Auto Loan Calculator Chris

Auto Loan Calculator
2007 Vertex42, LLC
v 1.0
Download from Vertex42.com
Purchase Price (before tax)

Sale Price + Options
Destination charge
Title Transfer Fee
Other Taxable Fees
Purchase Price
State Sales Tax
Trade-In is Tax Deductible
Cash Rebate is Tax Deductible
State Sales Tax Rate
Net Taxable
State Sales (Excise) Tax
$
$
$
$
$
20,000
Set to 0 if included in sale price
e.g. $10
20,000
$
$
FALSE
If you don't know, set to FALSE
FALSE
If you don't know, set to FALSE
6.25%
e.g. $6.25%
20,000
1,250.00
Non-Taxable Fees
Registration
Late Registration Fee
Service Contract
Special Plate Fee
Administration Fee
Transaction Fee
Late Title Transfer Fee
Duplicate Title Fee
Other Non-Taxable Fees
Total Non-Taxable Fees
$
$
$
$
$
$
$
$
$
$
40
3
3
46
Unpaid Loan Balance on Trade-In
Less Down Payment

Less Value of Trade-In
Less Cash Rebate
$
$
$
Total Loan Amount
Loan Amount
http://www.vertex42.com/Calculators/auto-loan-calculator.html
21,296
e.g. $40 to $100

e.g. $10 per month
e.g. $250 to $1000 Read This
e.g. $25
e.g. $3
e.g. $3
e.g. $25 to $200
e.g. $25
Page 2 of 5
Auto Loan Payment Calculator
2007 Vertex42, LLC
v 1.0
Inputs
Effect of Extra Payments
Auto Loan Amount
75,000
Total Payments
Annual Interest Rate
2.88%
Total Interest
Term of Loan in Years
Reduced Interest
First Payment Date
1/1/2005
Number of Payments
Frequency of Payment
Monthly
Last Payment Date
Number of Payments
84
Rate (per period)
0.240%
Payment (per period)
80,000
Balance
60,000
No Extra Payments
40,000
20,000
$986.95
Total Interest
$7,903.50
-20,000
Total Payments
$82,903.50
.
Jan-05
Apr-05
Jul-05
Oct-05
Jan-06
Apr-06
Jul-06
Oct-06
Jan-07
Apr-07
Jul-07
Oct-07
Jan-08
Apr-08
Jul-08
Oct-08
Jan-09
Apr-09
Jul-09
Oct-09
Jan-10
Apr-10
Jul-10
Oct-10
Jan-11
Apr-11
Jul-11
Oct-11
Summary (with no extra payments)
84
12/1/2011
Due Date
Payment
Due
Additional
Payment
Interest
Principal
1/1/2005
986.95
0.00
180.00
806.95
74,193.05
2/1/2005
986.95
0.00
178.06
808.89
73,384.16
3/1/2005
986.95
0.00
176.12
810.83
72,573.33
4/1/2005
986.95
0.00
174.18
812.77
71,760.56
5/1/2005
986.95
0.00
172.23
814.72
70,945.84
6/1/2005
986.95
0.00
170.27
816.68
70,129.16
7/1/2005
986.95
0.00
168.31
818.64
69,310.52
8/1/2005
986.95
0.00
166.35
820.60
68,489.92
9/1/2005
986.95
0.00
164.38
822.57
67,667.35
10
10/1/2005
986.95
0.00
162.40
824.55
66,842.80
11
11/1/2005
986.95
0.00
160.42
826.53
66,016.27
12
12/1/2005
986.95
0.00
158.44
828.51
65,187.76
13
1/1/2006
986.95
0.00
156.45
830.50
64,357.26
14
2/1/2006
986.95
0.00
154.46
832.49
63,524.77
15
3/1/2006
986.95
0.00
152.46
834.49
62,690.28
16
4/1/2006
986.95
0.00
150.46
836.49
61,853.79
17
5/1/2006
986.95
0.00
148.45
838.50
61,015.29
18
6/1/2006
986.95
0.00
146.44
840.51
60,174.78
19
7/1/2006
986.95
0.00
144.42
842.53
59,332.25
20
8/1/2006
986.95
0.00
142.40
844.55
58,487.70
21
9/1/2006
986.95
0.00
140.37
846.58
57,641.12
22
10/1/2006
986.95
0.00
138.34
848.61
56,792.51
23
11/1/2006
986.95
0.00
136.30
850.65
55,941.86
24
12/1/2006
986.95
0.00
134.26
852.69
55,089.17
25
1/1/2007
986.95
0.00
132.21
854.74
54,234.43
26
2/1/2007
986.95
0.00
130.16
856.79
53,377.64
27
3/1/2007
986.95
0.00
128.11
858.84
52,518.80
28
4/1/2007
986.95
0.00
126.05
860.90
51,657.90
29
5/1/2007
986.95
0.00
123.98
862.97
50,794.93
No.
Balance
$75,000.00
2007 Vertex42 LLC
Page 3 of 5
30
6/1/2007
986.95
0.00
121.91
865.04
49,929.89
31
7/1/2007
986.95
0.00
119.83
867.12
49,062.77
32
8/1/2007
986.95
0.00
117.75
869.20
48,193.57
33
9/1/2007
986.95
0.00
115.66
871.29
47,322.28
34
10/1/2007
986.95
0.00
113.57
873.38
46,448.90
35
11/1/2007
986.95
0.00
111.48
875.47
45,573.43
36
12/1/2007
986.95
0.00
109.38
877.57
44,695.86
2007 Vertex42 LLC
Auto Loan Payment & Interest Comparisons
2007 Vertex42, LLC
v 1.0
Auto Loan Amount

Term of Loan in Years
Frequency of Payment
Loan
Amount
75,000.00
71,250.00
67,500.00
63,750.00
60,000.00
56,250.00
Payment
986.95
937.60
888.25
838.90
789.56
740.21
Total
Interest
7,903.80
7,508.40
7,113.00
6,717.60
6,323.04
5,927.64
1,200
30,000
1,000
25,000
800
20,000
600
15,000
400
10,000
200
5,000
7,000
6,000
10.0%
Down
Payment
$0.00
$3,750.00
$7,500.00
$11,250.00
$15,000.00
$18,750.00
35,000
Total Interest
9.0%
Total
Interest
631.26
1,175.16
1,721.58
2,270.64
2,822.40
3,376.68
3,933.54
4,492.80
5,055.00
5,619.60
6,186.60
6,756.00
Payment
8.0%
Payment
12,605.21
6,347.93
4,262.31
3,219.61
2,594.08
2,177.13
1,879.37
1,656.10
1,482.50
1,343.66
1,230.10
1,135.50
1,400
7.0%
Total Paid
75,631.26
76,175.16
76,721.58
77,270.64
77,822.40
78,376.68
78,933.54
79,492.80
80,055.00
80,619.60
81,186.60
81,756.00
The calculations in this

worksheet assume that
no extra payments are
made.
Monthly
6.0%
# of
Payments
6
12
18
24
30
36
42
48
54
60
66
72
75,000
2.88%
7
5.0%
Payment
957.56
991.00
1,025.16
1,060.04
1,095.64
1,131.95
1,168.97
1,206.68
1,245.09
4.0%
Total Paid
80,435.04
83,244.00
86,113.44
89,043.36
92,033.76
95,083.80
98,193.48
101,361.12
104,587.56
Total
Interest
5,435.04
8,244.00
11,113.44
14,043.36
17,033.76
20,083.80
23,193.48
26,361.12
29,587.56
3.0%
Annual
Interest Rate
2.00%
3.00%
4.00%
5.00%
6.00%
7.00%
8.00%
9.00%
10.00%
2.0%
Unless otherwise indicated, the comparison tables are

based on the Loan Amount, Interest Rate, Term, and
Frequency listed to the right. These values can be
changed in the PaymentCalculator worksheet.
Payment
8,000
Total Interest
7,000
6,000
5,000
5,000
4,000
4,000
3,000
3,000
2,000
2,000
1,000
1,000
Number of Payments
0
12 18 24 30 36 42 48 54 60 66 72
1,200
Payment
1,000
Total Interest
9,000
8,000
7,000
6,000
5,000
4,000
3,000
2,000
1,000
0
800
600
400
200
Down Payment
$18,750
$15,000
$11,250
$7,500
$3,750
$0
3,500
3,000
2,500
2,000
1,500
1,000
500
0
8,100
8,050
8,000
7,950
7,900
7,850
7,800
7,750
7,700
Payment
Payment Frequency
Bi-Weekly
Total Interest
SemiMonthly
Total
Interest
8,885.13
8,350.68
8,082.72
7,993.26
7,903.80
7,859.28
7,855.50
Monthly
Payment
11,983.59
5,953.62
2,967.24
1,976.03
986.95
493.21
455.25
Bi-Monthly
# of
Payments
7
14
28
42
84
168
182
Quarterly
Frequency
Annually
Semi-Annually
Quarterly
Bi-Monthly
Monthly
Semi-Monthly
Bi-Weekly

Auto Loan Calculator Chris

Enviado por

Dados do documento

Direitos autorais

Formatos disponíveis

Compartilhar este documento

Compartilhar ou incorporar documento

Opções de compartilhamento

Você considera este documento útil?

Este conteúdo é inapropriado?

Direitos autorais:

Formatos disponíveis

Auto Loan Calculator Chris

Enviado por

Direitos autorais:

Formatos disponíveis

Auto Loan Calculator

2007 Vertex42, LLC

Download from Vertex42.com

Purchase Price (before tax)

Unpaid Loan Balance on Trade-In

Less Down Payment

Total Loan Amount

e.g. $40 to $100

Auto Loan Payment Calculator

2007 Vertex42, LLC

Download from Vertex42.com

Effect of Extra Payments

Auto Loan Amount

Annual Interest Rate

Term of Loan in Years

First Payment Date

Last Payment Date

Rate (per period)

Payment (per period)

Summary (with no extra payments)

2007 Vertex42 LLC

2007 Vertex42 LLC

Auto Loan Payment & Interest Comparisons

2007 Vertex42, LLC

Download from Vertex42.com

Auto Loan Amount

Annual Interest Rate

The calculations in this

Unless otherwise indicated, the comparison tables are

Você também pode gostar