Money!
518-786-9069
(518) 724-5890
Keller Williams Realty

Capital District
8 Featured Homes
All Offices Independently
Owned and Operated
11 HUD Properties
Equal Housing Opportunity
13 Classified Ads!
MORE GREAT
ARTICLES EVERY
MONTH!
Also available online in PDF
form at 518list.com
Homeowners
Want to advertise your Commercial
business to thousands Employee Benefits
of homebuyers and sellers? Investments
Call Matt today
at 518-724-5823
C Y, I N C
G E N
HMS AT . S
Search for
. ow
omorr
Foreclosures in
ANY STATE by ZIP T g
ForeclosureFox.Com
y ecurin
g oda
Insurin
518LIST.COM Magazine is brought to you by Infinia Media, LLC
Infinia Media, LLC shall make every effort to avoid errors and omissions, but disclaims 950 New Loudon Rd., L atham , NY
any responsibility should they occur. No part of this publication may be reproduced,
stored in a retrieval system, or transmitted in any form by any means without prior (518) 690-0360
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518LIST.COM and 518LIST Magazine are Copyright © 2008, 2009 Infinia Media, LLC - All Rights Reserved
Matt Landry and Sylvia Elkin are Associate Brokers - The 518list Team - Keller Williams Realty Capital District 518-724-5823
What is 518LIST.COM?
Your 24/7 FREE Access to the same MLS
that all the agents and brokers use!
ABOUT 518LIST.COM VISIT TODAY AND SEE FOR YOURSELF.
Information about properties for sale is You can search by town, by zip, by school district and much more.
the core of real estate technology. See every property that’s listed, not just the ones for sale by a specific Real Estate
We provide our users a comprehensive company.
and hassle-free online property search
tool. You can save searches, sign up for email notifications, in short, you can keep informed
without having to ever visit a real estate office.
Right now that’s over 10,000
properties available instantly at If you’d like more information about a property, just click “Inquire”
your fingertips using our website. If you’d like to schedule a showing just click “Schedule a Showing”
See slideshows and watch vitual tours!
That’s EVERY property made available
by EVERY broker in the Capital Region
area. WWW. 518LIST.COM - It’s that simple!
By using 518LIST.COM you have
access to the same listings that the
area agents and brokers use every
day.
(The Capital Region Multiple Listing
Service)
Updated daily!
Best of all, there’s no obligation.
No office visit, no contracts, no strings.
Our very powerful web tools give
you just what you need. Instant
unlimited access to the multiple
listing from the comfort of
your home.
518LIST.COM
518LIST.COM and 518LIST Magazine are Copyright © 2008, 2009 Infinia Media, LLC - All Rights Reserved 1
Capital District
518LIST.COM
PROPERTY MARKETING GUARANTEE!
35 Point PROPERTY Marketing guarantee n d ard ium
m a e
When you interview other agents, ask them to check off what THEY will guarantee! ASK% Pr Other Brokers?
St ASK%
• Pricing Strategy Session and Broker’s Price Opinion x x
_______________________
• Large Lighted Sign x
_______________________
• Electronic Lockbox x
_______________________
• Compile Photography and Virtual Tour Data x x
_______________________
• Collect Detailed Property Information in Person and through Owner History x x
_______________________
• Enter Listing Data in CRMLS - Made available to 3000+ Agents and Brokers x x
_______________________
• Enter Listing in KWLS, Trulia, Yahoo, Google, Homescape, Cyberhomes, More... x x
_______________________
• Enter Listing in Glens Falls, Fulton/Montgomery, Other MLS Systems x
_______________________
• Review Homeowner’s Involvement in Marketing x x
(Staging / Showings / Storage / Cleanup / Repair / Etc.) _______________________
• 2 Neighborhood Directional Signs x
_______________________
• Flyer Box w/ Full Color Descriptive Marketing Flyers x x
_______________________
• 518LIST.COM “HOMEBOOK” x x
(Available in home for showings, open houses, comprehensive information) _______________________
• In Person visits to neighbors houses x
_______________________
• Color Flyers w/ Pull-tab Phone Numbers at local retail establishments x
_______________________
• Guaranteed Open Houses 2 4
_______________________
• Broker’s Open House or Other Company Caravans x
_______________________
• High “Offer of Co-Operation” 2.75% for other agents x
(We pay them MORE than anyone else to sell your property!) _______________________
• $250 Selling Agent Bonus for 30 Day Contract x
_______________________
• Free Pre-Approval (Not Prequalification!) for all potential buyers x x
_______________________
• Home Warrantee Program x x
_______________________
• Postcards about your property to Neighborhood Homes 100 300
_______________________
• Fax Info Every 30 Days to ALL LOCAL BROKERS x
_______________________
• TWTV Channel 7 Keller Williams Show and Showcase of Homes Weekly x
_______________________
• Optional (But Recommended) Home Inspection -$25 -$75
_______________________
• Optional (But Recommended) Appraisal -$25 -$75
_______________________
• FREE RADON TEST (At listing or credit to any buyer) x
_______________________
• Guaranteed Weekly Craigslist Advertising x x
_______________________
• Advertised in “The Real Estate Book” and “Harmon Homes” x
_______________________
• Newspaper Advertising GUARANTEED monthly until sold! x
_______________________
• FREE Website 123YourStreet.com and Search Engine Optimization x
_______________________
• Virtual Tour on Your Website, on CRMLS, on KWLS and More! x
_______________________
• Investment Properties advertised on NYREIA website and monthly slideshow x x
_______________________
• Superior, Luxury, and Unique properties advertised out of area. x
Publications determined by market and property offering _______________________
• All Properties advertised in Nationwide Keller Williams Relocation Resource x x
(Includes multiple corporate referral and relocation networks) _______________________
• All properties available on 518list.com and our monthly printed newspaper 518LIST x x
distributed at hundreds of retail locations in the Capital Region. _______________________
Guaranteed by the Keller Williams 518LIST.COM TEAM!
“518LIST.COM over-delivered what they “Nice job on selling that rehab at 5 Oliver, “Matt seemed to pick up on exactly
promised and enabled a fast sale of my Matt. what kind of home we were looking for
investment property! I originally bid on that bear when it was in no time. His flexibility, knowledge
Their market knowledge and marketing REO and never thought it would sell for and superior
expertise helped me sell fast and move more than 159K after rehab in that area people skills became assets in our
on to my next project quickly. I would - and that was when the market was still quest for a new home. We could not
highly recommend their services to ANY liquid! ... I am definitely impressed.” have done it without him.. .
home seller. They were proactive, honest --- Thanks!”
and reliable and I will certainly use them Presley Acuna ---
again when my next house is ready to REAL ESTATE BROKER Jeremiah and Peg Sweeney
sell. I look forward to working with them Presley Acuna is a Licensed Broker and HOME BUYERS
again.” owns Acrobat Properties. He sent us this
--- email after we sold this house in 30 days “As a listing agent, I had the good
Frank Stramiello for 188.9k for another investor. fortune recently do a deal with Matt at
HOME SELLER 518LIST.COM.
Matt is a professional from beginning
“I was introduced to Matt at “It was a delight to work with you. I hope to end. He always answered the phone
518LIST.COM while he was working we’ll have the chance to work together and completed all tasks way beyond
with my friend, Jeremiah Sweeney, again soon!” even what I expected.
and his mother, Peg. I am a first time --- Matt knows the Real Estate market and
home buyer and it was very comforting Robin Caruso, Closing Coordinator is honest in his dealings.
to know I was working with people my Wein Young Fenton and Kelsey, PC I hope that I get more listings that Matt
friends trusted. Attorneys and Counselors at Law can sell! My sellers were thrilled and I
Matt was very interested in helping me know his buyer was as well...
find a house that best suited me and my “Sylvia from 518LIST.COM helped us find He left no stone unturned. One can
needs and was very patient throughout and buy the retirement home we needed. count on Matt and 518LIST!”
the entire process. She assisted us through the process of ---
He was very knowledgeable and was buying a home, which was as smooth as Barbara Huba
available anytime I needed to get in it could be! We are now in a home we SELLER’S AGENT
touch. LOVE!”
It was a pleasure working with him!” --- “Sylvia from 518LIST is always handy
--- N&W Walsh to answer our real estate needs, even
Dr. Nicole L. Alexander HOME BUYERS though we bought our home through
HOME BUYER her several years ago. She helps when
ever we needed answers to questions
“I had a terrific time learning about real even years later! It is great to have an
estate with my agent Sylvia Elkin from agent for the times when you’re not in
518LIST.COM. need of buying or selling but just for
She had patience and an understanding advice.”
of what I needed for my first investment ---
in real estate.” J&W Fredenburg
--- HOME BUYERS
Chris Knooze
New Investor
“Sylvia from 518LIST CALL 724-5823 TODAY
handled the sale of my home
with her great negotiating TO JOIN THE FAMILY OF HAPPY
518LIST.COM BUYERS AND SELLERS!
skills. There were a few
problems but she was
able to find ways to
overcome them” Matt Landry and Sylvia Elkin, Associate Brokers
--- Keller Williams Realty Capital District
C Biscone
HOME SELLER
518LIST.COM
CUSTOMERS
SPEAK OUT!
518LIST.COM and 518LIST Magazine are Copyright © 2008, 2009 Infinia Media, LLC - All Rights Reserved 3 1
Matt Smith - ACE HOME INSPECTIONS
Wind Power
Use the power of wind to help defeat
high home energy costs
In last months article I discussed the benefits of solar utility bills of only $8 to $15 for nine months of the year. In
power and a brief description of how it performs. This northern parts of the country where less air conditioning
month I will talk about the benefits of generating is used the bills can be very low year-round. The amount of
electrical power through wind. money a small wind turbine saves you in the long run will
Wind is actually dependant on the sun. depend upon its cost, the amount of electricity you use,
Wind is generated by the uneven heating of the earth’s the average wind speed at your site, and other factors.
different surfaces. This causes warm air to move to areas As with the solar systems whenever more energy is
of colder air, thus providing wind (movement of air). produced than is being consumed your local utility
So, how does a wind turbine make electricity? Well, it’s company buys the power that goes back into the grid.
basically a simple concept. The turbines blades are Again, do not expect a check in the mail, but instead
turned by this wind which is attached to a generator which credits are usually the way local utility providers reimburse
produces electricity. those generating power into the grid.
Conventional wind turbines are classified as horizontal Another, wonderful benefit of using the wind turbine is the
types. These types look like your typical windmill. They tax breaks and the programs designed to help consumers
are usually 2 or 3 blades and produce 100 pay for these systems. NYSERDA (New York State Energy
or less kilowatts. Research and Development Authority) has a few
In order to have your own wind turbine and have it be government programs designed to help people pay for
useful there needs to be power supplied to the home such systems. These loan applications can be found on
through a local utility provider. If the wind speed is below the NYSERDA website.
7 mph then there will be no power generated by the tur- A typical wind system can cost between 15-20 thousand
bine and the power form the local utility will be consumed. dollars depending on the size and application of the
A residential wind turbine is a very large structure and is system. Some other smaller systems can cost as little as
not suitable for areas that are very congested. Usually, an 6 thousand dollars.
acre of land is the recommended spaces needed to build Most systems are maintenance free and last 30 years or
a turbine that will work efficiently. Also, the average wind longer. The wind system will usually recoup its investment
speed should be at about 10mph. through utility savings within six to 15 years and after that
In order to achieve these wind speeds the tower that the the electricity it produces will be virtually free. Over the
turbine is connected to should be about 80-120 feet off long term, a wind turbine is a good investment because
the ground. This is the level needed to be free from a well-sited wind system increases property value, similar
turbulence. Turbulence is the interference of wind by to any other home improvement. Many people buy wind
trees or buildings. systems in preparation for their retirement because they
So, what are the benefits of using a wind turbine? Well, don’t want to be subject to unpredictable increases in
first of all it helps provide a clean source of energy which utility rates.
benefits nature. Over its life, a small residential wind tur-
bine can offset approximately 1.2 tons of air pollutants Matt Smith
and 200 tons of greenhouse gases (carbon dioxide and Ace Home Inspections
other gases which cause climate change). The 518-727-7091
greatest advantage of course would be producing your See a sample home inspection report online!
own electricity and not paying a substantial amount of CapitalAreaInspections.com
money to your local utility provider. A typical home uses
9-10 thousand kilowatts. Most wind turbine systems pro-
duce anywhere from 5-15 kilowatts. So, you can
essentially at the very least cut your electricity bill in half.
The wind turbine typically lowers your electricity bill by 50
to 90 percent. It is not uncommon for wind turbine
owners with total-electric homes to have monthly
Did you know that
every agent in
New York State
represents the
Buyer Broker...
SELLER
in a transaction by
default?
Matt LANDRY - Associate Broker keller williams realty capital district
Get someone on your side in the most

expensive transaction of your life!
So what is a buyer’s agent anyway? pay me a portion of their total commission and they keep
To answer that, let’s first start with seller’s agents. Every the remainder.
agent that has a sign out in front of someone’s home or a The seller pays the same amount either way. The differ-
sign on some land, represents the seller of that property. ence is only in what the seller’s agent get’s to keep for
Period. If you approach them and make an offer to them, themselves.
even if they write up the offer for you, they represent the If you use a buyer’s agent, or “Buyer Broker” we represent
seller and not you. Their job is to defend the list price and YOU. The homebuyer. We are required by law to get you
they are obligated to disclose everything they learn about the best price and terms we can. We are specialists in the
you to the seller! homebuying process. This higher level of professional ser-
vice has resulted in an average 5% additional savings and
A buyer’s agent on the other hand enters into a contract a much greater satisfaction for homebuyers.
with YOU to help you find and secure a home. We repre- Even more importantly, I’m a buyer’s agent with years of
sent you, negotiate on your behalf, and owe our fiduciary experience that works for Keller Williams!
responsibility to YOU and not the sellers of the property Even agents at our company with 15 or 20 years of experi-
you wish to buy. ence or more take advantage of Keller University’s many
classes and seminars to hone their already formidable
How can you represent me free of charge? skills on a weekly basis.
A sellers agent enters into a listing contract to sell a home For my clients, it’s important where I work, because they
for a homeowner. They are paid a commission based on know that even with over 12 years in the business myself,
the sales price to do so. I will not hesitate to reap the benefits of the experience of
others.
Out of that commission, the listing contract also says that I have immediate access to over 120 outstanding Keller
they will offer a portion of that commission to any other agents right here in the Capital Region with hundreds of
agent that brings a buyer for the property. years of combined experience. If one of my clients needs
So for instance, let’s say “Realty America” has a home for something unusual, I can get instant answers from com-
sale in Saratoga. If they find a buyer (you) for the house - mercial and industrial specialists, farm and rural property
they are paid the whole commission on the sale. specialists, whatever I and my clients need in addition to
If a buyer’s agent (like me) brings a buyer to them, they my own, not insubstantial, knowledge and experience.
I’d like to apply for the job as YOUR Ambassador for your
$269,000 next home or investment property purchase.
!
REDUCED! Call me at 518-724-5823 to schedule a no obligation
Winding Ridge wants and needs analysis.
D
West Sand Lake
L
Matt Landry - 518LIST.COM
Call Matt or Sylvia Associate Broker,
(518)724-5823
O
Keller Williams Realty Capital District
518-724-5823
S
Easy access to Albany and Troy, desirable Averill Park schools,
16 year young colonial on large wooded lot. family room
with skylights with large brick fireplace and oak mantle, loft VISIT NOBADSMELLS.COM TODAY
overlooking family room and storage, tile entryway, bay window
in formal living room, slider in kitchen to deck. Some newer ELIMINATE ODORS FROM YOUR
appliances. Subject to short sale approval. Keller Williams RCD
HOME OR VACATION PROPERTY!
Financial Corner
If you watch the news you are well aware of the financial difficulties
that are facing this great nation. Many homeowners are facing
foreclosure and some are having difficulty making their payments.
Due to recent job cuts and layoffs this news is even more daunting.
These times are very difficult for those of us in the real estate
business and taxpayer alike. However, banks are still lending money
ACE HOME INSPECTIONS
on home purchases and refinances. And the greater majority of
homeowners are paying their mortgages, selling their homes and
of Upstate New York
refinancing.
518-727-7091
The sub-prime mortgage crisis has deeply affected us all, either
directly or indirectly. Nationwide banks have changed their CapitalAreaInspections.com
underwriting guidelines to insulate themselves from risky-borrowers.
The pendulum has swung and the market has shifted toward tighter
regulations and guidelines. The good news is if you have good
credit, steady income and you have saved some money for a down
payment, you can qualify for a mortgage. Further buyers are in a
unique position to purchase a home at a great price and get a very
low interest rate.
The days of sub-prime loans are behind us and now lenders have
created stricter regulations and the entire mortgage business has
evolved accordingly. Since July, 1st of 2008 anyone who originates a
loan for a broker must be authorized by the New York State Banking
Department, this includes various back round checks performed by
the F.B.I. and New York State Police. This type of regulation is needed
in a profession that is so prone to fraud.
A mortgage broker’s role is to arrange a loan for their client but

also advise them of the ramifications of doing so. If a client comes
into our office here at Aamtrust mortgage and we feel they should
continue to rent, we are bound by our duty to advise them to do so.
Since sub-prime loans are no longer available, buyers are opting for
FHA loans. Again these newer guidelines are there to better protect
borrowers and ensure they are truly credit worthy. For the real estate
professional and potential home buyer, a close relationship with a
mortgage broker is essential in this more difficult lending climate. It
will save you a lot of time and take the guess work out of what you or
your clients qualify for. Not to mention the potential pitfalls that may
arise in the home buying process. • Chipper Services • Storm Cleanups
In conclusion, mortgage rates and housing prices are low and banks
are still lending money. For those of us in the capital district home
values are still holding strong. We are all looking forward to the Nano-
Tech facility that is currently in development.
If you are a home buyer or seller remember that real estate is a local TANNER CONTRACTING
economy. New Construction, Remodeling
About Aamtrust Mortgage: We are a full service brokerage.
Convenional, FHA and VA loans. In house attorney, title and
processing.
Make your next closing as stress free as possible.
Call Kevin Mullaney, Loan Consultant

AAMTrust Mortgage
518-256-7205
518-526-5167
3 Homes on 7.6 Wooded Acres
CATSKILL NY
3 Homes in 7.6 Acres in a fantastic and secluded

Catskill location. 124-128 Tool House Rd.
Could be all rentals as it is now, or maybe a
*** NYS RE INVESTORS *** family compound or a seasonal whole family
campground.
May also be sold as 1 home on 2+ acres and 2
Don’t miss out on the most vibrant and informative homes on 1.8 acres with subdivision approval.
Real Estate Investors and Landlords Association in Call for map. See 518list.com
for more details and photos - Priced right!
The Capital Region!
LEARN TO FLIP
HOUSES WITHOUT
FINANCIAL STUMBLES!
518-724-5831 REDUCED! $265,500
NYS Real Estate Investors & Landlords Assn.
Call Bob Eberle @ NYREIA Today! (518)724-5823
IF THERE’S A WAY TO APPROVE A LOAN...
WE’LL FIND IT!
A direct lender and mortgage broker with access to a variety of

Steve Field
loan programs
Loan Consultant
Knowledgeable, experienced and dedicated staff of mortgage (518) 528-4170
professionals steve.field@metrocitiesmtg.com
www.sfield.myprospectmortgage.com
Four-year consecutive winner of the CustSAT Ace Award*
NOW is the time. Don’t wait. Call me today! An Affiliate of Prospect Mortgage
Equal Housing Lender. Metrocities Mortgage, LLC located at 17 Computer Drive West, Albany NY 12205 is a Licensed Mortgage Banker - NYS Banking Department. Information is
subject to change without notice. This is not an offer for extension of credit or a commitment to lend. *CustomerSat, Inc. is the leader in real-time, multi-channel feedback solutions for
building customer satisfaction and loyalty. Visit www.customersat.com for more information. ** Year to Date 11/01/08.0109-28
$10,000 $154,900 $64,000
Track Season FANTASTIC Owner Occ
Rental STOCKADE Great Cond.
North Side HOME Schenectady
Saratoga Schenectady
First floor condo. Handicap Accessible. Excellent property close to everything. 3 BR 2.5 Corner lot, owner occupied, hidden gem, house is
Secure building, 2 bedrooms, 2 full baths. Bath, (Two Masters on 2nd) Hardwoods, state in excellent condition, could easily be converted
Living room dining room combo, fully furnished. of the art lighting, marbled floor lounge w/ wet to a 2 family with city appr. Private driveway with
Porch and underground parking. bar, private courtyard w/ fountain, video/security plenty of parking, 2 enclosed back porches, second
July-Sept for 10k - Minutes from Track! system, Updated elec and plumbing. Architectural floor has 2 separate private entrances. private
Sh. Roof, furnace and HW 2 years old. fenced yard, new electric throughout.
$65,000 $40,000 $84,900

218 McClellan 702 Stanley St. Vassar St
Schenectady Schenectady Schenectady
BIG REDUCTION! Lot’s of potential in great Needs some rehab, but good solid home. Also Nice cottage in a great area right off State Street.
Schenectady area near bus-lines and shopping and available with 704-6 Stanley and 806 Sprague as 24 Hours notice to show. Currently leased mos/mos
more. Good rental area. Owner has made many a package, call Listing agents for details Units are 1100/mos
upgrades to bring building up to code (electrical, vacant, show any time, call for code.
plumbing, heating, etc)
$149,900 YOUR HOME $82,000

Park Avenue COULD BE Lansing Street
Schenectady HERE IN Schenectady
518 LIST
MAGAZINE
Beautiful cape with three bedrooms, newer kitchen, Call the 518list team today at Great two family with 5 car garages, nice yard,
formal dining rm, formal liv room with fireplace, 518-724-5823 and speak to us about our quiet location, leased helps with your mortgage,
family room of the living room good floor plan for marketing programs. good house for a family with in-law space. Easy
entertaining. Good size bedroom on the second We don’t just list houses, we sell them! access to transportation, shopping , easy to show.
floor. New furnace, electric box, freshly painted. Call Matt or Sylvia today!
New above ground pool, and landscaped yard.
$265,500 $10k $950,000

3 HOMES Sprague St. Sheridan Ave
on 8 ACRES Schenectady Albany
Catskill
124-128 TOOL HOUSE RD 3 homes on apprx 8 NEEDS A TOTAL REHAB OR GOOD FOR Amazing 12,400 SqFt fully renovated 12 unit, plus
acres +garage rental. Could be all rentals or owner KNOCKDOWN AND PARKING. AVAILABLE an additional 3 building lots in the heart of the
occ and two rentals. Maybe a family compound or AS A PACKAGE WITH 702 AND/OR 706 downtown art district is now for sale! Completely
family camprground? Lot’s of possibilities. Can STANLEY CALL LISTING AGENT FOR overhauled from top to bottom, these historic lofts
also be sold as 1 home on 2+ acres and 2 homes on DETAILS. NO INTERIOR SHOWINGS AS are a modern marvel, and great showpiece for a
the remaining acreage. (req subdivision approval) HOME IS STRUCTURALLY UNSOUND. serious investor’s portfolio.
The 518LIST.COM TEAM

518-724-5823
Matt Landry and Sylvia Elkin
Associate Brokers
Each Office is Independently Owned and Operated
$619,000 $499,000 $439,000
Best Rd East Rd. Reservoir Rd
East Greenbush St. Johnsville Moreau
Sub dividable 13.9 acres with all the bells and Beautiful stone-walled private drive winds up to Modern day contemporary style on inside with
whistles that the most distinguished buyer would your amazing home high atop this breathtaking traditional look outside. Yesterday’s architecture
appreciate in a home of this stature. Features a Adirondack setting. Huge 2800 sq ft living space with today’s convenience! Style is late 1800s
fabulous granite countertop kitchen and gleaming on one floor above your multi-use first story with colonial (to be built). Many upgrades available.
hardwood floors. Additionally, a 2 car detached 18’ ceilings. 20x40 great room: cathedral ceiling High ceilings thru out. Gorgeous details. Wrap-
garage and 24 x 40 fully heated Shop. and stone fireplace with 10 x 20 second story deck around to screened-in porch. 23x22’ Bonus room.
$324,000 $314,900 $250,000

McClellan St Blackhouse Rd Ontario St.
Schenectady Ft. Edward Cohoes
8 UNIT!
WHAT AN INVESTMENT!!! This property has Above ground sqft includes the finished walk out Rents could actually be much higher. Turn Key
been totally renovated and is waiting for you. The basement. This spacious home features stainless operation with property management already
owner recently put over 120K into this property steel appliances, granite countertops, 9 large in place. This is a package deal and will only
including all new HE windows, electric, kitchen, closets, foyer and great room with 18ft ceilings, be looking at offers that include the sale on 206
bathroom, siding ,updated plumbing and much hickory hardwood floors, water purification system, Ontario, MLS # 28120684, which must be sold
more… and a 450 sqft composite deck “as is.”
$235,000 $169,900 $142,500

Gansevoort Rd Carriage Rd Sheridan Ave
Moreau Clifton Park Albany
New Construction
Photos are of similar model just completed. Townhouse located on a quiet cul-de-sac in Sold “as is” with listing # 28121531 -- please
Amazing home w/many custom features. Huge Crescent Estates has to offer! This home features see 240 Sheridan Ave! This stunning, cashcow
living room with vaulted ceiling. Eat-in kitchen over 1,300 sqft of living space on two floors investment has been completely renovated from the
with large walk-in pantry. Large laundry room and with French door, walk-in closet, one-car garage/ inside out as part of an investor’s package deal.
mudroom to backyard and finished two car garage. storage, laundry area, and a great fenced yard with (Lower Right Page 8)
a garden and lighting!
$140,000 $124,900 $99,000

Madison Ave Fuller Station Rd Ontario St.
Troy Guilderland Cohoes
3 Unit
Located in a desirable area of Troy and situated on Complete makeover! This property features new THIS IS A COSMO REHAB!! PACKAGE DEAL
a beautifully landscaped lot..furnishing two year wall to wall carpet, freshly painted walls, new WITH 202-204 ONTARIO, MLS # 28120681.
old windows, a newer roof & a fireplace. With 3 washer & dryer, elegant ceiling fans, and a new Great foundation and a structural rock. Work on
bedrooms 2 bath and the possibility for 2 more kitchen with beautiful ceramic tile, stainless steel this while receiving cash flow from 202-204.
bedrooms downstairs. appliances, and plenty of cabinet space! (See the 8 unit 250k above - same page)
The 518LIST.COM TEAM

518-724-5823
Matt Landry and Sylvia Elkin
Associate Brokers
Sell your home with the 518list Team
at Keller Williams Realty Capital District
and Get a free Radon test and a
discount on a pre-list home inspection!
(Courtesy ACE Home Inspections)
Join us at our
Open House/Food Drive
at 935 New Loudon Rd.
(Columbia Plaza Latham)
and find out more!
3-7pm May 14th
Call 724-5823
for Details
GET RED!
518LIST.COM and 518LIST Magazine are Copyright © 2008, 2009 Infinia Media, LLC - All Rights Reserved
518LIST MAGAZINE BARGAIN BASEMENT - HUD OWNED PROPERTIES!
Keller Williams Realty Capital District is a Registered HUD Broker - Call 724-5823 or Any HUD Broker to Schedule Showings
$132,000 $112,500 $110,000 $108,900 $105,000 $95,000

10546 Rt 13 208 Vley Rd 16 Catskill Avenue 11 Riverview Dr 15 East Street 10 Prospect Street
Camden Scotia Rensselaer Schenectady Hoosic Falls Granville
3BR 2BA Single Fam 3BR 1BA Single Fam 3BR 2BA Single Fam 3 BR 1BA Single Fam 4BR 2BA Single Fam 3BR 2BA Single Fam
Call a HUD Approved Call a HUD Approved Call a HUD Approved Call a HUD Approved Call a HUD Approved Call a HUD Approved
Broker or 724-5823 Broker or 724-5823 Broker or 724-5823 Broker or 724-5823 Broker or 724-5823 Broker or 724-5823
$89,100 $85,600 $85,000 $75,000 $74,000 $61,600

2820 Campbell Avenue 89 Walton Street 166 8th Avenue 8463 Dawn Drive 106 N. Ferry Street 2321 3rd Avenue
Schenectady Alexandria Bay Troy Rome Schenectady Watervliet
3BR 2BA Single Fam 4BR 1BA Single Fam 3BR 1BA Single Fam 3BR 1BA Single Fam 3BR 1BA Single Fam 3BR 1BA Single Fam
$58,500 $56,000 $52,640 $50,400 $48,000 $44,800

111 Seward Lane 16 S Main Street 6 Bolton Avenue 4127 State Hwy 3 8 Baby Lane 1 S Hill Road
Seward Central Bridge Alexandria Bay Fine Hoosic Falls Worcester
3BR 2BA Single Fam 3BR 1BA Single Fam 3BR 1BA Single Fam 3BR 1BA Single Fam 2 Family 3BR 1BA Single Fam
$31,000 $28,000 $27,200 $27,000 $25,000 $23,200

1420 Rt 49 52 Pinecrest Drive 29 Phillips Avenue 2432 Avenue B Ext 719 Maple Avenue 615 Ford Avenue
Oswego Plattsburg Rouses Point Schenectady Fulton Ogdensburg
2 Family 2BR 1BA Single Fam 2BR 1BA Single Fam 3BR 1BA Single Fam 2BR 2BA Single Fam 4BR 3BA Single Fam
$20,000 $19,800 $19,000 $18,600 $16,200 $15,000

546 Schenectady St 9126 Briggs Bay Road 125 Prospect Street 801-803 Cutler Street 158 Guy Park Avenue 12 South Dove Street
Schenectady Canastota Schenectady Schenectady Amsterdam Albany
3BR 2BA Single Fam 2BR 1BA Single Fam 2BR 1BA Single Fam 2 Family 2 Family 2 Family
Get a
FREE
$
50 .00
Radon
Get a free radon
test with any
Structural Inspection.
(A $50 Value)
Test!
A value added service
from Ace
Home Inspections
of Upstate NY!
Got
Courtesy:
Ace Home Inspections of
Upstate NY
Matt Smith
Radon?
ASHI Associate
518-727-7091
CapitalAreaInspections.com
Call for your free inspection
today!
KW
COMMERCIAL
REAL
ESTATE
Builds careers worth having, businesses worth owning

and lives worth living. If you are a commercial agent or
broker and would like to learn more call Tom Szalkowski
and Matt Landry at 518-724-5826.
518LIST - Business Service Directory of Trusted Professionals
APPRAISERS Furniture Repair Mortgage Lenders
Armstrong Appraisals, LLC TNT Boat Tops - Ballston Spa AAMTrust Mortgage Would you like
David M. Fontana Furniture Upholstery & Repair Kevin P. Mullaney, to become a trusted
888-788-3141 Tony Zielinski Mortgage Consultant professional
www.ArmstrongAppraisals.com 518-885-8677 518-384-2274
www.GrievanceDay.com www.tntboattops.com at Keller Williams
Bank of America and 518list.com?
Foreclosure Listings Nick Lemme
Attorneys Senior Mortage Loan Officer
www.ForeclosureFox.com 518-785-2220 Call Matt Landry
Jeanne M. Heran, Attorney at Law Foreclosure Property MLS nick.lemme@bankofamerica.com at 518-724-5823
518-783-6047 National Foreclosure Database and ask about
Citizens Bank
Paul Knapp, Attorney at Law GIFTS Lisa M. Stepp, Loan Officer how your business
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Sent as PDF to Your Email 518LIST Team
Only $4.95/Month! Malta Asphalt Keller Williams Realty Capital Broker that
Jason Kaczmarek District would like to learn
Financial Advisors Plowing, Chipper, Cleanups, Matt Landry more about
Hot Crack Repair, Sealcoating, Sylvia Elkin
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Corporate Card Storm Cleanups - 518-899-1168 518-724-5890 www.518list.com business at
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Storm Cleanups -518-899-1168 real estate company
in the area!
and 518list.com have Moved to
Columbia Plaza in Latham!
Join us at our Open House
on May 14th 2009 from 3-7pm
or stop in anytime!
We’d love a chance to show you why we are
the BEST at what we do.
Matt Landry - Associate Broker
Sylvia Elkin - Associate Broker
518-724-5823
WE’VE
935 Ne MOVED TO
w
Columb Loudon Rd
Latham ia Plaza
, NY 1
2110
If you
buyinkgnow anyon
e
Call our sellingthinking o
or dro s at 724 a home, f
p by a -5
ny ti8m23
e!
This is not intended as a solicitation if your property is currently
listed with another broker, we fully cooperate with all brokers.

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518LIST

Capital District Ed. CONTENTS

Matt Landry 5 What is a Buyer’s

Keller Williams Realty

Guaranteed by the Keller Williams 518LIST.COM TEAM!

Matt LANDRY - Associate Broker keller williams realty capital district

Get someone on your side in the most

A mortgage broker’s role is to arrange a loan for their client but

Call Kevin Mullaney, Loan Consultant

3 Homes in 7.6 Acres in a fantastic and secluded

IF THERE’S A WAY TO APPROVE A LOAN...

WE’LL FIND IT!

A direct lender and mortgage broker with access to a variety of

$65,000 $40,000 $84,900

$149,900 YOUR HOME $82,000

$265,500 $10k $950,000

The 518LIST.COM TEAM

$324,000 $314,900 $250,000

$235,000 $169,900 $142,500

$140,000 $124,900 $99,000

The 518LIST.COM TEAM

$132,000 $112,500 $110,000 $108,900 $105,000 $95,000

$89,100 $85,600 $85,000 $75,000 $74,000 $61,600

$58,500 $56,000 $52,640 $50,400 $48,000 $44,800

$31,000 $28,000 $27,200 $27,000 $25,000 $23,200

$20,000 $19,800 $19,000 $18,600 $16,200 $15,000

Builds careers worth having, businesses worth owning

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